Dupaco Community
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Dupaco Community 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Dupaco Community Po Box 179 Dubuque, IA 52004 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,366 |
| Total Mortgage Loan Application Amount | $295,030,000 |
| Average Mortgage Loan Application Amount | $127,000 |
| Highest Mortgage Loan Application Amount | $1,875,000 |
| Average Applicant Income | $72,500 |
| Highest Applicant Income | $1,947,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Dupaco Community. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Dupaco Community's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Dupaco Community's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Dupaco Community serves its applicants.
Each category highlights the total number of mortgage applications processed by Dupaco Community, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Dupaco Community's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Dubuque County Iowa | 846 | $ 108,333,000 | $ 128,000 | $ 73,000 |
| Linn County Iowa | 280 | $ 28,865,000 | $ 103,000 | $ 75,000 |
| Grant County Wisconsin | 205 | $ 26,514,000 | $ 129,000 | $ 72,000 |
| Jo Daviess County Illinois | 119 | $ 14,405,000 | $ 121,000 | $ 78,000 |
| Black Hawk County Iowa | 116 | $ 10,893,000 | $ 93,000 | $ 62,000 |
| Delaware County Iowa | 78 | $ 9,189,000 | $ 117,000 | $ 72,000 |
| Jackson County Iowa | 70 | $ 7,823,000 | $ 111,000 | $ 68,000 |
| Lafayette County Wisconsin | 62 | $ 6,155,000 | $ 99,000 | $ 71,000 |
| Carroll County Iowa | 51 | $ 6,252,000 | $ 122,000 | $ 66,000 |
| Benton County Iowa | 29 | $ 3,011,000 | $ 103,000 | $ 73,000 |
| Jones County Iowa | 20 | $ 2,224,000 | $ 111,000 | $ 63,000 |
| Clayton County Iowa | 18 | $ 1,963,000 | $ 109,000 | $ 65,000 |
| Buchanan County Iowa | 17 | $ 1,452,000 | $ 85,000 | $ 50,000 |
| Johnson County Iowa | 17 | $ 2,582,000 | $ 151,000 | $ 67,000 |
| Polk County Iowa | 17 | $ 2,392,000 | $ 140,000 | $ 104,000 |
| Iowa County Wisconsin | 16 | $ 2,076,000 | $ 129,000 | $ 60,000 |
| Scott County Iowa | 14 | $ 2,237,000 | $ 159,000 | $ 93,000 |
| Cedar County Iowa | 11 | $ 1,243,000 | $ 113,000 | $ 85,000 |
| Bremer County Iowa | 9 | $ 1,009,000 | $ 112,000 | $ 60,000 |
| Fayette County Iowa | 7 | $ 459,000 | $ 65,000 | $ 49,000 |
| Iowa County Iowa | 7 | $ 492,000 | $ 70,000 | $ 56,000 |
| Clinton County Iowa | 6 | $ 414,000 | $ 69,000 | $ 57,000 |
| Dallas County Iowa | 6 | $ 1,099,000 | $ 183,000 | $ 87,000 |
| Lee County Florida | 5 | $ 611,000 | $ 122,000 | $ 192,000 |
| Calhoun County Iowa | 5 | $ 291,000 | $ 58,000 | $ 82,000 |
| Grundy County Iowa | 5 | $ 807,000 | $ 161,000 | $ 94,000 |
| Dane County Wisconsin | 5 | $ 1,093,000 | $ 218,000 | $ 93,000 |
| Sac County Iowa | 4 | $ 388,000 | $ 97,000 | $ 53,000 |
| Adams County Colorado | 3 | $ 596,000 | $ 198,000 | $ 56,000 |
| Volusia County Florida | 3 | $ 308,000 | $ 102,000 | $ 71,000 |
| Butler County Iowa | 3 | $ 320,000 | $ 106,000 | $ 52,000 |
| Greene County Iowa | 3 | $ 330,000 | $ 110,000 | $ 56,000 |
| Lee County Iowa | 3 | $ 432,000 | $ 144,000 | $ 90,000 |
| Anoka County Minnesota | 3 | $ 578,000 | $ 192,000 | $ 75,000 |
| Davidson County Tennessee | 3 | $ 477,000 | $ 159,000 | $ 104,000 |
| Crawford County Wisconsin | 3 | $ 181,000 | $ 60,000 | $ 64,000 |
| Eau Claire County Wisconsin | 3 | $ 260,000 | $ 86,000 | $ 43,000 |
| Sauk County Wisconsin | 3 | $ 421,000 | $ 140,000 | $ 72,000 |
| Washburn County Wisconsin | 3 | $ 581,000 | $ 193,000 | $ 96,000 |
| Maricopa County Arizona | 2 | $ 327,000 | $ 163,000 | $ 151,000 |
| Carroll County Illinois | 2 | $ 131,000 | $ 65,000 | $ 55,000 |
| Cook County Illinois | 2 | $ 801,000 | $ 400,000 | $ 42,000 |
| Ogle County Illinois | 2 | $ 215,000 | $ 107,000 | $ 64,000 |
| Sangamon County Illinois | 2 | $ 439,000 | $ 219,000 | $ 89,000 |
| Allamakee County Iowa | 2 | $ 213,000 | $ 106,000 | $ 59,000 |
| Audubon County Iowa | 2 | $ 247,000 | $ 123,000 | $ 74,000 |
| Boone County Iowa | 2 | $ 193,000 | $ 96,000 | $ 22,000 |
| Cerro Gordo County Iowa | 2 | $ 273,000 | $ 136,000 | $ 100,000 |
| Warren County Iowa | 2 | $ 300,000 | $ 150,000 | $ 94,000 |
| Webster County Iowa | 2 | $ 190,000 | $ 95,000 | $ 67,000 |
| Woodbury County Iowa | 2 | $ 80,000 | $ 40,000 | $ 81,000 |
| Gogebic County Michigan | 2 | $ 205,000 | $ 102,000 | $ 118,000 |
| Dakota County Minnesota | 2 | $ 805,000 | $ 402,000 | $ 228,000 |
| Hennepin County Minnesota | 2 | $ 445,000 | $ 222,000 | $ 199,000 |
| Monroe County Wisconsin | 2 | $ 382,000 | $ 191,000 | $ 57,000 |
| Vilas County Wisconsin | 2 | $ 379,000 | $ 189,000 | $ 115,000 |
| Waukesha County Wisconsin | 2 | $ 400,000 | $ 200,000 | $ 101,000 |
| Coconino County Arizona | 1 | $ 340,000 | $ 340,000 | $ 139,000 |
| Pinal County Arizona | 1 | $ 132,000 | $ 132,000 | $ 32,000 |
| Los Angeles County California | 1 | $ 267,000 | $ 267,000 | $ 60,000 |
| Orange County California | 1 | $ 417,000 | $ 417,000 | $ 110,000 |
| San Bernardino County California | 1 | $ 128,000 | $ 128,000 | $ 38,000 |
| San Joaquin County California | 1 | $ 171,000 | $ 171,000 | $ 73,000 |
| Arapahoe County Colorado | 1 | $ 302,000 | $ 302,000 | $ 157,000 |
| Larimer County Colorado | 1 | $ 220,000 | $ 220,000 | $ 70,000 |
| Brevard County Florida | 1 | $ 120,000 | $ 120,000 | $ 71,000 |
| Collier County Florida | 1 | $ 99,000 | $ 99,000 | $ 57,000 |
| Flagler County Florida | 1 | $ 170,000 | $ 170,000 | $ 70,000 |
| Sarasota County Florida | 1 | $ 146,000 | $ 146,000 | $ 155,000 |
| Walton County Florida | 1 | $ 1,875,000 | $ 1,875,000 | $ 53,000 |
| DuPage County Illinois | 1 | $ 92,000 | $ 92,000 | $ 26,000 |
| Kankakee County Illinois | 1 | $ 112,000 | $ 112,000 | $ 74,000 |
| Lake County Illinois | 1 | $ 404,000 | $ 404,000 | $ 0 |
| McHenry County Illinois | 1 | $ 83,000 | $ 83,000 | $ 71,000 |
| McLean County Illinois | 1 | $ 344,000 | $ 344,000 | $ 262,000 |
| Rock Island County Illinois | 1 | $ 158,000 | $ 158,000 | $ 159,000 |
| Stephenson County Illinois | 1 | $ 42,000 | $ 42,000 | $ 60,000 |
| Will County Illinois | 1 | $ 55,000 | $ 55,000 | $ 78,000 |
| Adams County Indiana | 1 | $ 49,000 | $ 49,000 | $ 78,000 |
| Marshall County Indiana | 1 | $ 96,000 | $ 96,000 | $ 41,000 |
| Adams County Iowa | 1 | $ 38,000 | $ 38,000 | $ 19,000 |
| Buena Vista County Iowa | 1 | $ 234,000 | $ 234,000 | $ 244,000 |
| Chickasaw County Iowa | 1 | $ 162,000 | $ 162,000 | $ 110,000 |
| Des Moines County Iowa | 1 | $ 42,000 | $ 42,000 | $ 65,000 |
| Floyd County Iowa | 1 | $ 35,000 | $ 35,000 | $ 20,000 |
| Henry County Iowa | 1 | $ 40,000 | $ 40,000 | $ 47,000 |
| Keokuk County Iowa | 1 | $ 173,000 | $ 173,000 | $ 46,000 |
| Madison County Iowa | 1 | $ 320,000 | $ 320,000 | $ 315,000 |
| Marshall County Iowa | 1 | $ 80,000 | $ 80,000 | $ 49,000 |
| Palo Alto County Iowa | 1 | $ 90,000 | $ 90,000 | $ 110,000 |
| Pocahontas County Iowa | 1 | $ 119,000 | $ 119,000 | $ 60,000 |
| Story County Iowa | 1 | $ 30,000 | $ 30,000 | $ 13,000 |
| Tama County Iowa | 1 | $ 34,000 | $ 34,000 | $ 106,000 |
| Van Buren County Iowa | 1 | $ 130,000 | $ 130,000 | $ 140,000 |
| Washington County Iowa | 1 | $ 162,000 | $ 162,000 | $ 153,000 |
| Wayne County Iowa | 1 | $ 47,000 | $ 47,000 | $ 39,000 |
| Winnebago County Iowa | 1 | $ 100,000 | $ 100,000 | $ 47,000 |
| Winneshiek County Iowa | 1 | $ 263,000 | $ 263,000 | $ 118,000 |
| Bossier County Louisiana | 1 | $ 65,000 | $ 65,000 | $ 65,000 |
| Kalamazoo County Michigan | 1 | $ 210,000 | $ 210,000 | $ 0 |
| Muskegon County Michigan | 1 | $ 112,000 | $ 112,000 | $ 65,000 |
| Olmsted County Minnesota | 1 | $ 171,000 | $ 171,000 | $ 62,000 |
| Camden County Missouri | 1 | $ 315,000 | $ 315,000 | $ 182,000 |
| Clay County Missouri | 1 | $ 298,000 | $ 298,000 | $ 93,000 |
| Dade County Missouri | 1 | $ 172,000 | $ 172,000 | $ 46,000 |
| Lee County North Carolina | 1 | $ 130,000 | $ 130,000 | $ 141,000 |
| Orange County North Carolina | 1 | $ 268,000 | $ 268,000 | $ 82,000 |
| Franklin County Ohio | 1 | $ 296,000 | $ 296,000 | $ 125,000 |
| York County South Carolina | 1 | $ 417,000 | $ 417,000 | $ 203,000 |
| Salt Lake County Utah | 1 | $ 229,000 | $ 229,000 | $ 68,000 |
| Clark County Washington | 1 | $ 366,000 | $ 366,000 | $ 96,000 |
| Adams County Wisconsin | 1 | $ 22,000 | $ 22,000 | $ 11,000 |
| Clark County Wisconsin | 1 | $ 134,000 | $ 134,000 | $ 41,000 |
| Columbia County Wisconsin | 1 | $ 274,000 | $ 274,000 | $ 155,000 |
| Fond du Lac County Wisconsin | 1 | $ 269,000 | $ 269,000 | $ 88,000 |
| Green County Wisconsin | 1 | $ 262,000 | $ 262,000 | $ 105,000 |
| Iron County Wisconsin | 1 | $ 223,000 | $ 223,000 | $ 85,000 |
| Jefferson County Wisconsin | 1 | $ 185,000 | $ 185,000 | $ 92,000 |
| Juneau County Wisconsin | 1 | $ 130,000 | $ 130,000 | $ 78,000 |
| Portage County Wisconsin | 1 | $ 113,000 | $ 113,000 | $ 65,000 |
| Richland County Wisconsin | 1 | $ 104,000 | $ 104,000 | $ 94,000 |
| Rock County Wisconsin | 1 | $ 13,000 | $ 13,000 | $ 127,000 |
| Rusk County Wisconsin | 1 | $ 151,000 | $ 151,000 | $ 86,000 |
| Vernon County Wisconsin | 1 | $ 80,000 | $ 80,000 | $ 81,000 |
Mortgage Loan Application Detail Totals for Dupaco Community in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,476 | $171,141,000 | $115,000 | $630,000 | $75,000 | $1,947,000 |
| Home Purchase | 890 | $123,889,000 | $139,000 | $1,875,000 | $70,000 | $1,173,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,179 | $279,606,000 | $128,000 | $1,875,000 | $74,000 | $1,947,000 |
| Not Provided | 107 | $8,121,000 | $75,000 | $290,000 | $64,000 | $206,000 |
| Hispanic | 43 | $3,582,000 | $83,000 | $296,000 | $58,000 | $130,000 |
| Black or African American | 20 | $1,459,000 | $72,000 | $150,000 | $50,000 | $105,000 |
| Asian | 9 | $1,820,000 | $202,000 | $385,000 | $105,000 | $210,000 |
| American Indian or Alaskan Native | 4 | $281,000 | $70,000 | $100,000 | $45,000 | $88,000 |
| Not applicable | 3 | $96,000 | $32,000 | $55,000 | $50,000 | $57,000 |
| Native Hawaiin or Other Pacific Islander | 1 | $65,000 | $65,000 | $65,000 | $43,000 | $43,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,361 | $294,231,000 | $124,000 | $1,875,000 | $73,000 | $1,947,000 |
| VA-guaranteed (Veterans Administration) | 5 | $799,000 | $159,000 | $204,000 | $76,000 | $122,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,297 | $175,379,000 | $135,000 | $1,875,000 | $76,000 | $1,173,000 |
| Application Withdrawn By Applicant | 363 | $42,068,000 | $115,000 | $366,000 | $81,000 | $500,000 |
| Application Approved But Not Accepted | 359 | $48,206,000 | $134,000 | $417,000 | $70,000 | $410,000 |
| Application Denied By Financial Institution | 335 | $28,127,000 | $83,000 | $404,000 | $57,000 | $1,947,000 |
| File Closed For Incompleteness | 12 | $1,250,000 | $104,000 | $245,000 | $102,000 | $569,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 219 | $14,398,000 | $65,000 | $341,000 | $62,000 | $1,947,000 |
| Debt-To-Income Ratio | 86 | $10,510,000 | $122,000 | $404,000 | $46,000 | $145,000 |
| Other | 13 | $1,547,000 | $119,000 | $267,000 | $67,000 | $118,000 |
| Collateral | 7 | $831,000 | $118,000 | $230,000 | $66,000 | $112,000 |
| Employment History | 4 | $357,000 | $89,000 | $160,000 | $45,000 | $86,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $309,000 | $103,000 | $150,000 | $41,000 | $47,000 |
| Unverifiable Information | 2 | $60,000 | $30,000 | $50,000 | $17,000 | $18,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Dupaco Community's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Dupaco Community's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.