Find mortgage loan statistics, lending data, and loan application totals for Texas.
The mortgage statistics and data below are specific to mortgage loan applications for Encore Bank, Na.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
Mortgage Company & Address | Encore Bank, Na Nine Greenway Plaza, Suite 1000 Houston, TX 77046 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2012 2011 2010 2009 2008 2007 |
Total Number of Mortgage Applications | 6,663 |
Total Mortgage Loan Application Amount | $420,323,000 |
Average Mortgage Loan Application Amount | $60,666 |
Highest Mortgage Loan Application Amount | $2,400,000 |
Average Applicant Income | $150,333 |
Highest Applicant Income | $7,062,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in TX, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Harris County Texas | 1,366 | $ 132,673,000 | $ 97,000 | $ 175,000 |
Travis County Texas | 742 | $ 46,297,000 | $ 62,000 | $ 165,000 |
Dallas County Texas | 526 | $ 27,251,000 | $ 51,000 | $ 159,000 |
Collin County Texas | 524 | $ 26,537,000 | $ 50,000 | $ 147,000 |
Tarrant County Texas | 422 | $ 21,913,000 | $ 51,000 | $ 163,000 |
Denton County Texas | 419 | $ 21,313,000 | $ 50,000 | $ 170,000 |
Fort Bend County Texas | 293 | $ 19,295,000 | $ 65,000 | $ 163,000 |
Williamson County Texas | 285 | $ 10,742,000 | $ 37,000 | $ 116,000 |
Montgomery County Texas | 279 | $ 18,147,000 | $ 65,000 | $ 176,000 |
Bexar County Texas | 207 | $ 9,447,000 | $ 45,000 | $ 140,000 |
Galveston County Texas | 141 | $ 9,923,000 | $ 70,000 | $ 184,000 |
Brazoria County Texas | 138 | $ 5,449,000 | $ 39,000 | $ 126,000 |
Hays County Texas | 77 | $ 4,844,000 | $ 62,000 | $ 149,000 |
Maricopa County Arizona | 69 | $ 2,748,000 | $ 39,000 | $ 113,000 |
Brazos County Texas | 61 | $ 2,597,000 | $ 42,000 | $ 134,000 |
Comal County Texas | 58 | $ 3,211,000 | $ 55,000 | $ 160,000 |
Ellis County Texas | 57 | $ 2,549,000 | $ 44,000 | $ 118,000 |
Rockwall County Texas | 52 | $ 2,851,000 | $ 54,000 | $ 175,000 |
El Paso County Texas | 48 | $ 2,514,000 | $ 52,000 | $ 139,000 |
Hidalgo County Texas | 37 | $ 1,645,000 | $ 44,000 | $ 128,000 |
Parker County Texas | 36 | $ 1,949,000 | $ 54,000 | $ 164,000 |
Bell County Texas | 35 | $ 1,660,000 | $ 47,000 | $ 141,000 |
Guadalupe County Texas | 26 | $ 1,144,000 | $ 44,000 | $ 109,000 |
Kaufman County Texas | 25 | $ 1,136,000 | $ 45,000 | $ 123,000 |
Cameron County Texas | 22 | $ 983,000 | $ 44,000 | $ 149,000 |
Jefferson County Texas | 21 | $ 688,000 | $ 32,000 | $ 137,000 |
Smith County Texas | 21 | $ 763,000 | $ 36,000 | $ 136,000 |
Nueces County Texas | 20 | $ 1,270,000 | $ 63,000 | $ 197,000 |
Pinal County Arizona | 19 | $ 631,000 | $ 33,000 | $ 86,000 |
Wise County Texas | 18 | $ 895,000 | $ 49,000 | $ 148,000 |
Kendall County Texas | 16 | $ 1,070,000 | $ 66,000 | $ 151,000 |
Midland County Texas | 16 | $ 668,000 | $ 41,000 | $ 140,000 |
Denver County Colorado | 15 | $ 750,000 | $ 50,000 | $ 171,000 |
Douglas County Colorado | 15 | $ 1,216,000 | $ 81,000 | $ 128,000 |
Johnson County Texas | 15 | $ 768,000 | $ 51,000 | $ 148,000 |
Boulder County Colorado | 14 | $ 758,000 | $ 54,000 | $ 170,000 |
McLennan County Texas | 14 | $ 547,000 | $ 39,000 | $ 138,000 |
Jefferson County Colorado | 13 | $ 908,000 | $ 69,000 | $ 142,000 |
Chambers County Texas | 13 | $ 476,000 | $ 36,000 | $ 130,000 |
Grayson County Texas | 13 | $ 481,000 | $ 37,000 | $ 111,000 |
Burnet County Texas | 12 | $ 659,000 | $ 54,000 | $ 167,000 |
Ector County Texas | 12 | $ 581,000 | $ 48,000 | $ 143,000 |
Wilson County Texas | 12 | $ 457,000 | $ 38,000 | $ 103,000 |
Bastrop County Texas | 11 | $ 624,000 | $ 56,000 | $ 110,000 |
Hardin County Texas | 11 | $ 451,000 | $ 41,000 | $ 131,000 |
Llano County Texas | 11 | $ 836,000 | $ 76,000 | $ 270,000 |
Arapahoe County Colorado | 10 | $ 560,000 | $ 56,000 | $ 134,000 |
Hood County Texas | 10 | $ 608,000 | $ 60,000 | $ 196,000 |
Henderson County Texas | 9 | $ 228,000 | $ 25,000 | $ 124,000 |
Pima County Arizona | 8 | $ 336,000 | $ 42,000 | $ 104,000 |
Cooke County Texas | 8 | $ 246,000 | $ 30,000 | $ 295,000 |
Gregg County Texas | 8 | $ 308,000 | $ 38,000 | $ 126,000 |
Taylor County Texas | 8 | $ 244,000 | $ 30,000 | $ 115,000 |
Washington County Texas | 8 | $ 437,000 | $ 54,000 | $ 114,000 |
Erath County Texas | 7 | $ 206,000 | $ 29,000 | $ 104,000 |
Gillespie County Texas | 7 | $ 434,000 | $ 62,000 | $ 134,000 |
Lubbock County Texas | 7 | $ 276,000 | $ 39,000 | $ 116,000 |
Medina County Texas | 7 | $ 325,000 | $ 46,000 | $ 124,000 |
Adams County Colorado | 6 | $ 338,000 | $ 56,000 | $ 178,000 |
Mesa County Colorado | 6 | $ 554,000 | $ 92,000 | $ 110,000 |
Lee County Florida | 6 | $ 2,068,000 | $ 344,000 | $ 10,000 |
Aransas County Texas | 6 | $ 293,000 | $ 48,000 | $ 246,000 |
Lampasas County Texas | 6 | $ 270,000 | $ 45,000 | $ 80,000 |
Matagorda County Texas | 6 | $ 168,000 | $ 28,000 | $ 144,000 |
Tom Green County Texas | 6 | $ 263,000 | $ 43,000 | $ 111,000 |
Waller County Texas | 6 | $ 269,000 | $ 44,000 | $ 140,000 |
Larimer County Colorado | 5 | $ 211,000 | $ 42,000 | $ 92,000 |
Kerr County Texas | 5 | $ 435,000 | $ 87,000 | $ 331,000 |
Liberty County Texas | 5 | $ 237,000 | $ 47,000 | $ 106,000 |
Randall County Texas | 5 | $ 116,000 | $ 23,000 | $ 87,000 |
Webb County Texas | 5 | $ 594,000 | $ 118,000 | $ 321,000 |
Bandera County Texas | 4 | $ 158,000 | $ 39,000 | $ 303,000 |
Fayette County Texas | 4 | $ 399,000 | $ 99,000 | $ 120,000 |
Freestone County Texas | 4 | $ 106,000 | $ 26,000 | $ 110,000 |
Orange County Texas | 4 | $ 152,000 | $ 38,000 | $ 125,000 |
San Patricio County Texas | 4 | $ 158,000 | $ 39,000 | $ 87,000 |
Van Zandt County Texas | 4 | $ 70,000 | $ 17,000 | $ 94,000 |
Wharton County Texas | 4 | $ 104,000 | $ 26,000 | $ 79,000 |
Wichita County Texas | 4 | $ 188,000 | $ 47,000 | $ 123,000 |
Weld County Colorado | 3 | $ 112,000 | $ 37,000 | $ 89,000 |
Orange County Florida | 3 | $ 123,000 | $ 41,000 | $ 166,000 |
Brown County Texas | 3 | $ 94,000 | $ 31,000 | $ 81,000 |
Cherokee County Texas | 3 | $ 120,000 | $ 40,000 | $ 110,000 |
Hunt County Texas | 3 | $ 69,000 | $ 23,000 | $ 94,000 |
Jackson County Texas | 3 | $ 124,000 | $ 41,000 | $ 168,000 |
Lee County Texas | 3 | $ 205,000 | $ 68,000 | $ 143,000 |
Montague County Texas | 3 | $ 121,000 | $ 40,000 | $ 136,000 |
Palo Pinto County Texas | 3 | $ 150,000 | $ 50,000 | $ 421,000 |
Victoria County Texas | 3 | $ 96,000 | $ 32,000 | $ 92,000 |
Yuma County Arizona | 2 | $ 141,000 | $ 70,000 | $ 124,000 |
Alameda County California | 2 | $ 95,000 | $ 47,000 | $ 159,000 |
San Bernardino County California | 2 | $ 59,000 | $ 29,000 | $ 60,000 |
Solano County California | 2 | $ 214,000 | $ 107,000 | $ 116,000 |
Bay County Florida | 2 | $ 67,000 | $ 33,000 | $ 87,000 |
Brevard County Florida | 2 | $ 57,000 | $ 28,000 | $ 93,000 |
Charlotte County Florida | 2 | $ 61,000 | $ 30,000 | $ 51,000 |
Collier County Florida | 2 | $ 2,350,000 | $ 1,175,000 | $ 0 |
Hillsborough County Florida | 2 | $ 146,000 | $ 73,000 | $ 164,000 |
Lake County Florida | 2 | $ 78,000 | $ 39,000 | $ 80,000 |
Pasco County Florida | 2 | $ 60,000 | $ 30,000 | $ 106,000 |
Volusia County Florida | 2 | $ 119,000 | $ 59,000 | $ 125,000 |
Cook County Illinois | 2 | $ 791,000 | $ 395,000 | $ 296,000 |
Angelina County Texas | 2 | $ 76,000 | $ 38,000 | $ 208,000 |
Bowie County Texas | 2 | $ 47,000 | $ 23,000 | $ 100,000 |
Burleson County Texas | 2 | $ 443,000 | $ 221,000 | $ 63,000 |
Colorado County Texas | 2 | $ 51,000 | $ 25,000 | $ 76,000 |
Coryell County Texas | 2 | $ 118,000 | $ 59,000 | $ 113,000 |
Grimes County Texas | 2 | $ 62,000 | $ 31,000 | $ 140,000 |
Harrison County Texas | 2 | $ 75,000 | $ 37,000 | $ 88,000 |
Hill County Texas | 2 | $ 63,000 | $ 31,000 | $ 96,000 |
Leon County Texas | 2 | $ 75,000 | $ 37,000 | $ 112,000 |
Limestone County Texas | 2 | $ 77,000 | $ 38,000 | $ 85,000 |
Maverick County Texas | 2 | $ 43,000 | $ 21,000 | $ 75,000 |
Nacogdoches County Texas | 2 | $ 100,000 | $ 50,000 | $ 158,000 |
Navarro County Texas | 2 | $ 107,000 | $ 53,000 | $ 141,000 |
Newton County Texas | 2 | $ 121,000 | $ 60,000 | $ 202,000 |
Polk County Texas | 2 | $ 29,000 | $ 14,000 | $ 180,000 |
Potter County Texas | 2 | $ 116,000 | $ 58,000 | $ 106,000 |
Rains County Texas | 2 | $ 58,000 | $ 29,000 | $ 143,000 |
Tyler County Texas | 2 | $ 64,000 | $ 32,000 | $ 121,000 |
Upshur County Texas | 2 | $ 71,000 | $ 35,000 | $ 150,000 |
Virginia Beach County Virginia | 2 | $ 285,000 | $ 142,000 | $ 126,000 |
Lee County Alabama | 1 | $ 52,000 | $ 52,000 | $ 115,000 |
Benton County Arkansas | 1 | $ 417,000 | $ 417,000 | $ 96,000 |
Pope County Arkansas | 1 | $ 34,000 | $ 34,000 | $ 141,000 |
Los Angeles County California | 1 | $ 50,000 | $ 50,000 | $ 129,000 |
Riverside County California | 1 | $ 20,000 | $ 20,000 | $ 94,000 |
San Diego County California | 1 | $ 61,000 | $ 61,000 | $ 122,000 |
Broomfield County Colorado | 1 | $ 144,000 | $ 144,000 | $ 110,000 |
Eagle County Colorado | 1 | $ 100,000 | $ 100,000 | $ 800,000 |
El Paso County Colorado | 1 | $ 30,000 | $ 30,000 | $ 73,000 |
Elbert County Colorado | 1 | $ 50,000 | $ 50,000 | $ 115,000 |
La Plata County Colorado | 1 | $ 37,000 | $ 37,000 | $ 94,000 |
Routt County Colorado | 1 | $ 100,000 | $ 100,000 | $ 80,000 |
Summit County Colorado | 1 | $ 50,000 | $ 50,000 | $ 176,000 |
Alachua County Florida | 1 | $ 32,000 | $ 32,000 | $ 125,000 |
Broward County Florida | 1 | $ 26,000 | $ 26,000 | $ 160,000 |
Duval County Florida | 1 | $ 32,000 | $ 32,000 | $ 115,000 |
Indian River County Florida | 1 | $ 32,000 | $ 32,000 | $ 65,000 |
Miami-Dade County Florida | 1 | $ 1,050,000 | $ 1,050,000 | $ 313,000 |
Okaloosa County Florida | 1 | $ 53,000 | $ 53,000 | $ 108,000 |
Palm Beach County Florida | 1 | $ 78,000 | $ 78,000 | $ 142,000 |
Pinellas County Florida | 1 | $ 502,000 | $ 502,000 | $ 0 |
Polk County Florida | 1 | $ 43,000 | $ 43,000 | $ 73,000 |
Santa Rosa County Florida | 1 | $ 37,000 | $ 37,000 | $ 68,000 |
Seminole County Florida | 1 | $ 100,000 | $ 100,000 | $ 278,000 |
St. Johns County Florida | 1 | $ 58,000 | $ 58,000 | $ 162,000 |
St. Lucie County Florida | 1 | $ 50,000 | $ 50,000 | $ 88,000 |
Allegany County Maryland | 1 | $ 125,000 | $ 125,000 | $ 130,000 |
Ramsey County Minnesota | 1 | $ 35,000 | $ 35,000 | $ 308,000 |
Gaston County North Carolina | 1 | $ 41,000 | $ 41,000 | $ 150,000 |
Comanche County Oklahoma | 1 | $ 17,000 | $ 17,000 | $ 76,000 |
York County South Carolina | 1 | $ 71,000 | $ 71,000 | $ 200,000 |
Andrews County Texas | 1 | $ 23,000 | $ 23,000 | $ 120,000 |
Atascosa County Texas | 1 | $ 29,000 | $ 29,000 | $ 179,000 |
Austin County Texas | 1 | $ 33,000 | $ 33,000 | $ 158,000 |
Bee County Texas | 1 | $ 67,000 | $ 67,000 | $ 96,000 |
Blanco County Texas | 1 | $ 33,000 | $ 33,000 | $ 279,000 |
Caldwell County Texas | 1 | $ 37,000 | $ 37,000 | $ 84,000 |
Comanche County Texas | 1 | $ 38,000 | $ 38,000 | $ 138,000 |
DeWitt County Texas | 1 | $ 104,000 | $ 104,000 | $ 104,000 |
Eastland County Texas | 1 | $ 38,000 | $ 38,000 | $ 59,000 |
Falls County Texas | 1 | $ 29,000 | $ 29,000 | $ 74,000 |
Fannin County Texas | 1 | $ 30,000 | $ 30,000 | $ 109,000 |
Franklin County Texas | 1 | $ 115,000 | $ 115,000 | $ 1,159,000 |
Gaines County Texas | 1 | $ 35,000 | $ 35,000 | $ 76,000 |
Goliad County Texas | 1 | $ 37,000 | $ 37,000 | $ 301,000 |
Gonzales County Texas | 1 | $ 20,000 | $ 20,000 | $ 52,000 |
Gray County Texas | 1 | $ 23,000 | $ 23,000 | $ 58,000 |
Hopkins County Texas | 1 | $ 41,000 | $ 41,000 | $ 100,000 |
Howard County Texas | 1 | $ 27,000 | $ 27,000 | $ 180,000 |
Jack County Texas | 1 | $ 15,000 | $ 15,000 | $ 76,000 |
Jeff Davis County Texas | 1 | $ 16,000 | $ 16,000 | $ 109,000 |
Marion County Texas | 1 | $ 100,000 | $ 100,000 | $ 500,000 |
Milam County Texas | 1 | $ 20,000 | $ 20,000 | $ 51,000 |
Mills County Texas | 1 | $ 72,000 | $ 72,000 | $ 179,000 |
Moore County Texas | 1 | $ 50,000 | $ 50,000 | $ 93,000 |
Robertson County Texas | 1 | $ 41,000 | $ 41,000 | $ 114,000 |
Shelby County Texas | 1 | $ 33,000 | $ 33,000 | $ 94,000 |
Stonewall County Texas | 1 | $ 43,000 | $ 43,000 | $ 136,000 |
Uvalde County Texas | 1 | $ 28,000 | $ 28,000 | $ 75,000 |
Val Verde County Texas | 1 | $ 99,000 | $ 99,000 | $ 423,000 |
Walker County Texas | 1 | $ 37,000 | $ 37,000 | $ 122,000 |
Ward County Texas | 1 | $ 36,000 | $ 36,000 | $ 135,000 |
Wilbarger County Texas | 1 | $ 22,000 | $ 22,000 | $ 114,000 |
Willacy County Texas | 1 | $ 25,000 | $ 25,000 | $ 54,000 |
Eau Claire County Wisconsin | 1 | $ 55,000 | $ 55,000 | $ 343,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Texas,
and search the same numbers and information back through 2003.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Home Purchase | 4,875 | $313,944,000 | $64,000 | $2,400,000 | $163,000 | $7,062,000 |
Refinancing | 904 | $63,001,000 | $69,000 | $1,029,000 | $158,000 | $2,540,000 |
Home Improvement | 884 | $43,378,000 | $49,000 | $208,000 | $130,000 | $720,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 5,125 | $322,158,000 | $62,000 | $2,020,000 | $161,000 | $7,062,000 |
Not Provided | 593 | $32,968,000 | $55,000 | $1,180,000 | $158,000 | $2,119,000 |
Hispanic | 452 | $23,038,000 | $50,000 | $680,000 | $142,000 | $2,458,000 |
Asian | 288 | $20,994,000 | $72,000 | $1,112,000 | $160,000 | $1,652,000 |
Black or African American | 121 | $7,257,000 | $59,000 | $642,000 | $155,000 | $500,000 |
Not applicable | 54 | $11,664,000 | $216,000 | $2,400,000 | $0 | $0 |
American Indian or Alaskan Native | 15 | $879,000 | $58,000 | $200,000 | $195,000 | $390,000 |
Native Hawaiian or Other Pacific Islander | 15 | $1,365,000 | $91,000 | $656,000 | $153,000 | $382,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,663 | $420,323,000 | $63,000 | $2,400,000 | $158,000 | $7,062,000 |
FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 3,299 | $217,672,000 | $65,000 | $2,400,000 | $162,000 | $2,458,000 |
Application Denied By Financial Institution | 2,174 | $119,146,000 | $54,000 | $1,742,000 | $146,000 | $2,540,000 |
Application Approved But Not Accepted | 1,124 | $77,362,000 | $68,000 | $2,020,000 | $169,000 | $7,062,000 |
Preapproval Denied by Financial Institution | 43 | $2,138,000 | $49,000 | $183,000 | $130,000 | $688,000 |
Application Withdrawn By Applicant | 22 | $3,650,000 | $165,000 | $959,000 | $163,000 | $365,000 |
File Closed For Incompleteness | 1 | $355,000 | $355,000 | $355,000 | $147,000 | $147,000 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Credit History | 970 | $47,696,000 | $49,000 | $300,000 | $154,000 | $2,119,000 |
Debt-To-Income Ratio | 417 | $26,141,000 | $62,000 | $1,592,000 | $115,000 | $718,000 |
Other | 245 | $12,561,000 | $51,000 | $701,000 | $139,000 | $1,159,000 |
Insufficient Cash (Downpayment, Closing Cost) | 209 | $10,198,000 | $48,000 | $198,000 | $133,000 | $483,000 |
Employment History | 143 | $7,629,000 | $53,000 | $824,000 | $121,000 | $540,000 |
Collateral | 128 | $8,355,000 | $65,000 | $250,000 | $202,000 | $2,540,000 |
Unverifiable Information | 94 | $7,812,000 | $83,000 | $1,742,000 | $195,000 | $1,314,000 |
Credit Application Incomplete | 11 | $892,000 | $81,000 | $242,000 | $190,000 | $370,000 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in TX, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Texas, and search similar information at your convenience.