Equity Resources, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Equity Resources, Inc. 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Equity Resources, Inc. Po Box 5177 Newark, OH 43058 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 5,681 |
| Total Mortgage Loan Application Amount | $592,486,000 |
| Average Mortgage Loan Application Amount | $87,000 |
| Highest Mortgage Loan Application Amount | $909,000 |
| Average Applicant Income | $42,000 |
| Highest Applicant Income | $1,025,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Equity Resources, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Equity Resources, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Equity Resources, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Equity Resources, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Equity Resources, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Equity Resources, Inc.'s mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Franklin County Ohio | 658 | $ 62,748,000 | $ 95,000 | $ 49,000 |
| Licking County Ohio | 446 | $ 40,959,000 | $ 91,000 | $ 54,000 |
| Allegheny County Pennsylvania | 363 | $ 31,979,000 | $ 88,000 | $ 49,000 |
| Hamilton County Ohio | 323 | $ 33,412,000 | $ 103,000 | $ 46,000 |
| Butler County Ohio | 195 | $ 22,924,000 | $ 117,000 | $ 52,000 |
| Fairfield County Ohio | 183 | $ 17,864,000 | $ 97,000 | $ 62,000 |
| Washington County Pennsylvania | 167 | $ 17,342,000 | $ 103,000 | $ 47,000 |
| Polk County Florida | 148 | $ 18,495,000 | $ 124,000 | $ 34,000 |
| Muskingum County Ohio | 132 | $ 9,566,000 | $ 72,000 | $ 37,000 |
| Delaware County Ohio | 122 | $ 18,301,000 | $ 150,000 | $ 74,000 |
| Clermont County Ohio | 118 | $ 12,878,000 | $ 109,000 | $ 53,000 |
| Montgomery County Ohio | 114 | $ 10,276,000 | $ 90,000 | $ 47,000 |
| Richland County Ohio | 114 | $ 9,459,000 | $ 82,000 | $ 44,000 |
| Westmoreland County Pennsylvania | 107 | $ 11,269,000 | $ 105,000 | $ 45,000 |
| Osceola County Florida | 93 | $ 13,515,000 | $ 145,000 | $ 29,000 |
| Coshocton County Ohio | 90 | $ 6,011,000 | $ 66,000 | $ 38,000 |
| Knox County Ohio | 86 | $ 6,998,000 | $ 81,000 | $ 44,000 |
| Philadelphia County Pennsylvania | 85 | $ 7,192,000 | $ 84,000 | $ 35,000 |
| Summit County Ohio | 66 | $ 7,204,000 | $ 109,000 | $ 35,000 |
| Volusia County Florida | 65 | $ 7,450,000 | $ 114,000 | $ 7,000 |
| Stark County Ohio | 61 | $ 5,383,000 | $ 88,000 | $ 33,000 |
| Warren County Ohio | 61 | $ 7,263,000 | $ 119,000 | $ 62,000 |
| Marion County Florida | 57 | $ 6,998,000 | $ 122,000 | $ 30,000 |
| Beaver County Pennsylvania | 57 | $ 4,990,000 | $ 87,000 | $ 41,000 |
| Clark County Ohio | 56 | $ 4,583,000 | $ 81,000 | $ 41,000 |
| Lake County Florida | 54 | $ 7,141,000 | $ 132,000 | $ 48,000 |
| Butler County Pennsylvania | 52 | $ 5,603,000 | $ 107,000 | $ 51,000 |
| Cambria County Pennsylvania | 48 | $ 3,214,000 | $ 66,000 | $ 37,000 |
| Bucks County Pennsylvania | 46 | $ 12,598,000 | $ 273,000 | $ 52,000 |
| Perry County Ohio | 44 | $ 3,495,000 | $ 79,000 | $ 40,000 |
| Pasco County Florida | 42 | $ 6,691,000 | $ 159,000 | $ 66,000 |
| Lorain County Ohio | 41 | $ 5,673,000 | $ 138,000 | $ 54,000 |
| Jefferson County Kentucky | 39 | $ 3,969,000 | $ 101,000 | $ 43,000 |
| Crawford County Ohio | 38 | $ 3,064,000 | $ 80,000 | $ 45,000 |
| Brevard County Florida | 36 | $ 4,362,000 | $ 121,000 | $ 44,000 |
| Orange County Florida | 34 | $ 5,439,000 | $ 159,000 | $ 45,000 |
| Cuyahoga County Ohio | 34 | $ 4,333,000 | $ 127,000 | $ 61,000 |
| Portage County Ohio | 34 | $ 5,193,000 | $ 152,000 | $ 58,000 |
| Montgomery County Pennsylvania | 33 | $ 7,016,000 | $ 212,000 | $ 58,000 |
| Kenton County Kentucky | 32 | $ 3,234,000 | $ 101,000 | $ 62,000 |
| Pickaway County Ohio | 32 | $ 3,202,000 | $ 100,000 | $ 60,000 |
| Berks County Pennsylvania | 31 | $ 3,734,000 | $ 120,000 | $ 47,000 |
| Darke County Ohio | 30 | $ 2,486,000 | $ 82,000 | $ 45,000 |
| Marion County Ohio | 30 | $ 2,286,000 | $ 76,000 | $ 38,000 |
| Trumbull County Ohio | 30 | $ 2,511,000 | $ 83,000 | $ 33,000 |
| Duval County Florida | 29 | $ 3,083,000 | $ 106,000 | $ 52,000 |
| Hillsborough County Florida | 28 | $ 3,223,000 | $ 115,000 | $ 61,000 |
| Brown County Ohio | 28 | $ 2,004,000 | $ 71,000 | $ 32,000 |
| Mahoning County Ohio | 26 | $ 1,931,000 | $ 74,000 | $ 28,000 |
| Hernando County Florida | 25 | $ 2,719,000 | $ 108,000 | $ 42,000 |
| Lucas County Ohio | 25 | $ 2,434,000 | $ 97,000 | $ 36,000 |
| Lancaster County Pennsylvania | 25 | $ 3,791,000 | $ 151,000 | $ 35,000 |
| Miami County Ohio | 24 | $ 1,618,000 | $ 67,000 | $ 35,000 |
| Tuscarawas County Ohio | 23 | $ 1,595,000 | $ 69,000 | $ 37,000 |
| Chester County Pennsylvania | 23 | $ 5,063,000 | $ 220,000 | $ 39,000 |
| Greene County Ohio | 22 | $ 2,339,000 | $ 106,000 | $ 40,000 |
| Marion County Indiana | 21 | $ 2,300,000 | $ 109,000 | $ 97,000 |
| Champaign County Ohio | 20 | $ 1,424,000 | $ 71,000 | $ 37,000 |
| Union County Ohio | 19 | $ 1,726,000 | $ 90,000 | $ 65,000 |
| Boone County Kentucky | 18 | $ 2,170,000 | $ 120,000 | $ 43,000 |
| Preble County Ohio | 18 | $ 1,682,000 | $ 93,000 | $ 31,000 |
| Mecklenburg County North Carolina | 17 | $ 2,027,000 | $ 119,000 | $ 72,000 |
| Medina County Ohio | 16 | $ 2,382,000 | $ 148,000 | $ 53,000 |
| Monroe County Pennsylvania | 16 | $ 1,659,000 | $ 103,000 | $ 56,000 |
| Somerset County Pennsylvania | 16 | $ 1,289,000 | $ 80,000 | $ 27,000 |
| Citrus County Florida | 15 | $ 1,564,000 | $ 104,000 | $ 46,000 |
| Seminole County Florida | 15 | $ 2,728,000 | $ 181,000 | $ 62,000 |
| Ashland County Ohio | 15 | $ 1,348,000 | $ 89,000 | $ 49,000 |
| Morrow County Ohio | 15 | $ 1,448,000 | $ 96,000 | $ 41,000 |
| Ross County Ohio | 15 | $ 1,134,000 | $ 75,000 | $ 39,000 |
| Fayette County Pennsylvania | 15 | $ 962,000 | $ 64,000 | $ 31,000 |
| Lake County Ohio | 14 | $ 1,640,000 | $ 117,000 | $ 52,000 |
| Dauphin County Pennsylvania | 14 | $ 1,695,000 | $ 121,000 | $ 28,000 |
| Auglaize County Ohio | 13 | $ 1,122,000 | $ 86,000 | $ 59,000 |
| Erie County Pennsylvania | 13 | $ 982,000 | $ 75,000 | $ 37,000 |
| Indiana County Pennsylvania | 13 | $ 1,025,000 | $ 78,000 | $ 56,000 |
| Campbell County Kentucky | 12 | $ 1,031,000 | $ 85,000 | $ 34,000 |
| Highland County Ohio | 12 | $ 1,061,000 | $ 88,000 | $ 36,000 |
| Indian River County Florida | 11 | $ 1,441,000 | $ 131,000 | $ 40,000 |
| Madison County Ohio | 11 | $ 826,000 | $ 75,000 | $ 61,000 |
| Clay County Florida | 10 | $ 1,069,000 | $ 106,000 | $ 28,000 |
| Flagler County Florida | 10 | $ 1,551,000 | $ 155,000 | $ 54,000 |
| Hamilton County Indiana | 9 | $ 1,146,000 | $ 127,000 | $ 122,000 |
| Delaware County Pennsylvania | 9 | $ 876,000 | $ 97,000 | $ 62,000 |
| Lehigh County Pennsylvania | 9 | $ 910,000 | $ 101,000 | $ 37,000 |
| Nassau County Florida | 8 | $ 1,360,000 | $ 170,000 | $ 63,000 |
| Palm Beach County Florida | 8 | $ 1,340,000 | $ 167,000 | $ 12,000 |
| Belmont County Ohio | 8 | $ 659,000 | $ 82,000 | $ 66,000 |
| Guernsey County Ohio | 8 | $ 447,000 | $ 55,000 | $ 36,000 |
| Wood County Ohio | 8 | $ 1,203,000 | $ 150,000 | $ 61,000 |
| Hocking County Ohio | 7 | $ 518,000 | $ 74,000 | $ 50,000 |
| Lee County Florida | 6 | $ 1,141,000 | $ 190,000 | $ 66,000 |
| Baltimore County Maryland | 6 | $ 1,440,000 | $ 240,000 | $ 70,000 |
| Allen County Ohio | 6 | $ 437,000 | $ 72,000 | $ 105,000 |
| Hancock County Ohio | 6 | $ 560,000 | $ 93,000 | $ 52,000 |
| Jefferson County Ohio | 6 | $ 388,000 | $ 64,000 | $ 27,000 |
| Sandusky County Ohio | 6 | $ 654,000 | $ 109,000 | $ 68,000 |
| Wayne County Ohio | 6 | $ 719,000 | $ 119,000 | $ 48,000 |
| Baker County Florida | 5 | $ 633,000 | $ 126,000 | $ 85,000 |
| Okeechobee County Florida | 5 | $ 530,000 | $ 106,000 | $ 10,000 |
| Columbiana County Ohio | 5 | $ 330,000 | $ 66,000 | $ 52,000 |
| Huron County Ohio | 5 | $ 585,000 | $ 117,000 | $ 199,000 |
| Logan County Ohio | 5 | $ 590,000 | $ 118,000 | $ 57,000 |
| Blair County Pennsylvania | 5 | $ 270,000 | $ 54,000 | $ 26,000 |
| Miami-Dade County Florida | 4 | $ 557,000 | $ 139,000 | $ 49,000 |
| Sarasota County Florida | 4 | $ 348,000 | $ 87,000 | $ 80,000 |
| St. Lucie County Florida | 4 | $ 641,000 | $ 160,000 | $ 77,000 |
| Wake County North Carolina | 4 | $ 427,000 | $ 106,000 | $ 0 |
| Ashtabula County Ohio | 4 | $ 494,000 | $ 123,000 | $ 30,000 |
| Athens County Ohio | 4 | $ 295,000 | $ 73,000 | $ 47,000 |
| Erie County Ohio | 4 | $ 279,000 | $ 69,000 | $ 29,000 |
| Fayette County Ohio | 4 | $ 434,000 | $ 108,000 | $ 40,000 |
| Morgan County Ohio | 4 | $ 370,000 | $ 92,000 | $ 55,000 |
| Pike County Ohio | 4 | $ 449,000 | $ 112,000 | $ 49,000 |
| Pinellas County Florida | 3 | $ 440,000 | $ 146,000 | $ 163,000 |
| Breckinridge County Kentucky | 3 | $ 130,000 | $ 43,000 | $ 32,000 |
| Clinton County Ohio | 3 | $ 365,000 | $ 121,000 | $ 61,000 |
| Hardin County Ohio | 3 | $ 177,000 | $ 59,000 | $ 44,000 |
| Henry County Ohio | 3 | $ 341,000 | $ 113,000 | $ 32,000 |
| Jackson County Ohio | 3 | $ 335,000 | $ 111,000 | $ 35,000 |
| Paulding County Ohio | 3 | $ 167,000 | $ 55,000 | $ 28,000 |
| Shelby County Ohio | 3 | $ 204,000 | $ 68,000 | $ 44,000 |
| Washington County Ohio | 3 | $ 179,000 | $ 59,000 | $ 33,000 |
| Bedford County Pennsylvania | 3 | $ 245,000 | $ 81,000 | $ 44,000 |
| Northampton County Pennsylvania | 3 | $ 795,000 | $ 265,000 | $ 0 |
| New Castle County Delaware | 2 | $ 483,000 | $ 241,000 | $ 39,000 |
| Collier County Florida | 2 | $ 279,000 | $ 139,000 | $ 0 |
| Martin County Florida | 2 | $ 370,000 | $ 185,000 | $ 155,000 |
| Okaloosa County Florida | 2 | $ 399,000 | $ 199,000 | $ 96,000 |
| St. Johns County Florida | 2 | $ 250,000 | $ 125,000 | $ 39,000 |
| Walton County Florida | 2 | $ 200,000 | $ 100,000 | $ 96,000 |
| Hendricks County Indiana | 2 | $ 285,000 | $ 142,000 | $ 120,000 |
| Fayette County Kentucky | 2 | $ 164,000 | $ 82,000 | $ 81,000 |
| Hardin County Kentucky | 2 | $ 221,000 | $ 110,000 | $ 49,000 |
| Oldham County Kentucky | 2 | $ 239,000 | $ 119,000 | $ 61,000 |
| Allegany County Maryland | 2 | $ 167,000 | $ 83,000 | $ 22,000 |
| Worcester County Maryland | 2 | $ 230,000 | $ 115,000 | $ 50,000 |
| Cabarrus County North Carolina | 2 | $ 237,000 | $ 118,000 | $ 89,000 |
| Adams County Ohio | 2 | $ 86,000 | $ 43,000 | $ 40,000 |
| Meigs County Ohio | 2 | $ 144,000 | $ 72,000 | $ 39,000 |
| Scioto County Ohio | 2 | $ 115,000 | $ 57,000 | $ 28,000 |
| Van Wert County Ohio | 2 | $ 145,000 | $ 72,000 | $ 46,000 |
| Wyandot County Ohio | 2 | $ 201,000 | $ 100,000 | $ 48,000 |
| Greene County Pennsylvania | 2 | $ 85,000 | $ 42,000 | $ 49,000 |
| Jefferson County Pennsylvania | 2 | $ 294,000 | $ 147,000 | $ 13,000 |
| Mercer County Pennsylvania | 2 | $ 151,000 | $ 75,000 | $ 14,000 |
| Maricopa County Arizona | 1 | $ 150,000 | $ 150,000 | $ 168,000 |
| Leon County Florida | 1 | $ 100,000 | $ 100,000 | $ 33,000 |
| DeKalb County Georgia | 1 | $ 50,000 | $ 50,000 | $ 168,000 |
| Cass County Indiana | 1 | $ 106,000 | $ 106,000 | $ 46,000 |
| Greene County Indiana | 1 | $ 96,000 | $ 96,000 | $ 26,000 |
| Grayson County Kentucky | 1 | $ 65,000 | $ 65,000 | $ 26,000 |
| Lincoln County Kentucky | 1 | $ 500,000 | $ 500,000 | $ 30,000 |
| Powell County Kentucky | 1 | $ 50,000 | $ 50,000 | $ 69,000 |
| Pulaski County Kentucky | 1 | $ 214,000 | $ 214,000 | $ 96,000 |
| Shelby County Kentucky | 1 | $ 104,000 | $ 104,000 | $ 33,000 |
| Anne Arundel County Maryland | 1 | $ 238,000 | $ 238,000 | $ 294,000 |
| Wayne County Michigan | 1 | $ 210,000 | $ 210,000 | $ 79,000 |
| Greene County Missouri | 1 | $ 50,000 | $ 50,000 | $ 88,000 |
| Holmes County Ohio | 1 | $ 50,000 | $ 50,000 | $ 41,000 |
| Lawrence County Ohio | 1 | $ 50,000 | $ 50,000 | $ 24,000 |
| Mercer County Ohio | 1 | $ 84,000 | $ 84,000 | $ 57,000 |
| Ottawa County Ohio | 1 | $ 212,000 | $ 212,000 | $ 135,000 |
| Seneca County Ohio | 1 | $ 50,000 | $ 50,000 | $ 28,000 |
| Vinton County Ohio | 1 | $ 125,000 | $ 125,000 | $ 33,000 |
| Armstrong County Pennsylvania | 1 | $ 76,000 | $ 76,000 | $ 24,000 |
| Clarion County Pennsylvania | 1 | $ 80,000 | $ 80,000 | $ 32,000 |
| Crawford County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 67,000 |
| Lawrence County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 32,000 |
| Montour County Pennsylvania | 1 | $ 167,000 | $ 167,000 | $ 51,000 |
| Pike County Pennsylvania | 1 | $ 180,000 | $ 180,000 | $ 167,000 |
| Schuylkill County Pennsylvania | 1 | $ 212,000 | $ 212,000 | $ 82,000 |
| Wayne County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 0 |
| York County Pennsylvania | 1 | $ 390,000 | $ 390,000 | $ 85,000 |
| Knox County Tennessee | 1 | $ 50,000 | $ 50,000 | $ 48,000 |
| Shelby County Tennessee | 1 | $ 50,000 | $ 50,000 | $ 60,000 |
| Newport News County Virginia | 1 | $ 50,000 | $ 50,000 | $ 30,000 |
Mortgage Loan Application Detail Totals for Equity Resources, Inc. in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,865 | $275,914,000 | $96,000 | $750,000 | $47,000 | $1,025,000 |
| Home Purchase | 2,809 | $316,197,000 | $112,000 | $909,000 | $48,000 | $804,000 |
| Home Improvement | 7 | $375,000 | $53,000 | $150,000 | $31,000 | $63,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,070 | $411,988,000 | $101,000 | $883,000 | $49,000 | $1,025,000 |
| Black or African American | 959 | $103,703,000 | $108,000 | $750,000 | $47,000 | $671,000 |
| Hispanic | 312 | $37,226,000 | $119,000 | $369,000 | $36,000 | $197,000 |
| Not Provided | 238 | $27,018,000 | $113,000 | $909,000 | $52,000 | $480,000 |
| Asian | 84 | $10,792,000 | $128,000 | $562,000 | $40,000 | $141,000 |
| American Indian or Alaskan Native | 9 | $578,000 | $64,000 | $134,000 | $30,000 | $53,000 |
| Native Hawaiian or Other Pacific Islander | 9 | $1,181,000 | $131,000 | $232,000 | $29,000 | $122,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,673 | $591,546,000 | $104,000 | $909,000 | $48,000 | $1,025,000 |
| FHA-insured (Federal Housing Administration) | 6 | $654,000 | $109,000 | $243,000 | $50,000 | $86,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $254,000 | $254,000 | $254,000 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 1 | $32,000 | $32,000 | $32,000 | $44,000 | $44,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 2,753 | $274,022,000 | $99,000 | $711,000 | $45,000 | $1,025,000 |
| Loan Originated | 2,532 | $266,977,000 | $105,000 | $909,000 | $49,000 | $676,000 |
| Application Approved But Not Accepted | 244 | $34,192,000 | $140,000 | $750,000 | $58,000 | $671,000 |
| Application Withdrawn By Applicant | 151 | $17,242,000 | $114,000 | $860,000 | $49,000 | $480,000 |
| File Closed For Incompleteness | 1 | $53,000 | $53,000 | $53,000 | $26,000 | $26,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 264 | $22,573,000 | $85,000 | $350,000 | $39,000 | $144,000 |
| Collateral | 28 | $2,358,000 | $84,000 | $320,000 | $49,000 | $190,000 |
| Other | 17 | $1,443,000 | $84,000 | $252,000 | $50,000 | $113,000 |
| Debt-To-Income Ratio | 11 | $1,652,000 | $150,000 | $600,000 | $34,000 | $82,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 10 | $973,000 | $97,000 | $192,000 | $60,000 | $116,000 |
| Employment History | 2 | $105,000 | $52,000 | $80,000 | $25,000 | $32,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Equity Resources, Inc.'s 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Equity Resources, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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