Southern Bancorp Bank
Mortgage Loan Application
Totals and Details
for 2015
Find mortgage loan statistics, lending data, and loan application totals for Arkansas.
The mortgage statistics and data below are specific to mortgage loan applications for Southern Bancorp Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Southern Bancorp Bank 601 Main Street Arkadelphia, AR 71923 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 1,058 |
| Total Mortgage Loan Application Amount | $91,151,000 |
| Average Mortgage Loan Application Amount | $75,000 |
| Highest Mortgage Loan Application Amount | $2,767,000 |
| Average Applicant Income | $74,000 |
| Highest Applicant Income | $3,195,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in AR, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Mississippi County Arkansas | 129 | $ 7,987,000 | $ 61,000 | $ 72,000 |
| Union County Arkansas | 122 | $ 9,751,000 | $ 79,000 | $ 73,000 |
| Clark County Arkansas | 110 | $ 8,904,000 | $ 80,000 | $ 67,000 |
| Phillips County Arkansas | 89 | $ 4,260,000 | $ 47,000 | $ 63,000 |
| Hot Spring County Arkansas | 84 | $ 7,504,000 | $ 89,000 | $ 77,000 |
| Garland County Arkansas | 79 | $ 10,904,000 | $ 138,000 | $ 152,000 |
| Poinsett County Arkansas | 53 | $ 4,824,000 | $ 91,000 | $ 84,000 |
| Washington County Mississippi | 46 | $ 2,718,000 | $ 59,000 | $ 48,000 |
| Sunflower County Mississippi | 40 | $ 1,835,000 | $ 45,000 | $ 69,000 |
| Coahoma County Mississippi | 34 | $ 1,653,000 | $ 48,000 | $ 96,000 |
| Shelby County Tennessee | 28 | $ 2,531,000 | $ 90,000 | $ 50,000 |
| Craighead County Arkansas | 26 | $ 6,828,000 | $ 262,000 | $ 40,000 |
| Hinds County Mississippi | 22 | $ 1,135,000 | $ 51,000 | $ 19,000 |
| Bolivar County Mississippi | 18 | $ 752,000 | $ 41,000 | $ 170,000 |
| DeSoto County Mississippi | 18 | $ 2,053,000 | $ 114,000 | $ 48,000 |
| Pearl River County Mississippi | 14 | $ 739,000 | $ 52,000 | $ 108,000 |
| Chicot County Arkansas | 13 | $ 363,000 | $ 27,000 | $ 42,000 |
| Saline County Arkansas | 11 | $ 1,093,000 | $ 99,000 | $ 94,000 |
| Madison County Mississippi | 10 | $ 1,363,000 | $ 136,000 | $ 97,000 |
| Quitman County Mississippi | 9 | $ 481,000 | $ 53,000 | $ 45,000 |
| Tallahatchie County Mississippi | 9 | $ 122,000 | $ 13,000 | $ 20,000 |
| Pulaski County Arkansas | 6 | $ 2,128,000 | $ 354,000 | $ 113,000 |
| Leflore County Mississippi | 6 | $ 209,000 | $ 34,000 | $ 23,000 |
| Panola County Mississippi | 5 | $ 1,579,000 | $ 315,000 | $ 43,000 |
| Pemiscot County Missouri | 5 | $ 387,000 | $ 77,000 | $ 65,000 |
| Lee County Arkansas | 4 | $ 89,000 | $ 22,000 | $ 49,000 |
| Ouachita County Arkansas | 4 | $ 303,000 | $ 75,000 | $ 106,000 |
| Lafayette County Mississippi | 4 | $ 569,000 | $ 142,000 | $ 77,000 |
| Rankin County Mississippi | 4 | $ 252,000 | $ 63,000 | $ 44,000 |
| Arkansas County Arkansas | 3 | $ 473,000 | $ 157,000 | $ 38,000 |
| Baxter County Arkansas | 3 | $ 481,000 | $ 160,000 | $ 192,000 |
| Columbia County Arkansas | 3 | $ 132,000 | $ 44,000 | $ 83,000 |
| Sharp County Arkansas | 3 | $ 169,000 | $ 56,000 | $ 59,000 |
| Hancock County Mississippi | 3 | $ 186,000 | $ 62,000 | $ 64,000 |
| Tunica County Mississippi | 3 | $ 138,000 | $ 46,000 | $ 36,000 |
| Bradley County Arkansas | 2 | $ 128,000 | $ 64,000 | $ 72,000 |
| Calhoun County Arkansas | 2 | $ 102,000 | $ 51,000 | $ 64,000 |
| Grant County Arkansas | 2 | $ 85,000 | $ 42,000 | $ 49,000 |
| Independence County Arkansas | 2 | $ 2,966,000 | $ 1,483,000 | $ 650,000 |
| Pope County Arkansas | 2 | $ 171,000 | $ 85,000 | $ 37,000 |
| Harrison County Mississippi | 2 | $ 85,000 | $ 42,000 | $ 172,000 |
| Humphreys County Mississippi | 2 | $ 75,000 | $ 37,000 | $ 26,000 |
| Tate County Mississippi | 2 | $ 110,000 | $ 55,000 | $ 45,000 |
| Dyer County Tennessee | 2 | $ 208,000 | $ 104,000 | $ 48,000 |
| Benton County Arkansas | 1 | $ 89,000 | $ 89,000 | $ 92,000 |
| Boone County Arkansas | 1 | $ 122,000 | $ 122,000 | $ 301,000 |
| Cleburne County Arkansas | 1 | $ 219,000 | $ 219,000 | $ 105,000 |
| Cross County Arkansas | 1 | $ 11,000 | $ 11,000 | $ 41,000 |
| Dallas County Arkansas | 1 | $ 111,000 | $ 111,000 | $ 128,000 |
| Faulkner County Arkansas | 1 | $ 106,000 | $ 106,000 | $ 177,000 |
| Hempstead County Arkansas | 1 | $ 80,000 | $ 80,000 | $ 28,000 |
| Howard County Arkansas | 1 | $ 200,000 | $ 200,000 | $ 196,000 |
| Izard County Arkansas | 1 | $ 19,000 | $ 19,000 | $ 110,000 |
| Monroe County Arkansas | 1 | $ 16,000 | $ 16,000 | $ 40,000 |
| Montgomery County Arkansas | 1 | $ 4,000 | $ 4,000 | $ 62,000 |
| Pike County Arkansas | 1 | $ 89,000 | $ 89,000 | $ 434,000 |
| St. Francis County Arkansas | 1 | $ 86,000 | $ 86,000 | $ 42,000 |
| Bay County Florida | 1 | $ 175,000 | $ 175,000 | $ 274,000 |
| Concordia County Louisiana | 1 | $ 182,000 | $ 182,000 | $ 91,000 |
| West Carroll County Louisiana | 1 | $ 70,000 | $ 70,000 | $ 64,000 |
| Attala County Mississippi | 1 | $ 76,000 | $ 76,000 | $ 70,000 |
| Calhoun County Mississippi | 1 | $ 20,000 | $ 20,000 | $ 23,000 |
| Forrest County Mississippi | 1 | $ 584,000 | $ 584,000 | $ 0 |
| Montgomery County Mississippi | 1 | $ 67,000 | $ 67,000 | $ 85,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Arkansas,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Southern Bancorp Bank in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 477 | $53,868,000 | $112,000 | $2,767,000 | $91,000 | $3,195,000 |
| Home Purchase | 368 | $30,857,000 | $83,000 | $1,100,000 | $71,000 | $1,105,000 |
| Home Improvement | 213 | $6,426,000 | $30,000 | $308,000 | $60,000 | $482,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 653 | $57,485,000 | $88,000 | $2,767,000 | $107,000 | $3,195,000 |
| Black or African American | 241 | $10,769,000 | $44,000 | $1,100,000 | $49,000 | $203,000 |
| Not applicable | 143 | $21,512,000 | $150,000 | $2,688,000 | $0 | $0 |
| Hispanic | 9 | $554,000 | $61,000 | $160,000 | $44,000 | $77,000 |
| Asian | 4 | $342,000 | $85,000 | $117,000 | $32,000 | $55,000 |
| Not Provided | 4 | $375,000 | $93,000 | $160,000 | $52,000 | $98,000 |
| American Indian or Alaskan Native | 3 | $95,000 | $31,000 | $39,000 | $53,000 | $86,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $19,000 | $19,000 | $19,000 | $21,000 | $21,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,021 | $87,397,000 | $85,000 | $2,767,000 | $79,000 | $3,195,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 21 | $2,404,000 | $114,000 | $213,000 | $47,000 | $81,000 |
| FHA-insured (Federal Housing Administration) | 10 | $901,000 | $90,000 | $163,000 | $41,000 | $87,000 |
| VA-guaranteed (Veterans Administration) | 6 | $449,000 | $74,000 | $150,000 | $43,000 | $79,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 764 | $69,875,000 | $91,000 | $2,767,000 | $86,000 | $3,195,000 |
| Application Denied By Financial Institution | 205 | $13,083,000 | $63,000 | $1,100,000 | $45,000 | $279,000 |
| Application Approved But Not Accepted | 52 | $4,852,000 | $93,000 | $296,000 | $97,000 | $1,521,000 |
| Application Withdrawn By Applicant | 36 | $3,326,000 | $92,000 | $450,000 | $64,000 | $295,000 |
| File Closed For Incompleteness | 1 | $15,000 | $15,000 | $15,000 | $60,000 | $60,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in AR, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Arkansas, and search similar information at your convenience.