Intouch Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Intouch Credit Union 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Intouch Credit Union P O Box 250169 Plano, TX 75025 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 499 |
| Total Mortgage Loan Application Amount | $81,355,000 |
| Average Mortgage Loan Application Amount | $167,000 |
| Highest Mortgage Loan Application Amount | $1,005,000 |
| Average Applicant Income | $120,800 |
| Highest Applicant Income | $1,080,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Intouch Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Intouch Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Intouch Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Intouch Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Intouch Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Intouch Credit Union's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Collin County Texas | 124 | $ 22,850,000 | $ 184,000 | $ 141,000 |
| Denton County Texas | 83 | $ 12,805,000 | $ 154,000 | $ 121,000 |
| Clark County Nevada | 78 | $ 11,070,000 | $ 141,000 | $ 119,000 |
| Dallas County Texas | 67 | $ 12,595,000 | $ 187,000 | $ 113,000 |
| Tarrant County Texas | 17 | $ 4,125,000 | $ 242,000 | $ 158,000 |
| Oakland County Michigan | 13 | $ 965,000 | $ 74,000 | $ 97,000 |
| Wayne County Michigan | 9 | $ 625,000 | $ 69,000 | $ 82,000 |
| Travis County Texas | 6 | $ 1,070,000 | $ 178,000 | $ 106,000 |
| Macomb County Michigan | 5 | $ 365,000 | $ 73,000 | $ 67,000 |
| Shelby County Tennessee | 4 | $ 160,000 | $ 40,000 | $ 52,000 |
| Loudoun County Virginia | 4 | $ 680,000 | $ 170,000 | $ 108,000 |
| Broward County Florida | 3 | $ 475,000 | $ 158,000 | $ 111,000 |
| Hunt County Texas | 3 | $ 655,000 | $ 218,000 | $ 65,000 |
| Kaufman County Texas | 3 | $ 405,000 | $ 135,000 | $ 91,000 |
| Maricopa County Arizona | 2 | $ 120,000 | $ 60,000 | $ 72,000 |
| Baxter County Arkansas | 2 | $ 470,000 | $ 235,000 | $ 173,000 |
| Lee County Arkansas | 2 | $ 90,000 | $ 45,000 | $ 25,000 |
| Hillsborough County Florida | 2 | $ 180,000 | $ 90,000 | $ 134,000 |
| Gwinnett County Georgia | 2 | $ 410,000 | $ 205,000 | $ 107,000 |
| Prince George's County Maryland | 2 | $ 290,000 | $ 145,000 | $ 108,000 |
| Nye County Nevada | 2 | $ 380,000 | $ 190,000 | $ 42,000 |
| Cuyahoga County Ohio | 2 | $ 40,000 | $ 20,000 | $ 104,000 |
| Comal County Texas | 2 | $ 50,000 | $ 25,000 | $ 113,000 |
| Grayson County Texas | 2 | $ 420,000 | $ 210,000 | $ 79,000 |
| Harris County Texas | 2 | $ 90,000 | $ 45,000 | $ 92,000 |
| Mohave County Arizona | 1 | $ 75,000 | $ 75,000 | $ 60,000 |
| Navajo County Arizona | 1 | $ 155,000 | $ 155,000 | $ 82,000 |
| Pima County Arizona | 1 | $ 15,000 | $ 15,000 | $ 15,000 |
| Benton County Arkansas | 1 | $ 485,000 | $ 485,000 | $ 290,000 |
| Pulaski County Arkansas | 1 | $ 135,000 | $ 135,000 | $ 68,000 |
| Alameda County California | 1 | $ 405,000 | $ 405,000 | $ 86,000 |
| El Dorado County California | 1 | $ 25,000 | $ 25,000 | $ 199,000 |
| Riverside County California | 1 | $ 45,000 | $ 45,000 | $ 127,000 |
| Sacramento County California | 1 | $ 105,000 | $ 105,000 | $ 123,000 |
| Boulder County Colorado | 1 | $ 75,000 | $ 75,000 | $ 113,000 |
| Denver County Colorado | 1 | $ 255,000 | $ 255,000 | $ 216,000 |
| Jefferson County Colorado | 1 | $ 95,000 | $ 95,000 | $ 162,000 |
| Middlesex County Connecticut | 1 | $ 395,000 | $ 395,000 | $ 105,000 |
| Lee County Florida | 1 | $ 185,000 | $ 185,000 | $ 130,000 |
| Forsyth County Georgia | 1 | $ 295,000 | $ 295,000 | $ 156,000 |
| Fulton County Georgia | 1 | $ 305,000 | $ 305,000 | $ 104,000 |
| Honolulu County Hawaii | 1 | $ 165,000 | $ 165,000 | $ 163,000 |
| Champaign County Illinois | 1 | $ 25,000 | $ 25,000 | $ 82,000 |
| Massac County Illinois | 1 | $ 25,000 | $ 25,000 | $ 19,000 |
| Hancock County Indiana | 1 | $ 155,000 | $ 155,000 | $ 173,000 |
| Pulaski County Kentucky | 1 | $ 15,000 | $ 15,000 | $ 190,000 |
| Cumberland County Maine | 1 | $ 65,000 | $ 65,000 | $ 70,000 |
| Anne Arundel County Maryland | 1 | $ 15,000 | $ 15,000 | $ 90,000 |
| Washington County Maryland | 1 | $ 35,000 | $ 35,000 | $ 36,000 |
| Gogebic County Michigan | 1 | $ 5,000 | $ 5,000 | $ 24,000 |
| Lapeer County Michigan | 1 | $ 95,000 | $ 95,000 | $ 146,000 |
| Washtenaw County Michigan | 1 | $ 375,000 | $ 375,000 | $ 135,000 |
| DeSoto County Mississippi | 1 | $ 205,000 | $ 205,000 | $ 71,000 |
| Cascade County Montana | 1 | $ 125,000 | $ 125,000 | $ 83,000 |
| Lancaster County Nebraska | 1 | $ 115,000 | $ 115,000 | $ 140,000 |
| Essex County New Jersey | 1 | $ 235,000 | $ 235,000 | $ 244,000 |
| Cumberland County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 119,000 |
| Mecklenburg County North Carolina | 1 | $ 5,000 | $ 5,000 | $ 43,000 |
| Greene County Ohio | 1 | $ 65,000 | $ 65,000 | $ 170,000 |
| Montgomery County Ohio | 1 | $ 265,000 | $ 265,000 | $ 105,000 |
| McCurtain County Oklahoma | 1 | $ 365,000 | $ 365,000 | $ 126,000 |
| Adams County Pennsylvania | 1 | $ 355,000 | $ 355,000 | $ 169,000 |
| Delaware County Pennsylvania | 1 | $ 295,000 | $ 295,000 | $ 166,000 |
| Charleston County South Carolina | 1 | $ 475,000 | $ 475,000 | $ 179,000 |
| York County South Carolina | 1 | $ 185,000 | $ 185,000 | $ 197,000 |
| Delta County Texas | 1 | $ 205,000 | $ 205,000 | $ 114,000 |
| Fannin County Texas | 1 | $ 45,000 | $ 45,000 | $ 43,000 |
| Gregg County Texas | 1 | $ 105,000 | $ 105,000 | $ 113,000 |
| Lubbock County Texas | 1 | $ 75,000 | $ 75,000 | $ 100,000 |
| McLennan County Texas | 1 | $ 45,000 | $ 45,000 | $ 85,000 |
| Montgomery County Texas | 1 | $ 135,000 | $ 135,000 | $ 90,000 |
| Rockwall County Texas | 1 | $ 315,000 | $ 315,000 | $ 60,000 |
| San Jacinto County Texas | 1 | $ 85,000 | $ 85,000 | $ 36,000 |
| Smith County Texas | 1 | $ 315,000 | $ 315,000 | $ 260,000 |
| Trinity County Texas | 1 | $ 105,000 | $ 105,000 | $ 67,000 |
| Williamson County Texas | 1 | $ 175,000 | $ 175,000 | $ 48,000 |
| Wise County Texas | 1 | $ 245,000 | $ 245,000 | $ 95,000 |
| Wood County Texas | 1 | $ 105,000 | $ 105,000 | $ 120,000 |
| Washington County Utah | 1 | $ 415,000 | $ 415,000 | $ 140,000 |
| Fairfax County Virginia | 1 | $ 235,000 | $ 235,000 | $ 90,000 |
| James City County Virginia | 1 | $ 45,000 | $ 45,000 | $ 154,000 |
| Prince William County Virginia | 1 | $ 415,000 | $ 415,000 | $ 116,000 |
| Rockbridge County Virginia | 1 | $ 15,000 | $ 15,000 | $ 300,000 |
Mortgage Loan Application Detail Totals for Intouch Credit Union in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other Purpose | 135 | $7,225,000 | $53,000 | $215,000 | $105,000 | $403,000 |
| Home Purchase | 122 | $36,600,000 | $300,000 | $1,005,000 | $147,000 | $600,000 |
| Home Improvement | 89 | $4,145,000 | $46,000 | $175,000 | $100,000 | $376,000 |
| Refinancing | 80 | $17,450,000 | $218,000 | $985,000 | $146,000 | $1,080,000 |
| Cash-out Refinancing | 73 | $15,935,000 | $218,000 | $645,000 | $106,000 | $930,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 253 | $41,045,000 | $162,000 | $685,000 | $127,000 | $1,080,000 |
| Not Provided | 91 | $16,465,000 | $180,000 | $805,000 | $126,000 | $600,000 |
| Black or African American | 67 | $9,725,000 | $145,000 | $935,000 | $107,000 | $930,000 |
| Hispanic | 47 | $5,885,000 | $125,000 | $485,000 | $90,000 | $235,000 |
| Asian | 30 | $5,740,000 | $191,000 | $1,005,000 | $111,000 | $244,000 |
| American Indian or Alaskan Native | 3 | $525,000 | $175,000 | $225,000 | $80,000 | $101,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $1,165,000 | $388,000 | $985,000 | $393,000 | $981,000 |
| Not applicable | 3 | $155,000 | $51,000 | $85,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 493 | $79,305,000 | $160,000 | $1,005,000 | $121,000 | $1,080,000 |
| VA-guaranteed (Veterans Administration) | 4 | $1,370,000 | $342,000 | $535,000 | $167,000 | $205,000 |
| FHA-insured (Federal Housing Administration) | 2 | $680,000 | $340,000 | $375,000 | $108,000 | $182,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 208 | $41,240,000 | $198,000 | $1,005,000 | $123,000 | $600,000 |
| Application Denied By Financial Institution | 152 | $14,590,000 | $95,000 | $535,000 | $98,000 | $470,000 |
| Application Withdrawn By Applicant | 96 | $22,950,000 | $239,000 | $985,000 | $156,000 | $1,080,000 |
| Application Approved But Not Accepted | 41 | $1,975,000 | $48,000 | $215,000 | $112,000 | $201,000 |
| File Closed For Incompleteness | 2 | $600,000 | $300,000 | $335,000 | $192,000 | $240,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 347 | $66,765,000 | $192,000 | $1,005,000 | $131,000 | $1,080,000 |
| Credit History | 46 | $4,780,000 | $103,000 | $465,000 | $95,000 | $470,000 |
| Other | 41 | $3,085,000 | $75,000 | $265,000 | $112,000 | $300,000 |
| Debt-To-Income Ratio | 34 | $4,370,000 | $128,000 | $535,000 | $79,000 | $205,000 |
| Collateral | 23 | $1,055,000 | $45,000 | $125,000 | $113,000 | $237,000 |
| Unverifiable Information | 4 | $430,000 | $107,000 | $195,000 | $58,000 | $135,000 |
| Credit Application Incomplete | 3 | $815,000 | $271,000 | $525,000 | $144,000 | $144,000 |
| Employment History | 1 | $55,000 | $55,000 | $55,000 | $43,000 | $43,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Intouch Credit Union's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Intouch Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.