Equifirst Corporation
Mortgage Loan Application
Totals and Details
for 2004
Find mortgage loan statistics, lending data, and loan application totals for North Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for Equifirst Corporation.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Equifirst Corporation 13000 S Tryon St, Ste F, Pmb 317 Charlotte, NC 28278 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 60,867 |
| Total Mortgage Loan Application Amount | $8,782,451,000 |
| Average Mortgage Loan Application Amount | $142,014 |
| Highest Mortgage Loan Application Amount | $850,000 |
| Average Applicant Income | $57,838 |
| Highest Applicant Income | $5,434,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Appanoose County Iowa | 1 | $ 58,000 | $ 58,000 | $ 29,000 |
| Buena Vista County Iowa | 1 | $ 64,000 | $ 64,000 | $ 53,000 |
| Chickasaw County Iowa | 1 | $ 80,000 | $ 80,000 | $ 40,000 |
| Clayton County Iowa | 1 | $ 219,000 | $ 219,000 | $ 26,000 |
| Franklin County Iowa | 1 | $ 84,000 | $ 84,000 | $ 40,000 |
| Guthrie County Iowa | 1 | $ 76,000 | $ 76,000 | $ 22,000 |
| Humboldt County Iowa | 1 | $ 58,000 | $ 58,000 | $ 42,000 |
| Johnson County Iowa | 1 | $ 160,000 | $ 160,000 | $ 30,000 |
| Madison County Iowa | 1 | $ 101,000 | $ 101,000 | $ 57,000 |
| Monona County Iowa | 1 | $ 48,000 | $ 48,000 | $ 18,000 |
| Page County Iowa | 1 | $ 35,000 | $ 35,000 | $ 17,000 |
| Sioux County Iowa | 1 | $ 102,000 | $ 102,000 | $ 90,000 |
| Tama County Iowa | 1 | $ 91,000 | $ 91,000 | $ 40,000 |
| Allen County Kansas | 1 | $ 41,000 | $ 41,000 | $ 29,000 |
| Barton County Kansas | 1 | $ 50,000 | $ 50,000 | $ 33,000 |
| Bourbon County Kansas | 1 | $ 72,000 | $ 72,000 | $ 16,000 |
| Brown County Kansas | 1 | $ 75,000 | $ 75,000 | $ 55,000 |
| Cherokee County Kansas | 1 | $ 170,000 | $ 170,000 | $ 72,000 |
| Decatur County Kansas | 1 | $ 50,000 | $ 50,000 | $ 43,000 |
| Dickinson County Kansas | 1 | $ 40,000 | $ 40,000 | $ 16,000 |
| Doniphan County Kansas | 1 | $ 64,000 | $ 64,000 | $ 68,000 |
| Ford County Kansas | 1 | $ 68,000 | $ 68,000 | $ 28,000 |
| Grant County Kansas | 1 | $ 62,000 | $ 62,000 | $ 67,000 |
| Harvey County Kansas | 1 | $ 81,000 | $ 81,000 | $ 64,000 |
| Kingman County Kansas | 1 | $ 88,000 | $ 88,000 | $ 39,000 |
| Marshall County Kansas | 1 | $ 50,000 | $ 50,000 | $ 22,000 |
| Norton County Kansas | 1 | $ 83,000 | $ 83,000 | $ 120,000 |
| Pratt County Kansas | 1 | $ 183,000 | $ 183,000 | $ 94,000 |
| Rush County Kansas | 1 | $ 86,000 | $ 86,000 | $ 62,000 |
| Saline County Kansas | 1 | $ 158,000 | $ 158,000 | $ 62,000 |
| Scott County Kansas | 1 | $ 36,000 | $ 36,000 | $ 30,000 |
| Sumner County Kansas | 1 | $ 41,000 | $ 41,000 | $ 18,000 |
| Trego County Kansas | 1 | $ 56,000 | $ 56,000 | $ 38,000 |
| Butler County Kentucky | 1 | $ 119,000 | $ 119,000 | $ 48,000 |
| Caldwell County Kentucky | 1 | $ 87,000 | $ 87,000 | $ 27,000 |
| Edmonson County Kentucky | 1 | $ 74,000 | $ 74,000 | $ 36,000 |
| Estill County Kentucky | 1 | $ 84,000 | $ 84,000 | $ 41,000 |
| Fleming County Kentucky | 1 | $ 47,000 | $ 47,000 | $ 56,000 |
| Jackson County Kentucky | 1 | $ 41,000 | $ 41,000 | $ 20,000 |
| Knott County Kentucky | 1 | $ 64,000 | $ 64,000 | $ 24,000 |
| Livingston County Kentucky | 1 | $ 61,000 | $ 61,000 | $ 35,000 |
| Marion County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 27,000 |
| Monroe County Kentucky | 1 | $ 135,000 | $ 135,000 | $ 168,000 |
| Owen County Kentucky | 1 | $ 116,000 | $ 116,000 | $ 27,000 |
| Russell County Kentucky | 1 | $ 350,000 | $ 350,000 | $ 85,000 |
| Taylor County Kentucky | 1 | $ 58,000 | $ 58,000 | $ 28,000 |
| Trigg County Kentucky | 1 | $ 67,000 | $ 67,000 | $ 39,000 |
| Wolfe County Kentucky | 1 | $ 52,000 | $ 52,000 | $ 48,000 |
| Allen County Louisiana | 1 | $ 52,000 | $ 52,000 | $ 46,000 |
| Concordia County Louisiana | 1 | $ 60,000 | $ 60,000 | $ 18,000 |
| De Soto County Louisiana | 1 | $ 48,000 | $ 48,000 | $ 15,000 |
| St. Helena County Louisiana | 1 | $ 96,000 | $ 96,000 | $ 120,000 |
| Washington County Louisiana | 1 | $ 57,000 | $ 57,000 | $ 27,000 |
| Dukes County Massachusetts | 1 | $ 294,000 | $ 294,000 | $ 73,000 |
| Alpena County Michigan | 1 | $ 81,000 | $ 81,000 | $ 19,000 |
| Luce County Michigan | 1 | $ 104,000 | $ 104,000 | $ 59,000 |
| Montmorency County Michigan | 1 | $ 33,000 | $ 33,000 | $ 20,000 |
| Ontonagon County Michigan | 1 | $ 45,000 | $ 45,000 | $ 26,000 |
| Presque Isle County Michigan | 1 | $ 75,000 | $ 75,000 | $ 35,000 |
| Big Stone County Minnesota | 1 | $ 162,000 | $ 162,000 | $ 62,000 |
| Cook County Minnesota | 1 | $ 207,000 | $ 207,000 | $ 54,000 |
| Cottonwood County Minnesota | 1 | $ 86,000 | $ 86,000 | $ 32,000 |
| Dodge County Minnesota | 1 | $ 119,000 | $ 119,000 | $ 29,000 |
| Koochiching County Minnesota | 1 | $ 92,000 | $ 92,000 | $ 68,000 |
| Mahnomen County Minnesota | 1 | $ 106,000 | $ 106,000 | $ 42,000 |
| Martin County Minnesota | 1 | $ 119,000 | $ 119,000 | $ 34,000 |
| Pipestone County Minnesota | 1 | $ 50,000 | $ 50,000 | $ 60,000 |
| Stevens County Minnesota | 1 | $ 63,000 | $ 63,000 | $ 33,000 |
| Wilkin County Minnesota | 1 | $ 50,000 | $ 50,000 | $ 17,000 |
| Amite County Mississippi | 1 | $ 100,000 | $ 100,000 | $ 44,000 |
| Calhoun County Mississippi | 1 | $ 37,000 | $ 37,000 | $ 75,000 |
| Choctaw County Mississippi | 1 | $ 55,000 | $ 55,000 | $ 34,000 |
| Claiborne County Mississippi | 1 | $ 67,000 | $ 67,000 | $ 27,000 |
| Franklin County Mississippi | 1 | $ 113,000 | $ 113,000 | $ 34,000 |
| Neshoba County Mississippi | 1 | $ 64,000 | $ 64,000 | $ 48,000 |
| Noxubee County Mississippi | 1 | $ 48,000 | $ 48,000 | $ 96,000 |
| Pontotoc County Mississippi | 1 | $ 113,000 | $ 113,000 | $ 64,000 |
| Scott County Mississippi | 1 | $ 88,000 | $ 88,000 | $ 59,000 |
| Smith County Mississippi | 1 | $ 51,000 | $ 51,000 | $ 43,000 |
| Stone County Mississippi | 1 | $ 170,000 | $ 170,000 | $ 50,000 |
| Union County Mississippi | 1 | $ 189,000 | $ 189,000 | $ 60,000 |
| Adair County Missouri | 1 | $ 130,000 | $ 130,000 | $ 30,000 |
| Atchison County Missouri | 1 | $ 36,000 | $ 36,000 | $ 18,000 |
| Barry County Missouri | 1 | $ 42,000 | $ 42,000 | $ 37,000 |
| Carter County Missouri | 1 | $ 68,000 | $ 68,000 | $ 37,000 |
| Dallas County Missouri | 1 | $ 50,000 | $ 50,000 | $ 48,000 |
| Daviess County Missouri | 1 | $ 61,000 | $ 61,000 | $ 33,000 |
| Grundy County Missouri | 1 | $ 186,000 | $ 186,000 | $ 110,000 |
| Miller County Missouri | 1 | $ 72,000 | $ 72,000 | $ 53,000 |
| Mississippi County Missouri | 1 | $ 51,000 | $ 51,000 | $ 15,000 |
| Monroe County Missouri | 1 | $ 171,000 | $ 171,000 | $ 58,000 |
| Morgan County Missouri | 1 | $ 187,000 | $ 187,000 | $ 48,000 |
| Newton County Missouri | 1 | $ 191,000 | $ 191,000 | $ 37,000 |
| Ozark County Missouri | 1 | $ 55,000 | $ 55,000 | $ 50,000 |
| Pemiscot County Missouri | 1 | $ 146,000 | $ 146,000 | $ 44,000 |
| Pulaski County Missouri | 1 | $ 63,000 | $ 63,000 | $ 39,000 |
| Randolph County Missouri | 1 | $ 77,000 | $ 77,000 | $ 22,000 |
| Ripley County Missouri | 1 | $ 50,000 | $ 50,000 | $ 51,000 |
| St. Clair County Missouri | 1 | $ 66,000 | $ 66,000 | $ 18,000 |
| Ste. Genevieve County Missouri | 1 | $ 117,000 | $ 117,000 | $ 47,000 |
| Fergus County Montana | 1 | $ 220,000 | $ 220,000 | $ 38,000 |
| Butler County Nebraska | 1 | $ 68,000 | $ 68,000 | $ 53,000 |
| Dakota County Nebraska | 1 | $ 85,000 | $ 85,000 | $ 24,000 |
| Garfield County Nebraska | 1 | $ 67,000 | $ 67,000 | $ 74,000 |
| Johnson County Nebraska | 1 | $ 125,000 | $ 125,000 | $ 68,000 |
| Kearney County Nebraska | 1 | $ 31,000 | $ 31,000 | $ 26,000 |
| Keith County Nebraska | 1 | $ 52,000 | $ 52,000 | $ 62,000 |
| Loup County Nebraska | 1 | $ 108,000 | $ 108,000 | $ 26,000 |
| Richardson County Nebraska | 1 | $ 34,000 | $ 34,000 | $ 23,000 |
| Scotts Bluff County Nebraska | 1 | $ 93,000 | $ 93,000 | $ 53,000 |
| Thayer County Nebraska | 1 | $ 55,000 | $ 55,000 | $ 32,000 |
| York County Nebraska | 1 | $ 79,000 | $ 79,000 | $ 50,000 |
| Mineral County Nevada | 1 | $ 82,000 | $ 82,000 | $ 18,000 |
| Clinton County New York | 1 | $ 144,000 | $ 144,000 | $ 66,000 |
| Jefferson County New York | 1 | $ 76,000 | $ 76,000 | $ 27,000 |
| Clay County North Carolina | 1 | $ 80,000 | $ 80,000 | $ 33,000 |
| Macon County North Carolina | 1 | $ 68,000 | $ 68,000 | $ 37,000 |
| Scotland County North Carolina | 1 | $ 159,000 | $ 159,000 | $ 93,000 |
| Swain County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 34,000 |
| Vinton County Ohio | 1 | $ 65,000 | $ 65,000 | $ 54,000 |
| Carter County Oklahoma | 1 | $ 100,000 | $ 100,000 | $ 41,000 |
| Coal County Oklahoma | 1 | $ 72,000 | $ 72,000 | $ 87,000 |
| Haskell County Oklahoma | 1 | $ 70,000 | $ 70,000 | $ 61,000 |
| Hughes County Oklahoma | 1 | $ 100,000 | $ 100,000 | $ 53,000 |
| Love County Oklahoma | 1 | $ 71,000 | $ 71,000 | $ 48,000 |
| Nowata County Oklahoma | 1 | $ 100,000 | $ 100,000 | $ 59,000 |
| Okfuskee County Oklahoma | 1 | $ 85,000 | $ 85,000 | $ 60,000 |
| Ottawa County Oklahoma | 1 | $ 89,000 | $ 89,000 | $ 37,000 |
| Roger Mills County Oklahoma | 1 | $ 40,000 | $ 40,000 | $ 34,000 |
| Texas County Oklahoma | 1 | $ 43,000 | $ 43,000 | $ 63,000 |
| Tillman County Oklahoma | 1 | $ 33,000 | $ 33,000 | $ 21,000 |
| Woods County Oklahoma | 1 | $ 104,000 | $ 104,000 | $ 42,000 |
| Potter County Pennsylvania | 1 | $ 43,000 | $ 43,000 | $ 20,000 |
| Clarendon County South Carolina | 1 | $ 86,000 | $ 86,000 | $ 25,000 |
| Lee County South Carolina | 1 | $ 77,000 | $ 77,000 | $ 41,000 |
| Beadle County South Dakota | 1 | $ 90,000 | $ 90,000 | $ 43,000 |
| Butte County South Dakota | 1 | $ 252,000 | $ 252,000 | $ 108,000 |
| McCook County South Dakota | 1 | $ 54,000 | $ 54,000 | $ 43,000 |
| Sully County South Dakota | 1 | $ 32,000 | $ 32,000 | $ 49,000 |
| Tripp County South Dakota | 1 | $ 98,000 | $ 98,000 | $ 68,000 |
| Union County South Dakota | 1 | $ 60,000 | $ 60,000 | $ 44,000 |
| Walworth County South Dakota | 1 | $ 68,000 | $ 68,000 | $ 36,000 |
| Yankton County South Dakota | 1 | $ 47,000 | $ 47,000 | $ 28,000 |
| Bledsoe County Tennessee | 1 | $ 65,000 | $ 65,000 | $ 38,000 |
| Grundy County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 27,000 |
| Hancock County Tennessee | 1 | $ 96,000 | $ 96,000 | $ 25,000 |
| Hardin County Tennessee | 1 | $ 184,000 | $ 184,000 | $ 45,000 |
| Jackson County Tennessee | 1 | $ 60,000 | $ 60,000 | $ 23,000 |
| Pickett County Tennessee | 1 | $ 74,000 | $ 74,000 | $ 53,000 |
| Van Buren County Tennessee | 1 | $ 66,000 | $ 66,000 | $ 53,000 |
| Wayne County Tennessee | 1 | $ 51,000 | $ 51,000 | $ 19,000 |
| Andrews County Texas | 1 | $ 32,000 | $ 32,000 | $ 47,000 |
| Austin County Texas | 1 | $ 69,000 | $ 69,000 | $ 42,000 |
| Blanco County Texas | 1 | $ 116,000 | $ 116,000 | $ 92,000 |
| Brazos County Texas | 1 | $ 62,000 | $ 62,000 | $ 79,000 |
| Burnet County Texas | 1 | $ 58,000 | $ 58,000 | $ 56,000 |
| Caldwell County Texas | 1 | $ 200,000 | $ 200,000 | $ 102,000 |
| Callahan County Texas | 1 | $ 76,000 | $ 76,000 | $ 70,000 |
| Cass County Texas | 1 | $ 49,000 | $ 49,000 | $ 90,000 |
| Coleman County Texas | 1 | $ 41,000 | $ 41,000 | $ 45,000 |
| Comanche County Texas | 1 | $ 71,000 | $ 71,000 | $ 31,000 |
| DeWitt County Texas | 1 | $ 124,000 | $ 124,000 | $ 53,000 |
| Duval County Texas | 1 | $ 65,000 | $ 65,000 | $ 53,000 |
| Eastland County Texas | 1 | $ 74,000 | $ 74,000 | $ 47,000 |
| Erath County Texas | 1 | $ 216,000 | $ 216,000 | $ 166,000 |
| Fannin County Texas | 1 | $ 74,000 | $ 74,000 | $ 87,000 |
| Gillespie County Texas | 1 | $ 55,000 | $ 55,000 | $ 20,000 |
| Grimes County Texas | 1 | $ 104,000 | $ 104,000 | $ 57,000 |
| Hill County Texas | 1 | $ 79,000 | $ 79,000 | $ 45,000 |
| Jackson County Texas | 1 | $ 56,000 | $ 56,000 | $ 80,000 |
| Jim Hogg County Texas | 1 | $ 52,000 | $ 52,000 | $ 47,000 |
| Kendall County Texas | 1 | $ 260,000 | $ 260,000 | $ 75,000 |
| Kerr County Texas | 1 | $ 89,000 | $ 89,000 | $ 41,000 |
| Madison County Texas | 1 | $ 36,000 | $ 36,000 | $ 62,000 |
| Maverick County Texas | 1 | $ 75,000 | $ 75,000 | $ 66,000 |
| Moore County Texas | 1 | $ 38,000 | $ 38,000 | $ 35,000 |
| Morris County Texas | 1 | $ 68,000 | $ 68,000 | $ 49,000 |
| Ochiltree County Texas | 1 | $ 163,000 | $ 163,000 | $ 77,000 |
| Pecos County Texas | 1 | $ 77,000 | $ 77,000 | $ 50,000 |
| Rains County Texas | 1 | $ 68,000 | $ 68,000 | $ 31,000 |
| San Patricio County Texas | 1 | $ 155,000 | $ 155,000 | $ 92,000 |
| Shelby County Texas | 1 | $ 54,000 | $ 54,000 | $ 21,000 |
| Starr County Texas | 1 | $ 132,000 | $ 132,000 | $ 132,000 |
| Taylor County Texas | 1 | $ 74,000 | $ 74,000 | $ 30,000 |
| Terry County Texas | 1 | $ 176,000 | $ 176,000 | $ 97,000 |
| Titus County Texas | 1 | $ 52,000 | $ 52,000 | $ 17,000 |
| Trinity County Texas | 1 | $ 50,000 | $ 50,000 | $ 34,000 |
| Uvalde County Texas | 1 | $ 252,000 | $ 252,000 | $ 197,000 |
| Ward County Texas | 1 | $ 50,000 | $ 50,000 | $ 57,000 |
| Wood County Texas | 1 | $ 81,000 | $ 81,000 | $ 43,000 |
| Young County Texas | 1 | $ 70,000 | $ 70,000 | $ 41,000 |
| Duchesne County Utah | 1 | $ 92,000 | $ 92,000 | $ 39,000 |
| Garfield County Utah | 1 | $ 119,000 | $ 119,000 | $ 68,000 |
| Grand County Utah | 1 | $ 153,000 | $ 153,000 | $ 168,000 |
| Juab County Utah | 1 | $ 156,000 | $ 156,000 | $ 109,000 |
| Sevier County Utah | 1 | $ 124,000 | $ 124,000 | $ 160,000 |
| Wayne County Utah | 1 | $ 169,000 | $ 169,000 | $ 59,000 |
| Addison County Vermont | 1 | $ 177,000 | $ 177,000 | $ 73,000 |
| Franklin County Vermont | 1 | $ 82,000 | $ 82,000 | $ 82,000 |
| Orange County Vermont | 1 | $ 187,000 | $ 187,000 | $ 65,000 |
| Orleans County Vermont | 1 | $ 70,000 | $ 70,000 | $ 56,000 |
| Windham County Vermont | 1 | $ 170,000 | $ 170,000 | $ 43,000 |
| Bedford City County Virginia | 1 | $ 93,000 | $ 93,000 | $ 31,000 |
| Brunswick County Virginia | 1 | $ 70,000 | $ 70,000 | $ 43,000 |
| Buckingham County Virginia | 1 | $ 60,000 | $ 60,000 | $ 65,000 |
| Charlotte County Virginia | 1 | $ 91,000 | $ 91,000 | $ 29,000 |
| Emporia County Virginia | 1 | $ 94,000 | $ 94,000 | $ 39,000 |
| Greensville County Virginia | 1 | $ 40,000 | $ 40,000 | $ 38,000 |
| Mecklenburg County Virginia | 1 | $ 74,000 | $ 74,000 | $ 52,000 |
| Rockbridge County Virginia | 1 | $ 198,000 | $ 198,000 | $ 60,000 |
| Wythe County Virginia | 1 | $ 60,000 | $ 60,000 | $ 48,000 |
| Douglas County Washington | 1 | $ 248,000 | $ 248,000 | $ 60,000 |
| Klickitat County Washington | 1 | $ 96,000 | $ 96,000 | $ 24,000 |
| Lincoln County Washington | 1 | $ 57,000 | $ 57,000 | $ 30,000 |
| Stevens County Washington | 1 | $ 220,000 | $ 220,000 | $ 38,000 |
| Pepin County Wisconsin | 1 | $ 130,000 | $ 130,000 | $ 43,000 |
| Price County Wisconsin | 1 | $ 70,000 | $ 70,000 | $ 50,000 |
| Converse County Wyoming | 1 | $ 94,000 | $ 94,000 | $ 41,000 |
| Crook County Wyoming | 1 | $ 51,000 | $ 51,000 | $ 38,000 |
| Sheridan County Wyoming | 1 | $ 93,000 | $ 93,000 | $ 42,000 |
| Teton County Wyoming | 1 | $ 306,000 | $ 306,000 | $ 108,000 |
| Washakie County Wyoming | 1 | $ 67,000 | $ 67,000 | $ 44,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Carolina,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Equifirst Corporation in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 35,918 | $5,382,098,000 | $148,488 | $785,000 | $59,288 | $5,434,000 |
| Home Purchase | 22,816 | $3,079,507,000 | $136,127 | $850,000 | $57,574 | $4,225,000 |
| Home Improvement | 2,133 | $320,846,000 | $141,681 | $623,000 | $56,636 | $1,062,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 38,427 | $5,554,590,000 | $147,212 | $792,000 | $59,510 | $5,434,000 |
| Black or African American | 12,469 | $1,638,976,000 | $136,441 | $850,000 | $54,697 | $1,068,000 |
| Hispanic | 6,342 | $957,794,000 | $133,577 | $674,000 | $53,733 | $4,225,000 |
| Not Provided | 2,102 | $332,533,000 | $144,840 | $850,000 | $60,522 | $667,000 |
| Asian | 1,048 | $213,284,000 | $164,097 | $698,000 | $68,804 | $811,000 |
| American Indian or Alaskan Native | 253 | $36,287,000 | $139,100 | $456,000 | $56,025 | $501,000 |
| Native Hawaiian or Other Pacific Islander | 223 | $48,753,000 | $174,882 | $625,000 | $77,588 | $2,632,000 |
| Not applicable | 3 | $234,000 | $78,000 | $104,000 | $51,666 | $63,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 60,867 | $8,782,451,000 | $144,255 | $850,000 | $58,000 | $5,434,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 32,211 | $4,630,319,000 | $145,217 | $731,000 | $57,434 | $3,446,000 |
| File Closed For Incompleteness | 11,747 | $1,719,228,000 | $146,222 | $750,000 | $63,955 | $5,434,000 |
| Application Denied By Financial Institution | 9,554 | $1,398,382,000 | $139,911 | $850,000 | $56,244 | $4,225,000 |
| Loan Purchased By The Institution | 6,148 | $849,768,000 | $135,541 | $650,000 | $53,458 | $1,653,000 |
| Application Approved But Not Accepted | 1,207 | $184,754,000 | $149,744 | $625,000 | $62,581 | $1,062,000 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 3,896 | $604,083,000 | $149,727 | $750,000 | $46,113 | $764,000 |
| Credit History | 3,066 | $414,524,000 | $130,409 | $850,000 | $59,454 | $564,000 |
| Other | 1,161 | $190,034,000 | $154,933 | $850,000 | $73,044 | $4,225,000 |
| Collateral | 1,100 | $144,497,000 | $123,883 | $580,000 | $61,976 | $1,134,000 |
| Employment History | 251 | $35,038,000 | $144,076 | $640,000 | $60,487 | $480,000 |
| Unverifiable Information | 79 | $10,100,000 | $115,760 | $415,000 | $55,960 | $265,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $106,000 | $106,000 | $106,000 | $26,000 | $26,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NC, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in North Carolina, and search similar information at your convenience.