Dubuque Bank and Trust Company Mortgage Lending & HMDA Data, 2011

In 2011, Dubuque Bank and Trust Company of Dubuque, IA reported 3,069 mortgage applications totaling $549.5 million, down 25% from 2010. The average application was for $179,036, and applicants reported an average income of $44,146. 39% of its applications resulted in an originated loan and 4% were denied. Its largest markets were Dubuque, IA (930), Madison, WI (264) and Santa Fe, NM (234) (applications in parentheses).

Mortgage Company & Address Dubuque Bank and Trust Company
1398 Central Avenue
Dubuque, IA 52001
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 3,069
Total Mortgage Loan Application Amount $549,462,000
Average Mortgage Loan Application Amount $179,036
Highest Mortgage Loan Application Amount $3,589,000
Average Applicant Income $44,146
Highest Applicant Income $1,319,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Dubuque Bank and Trust Company filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Dubuque Bank and Trust Company by County in 2011

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Dubuque, Iowa 930 $ 125,500,000 $ 134,946 $ 74,000
Dane, Wisconsin 260 $ 57,527,000 $ 221,257 $ 0
Santa Fe, New Mexico 234 $ 58,126,000 $ 248,401 $ 1,000
Jo Daviess, Illinois 158 $ 25,376,000 $ 160,607 $ 23,000
Winnebago, Illinois 158 $ 17,826,000 $ 112,822 $ 7,000
San Diego, California 122 $ 45,934,000 $ 376,508 $ 164,000
Maricopa, Arizona 110 $ 22,928,000 $ 208,436 $ 13,000
Green, Wisconsin 100 $ 13,574,000 $ 135,740 $ 0
Yellowstone, Montana 94 $ 15,726,000 $ 167,297 $ 1,000
Bernalillo, New Mexico 92 $ 18,761,000 $ 203,923 $ 6,000
Washoe, Nevada 84 $ 13,896,000 $ 165,428 $ 91,000
Humboldt, Nevada 41 $ 7,215,000 $ 175,975 $ 79,000
Grant, Wisconsin 34 $ 3,866,000 $ 113,705 $ 62,000
Jackson, Iowa 29 $ 3,389,000 $ 116,862 $ 82,000
Gallatin, Montana 26 $ 4,982,000 $ 191,615 $ 4,000
Lee, Iowa 23 $ 2,462,000 $ 107,043 $ 2,000
Boone, Illinois 21 $ 3,346,000 $ 159,333 $ 0
Ravalli, Montana 20 $ 3,572,000 $ 178,600 $ 0
Sanders, Montana 19 $ 3,101,000 $ 163,210 $ 3,000
Lafayette, Wisconsin 18 $ 1,487,000 $ 82,611 $ 14,000
Travis, Texas 17 $ 3,352,000 $ 197,176 $ 139,000
Sandoval, New Mexico 16 $ 3,231,000 $ 201,937 $ 6,000
Los Angeles, California 15 $ 4,138,000 $ 275,866 $ 85,000
Boulder, Colorado 14 $ 3,746,000 $ 267,571 $ 0
Summit, Colorado 14 $ 2,838,000 $ 202,714 $ 38,000
Stephenson, Illinois 13 $ 1,528,000 $ 117,538 $ 16,000
Curry, New Mexico 12 $ 1,708,000 $ 142,333 $ 34,000
Riverside, California 11 $ 3,698,000 $ 336,181 $ 236,000
Carroll, Illinois 11 $ 2,139,000 $ 194,454 $ 25,000
Clayton, Iowa 10 $ 1,202,000 $ 120,200 $ 214,000
Jefferson, Montana 10 $ 1,152,000 $ 115,200 $ 0
Denver, Colorado 9 $ 2,278,000 $ 253,111 $ 66,000
Cook, Illinois 9 $ 1,598,000 $ 177,555 $ 22,000
Lyon, Nevada 9 $ 902,000 $ 100,222 $ 91,000
Valencia, New Mexico 9 $ 1,597,000 $ 177,444 $ 24,000
Pinal, Arizona 8 $ 801,000 $ 100,125 $ 2,000
Weld, Colorado 8 $ 2,173,000 $ 271,625 $ 8,000
Flathead, Montana 8 $ 2,400,000 $ 300,000 $ 0
Rio Arriba, New Mexico 8 $ 1,436,000 $ 179,500 $ 0
Hancock, Illinois 7 $ 621,000 $ 88,714 $ 0
Scott, Iowa 7 $ 4,295,000 $ 613,571 $ 52,000
Williamson, Texas 7 $ 913,000 $ 130,428 $ 64,000
Clinton, Iowa 6 $ 987,000 $ 164,500 $ 58,000
Linn, Iowa 6 $ 1,023,000 $ 170,500 $ 94,000
Polk, Iowa 6 $ 932,000 $ 155,333 $ 88,000
Jefferson, Wisconsin 6 $ 1,216,000 $ 202,666 $ 0
Delaware, Iowa 5 $ 861,000 $ 172,200 $ 123,000
Harris, Texas 5 $ 1,267,000 $ 253,400 $ 67,000
Hays, Texas 5 $ 643,000 $ 128,600 $ 42,000
Adams, Colorado 4 $ 872,000 $ 218,000 $ 15,000
Arapahoe, Colorado 4 $ 1,229,000 $ 307,250 $ 28,000
Jefferson, Colorado 4 $ 776,000 $ 194,000 $ 0
McHenry, Illinois 4 $ 634,000 $ 158,500 $ 50,000
Jones, Iowa 4 $ 724,000 $ 181,000 $ 89,000
Hennepin, Minnesota 4 $ 765,000 $ 191,250 $ 10,000
Missoula, Montana 4 $ 831,000 $ 207,750 $ 0
Clark, Nevada 4 $ 1,061,000 $ 265,250 $ 116,000
Rock, Wisconsin 4 $ 458,000 $ 114,500 $ 0
Sauk, Wisconsin 4 $ 1,054,000 $ 263,500 $ 19,000
Coconino, Arizona 3 $ 788,000 $ 262,666 $ 0
Gila, Arizona 3 $ 717,000 $ 239,000 $ 0
Navajo, Arizona 3 $ 588,000 $ 196,000 $ 0
San Bernardino, California 3 $ 743,000 $ 247,666 $ 262,000
Broomfield, Colorado 3 $ 919,000 $ 306,333 $ 0
Grand, Colorado 3 $ 445,000 $ 148,333 $ 0
Penobscot, Maine 3 $ 526,000 $ 175,333 $ 0
Carbon, Montana 3 $ 754,000 $ 251,333 $ 0
Sheridan, Montana 3 $ 383,000 $ 127,666 $ 0
Dallas, Texas 3 $ 1,774,000 $ 591,333 $ 354,000
Adams, Wisconsin 3 $ 523,000 $ 174,333 $ 0
Brown, Wisconsin 3 $ 272,000 $ 90,666 $ 0
Juneau, Wisconsin 3 $ 596,000 $ 198,666 $ 0
Manitowoc, Wisconsin 3 $ 783,000 $ 261,000 $ 0
Oneida, Wisconsin 3 $ 781,000 $ 260,333 $ 0
Vilas, Wisconsin 3 $ 625,000 $ 208,333 $ 0
Walworth, Wisconsin 3 $ 808,000 $ 269,333 $ 0
Waukesha, Wisconsin 3 $ 485,000 $ 161,666 $ 0
Orange, California 2 $ 667,000 $ 333,500 $ 100,000
Placer, California 2 $ 650,000 $ 325,000 $ 514,000
Douglas, Colorado 2 $ 540,000 $ 270,000 $ 0
El Paso, Colorado 2 $ 398,000 $ 199,000 $ 0
Larimer, Colorado 2 $ 579,000 $ 289,500 $ 0
DuPage, Illinois 2 $ 569,000 $ 284,500 $ 0
Ogle, Illinois 2 $ 253,000 $ 126,500 $ 0
Black Hawk, Iowa 2 $ 309,000 $ 154,500 $ 17,000
Ramsey, Minnesota 2 $ 334,000 $ 167,000 $ 17,000
Lake, Montana 2 $ 411,000 $ 205,500 $ 0
Stillwater, Montana 2 $ 351,000 $ 175,500 $ 0
Douglas, Nevada 2 $ 301,000 $ 150,500 $ 74,000
Roosevelt, New Mexico 2 $ 252,000 $ 126,000 $ 0
Coos, Oregon 2 $ 444,000 $ 222,000 $ 0
Bell, Texas 2 $ 411,000 $ 205,500 $ 112,000
Montgomery, Texas 2 $ 346,000 $ 173,000 $ 133,000
Columbia, Wisconsin 2 $ 425,000 $ 212,500 $ 0
Door, Wisconsin 2 $ 515,000 $ 257,500 $ 54,000
Iowa, Wisconsin 2 $ 202,000 $ 101,000 $ 0
Marquette, Wisconsin 2 $ 291,000 $ 145,500 $ 0
Pima, Arizona 1 $ 100,000 $ 100,000 $ 0
Yavapai, Arizona 1 $ 191,000 $ 191,000 $ 0
Alameda, California 1 $ 417,000 $ 417,000 $ 0
Calaveras, California 1 $ 288,000 $ 288,000 $ 135,000
El Dorado, California 1 $ 236,000 $ 236,000 $ 22,000
Imperial, California 1 $ 112,000 $ 112,000 $ 271,000
Napa, California 1 $ 412,000 $ 412,000 $ 252,000
Nevada, California 1 $ 207,000 $ 207,000 $ 55,000
Plumas, California 1 $ 120,000 $ 120,000 $ 150,000
Santa Clara, California 1 $ 737,000 $ 737,000 $ 226,000
Shasta, California 1 $ 112,000 $ 112,000 $ 212,000
Clear Creek, Colorado 1 $ 198,000 $ 198,000 $ 66,000
Delta, Colorado 1 $ 129,000 $ 129,000 $ 0
La Plata, Colorado 1 $ 123,000 $ 123,000 $ 0
District of Columbia, District Of Columbia 1 $ 204,000 $ 204,000 $ 0
Brevard, Florida 1 $ 167,000 $ 167,000 $ 0
Lee, Florida 1 $ 262,000 $ 262,000 $ 267,000
Walton, Florida 1 $ 417,000 $ 417,000 $ 308,000
Canyon, Idaho 1 $ 99,000 $ 99,000 $ 60,000
Kootenai, Idaho 1 $ 180,000 $ 180,000 $ 0
DeKalb, Illinois 1 $ 92,000 $ 92,000 $ 0
Kane, Illinois 1 $ 176,000 $ 176,000 $ 0
Lake, Illinois 1 $ 194,000 $ 194,000 $ 0
McLean, Illinois 1 $ 107,000 $ 107,000 $ 0
Whiteside, Illinois 1 $ 145,000 $ 145,000 $ 0
Will, Illinois 1 $ 351,000 $ 351,000 $ 0
Hendricks, Indiana 1 $ 146,000 $ 146,000 $ 0
Porter, Indiana 1 $ 70,000 $ 70,000 $ 0
Allamakee, Iowa 1 $ 69,000 $ 69,000 $ 72,000
Bremer, Iowa 1 $ 380,000 $ 380,000 $ 167,000
Cerro Gordo, Iowa 1 $ 140,000 $ 140,000 $ 81,000
Johnson, Iowa 1 $ 87,000 $ 87,000 $ 65,000
Scott, Kentucky 1 $ 300,000 $ 300,000 $ 0
Franklin, Maine 1 $ 118,000 $ 118,000 $ 100,000
Howard, Maryland 1 $ 300,000 $ 300,000 $ 0
Norfolk, Massachusetts 1 $ 280,000 $ 280,000 $ 0
Dickinson, Michigan 1 $ 175,000 $ 175,000 $ 0
Wayne, Michigan 1 $ 171,000 $ 171,000 $ 0
Cass, Missouri 1 $ 141,000 $ 141,000 $ 0
Clark, Missouri 1 $ 60,000 $ 60,000 $ 0
Greene, Missouri 1 $ 152,000 $ 152,000 $ 0
St. Clair, Missouri 1 $ 128,000 $ 128,000 $ 0
St. Louis, Missouri 1 $ 150,000 $ 150,000 $ 83,000
Taney, Missouri 1 $ 225,000 $ 225,000 $ 0
Big Horn, Montana 1 $ 105,000 $ 105,000 $ 0
Broadwater, Montana 1 $ 193,000 $ 193,000 $ 0
Deer Lodge, Montana 1 $ 344,000 $ 344,000 $ 0
Madison, Montana 1 $ 68,000 $ 68,000 $ 0
Silver Bow, Montana 1 $ 67,000 $ 67,000 $ 0
Churchill, Nevada 1 $ 180,000 $ 180,000 $ 139,000
Pershing, Nevada 1 $ 93,000 $ 93,000 $ 40,000
Los Alamos, New Mexico 1 $ 369,000 $ 369,000 $ 0
Otero, New Mexico 1 $ 102,000 $ 102,000 $ 0
San Miguel, New Mexico 1 $ 205,000 $ 205,000 $ 0
Durham, North Carolina 1 $ 160,000 $ 160,000 $ 67,000
Guilford, North Carolina 1 $ 229,000 $ 229,000 $ 71,000
Mecklenburg, North Carolina 1 $ 194,000 $ 194,000 $ 0
Oklahoma, Oklahoma 1 $ 198,000 $ 198,000 $ 50,000
Horry, South Carolina 1 $ 217,000 $ 217,000 $ 0
Davidson, Tennessee 1 $ 216,000 $ 216,000 $ 0
Williamson, Tennessee 1 $ 401,000 $ 401,000 $ 0
Bexar, Texas 1 $ 70,000 $ 70,000 $ 148,000
El Paso, Texas 1 $ 135,000 $ 135,000 $ 0
Fort Bend, Texas 1 $ 187,000 $ 187,000 $ 72,000
Tarrant, Texas 1 $ 203,000 $ 203,000 $ 0
Cache, Utah 1 $ 160,000 $ 160,000 $ 0
Salt Lake, Utah 1 $ 307,000 $ 307,000 $ 0
Summit, Utah 1 $ 236,000 $ 236,000 $ 0
Utah, Utah 1 $ 130,000 $ 130,000 $ 0
Snohomish, Washington 1 $ 188,000 $ 188,000 $ 90,000
Dodge, Wisconsin 1 $ 120,000 $ 120,000 $ 0
Florence, Wisconsin 1 $ 144,000 $ 144,000 $ 0
La Crosse, Wisconsin 1 $ 1,000,000 $ 1,000,000 $ 0
Lincoln, Wisconsin 1 $ 172,000 $ 172,000 $ 0
Marinette, Wisconsin 1 $ 300,000 $ 300,000 $ 0
Milwaukee, Wisconsin 1 $ 103,000 $ 103,000 $ 0
Pierce, Wisconsin 1 $ 193,000 $ 193,000 $ 0
Polk, Wisconsin 1 $ 192,000 $ 192,000 $ 0
Price, Wisconsin 1 $ 154,000 $ 154,000 $ 0
Sheboygan, Wisconsin 1 $ 72,000 $ 72,000 $ 0
Waushara, Wisconsin 1 $ 135,000 $ 135,000 $ 0
Laramie, Wyoming 1 $ 218,000 $ 218,000 $ 0
Natrona, Wyoming 1 $ 212,000 $ 212,000 $ 52,000

Mortgage Loan Application Detail Totals for Dubuque Bank and Trust Company in 2011

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,883 $340,523,000 $180,000 $1,923,000 $47,000 $1,319,000
Home Purchase 1,121 $202,609,000 $180,000 $1,275,000 $40,000 $798,000
Home Improvement 65 $6,330,000 $97,000 $3,589,000 $33,000 $156,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,555 $302,076,000 $194,000 $3,589,000 $0 $0
White 1,344 $215,461,000 $160,000 $1,923,000 $89,000 $1,319,000
Not Provided 97 $18,395,000 $189,000 $641,000 $100,000 $586,000
Hispanic 38 $6,138,000 $161,000 $348,000 $87,000 $447,000
Asian 24 $5,695,000 $237,000 $501,000 $101,000 $269,000
Black or African American 7 $1,300,000 $185,000 $293,000 $87,000 $152,000
Native Hawaiian or Other Pacific Islander 4 $397,000 $99,000 $127,000 $48,000 $63,000
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,784 $503,367,000 $180,000 $3,589,000 $43,000 $1,319,000
FHA-insured (Federal Housing Administration) 225 $35,961,000 $159,000 $737,000 $60,000 $226,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 30 $3,651,000 $121,000 $300,000 $25,000 $94,000
VA-guaranteed (Veterans Administration) 30 $6,483,000 $216,000 $426,000 $67,000 $175,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 1,536 $292,799,000 $190,000 $554,000 $0 $0
Loan Originated 1,202 $205,600,000 $171,000 $3,589,000 $93,000 $1,319,000
Application Approved But Not Accepted 140 $22,443,000 $160,000 $1,275,000 $94,000 $759,000
Application Denied By Financial Institution 109 $15,686,000 $143,000 $1,923,000 $59,000 $271,000
Application Withdrawn By Applicant 82 $12,934,000 $157,000 $705,000 $66,000 $432,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Dubuque Bank and Trust Company's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Dubuque Bank and Trust Company's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Iowa, download the full spreadsheet with aggregated HMDA statistics today.

Download the Iowa Lender List