Equity Plus
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Equity Plus 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Equity Plus 5333 Mission Center Road San Diego, CA 92109 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 696 |
| Total Mortgage Loan Application Amount | $174,728,000 |
| Average Mortgage Loan Application Amount | $264,000 |
| Highest Mortgage Loan Application Amount | $25,000,000 |
| Average Applicant Income | $93,000 |
| Highest Applicant Income | $672,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Equity Plus. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Equity Plus's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Equity Plus's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Equity Plus serves its applicants.
Each category highlights the total number of mortgage applications processed by Equity Plus, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Equity Plus's mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| San Diego County California | 103 | $ 28,914,000 | $ 280,000 | $ 121,000 |
| Los Angeles County California | 61 | $ 20,316,000 | $ 333,000 | $ 115,000 |
| Maricopa County Arizona | 49 | $ 8,129,000 | $ 165,000 | $ 67,000 |
| Riverside County California | 40 | $ 10,513,000 | $ 262,000 | $ 107,000 |
| Broward County Florida | 19 | $ 3,542,000 | $ 186,000 | $ 75,000 |
| Pima County Arizona | 17 | $ 2,173,000 | $ 127,000 | $ 65,000 |
| Orange County Florida | 17 | $ 3,013,000 | $ 177,000 | $ 87,000 |
| Hillsborough County Florida | 16 | $ 2,342,000 | $ 146,000 | $ 85,000 |
| Orange County California | 15 | $ 4,347,000 | $ 289,000 | $ 124,000 |
| San Bernardino County California | 15 | $ 3,537,000 | $ 235,000 | $ 92,000 |
| Palm Beach County Florida | 13 | $ 2,708,000 | $ 208,000 | $ 70,000 |
| Brevard County Florida | 12 | $ 2,522,000 | $ 210,000 | $ 50,000 |
| Miami-Dade County Florida | 12 | $ 1,740,000 | $ 145,000 | $ 83,000 |
| Sacramento County California | 10 | $ 1,908,000 | $ 190,000 | $ 75,000 |
| Alameda County California | 9 | $ 2,879,000 | $ 319,000 | $ 106,000 |
| Contra Costa County California | 9 | $ 1,961,000 | $ 217,000 | $ 109,000 |
| Pinellas County Florida | 9 | $ 1,179,000 | $ 131,000 | $ 68,000 |
| Fresno County California | 8 | $ 1,571,000 | $ 196,000 | $ 82,000 |
| Duval County Florida | 8 | $ 843,000 | $ 105,000 | $ 52,000 |
| Kern County California | 7 | $ 951,000 | $ 135,000 | $ 113,000 |
| Pasco County Florida | 6 | $ 880,000 | $ 146,000 | $ 60,000 |
| Pinal County Arizona | 5 | $ 828,000 | $ 165,000 | $ 37,000 |
| Imperial County California | 5 | $ 969,000 | $ 193,000 | $ 60,000 |
| Santa Clara County California | 5 | $ 1,534,000 | $ 306,000 | $ 146,000 |
| Ventura County California | 5 | $ 1,660,000 | $ 332,000 | $ 118,000 |
| Volusia County Florida | 5 | $ 450,000 | $ 90,000 | $ 62,000 |
| Hennepin County Minnesota | 5 | $ 616,000 | $ 123,000 | $ 95,000 |
| Monterey County California | 4 | $ 1,493,000 | $ 373,000 | $ 80,000 |
| Sonoma County California | 4 | $ 1,215,000 | $ 303,000 | $ 68,000 |
| Lee County Florida | 4 | $ 960,000 | $ 240,000 | $ 114,000 |
| Merced County California | 3 | $ 814,000 | $ 271,000 | $ 40,000 |
| San Joaquin County California | 3 | $ 833,000 | $ 277,000 | $ 141,000 |
| Santa Barbara County California | 3 | $ 980,000 | $ 326,000 | $ 72,000 |
| Shasta County California | 3 | $ 432,000 | $ 144,000 | $ 82,000 |
| Solano County California | 3 | $ 967,000 | $ 322,000 | $ 116,000 |
| Stanislaus County California | 3 | $ 643,000 | $ 214,000 | $ 66,000 |
| Yolo County California | 3 | $ 904,000 | $ 301,000 | $ 78,000 |
| Charlotte County Florida | 3 | $ 491,000 | $ 163,000 | $ 137,000 |
| Escambia County Florida | 3 | $ 310,000 | $ 103,000 | $ 62,000 |
| Hernando County Florida | 3 | $ 374,000 | $ 124,000 | $ 105,000 |
| Lake County Florida | 3 | $ 400,000 | $ 133,000 | $ 34,000 |
| Marion County Florida | 3 | $ 422,000 | $ 140,000 | $ 46,000 |
| Okaloosa County Florida | 3 | $ 541,000 | $ 180,000 | $ 120,000 |
| Osceola County Florida | 3 | $ 372,000 | $ 124,000 | $ 46,000 |
| Honolulu County Hawaii | 3 | $ 1,876,000 | $ 625,000 | $ 181,000 |
| Cochise County Arizona | 2 | $ 153,000 | $ 76,000 | $ 51,000 |
| Mohave County Arizona | 2 | $ 260,000 | $ 130,000 | $ 84,000 |
| Butte County California | 2 | $ 310,000 | $ 155,000 | $ 84,000 |
| Lake County California | 2 | $ 180,000 | $ 90,000 | $ 24,000 |
| Placer County California | 2 | $ 593,000 | $ 296,000 | $ 76,000 |
| San Mateo County California | 2 | $ 769,000 | $ 384,000 | $ 108,000 |
| Fremont County Colorado | 2 | $ 159,000 | $ 79,000 | $ 46,000 |
| Jefferson County Colorado | 2 | $ 189,000 | $ 94,000 | $ 45,000 |
| La Plata County Colorado | 2 | $ 168,000 | $ 84,000 | $ 57,000 |
| Logan County Colorado | 2 | $ 305,000 | $ 152,000 | $ 137,000 |
| Bay County Florida | 2 | $ 345,000 | $ 172,000 | $ 70,000 |
| Jefferson County Florida | 2 | $ 195,000 | $ 97,000 | $ 85,000 |
| Polk County Florida | 2 | $ 383,000 | $ 191,000 | $ 61,000 |
| Sarasota County Florida | 2 | $ 330,000 | $ 165,000 | $ 75,000 |
| St. Lucie County Florida | 2 | $ 314,000 | $ 157,000 | $ 55,000 |
| Hawaii County Hawaii | 2 | $ 1,051,000 | $ 525,000 | $ 288,000 |
| Sherburne County Minnesota | 2 | $ 181,000 | $ 90,000 | $ 52,000 |
| Washington County Minnesota | 2 | $ 535,000 | $ 267,000 | $ 150,000 |
| Milwaukee County Wisconsin | 2 | $ 930,000 | $ 465,000 | $ 172,000 |
| Anchorage County Alaska | 1 | $ 188,000 | $ 188,000 | $ 57,000 |
| Coconino County Arizona | 1 | $ 162,000 | $ 162,000 | $ 30,000 |
| Navajo County Arizona | 1 | $ 105,000 | $ 105,000 | $ 32,000 |
| Yavapai County Arizona | 1 | $ 125,000 | $ 125,000 | $ 44,000 |
| Yuma County Arizona | 1 | $ 135,000 | $ 135,000 | $ 75,000 |
| El Dorado County California | 1 | $ 53,000 | $ 53,000 | $ 78,000 |
| Glenn County California | 1 | $ 112,000 | $ 112,000 | $ 18,000 |
| Kings County California | 1 | $ 139,000 | $ 139,000 | $ 61,000 |
| Marin County California | 1 | $ 780,000 | $ 780,000 | $ 204,000 |
| Mariposa County California | 1 | $ 250,000 | $ 250,000 | $ 84,000 |
| Mendocino County California | 1 | $ 240,000 | $ 240,000 | $ 672,000 |
| Napa County California | 1 | $ 360,000 | $ 360,000 | $ 107,000 |
| San Luis Obispo County California | 1 | $ 349,000 | $ 349,000 | $ 240,000 |
| Tehama County California | 1 | $ 138,000 | $ 138,000 | $ 48,000 |
| Tulare County California | 1 | $ 235,000 | $ 235,000 | $ 85,000 |
| Tuolumne County California | 1 | $ 80,000 | $ 80,000 | $ 122,000 |
| El Paso County Colorado | 1 | $ 50,000 | $ 50,000 | $ 51,000 |
| Alachua County Florida | 1 | $ 104,000 | $ 104,000 | $ 0 |
| Clay County Florida | 1 | $ 50,000 | $ 50,000 | $ 51,000 |
| Flagler County Florida | 1 | $ 438,000 | $ 438,000 | $ 99,000 |
| Leon County Florida | 1 | $ 133,000 | $ 133,000 | $ 38,000 |
| Martin County Florida | 1 | $ 176,000 | $ 176,000 | $ 60,000 |
| St. Johns County Florida | 1 | $ 135,000 | $ 135,000 | $ 42,000 |
| Sumter County Florida | 1 | $ 156,000 | $ 156,000 | $ 35,000 |
| Walton County Florida | 1 | $ 240,000 | $ 240,000 | $ 80,000 |
| Maui County Hawaii | 1 | $ 225,000 | $ 225,000 | $ 49,000 |
| Cook County Illinois | 1 | $ 263,000 | $ 263,000 | $ 79,000 |
| Dodge County Minnesota | 1 | $ 180,000 | $ 180,000 | $ 120,000 |
| Stearns County Minnesota | 1 | $ 146,000 | $ 146,000 | $ 52,000 |
| Kenosha County Wisconsin | 1 | $ 65,000 | $ 65,000 | $ 81,000 |
| Rock County Wisconsin | 1 | $ 116,000 | $ 116,000 | $ 0 |
| Vilas County Wisconsin | 1 | $ 128,000 | $ 128,000 | $ 60,000 |
| Walworth County Wisconsin | 1 | $ 126,000 | $ 126,000 | $ 46,000 |
Mortgage Loan Application Detail Totals for Equity Plus in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 489 | $113,044,000 | $231,000 | $1,365,000 | $89,000 | $672,000 |
| Home Purchase | 207 | $61,684,000 | $297,000 | $25,000,000 | $97,000 | $300,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 331 | $64,026,000 | $193,000 | $788,000 | $83,000 | $291,000 |
| Hispanic | 134 | $30,292,000 | $226,000 | $650,000 | $97,000 | $237,000 |
| Not Provided | 120 | $54,913,000 | $457,000 | $25,000,000 | $100,000 | $672,000 |
| Black or African American | 50 | $8,761,000 | $175,000 | $504,000 | $67,000 | $162,000 |
| Asian | 28 | $9,040,000 | $322,000 | $791,000 | $130,000 | $327,000 |
| Not applicable | 18 | $4,193,000 | $232,000 | $640,000 | $133,000 | $216,000 |
| Native Hawaiian or Other Pacific Islander | 12 | $3,029,000 | $252,000 | $1,000,000 | $118,000 | $300,000 |
| American Indian or Alaskan Native | 3 | $474,000 | $158,000 | $220,000 | $51,000 | $72,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 696 | $174,728,000 | $251,000 | $25,000,000 | $91,000 | $672,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 237 | $52,793,000 | $222,000 | $1,365,000 | $86,000 | $378,000 |
| Application Approved But Not Accepted | 215 | $49,057,000 | $228,000 | $1,000,000 | $98,000 | $672,000 |
| Application Denied By Financial Institution | 116 | $24,252,000 | $209,000 | $780,000 | $98,000 | $327,000 |
| Application Withdrawn By Applicant | 109 | $44,141,000 | $404,000 | $25,000,000 | $81,000 | $190,000 |
| File Closed For Incompleteness | 16 | $3,497,000 | $218,000 | $624,000 | $77,000 | $144,000 |
| Loan Purchased By The Institution | 3 | $988,000 | $329,000 | $568,000 | $107,000 | $178,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 39 | $8,598,000 | $220,000 | $780,000 | $93,000 | $327,000 |
| Other | 26 | $5,377,000 | $206,000 | $640,000 | $108,000 | $291,000 |
| Collateral | 14 | $3,032,000 | $216,000 | $436,000 | $99,000 | $156,000 |
| Unverifiable Information | 11 | $2,574,000 | $234,000 | $596,000 | $113,000 | $166,000 |
| Employment History | 6 | $1,222,000 | $203,000 | $560,000 | $123,000 | $198,000 |
| Debt-To-Income Ratio | 5 | $1,089,000 | $217,000 | $420,000 | $74,000 | $123,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $494,000 | $164,000 | $404,000 | $70,000 | $144,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Equity Plus's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Equity Plus's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.