Equity 1 Lenders Group
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Equity 1 Lenders Group 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Equity 1 Lenders Group 765 N. Escondido Blvd Escondido, CA 92025 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,149 |
| Total Mortgage Loan Application Amount | $766,678,000 |
| Average Mortgage Loan Application Amount | $244,000 |
| Highest Mortgage Loan Application Amount | $1,737,000 |
| Average Applicant Income | $127,000 |
| Highest Applicant Income | $1,800,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Equity 1 Lenders Group. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Equity 1 Lenders Group's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Equity 1 Lenders Group's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Equity 1 Lenders Group serves its applicants.
Each category highlights the total number of mortgage applications processed by Equity 1 Lenders Group, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Equity 1 Lenders Group's mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| San Diego County California | 679 | $ 192,572,000 | $ 283,000 | $ 142,000 |
| Los Angeles County California | 409 | $ 124,448,000 | $ 304,000 | $ 140,000 |
| Riverside County California | 265 | $ 66,369,000 | $ 250,000 | $ 127,000 |
| San Bernardino County California | 178 | $ 39,202,000 | $ 220,000 | $ 119,000 |
| Orange County California | 149 | $ 47,947,000 | $ 321,000 | $ 172,000 |
| Maricopa County Arizona | 127 | $ 23,286,000 | $ 183,000 | $ 95,000 |
| Sacramento County California | 71 | $ 14,073,000 | $ 198,000 | $ 143,000 |
| Clark County Nevada | 59 | $ 8,354,000 | $ 141,000 | $ 98,000 |
| Contra Costa County California | 56 | $ 18,216,000 | $ 325,000 | $ 184,000 |
| King County Washington | 52 | $ 10,714,000 | $ 206,000 | $ 97,000 |
| Alameda County California | 47 | $ 15,566,000 | $ 331,000 | $ 169,000 |
| Kern County California | 47 | $ 6,751,000 | $ 143,000 | $ 83,000 |
| Pierce County Washington | 40 | $ 5,229,000 | $ 130,000 | $ 69,000 |
| Santa Clara County California | 39 | $ 15,131,000 | $ 387,000 | $ 156,000 |
| Pima County Arizona | 37 | $ 4,982,000 | $ 134,000 | $ 81,000 |
| Stanislaus County California | 37 | $ 7,035,000 | $ 190,000 | $ 96,000 |
| San Joaquin County California | 32 | $ 7,078,000 | $ 221,000 | $ 111,000 |
| Snohomish County Washington | 32 | $ 6,995,000 | $ 218,000 | $ 91,000 |
| Ventura County California | 31 | $ 10,463,000 | $ 337,000 | $ 172,000 |
| Fresno County California | 28 | $ 3,818,000 | $ 136,000 | $ 93,000 |
| El Paso County Colorado | 25 | $ 2,334,000 | $ 93,000 | $ 70,000 |
| San Mateo County California | 24 | $ 9,469,000 | $ 394,000 | $ 149,000 |
| Solano County California | 23 | $ 7,439,000 | $ 323,000 | $ 139,000 |
| Sonoma County California | 21 | $ 7,517,000 | $ 357,000 | $ 152,000 |
| Multnomah County Oregon | 20 | $ 3,314,000 | $ 165,000 | $ 98,000 |
| Clark County Washington | 20 | $ 2,787,000 | $ 139,000 | $ 58,000 |
| Spokane County Washington | 20 | $ 2,395,000 | $ 119,000 | $ 61,000 |
| Pinal County Arizona | 19 | $ 3,050,000 | $ 160,000 | $ 80,000 |
| Placer County California | 19 | $ 5,279,000 | $ 277,000 | $ 133,000 |
| Jefferson County Colorado | 18 | $ 2,771,000 | $ 153,000 | $ 80,000 |
| Thurston County Washington | 16 | $ 2,883,000 | $ 180,000 | $ 92,000 |
| Washoe County Nevada | 15 | $ 3,477,000 | $ 231,000 | $ 82,000 |
| Washington County Oregon | 15 | $ 2,501,000 | $ 166,000 | $ 73,000 |
| Yavapai County Arizona | 14 | $ 2,055,000 | $ 146,000 | $ 71,000 |
| Imperial County California | 13 | $ 1,886,000 | $ 145,000 | $ 99,000 |
| Santa Barbara County California | 13 | $ 4,091,000 | $ 314,000 | $ 109,000 |
| Mohave County Arizona | 12 | $ 2,501,000 | $ 208,000 | $ 96,000 |
| Wayne County Michigan | 12 | $ 1,000,000 | $ 83,000 | $ 58,000 |
| Lane County Oregon | 12 | $ 1,389,000 | $ 115,000 | $ 53,000 |
| Yuma County Arizona | 11 | $ 1,690,000 | $ 153,000 | $ 99,000 |
| Butte County California | 11 | $ 2,028,000 | $ 184,000 | $ 90,000 |
| Weld County Colorado | 11 | $ 2,568,000 | $ 233,000 | $ 117,000 |
| Monterey County California | 10 | $ 3,955,000 | $ 395,000 | $ 101,000 |
| Marion County Oregon | 10 | $ 1,216,000 | $ 121,000 | $ 78,000 |
| El Dorado County California | 9 | $ 3,516,000 | $ 390,000 | $ 138,000 |
| Tulare County California | 9 | $ 1,473,000 | $ 163,000 | $ 115,000 |
| Yolo County California | 9 | $ 2,011,000 | $ 223,000 | $ 105,000 |
| Ada County Idaho | 9 | $ 932,000 | $ 103,000 | $ 72,000 |
| Jackson County Oregon | 9 | $ 2,119,000 | $ 235,000 | $ 77,000 |
| Merced County California | 8 | $ 1,616,000 | $ 202,000 | $ 90,000 |
| Arapahoe County Colorado | 8 | $ 1,783,000 | $ 222,000 | $ 122,000 |
| Yamhill County Oregon | 8 | $ 847,000 | $ 105,000 | $ 87,000 |
| Kitsap County Washington | 8 | $ 1,335,000 | $ 166,000 | $ 75,000 |
| Cochise County Arizona | 7 | $ 803,000 | $ 114,000 | $ 61,000 |
| Linn County Oregon | 7 | $ 986,000 | $ 140,000 | $ 40,000 |
| Coconino County Arizona | 6 | $ 1,422,000 | $ 237,000 | $ 128,000 |
| Madera County California | 6 | $ 1,066,000 | $ 177,000 | $ 97,000 |
| Clackamas County Oregon | 6 | $ 1,029,000 | $ 171,000 | $ 66,000 |
| Whatcom County Washington | 6 | $ 1,142,000 | $ 190,000 | $ 91,000 |
| San Francisco County California | 5 | $ 1,759,000 | $ 351,000 | $ 99,000 |
| Adams County Colorado | 5 | $ 516,000 | $ 103,000 | $ 72,000 |
| Denver County Colorado | 5 | $ 407,000 | $ 81,000 | $ 77,000 |
| Larimer County Colorado | 5 | $ 328,000 | $ 65,000 | $ 63,000 |
| Washtenaw County Michigan | 5 | $ 1,464,000 | $ 292,000 | $ 115,000 |
| Lyon County Nevada | 5 | $ 651,000 | $ 130,000 | $ 79,000 |
| Asotin County Washington | 5 | $ 439,000 | $ 87,000 | $ 74,000 |
| Chelan County Washington | 5 | $ 842,000 | $ 168,000 | $ 92,000 |
| Grays Harbor County Washington | 5 | $ 741,000 | $ 148,000 | $ 60,000 |
| Calaveras County California | 4 | $ 611,000 | $ 152,000 | $ 56,000 |
| Del Norte County California | 4 | $ 539,000 | $ 134,000 | $ 55,000 |
| Humboldt County California | 4 | $ 967,000 | $ 241,000 | $ 79,000 |
| Marin County California | 4 | $ 1,934,000 | $ 483,000 | $ 178,000 |
| Douglas County Colorado | 4 | $ 449,000 | $ 112,000 | $ 79,000 |
| Mesa County Colorado | 4 | $ 628,000 | $ 157,000 | $ 59,000 |
| Oakland County Michigan | 4 | $ 816,000 | $ 204,000 | $ 91,000 |
| San Benito County California | 3 | $ 1,056,000 | $ 352,000 | $ 138,000 |
| San Luis Obispo County California | 3 | $ 965,000 | $ 321,000 | $ 117,000 |
| Shasta County California | 3 | $ 771,000 | $ 257,000 | $ 70,000 |
| Boulder County Colorado | 3 | $ 359,000 | $ 119,000 | $ 83,000 |
| Elbert County Colorado | 3 | $ 333,000 | $ 111,000 | $ 99,000 |
| Montezuma County Colorado | 3 | $ 534,000 | $ 178,000 | $ 59,000 |
| Park County Colorado | 3 | $ 530,000 | $ 176,000 | $ 66,000 |
| San Miguel County Colorado | 3 | $ 809,000 | $ 269,000 | $ 240,000 |
| Bonneville County Idaho | 3 | $ 350,000 | $ 116,000 | $ 73,000 |
| Madison County Idaho | 3 | $ 318,000 | $ 106,000 | $ 64,000 |
| Allegan County Michigan | 3 | $ 342,000 | $ 114,000 | $ 67,000 |
| Genesee County Michigan | 3 | $ 115,000 | $ 38,000 | $ 29,000 |
| Macomb County Michigan | 3 | $ 265,000 | $ 88,000 | $ 97,000 |
| Monroe County Michigan | 3 | $ 433,000 | $ 144,000 | $ 70,000 |
| Carson City County Nevada | 3 | $ 486,000 | $ 162,000 | $ 103,000 |
| Douglas County Nevada | 3 | $ 665,000 | $ 221,000 | $ 42,000 |
| Benton County Oregon | 3 | $ 477,000 | $ 159,000 | $ 145,000 |
| Deschutes County Oregon | 3 | $ 479,000 | $ 159,000 | $ 66,000 |
| Douglas County Oregon | 3 | $ 407,000 | $ 135,000 | $ 20,000 |
| Josephine County Oregon | 3 | $ 461,000 | $ 153,000 | $ 30,000 |
| Klamath County Oregon | 3 | $ 236,000 | $ 78,000 | $ 0 |
| Benton County Washington | 3 | $ 234,000 | $ 78,000 | $ 70,000 |
| Cowlitz County Washington | 3 | $ 222,000 | $ 74,000 | $ 51,000 |
| Island County Washington | 3 | $ 277,000 | $ 92,000 | $ 66,000 |
| Kittitas County Washington | 3 | $ 139,000 | $ 46,000 | $ 23,000 |
| Skagit County Washington | 3 | $ 534,000 | $ 178,000 | $ 75,000 |
| Yakima County Washington | 3 | $ 402,000 | $ 134,000 | $ 86,000 |
| Graham County Arizona | 2 | $ 231,000 | $ 115,000 | $ 38,000 |
| Colusa County California | 2 | $ 366,000 | $ 183,000 | $ 90,000 |
| Kings County California | 2 | $ 229,000 | $ 114,000 | $ 81,000 |
| Lake County California | 2 | $ 470,000 | $ 235,000 | $ 29,000 |
| Nevada County California | 2 | $ 564,000 | $ 282,000 | $ 0 |
| Plumas County California | 2 | $ 248,000 | $ 124,000 | $ 0 |
| Santa Cruz County California | 2 | $ 509,000 | $ 254,000 | $ 127,000 |
| Siskiyou County California | 2 | $ 162,000 | $ 81,000 | $ 48,000 |
| Tuolumne County California | 2 | $ 491,000 | $ 245,000 | $ 27,000 |
| Eagle County Colorado | 2 | $ 570,000 | $ 285,000 | $ 34,000 |
| Pueblo County Colorado | 2 | $ 122,000 | $ 61,000 | $ 85,000 |
| Canyon County Idaho | 2 | $ 61,000 | $ 30,000 | $ 42,000 |
| Kootenai County Idaho | 2 | $ 333,000 | $ 166,000 | $ 132,000 |
| Nez Perce County Idaho | 2 | $ 329,000 | $ 164,000 | $ 61,000 |
| Twin Falls County Idaho | 2 | $ 288,000 | $ 144,000 | $ 30,000 |
| Eaton County Michigan | 2 | $ 177,000 | $ 88,000 | $ 113,000 |
| Jackson County Michigan | 2 | $ 101,000 | $ 50,000 | $ 69,000 |
| Crook County Oregon | 2 | $ 435,000 | $ 217,000 | $ 0 |
| Lincoln County Oregon | 2 | $ 790,000 | $ 395,000 | $ 54,000 |
| Clallam County Washington | 2 | $ 195,000 | $ 97,000 | $ 73,000 |
| Walla Walla County Washington | 2 | $ 295,000 | $ 147,000 | $ 95,000 |
| Whitman County Washington | 2 | $ 365,000 | $ 182,000 | $ 60,000 |
| Gila County Arizona | 1 | $ 220,000 | $ 220,000 | $ 0 |
| Santa Cruz County Arizona | 1 | $ 170,000 | $ 170,000 | $ 61,000 |
| Alpine County California | 1 | $ 150,000 | $ 150,000 | $ 88,000 |
| Amador County California | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Lassen County California | 1 | $ 85,000 | $ 85,000 | $ 164,000 |
| Mariposa County California | 1 | $ 270,000 | $ 270,000 | $ 68,000 |
| Napa County California | 1 | $ 269,000 | $ 269,000 | $ 49,000 |
| Sutter County California | 1 | $ 165,000 | $ 165,000 | $ 79,000 |
| Yuba County California | 1 | $ 91,000 | $ 91,000 | $ 111,000 |
| Alamosa County Colorado | 1 | $ 34,000 | $ 34,000 | $ 42,000 |
| Grand County Colorado | 1 | $ 51,000 | $ 51,000 | $ 70,000 |
| Gunnison County Colorado | 1 | $ 180,000 | $ 180,000 | $ 58,000 |
| La Plata County Colorado | 1 | $ 140,000 | $ 140,000 | $ 73,000 |
| Moffat County Colorado | 1 | $ 70,000 | $ 70,000 | $ 97,000 |
| Benewah County Idaho | 1 | $ 367,000 | $ 367,000 | $ 0 |
| Elmore County Idaho | 1 | $ 28,000 | $ 28,000 | $ 54,000 |
| Gladwin County Michigan | 1 | $ 67,000 | $ 67,000 | $ 102,000 |
| Gogebic County Michigan | 1 | $ 123,000 | $ 123,000 | $ 0 |
| Isabella County Michigan | 1 | $ 78,000 | $ 78,000 | $ 93,000 |
| Kent County Michigan | 1 | $ 50,000 | $ 50,000 | $ 42,000 |
| Livingston County Michigan | 1 | $ 30,000 | $ 30,000 | $ 58,000 |
| Van Buren County Michigan | 1 | $ 29,000 | $ 29,000 | $ 0 |
| Elko County Nevada | 1 | $ 45,000 | $ 45,000 | $ 66,000 |
| Nye County Nevada | 1 | $ 37,000 | $ 37,000 | $ 53,000 |
| Curry County Oregon | 1 | $ 150,000 | $ 150,000 | $ 240,000 |
| Jefferson County Oregon | 1 | $ 164,000 | $ 164,000 | $ 0 |
| Polk County Oregon | 1 | $ 110,000 | $ 110,000 | $ 36,000 |
| Umatilla County Oregon | 1 | $ 30,000 | $ 30,000 | $ 68,000 |
| Douglas County Washington | 1 | $ 49,000 | $ 49,000 | $ 74,000 |
| Franklin County Washington | 1 | $ 55,000 | $ 55,000 | $ 100,000 |
| Grant County Washington | 1 | $ 53,000 | $ 53,000 | $ 39,000 |
| Jefferson County Washington | 1 | $ 161,000 | $ 161,000 | $ 276,000 |
| Klickitat County Washington | 1 | $ 48,000 | $ 48,000 | $ 50,000 |
| Lewis County Washington | 1 | $ 168,000 | $ 168,000 | $ 26,000 |
| Mason County Washington | 1 | $ 61,000 | $ 61,000 | $ 0 |
Mortgage Loan Application Detail Totals for Equity 1 Lenders Group in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,196 | $531,650,000 | $242,000 | $1,737,000 | $114,000 | $1,272,000 |
| Home Purchase | 953 | $235,028,000 | $246,000 | $1,121,000 | $140,000 | $1,800,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,860 | $423,659,000 | $227,000 | $1,737,000 | $116,000 | $1,800,000 |
| Hispanic | 826 | $212,144,000 | $256,000 | $782,000 | $122,000 | $720,000 |
| Asian | 162 | $49,376,000 | $304,000 | $950,000 | $154,000 | $739,000 |
| Black or African American | 139 | $38,718,000 | $278,000 | $897,000 | $149,000 | $499,000 |
| Not Provided | 107 | $25,314,000 | $236,000 | $645,000 | $131,000 | $768,000 |
| Native Hawaiian or Other Pacific Islander | 46 | $14,991,000 | $325,000 | $760,000 | $159,000 | $312,000 |
| American Indian or Alaskan Native | 9 | $2,476,000 | $275,000 | $476,000 | $152,000 | $268,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,149 | $766,678,000 | $243,000 | $1,737,000 | $122,000 | $1,800,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,335 | $315,985,000 | $236,000 | $1,737,000 | $109,000 | $1,272,000 |
| Application Denied By Financial Institution | 1,071 | $254,402,000 | $237,000 | $1,050,000 | $131,000 | $816,000 |
| Application Approved But Not Accepted | 396 | $106,326,000 | $268,000 | $950,000 | $128,000 | $366,000 |
| Application Withdrawn By Applicant | 244 | $64,070,000 | $262,000 | $1,500,000 | $132,000 | $1,800,000 |
| File Closed For Incompleteness | 103 | $25,895,000 | $251,000 | $906,000 | $142,000 | $411,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 259 | $46,794,000 | $180,000 | $680,000 | $95,000 | $600,000 |
| Collateral | 46 | $8,626,000 | $187,000 | $1,050,000 | $98,000 | $300,000 |
| Employment History | 15 | $2,717,000 | $181,000 | $446,000 | $78,000 | $174,000 |
| Credit History | 4 | $518,000 | $129,000 | $235,000 | $77,000 | $136,000 |
| Unverifiable Information | 2 | $993,000 | $496,000 | $520,000 | $100,000 | $200,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $63,000 | $63,000 | $63,000 | $68,000 | $68,000 |
| Debt-To-Income Ratio | 1 | $100,000 | $100,000 | $100,000 | $81,000 | $81,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Equity 1 Lenders Group's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Equity 1 Lenders Group's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.