Equity 1 Lenders Group
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Equity 1 Lenders Group 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Equity 1 Lenders Group 765 N. Escondido Blvd Escondido, CA 92025 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 6,120 |
| Total Mortgage Loan Application Amount | $1,640,792,000 |
| Average Mortgage Loan Application Amount | $184,153 |
| Highest Mortgage Loan Application Amount | $1,760,000 |
| Average Applicant Income | $81,307 |
| Highest Applicant Income | $1,800,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Equity 1 Lenders Group. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Equity 1 Lenders Group's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Equity 1 Lenders Group's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Equity 1 Lenders Group serves its applicants.
Each category highlights the total number of mortgage applications processed by Equity 1 Lenders Group, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Equity 1 Lenders Group's mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| San Diego County California | 1,554 | $ 475,575,000 | $ 306,000 | $ 148,000 |
| Los Angeles County California | 725 | $ 219,171,000 | $ 302,000 | $ 142,000 |
| Riverside County California | 616 | $ 146,783,000 | $ 238,000 | $ 122,000 |
| Orange County California | 421 | $ 150,821,000 | $ 358,000 | $ 150,000 |
| San Bernardino County California | 312 | $ 68,776,000 | $ 220,000 | $ 111,000 |
| Maricopa County Arizona | 258 | $ 39,203,000 | $ 151,000 | $ 109,000 |
| Sacramento County California | 164 | $ 37,540,000 | $ 228,000 | $ 105,000 |
| Contra Costa County California | 136 | $ 41,629,000 | $ 306,000 | $ 124,000 |
| Clark County Nevada | 127 | $ 24,354,000 | $ 191,000 | $ 75,000 |
| San Joaquin County California | 96 | $ 25,371,000 | $ 264,000 | $ 114,000 |
| Stanislaus County California | 91 | $ 21,674,000 | $ 238,000 | $ 113,000 |
| Alameda County California | 88 | $ 32,196,000 | $ 365,000 | $ 184,000 |
| Kern County California | 81 | $ 14,150,000 | $ 174,000 | $ 84,000 |
| Ventura County California | 79 | $ 24,373,000 | $ 308,000 | $ 124,000 |
| Fresno County California | 78 | $ 12,893,000 | $ 165,000 | $ 97,000 |
| Santa Clara County California | 70 | $ 25,509,000 | $ 364,000 | $ 133,000 |
| Solano County California | 68 | $ 20,014,000 | $ 294,000 | $ 149,000 |
| Imperial County California | 67 | $ 10,071,000 | $ 150,000 | $ 85,000 |
| Pima County Arizona | 64 | $ 10,222,000 | $ 159,000 | $ 96,000 |
| King County Washington | 63 | $ 14,448,000 | $ 229,000 | $ 89,000 |
| Pierce County Washington | 57 | $ 10,247,000 | $ 179,000 | $ 53,000 |
| Washoe County Nevada | 49 | $ 11,536,000 | $ 235,000 | $ 77,000 |
| San Mateo County California | 38 | $ 17,170,000 | $ 451,000 | $ 136,000 |
| Sonoma County California | 37 | $ 11,525,000 | $ 311,000 | $ 124,000 |
| Spokane County Washington | 34 | $ 4,207,000 | $ 123,000 | $ 81,000 |
| Santa Barbara County California | 32 | $ 12,636,000 | $ 394,000 | $ 111,000 |
| Snohomish County Washington | 31 | $ 6,169,000 | $ 199,000 | $ 75,000 |
| Multnomah County Oregon | 28 | $ 4,637,000 | $ 165,000 | $ 57,000 |
| El Dorado County California | 27 | $ 9,212,000 | $ 341,000 | $ 143,000 |
| Tulare County California | 27 | $ 4,026,000 | $ 149,000 | $ 79,000 |
| Placer County California | 25 | $ 8,016,000 | $ 320,000 | $ 157,000 |
| Marion County Oregon | 24 | $ 2,475,000 | $ 103,000 | $ 90,000 |
| San Francisco County California | 22 | $ 10,749,000 | $ 488,000 | $ 176,000 |
| Clackamas County Oregon | 21 | $ 3,811,000 | $ 181,000 | $ 67,000 |
| Pinal County Arizona | 20 | $ 2,999,000 | $ 149,000 | $ 58,000 |
| Merced County California | 19 | $ 3,915,000 | $ 206,000 | $ 117,000 |
| Monterey County California | 19 | $ 6,709,000 | $ 353,000 | $ 138,000 |
| Jefferson County Colorado | 19 | $ 3,012,000 | $ 158,000 | $ 63,000 |
| Washington County Oregon | 19 | $ 3,409,000 | $ 179,000 | $ 66,000 |
| El Paso County Colorado | 18 | $ 2,745,000 | $ 152,000 | $ 58,000 |
| Marin County California | 17 | $ 8,525,000 | $ 501,000 | $ 186,000 |
| Yolo County California | 17 | $ 3,988,000 | $ 234,000 | $ 171,000 |
| Clark County Washington | 16 | $ 2,996,000 | $ 187,000 | $ 62,000 |
| Kitsap County Washington | 16 | $ 3,408,000 | $ 213,000 | $ 80,000 |
| Thurston County Washington | 15 | $ 2,337,000 | $ 155,000 | $ 70,000 |
| Whatcom County Washington | 13 | $ 2,699,000 | $ 207,000 | $ 69,000 |
| Humboldt County California | 12 | $ 2,438,000 | $ 203,000 | $ 135,000 |
| San Luis Obispo County California | 12 | $ 4,062,000 | $ 338,000 | $ 89,000 |
| Lane County Oregon | 12 | $ 1,594,000 | $ 132,000 | $ 48,000 |
| Napa County California | 11 | $ 3,500,000 | $ 318,000 | $ 182,000 |
| Mohave County Arizona | 10 | $ 1,358,000 | $ 135,000 | $ 172,000 |
| Santa Cruz County California | 10 | $ 3,697,000 | $ 369,000 | $ 195,000 |
| Adams County Colorado | 10 | $ 1,839,000 | $ 183,000 | $ 42,000 |
| Yakima County Washington | 10 | $ 1,148,000 | $ 114,000 | $ 65,000 |
| Butte County California | 9 | $ 2,150,000 | $ 238,000 | $ 111,000 |
| Sutter County California | 9 | $ 1,832,000 | $ 203,000 | $ 79,000 |
| Polk County Oregon | 9 | $ 1,295,000 | $ 143,000 | $ 62,000 |
| Lake County California | 8 | $ 1,461,000 | $ 182,000 | $ 69,000 |
| Shasta County California | 8 | $ 1,400,000 | $ 175,000 | $ 118,000 |
| Yuba County California | 8 | $ 1,793,000 | $ 224,000 | $ 103,000 |
| Douglas County Nevada | 8 | $ 2,532,000 | $ 316,000 | $ 107,000 |
| Yavapai County Arizona | 7 | $ 905,000 | $ 129,000 | $ 64,000 |
| Amador County California | 7 | $ 1,891,000 | $ 270,000 | $ 72,000 |
| Kings County California | 6 | $ 1,094,000 | $ 182,000 | $ 80,000 |
| Madera County California | 6 | $ 706,000 | $ 117,000 | $ 57,000 |
| Tuolumne County California | 6 | $ 955,000 | $ 159,000 | $ 54,000 |
| Arapahoe County Colorado | 6 | $ 912,000 | $ 152,000 | $ 67,000 |
| Linn County Oregon | 6 | $ 584,000 | $ 97,000 | $ 61,000 |
| Cowlitz County Washington | 6 | $ 1,339,000 | $ 223,000 | $ 116,000 |
| Nevada County California | 5 | $ 1,408,000 | $ 281,000 | $ 34,000 |
| Denver County Colorado | 5 | $ 1,199,000 | $ 239,000 | $ 41,000 |
| Jackson County Oregon | 5 | $ 913,000 | $ 182,000 | $ 55,000 |
| Skagit County Washington | 5 | $ 1,062,000 | $ 212,000 | $ 63,000 |
| Cochise County Arizona | 4 | $ 868,000 | $ 217,000 | $ 91,000 |
| Navajo County Arizona | 4 | $ 861,000 | $ 215,000 | $ 92,000 |
| Yuma County Arizona | 4 | $ 572,000 | $ 143,000 | $ 67,000 |
| Calaveras County California | 4 | $ 842,000 | $ 210,000 | $ 139,000 |
| San Benito County California | 4 | $ 1,410,000 | $ 352,000 | $ 135,000 |
| Broomfield County Colorado | 4 | $ 637,000 | $ 159,000 | $ 83,000 |
| Tehama County California | 3 | $ 687,000 | $ 229,000 | $ 38,000 |
| Douglas County Colorado | 3 | $ 481,000 | $ 160,000 | $ 66,000 |
| La Plata County Colorado | 3 | $ 761,000 | $ 253,000 | $ 73,000 |
| Pueblo County Colorado | 3 | $ 666,000 | $ 222,000 | $ 90,000 |
| Weld County Colorado | 3 | $ 565,000 | $ 188,000 | $ 85,000 |
| Carson City County Nevada | 3 | $ 642,000 | $ 214,000 | $ 81,000 |
| Lyon County Nevada | 3 | $ 534,000 | $ 178,000 | $ 80,000 |
| Yamhill County Oregon | 3 | $ 332,000 | $ 110,000 | $ 57,000 |
| Gila County Arizona | 2 | $ 249,000 | $ 124,000 | $ 66,000 |
| Alpine County California | 2 | $ 495,000 | $ 247,000 | $ 600,000 |
| Inyo County California | 2 | $ 625,000 | $ 312,000 | $ 108,000 |
| Mendocino County California | 2 | $ 403,000 | $ 201,000 | $ 68,000 |
| Siskiyou County California | 2 | $ 270,000 | $ 135,000 | $ 49,000 |
| Fremont County Colorado | 2 | $ 270,000 | $ 135,000 | $ 69,000 |
| Larimer County Colorado | 2 | $ 916,000 | $ 458,000 | $ 139,000 |
| Benton County Oregon | 2 | $ 265,000 | $ 132,000 | $ 71,000 |
| Jefferson County Washington | 2 | $ 642,000 | $ 321,000 | $ 100,000 |
| Coconino County Arizona | 1 | $ 299,000 | $ 299,000 | $ 62,000 |
| Graham County Arizona | 1 | $ 172,000 | $ 172,000 | $ 78,000 |
| Lassen County California | 1 | $ 139,000 | $ 139,000 | $ 50,000 |
| Mono County California | 1 | $ 616,000 | $ 616,000 | $ 390,000 |
| Boulder County Colorado | 1 | $ 51,000 | $ 51,000 | $ 61,000 |
| Delta County Colorado | 1 | $ 375,000 | $ 375,000 | $ 84,000 |
| Gilpin County Colorado | 1 | $ 91,000 | $ 91,000 | $ 75,000 |
| Grand County Colorado | 1 | $ 218,000 | $ 218,000 | $ 48,000 |
| Las Animas County Colorado | 1 | $ 230,000 | $ 230,000 | $ 37,000 |
| Mesa County Colorado | 1 | $ 26,000 | $ 26,000 | $ 31,000 |
| Routt County Colorado | 1 | $ 61,000 | $ 61,000 | $ 78,000 |
| Nye County Nevada | 1 | $ 256,000 | $ 256,000 | $ 0 |
| Columbia County Oregon | 1 | $ 26,000 | $ 26,000 | $ 72,000 |
| Deschutes County Oregon | 1 | $ 445,000 | $ 445,000 | $ 144,000 |
| Douglas County Oregon | 1 | $ 176,000 | $ 176,000 | $ 75,000 |
| Malheur County Oregon | 1 | $ 105,000 | $ 105,000 | $ 29,000 |
| Island County Washington | 1 | $ 270,000 | $ 270,000 | $ 57,000 |
| Kittitas County Washington | 1 | $ 100,000 | $ 100,000 | $ 70,000 |
| Klickitat County Washington | 1 | $ 80,000 | $ 80,000 | $ 52,000 |
Mortgage Loan Application Detail Totals for Equity 1 Lenders Group in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,258 | $888,475,000 | $181,000 | $1,760,000 | $67,571 | $1,005,000 |
| Home Purchase | 2,862 | $752,317,000 | $187,833 | $1,722,000 | $97,333 | $1,800,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 2,299 | $654,567,000 | $175,166 | $1,760,000 | $89,166 | $1,800,000 |
| White | 2,067 | $525,167,000 | $200,666 | $1,495,000 | $82,833 | $1,000,000 |
| Hispanic | 1,453 | $371,471,000 | $149,857 | $1,117,000 | $57,857 | $404,000 |
| Asian | 169 | $55,692,000 | $209,500 | $1,472,000 | $78,750 | $1,800,000 |
| Black or African American | 106 | $24,478,000 | $146,800 | $656,000 | $76,400 | $1,104,000 |
| Native Hawaiian or Other Pacific Islander | 24 | $9,259,000 | $385,000 | $1,265,000 | $167,000 | $338,000 |
| American Indian or Alaskan Native | 2 | $158,000 | $79,000 | $90,000 | $94,000 | $121,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,120 | $1,640,792,000 | $175,428 | $1,760,000 | $72,571 | $1,800,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,873 | $788,125,000 | $209,166 | $1,722,000 | $84,666 | $1,440,000 |
| Application Denied By Financial Institution | 1,548 | $399,126,000 | $170,000 | $1,610,000 | $87,500 | $1,104,000 |
| Application Approved But Not Accepted | 1,135 | $313,480,000 | $181,666 | $1,698,000 | $78,666 | $1,005,000 |
| Application Withdrawn By Applicant | 521 | $129,056,000 | $165,142 | $1,760,000 | $69,857 | $1,800,000 |
| File Closed For Incompleteness | 43 | $11,005,000 | $187,750 | $825,000 | $107,250 | $960,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 1,007 | $264,368,000 | $164,166 | $1,610,000 | $87,000 | $1,104,000 |
| Credit History | 181 | $45,637,000 | $162,333 | $1,125,000 | $87,666 | $576,000 |
| Collateral | 129 | $34,150,000 | $163,250 | $1,260,000 | $114,750 | $708,000 |
| Unverifiable Information | 102 | $26,540,000 | $153,000 | $788,000 | $120,000 | $330,000 |
| Employment History | 81 | $17,922,000 | $211,666 | $640,000 | $88,333 | $188,000 |
| Credit Application Incomplete | 29 | $6,118,000 | $166,000 | $720,000 | $140,500 | $230,000 |
| Debt-To-Income Ratio | 19 | $4,391,000 | $165,750 | $540,000 | $57,750 | $157,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Equity 1 Lenders Group's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Equity 1 Lenders Group's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.