Equity Plus
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
Equity Plus 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Equity Plus 5333 Mission Center Road San Diego, CA 92109 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,961 |
| Total Mortgage Loan Application Amount | $493,300,000 |
| Average Mortgage Loan Application Amount | $185,700 |
| Highest Mortgage Loan Application Amount | $975,000 |
| Average Applicant Income | $58,900 |
| Highest Applicant Income | $1,247,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Equity Plus. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Equity Plus's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down Equity Plus's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Equity Plus serves its applicants.
Each category highlights the total number of mortgage applications processed by Equity Plus, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Equity Plus's mortgage activity for 2004.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 346 | $ 103,225,000 | $ 298,000 | $ 80,000 |
| Cook County Illinois | 257 | $ 44,571,000 | $ 173,000 | $ 53,000 |
| San Diego County California | 224 | $ 70,693,000 | $ 315,000 | $ 79,000 |
| Riverside County California | 103 | $ 26,456,000 | $ 256,000 | $ 102,000 |
| San Bernardino County California | 81 | $ 19,195,000 | $ 236,000 | $ 75,000 |
| Orange County California | 80 | $ 26,203,000 | $ 327,000 | $ 83,000 |
| DuPage County Illinois | 59 | $ 11,847,000 | $ 200,000 | $ 64,000 |
| Will County Illinois | 59 | $ 11,530,000 | $ 195,000 | $ 57,000 |
| Kane County Illinois | 51 | $ 9,863,000 | $ 193,000 | $ 44,000 |
| Lake County Illinois | 50 | $ 9,821,000 | $ 196,000 | $ 69,000 |
| Sacramento County California | 42 | $ 10,607,000 | $ 252,000 | $ 55,000 |
| Contra Costa County California | 41 | $ 13,035,000 | $ 317,000 | $ 85,000 |
| Solano County California | 32 | $ 10,095,000 | $ 315,000 | $ 79,000 |
| McHenry County Illinois | 31 | $ 6,020,000 | $ 194,000 | $ 66,000 |
| San Joaquin County California | 28 | $ 6,881,000 | $ 245,000 | $ 65,000 |
| Santa Clara County California | 27 | $ 7,646,000 | $ 283,000 | $ 74,000 |
| Maricopa County Arizona | 26 | $ 3,200,000 | $ 123,000 | $ 54,000 |
| Ventura County California | 25 | $ 7,482,000 | $ 299,000 | $ 60,000 |
| Hennepin County Minnesota | 23 | $ 4,890,000 | $ 212,000 | $ 63,000 |
| Alameda County California | 20 | $ 6,615,000 | $ 330,000 | $ 74,000 |
| Santa Barbara County California | 19 | $ 6,066,000 | $ 319,000 | $ 105,000 |
| San Mateo County California | 17 | $ 6,088,000 | $ 358,000 | $ 91,000 |
| Placer County California | 16 | $ 4,540,000 | $ 283,000 | $ 84,000 |
| Sonoma County California | 16 | $ 4,812,000 | $ 300,000 | $ 86,000 |
| San Luis Obispo County California | 14 | $ 4,712,000 | $ 336,000 | $ 75,000 |
| Merced County California | 13 | $ 2,928,000 | $ 225,000 | $ 50,000 |
| Monterey County California | 13 | $ 3,229,000 | $ 248,000 | $ 52,000 |
| Stanislaus County California | 13 | $ 3,218,000 | $ 247,000 | $ 69,000 |
| Anoka County Minnesota | 13 | $ 2,572,000 | $ 197,000 | $ 76,000 |
| Fresno County California | 12 | $ 2,384,000 | $ 198,000 | $ 53,000 |
| Ramsey County Minnesota | 12 | $ 2,262,000 | $ 188,000 | $ 92,000 |
| Kern County California | 10 | $ 2,160,000 | $ 216,000 | $ 67,000 |
| Kendall County Illinois | 10 | $ 1,976,000 | $ 197,000 | $ 72,000 |
| Dakota County Minnesota | 10 | $ 2,277,000 | $ 227,000 | $ 70,000 |
| El Dorado County California | 6 | $ 1,994,000 | $ 332,000 | $ 68,000 |
| San Francisco County California | 6 | $ 2,052,000 | $ 342,000 | $ 207,000 |
| Santa Cruz County California | 6 | $ 2,390,000 | $ 398,000 | $ 79,000 |
| Stearns County Minnesota | 6 | $ 827,000 | $ 137,000 | $ 106,000 |
| Napa County California | 5 | $ 1,557,000 | $ 311,000 | $ 68,000 |
| Yolo County California | 5 | $ 1,030,000 | $ 206,000 | $ 67,000 |
| Champaign County Illinois | 5 | $ 952,000 | $ 190,000 | $ 81,000 |
| Peoria County Illinois | 5 | $ 715,000 | $ 143,000 | $ 42,000 |
| Sherburne County Minnesota | 5 | $ 935,000 | $ 187,000 | $ 65,000 |
| Washington County Minnesota | 5 | $ 1,113,000 | $ 222,000 | $ 52,000 |
| Marin County California | 4 | $ 1,604,000 | $ 401,000 | $ 114,000 |
| Mendocino County California | 4 | $ 1,068,000 | $ 267,000 | $ 60,000 |
| San Benito County California | 4 | $ 1,262,000 | $ 315,000 | $ 83,000 |
| Tazewell County Illinois | 4 | $ 561,000 | $ 140,000 | $ 51,000 |
| Scott County Minnesota | 4 | $ 1,159,000 | $ 289,000 | $ 111,000 |
| Butte County California | 3 | $ 561,000 | $ 187,000 | $ 111,000 |
| Nevada County California | 3 | $ 685,000 | $ 228,000 | $ 64,000 |
| Shasta County California | 3 | $ 691,000 | $ 230,000 | $ 34,000 |
| Madison County Illinois | 3 | $ 382,000 | $ 127,000 | $ 71,000 |
| Dane County Wisconsin | 3 | $ 644,000 | $ 214,000 | $ 75,000 |
| Green County Wisconsin | 3 | $ 288,000 | $ 96,000 | $ 45,000 |
| Amador County California | 2 | $ 360,000 | $ 180,000 | $ 72,000 |
| Lake County California | 2 | $ 405,000 | $ 202,000 | $ 44,000 |
| Lassen County California | 2 | $ 444,000 | $ 222,000 | $ 93,000 |
| Tulare County California | 2 | $ 376,000 | $ 188,000 | $ 38,000 |
| DeKalb County Illinois | 2 | $ 342,000 | $ 171,000 | $ 60,000 |
| Williamson County Illinois | 2 | $ 134,000 | $ 67,000 | $ 38,000 |
| Chisago County Minnesota | 2 | $ 409,000 | $ 204,000 | $ 56,000 |
| Goodhue County Minnesota | 2 | $ 367,000 | $ 183,000 | $ 64,000 |
| McLeod County Minnesota | 2 | $ 356,000 | $ 178,000 | $ 51,000 |
| Dodge County Wisconsin | 2 | $ 175,000 | $ 87,000 | $ 31,000 |
| Pierce County Wisconsin | 2 | $ 425,000 | $ 212,000 | $ 86,000 |
| Rock County Wisconsin | 2 | $ 275,000 | $ 137,000 | $ 78,000 |
| Yavapai County Arizona | 1 | $ 99,000 | $ 99,000 | $ 34,000 |
| Calaveras County California | 1 | $ 139,000 | $ 139,000 | $ 57,000 |
| Humboldt County California | 1 | $ 289,000 | $ 289,000 | $ 0 |
| Imperial County California | 1 | $ 231,000 | $ 231,000 | $ 75,000 |
| Kings County California | 1 | $ 108,000 | $ 108,000 | $ 32,000 |
| Madera County California | 1 | $ 257,000 | $ 257,000 | $ 108,000 |
| Sutter County California | 1 | $ 230,000 | $ 230,000 | $ 96,000 |
| Tehama County California | 1 | $ 235,000 | $ 235,000 | $ 87,000 |
| Tuolumne County California | 1 | $ 128,000 | $ 128,000 | $ 96,000 |
| El Paso County Colorado | 1 | $ 141,000 | $ 141,000 | $ 56,000 |
| Pueblo County Colorado | 1 | $ 149,000 | $ 149,000 | $ 47,000 |
| Franklin County Illinois | 1 | $ 50,000 | $ 50,000 | $ 27,000 |
| Kankakee County Illinois | 1 | $ 140,000 | $ 140,000 | $ 43,000 |
| Lee County Illinois | 1 | $ 153,000 | $ 153,000 | $ 68,000 |
| Rock Island County Illinois | 1 | $ 117,000 | $ 117,000 | $ 65,000 |
| Saline County Illinois | 1 | $ 85,000 | $ 85,000 | $ 43,000 |
| Whiteside County Illinois | 1 | $ 81,000 | $ 81,000 | $ 30,000 |
| Winnebago County Illinois | 1 | $ 123,000 | $ 123,000 | $ 38,000 |
| Blue Earth County Minnesota | 1 | $ 138,000 | $ 138,000 | $ 32,000 |
| Brown County Minnesota | 1 | $ 127,000 | $ 127,000 | $ 25,000 |
| Carlton County Minnesota | 1 | $ 122,000 | $ 122,000 | $ 40,000 |
| Crow Wing County Minnesota | 1 | $ 91,000 | $ 91,000 | $ 52,000 |
| Douglas County Minnesota | 1 | $ 134,000 | $ 134,000 | $ 57,000 |
| Mille Lacs County Minnesota | 1 | $ 190,000 | $ 190,000 | $ 66,000 |
| Morrison County Minnesota | 1 | $ 111,000 | $ 111,000 | $ 28,000 |
| Rice County Minnesota | 1 | $ 128,000 | $ 128,000 | $ 42,000 |
| St. Louis County Minnesota | 1 | $ 122,000 | $ 122,000 | $ 49,000 |
| Wright County Minnesota | 1 | $ 221,000 | $ 221,000 | $ 78,000 |
| Adams County Wisconsin | 1 | $ 99,000 | $ 99,000 | $ 54,000 |
| Barron County Wisconsin | 1 | $ 130,000 | $ 130,000 | $ 73,000 |
| Columbia County Wisconsin | 1 | $ 80,000 | $ 80,000 | $ 41,000 |
| Fond du Lac County Wisconsin | 1 | $ 100,000 | $ 100,000 | $ 48,000 |
| Green Lake County Wisconsin | 1 | $ 72,000 | $ 72,000 | $ 37,000 |
| Manitowoc County Wisconsin | 1 | $ 60,000 | $ 60,000 | $ 20,000 |
| Marquette County Wisconsin | 1 | $ 134,000 | $ 134,000 | $ 55,000 |
| Milwaukee County Wisconsin | 1 | $ 82,000 | $ 82,000 | $ 68,000 |
| Oconto County Wisconsin | 1 | $ 91,000 | $ 91,000 | $ 65,000 |
| Portage County Wisconsin | 1 | $ 114,000 | $ 114,000 | $ 41,000 |
| Racine County Wisconsin | 1 | $ 60,000 | $ 60,000 | $ 87,000 |
| Sawyer County Wisconsin | 1 | $ 113,000 | $ 113,000 | $ 51,000 |
| Walworth County Wisconsin | 1 | $ 153,000 | $ 153,000 | $ 57,000 |
| Washington County Wisconsin | 1 | $ 172,000 | $ 172,000 | $ 42,000 |
Mortgage Loan Application Detail Totals for Equity Plus in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,010 | $224,587,000 | $184,857 | $975,000 | $61,714 | $1,247,000 |
| Refinancing | 951 | $268,713,000 | $187,666 | $934,000 | $52,333 | $752,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 940 | $241,266,000 | $194,800 | $975,000 | $63,200 | $1,247,000 |
| Not Provided | 527 | $136,070,000 | $179,142 | $800,000 | $65,428 | $1,049,000 |
| Black or African American | 211 | $45,739,000 | $163,000 | $934,000 | $55,000 | $290,000 |
| Hispanic | 131 | $27,998,000 | $179,000 | $547,000 | $46,750 | $918,000 |
| Asian | 86 | $25,548,000 | $218,400 | $600,000 | $68,600 | $198,000 |
| Native Hawaiian or Other Pacific Islander | 43 | $11,997,000 | $191,000 | $431,000 | $48,500 | $159,000 |
| American Indian or Alaskan Native | 23 | $4,682,000 | $188,500 | $461,000 | $82,750 | $134,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,961 | $493,300,000 | $181,142 | $975,000 | $58,571 | $1,247,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,757 | $439,619,000 | $175,000 | $975,000 | $62,166 | $1,247,000 |
| Application Denied By Financial Institution | 143 | $37,423,000 | $182,750 | $800,000 | $76,750 | $1,049,000 |
| Application Approved But Not Accepted | 34 | $9,358,000 | $194,000 | $547,000 | $37,333 | $213,000 |
| Application Withdrawn By Applicant | 15 | $4,094,000 | $207,000 | $548,000 | $60,250 | $155,000 |
| Preapproval Denied by Financial Institution | 10 | $2,064,000 | $206,000 | $532,000 | $46,000 | $164,000 |
| File Closed For Incompleteness | 2 | $742,000 | $371,000 | $500,000 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 19 | $5,743,000 | $271,000 | $775,000 | $61,000 | $162,000 |
| Other | 16 | $4,909,000 | $168,250 | $600,000 | $77,000 | $1,049,000 |
| Debt-To-Income Ratio | 13 | $4,614,000 | $276,500 | $548,000 | $34,500 | $119,000 |
| Collateral | 7 | $1,855,000 | $265,000 | $322,000 | $76,000 | $143,000 |
| Employment History | 3 | $802,000 | $267,000 | $316,000 | $64,000 | $118,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $310,000 | $155,000 | $292,000 | $0 | $0 |
| Unverifiable Information | 1 | $103,000 | $103,000 | $103,000 | $30,000 | $30,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Equity Plus's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Equity Plus's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.