Enterprise Bank, N.A.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
Enterprise Bank, N.A. 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Enterprise Bank, N.A. 12800 West Center Rd Omaha, NE 68144 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 448 |
| Total Mortgage Loan Application Amount | $72,905,000 |
| Average Mortgage Loan Application Amount | $151,000 |
| Highest Mortgage Loan Application Amount | $2,000,000 |
| Average Applicant Income | $93,666 |
| Highest Applicant Income | $1,440,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Enterprise Bank, N.A.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Enterprise Bank, N.A.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Enterprise Bank, N.A.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Enterprise Bank, N.A. serves its applicants.
Each category highlights the total number of mortgage applications processed by Enterprise Bank, N.A., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Enterprise Bank, N.A.'s mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Douglas County Nebraska | 228 | $ 36,126,000 | $ 158,000 | $ 105,000 |
| Sarpy County Nebraska | 44 | $ 5,935,000 | $ 134,000 | $ 74,000 |
| Polk County Iowa | 20 | $ 2,696,000 | $ 134,000 | $ 53,000 |
| Cass County Nebraska | 14 | $ 1,941,000 | $ 138,000 | $ 69,000 |
| Lincoln County Nebraska | 11 | $ 1,030,000 | $ 93,000 | $ 42,000 |
| Pottawattamie County Iowa | 8 | $ 1,040,000 | $ 130,000 | $ 59,000 |
| Saunders County Nebraska | 7 | $ 798,000 | $ 114,000 | $ 65,000 |
| Lancaster County Nebraska | 6 | $ 777,000 | $ 129,000 | $ 68,000 |
| Utah County Utah | 6 | $ 1,740,000 | $ 290,000 | $ 135,000 |
| Maricopa County Arizona | 5 | $ 1,802,000 | $ 360,000 | $ 114,000 |
| Johnson County Iowa | 5 | $ 732,000 | $ 146,000 | $ 53,000 |
| Scott County Iowa | 5 | $ 868,000 | $ 173,000 | $ 84,000 |
| Black Hawk County Iowa | 4 | $ 466,000 | $ 116,000 | $ 47,000 |
| St. Louis County Missouri | 4 | $ 583,000 | $ 145,000 | $ 52,000 |
| Douglas County Colorado | 3 | $ 1,243,000 | $ 414,000 | $ 145,000 |
| Page County Iowa | 3 | $ 258,000 | $ 86,000 | $ 50,000 |
| Woodbury County Iowa | 3 | $ 327,000 | $ 109,000 | $ 54,000 |
| Dodge County Nebraska | 3 | $ 259,000 | $ 86,000 | $ 35,000 |
| Washington County Nebraska | 3 | $ 693,000 | $ 231,000 | $ 109,000 |
| Clark County Nevada | 3 | $ 2,260,000 | $ 753,000 | $ 714,000 |
| Jackson County Iowa | 2 | $ 311,000 | $ 155,000 | $ 71,000 |
| Jasper County Iowa | 2 | $ 249,000 | $ 124,000 | $ 81,000 |
| Marshall County Iowa | 2 | $ 178,000 | $ 89,000 | $ 33,000 |
| Mills County Iowa | 2 | $ 363,000 | $ 181,000 | $ 61,000 |
| Jefferson County Missouri | 2 | $ 355,000 | $ 177,000 | $ 81,000 |
| Burt County Nebraska | 2 | $ 175,000 | $ 87,000 | $ 52,000 |
| El Paso County Colorado | 1 | $ 172,000 | $ 172,000 | $ 57,000 |
| Grand County Colorado | 1 | $ 148,000 | $ 148,000 | $ 562,000 |
| Huerfano County Colorado | 1 | $ 324,000 | $ 324,000 | $ 180,000 |
| Cook County Illinois | 1 | $ 370,000 | $ 370,000 | $ 107,000 |
| Hamilton County Indiana | 1 | $ 2,000,000 | $ 2,000,000 | $ 1,440,000 |
| Adair County Iowa | 1 | $ 104,000 | $ 104,000 | $ 68,000 |
| Benton County Iowa | 1 | $ 204,000 | $ 204,000 | $ 107,000 |
| Buchanan County Iowa | 1 | $ 149,000 | $ 149,000 | $ 59,000 |
| Clinton County Iowa | 1 | $ 91,000 | $ 91,000 | $ 42,000 |
| Dallas County Iowa | 1 | $ 178,000 | $ 178,000 | $ 50,000 |
| Des Moines County Iowa | 1 | $ 75,000 | $ 75,000 | $ 53,000 |
| Hardin County Iowa | 1 | $ 165,000 | $ 165,000 | $ 49,000 |
| Harrison County Iowa | 1 | $ 175,000 | $ 175,000 | $ 76,000 |
| Jefferson County Iowa | 1 | $ 60,000 | $ 60,000 | $ 50,000 |
| Jones County Iowa | 1 | $ 166,000 | $ 166,000 | $ 66,000 |
| Linn County Iowa | 1 | $ 177,000 | $ 177,000 | $ 53,000 |
| Shelby County Iowa | 1 | $ 121,000 | $ 121,000 | $ 113,000 |
| Sioux County Iowa | 1 | $ 228,000 | $ 228,000 | $ 113,000 |
| Wapello County Iowa | 1 | $ 212,000 | $ 212,000 | $ 72,000 |
| Warren County Iowa | 1 | $ 175,000 | $ 175,000 | $ 62,000 |
| Webster County Iowa | 1 | $ 138,000 | $ 138,000 | $ 53,000 |
| Beltrami County Minnesota | 1 | $ 417,000 | $ 417,000 | $ 260,000 |
| Jackson County Missouri | 1 | $ 113,000 | $ 113,000 | $ 55,000 |
| Lincoln County Missouri | 1 | $ 158,000 | $ 158,000 | $ 31,000 |
| Perry County Missouri | 1 | $ 112,000 | $ 112,000 | $ 68,000 |
| St. Charles County Missouri | 1 | $ 216,000 | $ 216,000 | $ 100,000 |
| Flathead County Montana | 1 | $ 233,000 | $ 233,000 | $ 72,000 |
| Colfax County Nebraska | 1 | $ 87,000 | $ 87,000 | $ 34,000 |
| Dakota County Nebraska | 1 | $ 111,000 | $ 111,000 | $ 63,000 |
| Frontier County Nebraska | 1 | $ 53,000 | $ 53,000 | $ 40,000 |
| Platte County Nebraska | 1 | $ 39,000 | $ 39,000 | $ 19,000 |
| Cass County North Dakota | 1 | $ 198,000 | $ 198,000 | $ 106,000 |
| Delaware County Pennsylvania | 1 | $ 369,000 | $ 369,000 | $ 78,000 |
| Philadelphia County Pennsylvania | 1 | $ 255,000 | $ 255,000 | $ 126,000 |
Mortgage Loan Application Detail Totals for Enterprise Bank, N.A. in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 262 | $41,572,000 | $158,000 | $1,200,000 | $98,000 | $872,000 |
| Refinancing | 178 | $30,326,000 | $170,000 | $2,000,000 | $92,000 | $1,440,000 |
| Home Improvement | 8 | $1,007,000 | $125,000 | $329,000 | $91,000 | $120,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 388 | $61,476,000 | $158,000 | $2,000,000 | $94,000 | $1,440,000 |
| Not Provided | 24 | $4,104,000 | $171,000 | $650,000 | $116,000 | $872,000 |
| Black or African American | 17 | $2,850,000 | $167,000 | $369,000 | $70,000 | $128,000 |
| Hispanic | 11 | $1,354,000 | $123,000 | $300,000 | $59,000 | $142,000 |
| Asian | 4 | $1,197,000 | $299,000 | $417,000 | $286,000 | $391,000 |
| American Indian or Alaskan Native | 2 | $352,000 | $176,000 | $243,000 | $141,000 | $255,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $372,000 | $372,000 | $372,000 | $400,000 | $400,000 |
| Not applicable | 1 | $1,200,000 | $1,200,000 | $1,200,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 240 | $46,074,000 | $191,000 | $2,000,000 | $129,000 | $1,440,000 |
| FHA-insured (Federal Housing Administration) | 201 | $25,900,000 | $128,000 | $275,000 | $57,000 | $194,000 |
| VA-guaranteed (Veterans Administration) | 7 | $931,000 | $133,000 | $240,000 | $48,000 | $129,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 329 | $51,767,000 | $157,000 | $1,200,000 | $98,000 | $720,000 |
| Application Denied By Financial Institution | 72 | $13,076,000 | $181,000 | $2,000,000 | $98,000 | $1,440,000 |
| Application Withdrawn By Applicant | 39 | $5,527,000 | $141,000 | $300,000 | $63,000 | $142,000 |
| Application Approved But Not Accepted | 8 | $2,535,000 | $316,000 | $960,000 | $129,000 | $400,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 30 | $3,577,000 | $119,000 | $370,000 | $45,000 | $107,000 |
| Debt-To-Income Ratio | 25 | $6,675,000 | $267,000 | $2,000,000 | $185,000 | $1,440,000 |
| Collateral | 7 | $919,000 | $131,000 | $268,000 | $59,000 | $100,000 |
| Other | 5 | $696,000 | $139,000 | $234,000 | $63,000 | $131,000 |
| Employment History | 3 | $346,000 | $115,000 | $174,000 | $36,000 | $65,000 |
| Unverifiable Information | 2 | $863,000 | $431,000 | $495,000 | $114,000 | $123,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Enterprise Bank, N.A.'s 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Enterprise Bank, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Nebraska, download the full spreadsheet
with aggregated HMDA statistics today.