Dupaco Community Credit Union Mortgage Lending & HMDA Data, 2021

In 2021, Dupaco Community Credit Union of Dubuque, IA reported 5,671 mortgage applications totaling $699.3 million, down 2% from 2020. The average application was for $123,308, and applicants reported an average income of $87,762. 78% of its applications resulted in an originated loan and 13% were denied. Its largest markets were Dubuque, IA (2,215), Cedar Rapids, IA (805) and Waterloo-Cedar Falls, IA (332) (applications in parentheses).

Mortgage Company & Address Dupaco Community Credit Union
Po Box 179
Dubuque, IA 52004
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 5,671
Total Mortgage Loan Application Amount $699,285,000
Average Mortgage Loan Application Amount $123,308
Highest Mortgage Loan Application Amount $4,255,000
Average Applicant Income $87,762
Highest Applicant Income $5,200,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Dupaco Community Credit Union filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Dupaco Community Credit Union by County in 2021

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Dubuque, Iowa 2,215 $ 276,845,000 $ 124,986 $ 92,000
Linn, Iowa 656 $ 74,440,000 $ 113,475 $ 77,000
Grant, Wisconsin 510 $ 58,160,000 $ 114,039 $ 81,000
Jo Daviess, Illinois 352 $ 39,240,000 $ 111,477 $ 89,000
Black Hawk, Iowa 296 $ 32,800,000 $ 110,810 $ 84,000
Delaware, Iowa 185 $ 20,475,000 $ 110,675 $ 76,000
Carroll, Iowa 126 $ 13,350,000 $ 105,952 $ 90,000
Jackson, Iowa 125 $ 14,835,000 $ 118,680 $ 82,000
Lafayette, Wisconsin 95 $ 10,305,000 $ 108,473 $ 75,000
Clayton, Iowa 78 $ 7,260,000 $ 93,076 $ 79,000
Jones, Iowa 75 $ 8,665,000 $ 115,533 $ 91,000
Benton, Iowa 74 $ 8,380,000 $ 113,243 $ 86,000
Polk, Iowa 53 $ 12,385,000 $ 233,679 $ 79,000
Iowa, Wisconsin 45 $ 5,365,000 $ 119,222 $ 74,000
Johnson, Iowa 44 $ 7,270,000 $ 165,227 $ 92,000
Buchanan, Iowa 43 $ 3,585,000 $ 83,372 $ 76,000
Scott, Iowa 27 $ 3,075,000 $ 113,888 $ 106,000
Bremer, Iowa 24 $ 3,750,000 $ 156,250 $ 93,000
Dane, Wisconsin 21 $ 6,485,000 $ 308,809 $ 141,000
Cook, Illinois 20 $ 4,120,000 $ 206,000 $ 129,000
Fayette, Iowa 20 $ 2,040,000 $ 102,000 $ 62,000
Maricopa, Arizona 18 $ 3,170,000 $ 176,111 $ 110,000
Butler, Iowa 18 $ 2,210,000 $ 122,777 $ 68,000
Dallas, Iowa 16 $ 4,300,000 $ 268,750 $ 119,000
Greene, Iowa 16 $ 750,000 $ 46,875 $ 71,000
Crawford, Wisconsin 16 $ 1,670,000 $ 104,375 $ 59,000
Stephenson, Illinois 15 $ 1,125,000 $ 75,000 $ 73,000
Clinton, Iowa 15 $ 1,095,000 $ 73,000 $ 74,000
Sac, Iowa 15 $ 1,355,000 $ 90,333 $ 70,000
Carroll, Illinois 12 $ 710,000 $ 59,166 $ 72,000
Calhoun, Iowa 12 $ 1,130,000 $ 94,166 $ 82,000
Grundy, Iowa 12 $ 1,150,000 $ 95,833 $ 59,000
Iowa, Iowa 12 $ 1,530,000 $ 127,500 $ 79,000
Tama, Iowa 12 $ 690,000 $ 57,500 $ 79,000
Rock, Wisconsin 11 $ 1,085,000 $ 98,636 $ 98,000
Cedar, Iowa 10 $ 1,350,000 $ 135,000 $ 76,000
Marion, Iowa 7 $ 1,005,000 $ 143,571 $ 87,000
Story, Iowa 7 $ 1,245,000 $ 177,857 $ 121,000
Washington, Iowa 7 $ 885,000 $ 126,428 $ 73,000
Hennepin, Minnesota 7 $ 2,205,000 $ 315,000 $ 194,000
Milwaukee, Wisconsin 7 $ 1,365,000 $ 195,000 $ 149,000
Winnebago, Illinois 6 $ 370,000 $ 61,666 $ 121,000
Sauk, Wisconsin 6 $ 1,410,000 $ 235,000 $ 100,000
Allamakee, Iowa 5 $ 265,000 $ 53,000 $ 74,000
Cerro Gordo, Iowa 5 $ 405,000 $ 81,000 $ 69,000
Chickasaw, Iowa 5 $ 345,000 $ 69,000 $ 82,000
Crawford, Iowa 5 $ 575,000 $ 115,000 $ 81,000
Muscatine, Iowa 5 $ 1,005,000 $ 201,000 $ 117,000
Anoka, Minnesota 5 $ 795,000 $ 159,000 $ 186,000
Lee, Florida 4 $ 680,000 $ 170,000 $ 78,000
DuPage, Illinois 4 $ 1,040,000 $ 260,000 $ 193,000
Rock Island, Illinois 4 $ 750,000 $ 187,500 $ 91,000
Warren, Iowa 4 $ 770,000 $ 192,500 $ 91,000
Jackson, Wisconsin 4 $ 440,000 $ 110,000 $ 65,000
Waupaca, Wisconsin 4 $ 830,000 $ 207,500 $ 161,000
Adams, Colorado 3 $ 515,000 $ 171,666 $ 147,000
Arapahoe, Colorado 3 $ 855,000 $ 285,000 $ 0
Bay, Florida 3 $ 715,000 $ 238,333 $ 75,000
Macon, Illinois 3 $ 505,000 $ 168,333 $ 106,000
Will, Illinois 3 $ 465,000 $ 155,000 $ 124,000
Boone, Iowa 3 $ 605,000 $ 201,666 $ 101,000
Floyd, Iowa 3 $ 395,000 $ 131,666 $ 101,000
Guthrie, Iowa 3 $ 245,000 $ 81,666 $ 86,000
Hardin, Iowa 3 $ 325,000 $ 108,333 $ 81,000
Ida, Iowa 3 $ 435,000 $ 145,000 $ 128,000
Mahaska, Iowa 3 $ 175,000 $ 58,333 $ 34,000
Shelby, Iowa 3 $ 415,000 $ 138,333 $ 119,000
Wapello, Iowa 3 $ 215,000 $ 71,666 $ 55,000
Webster, Iowa 3 $ 145,000 $ 48,333 $ 57,000
Cottonwood, Minnesota 3 $ 515,000 $ 171,666 $ 186,000
Dakota, Minnesota 3 $ 755,000 $ 251,666 $ 244,000
Boone, Missouri 3 $ 575,000 $ 191,666 $ 80,000
St. Charles, Missouri 3 $ 145,000 $ 48,333 $ 133,000
Whatcom, Washington 3 $ 675,000 $ 225,000 $ 238,000
Richland, Wisconsin 3 $ 365,000 $ 121,666 $ 72,000
Washburn, Wisconsin 3 $ 385,000 $ 128,333 $ 59,000
Waukesha, Wisconsin 3 $ 935,000 $ 311,666 $ 135,000
Placer, California 2 $ 490,000 $ 245,000 $ 156,000
San Bernardino, California 2 $ 260,000 $ 130,000 $ 227,000
Charlotte, Florida 2 $ 620,000 $ 310,000 $ 70,000
Liberty, Florida 2 $ 160,000 $ 80,000 $ 66,000
Pinellas, Florida 2 $ 300,000 $ 150,000 $ 135,000
Polk, Florida 2 $ 230,000 $ 115,000 $ 193,000
Boone, Illinois 2 $ 370,000 $ 185,000 $ 72,000
Champaign, Illinois 2 $ 270,000 $ 135,000 $ 89,000
DeKalb, Illinois 2 $ 220,000 $ 110,000 $ 89,000
Sangamon, Illinois 2 $ 330,000 $ 165,000 $ 127,000
Madison, Indiana 2 $ 50,000 $ 25,000 $ 73,000
Franklin, Iowa 2 $ 110,000 $ 55,000 $ 65,000
Hamilton, Iowa 2 $ 70,000 $ 35,000 $ 186,000
Harrison, Iowa 2 $ 150,000 $ 75,000 $ 123,000
Henry, Iowa 2 $ 50,000 $ 25,000 $ 65,000
Howard, Iowa 2 $ 100,000 $ 50,000 $ 80,000
Marshall, Iowa 2 $ 120,000 $ 60,000 $ 45,000
Winneshiek, Iowa 2 $ 360,000 $ 180,000 $ 48,000
Worth, Iowa 2 $ 180,000 $ 90,000 $ 34,000
Wright, Iowa 2 $ 290,000 $ 145,000 $ 184,000
Saline, Kansas 2 $ 440,000 $ 220,000 $ 177,000
Jefferson, Kentucky 2 $ 200,000 $ 100,000 $ 220,000
Baltimore, Maryland 2 $ 750,000 $ 375,000 $ 106,000
Frederick, Maryland 2 $ 490,000 $ 245,000 $ 146,000
Kalamazoo, Michigan 2 $ 150,000 $ 75,000 $ 110,000
Olmsted, Minnesota 2 $ 310,000 $ 155,000 $ 185,000
Ramsey, Minnesota 2 $ 330,000 $ 165,000 $ 87,000
Cooper, Missouri 2 $ 300,000 $ 150,000 $ 77,000
Nodaway, Missouri 2 $ 110,000 $ 55,000 $ 30,000
Lancaster, Nebraska 2 $ 330,000 $ 165,000 $ 112,000
Grafton, New Hampshire 2 $ 120,000 $ 60,000 $ 125,000
Fairfield, Ohio 2 $ 130,000 $ 65,000 $ 80,000
Lexington, South Carolina 2 $ 640,000 $ 320,000 $ 131,000
Knox, Tennessee 2 $ 470,000 $ 235,000 $ 292,000
Henrico, Virginia 2 $ 440,000 $ 220,000 $ 147,000
Clark, Wisconsin 2 $ 430,000 $ 215,000 $ 128,000
Columbia, Wisconsin 2 $ 600,000 $ 300,000 $ 72,000
Eau Claire, Wisconsin 2 $ 120,000 $ 60,000 $ 74,000
Fond du Lac, Wisconsin 2 $ 340,000 $ 170,000 $ 75,000
Green Lake, Wisconsin 2 $ 780,000 $ 390,000 $ 269,000
Jefferson, Wisconsin 2 $ 470,000 $ 235,000 $ 62,000
Monroe, Wisconsin 2 $ 360,000 $ 180,000 $ 39,000
Racine, Wisconsin 2 $ 310,000 $ 155,000 $ 204,000
Vilas, Wisconsin 2 $ 370,000 $ 185,000 $ 76,000
Baldwin, Alabama 1 $ 265,000 $ 265,000 $ 185,000
Cochise, Arizona 1 $ 115,000 $ 115,000 $ 53,000
Gila, Arizona 1 $ 85,000 $ 85,000 $ 37,000
Pima, Arizona 1 $ 145,000 $ 145,000 $ 40,000
El Dorado, California 1 $ 375,000 $ 375,000 $ 72,000
Los Angeles, California 1 $ 105,000 $ 105,000 $ 141,000
Orange, California 1 $ 15,000 $ 15,000 $ 183,000
Riverside, California 1 $ 525,000 $ 525,000 $ 205,000
San Diego, California 1 $ 305,000 $ 305,000 $ 192,000
Boulder, Colorado 1 $ 95,000 $ 95,000 $ 22,000
Chaffee, Colorado 1 $ 545,000 $ 545,000 $ 183,000
Denver, Colorado 1 $ 535,000 $ 535,000 $ 246,000
Douglas, Colorado 1 $ 295,000 $ 295,000 $ 71,000
Mesa, Colorado 1 $ 245,000 $ 245,000 $ 139,000
Brevard, Florida 1 $ 235,000 $ 235,000 $ 112,000
Flagler, Florida 1 $ 75,000 $ 75,000 $ 73,000
Hernando, Florida 1 $ 345,000 $ 345,000 $ 0
Indian River, Florida 1 $ 85,000 $ 85,000 $ 64,000
Leon, Florida 1 $ 195,000 $ 195,000 $ 49,000
Sarasota, Florida 1 $ 215,000 $ 215,000 $ 156,000
Sumter, Florida 1 $ 165,000 $ 165,000 $ 59,000
Volusia, Florida 1 $ 135,000 $ 135,000 $ 69,000
DeKalb, Georgia 1 $ 435,000 $ 435,000 $ 184,000
Effingham, Georgia 1 $ 35,000 $ 35,000 $ 147,000
Gwinnett, Georgia 1 $ 375,000 $ 375,000 $ 145,000
Henry, Georgia 1 $ 135,000 $ 135,000 $ 205,000
Monroe, Georgia 1 $ 315,000 $ 315,000 $ 157,000
Henry, Illinois 1 $ 125,000 $ 125,000 $ 55,000
Kendall, Illinois 1 $ 235,000 $ 235,000 $ 107,000
Lake, Illinois 1 $ 45,000 $ 45,000 $ 256,000
LaSalle, Illinois 1 $ 125,000 $ 125,000 $ 58,000
McHenry, Illinois 1 $ 385,000 $ 385,000 $ 178,000
Menard, Illinois 1 $ 205,000 $ 205,000 $ 131,000
Ogle, Illinois 1 $ 285,000 $ 285,000 $ 130,000
Peoria, Illinois 1 $ 75,000 $ 75,000 $ 174,000
St. Clair, Illinois 1 $ 305,000 $ 305,000 $ 64,000
Whiteside, Illinois 1 $ 45,000 $ 45,000 $ 24,000
Tippecanoe, Indiana 1 $ 195,000 $ 195,000 $ 57,000
Adair, Iowa 1 $ 105,000 $ 105,000 $ 105,000
Audubon, Iowa 1 $ 15,000 $ 15,000 $ 42,000
Clarke, Iowa 1 $ 155,000 $ 155,000 $ 58,000
Humboldt, Iowa 1 $ 25,000 $ 25,000 $ 108,000
Louisa, Iowa 1 $ 75,000 $ 75,000 $ 63,000
Mitchell, Iowa 1 $ 85,000 $ 85,000 $ 82,000
Plymouth, Iowa 1 $ 115,000 $ 115,000 $ 51,000
Pocahontas, Iowa 1 $ 135,000 $ 135,000 $ 88,000
Poweshiek, Iowa 1 $ 115,000 $ 115,000 $ 62,000
Wayne, Iowa 1 $ 65,000 $ 65,000 $ 106,000
Winnebago, Iowa 1 $ 145,000 $ 145,000 $ 77,000
Woodbury, Iowa 1 $ 105,000 $ 105,000 $ 57,000
Johnson, Kansas 1 $ 525,000 $ 525,000 $ 126,000
Calloway, Kentucky 1 $ 155,000 $ 155,000 $ 79,000
Laurel, Kentucky 1 $ 185,000 $ 185,000 $ 227,000
Harford, Maryland 1 $ 175,000 $ 175,000 $ 175,000
Queen Anne's, Maryland 1 $ 95,000 $ 95,000 $ 183,000
Delta, Michigan 1 $ 105,000 $ 105,000 $ 106,000
Becker, Minnesota 1 $ 175,000 $ 175,000 $ 95,000
Carver, Minnesota 1 $ 165,000 $ 165,000 $ 90,000
Rice, Minnesota 1 $ 345,000 $ 345,000 $ 128,000
Camden, Missouri 1 $ 235,000 $ 235,000 $ 81,000
Clay, Missouri 1 $ 25,000 $ 25,000 $ 55,000
Morgan, Missouri 1 $ 205,000 $ 205,000 $ 51,000
St. Louis City, Missouri 1 $ 65,000 $ 65,000 $ 37,000
Taney, Missouri 1 $ 135,000 $ 135,000 $ 91,000
Texas, Missouri 1 $ 105,000 $ 105,000 $ 44,000
Douglas, Nebraska 1 $ 255,000 $ 255,000 $ 162,000
Cibola, New Mexico 1 $ 25,000 $ 25,000 $ 64,000
Seneca, New York 1 $ 135,000 $ 135,000 $ 58,000
Alamance, North Carolina 1 $ 435,000 $ 435,000 $ 146,000
Cabarrus, North Carolina 1 $ 115,000 $ 115,000 $ 186,000
Caldwell, North Carolina 1 $ 25,000 $ 25,000 $ 264,000
Carteret, North Carolina 1 $ 175,000 $ 175,000 $ 120,000
Cherokee, North Carolina 1 $ 165,000 $ 165,000 $ 70,000
Durham, North Carolina 1 $ 225,000 $ 225,000 $ 91,000
Edgecombe, North Carolina 1 $ 95,000 $ 95,000 $ 62,000
Harnett, North Carolina 1 $ 125,000 $ 125,000 $ 92,000
New Hanover, North Carolina 1 $ 235,000 $ 235,000 $ 105,000
Union, North Carolina 1 $ 55,000 $ 55,000 $ 101,000
Wake, North Carolina 1 $ 215,000 $ 215,000 $ 142,000
Pierce, North Dakota 1 $ 155,000 $ 155,000 $ 59,000
Medina, Ohio 1 $ 85,000 $ 85,000 $ 36,000
Miami, Ohio 1 $ 305,000 $ 305,000 $ 139,000
Summit, Ohio 1 $ 315,000 $ 315,000 $ 129,000
Creek, Oklahoma 1 $ 415,000 $ 415,000 $ 248,000
Linn, Oregon 1 $ 215,000 $ 215,000 $ 39,000
Multnomah, Oregon 1 $ 165,000 $ 165,000 $ 0
Washington, Oregon 1 $ 355,000 $ 355,000 $ 74,000
Greenville, South Carolina 1 $ 255,000 $ 255,000 $ 139,000
York, South Carolina 1 $ 125,000 $ 125,000 $ 64,000
Union, South Dakota 1 $ 25,000 $ 25,000 $ 103,000
Davidson, Tennessee 1 $ 255,000 $ 255,000 $ 50,000
Rutherford, Tennessee 1 $ 165,000 $ 165,000 $ 96,000
Shelby, Tennessee 1 $ 75,000 $ 75,000 $ 58,000
Washington, Tennessee 1 $ 155,000 $ 155,000 $ 88,000
Collin, Texas 1 $ 505,000 $ 505,000 $ 100,000
Dallas, Texas 1 $ 5,000 $ 5,000 $ 120,000
Nolan, Texas 1 $ 35,000 $ 35,000 $ 31,000
Wilson, Texas 1 $ 65,000 $ 65,000 $ 87,000
Salt Lake, Utah 1 $ 55,000 $ 55,000 $ 126,000
Utah, Utah 1 $ 65,000 $ 65,000 $ 63,000
Clark, Washington 1 $ 335,000 $ 335,000 $ 160,000
Snohomish, Washington 1 $ 55,000 $ 55,000 $ 50,000
Mercer, West Virginia 1 $ 125,000 $ 125,000 $ 25,000
Adams, Wisconsin 1 $ 305,000 $ 305,000 $ 0
Ashland, Wisconsin 1 $ 135,000 $ 135,000 $ 82,000
Chippewa, Wisconsin 1 $ 115,000 $ 115,000 $ 0
Dodge, Wisconsin 1 $ 185,000 $ 185,000 $ 84,000
Door, Wisconsin 1 $ 235,000 $ 235,000 $ 225,000
Green, Wisconsin 1 $ 415,000 $ 415,000 $ 131,000
Juneau, Wisconsin 1 $ 25,000 $ 25,000 $ 100,000
La Crosse, Wisconsin 1 $ 75,000 $ 75,000 $ 117,000
Outagamie, Wisconsin 1 $ 115,000 $ 115,000 $ 40,000
Ozaukee, Wisconsin 1 $ 165,000 $ 165,000 $ 67,000
Pierce, Wisconsin 1 $ 245,000 $ 245,000 $ 82,000
Portage, Wisconsin 1 $ 115,000 $ 115,000 $ 68,000
Sawyer, Wisconsin 1 $ 215,000 $ 215,000 $ 97,000
Sheboygan, Wisconsin 1 $ 245,000 $ 245,000 $ 84,000
St. Croix, Wisconsin 1 $ 265,000 $ 265,000 $ 156,000
Vernon, Wisconsin 1 $ 285,000 $ 285,000 $ 153,000
Walworth, Wisconsin 1 $ 405,000 $ 405,000 $ 150,000
Winnebago, Wisconsin 1 $ 175,000 $ 175,000 $ 78,000

Mortgage Loan Application Detail Totals for Dupaco Community Credit Union in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 2,188 $267,200,000 $122,000 $4,255,000 $86,000 $1,200,000
Home Purchase 1,386 $243,430,000 $175,000 $3,785,000 $73,000 $509,000
Other Purpose 976 $43,060,000 $44,000 $505,000 $117,000 $5,200,000
Cash-out Refinancing 813 $128,545,000 $158,000 $1,045,000 $84,000 $1,286,000
Home Improvement 308 $17,050,000 $55,000 $3,855,000 $84,000 $353,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,979 $606,425,000 $121,000 $1,765,000 $89,000 $5,200,000
Not Provided 437 $43,995,000 $100,000 $705,000 $89,000 $520,000
Not applicable 79 $27,425,000 $347,000 $4,255,000 $73,000 $106,000
Black or African American 69 $7,985,000 $115,000 $525,000 $62,000 $220,000
Hispanic 66 $7,840,000 $118,000 $285,000 $59,000 $174,000
Asian 21 $3,885,000 $185,000 $385,000 $80,000 $159,000
American Indian or Alaskan Native 14 $1,160,000 $82,000 $195,000 $61,000 $137,000
Native Hawaiian or Other Pacific Islander 6 $570,000 $95,000 $175,000 $136,000 $492,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 5,671 $699,285,000 $123,000 $4,255,000 $88,000 $5,200,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,422 $571,980,000 $129,000 $4,255,000 $90,000 $2,400,000
Application Denied By Financial Institution 730 $61,360,000 $84,000 $515,000 $76,000 $5,200,000
Application Approved But Not Accepted 351 $55,585,000 $158,000 $1,105,000 $88,000 $824,000
Application Withdrawn By Applicant 154 $8,790,000 $57,000 $225,000 $82,000 $1,200,000
File Closed For Incompleteness 14 $1,570,000 $112,000 $255,000 $63,000 $148,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 4,941 $637,925,000 $129,000 $4,255,000 $90,000 $2,400,000
Debt-To-Income Ratio 206 $19,720,000 $95,000 $505,000 $50,000 $161,000
Credit History 191 $18,125,000 $94,000 $375,000 $66,000 $365,000
Other 127 $6,255,000 $49,000 $405,000 $107,000 $5,200,000
Collateral 90 $7,240,000 $80,000 $515,000 $79,000 $244,000
Unverifiable Information 68 $4,490,000 $66,000 $305,000 $141,000 $3,152,000
Credit Application Incomplete 27 $3,345,000 $123,000 $335,000 $53,000 $139,000
Employment History 19 $1,985,000 $104,000 $265,000 $47,000 $100,000
Insufficient Cash (Downpayment, Closing Cost) 2 $200,000 $100,000 $125,000 $38,000 $42,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Dupaco Community Credit Union's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Dupaco Community Credit Union's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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