Southern Bancorp Bank
Mortgage Loan Application
Totals and Details
for 2021
Find mortgage loan statistics, lending data, and loan application totals for Arkansas.
The mortgage statistics and data below are specific to mortgage loan applications for Southern Bancorp Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Southern Bancorp Bank 601 Main Street Arkadelphia, AR 71923 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 1,022 |
| Total Mortgage Loan Application Amount | $124,210,000 |
| Average Mortgage Loan Application Amount | $84,250 |
| Highest Mortgage Loan Application Amount | $1,605,000 |
| Average Applicant Income | $92,250 |
| Highest Applicant Income | $8,870,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in AR, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Garland County Arkansas | 102 | $ 21,060,000 | $ 206,000 | $ 138,000 |
| Clark County Arkansas | 96 | $ 9,560,000 | $ 99,000 | $ 97,000 |
| Mississippi County Arkansas | 77 | $ 5,905,000 | $ 76,000 | $ 84,000 |
| Sunflower County Mississippi | 59 | $ 3,175,000 | $ 53,000 | $ 81,000 |
| Hot Spring County Arkansas | 58 | $ 5,130,000 | $ 88,000 | $ 75,000 |
| Arkansas County Arkansas | 57 | $ 2,625,000 | $ 46,000 | $ 93,000 |
| Phillips County Arkansas | 57 | $ 3,725,000 | $ 65,000 | $ 75,000 |
| Union County Arkansas | 54 | $ 4,950,000 | $ 91,000 | $ 116,000 |
| Montgomery County Arkansas | 50 | $ 6,580,000 | $ 131,000 | $ 97,000 |
| Pike County Arkansas | 38 | $ 4,750,000 | $ 125,000 | $ 109,000 |
| Poinsett County Arkansas | 32 | $ 3,530,000 | $ 110,000 | $ 148,000 |
| Washington County Mississippi | 31 | $ 2,595,000 | $ 83,000 | $ 70,000 |
| Ashley County Arkansas | 25 | $ 1,065,000 | $ 42,000 | $ 67,000 |
| Pulaski County Arkansas | 22 | $ 9,170,000 | $ 416,000 | $ 409,000 |
| DeSoto County Mississippi | 17 | $ 2,545,000 | $ 149,000 | $ 138,000 |
| Madison County Mississippi | 17 | $ 6,215,000 | $ 365,000 | $ 316,000 |
| Craighead County Arkansas | 16 | $ 2,150,000 | $ 134,000 | $ 84,000 |
| Bolivar County Mississippi | 15 | $ 1,425,000 | $ 95,000 | $ 73,000 |
| Sevier County Arkansas | 13 | $ 885,000 | $ 68,000 | $ 56,000 |
| Lamar County Mississippi | 13 | $ 2,645,000 | $ 203,000 | $ 924,000 |
| Shelby County Tennessee | 13 | $ 2,625,000 | $ 201,000 | $ 91,000 |
| Hinds County Mississippi | 10 | $ 920,000 | $ 92,000 | $ 50,000 |
| Saline County Arkansas | 8 | $ 2,430,000 | $ 303,000 | $ 72,000 |
| Coahoma County Mississippi | 8 | $ 500,000 | $ 62,000 | $ 58,000 |
| Chicot County Arkansas | 7 | $ 255,000 | $ 36,000 | $ 61,000 |
| Monroe County Arkansas | 7 | $ 615,000 | $ 87,000 | $ 122,000 |
| Prairie County Arkansas | 7 | $ 255,000 | $ 36,000 | $ 42,000 |
| Forrest County Mississippi | 7 | $ 905,000 | $ 129,000 | $ 138,000 |
| Pearl River County Mississippi | 6 | $ 500,000 | $ 83,000 | $ 146,000 |
| Quitman County Mississippi | 6 | $ 350,000 | $ 58,000 | $ 49,000 |
| Dallas County Arkansas | 5 | $ 305,000 | $ 61,000 | $ 59,000 |
| Cleburne County Arkansas | 4 | $ 1,030,000 | $ 257,000 | $ 330,000 |
| Grant County Arkansas | 4 | $ 550,000 | $ 137,000 | $ 130,000 |
| Washington County Arkansas | 4 | $ 790,000 | $ 197,000 | $ 0 |
| Harrison County Mississippi | 4 | $ 450,000 | $ 112,000 | $ 160,000 |
| Jackson County Mississippi | 4 | $ 1,290,000 | $ 322,000 | $ 207,000 |
| Rankin County Mississippi | 4 | $ 610,000 | $ 152,000 | $ 97,000 |
| Howard County Arkansas | 3 | $ 85,000 | $ 28,000 | $ 68,000 |
| Jefferson County Arkansas | 3 | $ 155,000 | $ 51,000 | $ 62,000 |
| Little River County Arkansas | 3 | $ 105,000 | $ 35,000 | $ 78,000 |
| Lonoke County Arkansas | 3 | $ 225,000 | $ 75,000 | $ 52,000 |
| Hancock County Mississippi | 3 | $ 345,000 | $ 115,000 | $ 72,000 |
| Calhoun County Arkansas | 2 | $ 530,000 | $ 265,000 | $ 0 |
| Lee County Arkansas | 2 | $ 340,000 | $ 170,000 | $ 506,000 |
| Bay County Florida | 2 | $ 450,000 | $ 225,000 | $ 452,000 |
| Lafayette County Mississippi | 2 | $ 1,210,000 | $ 605,000 | $ 215,000 |
| Marion County Mississippi | 2 | $ 250,000 | $ 125,000 | $ 128,000 |
| Panola County Mississippi | 2 | $ 140,000 | $ 70,000 | $ 90,000 |
| Pemiscot County Missouri | 2 | $ 200,000 | $ 100,000 | $ 80,000 |
| Gibson County Tennessee | 2 | $ 90,000 | $ 45,000 | $ 0 |
| Baldwin County Alabama | 1 | $ 205,000 | $ 205,000 | $ 194,000 |
| Columbia County Arkansas | 1 | $ 195,000 | $ 195,000 | $ 353,000 |
| Faulkner County Arkansas | 1 | $ 215,000 | $ 215,000 | $ 63,000 |
| Miller County Arkansas | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Ouachita County Arkansas | 1 | $ 45,000 | $ 45,000 | $ 51,000 |
| Pope County Arkansas | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Van Buren County Arkansas | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Yell County Arkansas | 1 | $ 65,000 | $ 65,000 | $ 46,000 |
| Okaloosa County Florida | 1 | $ 1,005,000 | $ 1,005,000 | $ 0 |
| Walton County Florida | 1 | $ 395,000 | $ 395,000 | $ 132,000 |
| Ascension County Louisiana | 1 | $ 275,000 | $ 275,000 | $ 394,000 |
| Caddo County Louisiana | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Claiborne County Louisiana | 1 | $ 335,000 | $ 335,000 | $ 158,000 |
| St. Tammany County Louisiana | 1 | $ 135,000 | $ 135,000 | $ 101,000 |
| Union County Louisiana | 1 | $ 55,000 | $ 55,000 | $ 116,000 |
| West Carroll County Louisiana | 1 | $ 25,000 | $ 25,000 | $ 80,000 |
| Carroll County Mississippi | 1 | $ 125,000 | $ 125,000 | $ 267,000 |
| Humphreys County Mississippi | 1 | $ 55,000 | $ 55,000 | $ 94,000 |
| Jones County Mississippi | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Lauderdale County Mississippi | 1 | $ 45,000 | $ 45,000 | $ 42,000 |
| Leake County Mississippi | 1 | $ 165,000 | $ 165,000 | $ 44,000 |
| Marshall County Mississippi | 1 | $ 85,000 | $ 85,000 | $ 103,000 |
| Oktibbeha County Mississippi | 1 | $ 35,000 | $ 35,000 | $ 297,000 |
| Pike County Mississippi | 1 | $ 75,000 | $ 75,000 | $ 65,000 |
| Tallahatchie County Mississippi | 1 | $ 15,000 | $ 15,000 | $ 21,000 |
| Tate County Mississippi | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Greene County Missouri | 1 | $ 95,000 | $ 95,000 | $ 85,000 |
| Mississippi County Missouri | 1 | $ 25,000 | $ 25,000 | $ 44,000 |
| Pettis County Missouri | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Fayette County Tennessee | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Weakley County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Collin County Texas | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Tarrant County Texas | 1 | $ 45,000 | $ 45,000 | $ 104,000 |
| Williamson County Texas | 1 | $ 175,000 | $ 175,000 | $ 194,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Arkansas,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Southern Bancorp Bank in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 480 | $53,850,000 | $112,000 | $1,145,000 | $98,000 | $1,156,000 |
| Home Purchase | 466 | $67,420,000 | $144,000 | $1,605,000 | $147,000 | $8,870,000 |
| Home Improvement | 55 | $1,955,000 | $35,000 | $175,000 | $64,000 | $347,000 |
| Other Purpose | 21 | $985,000 | $46,000 | $255,000 | $60,000 | $230,000 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 646 | $80,580,000 | $124,000 | $1,605,000 | $134,000 | $8,870,000 |
| Black or African American | 209 | $13,065,000 | $62,000 | $305,000 | $73,000 | $347,000 |
| Not applicable | 116 | $24,910,000 | $214,000 | $1,225,000 | $0 | $0 |
| Hispanic | 33 | $2,725,000 | $82,000 | $425,000 | $66,000 | $173,000 |
| Asian | 9 | $1,335,000 | $148,000 | $465,000 | $67,000 | $144,000 |
| Not Provided | 5 | $745,000 | $149,000 | $255,000 | $114,000 | $164,000 |
| American Indian or Alaskan Native | 4 | $850,000 | $212,000 | $685,000 | $270,000 | $850,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,011 | $122,635,000 | $121,000 | $1,605,000 | $118,000 | $8,870,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 6 | $740,000 | $123,000 | $185,000 | $38,000 | $65,000 |
| FHA-insured (Federal Housing Administration) | 3 | $555,000 | $185,000 | $235,000 | $91,000 | $149,000 |
| VA-guaranteed (Veterans Administration) | 2 | $280,000 | $140,000 | $195,000 | $53,000 | $84,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 841 | $104,465,000 | $124,000 | $1,605,000 | $129,000 | $8,870,000 |
| Application Denied By Financial Institution | 87 | $9,805,000 | $112,000 | $835,000 | $55,000 | $179,000 |
| Application Approved But Not Accepted | 65 | $5,495,000 | $84,000 | $345,000 | $71,000 | $330,000 |
| Application Withdrawn By Applicant | 29 | $4,445,000 | $153,000 | $765,000 | $121,000 | $1,092,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 935 | $114,405,000 | $122,000 | $1,605,000 | $124,000 | $8,870,000 |
| Credit History | 55 | $4,045,000 | $73,000 | $395,000 | $55,000 | $162,000 |
| Debt-To-Income Ratio | 27 | $4,705,000 | $174,000 | $835,000 | $47,000 | $134,000 |
| Collateral | 3 | $755,000 | $251,000 | $645,000 | $121,000 | $179,000 |
| Other | 1 | $45,000 | $45,000 | $45,000 | $42,000 | $42,000 |
| Employment History | 1 | $255,000 | $255,000 | $255,000 | $82,000 | $82,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in AR, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Arkansas, and search similar information at your convenience.