Eastern Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Eastern Bank 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Eastern Bank 195 Market St Boston, MA 01901 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 |
| Total Number of Mortgage Applications | 8,221 |
| Total Mortgage Loan Application Amount | $3,132,025,000 |
| Average Mortgage Loan Application Amount | $570,200 |
| Highest Mortgage Loan Application Amount | $54,665,000 |
| Average Applicant Income | $184,000 |
| Highest Applicant Income | $9,817,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Eastern Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Eastern Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Eastern Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Eastern Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Eastern Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Eastern Bank's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Essex County Massachusetts | 1,763 | $ 402,925,000 | $ 228,000 | $ 158,000 |
| Middlesex County Massachusetts | 1,670 | $ 776,250,000 | $ 464,000 | $ 208,000 |
| Plymouth County Massachusetts | 1,106 | $ 225,490,000 | $ 203,000 | $ 174,000 |
| Norfolk County Massachusetts | 919 | $ 325,625,000 | $ 354,000 | $ 215,000 |
| Suffolk County Massachusetts | 701 | $ 346,695,000 | $ 494,000 | $ 184,000 |
| Barnstable County Massachusetts | 452 | $ 107,420,000 | $ 237,000 | $ 187,000 |
| Bristol County Massachusetts | 247 | $ 71,665,000 | $ 290,000 | $ 147,000 |
| Rockingham County New Hampshire | 147 | $ 66,065,000 | $ 449,000 | $ 173,000 |
| Worcester County Massachusetts | 144 | $ 65,270,000 | $ 453,000 | $ 164,000 |
| Suffolk County New York | 128 | $ 69,230,000 | $ 540,000 | $ 0 |
| Hillsborough County New Hampshire | 127 | $ 113,245,000 | $ 891,000 | $ 181,000 |
| Fairfax County Virginia | 62 | $ 42,990,000 | $ 693,000 | $ 0 |
| Washington County Rhode Island | 61 | $ 19,855,000 | $ 325,000 | $ 153,000 |
| Nassau County New York | 58 | $ 34,130,000 | $ 588,000 | $ 0 |
| Strafford County New Hampshire | 45 | $ 48,015,000 | $ 1,067,000 | $ 249,000 |
| Providence County Rhode Island | 45 | $ 19,125,000 | $ 425,000 | $ 170,000 |
| Merrimack County New Hampshire | 39 | $ 6,535,000 | $ 167,000 | $ 172,000 |
| Montgomery County Maryland | 33 | $ 23,985,000 | $ 726,000 | $ 0 |
| New London County Connecticut | 32 | $ 10,830,000 | $ 338,000 | $ 123,000 |
| Hampden County Massachusetts | 20 | $ 4,280,000 | $ 214,000 | $ 218,000 |
| Belknap County New Hampshire | 20 | $ 9,530,000 | $ 476,000 | $ 155,000 |
| Somerset County New Jersey | 20 | $ 10,780,000 | $ 539,000 | $ 0 |
| Carroll County New Hampshire | 19 | $ 9,975,000 | $ 525,000 | $ 476,000 |
| Loudoun County Virginia | 19 | $ 12,605,000 | $ 663,000 | $ 0 |
| District of Columbia County District Of Columbia | 17 | $ 12,165,000 | $ 715,000 | $ 0 |
| Kent County Rhode Island | 15 | $ 33,345,000 | $ 2,223,000 | $ 155,000 |
| Arlington County Virginia | 15 | $ 9,455,000 | $ 630,000 | $ 0 |
| Morris County New Jersey | 14 | $ 9,710,000 | $ 693,000 | $ 0 |
| Anne Arundel County Maryland | 13 | $ 6,685,000 | $ 514,000 | $ 0 |
| Westchester County New York | 12 | $ 6,320,000 | $ 526,000 | $ 0 |
| Howard County Maryland | 11 | $ 6,675,000 | $ 606,000 | $ 0 |
| Grafton County New Hampshire | 11 | $ 4,425,000 | $ 402,000 | $ 308,000 |
| Dukes County Massachusetts | 10 | $ 5,210,000 | $ 521,000 | $ 312,000 |
| Middlesex County New Jersey | 10 | $ 5,160,000 | $ 516,000 | $ 0 |
| Newport County Rhode Island | 10 | $ 19,470,000 | $ 1,947,000 | $ 358,000 |
| New Castle County Delaware | 9 | $ 4,455,000 | $ 495,000 | $ 0 |
| Prince William County Virginia | 9 | $ 5,565,000 | $ 618,000 | $ 0 |
| Bergen County New Jersey | 8 | $ 4,440,000 | $ 555,000 | $ 0 |
| Alexandria County Virginia | 8 | $ 5,180,000 | $ 647,000 | $ 0 |
| Prince George's County Maryland | 7 | $ 31,285,000 | $ 4,469,000 | $ 0 |
| Monmouth County New Jersey | 7 | $ 4,345,000 | $ 620,000 | $ 0 |
| Sullivan County New Hampshire | 6 | $ 3,320,000 | $ 553,000 | $ 308,000 |
| Hartford County Connecticut | 5 | $ 2,495,000 | $ 499,000 | $ 216,000 |
| New Haven County Connecticut | 5 | $ 1,525,000 | $ 305,000 | $ 289,000 |
| Windham County Connecticut | 5 | $ 845,000 | $ 169,000 | $ 96,000 |
| Sussex County Delaware | 5 | $ 2,745,000 | $ 549,000 | $ 0 |
| Hudson County New Jersey | 5 | $ 3,165,000 | $ 633,000 | $ 0 |
| Union County New Jersey | 5 | $ 2,295,000 | $ 459,000 | $ 0 |
| Mecklenburg County North Carolina | 5 | $ 3,745,000 | $ 749,000 | $ 0 |
| Stafford County Virginia | 5 | $ 2,705,000 | $ 541,000 | $ 0 |
| York County Maine | 4 | $ 9,890,000 | $ 2,472,000 | $ 0 |
| Frederick County Maryland | 4 | $ 1,600,000 | $ 400,000 | $ 0 |
| Chester County Pennsylvania | 4 | $ 2,020,000 | $ 505,000 | $ 0 |
| Albemarle County Virginia | 4 | $ 3,130,000 | $ 782,000 | $ 0 |
| Cumberland County Maine | 3 | $ 1,535,000 | $ 511,000 | $ 0 |
| Nantucket County Massachusetts | 3 | $ 6,435,000 | $ 2,145,000 | $ 1,681,000 |
| Essex County New Jersey | 3 | $ 1,775,000 | $ 591,000 | $ 0 |
| Queens County New York | 3 | $ 1,645,000 | $ 548,000 | $ 0 |
| Wake County North Carolina | 3 | $ 1,645,000 | $ 548,000 | $ 0 |
| Bristol County Rhode Island | 3 | $ 28,875,000 | $ 9,625,000 | $ 331,000 |
| Chittenden County Vermont | 3 | $ 19,055,000 | $ 6,351,000 | $ 0 |
| Bedford County Virginia | 3 | $ 1,235,000 | $ 411,000 | $ 0 |
| Frederick County Virginia | 3 | $ 1,435,000 | $ 478,000 | $ 0 |
| Henrico County Virginia | 3 | $ 2,505,000 | $ 835,000 | $ 0 |
| Roanoke County Virginia | 3 | $ 1,415,000 | $ 471,000 | $ 0 |
| Spotsylvania County Virginia | 3 | $ 1,425,000 | $ 475,000 | $ 0 |
| Fairfield County Connecticut | 2 | $ 1,040,000 | $ 520,000 | $ 213,000 |
| Carroll County Maryland | 2 | $ 1,160,000 | $ 580,000 | $ 0 |
| Garrett County Maryland | 2 | $ 830,000 | $ 415,000 | $ 0 |
| Berkshire County Massachusetts | 2 | $ 400,000 | $ 200,000 | $ 109,000 |
| Cheshire County New Hampshire | 2 | $ 180,000 | $ 90,000 | $ 121,000 |
| Mercer County New Jersey | 2 | $ 1,240,000 | $ 620,000 | $ 0 |
| Passaic County New Jersey | 2 | $ 1,010,000 | $ 505,000 | $ 0 |
| Allegheny County Pennsylvania | 2 | $ 1,890,000 | $ 945,000 | $ 0 |
| Charleston County South Carolina | 2 | $ 1,060,000 | $ 530,000 | $ 0 |
| Fauquier County Virginia | 2 | $ 1,040,000 | $ 520,000 | $ 0 |
| Middlesex County Connecticut | 1 | $ 35,000 | $ 35,000 | $ 290,000 |
| Tolland County Connecticut | 1 | $ 105,000 | $ 105,000 | $ 62,000 |
| Kent County Delaware | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Knox County Maine | 1 | $ 555,000 | $ 555,000 | $ 0 |
| Baltimore County Maryland | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Cecil County Maryland | 1 | $ 325,000 | $ 325,000 | $ 0 |
| St. Mary's County Maryland | 1 | $ 425,000 | $ 425,000 | $ 0 |
| Franklin County Massachusetts | 1 | $ 35,000 | $ 35,000 | $ 88,000 |
| Hampshire County Massachusetts | 1 | $ 145,000 | $ 145,000 | $ 67,000 |
| Coos County New Hampshire | 1 | $ 205,000 | $ 205,000 | $ 201,000 |
| Camden County New Jersey | 1 | $ 455,000 | $ 455,000 | $ 0 |
| Ocean County New Jersey | 1 | $ 655,000 | $ 655,000 | $ 0 |
| Sussex County New Jersey | 1 | $ 475,000 | $ 475,000 | $ 0 |
| Warren County New Jersey | 1 | $ 455,000 | $ 455,000 | $ 0 |
| Erie County New York | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Kings County New York | 1 | $ 555,000 | $ 555,000 | $ 0 |
| Onondaga County New York | 1 | $ 425,000 | $ 425,000 | $ 0 |
| Orange County New York | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Putnam County New York | 1 | $ 565,000 | $ 565,000 | $ 0 |
| Rockland County New York | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Beaufort County North Carolina | 1 | $ 505,000 | $ 505,000 | $ 0 |
| Dare County North Carolina | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Henderson County North Carolina | 1 | $ 955,000 | $ 955,000 | $ 0 |
| Union County North Carolina | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Wayne County North Carolina | 1 | $ 465,000 | $ 465,000 | $ 0 |
| Franklin County Pennsylvania | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Chester County South Carolina | 1 | $ 575,000 | $ 575,000 | $ 0 |
| Georgetown County South Carolina | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Chesterfield County Virginia | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Culpeper County Virginia | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Greene County Virginia | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Hanover County Virginia | 1 | $ 465,000 | $ 465,000 | $ 0 |
| James City County Virginia | 1 | $ 405,000 | $ 405,000 | $ 0 |
| King George County Virginia | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Middlesex County Virginia | 1 | $ 1,055,000 | $ 1,055,000 | $ 0 |
| Montgomery County Virginia | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Orange County Virginia | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Richmond City County Virginia | 1 | $ 665,000 | $ 665,000 | $ 0 |
| Shenandoah County Virginia | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Virginia Beach County Virginia | 1 | $ 725,000 | $ 725,000 | $ 0 |
Mortgage Loan Application Detail Totals for Eastern Bank in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 2,946 | $489,480,000 | $166,000 | $16,005,000 | $189,000 | $9,817,000 |
| Home Purchase | 1,890 | $1,239,770,000 | $655,000 | $45,005,000 | $175,000 | $1,893,000 |
| Refinancing | 1,662 | $502,450,000 | $302,000 | $9,505,000 | $186,000 | $5,635,000 |
| Other Purpose | 1,299 | $248,315,000 | $191,000 | $2,355,000 | $187,000 | $3,051,000 |
| Cash-out Refinancing | 424 | $652,010,000 | $1,537,000 | $54,665,000 | $183,000 | $1,996,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,387 | $1,333,805,000 | $247,000 | $3,305,000 | $194,000 | $9,817,000 |
| Not applicable | 823 | $1,287,955,000 | $1,564,000 | $54,665,000 | $0 | $0 |
| Hispanic | 535 | $118,115,000 | $220,000 | $965,000 | $127,000 | $723,000 |
| Not Provided | 467 | $107,285,000 | $229,000 | $1,785,000 | $210,000 | $2,277,000 |
| Black or African American | 431 | $100,035,000 | $232,000 | $1,155,000 | $122,000 | $1,290,000 |
| Asian | 392 | $138,020,000 | $352,000 | $1,865,000 | $192,000 | $2,949,000 |
| American Indian or Alaskan Native | 29 | $5,425,000 | $187,000 | $885,000 | $139,000 | $336,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $2,155,000 | $431,000 | $1,505,000 | $170,000 | $576,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 8,167 | $3,108,915,000 | $380,000 | $54,665,000 | $186,000 | $9,817,000 |
| FHA-insured (Federal Housing Administration) | 51 | $21,605,000 | $423,000 | $815,000 | $117,000 | $260,000 |
| VA-guaranteed (Veterans Administration) | 2 | $1,250,000 | $625,000 | $655,000 | $115,000 | $117,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $255,000 | $255,000 | $255,000 | $60,000 | $60,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,047 | $2,099,055,000 | $415,000 | $54,665,000 | $204,000 | $9,817,000 |
| Application Denied By Financial Institution | 1,784 | $412,520,000 | $231,000 | $3,005,000 | $136,000 | $5,635,000 |
| Loan Purchased By The Institution | 631 | $371,155,000 | $588,000 | $1,865,000 | $0 | $0 |
| Application Approved But Not Accepted | 432 | $102,440,000 | $237,000 | $12,375,000 | $190,000 | $1,500,000 |
| Application Withdrawn By Applicant | 278 | $121,110,000 | $435,000 | $28,205,000 | $163,000 | $954,000 |
| File Closed For Incompleteness | 49 | $25,745,000 | $525,000 | $1,515,000 | $206,000 | $1,020,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 6,437 | $2,719,505,000 | $422,000 | $54,665,000 | $201,000 | $9,817,000 |
| Debt-To-Income Ratio | 662 | $193,000,000 | $291,000 | $3,005,000 | $90,000 | $664,000 |
| Collateral | 529 | $117,315,000 | $221,000 | $1,605,000 | $176,000 | $2,687,000 |
| Credit History | 485 | $75,425,000 | $155,000 | $2,005,000 | $130,000 | $1,067,000 |
| Other | 85 | $18,645,000 | $219,000 | $1,365,000 | $275,000 | $5,635,000 |
| Unverifiable Information | 10 | $3,770,000 | $377,000 | $665,000 | $144,000 | $500,000 |
| Employment History | 10 | $3,390,000 | $339,000 | $2,005,000 | $112,000 | $112,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $975,000 | $325,000 | $455,000 | $77,000 | $174,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Eastern Bank's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Eastern Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Massachusetts, download the full spreadsheet
with aggregated HMDA statistics today.