Encore Bank
Mortgage Loan Application
Totals and Details
for 2021
Find mortgage loan statistics, lending data, and loan application totals for Arkansas.
The mortgage statistics and data below are specific to mortgage loan applications for Encore Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Encore Bank 1801 Rahling Rd Little Rock, AR 72211 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 |
| Total Number of Mortgage Applications | 1,742 |
| Total Mortgage Loan Application Amount | $565,610,000 |
| Average Mortgage Loan Application Amount | $330,000 |
| Highest Mortgage Loan Application Amount | $18,905,000 |
| Average Applicant Income | $95,800 |
| Highest Applicant Income | $2,752,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in AR, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Pulaski County Arkansas | 573 | $ 176,255,000 | $ 307,000 | $ 147,000 |
| Craighead County Arkansas | 240 | $ 70,050,000 | $ 291,000 | $ 151,000 |
| Washington County Arkansas | 216 | $ 61,510,000 | $ 284,000 | $ 120,000 |
| Benton County Arkansas | 127 | $ 42,345,000 | $ 333,000 | $ 140,000 |
| Saline County Arkansas | 93 | $ 22,025,000 | $ 236,000 | $ 113,000 |
| Dallas County Texas | 43 | $ 32,145,000 | $ 747,000 | $ 244,000 |
| Garland County Arkansas | 41 | $ 15,575,000 | $ 379,000 | $ 209,000 |
| Faulkner County Arkansas | 36 | $ 8,490,000 | $ 235,000 | $ 125,000 |
| Greene County Arkansas | 28 | $ 4,120,000 | $ 147,000 | $ 119,000 |
| Tarrant County Texas | 19 | $ 6,895,000 | $ 362,000 | $ 264,000 |
| Lonoke County Arkansas | 18 | $ 3,810,000 | $ 211,000 | $ 72,000 |
| Bexar County Texas | 17 | $ 6,875,000 | $ 404,000 | $ 223,000 |
| Greene County Missouri | 15 | $ 4,195,000 | $ 279,000 | $ 118,000 |
| Poinsett County Arkansas | 12 | $ 2,200,000 | $ 183,000 | $ 58,000 |
| Travis County Texas | 11 | $ 13,645,000 | $ 1,240,000 | $ 903,000 |
| Cleburne County Arkansas | 10 | $ 2,520,000 | $ 252,000 | $ 450,000 |
| Shelby County Tennessee | 9 | $ 2,245,000 | $ 249,000 | $ 334,000 |
| Sebastian County Arkansas | 7 | $ 2,615,000 | $ 373,000 | $ 175,000 |
| Van Buren County Arkansas | 7 | $ 705,000 | $ 100,000 | $ 203,000 |
| White County Arkansas | 7 | $ 1,435,000 | $ 205,000 | $ 75,000 |
| Collin County Texas | 7 | $ 3,105,000 | $ 443,000 | $ 111,000 |
| Christian County Missouri | 6 | $ 1,350,000 | $ 225,000 | $ 112,000 |
| Baxter County Arkansas | 5 | $ 1,395,000 | $ 279,000 | $ 302,000 |
| Conway County Arkansas | 5 | $ 505,000 | $ 101,000 | $ 134,000 |
| Crittenden County Arkansas | 5 | $ 1,205,000 | $ 241,000 | $ 191,000 |
| Pasco County Florida | 5 | $ 2,895,000 | $ 579,000 | $ 0 |
| Walton County Florida | 5 | $ 5,225,000 | $ 1,045,000 | $ 1,010,000 |
| Denton County Texas | 5 | $ 1,385,000 | $ 277,000 | $ 238,000 |
| Parker County Texas | 5 | $ 1,285,000 | $ 257,000 | $ 180,000 |
| Grant County Arkansas | 4 | $ 920,000 | $ 230,000 | $ 105,000 |
| Okaloosa County Florida | 4 | $ 4,650,000 | $ 1,162,000 | $ 1,101,000 |
| Davidson County Tennessee | 4 | $ 1,590,000 | $ 397,000 | $ 139,000 |
| Mobile County Alabama | 3 | $ 865,000 | $ 288,000 | $ 48,000 |
| Clay County Arkansas | 3 | $ 395,000 | $ 131,000 | $ 26,000 |
| Lawrence County Arkansas | 3 | $ 2,665,000 | $ 888,000 | $ 58,000 |
| Madison County Arkansas | 3 | $ 575,000 | $ 191,000 | $ 100,000 |
| Randolph County Arkansas | 3 | $ 615,000 | $ 205,000 | $ 262,000 |
| Broward County Florida | 3 | $ 1,425,000 | $ 475,000 | $ 151,000 |
| Hillsborough County Florida | 3 | $ 825,000 | $ 275,000 | $ 71,000 |
| Pinellas County Florida | 3 | $ 1,375,000 | $ 458,000 | $ 0 |
| Cleveland County Oklahoma | 3 | $ 355,000 | $ 118,000 | $ 147,000 |
| Harris County Texas | 3 | $ 855,000 | $ 285,000 | $ 161,000 |
| Johnson County Texas | 3 | $ 995,000 | $ 331,000 | $ 247,000 |
| Nueces County Texas | 3 | $ 1,055,000 | $ 351,000 | $ 209,000 |
| Boone County Arkansas | 2 | $ 250,000 | $ 125,000 | $ 61,000 |
| Clark County Arkansas | 2 | $ 330,000 | $ 165,000 | $ 84,000 |
| Drew County Arkansas | 2 | $ 600,000 | $ 300,000 | $ 75,000 |
| Independence County Arkansas | 2 | $ 320,000 | $ 160,000 | $ 58,000 |
| Jefferson County Arkansas | 2 | $ 200,000 | $ 100,000 | $ 96,000 |
| Johnson County Arkansas | 2 | $ 270,000 | $ 135,000 | $ 111,000 |
| Logan County Arkansas | 2 | $ 230,000 | $ 115,000 | $ 100,000 |
| Mississippi County Arkansas | 2 | $ 270,000 | $ 135,000 | $ 135,000 |
| Newton County Arkansas | 2 | $ 400,000 | $ 200,000 | $ 63,000 |
| Pope County Arkansas | 2 | $ 460,000 | $ 230,000 | $ 85,000 |
| Stone County Arkansas | 2 | $ 650,000 | $ 325,000 | $ 125,000 |
| Union County Arkansas | 2 | $ 410,000 | $ 205,000 | $ 165,000 |
| Douglas County Kansas | 2 | $ 460,000 | $ 230,000 | $ 98,000 |
| Johnson County Kansas | 2 | $ 450,000 | $ 225,000 | $ 81,000 |
| Calcasieu County Louisiana | 2 | $ 360,000 | $ 180,000 | $ 40,000 |
| Montgomery County Maryland | 2 | $ 860,000 | $ 430,000 | $ 430,000 |
| Taney County Missouri | 2 | $ 700,000 | $ 350,000 | $ 477,000 |
| Oklahoma County Oklahoma | 2 | $ 1,300,000 | $ 650,000 | $ 135,000 |
| Tulsa County Oklahoma | 2 | $ 290,000 | $ 145,000 | $ 74,000 |
| Multnomah County Oregon | 2 | $ 2,420,000 | $ 1,210,000 | $ 311,000 |
| Hidalgo County Texas | 2 | $ 710,000 | $ 355,000 | $ 0 |
| Wilson County Texas | 2 | $ 350,000 | $ 175,000 | $ 186,000 |
| Baldwin County Alabama | 1 | $ 425,000 | $ 425,000 | $ 0 |
| Maricopa County Arizona | 1 | $ 125,000 | $ 125,000 | $ 68,000 |
| Arkansas County Arkansas | 1 | $ 185,000 | $ 185,000 | $ 159,000 |
| Crawford County Arkansas | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Cross County Arkansas | 1 | $ 135,000 | $ 135,000 | $ 52,000 |
| Franklin County Arkansas | 1 | $ 235,000 | $ 235,000 | $ 139,000 |
| Jackson County Arkansas | 1 | $ 85,000 | $ 85,000 | $ 47,000 |
| Montgomery County Arkansas | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Perry County Arkansas | 1 | $ 295,000 | $ 295,000 | $ 65,000 |
| Los Angeles County California | 1 | $ 445,000 | $ 445,000 | $ 278,000 |
| Orange County California | 1 | $ 2,175,000 | $ 2,175,000 | $ 594,000 |
| Sacramento County California | 1 | $ 225,000 | $ 225,000 | $ 143,000 |
| San Diego County California | 1 | $ 475,000 | $ 475,000 | $ 203,000 |
| Boulder County Colorado | 1 | $ 325,000 | $ 325,000 | $ 206,000 |
| Mesa County Colorado | 1 | $ 195,000 | $ 195,000 | $ 39,000 |
| Brevard County Florida | 1 | $ 545,000 | $ 545,000 | $ 209,000 |
| Duval County Florida | 1 | $ 215,000 | $ 215,000 | $ 97,000 |
| Escambia County Florida | 1 | $ 475,000 | $ 475,000 | $ 120,000 |
| Lee County Florida | 1 | $ 675,000 | $ 675,000 | $ 282,000 |
| Seminole County Florida | 1 | $ 365,000 | $ 365,000 | $ 0 |
| St. Lucie County Florida | 1 | $ 1,725,000 | $ 1,725,000 | $ 1,102,000 |
| Cobb County Georgia | 1 | $ 535,000 | $ 535,000 | $ 152,000 |
| Columbia County Georgia | 1 | $ 545,000 | $ 545,000 | $ 166,000 |
| Cook County Illinois | 1 | $ 785,000 | $ 785,000 | $ 343,000 |
| Fayette County Kentucky | 1 | $ 495,000 | $ 495,000 | $ 216,000 |
| Bossier County Louisiana | 1 | $ 145,000 | $ 145,000 | $ 81,000 |
| Ouachita County Louisiana | 1 | $ 235,000 | $ 235,000 | $ 160,000 |
| St. Charles County Louisiana | 1 | $ 375,000 | $ 375,000 | $ 63,000 |
| Dakota County Minnesota | 1 | $ 415,000 | $ 415,000 | $ 154,000 |
| DeSoto County Mississippi | 1 | $ 135,000 | $ 135,000 | $ 92,000 |
| George County Mississippi | 1 | $ 145,000 | $ 145,000 | $ 93,000 |
| Lee County Mississippi | 1 | $ 205,000 | $ 205,000 | $ 143,000 |
| Boone County Missouri | 1 | $ 105,000 | $ 105,000 | $ 154,000 |
| Clay County Missouri | 1 | $ 325,000 | $ 325,000 | $ 160,000 |
| Dunklin County Missouri | 1 | $ 165,000 | $ 165,000 | $ 88,000 |
| Jackson County Missouri | 1 | $ 545,000 | $ 545,000 | $ 325,000 |
| McDonald County Missouri | 1 | $ 185,000 | $ 185,000 | $ 145,000 |
| Newton County Missouri | 1 | $ 95,000 | $ 95,000 | $ 122,000 |
| Platte County Missouri | 1 | $ 625,000 | $ 625,000 | $ 324,000 |
| Pulaski County Missouri | 1 | $ 75,000 | $ 75,000 | $ 24,000 |
| St. Charles County Missouri | 1 | $ 245,000 | $ 245,000 | $ 0 |
| St. Louis County Missouri | 1 | $ 75,000 | $ 75,000 | $ 234,000 |
| Stone County Missouri | 1 | $ 125,000 | $ 125,000 | $ 213,000 |
| Webster County Missouri | 1 | $ 265,000 | $ 265,000 | $ 77,000 |
| Burlington County New Jersey | 1 | $ 525,000 | $ 525,000 | $ 180,000 |
| Santa Fe County New Mexico | 1 | $ 1,355,000 | $ 1,355,000 | $ 600,000 |
| Taos County New Mexico | 1 | $ 435,000 | $ 435,000 | $ 102,000 |
| New York County New York | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Delaware County Oklahoma | 1 | $ 155,000 | $ 155,000 | $ 58,000 |
| Clackamas County Oregon | 1 | $ 1,175,000 | $ 1,175,000 | $ 420,000 |
| Charleston County South Carolina | 1 | $ 545,000 | $ 545,000 | $ 796,000 |
| Lexington County South Carolina | 1 | $ 215,000 | $ 215,000 | $ 61,000 |
| Hamilton County Tennessee | 1 | $ 285,000 | $ 285,000 | $ 90,000 |
| Hardin County Tennessee | 1 | $ 545,000 | $ 545,000 | $ 1,525,000 |
| Putnam County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 147,000 |
| Brazos County Texas | 1 | $ 155,000 | $ 155,000 | $ 215,000 |
| Cooke County Texas | 1 | $ 545,000 | $ 545,000 | $ 350,000 |
| El Paso County Texas | 1 | $ 645,000 | $ 645,000 | $ 0 |
| Erath County Texas | 1 | $ 155,000 | $ 155,000 | $ 27,000 |
| Fort Bend County Texas | 1 | $ 545,000 | $ 545,000 | $ 217,000 |
| Hays County Texas | 1 | $ 465,000 | $ 465,000 | $ 0 |
| Kendall County Texas | 1 | $ 545,000 | $ 545,000 | $ 330,000 |
| Llano County Texas | 1 | $ 3,225,000 | $ 3,225,000 | $ 1,341,000 |
| Montgomery County Texas | 1 | $ 255,000 | $ 255,000 | $ 181,000 |
| Smith County Texas | 1 | $ 205,000 | $ 205,000 | $ 69,000 |
| Stephens County Texas | 1 | $ 105,000 | $ 105,000 | $ 53,000 |
| Tom Green County Texas | 1 | $ 1,205,000 | $ 1,205,000 | $ 0 |
| Walker County Texas | 1 | $ 2,365,000 | $ 2,365,000 | $ 0 |
| Williamson County Texas | 1 | $ 1,895,000 | $ 1,895,000 | $ 0 |
| Chesterfield County Virginia | 1 | $ 545,000 | $ 545,000 | $ 230,000 |
| Tazewell County Virginia | 1 | $ 425,000 | $ 425,000 | $ 187,000 |
| Mercer County West Virginia | 1 | $ 335,000 | $ 335,000 | $ 87,000 |
| Milwaukee County Wisconsin | 1 | $ 185,000 | $ 185,000 | $ 133,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Arkansas,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Encore Bank in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 926 | $315,830,000 | $341,000 | $18,905,000 | $154,000 | $2,752,000 |
| Refinancing | 582 | $186,590,000 | $320,000 | $8,195,000 | $173,000 | $2,186,000 |
| Cash-out Refinancing | 227 | $60,885,000 | $268,000 | $1,015,000 | $152,000 | $1,241,000 |
| Home Improvement | 6 | $1,900,000 | $316,000 | $1,155,000 | $0 | $0 |
| Other Purpose | 1 | $405,000 | $405,000 | $405,000 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,368 | $392,230,000 | $286,000 | $3,585,000 | $161,000 | $2,186,000 |
| Not applicable | 142 | $106,700,000 | $751,000 | $18,905,000 | $0 | $0 |
| Asian | 61 | $21,385,000 | $350,000 | $2,805,000 | $214,000 | $2,752,000 |
| Black or African American | 58 | $13,100,000 | $225,000 | $685,000 | $111,000 | $324,000 |
| Hispanic | 53 | $13,245,000 | $249,000 | $625,000 | $107,000 | $561,000 |
| Not Provided | 52 | $17,270,000 | $332,000 | $905,000 | $166,000 | $686,000 |
| American Indian or Alaskan Native | 8 | $1,680,000 | $210,000 | $305,000 | $79,000 | $161,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,561 | $523,815,000 | $335,000 | $18,905,000 | $169,000 | $2,752,000 |
| VA-guaranteed (Veterans Administration) | 82 | $22,550,000 | $275,000 | $775,000 | $89,000 | $247,000 |
| FHA-insured (Federal Housing Administration) | 78 | $15,310,000 | $196,000 | $335,000 | $65,000 | $252,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 21 | $3,935,000 | $187,000 | $345,000 | $94,000 | $840,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,370 | $455,240,000 | $332,000 | $18,905,000 | $157,000 | $2,752,000 |
| Application Withdrawn By Applicant | 296 | $88,330,000 | $298,000 | $1,355,000 | $177,000 | $1,380,000 |
| Application Denied By Financial Institution | 68 | $19,240,000 | $282,000 | $2,175,000 | $128,000 | $840,000 |
| Application Approved But Not Accepted | 8 | $2,800,000 | $350,000 | $895,000 | $238,000 | $1,101,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,674 | $546,370,000 | $326,000 | $18,905,000 | $161,000 | $2,752,000 |
| Credit History | 30 | $6,530,000 | $217,000 | $695,000 | $79,000 | $196,000 |
| Debt-To-Income Ratio | 18 | $5,560,000 | $308,000 | $645,000 | $67,000 | $166,000 |
| Credit Application Incomplete | 13 | $5,475,000 | $421,000 | $2,175,000 | $318,000 | $840,000 |
| Collateral | 3 | $885,000 | $295,000 | $445,000 | $208,000 | $225,000 |
| Other | 2 | $430,000 | $215,000 | $215,000 | $126,000 | $197,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $360,000 | $180,000 | $215,000 | $35,000 | $42,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in AR, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Arkansas, and search similar information at your convenience.