Encore Credit Corp
Mortgage Loan Application
Totals and Details
for 2005
Find mortgage loan statistics, lending data, and loan application totals for California.
The mortgage statistics and data below are specific to mortgage loan applications for Encore Credit Corp.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Encore Credit Corp 1833 Alton Parkway Irvine, CA 92606 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 134,473 |
| Total Mortgage Loan Application Amount | $28,006,491,000 |
| Average Mortgage Loan Application Amount | $165,231 |
| Highest Mortgage Loan Application Amount | $1,500,000 |
| Average Applicant Income | $69,036 |
| Highest Applicant Income | $5,261,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in CA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Alleghany County North Carolina | 1 | $ 194,000 | $ 194,000 | $ 60,000 |
| Avery County North Carolina | 1 | $ 153,000 | $ 153,000 | $ 33,000 |
| Caswell County North Carolina | 1 | $ 64,000 | $ 64,000 | $ 18,000 |
| Hertford County North Carolina | 1 | $ 224,000 | $ 224,000 | $ 84,000 |
| Martin County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 60,000 |
| Mitchell County North Carolina | 1 | $ 111,000 | $ 111,000 | $ 72,000 |
| Richmond County North Carolina | 1 | $ 123,000 | $ 123,000 | $ 72,000 |
| Sampson County North Carolina | 1 | $ 82,000 | $ 82,000 | $ 42,000 |
| Scotland County North Carolina | 1 | $ 108,000 | $ 108,000 | $ 34,000 |
| Warren County North Carolina | 1 | $ 139,000 | $ 139,000 | $ 151,000 |
| Washington County North Carolina | 1 | $ 80,000 | $ 80,000 | $ 27,000 |
| Mercer County North Dakota | 1 | $ 80,000 | $ 80,000 | $ 84,000 |
| Morton County North Dakota | 1 | $ 194,000 | $ 194,000 | $ 76,000 |
| Belmont County Ohio | 1 | $ 50,000 | $ 50,000 | $ 60,000 |
| Clinton County Ohio | 1 | $ 106,000 | $ 106,000 | $ 46,000 |
| Hocking County Ohio | 1 | $ 179,000 | $ 179,000 | $ 78,000 |
| Meigs County Ohio | 1 | $ 108,000 | $ 108,000 | $ 32,000 |
| Paulding County Ohio | 1 | $ 59,000 | $ 59,000 | $ 45,000 |
| Carter County Oklahoma | 1 | $ 64,000 | $ 64,000 | $ 48,000 |
| Cotton County Oklahoma | 1 | $ 51,000 | $ 51,000 | $ 17,000 |
| Dewey County Oklahoma | 1 | $ 80,000 | $ 80,000 | $ 94,000 |
| Kay County Oklahoma | 1 | $ 50,000 | $ 50,000 | $ 17,000 |
| McCurtain County Oklahoma | 1 | $ 73,000 | $ 73,000 | $ 47,000 |
| Okmulgee County Oklahoma | 1 | $ 58,000 | $ 58,000 | $ 56,000 |
| Pontotoc County Oklahoma | 1 | $ 76,000 | $ 76,000 | $ 110,000 |
| Stephens County Oklahoma | 1 | $ 182,000 | $ 182,000 | $ 100,000 |
| Baker County Oregon | 1 | $ 88,000 | $ 88,000 | $ 26,000 |
| Union County Oregon | 1 | $ 162,000 | $ 162,000 | $ 67,000 |
| Wasco County Oregon | 1 | $ 123,000 | $ 123,000 | $ 36,000 |
| Clarion County Pennsylvania | 1 | $ 112,000 | $ 112,000 | $ 56,000 |
| McKean County Pennsylvania | 1 | $ 128,000 | $ 128,000 | $ 119,000 |
| Potter County Pennsylvania | 1 | $ 52,000 | $ 52,000 | $ 20,000 |
| Union County Pennsylvania | 1 | $ 173,000 | $ 173,000 | $ 67,000 |
| Warren County Pennsylvania | 1 | $ 87,000 | $ 87,000 | $ 49,000 |
| Dillon County South Carolina | 1 | $ 65,000 | $ 65,000 | $ 36,000 |
| Edgefield County South Carolina | 1 | $ 60,000 | $ 60,000 | $ 90,000 |
| Marion County South Carolina | 1 | $ 334,000 | $ 334,000 | $ 306,000 |
| Brookings County South Dakota | 1 | $ 300,000 | $ 300,000 | $ 90,000 |
| Charles Mix County South Dakota | 1 | $ 51,000 | $ 51,000 | $ 15,000 |
| Clay County South Dakota | 1 | $ 113,000 | $ 113,000 | $ 119,000 |
| Davison County South Dakota | 1 | $ 93,000 | $ 93,000 | $ 39,000 |
| Turner County South Dakota | 1 | $ 131,000 | $ 131,000 | $ 43,000 |
| Union County South Dakota | 1 | $ 71,000 | $ 71,000 | $ 63,000 |
| Claiborne County Tennessee | 1 | $ 49,000 | $ 49,000 | $ 42,000 |
| Cocke County Tennessee | 1 | $ 50,000 | $ 50,000 | $ 24,000 |
| Crockett County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 62,000 |
| DeKalb County Tennessee | 1 | $ 191,000 | $ 191,000 | $ 52,000 |
| Dickson County Tennessee | 1 | $ 260,000 | $ 260,000 | $ 57,000 |
| Henry County Tennessee | 1 | $ 122,000 | $ 122,000 | $ 48,000 |
| Hickman County Tennessee | 1 | $ 81,000 | $ 81,000 | $ 36,000 |
| Lewis County Tennessee | 1 | $ 90,000 | $ 90,000 | $ 78,000 |
| Lincoln County Tennessee | 1 | $ 51,000 | $ 51,000 | $ 0 |
| Loudon County Tennessee | 1 | $ 166,000 | $ 166,000 | $ 38,000 |
| Scott County Tennessee | 1 | $ 90,000 | $ 90,000 | $ 37,000 |
| Sequatchie County Tennessee | 1 | $ 242,000 | $ 242,000 | $ 60,000 |
| Trousdale County Tennessee | 1 | $ 78,000 | $ 78,000 | $ 48,000 |
| Union County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 38,000 |
| Aransas County Texas | 1 | $ 78,000 | $ 78,000 | $ 91,000 |
| Austin County Texas | 1 | $ 101,000 | $ 101,000 | $ 49,000 |
| Bandera County Texas | 1 | $ 68,000 | $ 68,000 | $ 45,000 |
| Blanco County Texas | 1 | $ 123,000 | $ 123,000 | $ 65,000 |
| Bowie County Texas | 1 | $ 60,000 | $ 60,000 | $ 60,000 |
| Colorado County Texas | 1 | $ 44,000 | $ 44,000 | $ 32,000 |
| Dimmit County Texas | 1 | $ 66,000 | $ 66,000 | $ 166,000 |
| Ector County Texas | 1 | $ 93,000 | $ 93,000 | $ 48,000 |
| Fannin County Texas | 1 | $ 264,000 | $ 264,000 | $ 192,000 |
| Fayette County Texas | 1 | $ 136,000 | $ 136,000 | $ 337,000 |
| Frio County Texas | 1 | $ 63,000 | $ 63,000 | $ 31,000 |
| Gillespie County Texas | 1 | $ 520,000 | $ 520,000 | $ 180,000 |
| Jasper County Texas | 1 | $ 100,000 | $ 100,000 | $ 31,000 |
| Jones County Texas | 1 | $ 54,000 | $ 54,000 | $ 42,000 |
| Kleberg County Texas | 1 | $ 50,000 | $ 50,000 | $ 50,000 |
| Llano County Texas | 1 | $ 60,000 | $ 60,000 | $ 105,000 |
| Marion County Texas | 1 | $ 93,000 | $ 93,000 | $ 55,000 |
| Matagorda County Texas | 1 | $ 159,000 | $ 159,000 | $ 89,000 |
| Medina County Texas | 1 | $ 25,000 | $ 25,000 | $ 60,000 |
| Midland County Texas | 1 | $ 410,000 | $ 410,000 | $ 136,000 |
| Moore County Texas | 1 | $ 98,000 | $ 98,000 | $ 85,000 |
| Polk County Texas | 1 | $ 60,000 | $ 60,000 | $ 65,000 |
| Starr County Texas | 1 | $ 68,000 | $ 68,000 | $ 33,000 |
| Terry County Texas | 1 | $ 50,000 | $ 50,000 | $ 29,000 |
| Tom Green County Texas | 1 | $ 100,000 | $ 100,000 | $ 78,000 |
| Tyler County Texas | 1 | $ 96,000 | $ 96,000 | $ 60,000 |
| Uvalde County Texas | 1 | $ 59,000 | $ 59,000 | $ 32,000 |
| Van Zandt County Texas | 1 | $ 88,000 | $ 88,000 | $ 30,000 |
| Washington County Texas | 1 | $ 128,000 | $ 128,000 | $ 162,000 |
| Wilbarger County Texas | 1 | $ 110,000 | $ 110,000 | $ 78,000 |
| Wood County Texas | 1 | $ 69,000 | $ 69,000 | $ 42,000 |
| Zapata County Texas | 1 | $ 52,000 | $ 52,000 | $ 42,000 |
| Cache County Utah | 1 | $ 220,000 | $ 220,000 | $ 101,000 |
| Carbon County Utah | 1 | $ 173,000 | $ 173,000 | $ 70,000 |
| Duchesne County Utah | 1 | $ 114,000 | $ 114,000 | $ 54,000 |
| Emery County Utah | 1 | $ 84,000 | $ 84,000 | $ 41,000 |
| Kane County Utah | 1 | $ 98,000 | $ 98,000 | $ 45,000 |
| Morgan County Utah | 1 | $ 233,000 | $ 233,000 | $ 49,000 |
| Addison County Vermont | 1 | $ 141,000 | $ 141,000 | $ 59,000 |
| Chittenden County Vermont | 1 | $ 650,000 | $ 650,000 | $ 180,000 |
| Franklin County Vermont | 1 | $ 140,000 | $ 140,000 | $ 46,000 |
| Bedford City County Virginia | 1 | $ 91,000 | $ 91,000 | $ 35,000 |
| Buchanan County Virginia | 1 | $ 139,000 | $ 139,000 | $ 161,000 |
| Dickenson County Virginia | 1 | $ 86,000 | $ 86,000 | $ 42,000 |
| Emporia County Virginia | 1 | $ 72,000 | $ 72,000 | $ 26,000 |
| Falls Church County Virginia | 1 | $ 214,000 | $ 214,000 | $ 58,000 |
| Galax County Virginia | 1 | $ 54,000 | $ 54,000 | $ 22,000 |
| Norton County Virginia | 1 | $ 115,000 | $ 115,000 | $ 62,000 |
| Prince Edward County Virginia | 1 | $ 126,000 | $ 126,000 | $ 57,000 |
| Radford County Virginia | 1 | $ 50,000 | $ 50,000 | $ 48,000 |
| Scott County Virginia | 1 | $ 126,000 | $ 126,000 | $ 39,000 |
| Smyth County Virginia | 1 | $ 55,000 | $ 55,000 | $ 37,000 |
| Surry County Virginia | 1 | $ 195,000 | $ 195,000 | $ 65,000 |
| Wythe County Virginia | 1 | $ 150,000 | $ 150,000 | $ 35,000 |
| Klickitat County Washington | 1 | $ 147,000 | $ 147,000 | $ 55,000 |
| San Juan County Washington | 1 | $ 245,000 | $ 245,000 | $ 79,000 |
| Boone County West Virginia | 1 | $ 72,000 | $ 72,000 | $ 48,000 |
| Doddridge County West Virginia | 1 | $ 61,000 | $ 61,000 | $ 62,000 |
| Jackson County West Virginia | 1 | $ 188,000 | $ 188,000 | $ 80,000 |
| Logan County West Virginia | 1 | $ 186,000 | $ 186,000 | $ 114,000 |
| Mingo County West Virginia | 1 | $ 72,000 | $ 72,000 | $ 41,000 |
| Raleigh County West Virginia | 1 | $ 81,000 | $ 81,000 | $ 38,000 |
| Wayne County West Virginia | 1 | $ 255,000 | $ 255,000 | $ 74,000 |
| Dunn County Wisconsin | 1 | $ 104,000 | $ 104,000 | $ 36,000 |
| Iowa County Wisconsin | 1 | $ 162,000 | $ 162,000 | $ 40,000 |
| Lincoln County Wisconsin | 1 | $ 71,000 | $ 71,000 | $ 15,000 |
| Pepin County Wisconsin | 1 | $ 96,000 | $ 96,000 | $ 40,000 |
| Price County Wisconsin | 1 | $ 100,000 | $ 100,000 | $ 80,000 |
| Taylor County Wisconsin | 1 | $ 83,000 | $ 83,000 | $ 33,000 |
| Converse County Wyoming | 1 | $ 143,000 | $ 143,000 | $ 92,000 |
| Crook County Wyoming | 1 | $ 173,000 | $ 173,000 | $ 57,000 |
| Fremont County Wyoming | 1 | $ 108,000 | $ 108,000 | $ 40,000 |
| Johnson County Wyoming | 1 | $ 162,000 | $ 162,000 | $ 114,000 |
| Park County Wyoming | 1 | $ 183,000 | $ 183,000 | $ 56,000 |
| Sheridan County Wyoming | 1 | $ 159,000 | $ 159,000 | $ 76,000 |
| Sublette County Wyoming | 1 | $ 160,000 | $ 160,000 | $ 33,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of California,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Encore Credit Corp in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 90,498 | $19,911,344,000 | $173,450 | $1,500,000 | $68,019 | $5,261,000 |
| Home Purchase | 43,453 | $7,981,803,000 | $141,411 | $1,200,000 | $72,960 | $1,750,000 |
| Home Improvement | 522 | $113,344,000 | $187,333 | $750,000 | $64,916 | $319,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 57,791 | $11,714,616,000 | $167,686 | $1,500,000 | $72,921 | $5,261,000 |
| Hispanic | 33,409 | $7,597,122,000 | $156,895 | $1,040,000 | $68,583 | $1,512,000 |
| Black or African American | 23,026 | $4,071,297,000 | $151,454 | $1,200,000 | $64,000 | $1,576,000 |
| Not Provided | 14,492 | $3,072,374,000 | $170,250 | $1,290,000 | $70,104 | $5,147,000 |
| Asian | 4,386 | $1,209,060,000 | $194,255 | $1,160,000 | $91,674 | $2,227,000 |
| Native Hawaiian or Other Pacific Islander | 940 | $251,309,000 | $170,903 | $900,000 | $76,967 | $765,000 |
| American Indian or Alaskan Native | 429 | $90,713,000 | $172,075 | $725,000 | $70,675 | $931,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 134,473 | $28,006,491,000 | $162,882 | $1,500,000 | $69,607 | $5,261,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 62,665 | $13,391,151,000 | $160,200 | $1,176,000 | $72,440 | $5,147,000 |
| Application Withdrawn By Applicant | 52,550 | $11,024,987,000 | $167,431 | $1,500,000 | $71,431 | $1,999,000 |
| Application Denied By Financial Institution | 14,293 | $2,499,957,000 | $148,490 | $1,120,000 | $60,666 | $5,261,000 |
| Loan Purchased By The Institution | 2,595 | $531,679,000 | $168,302 | $1,121,000 | $66,604 | $1,129,000 |
| Application Approved But Not Accepted | 2,370 | $558,717,000 | $173,425 | $1,160,000 | $76,212 | $1,175,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 11,105 | $1,919,427,000 | $151,142 | $1,116,000 | $63,367 | $5,261,000 |
| Credit History | 1,097 | $185,745,000 | $143,767 | $1,120,000 | $57,604 | $612,000 |
| Debt-To-Income Ratio | 458 | $81,637,000 | $151,025 | $750,000 | $46,800 | $238,000 |
| Collateral | 291 | $50,636,000 | $160,794 | $861,000 | $71,102 | $499,000 |
| Credit Application Incomplete | 114 | $22,990,000 | $146,833 | $615,000 | $64,666 | $325,000 |
| Mortgage Insurance Denied | 112 | $19,705,000 | $147,857 | $1,000,000 | $67,607 | $581,000 |
| Employment History | 82 | $16,471,000 | $169,590 | $744,000 | $55,000 | $227,000 |
| Unverifiable Information | 73 | $14,620,000 | $223,000 | $1,046,000 | $97,800 | $885,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 59 | $11,986,000 | $179,277 | $740,000 | $64,777 | $334,000 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in CA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in California, and search similar information at your convenience.