Equity One
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
Equity One 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Equity One 9600 West Bryn Mawr Rosemont, IL 60018 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,724 |
| Total Mortgage Loan Application Amount | $415,136,000 |
| Average Mortgage Loan Application Amount | $108,333 |
| Highest Mortgage Loan Application Amount | $1,500,000 |
| Average Applicant Income | $65,000 |
| Highest Applicant Income | $1,560,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Equity One. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Equity One's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Equity One's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Equity One serves its applicants.
Each category highlights the total number of mortgage applications processed by Equity One, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Equity One's mortgage activity for 2008.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| PHILADELPHIA, PA | 83 | $ 13,971,000 | $ 168,000 | $ 113,000 |
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 66 | $ 25,514,000 | $ 353,500 | $ 105,500 |
| CAMDEN, NJ | 63 | $ 9,308,000 | $ 147,000 | $ 77,000 |
| RICHMOND, VA | 63 | $ 8,512,000 | $ 135,000 | $ 60,000 |
| CHICAGO-NAPERVILLE-JOLIET, IL | 61 | $ 14,414,000 | $ 236,000 | $ 71,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 58 | $ 15,923,000 | $ 267,500 | $ 83,000 |
| PITTSBURGH, PA | 54 | $ 4,405,000 | $ 81,000 | $ 66,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 49 | $ 6,908,000 | $ 150,000 | $ 58,500 |
| BALTIMORE-TOWSON, MD | 41 | $ 7,305,000 | $ 178,000 | $ 77,000 |
| FAYETTEVILLE, NC | 39 | $ 2,100,000 | $ 53,000 | $ 73,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 38 | $ 6,711,000 | $ 176,000 | $ 73,000 |
| CHARLOTTE-GASTONIA-CONCORD, NC-SC | 37 | $ 4,693,000 | $ 118,500 | $ 54,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 36 | $ 3,862,000 | $ 107,000 | $ 66,000 |
| WILMINGTON, NC | 36 | $ 5,708,000 | $ 158,000 | $ 79,000 |
| NASSAU-SUFFOLK, NY | 31 | $ 9,643,000 | $ 311,000 | $ 101,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 28 | $ 2,882,000 | $ 195,500 | $ 86,500 |
| CHARLESTON-NORTH CHARLESTON-SUMMERVILLE, SC | 28 | $ 2,682,000 | $ 95,000 | $ 73,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 27 | $ 2,954,000 | $ 109,000 | $ 59,000 |
| MYRTLE BEACH-NORTH MYRTLE BEACH-CONWAY, SC | 26 | $ 3,777,000 | $ 145,000 | $ 62,000 |
| RALEIGH-CARY, NC | 26 | $ 4,224,000 | $ 162,000 | $ 54,000 |
| ORLANDO-KISSIMMEE, FL | 25 | $ 4,423,000 | $ 176,000 | $ 54,000 |
| EDISON-NEW BRUNSWICK, NJ | 24 | $ 6,788,000 | $ 282,000 | $ 105,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 24 | $ 4,364,000 | $ 181,000 | $ 75,000 |
| FLORENCE, SC | 23 | $ 1,359,000 | $ 59,000 | $ 54,000 |
| HICKORY-LENOIR-MORGANTON, NC | 23 | $ 1,457,000 | $ 63,000 | $ 48,000 |
| GREENSBORO-HIGH POINT, NC | 20 | $ 2,941,000 | $ 147,000 | $ 102,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 20 | $ 8,235,000 | $ 411,000 | $ 118,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 20 | $ 2,376,000 | $ 118,000 | $ 53,000 |
| NEWARK-UNION, NJ-PA | 20 | $ 4,576,000 | $ 177,500 | $ 61,500 |
| WINSTON-SALEM, NC | 20 | $ 1,572,000 | $ 78,000 | $ 58,000 |
| JACKSONVILLE, FL | 19 | $ 2,726,000 | $ 143,000 | $ 62,000 |
| ST. LOUIS, MO-IL | 19 | $ 2,272,000 | $ 99,000 | $ 46,000 |
| COLUMBUS, OH | 18 | $ 1,582,000 | $ 87,000 | $ 51,000 |
| KANSAS CITY, MO-KS | 18 | $ 2,685,000 | $ 169,000 | $ 72,000 |
| YORK-HANOVER, PA | 17 | $ 1,670,000 | $ 98,000 | $ 50,000 |
| ASHEVILLE, NC | 16 | $ 2,155,000 | $ 134,000 | $ 44,000 |
| CHARLOTTESVILLE, VA | 16 | $ 2,227,000 | $ 139,000 | $ 70,000 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 16 | $ 3,805,000 | $ 261,000 | $ 104,500 |
| SCRANTON--WILKES-BARRE, PA | 16 | $ 1,611,000 | $ 100,000 | $ 55,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 15 | $ 2,429,000 | $ 161,000 | $ 78,000 |
| COLUMBIA, SC | 15 | $ 2,221,000 | $ 148,000 | $ 59,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 14 | $ 2,933,000 | $ 209,000 | $ 101,000 |
| JACKSONVILLE, NC | 14 | $ 1,175,000 | $ 83,000 | $ 64,000 |
| LAKELAND-WINTER HAVEN, FL | 14 | $ 1,261,000 | $ 90,000 | $ 49,000 |
| ROCKY MOUNT, NC | 14 | $ 1,119,000 | $ 79,000 | $ 42,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 13 | $ 2,742,000 | $ 210,000 | $ 58,000 |
| DANVILLE, VA | 13 | $ 874,000 | $ 67,000 | $ 42,000 |
| KNOXVILLE, TN | 13 | $ 1,409,000 | $ 108,000 | $ 60,000 |
| ROANOKE, VA | 13 | $ 1,181,000 | $ 90,000 | $ 35,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 13 | $ 2,726,000 | $ 209,000 | $ 64,000 |
| BOSTON-QUINCY, MA | 12 | $ 2,809,000 | $ 234,000 | $ 73,000 |
| DURHAM, NC | 12 | $ 1,350,000 | $ 112,000 | $ 48,000 |
| HARRISBURG-CARLISLE, PA | 12 | $ 1,217,000 | $ 101,000 | $ 63,000 |
| HARRISONBURG, VA | 12 | $ 1,147,000 | $ 95,000 | $ 52,000 |
| INDIANAPOLIS-CARMEL, IN | 12 | $ 1,267,000 | $ 105,000 | $ 31,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 12 | $ 2,083,000 | $ 173,000 | $ 65,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 12 | $ 3,339,000 | $ 278,000 | $ 59,000 |
| BETHESDA-FREDERICK-GAITHERSBURG, MD | 11 | $ 2,155,000 | $ 195,000 | $ 103,000 |
| CLARKSVILLE, TN-KY | 11 | $ 540,000 | $ 49,000 | $ 37,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 11 | $ 2,426,000 | $ 220,000 | $ 97,000 |
| GREENVILLE, NC | 11 | $ 838,000 | $ 76,000 | $ 53,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 11 | $ 2,908,000 | $ 264,000 | $ 108,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 11 | $ 3,477,000 | $ 288,000 | $ 65,500 |
| TUCSON, AZ | 11 | $ 1,323,000 | $ 120,000 | $ 43,000 |
| WILMINGTON, DE-MD-NJ | 11 | $ 2,173,000 | $ 197,000 | $ 62,000 |
| GREENVILLE-MAULDIN-EASLEY, SC | 10 | $ 667,000 | $ 66,000 | $ 46,000 |
| OCALA, FL | 10 | $ 1,530,000 | $ 153,000 | $ 56,000 |
| MORRISTOWN, TN | 9 | $ 544,000 | $ 60,000 | $ 39,000 |
| NEW HAVEN-MILFORD, CT | 9 | $ 2,191,000 | $ 243,000 | $ 66,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 9 | $ 847,000 | $ 91,500 | $ 40,500 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 9 | $ 2,484,000 | $ 276,000 | $ 108,000 |
| SIOUX FALLS, SD | 9 | $ 1,340,000 | $ 148,000 | $ 55,000 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 9 | $ 1,490,000 | $ 165,000 | $ 61,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 9 | $ 1,720,000 | $ 191,000 | $ 81,000 |
| DENVER-AURORA, CO | 8 | $ 1,625,000 | $ 203,000 | $ 81,000 |
| GARY, IN | 8 | $ 1,022,000 | $ 127,000 | $ 73,000 |
| LOUISVILLE-JEFFERSON COUNTY, KY-IN | 8 | $ 1,182,000 | $ 142,500 | $ 61,500 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 7 | $ 4,049,000 | $ 578,000 | $ 204,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 7 | $ 1,371,000 | $ 180,000 | $ 76,500 |
| DETROIT-LIVONIA-DEARBORN, MI | 7 | $ 652,000 | $ 93,000 | $ 36,000 |
| GRAND RAPIDS-WYOMING, MI | 7 | $ 931,000 | $ 133,000 | $ 57,000 |
| JOHNSON CITY, TN | 7 | $ 409,000 | $ 58,000 | $ 32,000 |
| MANCHESTER-NASHUA, NH | 7 | $ 1,012,000 | $ 144,000 | $ 71,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 7 | $ 1,670,000 | $ 256,000 | $ 98,500 |
| READING, PA | 7 | $ 1,198,000 | $ 171,000 | $ 60,000 |
| SAVANNAH, GA | 7 | $ 1,120,000 | $ 160,000 | $ 64,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 7 | $ 720,000 | $ 100,500 | $ 47,500 |
| ALBUQUERQUE, NM | 6 | $ 739,000 | $ 123,000 | $ 69,000 |
| ALTOONA, PA | 6 | $ 484,000 | $ 80,000 | $ 39,000 |
| ANDERSON, SC | 6 | $ 240,000 | $ 40,000 | $ 28,000 |
| ERIE, PA | 6 | $ 497,000 | $ 82,000 | $ 141,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 6 | $ 257,000 | $ 37,000 | $ 58,000 |
| MEMPHIS, TN-MS-AR | 6 | $ 684,000 | $ 114,000 | $ 77,000 |
| OCEAN CITY, NJ | 6 | $ 805,000 | $ 134,000 | $ 47,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 6 | $ 2,446,000 | $ 407,000 | $ 112,000 |
| SIOUX CITY, IA-NE-SD | 6 | $ 596,000 | $ 108,666 | $ 53,000 |
| TRENTON-EWING, NJ | 6 | $ 1,261,000 | $ 210,000 | $ 98,000 |
| WILLIAMSPORT, PA | 6 | $ 294,000 | $ 49,000 | $ 43,000 |
| WINCHESTER, VA-WV | 6 | $ 774,000 | $ 129,000 | $ 51,000 |
| BUFFALO-NIAGARA FALLS, NY | 5 | $ 528,000 | $ 105,000 | $ 126,000 |
| FRESNO, CA | 5 | $ 1,136,000 | $ 227,000 | $ 46,000 |
| LANCASTER, PA | 5 | $ 540,000 | $ 108,000 | $ 41,000 |
| LYNCHBURG, VA | 5 | $ 776,000 | $ 155,000 | $ 65,000 |
| NAPLES-MARCO ISLAND, FL | 5 | $ 1,080,000 | $ 216,000 | $ 54,000 |
| PEABODY, MA | 5 | $ 1,080,000 | $ 216,000 | $ 138,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 5 | $ 612,000 | $ 122,000 | $ 32,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 5 | $ 1,312,000 | $ 262,000 | $ 79,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 5 | $ 1,363,000 | $ 272,000 | $ 71,000 |
| SALISBURY, MD | 5 | $ 531,000 | $ 106,000 | $ 55,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 5 | $ 1,944,000 | $ 388,000 | $ 120,000 |
| SPARTANBURG, SC | 5 | $ 251,000 | $ 50,000 | $ 45,000 |
| TOLEDO, OH | 5 | $ 409,000 | $ 81,000 | $ 39,000 |
| WORCESTER, MA | 5 | $ 902,000 | $ 180,000 | $ 133,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 4 | $ 295,000 | $ 73,000 | $ 65,000 |
| BRADENTON-SARASOTA-VENICE, FL | 4 | $ 1,240,000 | $ 310,000 | $ 66,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 4 | $ 495,000 | $ 123,000 | $ 43,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 4 | $ 817,000 | $ 204,000 | $ 63,000 |
| COLORADO SPRINGS, CO | 4 | $ 609,000 | $ 152,000 | $ 75,000 |
| GOLDSBORO, NC | 4 | $ 268,000 | $ 67,000 | $ 51,000 |
| LEBANON, PA | 4 | $ 326,000 | $ 81,000 | $ 51,000 |
| LINCOLN, NE | 4 | $ 491,000 | $ 122,000 | $ 88,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 4 | $ 1,664,000 | $ 416,000 | $ 95,000 |
| ROCHESTER, NY | 4 | $ 688,000 | $ 172,000 | $ 98,000 |
| SALEM, OR | 4 | $ 49,000 | $ 12,000 | $ 87,000 |
| WICHITA, KS | 4 | $ 377,000 | $ 94,000 | $ 60,000 |
| AKRON, OH | 3 | $ 399,000 | $ 133,000 | $ 51,000 |
| ALBANY-SCHENECTADY-TROY, NY | 3 | $ 717,000 | $ 239,000 | $ 181,000 |
| ANDERSON, IN | 3 | $ 240,000 | $ 80,000 | $ 48,000 |
| BAKERSFIELD, CA | 3 | $ 560,000 | $ 186,000 | $ 80,000 |
| BIRMINGHAM-HOOVER, AL | 3 | $ 327,000 | $ 109,000 | $ 64,000 |
| BLOOMINGTON, IN | 3 | $ 328,000 | $ 109,000 | $ 70,000 |
| BOISE CITY-NAMPA, ID | 3 | $ 384,000 | $ 128,000 | $ 54,000 |
| CHICO, CA | 3 | $ 1,067,000 | $ 355,000 | $ 60,000 |
| DAYTON, OH | 3 | $ 209,000 | $ 69,000 | $ 45,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 3 | $ 390,000 | $ 130,000 | $ 62,000 |
| FORT WAYNE, IN | 3 | $ 371,000 | $ 123,000 | $ 60,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 3 | $ 1,166,000 | $ 390,000 | $ 144,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 3 | $ 532,000 | $ 177,000 | $ 100,000 |
| PUNTA GORDA, FL | 3 | $ 459,000 | $ 153,000 | $ 30,000 |
| SALT LAKE CITY, UT | 3 | $ 458,000 | $ 152,000 | $ 48,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 3 | $ 1,744,000 | $ 581,000 | $ 170,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 3 | $ 254,000 | $ 84,000 | $ 47,000 |
| SPOKANE, WA | 3 | $ 333,000 | $ 111,000 | $ 58,000 |
| STOCKTON, CA | 3 | $ 804,000 | $ 268,000 | $ 52,000 |
| SUMTER, SC | 3 | $ 359,000 | $ 119,000 | $ 74,000 |
| SYRACUSE, NY | 3 | $ 393,000 | $ 131,000 | $ 65,000 |
| TACOMA, WA | 3 | $ 743,000 | $ 247,000 | $ 101,000 |
| TALLAHASSEE, FL | 3 | $ 983,000 | $ 327,000 | $ 57,000 |
| TULSA, OK | 3 | $ 286,000 | $ 95,000 | $ 66,000 |
| VISALIA-PORTERVILLE, CA | 3 | $ 550,000 | $ 183,000 | $ 61,000 |
| WENATCHEE, WA | 3 | $ 415,000 | $ 138,000 | $ 47,000 |
| YUMA, AZ | 3 | $ 376,000 | $ 125,000 | $ 48,000 |
| ATHENS-CLARKE COUNTY, GA | 2 | $ 392,000 | $ 196,000 | $ 38,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 2 | $ 132,000 | $ 66,000 | $ 100,000 |
| BRUNSWICK, GA | 2 | $ 264,000 | $ 132,000 | $ 50,000 |
| BURLINGTON, NC | 2 | $ 285,000 | $ 142,000 | $ 65,000 |
| CANTON-MASSILLON, OH | 2 | $ 528,000 | $ 264,000 | $ 25,000 |
| CAPE CORAL-FORT MYERS, FL | 2 | $ 294,000 | $ 147,000 | $ 43,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 2 | $ 230,000 | $ 115,000 | $ 58,000 |
| DES MOINES-WEST DES MOINES, IA | 2 | $ 344,000 | $ 172,000 | $ 81,000 |
| DOVER, DE | 2 | $ 296,000 | $ 148,000 | $ 62,000 |
| EUGENE-SPRINGFIELD, OR | 2 | $ 543,000 | $ 271,000 | $ 78,000 |
| FARGO, ND-MN | 2 | $ 318,000 | $ 159,000 | $ 61,000 |
| FOND DU LAC, WI | 2 | $ 816,000 | $ 408,000 | $ 186,000 |
| GAINESVILLE, FL | 2 | $ 203,000 | $ 101,000 | $ 55,000 |
| GLENS FALLS, NY | 2 | $ 249,000 | $ 124,000 | $ 69,000 |
| LANSING-EAST LANSING, MI | 2 | $ 210,000 | $ 105,000 | $ 47,000 |
| LAS CRUCES, NM | 2 | $ 286,000 | $ 143,000 | $ 70,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 2 | $ 244,000 | $ 122,000 | $ 10,000 |
| MACON, GA | 2 | $ 324,000 | $ 162,000 | $ 24,000 |
| MADERA, CA | 2 | $ 385,000 | $ 192,000 | $ 99,000 |
| MANSFIELD, OH | 2 | $ 140,000 | $ 70,000 | $ 36,000 |
| MISSOULA, MT | 2 | $ 411,000 | $ 205,000 | $ 73,000 |
| MODESTO, CA | 2 | $ 405,000 | $ 202,000 | $ 68,000 |
| MUNCIE, IN | 2 | $ 311,000 | $ 155,000 | $ 86,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 2 | $ 765,000 | $ 382,000 | $ 127,000 |
| OKLAHOMA CITY, OK | 2 | $ 180,000 | $ 90,000 | $ 101,000 |
| OLYMPIA, WA | 2 | $ 401,000 | $ 200,000 | $ 69,000 |
| PROVO-OREM, UT | 2 | $ 477,000 | $ 238,000 | $ 111,000 |
| RAPID CITY, SD | 2 | $ 346,000 | $ 173,000 | $ 34,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 2 | $ 815,000 | $ 407,000 | $ 160,000 |
| SPRINGFIELD, MA | 2 | $ 352,000 | $ 176,000 | $ 47,000 |
| SPRINGFIELD, MO | 2 | $ 245,000 | $ 122,000 | $ 72,000 |
| ST. JOSEPH, MO-KS | 2 | $ 273,000 | $ 136,000 | $ 60,000 |
| TOPEKA, KS | 2 | $ 387,000 | $ 193,000 | $ 68,000 |
| UTICA-ROME, NY | 2 | $ 276,000 | $ 138,000 | $ 52,000 |
| VALLEJO-FAIRFIELD, CA | 2 | $ 575,000 | $ 287,000 | $ 74,000 |
| ANN ARBOR, MI | 1 | $ 126,000 | $ 126,000 | $ 79,000 |
| APPLETON, WI | 1 | $ 93,000 | $ 93,000 | $ 50,000 |
| BANGOR, ME | 1 | $ 85,000 | $ 85,000 | $ 61,000 |
| BATTLE CREEK, MI | 1 | $ 220,000 | $ 220,000 | $ 46,000 |
| BELLINGHAM, WA | 1 | $ 180,000 | $ 180,000 | $ 48,000 |
| BEND, OR | 1 | $ 143,000 | $ 143,000 | $ 70,000 |
| BISMARCK, ND | 1 | $ 107,000 | $ 107,000 | $ 120,000 |
| CASPER, WY | 1 | $ 269,000 | $ 269,000 | $ 63,000 |
| CHATTANOOGA, TN-GA | 1 | $ 8,000 | $ 8,000 | $ 13,000 |
| CHEYENNE, WY | 1 | $ 265,000 | $ 265,000 | $ 110,000 |
| DALTON, GA | 1 | $ 73,000 | $ 73,000 | $ 13,000 |
| DULUTH, MN-WI | 1 | $ 352,000 | $ 352,000 | $ 66,000 |
| ELMIRA, NY | 1 | $ 48,000 | $ 48,000 | $ 96,000 |
| EVANSVILLE, IN-KY | 1 | $ 40,000 | $ 40,000 | $ 19,000 |
| FARMINGTON, NM | 1 | $ 99,000 | $ 99,000 | $ 85,000 |
| FLINT, MI | 1 | $ 125,000 | $ 125,000 | $ 0 |
| FORT SMITH, AR-OK | 1 | $ 89,000 | $ 89,000 | $ 73,000 |
| GAINESVILLE, GA | 1 | $ 133,000 | $ 133,000 | $ 36,000 |
| GREEN BAY, WI | 1 | $ 156,000 | $ 156,000 | $ 86,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 1 | $ 235,000 | $ 235,000 | $ 54,000 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 1 | $ 183,000 | $ 183,000 | $ 100,000 |
| JACKSON, MI | 1 | $ 269,000 | $ 269,000 | $ 107,000 |
| JANESVILLE, WI | 1 | $ 71,000 | $ 71,000 | $ 45,000 |
| JEFFERSON CITY, MO | 1 | $ 67,000 | $ 67,000 | $ 46,000 |
| JOHNSTOWN, PA | 1 | $ 13,000 | $ 13,000 | $ 24,000 |
| KANKAKEE-BRADLEY, IL | 1 | $ 95,000 | $ 95,000 | $ 52,000 |
| KOKOMO, IN | 1 | $ 72,000 | $ 72,000 | $ 10,000 |
| LAFAYETTE, LA | 1 | $ 177,000 | $ 177,000 | $ 60,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 1 | $ 130,000 | $ 130,000 | $ 44,000 |
| LAS VEGAS-PARADISE, NV | 1 | $ 369,000 | $ 369,000 | $ 84,000 |
| LEWISTON-AUBURN, ME | 1 | $ 142,000 | $ 142,000 | $ 30,000 |
| LEXINGTON-FAYETTE, KY | 1 | $ 97,000 | $ 97,000 | $ 57,000 |
| LIMA, OH | 1 | $ 59,000 | $ 59,000 | $ 30,000 |
| MEDFORD, OR | 1 | $ 216,000 | $ 216,000 | $ 45,000 |
| MICHIGAN CITY-LA PORTE, IN | 1 | $ 112,000 | $ 112,000 | $ 72,000 |
| MUSKEGON-NORTON SHORES, MI | 1 | $ 72,000 | $ 72,000 | $ 22,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 1 | $ 125,000 | $ 125,000 | $ 92,000 |
| OGDEN-CLEARFIELD, UT | 1 | $ 180,000 | $ 180,000 | $ 54,000 |
| PALM COAST, FL | 1 | $ 247,000 | $ 247,000 | $ 400,000 |
| PANAMA CITY-LYNN HAVEN, FL | 1 | $ 58,000 | $ 58,000 | $ 28,000 |
| PEORIA, IL | 1 | $ 189,000 | $ 189,000 | $ 58,000 |
| PUEBLO, CO | 1 | $ 110,000 | $ 110,000 | $ 42,000 |
| RACINE, WI | 1 | $ 168,000 | $ 168,000 | $ 89,000 |
| ROCHESTER, MN | 1 | $ 128,000 | $ 128,000 | $ 88,000 |
| ROME, GA | 1 | $ 81,000 | $ 81,000 | $ 29,000 |
| SALINAS, CA | 1 | $ 310,000 | $ 310,000 | $ 156,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 1 | $ 378,000 | $ 378,000 | $ 80,000 |
| SANDUSKY, OH | 1 | $ 110,000 | $ 110,000 | $ 42,000 |
| SANTA FE, NM | 1 | $ 150,000 | $ 150,000 | $ 55,000 |
| SANTA ROSA-PETALUMA, CA | 1 | $ 360,000 | $ 360,000 | $ 56,000 |
| SEBASTIAN-VERO BEACH, FL | 1 | $ 198,000 | $ 198,000 | $ 42,000 |
| ST. CLOUD, MN | 1 | $ 153,000 | $ 153,000 | $ 0 |
| ST. GEORGE, UT | 1 | $ 115,000 | $ 115,000 | $ 48,000 |
| TERRE HAUTE, IN | 1 | $ 65,000 | $ 65,000 | $ 42,000 |
| VALDOSTA, GA | 1 | $ 77,000 | $ 77,000 | $ 40,000 |
| WAUSAU, WI | 1 | $ 180,000 | $ 180,000 | $ 252,000 |
Mortgage Loan Application Detail Totals for Equity One in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,339 | $385,610,000 | $164,000 | $1,500,000 | $67,000 | $1,560,000 |
| Home Improvement | 239 | $14,994,000 | $62,000 | $417,000 | $66,000 | $680,000 |
| Home Purchase | 146 | $14,532,000 | $99,000 | $538,000 | $62,000 | $360,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,455 | $213,524,000 | $146,000 | $1,000,000 | $67,000 | $1,045,000 |
| Black or African American | 547 | $75,058,000 | $137,000 | $1,011,000 | $61,000 | $680,000 |
| Not Provided | 519 | $84,083,000 | $162,000 | $1,500,000 | $66,000 | $640,000 |
| Hispanic | 158 | $31,191,000 | $197,000 | $640,000 | $70,000 | $240,000 |
| Asian | 33 | $9,296,000 | $281,000 | $780,000 | $165,000 | $1,560,000 |
| American Indian or Alaskan Native | 8 | $1,285,000 | $160,000 | $490,000 | $61,000 | $91,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $476,000 | $158,000 | $417,000 | $89,000 | $156,000 |
| Not applicable | 1 | $223,000 | $223,000 | $223,000 | $88,000 | $88,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,718 | $414,037,000 | $152,000 | $1,500,000 | $67,000 | $1,560,000 |
| FHA-insured (Federal Housing Administration) | 6 | $1,099,000 | $183,000 | $281,000 | $65,000 | $84,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 1,132 | $217,060,000 | $191,000 | $1,500,000 | $73,000 | $1,560,000 |
| Application Approved But Not Accepted | 723 | $96,232,000 | $133,000 | $693,000 | $63,000 | $360,000 |
| Loan Originated | 455 | $46,165,000 | $101,000 | $479,000 | $60,000 | $264,000 |
| Application Denied By Financial Institution | 410 | $55,431,000 | $135,000 | $1,011,000 | $64,000 | $1,051,000 |
| File Closed For Incompleteness | 4 | $248,000 | $62,000 | $93,000 | $75,000 | $116,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 68 | $6,193,000 | $91,000 | $433,000 | $55,000 | $185,000 |
| Collateral | 35 | $3,994,000 | $114,000 | $441,000 | $67,000 | $680,000 |
| Debt-To-Income Ratio | 29 | $1,824,000 | $62,000 | $275,000 | $49,000 | $118,000 |
| Other | 5 | $99,000 | $19,000 | $50,000 | $40,000 | $63,000 |
| Employment History | 2 | $120,000 | $60,000 | $70,000 | $114,000 | $114,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $13,000 | $13,000 | $13,000 | $38,000 | $38,000 |
| Mortgage Insurance Denied | 1 | $80,000 | $80,000 | $80,000 | $27,000 | $27,000 |
| Unverifiable Information | 1 | $36,000 | $36,000 | $36,000 | $20,000 | $20,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Equity One's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Equity One's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.