Dupaco Community
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021

Dupaco Community 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Dupaco Community
Po Box 179
Dubuque, IA 52004
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 5,671
Total Mortgage Loan Application Amount $699,285,000
Average Mortgage Loan Application Amount $110,800
Highest Mortgage Loan Application Amount $4,255,000
Average Applicant Income $88,800
Highest Applicant Income $5,200,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Dupaco Community. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Dupaco Community's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2021 breaks down Dupaco Community's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Dupaco Community serves its applicants.

Each category highlights the total number of mortgage applications processed by Dupaco Community, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Dupaco Community's mortgage activity for 2021.

Mortgage Loan Application Totals for Dupaco Community by County in 2021

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Dubuque County Iowa 2,215 $ 276,845,000 $ 124,000 $ 92,000
Linn County Iowa 656 $ 74,440,000 $ 113,000 $ 77,000
Grant County Wisconsin 510 $ 58,160,000 $ 114,000 $ 81,000
Jo Daviess County Illinois 352 $ 39,240,000 $ 111,000 $ 89,000
Black Hawk County Iowa 296 $ 32,800,000 $ 110,000 $ 84,000
Delaware County Iowa 185 $ 20,475,000 $ 110,000 $ 76,000
Carroll County Iowa 126 $ 13,350,000 $ 105,000 $ 90,000
Jackson County Iowa 125 $ 14,835,000 $ 118,000 $ 82,000
Lafayette County Wisconsin 95 $ 10,305,000 $ 108,000 $ 75,000
Clayton County Iowa 78 $ 7,260,000 $ 93,000 $ 79,000
Jones County Iowa 75 $ 8,665,000 $ 115,000 $ 91,000
Benton County Iowa 74 $ 8,380,000 $ 113,000 $ 86,000
Polk County Iowa 53 $ 12,385,000 $ 233,000 $ 79,000
Iowa County Wisconsin 45 $ 5,365,000 $ 119,000 $ 74,000
Johnson County Iowa 44 $ 7,270,000 $ 165,000 $ 92,000
Buchanan County Iowa 43 $ 3,585,000 $ 83,000 $ 76,000
Scott County Iowa 27 $ 3,075,000 $ 113,000 $ 106,000
Bremer County Iowa 24 $ 3,750,000 $ 156,000 $ 93,000
Dane County Wisconsin 21 $ 6,485,000 $ 308,000 $ 141,000
Cook County Illinois 20 $ 4,120,000 $ 206,000 $ 129,000
Fayette County Iowa 20 $ 2,040,000 $ 102,000 $ 62,000
Maricopa County Arizona 18 $ 3,170,000 $ 176,000 $ 110,000
Butler County Iowa 18 $ 2,210,000 $ 122,000 $ 68,000
Dallas County Iowa 16 $ 4,300,000 $ 268,000 $ 119,000
Greene County Iowa 16 $ 750,000 $ 46,000 $ 71,000
Crawford County Wisconsin 16 $ 1,670,000 $ 104,000 $ 59,000
Stephenson County Illinois 15 $ 1,125,000 $ 75,000 $ 73,000
Clinton County Iowa 15 $ 1,095,000 $ 73,000 $ 74,000
Sac County Iowa 15 $ 1,355,000 $ 90,000 $ 70,000
Carroll County Illinois 12 $ 710,000 $ 59,000 $ 72,000
Calhoun County Iowa 12 $ 1,130,000 $ 94,000 $ 82,000
Grundy County Iowa 12 $ 1,150,000 $ 95,000 $ 59,000
Iowa County Iowa 12 $ 1,530,000 $ 127,000 $ 79,000
Tama County Iowa 12 $ 690,000 $ 57,000 $ 79,000
Rock County Wisconsin 11 $ 1,085,000 $ 98,000 $ 98,000
Cedar County Iowa 10 $ 1,350,000 $ 135,000 $ 76,000
Marion County Iowa 7 $ 1,005,000 $ 143,000 $ 87,000
Story County Iowa 7 $ 1,245,000 $ 177,000 $ 121,000
Washington County Iowa 7 $ 885,000 $ 126,000 $ 73,000
Hennepin County Minnesota 7 $ 2,205,000 $ 315,000 $ 194,000
Milwaukee County Wisconsin 7 $ 1,365,000 $ 195,000 $ 149,000
Winnebago County Illinois 6 $ 370,000 $ 61,000 $ 121,000
Sauk County Wisconsin 6 $ 1,410,000 $ 235,000 $ 100,000
Allamakee County Iowa 5 $ 265,000 $ 53,000 $ 74,000
Cerro Gordo County Iowa 5 $ 405,000 $ 81,000 $ 69,000
Chickasaw County Iowa 5 $ 345,000 $ 69,000 $ 82,000
Crawford County Iowa 5 $ 575,000 $ 115,000 $ 81,000
Muscatine County Iowa 5 $ 1,005,000 $ 201,000 $ 117,000
Anoka County Minnesota 5 $ 795,000 $ 159,000 $ 186,000
Lee County Florida 4 $ 680,000 $ 170,000 $ 78,000
DuPage County Illinois 4 $ 1,040,000 $ 260,000 $ 193,000
Rock Island County Illinois 4 $ 750,000 $ 187,000 $ 91,000
Warren County Iowa 4 $ 770,000 $ 192,000 $ 91,000
Jackson County Wisconsin 4 $ 440,000 $ 110,000 $ 65,000
Waupaca County Wisconsin 4 $ 830,000 $ 207,000 $ 161,000
Adams County Colorado 3 $ 515,000 $ 171,000 $ 147,000
Arapahoe County Colorado 3 $ 855,000 $ 285,000 $ 0
Bay County Florida 3 $ 715,000 $ 238,000 $ 75,000
Macon County Illinois 3 $ 505,000 $ 168,000 $ 106,000
Will County Illinois 3 $ 465,000 $ 155,000 $ 124,000
Boone County Iowa 3 $ 605,000 $ 201,000 $ 101,000
Floyd County Iowa 3 $ 395,000 $ 131,000 $ 101,000
Guthrie County Iowa 3 $ 245,000 $ 81,000 $ 86,000
Hardin County Iowa 3 $ 325,000 $ 108,000 $ 81,000
Ida County Iowa 3 $ 435,000 $ 145,000 $ 128,000
Mahaska County Iowa 3 $ 175,000 $ 58,000 $ 34,000
Shelby County Iowa 3 $ 415,000 $ 138,000 $ 119,000
Wapello County Iowa 3 $ 215,000 $ 71,000 $ 55,000
Webster County Iowa 3 $ 145,000 $ 48,000 $ 57,000
Cottonwood County Minnesota 3 $ 515,000 $ 171,000 $ 186,000
Dakota County Minnesota 3 $ 755,000 $ 251,000 $ 244,000
Boone County Missouri 3 $ 575,000 $ 191,000 $ 80,000
St. Charles County Missouri 3 $ 145,000 $ 48,000 $ 133,000
Whatcom County Washington 3 $ 675,000 $ 225,000 $ 238,000
Richland County Wisconsin 3 $ 365,000 $ 121,000 $ 72,000
Washburn County Wisconsin 3 $ 385,000 $ 128,000 $ 59,000
Waukesha County Wisconsin 3 $ 935,000 $ 311,000 $ 135,000
Placer County California 2 $ 490,000 $ 245,000 $ 156,000
San Bernardino County California 2 $ 260,000 $ 130,000 $ 227,000
Charlotte County Florida 2 $ 620,000 $ 310,000 $ 70,000
Liberty County Florida 2 $ 160,000 $ 80,000 $ 66,000
Pinellas County Florida 2 $ 300,000 $ 150,000 $ 135,000
Polk County Florida 2 $ 230,000 $ 115,000 $ 193,000
Boone County Illinois 2 $ 370,000 $ 185,000 $ 72,000
Champaign County Illinois 2 $ 270,000 $ 135,000 $ 89,000
DeKalb County Illinois 2 $ 220,000 $ 110,000 $ 89,000
Sangamon County Illinois 2 $ 330,000 $ 165,000 $ 127,000
Madison County Indiana 2 $ 50,000 $ 25,000 $ 73,000
Franklin County Iowa 2 $ 110,000 $ 55,000 $ 65,000
Hamilton County Iowa 2 $ 70,000 $ 35,000 $ 186,000
Harrison County Iowa 2 $ 150,000 $ 75,000 $ 123,000
Henry County Iowa 2 $ 50,000 $ 25,000 $ 65,000
Howard County Iowa 2 $ 100,000 $ 50,000 $ 80,000
Marshall County Iowa 2 $ 120,000 $ 60,000 $ 45,000
Winneshiek County Iowa 2 $ 360,000 $ 180,000 $ 48,000
Worth County Iowa 2 $ 180,000 $ 90,000 $ 34,000
Wright County Iowa 2 $ 290,000 $ 145,000 $ 184,000
Saline County Kansas 2 $ 440,000 $ 220,000 $ 177,000
Jefferson County Kentucky 2 $ 200,000 $ 100,000 $ 220,000
Baltimore County Maryland 2 $ 750,000 $ 375,000 $ 106,000
Frederick County Maryland 2 $ 490,000 $ 245,000 $ 146,000
Kalamazoo County Michigan 2 $ 150,000 $ 75,000 $ 110,000
Olmsted County Minnesota 2 $ 310,000 $ 155,000 $ 185,000
Ramsey County Minnesota 2 $ 330,000 $ 165,000 $ 87,000
Cooper County Missouri 2 $ 300,000 $ 150,000 $ 77,000
Nodaway County Missouri 2 $ 110,000 $ 55,000 $ 30,000
Lancaster County Nebraska 2 $ 330,000 $ 165,000 $ 112,000
Grafton County New Hampshire 2 $ 120,000 $ 60,000 $ 125,000
Fairfield County Ohio 2 $ 130,000 $ 65,000 $ 80,000
Lexington County South Carolina 2 $ 640,000 $ 320,000 $ 131,000
Knox County Tennessee 2 $ 470,000 $ 235,000 $ 292,000
Henrico County Virginia 2 $ 440,000 $ 220,000 $ 147,000
Clark County Wisconsin 2 $ 430,000 $ 215,000 $ 128,000
Columbia County Wisconsin 2 $ 600,000 $ 300,000 $ 72,000
Eau Claire County Wisconsin 2 $ 120,000 $ 60,000 $ 74,000
Fond du Lac County Wisconsin 2 $ 340,000 $ 170,000 $ 75,000
Green Lake County Wisconsin 2 $ 780,000 $ 390,000 $ 269,000
Jefferson County Wisconsin 2 $ 470,000 $ 235,000 $ 62,000
Monroe County Wisconsin 2 $ 360,000 $ 180,000 $ 39,000
Racine County Wisconsin 2 $ 310,000 $ 155,000 $ 204,000
Vilas County Wisconsin 2 $ 370,000 $ 185,000 $ 76,000
Baldwin County Alabama 1 $ 265,000 $ 265,000 $ 185,000
Cochise County Arizona 1 $ 115,000 $ 115,000 $ 53,000
Gila County Arizona 1 $ 85,000 $ 85,000 $ 37,000
Pima County Arizona 1 $ 145,000 $ 145,000 $ 40,000
El Dorado County California 1 $ 375,000 $ 375,000 $ 72,000
Los Angeles County California 1 $ 105,000 $ 105,000 $ 141,000
Orange County California 1 $ 15,000 $ 15,000 $ 183,000
Riverside County California 1 $ 525,000 $ 525,000 $ 205,000
San Diego County California 1 $ 305,000 $ 305,000 $ 192,000
Boulder County Colorado 1 $ 95,000 $ 95,000 $ 22,000
Chaffee County Colorado 1 $ 545,000 $ 545,000 $ 183,000
Denver County Colorado 1 $ 535,000 $ 535,000 $ 246,000
Douglas County Colorado 1 $ 295,000 $ 295,000 $ 71,000
Mesa County Colorado 1 $ 245,000 $ 245,000 $ 139,000
Brevard County Florida 1 $ 235,000 $ 235,000 $ 112,000
Flagler County Florida 1 $ 75,000 $ 75,000 $ 73,000
Hernando County Florida 1 $ 345,000 $ 345,000 $ 0
Indian River County Florida 1 $ 85,000 $ 85,000 $ 64,000
Leon County Florida 1 $ 195,000 $ 195,000 $ 49,000
Sarasota County Florida 1 $ 215,000 $ 215,000 $ 156,000
Sumter County Florida 1 $ 165,000 $ 165,000 $ 59,000
Volusia County Florida 1 $ 135,000 $ 135,000 $ 69,000
DeKalb County Georgia 1 $ 435,000 $ 435,000 $ 184,000
Effingham County Georgia 1 $ 35,000 $ 35,000 $ 147,000
Gwinnett County Georgia 1 $ 375,000 $ 375,000 $ 145,000
Henry County Georgia 1 $ 135,000 $ 135,000 $ 205,000
Monroe County Georgia 1 $ 315,000 $ 315,000 $ 157,000
Henry County Illinois 1 $ 125,000 $ 125,000 $ 55,000
Kendall County Illinois 1 $ 235,000 $ 235,000 $ 107,000
Lake County Illinois 1 $ 45,000 $ 45,000 $ 256,000
LaSalle County Illinois 1 $ 125,000 $ 125,000 $ 58,000
McHenry County Illinois 1 $ 385,000 $ 385,000 $ 178,000
Menard County Illinois 1 $ 205,000 $ 205,000 $ 131,000
Ogle County Illinois 1 $ 285,000 $ 285,000 $ 130,000
Peoria County Illinois 1 $ 75,000 $ 75,000 $ 174,000
St. Clair County Illinois 1 $ 305,000 $ 305,000 $ 64,000
Whiteside County Illinois 1 $ 45,000 $ 45,000 $ 24,000
Tippecanoe County Indiana 1 $ 195,000 $ 195,000 $ 57,000
Adair County Iowa 1 $ 105,000 $ 105,000 $ 105,000
Audubon County Iowa 1 $ 15,000 $ 15,000 $ 42,000
Clarke County Iowa 1 $ 155,000 $ 155,000 $ 58,000
Humboldt County Iowa 1 $ 25,000 $ 25,000 $ 108,000
Louisa County Iowa 1 $ 75,000 $ 75,000 $ 63,000
Mitchell County Iowa 1 $ 85,000 $ 85,000 $ 82,000
Plymouth County Iowa 1 $ 115,000 $ 115,000 $ 51,000
Pocahontas County Iowa 1 $ 135,000 $ 135,000 $ 88,000
Poweshiek County Iowa 1 $ 115,000 $ 115,000 $ 62,000
Wayne County Iowa 1 $ 65,000 $ 65,000 $ 106,000
Winnebago County Iowa 1 $ 145,000 $ 145,000 $ 77,000
Woodbury County Iowa 1 $ 105,000 $ 105,000 $ 57,000
Johnson County Kansas 1 $ 525,000 $ 525,000 $ 126,000
Calloway County Kentucky 1 $ 155,000 $ 155,000 $ 79,000
Laurel County Kentucky 1 $ 185,000 $ 185,000 $ 227,000
Harford County Maryland 1 $ 175,000 $ 175,000 $ 175,000
Queen Anne's County Maryland 1 $ 95,000 $ 95,000 $ 183,000
Delta County Michigan 1 $ 105,000 $ 105,000 $ 106,000
Becker County Minnesota 1 $ 175,000 $ 175,000 $ 95,000
Carver County Minnesota 1 $ 165,000 $ 165,000 $ 90,000
Rice County Minnesota 1 $ 345,000 $ 345,000 $ 128,000
Camden County Missouri 1 $ 235,000 $ 235,000 $ 81,000
Clay County Missouri 1 $ 25,000 $ 25,000 $ 55,000
Morgan County Missouri 1 $ 205,000 $ 205,000 $ 51,000
St. Louis City County Missouri 1 $ 65,000 $ 65,000 $ 37,000
Taney County Missouri 1 $ 135,000 $ 135,000 $ 91,000
Texas County Missouri 1 $ 105,000 $ 105,000 $ 44,000
Douglas County Nebraska 1 $ 255,000 $ 255,000 $ 162,000
Cibola County New Mexico 1 $ 25,000 $ 25,000 $ 64,000
Seneca County New York 1 $ 135,000 $ 135,000 $ 58,000
Alamance County North Carolina 1 $ 435,000 $ 435,000 $ 146,000
Cabarrus County North Carolina 1 $ 115,000 $ 115,000 $ 186,000
Caldwell County North Carolina 1 $ 25,000 $ 25,000 $ 264,000
Carteret County North Carolina 1 $ 175,000 $ 175,000 $ 120,000
Cherokee County North Carolina 1 $ 165,000 $ 165,000 $ 70,000
Durham County North Carolina 1 $ 225,000 $ 225,000 $ 91,000
Edgecombe County North Carolina 1 $ 95,000 $ 95,000 $ 62,000
Harnett County North Carolina 1 $ 125,000 $ 125,000 $ 92,000
New Hanover County North Carolina 1 $ 235,000 $ 235,000 $ 105,000
Union County North Carolina 1 $ 55,000 $ 55,000 $ 101,000
Wake County North Carolina 1 $ 215,000 $ 215,000 $ 142,000
Pierce County North Dakota 1 $ 155,000 $ 155,000 $ 59,000
Medina County Ohio 1 $ 85,000 $ 85,000 $ 36,000
Miami County Ohio 1 $ 305,000 $ 305,000 $ 139,000
Summit County Ohio 1 $ 315,000 $ 315,000 $ 129,000
Creek County Oklahoma 1 $ 415,000 $ 415,000 $ 248,000
Linn County Oregon 1 $ 215,000 $ 215,000 $ 39,000
Multnomah County Oregon 1 $ 165,000 $ 165,000 $ 0
Washington County Oregon 1 $ 355,000 $ 355,000 $ 74,000
Greenville County South Carolina 1 $ 255,000 $ 255,000 $ 139,000
York County South Carolina 1 $ 125,000 $ 125,000 $ 64,000
Union County South Dakota 1 $ 25,000 $ 25,000 $ 103,000
Davidson County Tennessee 1 $ 255,000 $ 255,000 $ 50,000
Rutherford County Tennessee 1 $ 165,000 $ 165,000 $ 96,000
Shelby County Tennessee 1 $ 75,000 $ 75,000 $ 58,000
Washington County Tennessee 1 $ 155,000 $ 155,000 $ 88,000
Collin County Texas 1 $ 505,000 $ 505,000 $ 100,000
Dallas County Texas 1 $ 5,000 $ 5,000 $ 120,000
Nolan County Texas 1 $ 35,000 $ 35,000 $ 31,000
Wilson County Texas 1 $ 65,000 $ 65,000 $ 87,000
Salt Lake County Utah 1 $ 55,000 $ 55,000 $ 126,000
Utah County Utah 1 $ 65,000 $ 65,000 $ 63,000
Clark County Washington 1 $ 335,000 $ 335,000 $ 160,000
Snohomish County Washington 1 $ 55,000 $ 55,000 $ 50,000
Mercer County West Virginia 1 $ 125,000 $ 125,000 $ 25,000
Adams County Wisconsin 1 $ 305,000 $ 305,000 $ 0
Ashland County Wisconsin 1 $ 135,000 $ 135,000 $ 82,000
Chippewa County Wisconsin 1 $ 115,000 $ 115,000 $ 0
Dodge County Wisconsin 1 $ 185,000 $ 185,000 $ 84,000
Door County Wisconsin 1 $ 235,000 $ 235,000 $ 225,000
Green County Wisconsin 1 $ 415,000 $ 415,000 $ 131,000
Juneau County Wisconsin 1 $ 25,000 $ 25,000 $ 100,000
La Crosse County Wisconsin 1 $ 75,000 $ 75,000 $ 117,000
Outagamie County Wisconsin 1 $ 115,000 $ 115,000 $ 40,000
Ozaukee County Wisconsin 1 $ 165,000 $ 165,000 $ 67,000
Pierce County Wisconsin 1 $ 245,000 $ 245,000 $ 82,000
Portage County Wisconsin 1 $ 115,000 $ 115,000 $ 68,000
Sawyer County Wisconsin 1 $ 215,000 $ 215,000 $ 97,000
Sheboygan County Wisconsin 1 $ 245,000 $ 245,000 $ 84,000
St. Croix County Wisconsin 1 $ 265,000 $ 265,000 $ 156,000
Vernon County Wisconsin 1 $ 285,000 $ 285,000 $ 153,000
Walworth County Wisconsin 1 $ 405,000 $ 405,000 $ 150,000
Winnebago County Wisconsin 1 $ 175,000 $ 175,000 $ 78,000

Mortgage Loan Application Detail Totals for Dupaco Community in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 2,188 $267,200,000 $122,000 $4,255,000 $86,000 $1,200,000
Home Purchase 1,386 $243,430,000 $175,000 $3,785,000 $73,000 $509,000
Other Purpose 976 $43,060,000 $44,000 $505,000 $117,000 $5,200,000
Cash-out Refinancing 813 $128,545,000 $158,000 $1,045,000 $84,000 $1,286,000
Home Improvement 308 $17,050,000 $55,000 $3,855,000 $84,000 $353,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,979 $606,425,000 $121,000 $1,765,000 $89,000 $5,200,000
Not Provided 437 $43,995,000 $100,000 $705,000 $89,000 $520,000
Not applicable 79 $27,425,000 $347,000 $4,255,000 $73,000 $106,000
Black or African American 69 $7,985,000 $115,000 $525,000 $62,000 $220,000
Hispanic 66 $7,840,000 $118,000 $285,000 $59,000 $174,000
Asian 21 $3,885,000 $185,000 $385,000 $80,000 $159,000
American Indian or Alaskan Native 14 $1,160,000 $82,000 $195,000 $61,000 $137,000
Native Hawaiian or Other Pacific Islander 6 $570,000 $95,000 $175,000 $136,000 $492,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 5,671 $699,285,000 $123,000 $4,255,000 $88,000 $5,200,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,422 $571,980,000 $129,000 $4,255,000 $90,000 $2,400,000
Application Denied By Financial Institution 730 $61,360,000 $84,000 $515,000 $76,000 $5,200,000
Application Approved But Not Accepted 351 $55,585,000 $158,000 $1,105,000 $88,000 $824,000
Application Withdrawn By Applicant 154 $8,790,000 $57,000 $225,000 $82,000 $1,200,000
File Closed For Incompleteness 14 $1,570,000 $112,000 $255,000 $63,000 $148,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 4,941 $637,925,000 $129,000 $4,255,000 $90,000 $2,400,000
Debt-To-Income Ratio 206 $19,720,000 $95,000 $505,000 $50,000 $161,000
Credit History 191 $18,125,000 $94,000 $375,000 $66,000 $365,000
Other 127 $6,255,000 $49,000 $405,000 $107,000 $5,200,000
Collateral 90 $7,240,000 $80,000 $515,000 $79,000 $244,000
Unverifiable Information 68 $4,490,000 $66,000 $305,000 $141,000 $3,152,000
Credit Application Incomplete 27 $3,345,000 $123,000 $335,000 $53,000 $139,000
Employment History 19 $1,985,000 $104,000 $265,000 $47,000 $100,000
Insufficient Cash (Downpayment, Closing Cost) 2 $200,000 $100,000 $125,000 $38,000 $42,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Dupaco Community's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Dupaco Community's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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