Encore Credit Corp
Mortgage Loan Application
Totals and Details
for 2003
Find mortgage loan statistics, lending data, and loan application totals for California.
The mortgage statistics and data below are specific to mortgage loan applications for Encore Credit Corp.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Encore Credit Corp 1833 Alton Parkway Irvine, CA 92606 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 54,201 |
| Total Mortgage Loan Application Amount | $9,797,131,000 |
| Average Mortgage Loan Application Amount | $146,021 |
| Highest Mortgage Loan Application Amount | $1,200,000 |
| Average Applicant Income | $66,956 |
| Highest Applicant Income | $2,340,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in CA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| LOS ANGELES-LONG BEACH, CA | 8,889 | $ 1,917,950,000 | $ 215,000 | $ 78,000 |
| RIVERSIDE-SAN BERNARDINO, CA | 5,181 | $ 919,546,000 | $ 177,000 | $ 72,000 |
| CHICAGO, IL | 4,828 | $ 845,507,000 | $ 175,000 | $ 72,000 |
| ORANGE COUNTY, CA | 1,888 | $ 519,861,000 | $ 275,000 | $ 88,000 |
| DETROIT, MI | 1,575 | $ 192,591,000 | $ 122,000 | $ 64,000 |
| OAKLAND, CA | 1,420 | $ 384,223,000 | $ 270,000 | $ 84,000 |
| SAN DIEGO, CA | 1,299 | $ 323,235,000 | $ 248,000 | $ 84,000 |
| SACRAMENTO, CA | 986 | $ 192,946,000 | $ 195,000 | $ 77,000 |
| FORT LAUDERDALE, FL | 932 | $ 139,369,000 | $ 149,000 | $ 67,000 |
| LAS VEGAS, NV-AZ | 907 | $ 151,314,000 | $ 166,000 | $ 69,000 |
| MIAMI, FL | 853 | $ 121,370,000 | $ 142,000 | $ 81,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 665 | $ 82,871,000 | $ 124,000 | $ 58,000 |
| PHOENIX-MESA, AZ | 591 | $ 82,939,000 | $ 140,000 | $ 56,000 |
| STOCKTON-LODI, CA | 526 | $ 108,415,000 | $ 206,000 | $ 86,000 |
| FRESNO, CA | 516 | $ 73,941,000 | $ 143,000 | $ 58,000 |
| ST. LOUIS, MO-IL | 496 | $ 54,334,000 | $ 109,000 | $ 55,000 |
| VENTURA, CA | 465 | $ 125,056,000 | $ 268,000 | $ 78,000 |
| SAN JOSE, CA | 453 | $ 148,470,000 | $ 327,000 | $ 96,000 |
| WEST PALM BEACH-BOCA RATON, FL | 421 | $ 67,555,000 | $ 160,000 | $ 67,000 |
| VALLEJO-FAIRFIELD-NAPA, CA | 419 | $ 104,407,000 | $ 249,000 | $ 86,000 |
| BAKERSFIELD, CA | 414 | $ 51,420,000 | $ 124,000 | $ 62,000 |
| BALTIMORE, MD | 414 | $ 63,701,000 | $ 153,000 | $ 68,000 |
| CHARLOTTE-GASTONIA-ROCK HILL, NC-SC | 391 | $ 54,132,000 | $ 138,000 | $ 55,000 |
| ORLANDO, FL | 370 | $ 49,767,000 | $ 134,000 | $ 52,000 |
| PORTLAND-VANCOUVER, OR-WA | 370 | $ 67,030,000 | $ 181,000 | $ 64,000 |
| MINNEAPOLIS-ST. PAUL, MN-WI | 363 | $ 66,562,000 | $ 183,000 | $ 68,000 |
| COLUMBUS, OH | 360 | $ 45,195,000 | $ 125,000 | $ 60,000 |
| MODESTO, CA | 355 | $ 63,873,000 | $ 179,000 | $ 63,000 |
| CLEVELAND-LORAIN-ELYRIA, OH | 322 | $ 39,922,000 | $ 123,000 | $ 57,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 322 | $ 71,724,000 | $ 222,000 | $ 79,000 |
| SAN FRANCISCO, CA | 320 | $ 112,890,000 | $ 352,000 | $ 103,000 |
| NEW YORK, NY | 319 | $ 92,845,000 | $ 291,000 | $ 92,000 |
| DENVER, CO | 288 | $ 52,263,000 | $ 181,000 | $ 60,000 |
| BOSTON, MA-NH | 280 | $ 74,269,000 | $ 265,000 | $ 83,000 |
| KANSAS CITY, MO-KS | 255 | $ 29,993,000 | $ 117,000 | $ 61,000 |
| ATLANTA, GA | 252 | $ 42,755,000 | $ 169,000 | $ 72,000 |
| NASSAU-SUFFOLK, NY | 248 | $ 63,593,000 | $ 256,000 | $ 90,000 |
| INDIANAPOLIS, IN | 237 | $ 29,927,000 | $ 126,000 | $ 57,000 |
| NORFOLK-VIRGINIA BEACH-NEWPORT NEWS, VA-NC | 219 | $ 27,186,000 | $ 124,000 | $ 59,000 |
| NAPLES, FL | 211 | $ 36,518,000 | $ 173,000 | $ 82,000 |
| SALINAS, CA | 196 | $ 50,579,000 | $ 258,000 | $ 88,000 |
| JACKSONVILLE, FL | 194 | $ 23,975,000 | $ 123,000 | $ 78,000 |
| SANTA BARBARA-SANTA MARIA-LOMPOC, CA | 190 | $ 47,916,000 | $ 252,000 | $ 96,000 |
| RALEIGH-DURHAM-CHAPEL HILL, NC | 178 | $ 22,382,000 | $ 125,000 | $ 55,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 166 | $ 21,858,000 | $ 131,000 | $ 67,000 |
| NEW ORLEANS, LA | 152 | $ 18,875,000 | $ 124,000 | $ 60,000 |
| FORT MYERS-CAPE CORAL, FL | 149 | $ 19,458,000 | $ 130,000 | $ 59,000 |
| MERCED, CA | 149 | $ 24,606,000 | $ 165,000 | $ 53,000 |
| NASHVILLE, TN | 149 | $ 21,462,000 | $ 144,000 | $ 61,000 |
| PHILADELPHIA, PA-NJ | 148 | $ 23,151,000 | $ 156,000 | $ 71,000 |
| VISALIA-TULARE-PORTERVILLE, CA | 148 | $ 18,033,000 | $ 121,000 | $ 49,000 |
| TUCSON, AZ | 143 | $ 18,546,000 | $ 129,000 | $ 57,000 |
| GRAND RAPIDS-MUSKEGON-HOLLAND, MI | 142 | $ 18,316,000 | $ 128,000 | $ 54,000 |
| NEW HAVEN-MERIDEN, CT | 141 | $ 22,051,000 | $ 156,000 | $ 77,000 |
| DAYTON-SPRINGFIELD, OH | 138 | $ 13,705,000 | $ 99,000 | $ 48,000 |
| GARY, IN | 137 | $ 16,544,000 | $ 120,000 | $ 62,000 |
| MILWAUKEE-WAUKESHA, WI | 130 | $ 13,559,000 | $ 104,000 | $ 53,000 |
| HARTFORD, CT | 129 | $ 20,445,000 | $ 158,000 | $ 69,000 |
| AKRON, OH | 128 | $ 16,875,000 | $ 131,000 | $ 58,000 |
| BIRMINGHAM, AL | 128 | $ 15,816,000 | $ 123,000 | $ 71,000 |
| RICHMOND-PETERSBURG, VA | 128 | $ 15,810,000 | $ 123,000 | $ 59,000 |
| LAWRENCE, MA-NH | 127 | $ 24,696,000 | $ 194,000 | $ 60,000 |
| CINCINNATI, OH-KY-IN | 124 | $ 14,473,000 | $ 116,000 | $ 58,000 |
| SARASOTA-BRADENTON, FL | 121 | $ 17,244,000 | $ 142,000 | $ 64,000 |
| TACOMA, WA | 121 | $ 19,778,000 | $ 163,000 | $ 66,000 |
| DAYTONA BEACH, FL | 117 | $ 13,601,000 | $ 116,000 | $ 49,000 |
| AUGUSTA-AIKEN, GA-SC | 114 | $ 11,174,000 | $ 98,000 | $ 56,000 |
| BRIDGEPORT, CT | 114 | $ 20,516,000 | $ 179,000 | $ 70,000 |
| REDDING, CA | 114 | $ 15,531,000 | $ 136,000 | $ 44,000 |
| SANTA ROSA, CA | 110 | $ 31,890,000 | $ 289,000 | $ 71,000 |
| MEMPHIS, TN-AR-MS | 107 | $ 10,335,000 | $ 96,000 | $ 53,000 |
| RENO, NV | 103 | $ 17,582,000 | $ 170,000 | $ 87,000 |
| SALT LAKE CITY-OGDEN, UT | 103 | $ 17,274,000 | $ 167,000 | $ 70,000 |
| BATON ROUGE, LA | 100 | $ 13,288,000 | $ 132,000 | $ 65,000 |
| LOUISVILLE, KY-IN | 100 | $ 9,941,000 | $ 99,000 | $ 54,000 |
| ALBUQUERQUE, NM | 97 | $ 13,517,000 | $ 139,000 | $ 58,000 |
| CHICO-PARADISE, CA | 96 | $ 14,610,000 | $ 152,000 | $ 51,000 |
| GREENVILLE-SPARTANBURG-ANDERSON, SC | 90 | $ 10,669,000 | $ 118,000 | $ 67,000 |
| MELBOURNE-TITUSVILLE-PALM BAY, FL | 90 | $ 10,469,000 | $ 116,000 | $ 52,000 |
| FORT WAYNE, IN | 88 | $ 8,212,000 | $ 93,000 | $ 48,000 |
| PITTSBURGH, PA | 88 | $ 10,160,000 | $ 115,000 | $ 53,000 |
| HONOLULU, HI | 86 | $ 23,060,000 | $ 268,000 | $ 133,000 |
| FORT PIERCE-PORT ST. LUCIE, FL | 85 | $ 10,190,000 | $ 119,000 | $ 50,000 |
| SOUTH BEND, IN | 85 | $ 7,690,000 | $ 90,000 | $ 50,000 |
| SAN LUIS OBISPO-ATASCADERO-PASO ROBLES, CA | 84 | $ 23,695,000 | $ 282,000 | $ 86,000 |
| GREENSBORO--WINSTON-SALEM--HIGH POINT, NC | 81 | $ 9,806,000 | $ 121,000 | $ 53,000 |
| ANN ARBOR, MI | 80 | $ 15,744,000 | $ 196,000 | $ 84,000 |
| COLORADO SPRINGS, CO | 79 | $ 12,633,000 | $ 159,000 | $ 52,000 |
| LAKELAND-WINTER HAVEN, FL | 78 | $ 8,058,000 | $ 103,000 | $ 44,000 |
| YUBA CITY, CA | 73 | $ 10,933,000 | $ 149,000 | $ 51,000 |
| FLINT, MI | 70 | $ 7,121,000 | $ 101,000 | $ 53,000 |
| SANTA CRUZ-WATSONVILLE, CA | 69 | $ 24,480,000 | $ 354,000 | $ 92,000 |
| SALEM, OR | 67 | $ 9,937,000 | $ 148,000 | $ 79,000 |
| HICKORY-MORGANTON-LENOIR, NC | 65 | $ 6,394,000 | $ 98,000 | $ 38,000 |
| OKLAHOMA CITY, OK | 65 | $ 7,460,000 | $ 114,000 | $ 57,000 |
| EUGENE-SPRINGFIELD, OR | 63 | $ 9,675,000 | $ 153,000 | $ 68,000 |
| LANSING-EAST LANSING, MI | 56 | $ 7,877,000 | $ 140,000 | $ 58,000 |
| ELKHART-GOSHEN, IN | 55 | $ 5,202,000 | $ 94,000 | $ 49,000 |
| JACKSON, MS | 55 | $ 4,220,000 | $ 76,000 | $ 51,000 |
| OCALA, FL | 55 | $ 5,230,000 | $ 95,000 | $ 47,000 |
| DES MOINES, IA | 54 | $ 6,993,000 | $ 129,000 | $ 56,000 |
| YOLO, CA | 54 | $ 11,018,000 | $ 204,000 | $ 61,000 |
| SPOKANE, WA | 53 | $ 6,476,000 | $ 122,000 | $ 58,000 |
| SAVANNAH, GA | 51 | $ 6,910,000 | $ 135,000 | $ 64,000 |
| MOBILE, AL | 49 | $ 6,412,000 | $ 130,000 | $ 63,000 |
| CANTON-MASSILLON, OH | 47 | $ 5,199,000 | $ 110,000 | $ 93,000 |
| HAMILTON-MIDDLETOWN, OH | 47 | $ 5,778,000 | $ 122,000 | $ 62,000 |
| PENSACOLA, FL | 47 | $ 4,940,000 | $ 105,000 | $ 56,000 |
| TOLEDO, OH | 47 | $ 4,576,000 | $ 97,000 | $ 55,000 |
| KNOXVILLE, TN | 45 | $ 5,110,000 | $ 113,000 | $ 55,000 |
| BROCKTON, MA | 44 | $ 9,216,000 | $ 209,000 | $ 70,000 |
| SHREVEPORT-BOSSIER CITY, LA | 41 | $ 4,534,000 | $ 110,000 | $ 52,000 |
| HARRISBURG-LEBANON-CARLISLE, PA | 39 | $ 4,666,000 | $ 119,000 | $ 58,000 |
| ROCKFORD, IL | 39 | $ 4,884,000 | $ 125,000 | $ 54,000 |
| MEDFORD-ASHLAND, OR | 38 | $ 6,414,000 | $ 168,000 | $ 91,000 |
| OLYMPIA, WA | 38 | $ 5,565,000 | $ 146,000 | $ 55,000 |
| TALLAHASSEE, FL | 38 | $ 4,619,000 | $ 121,000 | $ 71,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 37 | $ 3,721,000 | $ 100,000 | $ 54,000 |
| WATERBURY, CT | 37 | $ 5,133,000 | $ 138,000 | $ 50,000 |
| STAMFORD-NORWALK, CT | 36 | $ 12,434,000 | $ 345,000 | $ 118,000 |
| GREELEY, CO | 35 | $ 5,754,000 | $ 164,000 | $ 59,000 |
| LAS CRUCES, NM | 35 | $ 4,198,000 | $ 119,000 | $ 71,000 |
| SPRINGFIELD, MA | 35 | $ 4,614,000 | $ 131,000 | $ 58,000 |
| WORCESTER, MA-CT | 35 | $ 7,336,000 | $ 209,000 | $ 77,000 |
| YOUNGSTOWN-WARREN, OH | 35 | $ 4,435,000 | $ 126,000 | $ 54,000 |
| PROVIDENCE-FALL RIVER-WARWICK, RI-MA | 33 | $ 5,263,000 | $ 159,000 | $ 65,000 |
| SAGINAW-BAY CITY-MIDLAND, MI | 33 | $ 3,602,000 | $ 109,000 | $ 46,000 |
| TULSA, OK | 33 | $ 3,791,000 | $ 114,000 | $ 73,000 |
| WICHITA, KS | 33 | $ 3,056,000 | $ 92,000 | $ 58,000 |
| ANCHORAGE, AK | 31 | $ 5,403,000 | $ 174,000 | $ 72,000 |
| BREMERTON, WA | 31 | $ 4,650,000 | $ 150,000 | $ 51,000 |
| GAINESVILLE, FL | 31 | $ 3,654,000 | $ 117,000 | $ 52,000 |
| KALAMAZOO-BATTLE CREEK, MI | 31 | $ 2,892,000 | $ 93,000 | $ 63,000 |
| LITTLE ROCK-NORTH LITTLE ROCK, AR | 31 | $ 2,714,000 | $ 87,000 | $ 51,000 |
| BILOXI-GULFPORT-PASCAGOULA, MS | 29 | $ 3,045,000 | $ 105,000 | $ 56,000 |
| DANBURY, CT | 29 | $ 7,895,000 | $ 272,000 | $ 86,000 |
| JACKSON, MI | 28 | $ 3,069,000 | $ 109,000 | $ 72,000 |
| KENOSHA, WI | 28 | $ 4,172,000 | $ 149,000 | $ 59,000 |
| LOWELL, MA-NH | 28 | $ 6,386,000 | $ 228,000 | $ 72,000 |
| YAKIMA, WA | 28 | $ 3,660,000 | $ 130,000 | $ 44,000 |
| PUNTA GORDA, FL | 27 | $ 3,026,000 | $ 112,000 | $ 44,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA | 26 | $ 3,102,000 | $ 119,000 | $ 61,000 |
| LAFAYETTE, LA | 26 | $ 2,420,000 | $ 93,000 | $ 46,000 |
| PROVO-OREM, UT | 26 | $ 4,126,000 | $ 158,000 | $ 64,000 |
| SPRINGFIELD, MO | 26 | $ 3,465,000 | $ 133,000 | $ 62,000 |
| BOISE CITY, ID | 25 | $ 3,276,000 | $ 131,000 | $ 59,000 |
| FORT COLLINS-LOVELAND, CO | 25 | $ 5,108,000 | $ 204,000 | $ 71,000 |
| PEORIA-PEKIN, IL | 25 | $ 2,805,000 | $ 112,000 | $ 64,000 |
| KANKAKEE, IL | 24 | $ 2,292,000 | $ 95,000 | $ 66,000 |
| MUNCIE, IN | 24 | $ 2,507,000 | $ 104,000 | $ 50,000 |
| NEW LONDON-NORWICH, CT-RI | 24 | $ 5,395,000 | $ 224,000 | $ 85,000 |
| COLUMBIA, SC | 23 | $ 2,527,000 | $ 109,000 | $ 49,000 |
| ASHEVILLE, NC | 22 | $ 3,028,000 | $ 137,000 | $ 56,000 |
| HAGERSTOWN, MD | 22 | $ 2,812,000 | $ 127,000 | $ 62,000 |
| BOULDER-LONGMONT, CO | 21 | $ 5,441,000 | $ 259,000 | $ 121,000 |
| DOTHAN, AL | 21 | $ 1,916,000 | $ 91,000 | $ 57,000 |
| HUNTSVILLE, AL | 21 | $ 2,972,000 | $ 141,000 | $ 68,000 |
| MYRTLE BEACH, SC | 21 | $ 3,213,000 | $ 153,000 | $ 107,000 |
| PUEBLO, CO | 21 | $ 2,432,000 | $ 115,000 | $ 45,000 |
| JOHNSON CITY-KINGSPORT-BRISTOL, TN-VA | 20 | $ 1,825,000 | $ 91,000 | $ 75,000 |
| MACON, GA | 20 | $ 2,402,000 | $ 120,000 | $ 47,000 |
| SANTA FE, NM | 20 | $ 3,362,000 | $ 168,000 | $ 160,000 |
| BELLINGHAM, WA | 19 | $ 3,305,000 | $ 173,000 | $ 65,000 |
| BENTON HARBOR, MI | 19 | $ 1,588,000 | $ 83,000 | $ 41,000 |
| FORT WALTON BEACH, FL | 19 | $ 1,815,000 | $ 95,000 | $ 50,000 |
| LEXINGTON, KY | 19 | $ 2,776,000 | $ 146,000 | $ 69,000 |
| JANESVILLE-BELOIT, WI | 18 | $ 1,858,000 | $ 103,000 | $ 54,000 |
| MADISON, WI | 18 | $ 2,974,000 | $ 165,000 | $ 61,000 |
| NASHUA, NH | 18 | $ 3,532,000 | $ 196,000 | $ 70,000 |
| PORTLAND, ME | 18 | $ 3,077,000 | $ 170,000 | $ 50,000 |
| RACINE, WI | 18 | $ 2,021,000 | $ 112,000 | $ 34,000 |
| ROANOKE, VA | 18 | $ 1,624,000 | $ 90,000 | $ 39,000 |
| GRAND JUNCTION, CO | 17 | $ 3,089,000 | $ 181,000 | $ 107,000 |
| PANAMA CITY, FL | 17 | $ 1,968,000 | $ 115,000 | $ 85,000 |
| CHATTANOOGA, TN-GA | 16 | $ 1,515,000 | $ 94,000 | $ 56,000 |
| ROCKY MOUNT, NC | 16 | $ 1,626,000 | $ 101,000 | $ 48,000 |
| TOPEKA, KS | 16 | $ 1,532,000 | $ 95,000 | $ 68,000 |
| HOUMA, LA | 15 | $ 1,374,000 | $ 91,000 | $ 46,000 |
| OMAHA, NE-IA | 15 | $ 1,907,000 | $ 127,000 | $ 62,000 |
| RICHLAND-KENNEWICK-PASCO, WA | 15 | $ 1,937,000 | $ 129,000 | $ 71,000 |
| TERRE HAUTE, IN | 15 | $ 1,138,000 | $ 75,000 | $ 39,000 |
| BARNSTABLE-YARMOUTH, MA | 14 | $ 3,397,000 | $ 242,000 | $ 58,000 |
| KOKOMO, IN | 14 | $ 1,431,000 | $ 102,000 | $ 49,000 |
| LIMA, OH | 14 | $ 1,046,000 | $ 74,000 | $ 51,000 |
| MANCHESTER, NH | 14 | $ 2,550,000 | $ 182,000 | $ 76,000 |
| YORK, PA | 14 | $ 1,378,000 | $ 98,000 | $ 48,000 |
| YUMA, AZ | 14 | $ 1,861,000 | $ 132,000 | $ 55,000 |
| GREAT FALLS, MT | 13 | $ 1,607,000 | $ 123,000 | $ 56,000 |
| LAFAYETTE, IN | 13 | $ 2,309,000 | $ 177,000 | $ 69,000 |
| LINCOLN, NE | 12 | $ 1,167,000 | $ 97,000 | $ 44,000 |
| NEW BEDFORD, MA | 12 | $ 2,669,000 | $ 222,000 | $ 73,000 |
| SPRINGFIELD, IL | 12 | $ 1,344,000 | $ 112,000 | $ 53,000 |
| DUTCHESS COUNTY, NY | 11 | $ 2,699,000 | $ 245,000 | $ 76,000 |
| EVANSVILLE-HENDERSON, IN-KY | 11 | $ 1,729,000 | $ 157,000 | $ 123,000 |
| GREENVILLE, NC | 11 | $ 1,228,000 | $ 111,000 | $ 70,000 |
| JOPLIN, MO | 11 | $ 1,000,000 | $ 90,000 | $ 60,000 |
| LYNCHBURG, VA | 11 | $ 1,565,000 | $ 142,000 | $ 70,000 |
| MONTGOMERY, AL | 11 | $ 1,602,000 | $ 145,000 | $ 57,000 |
| ST. CLOUD, MN | 11 | $ 1,589,000 | $ 144,000 | $ 69,000 |
| ALBANY-SCHENECTADY-TROY, NY | 10 | $ 1,460,000 | $ 146,000 | $ 61,000 |
| FLORENCE, SC | 10 | $ 1,148,000 | $ 114,000 | $ 60,000 |
| HATTIESBURG, MS | 10 | $ 685,000 | $ 68,000 | $ 87,000 |
| ROCHESTER, MN | 10 | $ 1,172,000 | $ 117,000 | $ 40,000 |
| ST. JOSEPH, MO | 10 | $ 664,000 | $ 66,000 | $ 49,000 |
| BUFFALO-NIAGARA FALLS, NY | 9 | $ 1,165,000 | $ 129,000 | $ 69,000 |
| CEDAR RAPIDS, IA | 9 | $ 903,000 | $ 100,000 | $ 38,000 |
| CHAMPAIGN-URBANA, IL | 9 | $ 964,000 | $ 107,000 | $ 71,000 |
| DULUTH-SUPERIOR, MN-WI | 9 | $ 961,000 | $ 106,000 | $ 35,000 |
| PORTSMOUTH-ROCHESTER, NH-ME | 9 | $ 1,403,000 | $ 155,000 | $ 80,000 |
| SIOUX CITY, IA-NE | 9 | $ 732,000 | $ 81,000 | $ 60,000 |
| WATERLOO-CEDAR FALLS, IA | 9 | $ 639,000 | $ 71,000 | $ 36,000 |
| BILLINGS, MT | 8 | $ 956,000 | $ 119,000 | $ 56,000 |
| BLOOMINGTON, IN | 8 | $ 1,151,000 | $ 143,000 | $ 69,000 |
| DECATUR, AL | 8 | $ 857,000 | $ 107,000 | $ 38,000 |
| JACKSON, TN | 8 | $ 553,000 | $ 69,000 | $ 37,000 |
| MANSFIELD, OH | 8 | $ 713,000 | $ 89,000 | $ 27,000 |
| NEWBURGH, NY-PA | 8 | $ 2,168,000 | $ 271,000 | $ 109,000 |
| READING, PA | 8 | $ 1,046,000 | $ 130,000 | $ 68,000 |
| BINGHAMTON, NY | 7 | $ 593,000 | $ 84,000 | $ 68,000 |
| CHARLOTTESVILLE, VA | 7 | $ 1,195,000 | $ 170,000 | $ 48,000 |
| CLARKSVILLE-HOPKINSVILLE, TN-KY | 7 | $ 632,000 | $ 90,000 | $ 45,000 |
| DANVILLE, VA | 7 | $ 891,000 | $ 127,000 | $ 75,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 7 | $ 854,000 | $ 122,000 | $ 41,000 |
| FITCHBURG-LEOMINSTER, MA | 7 | $ 1,211,000 | $ 173,000 | $ 63,000 |
| FLAGSTAFF, AZ-UT | 7 | $ 1,090,000 | $ 155,000 | $ 52,000 |
| LANCASTER, PA | 7 | $ 1,283,000 | $ 183,000 | $ 68,000 |
| WILMINGTON, NC | 7 | $ 755,000 | $ 107,000 | $ 40,000 |
| ATHENS, GA | 6 | $ 889,000 | $ 148,000 | $ 72,000 |
| COLUMBUS, GA-AL | 6 | $ 576,000 | $ 96,000 | $ 48,000 |
| CORVALLIS, OR | 6 | $ 731,000 | $ 121,000 | $ 59,000 |
| CUMBERLAND, MD-WV | 6 | $ 566,000 | $ 94,000 | $ 50,000 |
| SHEBOYGAN, WI | 6 | $ 565,000 | $ 94,000 | $ 49,000 |
| TUSCALOOSA, AL | 6 | $ 950,000 | $ 158,000 | $ 51,000 |
| BLOOMINGTON-NORMAL, IL | 5 | $ 686,000 | $ 137,000 | $ 57,000 |
| DUBUQUE, IA | 5 | $ 633,000 | $ 126,000 | $ 49,000 |
| GOLDSBORO, NC | 5 | $ 523,000 | $ 104,000 | $ 44,000 |
| JOHNSTOWN, PA | 5 | $ 524,000 | $ 104,000 | $ 47,000 |
| LAWRENCE, KS | 5 | $ 531,000 | $ 106,000 | $ 54,000 |
| LEWISTON-AUBURN, ME | 5 | $ 898,000 | $ 179,000 | $ 70,000 |
| MONMOUTH-OCEAN, NJ | 5 | $ 882,000 | $ 176,000 | $ 73,000 |
| STEUBENVILLE-WEIRTON, OH-WV | 5 | $ 489,000 | $ 97,000 | $ 71,000 |
| UTICA-ROME, NY | 5 | $ 551,000 | $ 110,000 | $ 80,000 |
| WAUSAU, WI | 5 | $ 515,000 | $ 103,000 | $ 48,000 |
| ATLANTIC-CAPE MAY, NJ | 4 | $ 721,000 | $ 180,000 | $ 86,000 |
| COLUMBIA, MO | 4 | $ 904,000 | $ 226,000 | $ 104,000 |
| FAYETTEVILLE, NC | 4 | $ 386,000 | $ 96,000 | $ 40,000 |
| GREEN BAY, WI | 4 | $ 600,000 | $ 150,000 | $ 139,000 |
| MONROE, LA | 4 | $ 495,000 | $ 123,000 | $ 70,000 |
| NEWARK, NJ | 4 | $ 460,000 | $ 115,000 | $ 69,000 |
| RAPID CITY, SD | 4 | $ 444,000 | $ 111,000 | $ 50,000 |
| SYRACUSE, NY | 4 | $ 857,000 | $ 214,000 | $ 88,000 |
| ANNISTON, AL | 3 | $ 287,000 | $ 95,000 | $ 36,000 |
| APPLETON-OSHKOSH-NEENAH, WI | 3 | $ 329,000 | $ 109,000 | $ 50,000 |
| BANGOR, ME | 3 | $ 714,000 | $ 238,000 | $ 102,000 |
| BERGEN-PASSAIC, NJ | 3 | $ 684,000 | $ 228,000 | $ 79,000 |
| ENID, OK | 3 | $ 200,000 | $ 66,000 | $ 46,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR | 3 | $ 356,000 | $ 118,000 | $ 95,000 |
| IOWA CITY, IA | 3 | $ 368,000 | $ 122,000 | $ 58,000 |
| JACKSONVILLE, NC | 3 | $ 276,000 | $ 92,000 | $ 55,000 |
| JERSEY CITY, NJ | 3 | $ 647,000 | $ 215,000 | $ 111,000 |
| LA CROSSE, WI-MN | 3 | $ 318,000 | $ 106,000 | $ 46,000 |
| LAWTON, OK | 3 | $ 178,000 | $ 59,000 | $ 74,000 |
| MISSOULA, MT | 3 | $ 555,000 | $ 185,000 | $ 64,000 |
| POCATELLO, ID | 3 | $ 559,000 | $ 186,000 | $ 66,000 |
| ROCHESTER, NY | 3 | $ 412,000 | $ 137,000 | $ 53,000 |
| SHARON, PA | 3 | $ 393,000 | $ 131,000 | $ 44,000 |
| ALTOONA, PA | 2 | $ 213,000 | $ 106,000 | $ 62,000 |
| AUBURN-OPELIKA, AL | 2 | $ 320,000 | $ 160,000 | $ 61,000 |
| CHARLESTON, WV | 2 | $ 158,000 | $ 79,000 | $ 62,000 |
| CHEYENNE, WY | 2 | $ 257,000 | $ 128,000 | $ 124,000 |
| EAU CLAIRE, WI | 2 | $ 144,000 | $ 72,000 | $ 22,000 |
| GADSDEN, AL | 2 | $ 206,000 | $ 103,000 | $ 24,000 |
| GLENS FALLS, NY | 2 | $ 370,000 | $ 185,000 | $ 77,000 |
| JAMESTOWN, NY | 2 | $ 422,000 | $ 211,000 | $ 140,000 |
| LAKE CHARLES, LA | 2 | $ 167,000 | $ 83,000 | $ 45,000 |
| PITTSFIELD, MA | 2 | $ 215,000 | $ 107,000 | $ 51,000 |
| CASPER, WY | 1 | $ 91,000 | $ 91,000 | $ 51,000 |
| DECATUR, IL | 1 | $ 156,000 | $ 156,000 | $ 82,000 |
| ERIE, PA | 1 | $ 115,000 | $ 115,000 | $ 38,000 |
| FLORENCE, AL | 1 | $ 103,000 | $ 103,000 | $ 95,000 |
| FORT SMITH, AR-OK | 1 | $ 140,000 | $ 140,000 | $ 56,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 1 | $ 131,000 | $ 131,000 | $ 91,000 |
| SIOUX FALLS, SD | 1 | $ 125,000 | $ 125,000 | $ 53,000 |
| STATE COLLEGE, PA | 1 | $ 160,000 | $ 160,000 | $ 60,000 |
| SUMTER, SC | 1 | $ 110,000 | $ 110,000 | $ 100,000 |
| WASHINGTON, DC-MD-VA-WV | 1 | $ 196,000 | $ 196,000 | $ 103,000 |
| WILLIAMSPORT, PA | 1 | $ 65,000 | $ 65,000 | $ 30,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of California,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Encore Credit Corp in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 45,818 | $8,302,021,000 | $145,916 | $1,200,000 | $64,375 | $2,340,000 |
| Home Purchase (one-to-four family) | 8,383 | $1,495,110,000 | $146,136 | $900,000 | $69,772 | $1,740,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement (one-to-four family) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 26,707 | $4,851,028,000 | $148,680 | $1,100,000 | $68,808 | $1,740,000 |
| Hispanic | 12,270 | $2,290,849,000 | $140,418 | $870,000 | $63,558 | $814,000 |
| Black | 7,597 | $1,139,407,000 | $135,309 | $750,000 | $64,404 | $2,340,000 |
| Other | 2,669 | $464,505,000 | $157,000 | $1,200,000 | $70,976 | $2,180,000 |
| Not applicable | 2,666 | $539,334,000 | $168,027 | $731,000 | $0 | $0 |
| Asian or Pacific Islander | 1,922 | $447,432,000 | $179,486 | $750,000 | $85,081 | $2,126,000 |
| American Indian or Alaskan Native | 285 | $49,699,000 | $152,090 | $645,000 | $71,303 | $960,000 |
| Information not provided by applicant in mail or telephone application | 85 | $14,877,000 | $141,750 | $450,000 | $62,000 | $350,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 54,201 | $9,797,131,000 | $146,666 | $1,200,000 | $66,437 | $2,340,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 20,988 | $3,824,503,000 | $144,333 | $750,000 | $66,088 | $2,180,000 |
| Application Withdrawn By Applicant | 20,354 | $3,649,571,000 | $148,666 | $870,000 | $69,145 | $2,340,000 |
| Application Denied By Financial Institution | 7,746 | $1,313,392,000 | $143,130 | $1,200,000 | $64,608 | $1,662,000 |
| Loan Purchased By The Institution | 2,666 | $539,334,000 | $168,027 | $731,000 | $0 | $0 |
| Application Approved But Not Accepted | 2,447 | $470,331,000 | $153,577 | $750,000 | $70,977 | $846,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 2,697 | $482,550,000 | $144,613 | $1,200,000 | $66,477 | $1,500,000 |
| Credit History | 2,366 | $397,608,000 | $133,279 | $860,000 | $59,046 | $1,662,000 |
| Collateral | 1,130 | $166,566,000 | $144,142 | $750,000 | $76,119 | $497,000 |
| Debt-To-Income Ratio | 628 | $102,227,000 | $156,757 | $740,000 | $45,090 | $292,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 281 | $49,941,000 | $173,514 | $646,000 | $68,314 | $240,000 |
| Employment History | 218 | $41,106,000 | $157,750 | $573,000 | $62,718 | $660,000 |
| Unverifiable Information | 171 | $28,526,000 | $130,115 | $448,000 | $60,346 | $350,000 |
| Credit Application Incomplete | 56 | $9,904,000 | $159,352 | $500,000 | $71,352 | $300,000 |
| Mortgage Insurance Denied | 14 | $3,230,000 | $230,444 | $800,000 | $107,777 | $300,000 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in CA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in California, and search similar information at your convenience.