Emet Lending Group, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Emet Lending Group, Inc. 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Emet Lending Group, Inc. 2601 Saturn St Suite 200 Brea, CA 92821 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 |
| Total Number of Mortgage Applications | 1,071 |
| Total Mortgage Loan Application Amount | $427,585,000 |
| Average Mortgage Loan Application Amount | $401,000 |
| Highest Mortgage Loan Application Amount | $2,355,000 |
| Average Applicant Income | $111,000 |
| Highest Applicant Income | $821,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Emet Lending Group, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Emet Lending Group, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Emet Lending Group, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Emet Lending Group, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Emet Lending Group, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Emet Lending Group, Inc.'s mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fairfax County Virginia | 186 | $ 70,080,000 | $ 376,000 | $ 102,000 |
| Los Angeles County California | 152 | $ 71,510,000 | $ 470,000 | $ 121,000 |
| Orange County California | 143 | $ 72,605,000 | $ 507,000 | $ 147,000 |
| Prince William County Virginia | 59 | $ 19,165,000 | $ 324,000 | $ 80,000 |
| Gwinnett County Georgia | 52 | $ 15,890,000 | $ 305,000 | $ 102,000 |
| San Bernardino County California | 49 | $ 20,245,000 | $ 413,000 | $ 114,000 |
| Howard County Maryland | 49 | $ 16,055,000 | $ 327,000 | $ 100,000 |
| Riverside County California | 41 | $ 16,845,000 | $ 410,000 | $ 118,000 |
| Anne Arundel County Maryland | 37 | $ 13,265,000 | $ 358,000 | $ 86,000 |
| Loudoun County Virginia | 36 | $ 12,680,000 | $ 352,000 | $ 79,000 |
| Prince George's County Maryland | 30 | $ 8,970,000 | $ 299,000 | $ 73,000 |
| Montgomery County Maryland | 27 | $ 10,785,000 | $ 399,000 | $ 111,000 |
| Baltimore County Maryland | 20 | $ 5,190,000 | $ 259,000 | $ 76,000 |
| San Diego County California | 17 | $ 10,635,000 | $ 625,000 | $ 226,000 |
| Alameda County California | 11 | $ 5,825,000 | $ 529,000 | $ 133,000 |
| Jackson County Georgia | 9 | $ 2,695,000 | $ 299,000 | $ 82,000 |
| Ventura County California | 8 | $ 4,700,000 | $ 587,000 | $ 151,000 |
| DeKalb County Georgia | 7 | $ 1,625,000 | $ 232,000 | $ 107,000 |
| Fulton County Georgia | 7 | $ 2,155,000 | $ 307,000 | $ 127,000 |
| Santa Barbara County California | 6 | $ 2,410,000 | $ 401,000 | $ 184,000 |
| Manassas County Virginia | 6 | $ 1,570,000 | $ 261,000 | $ 61,000 |
| Stafford County Virginia | 6 | $ 2,190,000 | $ 365,000 | $ 122,000 |
| Sacramento County California | 5 | $ 1,915,000 | $ 383,000 | $ 82,000 |
| Santa Clara County California | 5 | $ 2,625,000 | $ 525,000 | $ 127,000 |
| Forsyth County Georgia | 5 | $ 1,715,000 | $ 343,000 | $ 69,000 |
| Fairfax City County Virginia | 5 | $ 1,785,000 | $ 357,000 | $ 67,000 |
| Virginia Beach County Virginia | 5 | $ 1,125,000 | $ 225,000 | $ 36,000 |
| Contra Costa County California | 4 | $ 2,610,000 | $ 652,000 | $ 140,000 |
| San Mateo County California | 4 | $ 2,420,000 | $ 605,000 | $ 167,000 |
| Charles County Maryland | 4 | $ 1,190,000 | $ 297,000 | $ 57,000 |
| Frederick County Maryland | 4 | $ 1,300,000 | $ 325,000 | $ 123,000 |
| Alexandria County Virginia | 3 | $ 465,000 | $ 155,000 | $ 41,000 |
| Campbell County Virginia | 3 | $ 475,000 | $ 158,000 | $ 32,000 |
| Chesapeake County Virginia | 3 | $ 1,025,000 | $ 341,000 | $ 59,000 |
| Spotsylvania County Virginia | 3 | $ 915,000 | $ 305,000 | $ 60,000 |
| Lee County Alabama | 2 | $ 750,000 | $ 375,000 | $ 91,000 |
| Kern County California | 2 | $ 640,000 | $ 320,000 | $ 100,000 |
| Placer County California | 2 | $ 920,000 | $ 460,000 | $ 233,000 |
| San Francisco County California | 2 | $ 1,270,000 | $ 635,000 | $ 281,000 |
| San Joaquin County California | 2 | $ 870,000 | $ 435,000 | $ 112,000 |
| Stanislaus County California | 2 | $ 640,000 | $ 320,000 | $ 84,000 |
| District of Columbia County District Of Columbia | 2 | $ 770,000 | $ 385,000 | $ 128,000 |
| Cobb County Georgia | 2 | $ 950,000 | $ 475,000 | $ 176,000 |
| Hall County Georgia | 2 | $ 560,000 | $ 280,000 | $ 60,000 |
| Troup County Georgia | 2 | $ 670,000 | $ 335,000 | $ 101,000 |
| Calvert County Maryland | 2 | $ 650,000 | $ 325,000 | $ 112,000 |
| Carroll County Maryland | 2 | $ 900,000 | $ 450,000 | $ 101,000 |
| Wicomico County Maryland | 2 | $ 490,000 | $ 245,000 | $ 54,000 |
| Arlington County Virginia | 2 | $ 1,020,000 | $ 510,000 | $ 93,000 |
| Frederick County Virginia | 2 | $ 400,000 | $ 200,000 | $ 65,000 |
| Fredericksburg County Virginia | 2 | $ 660,000 | $ 330,000 | $ 136,000 |
| Manassas Park County Virginia | 2 | $ 840,000 | $ 420,000 | $ 113,000 |
| Norfolk County Virginia | 2 | $ 570,000 | $ 285,000 | $ 45,000 |
| Warren County Virginia | 2 | $ 690,000 | $ 345,000 | $ 151,000 |
| El Dorado County California | 1 | $ 345,000 | $ 345,000 | $ 128,000 |
| Napa County California | 1 | $ 575,000 | $ 575,000 | $ 127,000 |
| Solano County California | 1 | $ 465,000 | $ 465,000 | $ 119,000 |
| Tulare County California | 1 | $ 235,000 | $ 235,000 | $ 110,000 |
| Yolo County California | 1 | $ 295,000 | $ 295,000 | $ 113,000 |
| Columbia County Georgia | 1 | $ 165,000 | $ 165,000 | $ 151,000 |
| Baltimore City County Maryland | 1 | $ 385,000 | $ 385,000 | $ 200,000 |
| Dorchester County Maryland | 1 | $ 405,000 | $ 405,000 | $ 656,000 |
| Harford County Maryland | 1 | $ 205,000 | $ 205,000 | $ 47,000 |
| Beaufort County South Carolina | 1 | $ 235,000 | $ 235,000 | $ 51,000 |
| Charleston County South Carolina | 1 | $ 195,000 | $ 195,000 | $ 66,000 |
| Bedford County Virginia | 1 | $ 365,000 | $ 365,000 | $ 52,000 |
| Botetourt County Virginia | 1 | $ 325,000 | $ 325,000 | $ 119,000 |
| Clarke County Virginia | 1 | $ 415,000 | $ 415,000 | $ 63,000 |
| Fauquier County Virginia | 1 | $ 345,000 | $ 345,000 | $ 52,000 |
| Hampton County Virginia | 1 | $ 305,000 | $ 305,000 | $ 69,000 |
| Lynchburg County Virginia | 1 | $ 105,000 | $ 105,000 | $ 55,000 |
| Newport News County Virginia | 1 | $ 225,000 | $ 225,000 | $ 56,000 |
| Roanoke City County Virginia | 1 | $ 155,000 | $ 155,000 | $ 26,000 |
| Shenandoah County Virginia | 1 | $ 405,000 | $ 405,000 | $ 89,000 |
Mortgage Loan Application Detail Totals for Emet Lending Group, Inc. in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 470 | $200,960,000 | $427,000 | $2,355,000 | $115,000 | $788,000 |
| Refinancing | 425 | $153,445,000 | $361,000 | $1,505,000 | $108,000 | $821,000 |
| Cash-out Refinancing | 176 | $73,180,000 | $415,000 | $2,245,000 | $110,000 | $639,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 993 | $397,905,000 | $400,000 | $2,355,000 | $113,000 | $821,000 |
| Asian | 68 | $26,310,000 | $386,000 | $825,000 | $95,000 | $250,000 |
| White | 8 | $2,580,000 | $322,000 | $485,000 | $77,000 | $152,000 |
| Hispanic | 2 | $790,000 | $395,000 | $435,000 | $80,000 | $82,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,057 | $422,045,000 | $399,000 | $2,355,000 | $112,000 | $821,000 |
| FHA-insured (Federal Housing Administration) | 14 | $5,540,000 | $395,000 | $545,000 | $89,000 | $177,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 937 | $373,585,000 | $398,000 | $2,245,000 | $111,000 | $821,000 |
| Application Approved But Not Accepted | 89 | $35,915,000 | $403,000 | $2,355,000 | $121,000 | $788,000 |
| Application Withdrawn By Applicant | 43 | $17,145,000 | $398,000 | $1,185,000 | $92,000 | $268,000 |
| File Closed For Incompleteness | 2 | $940,000 | $470,000 | $535,000 | $124,000 | $195,000 |
| Application Denied By Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,071 | $427,585,000 | $399,000 | $2,355,000 | $111,000 | $821,000 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Emet Lending Group, Inc.'s 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Emet Lending Group, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.