Encore Bank, Na
Mortgage Loan Application
Totals and Details
for 2008

Find mortgage loan statistics, lending data, and loan application totals for Texas.
The mortgage statistics and data below are specific to mortgage loan applications for Encore Bank, Na.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.

Mortgage Company & Address Encore Bank, Na
Nine Greenway Plaza, Suite 1000
Houston, TX 77046
Tel #: available with data download
Federal Regulator * available with data download
Years 2012  2011  2010  2009  2008  2007  
Total Number of Mortgage Applications 6,663
Total Mortgage Loan Application Amount $420,323,000
Average Mortgage Loan Application Amount $60,666
Highest Mortgage Loan Application Amount $2,400,000
Average Applicant Income $150,333
Highest Applicant Income $7,062,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in TX, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Encore Bank, Na by County in 2008

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Harris County Texas 1,366 $ 132,673,000 $ 97,000 $ 175,000
Travis County Texas 742 $ 46,297,000 $ 62,000 $ 165,000
Dallas County Texas 526 $ 27,251,000 $ 51,000 $ 159,000
Collin County Texas 524 $ 26,537,000 $ 50,000 $ 147,000
Tarrant County Texas 422 $ 21,913,000 $ 51,000 $ 163,000
Denton County Texas 419 $ 21,313,000 $ 50,000 $ 170,000
Fort Bend County Texas 293 $ 19,295,000 $ 65,000 $ 163,000
Williamson County Texas 285 $ 10,742,000 $ 37,000 $ 116,000
Montgomery County Texas 279 $ 18,147,000 $ 65,000 $ 176,000
Bexar County Texas 207 $ 9,447,000 $ 45,000 $ 140,000
Galveston County Texas 141 $ 9,923,000 $ 70,000 $ 184,000
Brazoria County Texas 138 $ 5,449,000 $ 39,000 $ 126,000
Hays County Texas 77 $ 4,844,000 $ 62,000 $ 149,000
Maricopa County Arizona 69 $ 2,748,000 $ 39,000 $ 113,000
Brazos County Texas 61 $ 2,597,000 $ 42,000 $ 134,000
Comal County Texas 58 $ 3,211,000 $ 55,000 $ 160,000
Ellis County Texas 57 $ 2,549,000 $ 44,000 $ 118,000
Rockwall County Texas 52 $ 2,851,000 $ 54,000 $ 175,000
El Paso County Texas 48 $ 2,514,000 $ 52,000 $ 139,000
Hidalgo County Texas 37 $ 1,645,000 $ 44,000 $ 128,000
Parker County Texas 36 $ 1,949,000 $ 54,000 $ 164,000
Bell County Texas 35 $ 1,660,000 $ 47,000 $ 141,000
Guadalupe County Texas 26 $ 1,144,000 $ 44,000 $ 109,000
Kaufman County Texas 25 $ 1,136,000 $ 45,000 $ 123,000
Cameron County Texas 22 $ 983,000 $ 44,000 $ 149,000
Jefferson County Texas 21 $ 688,000 $ 32,000 $ 137,000
Smith County Texas 21 $ 763,000 $ 36,000 $ 136,000
Nueces County Texas 20 $ 1,270,000 $ 63,000 $ 197,000
Pinal County Arizona 19 $ 631,000 $ 33,000 $ 86,000
Wise County Texas 18 $ 895,000 $ 49,000 $ 148,000
Kendall County Texas 16 $ 1,070,000 $ 66,000 $ 151,000
Midland County Texas 16 $ 668,000 $ 41,000 $ 140,000
Denver County Colorado 15 $ 750,000 $ 50,000 $ 171,000
Douglas County Colorado 15 $ 1,216,000 $ 81,000 $ 128,000
Johnson County Texas 15 $ 768,000 $ 51,000 $ 148,000
Boulder County Colorado 14 $ 758,000 $ 54,000 $ 170,000
McLennan County Texas 14 $ 547,000 $ 39,000 $ 138,000
Jefferson County Colorado 13 $ 908,000 $ 69,000 $ 142,000
Chambers County Texas 13 $ 476,000 $ 36,000 $ 130,000
Grayson County Texas 13 $ 481,000 $ 37,000 $ 111,000
Burnet County Texas 12 $ 659,000 $ 54,000 $ 167,000
Ector County Texas 12 $ 581,000 $ 48,000 $ 143,000
Wilson County Texas 12 $ 457,000 $ 38,000 $ 103,000
Bastrop County Texas 11 $ 624,000 $ 56,000 $ 110,000
Hardin County Texas 11 $ 451,000 $ 41,000 $ 131,000
Llano County Texas 11 $ 836,000 $ 76,000 $ 270,000
Arapahoe County Colorado 10 $ 560,000 $ 56,000 $ 134,000
Hood County Texas 10 $ 608,000 $ 60,000 $ 196,000
Henderson County Texas 9 $ 228,000 $ 25,000 $ 124,000
Pima County Arizona 8 $ 336,000 $ 42,000 $ 104,000
Cooke County Texas 8 $ 246,000 $ 30,000 $ 295,000
Gregg County Texas 8 $ 308,000 $ 38,000 $ 126,000
Taylor County Texas 8 $ 244,000 $ 30,000 $ 115,000
Washington County Texas 8 $ 437,000 $ 54,000 $ 114,000
Erath County Texas 7 $ 206,000 $ 29,000 $ 104,000
Gillespie County Texas 7 $ 434,000 $ 62,000 $ 134,000
Lubbock County Texas 7 $ 276,000 $ 39,000 $ 116,000
Medina County Texas 7 $ 325,000 $ 46,000 $ 124,000
Adams County Colorado 6 $ 338,000 $ 56,000 $ 178,000
Mesa County Colorado 6 $ 554,000 $ 92,000 $ 110,000
Lee County Florida 6 $ 2,068,000 $ 344,000 $ 10,000
Aransas County Texas 6 $ 293,000 $ 48,000 $ 246,000
Lampasas County Texas 6 $ 270,000 $ 45,000 $ 80,000
Matagorda County Texas 6 $ 168,000 $ 28,000 $ 144,000
Tom Green County Texas 6 $ 263,000 $ 43,000 $ 111,000
Waller County Texas 6 $ 269,000 $ 44,000 $ 140,000
Larimer County Colorado 5 $ 211,000 $ 42,000 $ 92,000
Kerr County Texas 5 $ 435,000 $ 87,000 $ 331,000
Liberty County Texas 5 $ 237,000 $ 47,000 $ 106,000
Randall County Texas 5 $ 116,000 $ 23,000 $ 87,000
Webb County Texas 5 $ 594,000 $ 118,000 $ 321,000
Bandera County Texas 4 $ 158,000 $ 39,000 $ 303,000
Fayette County Texas 4 $ 399,000 $ 99,000 $ 120,000
Freestone County Texas 4 $ 106,000 $ 26,000 $ 110,000
Orange County Texas 4 $ 152,000 $ 38,000 $ 125,000
San Patricio County Texas 4 $ 158,000 $ 39,000 $ 87,000
Van Zandt County Texas 4 $ 70,000 $ 17,000 $ 94,000
Wharton County Texas 4 $ 104,000 $ 26,000 $ 79,000
Wichita County Texas 4 $ 188,000 $ 47,000 $ 123,000
Weld County Colorado 3 $ 112,000 $ 37,000 $ 89,000
Orange County Florida 3 $ 123,000 $ 41,000 $ 166,000
Brown County Texas 3 $ 94,000 $ 31,000 $ 81,000
Cherokee County Texas 3 $ 120,000 $ 40,000 $ 110,000
Hunt County Texas 3 $ 69,000 $ 23,000 $ 94,000
Jackson County Texas 3 $ 124,000 $ 41,000 $ 168,000
Lee County Texas 3 $ 205,000 $ 68,000 $ 143,000
Montague County Texas 3 $ 121,000 $ 40,000 $ 136,000
Palo Pinto County Texas 3 $ 150,000 $ 50,000 $ 421,000
Victoria County Texas 3 $ 96,000 $ 32,000 $ 92,000
Yuma County Arizona 2 $ 141,000 $ 70,000 $ 124,000
Alameda County California 2 $ 95,000 $ 47,000 $ 159,000
San Bernardino County California 2 $ 59,000 $ 29,000 $ 60,000
Solano County California 2 $ 214,000 $ 107,000 $ 116,000
Bay County Florida 2 $ 67,000 $ 33,000 $ 87,000
Brevard County Florida 2 $ 57,000 $ 28,000 $ 93,000
Charlotte County Florida 2 $ 61,000 $ 30,000 $ 51,000
Collier County Florida 2 $ 2,350,000 $ 1,175,000 $ 0
Hillsborough County Florida 2 $ 146,000 $ 73,000 $ 164,000
Lake County Florida 2 $ 78,000 $ 39,000 $ 80,000
Pasco County Florida 2 $ 60,000 $ 30,000 $ 106,000
Volusia County Florida 2 $ 119,000 $ 59,000 $ 125,000
Cook County Illinois 2 $ 791,000 $ 395,000 $ 296,000
Angelina County Texas 2 $ 76,000 $ 38,000 $ 208,000
Bowie County Texas 2 $ 47,000 $ 23,000 $ 100,000
Burleson County Texas 2 $ 443,000 $ 221,000 $ 63,000
Colorado County Texas 2 $ 51,000 $ 25,000 $ 76,000
Coryell County Texas 2 $ 118,000 $ 59,000 $ 113,000
Grimes County Texas 2 $ 62,000 $ 31,000 $ 140,000
Harrison County Texas 2 $ 75,000 $ 37,000 $ 88,000
Hill County Texas 2 $ 63,000 $ 31,000 $ 96,000
Leon County Texas 2 $ 75,000 $ 37,000 $ 112,000
Limestone County Texas 2 $ 77,000 $ 38,000 $ 85,000
Maverick County Texas 2 $ 43,000 $ 21,000 $ 75,000
Nacogdoches County Texas 2 $ 100,000 $ 50,000 $ 158,000
Navarro County Texas 2 $ 107,000 $ 53,000 $ 141,000
Newton County Texas 2 $ 121,000 $ 60,000 $ 202,000
Polk County Texas 2 $ 29,000 $ 14,000 $ 180,000
Potter County Texas 2 $ 116,000 $ 58,000 $ 106,000
Rains County Texas 2 $ 58,000 $ 29,000 $ 143,000
Tyler County Texas 2 $ 64,000 $ 32,000 $ 121,000
Upshur County Texas 2 $ 71,000 $ 35,000 $ 150,000
Virginia Beach County Virginia 2 $ 285,000 $ 142,000 $ 126,000
Lee County Alabama 1 $ 52,000 $ 52,000 $ 115,000
Benton County Arkansas 1 $ 417,000 $ 417,000 $ 96,000
Pope County Arkansas 1 $ 34,000 $ 34,000 $ 141,000
Los Angeles County California 1 $ 50,000 $ 50,000 $ 129,000
Riverside County California 1 $ 20,000 $ 20,000 $ 94,000
San Diego County California 1 $ 61,000 $ 61,000 $ 122,000
Broomfield County Colorado 1 $ 144,000 $ 144,000 $ 110,000
Eagle County Colorado 1 $ 100,000 $ 100,000 $ 800,000
El Paso County Colorado 1 $ 30,000 $ 30,000 $ 73,000
Elbert County Colorado 1 $ 50,000 $ 50,000 $ 115,000
La Plata County Colorado 1 $ 37,000 $ 37,000 $ 94,000
Routt County Colorado 1 $ 100,000 $ 100,000 $ 80,000
Summit County Colorado 1 $ 50,000 $ 50,000 $ 176,000
Alachua County Florida 1 $ 32,000 $ 32,000 $ 125,000
Broward County Florida 1 $ 26,000 $ 26,000 $ 160,000
Duval County Florida 1 $ 32,000 $ 32,000 $ 115,000
Indian River County Florida 1 $ 32,000 $ 32,000 $ 65,000
Miami-Dade County Florida 1 $ 1,050,000 $ 1,050,000 $ 313,000
Okaloosa County Florida 1 $ 53,000 $ 53,000 $ 108,000
Palm Beach County Florida 1 $ 78,000 $ 78,000 $ 142,000
Pinellas County Florida 1 $ 502,000 $ 502,000 $ 0
Polk County Florida 1 $ 43,000 $ 43,000 $ 73,000
Santa Rosa County Florida 1 $ 37,000 $ 37,000 $ 68,000
Seminole County Florida 1 $ 100,000 $ 100,000 $ 278,000
St. Johns County Florida 1 $ 58,000 $ 58,000 $ 162,000
St. Lucie County Florida 1 $ 50,000 $ 50,000 $ 88,000
Allegany County Maryland 1 $ 125,000 $ 125,000 $ 130,000
Ramsey County Minnesota 1 $ 35,000 $ 35,000 $ 308,000
Gaston County North Carolina 1 $ 41,000 $ 41,000 $ 150,000
Comanche County Oklahoma 1 $ 17,000 $ 17,000 $ 76,000
York County South Carolina 1 $ 71,000 $ 71,000 $ 200,000
Andrews County Texas 1 $ 23,000 $ 23,000 $ 120,000
Atascosa County Texas 1 $ 29,000 $ 29,000 $ 179,000
Austin County Texas 1 $ 33,000 $ 33,000 $ 158,000
Bee County Texas 1 $ 67,000 $ 67,000 $ 96,000
Blanco County Texas 1 $ 33,000 $ 33,000 $ 279,000
Caldwell County Texas 1 $ 37,000 $ 37,000 $ 84,000
Comanche County Texas 1 $ 38,000 $ 38,000 $ 138,000
DeWitt County Texas 1 $ 104,000 $ 104,000 $ 104,000
Eastland County Texas 1 $ 38,000 $ 38,000 $ 59,000
Falls County Texas 1 $ 29,000 $ 29,000 $ 74,000
Fannin County Texas 1 $ 30,000 $ 30,000 $ 109,000
Franklin County Texas 1 $ 115,000 $ 115,000 $ 1,159,000
Gaines County Texas 1 $ 35,000 $ 35,000 $ 76,000
Goliad County Texas 1 $ 37,000 $ 37,000 $ 301,000
Gonzales County Texas 1 $ 20,000 $ 20,000 $ 52,000
Gray County Texas 1 $ 23,000 $ 23,000 $ 58,000
Hopkins County Texas 1 $ 41,000 $ 41,000 $ 100,000
Howard County Texas 1 $ 27,000 $ 27,000 $ 180,000
Jack County Texas 1 $ 15,000 $ 15,000 $ 76,000
Jeff Davis County Texas 1 $ 16,000 $ 16,000 $ 109,000
Marion County Texas 1 $ 100,000 $ 100,000 $ 500,000
Milam County Texas 1 $ 20,000 $ 20,000 $ 51,000
Mills County Texas 1 $ 72,000 $ 72,000 $ 179,000
Moore County Texas 1 $ 50,000 $ 50,000 $ 93,000
Robertson County Texas 1 $ 41,000 $ 41,000 $ 114,000
Shelby County Texas 1 $ 33,000 $ 33,000 $ 94,000
Stonewall County Texas 1 $ 43,000 $ 43,000 $ 136,000
Uvalde County Texas 1 $ 28,000 $ 28,000 $ 75,000
Val Verde County Texas 1 $ 99,000 $ 99,000 $ 423,000
Walker County Texas 1 $ 37,000 $ 37,000 $ 122,000
Ward County Texas 1 $ 36,000 $ 36,000 $ 135,000
Wilbarger County Texas 1 $ 22,000 $ 22,000 $ 114,000
Willacy County Texas 1 $ 25,000 $ 25,000 $ 54,000
Eau Claire County Wisconsin 1 $ 55,000 $ 55,000 $ 343,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Texas, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Encore Bank, Na in 2008

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 4,875 $313,944,000 $64,000 $2,400,000 $163,000 $7,062,000
Refinancing 904 $63,001,000 $69,000 $1,029,000 $158,000 $2,540,000
Home Improvement 884 $43,378,000 $49,000 $208,000 $130,000 $720,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 5,125 $322,158,000 $62,000 $2,020,000 $161,000 $7,062,000
Not Provided 593 $32,968,000 $55,000 $1,180,000 $158,000 $2,119,000
Hispanic 452 $23,038,000 $50,000 $680,000 $142,000 $2,458,000
Asian 288 $20,994,000 $72,000 $1,112,000 $160,000 $1,652,000
Black or African American 121 $7,257,000 $59,000 $642,000 $155,000 $500,000
Not applicable 54 $11,664,000 $216,000 $2,400,000 $0 $0
American Indian or Alaskan Native 15 $879,000 $58,000 $200,000 $195,000 $390,000
Native Hawaiian or Other Pacific Islander 15 $1,365,000 $91,000 $656,000 $153,000 $382,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 6,663 $420,323,000 $63,000 $2,400,000 $158,000 $7,062,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,299 $217,672,000 $65,000 $2,400,000 $162,000 $2,458,000
Application Denied By Financial Institution 2,174 $119,146,000 $54,000 $1,742,000 $146,000 $2,540,000
Application Approved But Not Accepted 1,124 $77,362,000 $68,000 $2,020,000 $169,000 $7,062,000
Preapproval Denied by Financial Institution 43 $2,138,000 $49,000 $183,000 $130,000 $688,000
Application Withdrawn By Applicant 22 $3,650,000 $165,000 $959,000 $163,000 $365,000
File Closed For Incompleteness 1 $355,000 $355,000 $355,000 $147,000 $147,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 970 $47,696,000 $49,000 $300,000 $154,000 $2,119,000
Debt-To-Income Ratio 417 $26,141,000 $62,000 $1,592,000 $115,000 $718,000
Other 245 $12,561,000 $51,000 $701,000 $139,000 $1,159,000
Insufficient Cash (Downpayment, Closing Cost) 209 $10,198,000 $48,000 $198,000 $133,000 $483,000
Employment History 143 $7,629,000 $53,000 $824,000 $121,000 $540,000
Collateral 128 $8,355,000 $65,000 $250,000 $202,000 $2,540,000
Unverifiable Information 94 $7,812,000 $83,000 $1,742,000 $195,000 $1,314,000
Credit Application Incomplete 11 $892,000 $81,000 $242,000 $190,000 $370,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in TX, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Texas, and search similar information at your convenience.

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