Emet Lending Group, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Emet Lending Group, Inc. 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Emet Lending Group, Inc. 2601 Saturn St Suite 200 Brea, CA 92821 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 |
| Total Number of Mortgage Applications | 782 |
| Total Mortgage Loan Application Amount | $384,340,000 |
| Average Mortgage Loan Application Amount | $475,333 |
| Highest Mortgage Loan Application Amount | $2,505,000 |
| Average Applicant Income | $140,333 |
| Highest Applicant Income | $1,920,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Emet Lending Group, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Emet Lending Group, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Emet Lending Group, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Emet Lending Group, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Emet Lending Group, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Emet Lending Group, Inc.'s mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 118 | $ 69,150,000 | $ 586,000 | $ 167,000 |
| Orange County California | 78 | $ 54,080,000 | $ 693,000 | $ 242,000 |
| Fairfax County Virginia | 75 | $ 33,145,000 | $ 441,000 | $ 120,000 |
| Gwinnett County Georgia | 44 | $ 14,840,000 | $ 337,000 | $ 94,000 |
| San Bernardino County California | 37 | $ 18,045,000 | $ 487,000 | $ 150,000 |
| Prince William County Virginia | 34 | $ 13,400,000 | $ 394,000 | $ 97,000 |
| Howard County Maryland | 27 | $ 11,995,000 | $ 444,000 | $ 133,000 |
| Sacramento County California | 25 | $ 11,155,000 | $ 446,000 | $ 137,000 |
| Prince George's County Maryland | 25 | $ 9,305,000 | $ 372,000 | $ 98,000 |
| Alameda County California | 24 | $ 16,600,000 | $ 691,000 | $ 166,000 |
| Anne Arundel County Maryland | 24 | $ 7,940,000 | $ 330,000 | $ 86,000 |
| Riverside County California | 23 | $ 12,345,000 | $ 536,000 | $ 163,000 |
| Montgomery County Maryland | 20 | $ 9,860,000 | $ 493,000 | $ 135,000 |
| Loudoun County Virginia | 18 | $ 7,610,000 | $ 422,000 | $ 103,000 |
| San Francisco County California | 16 | $ 11,860,000 | $ 741,000 | $ 186,000 |
| Santa Clara County California | 14 | $ 10,020,000 | $ 715,000 | $ 206,000 |
| Contra Costa County California | 13 | $ 7,375,000 | $ 567,000 | $ 157,000 |
| Baltimore County Maryland | 13 | $ 4,155,000 | $ 319,000 | $ 89,000 |
| Jackson County Georgia | 12 | $ 3,400,000 | $ 283,000 | $ 124,000 |
| Chesapeake County Virginia | 11 | $ 3,235,000 | $ 294,000 | $ 66,000 |
| San Diego County California | 8 | $ 5,870,000 | $ 733,000 | $ 261,000 |
| San Mateo County California | 7 | $ 6,475,000 | $ 925,000 | $ 208,000 |
| Ventura County California | 6 | $ 3,240,000 | $ 540,000 | $ 112,000 |
| Frederick County Maryland | 6 | $ 2,030,000 | $ 338,000 | $ 103,000 |
| Manassas County Virginia | 6 | $ 1,690,000 | $ 281,000 | $ 117,000 |
| Spotsylvania County Virginia | 6 | $ 2,310,000 | $ 385,000 | $ 113,000 |
| Fresno County California | 5 | $ 1,605,000 | $ 321,000 | $ 165,000 |
| Charles County Maryland | 5 | $ 2,405,000 | $ 481,000 | $ 128,000 |
| Stafford County Virginia | 5 | $ 1,615,000 | $ 323,000 | $ 113,000 |
| Suffolk County Virginia | 5 | $ 1,605,000 | $ 321,000 | $ 134,000 |
| Virginia Beach County Virginia | 5 | $ 1,795,000 | $ 359,000 | $ 85,000 |
| Forsyth County Georgia | 4 | $ 1,870,000 | $ 467,000 | $ 165,000 |
| Henrico County Virginia | 4 | $ 1,210,000 | $ 302,000 | $ 120,000 |
| District of Columbia County District Of Columbia | 3 | $ 1,015,000 | $ 338,000 | $ 166,000 |
| Fairfax City County Virginia | 3 | $ 1,155,000 | $ 385,000 | $ 208,000 |
| Newport News County Virginia | 3 | $ 635,000 | $ 211,000 | $ 65,000 |
| Kern County California | 2 | $ 650,000 | $ 325,000 | $ 127,000 |
| Placer County California | 2 | $ 1,080,000 | $ 540,000 | $ 99,000 |
| Solano County California | 2 | $ 1,130,000 | $ 565,000 | $ 136,000 |
| Sonoma County California | 2 | $ 710,000 | $ 355,000 | $ 100,000 |
| Arapahoe County Colorado | 2 | $ 840,000 | $ 420,000 | $ 191,000 |
| DeKalb County Georgia | 2 | $ 510,000 | $ 255,000 | $ 102,000 |
| Harris County Texas | 2 | $ 250,000 | $ 125,000 | $ 62,000 |
| Arlington County Virginia | 2 | $ 1,000,000 | $ 500,000 | $ 183,000 |
| Frederick County Virginia | 2 | $ 520,000 | $ 260,000 | $ 113,000 |
| Madison County Alabama | 1 | $ 235,000 | $ 235,000 | $ 67,000 |
| Montgomery County Alabama | 1 | $ 255,000 | $ 255,000 | $ 85,000 |
| Merced County California | 1 | $ 225,000 | $ 225,000 | $ 109,000 |
| Monterey County California | 1 | $ 595,000 | $ 595,000 | $ 168,000 |
| San Benito County California | 1 | $ 725,000 | $ 725,000 | $ 186,000 |
| San Joaquin County California | 1 | $ 385,000 | $ 385,000 | $ 122,000 |
| Yolo County California | 1 | $ 575,000 | $ 575,000 | $ 125,000 |
| Denver County Colorado | 1 | $ 425,000 | $ 425,000 | $ 94,000 |
| Douglas County Colorado | 1 | $ 495,000 | $ 495,000 | $ 89,000 |
| Jefferson County Colorado | 1 | $ 815,000 | $ 815,000 | $ 192,000 |
| Walton County Florida | 1 | $ 485,000 | $ 485,000 | $ 328,000 |
| Baldwin County Georgia | 1 | $ 315,000 | $ 315,000 | $ 173,000 |
| Barrow County Georgia | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Fulton County Georgia | 1 | $ 525,000 | $ 525,000 | $ 93,000 |
| Troup County Georgia | 1 | $ 145,000 | $ 145,000 | $ 53,000 |
| Carroll County Maryland | 1 | $ 415,000 | $ 415,000 | $ 101,000 |
| Queen Anne's County Maryland | 1 | $ 275,000 | $ 275,000 | $ 62,000 |
| Wake County North Carolina | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Blount County Tennessee | 1 | $ 355,000 | $ 355,000 | $ 109,000 |
| Knox County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Fort Bend County Texas | 1 | $ 145,000 | $ 145,000 | $ 69,000 |
| Williamson County Texas | 1 | $ 625,000 | $ 625,000 | $ 174,000 |
| Albemarle County Virginia | 1 | $ 285,000 | $ 285,000 | $ 71,000 |
| Alexandria County Virginia | 1 | $ 525,000 | $ 525,000 | $ 98,000 |
| Amherst County Virginia | 1 | $ 335,000 | $ 335,000 | $ 103,000 |
| Falls Church County Virginia | 1 | $ 105,000 | $ 105,000 | $ 35,000 |
| Fauquier County Virginia | 1 | $ 405,000 | $ 405,000 | $ 88,000 |
| Lynchburg County Virginia | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Manassas Park County Virginia | 1 | $ 325,000 | $ 325,000 | $ 60,000 |
| Portsmouth County Virginia | 1 | $ 235,000 | $ 235,000 | $ 65,000 |
| Roanoke County Virginia | 1 | $ 225,000 | $ 225,000 | $ 41,000 |
| Warren County Virginia | 1 | $ 295,000 | $ 295,000 | $ 70,000 |
Mortgage Loan Application Detail Totals for Emet Lending Group, Inc. in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 544 | $271,010,000 | $498,000 | $2,505,000 | $146,000 | $1,920,000 |
| Cash-out Refinancing | 142 | $74,400,000 | $523,000 | $2,005,000 | $144,000 | $797,000 |
| Refinancing | 96 | $38,930,000 | $405,000 | $1,355,000 | $131,000 | $588,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Asian | 526 | $261,700,000 | $497,000 | $2,505,000 | $145,000 | $1,920,000 |
| Not Provided | 108 | $56,400,000 | $522,000 | $1,355,000 | $155,000 | $632,000 |
| White | 64 | $33,770,000 | $527,000 | $2,005,000 | $156,000 | $929,000 |
| Hispanic | 64 | $24,860,000 | $388,000 | $615,000 | $119,000 | $694,000 |
| Black or African American | 18 | $6,650,000 | $369,000 | $625,000 | $100,000 | $176,000 |
| American Indian or Alaskan Native | 2 | $960,000 | $480,000 | $615,000 | $179,000 | $204,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 749 | $370,995,000 | $495,000 | $2,505,000 | $146,000 | $1,920,000 |
| FHA-insured (Federal Housing Administration) | 33 | $13,345,000 | $404,000 | $625,000 | $91,000 | $138,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 530 | $242,460,000 | $457,000 | $2,505,000 | $135,000 | $1,920,000 |
| Application Withdrawn By Applicant | 177 | $103,965,000 | $587,000 | $2,505,000 | $166,000 | $1,655,000 |
| Application Approved But Not Accepted | 67 | $33,915,000 | $506,000 | $2,115,000 | $160,000 | $592,000 |
| File Closed For Incompleteness | 8 | $4,000,000 | $500,000 | $1,005,000 | $142,000 | $236,000 |
| Application Denied By Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 782 | $384,340,000 | $491,000 | $2,505,000 | $144,000 | $1,920,000 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Emet Lending Group, Inc.'s 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Emet Lending Group, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.