Equity Resources, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013
Equity Resources, Inc. 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Equity Resources, Inc. Po Box 5177 Newark, OH 43058 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,011 |
| Total Mortgage Loan Application Amount | $628,556,000 |
| Average Mortgage Loan Application Amount | $142,666 |
| Highest Mortgage Loan Application Amount | $1,000,000 |
| Average Applicant Income | $73,000 |
| Highest Applicant Income | $718,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with Equity Resources, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Equity Resources, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down Equity Resources, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Equity Resources, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Equity Resources, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Equity Resources, Inc.'s mortgage activity for 2013.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Franklin County Ohio | 504 | $ 79,841,000 | $ 158,000 | $ 90,000 |
| Allegheny County Pennsylvania | 349 | $ 47,744,000 | $ 136,000 | $ 75,000 |
| Delaware County Ohio | 257 | $ 55,752,000 | $ 216,000 | $ 102,000 |
| Hamilton County Ohio | 156 | $ 18,275,000 | $ 117,000 | $ 67,000 |
| Westmoreland County Pennsylvania | 154 | $ 19,665,000 | $ 127,000 | $ 61,000 |
| Licking County Ohio | 136 | $ 17,440,000 | $ 128,000 | $ 66,000 |
| Washington County Pennsylvania | 119 | $ 16,133,000 | $ 135,000 | $ 74,000 |
| St. Mary's County Maryland | 117 | $ 28,474,000 | $ 243,000 | $ 93,000 |
| Clermont County Ohio | 112 | $ 17,541,000 | $ 156,000 | $ 72,000 |
| Butler County Ohio | 107 | $ 16,074,000 | $ 150,000 | $ 82,000 |
| Montgomery County Ohio | 102 | $ 11,658,000 | $ 114,000 | $ 60,000 |
| Blair County Pennsylvania | 102 | $ 11,409,000 | $ 111,000 | $ 57,000 |
| Lucas County Ohio | 95 | $ 9,884,000 | $ 104,000 | $ 58,000 |
| Warren County Ohio | 94 | $ 14,446,000 | $ 153,000 | $ 71,000 |
| Fairfield County Ohio | 92 | $ 14,024,000 | $ 152,000 | $ 75,000 |
| Knox County Ohio | 83 | $ 8,510,000 | $ 102,000 | $ 48,000 |
| Beaver County Pennsylvania | 76 | $ 9,093,000 | $ 119,000 | $ 65,000 |
| Calvert County Maryland | 55 | $ 11,682,000 | $ 212,000 | $ 88,000 |
| Prince George's County Maryland | 51 | $ 12,026,000 | $ 235,000 | $ 85,000 |
| Butler County Pennsylvania | 49 | $ 9,832,000 | $ 200,000 | $ 89,000 |
| Montgomery County Maryland | 48 | $ 14,477,000 | $ 301,000 | $ 114,000 |
| Cambria County Pennsylvania | 38 | $ 3,675,000 | $ 96,000 | $ 57,000 |
| Clark County Ohio | 35 | $ 3,729,000 | $ 106,000 | $ 58,000 |
| Union County Ohio | 35 | $ 9,152,000 | $ 261,000 | $ 115,000 |
| Wake County North Carolina | 33 | $ 7,601,000 | $ 230,000 | $ 103,000 |
| Pickaway County Ohio | 31 | $ 4,481,000 | $ 144,000 | $ 66,000 |
| Greene County Ohio | 30 | $ 3,962,000 | $ 132,000 | $ 83,000 |
| Frederick County Maryland | 28 | $ 10,054,000 | $ 359,000 | $ 135,000 |
| Clinton County Ohio | 27 | $ 2,808,000 | $ 104,000 | $ 50,000 |
| Summit County Ohio | 27 | $ 3,298,000 | $ 122,000 | $ 93,000 |
| Cuyahoga County Ohio | 25 | $ 3,422,000 | $ 136,000 | $ 82,000 |
| Fayette County Pennsylvania | 24 | $ 2,353,000 | $ 98,000 | $ 44,000 |
| Stark County Ohio | 23 | $ 4,277,000 | $ 185,000 | $ 104,000 |
| Wood County Ohio | 23 | $ 2,944,000 | $ 128,000 | $ 54,000 |
| Hancock County Ohio | 20 | $ 2,016,000 | $ 100,000 | $ 70,000 |
| Perry County Ohio | 19 | $ 2,236,000 | $ 117,000 | $ 53,000 |
| Montgomery County Pennsylvania | 19 | $ 3,872,000 | $ 203,000 | $ 118,000 |
| York County Pennsylvania | 19 | $ 3,106,000 | $ 163,000 | $ 92,000 |
| Morrow County Ohio | 18 | $ 2,247,000 | $ 124,000 | $ 49,000 |
| Muskingum County Ohio | 18 | $ 1,644,000 | $ 91,000 | $ 45,000 |
| Greene County Pennsylvania | 18 | $ 2,031,000 | $ 112,000 | $ 62,000 |
| Charles County Maryland | 17 | $ 4,422,000 | $ 260,000 | $ 93,000 |
| Lawrence County Pennsylvania | 17 | $ 1,827,000 | $ 107,000 | $ 66,000 |
| Lorain County Ohio | 16 | $ 1,934,000 | $ 120,000 | $ 64,000 |
| Richland County Ohio | 16 | $ 1,855,000 | $ 115,000 | $ 64,000 |
| Monroe County Michigan | 15 | $ 2,133,000 | $ 142,000 | $ 70,000 |
| Anne Arundel County Maryland | 14 | $ 3,908,000 | $ 279,000 | $ 106,000 |
| Chester County Pennsylvania | 14 | $ 3,729,000 | $ 266,000 | $ 116,000 |
| Lancaster County Pennsylvania | 13 | $ 2,158,000 | $ 166,000 | $ 89,000 |
| Philadelphia County Pennsylvania | 13 | $ 1,746,000 | $ 134,000 | $ 111,000 |
| District of Columbia County District Of Columbia | 11 | $ 3,811,000 | $ 346,000 | $ 135,000 |
| Ottawa County Ohio | 11 | $ 947,000 | $ 86,000 | $ 43,000 |
| Berks County Pennsylvania | 11 | $ 1,805,000 | $ 164,000 | $ 105,000 |
| Erie County Pennsylvania | 11 | $ 1,544,000 | $ 140,000 | $ 73,000 |
| Fulton County Ohio | 10 | $ 1,490,000 | $ 149,000 | $ 72,000 |
| Highland County Ohio | 10 | $ 1,196,000 | $ 119,000 | $ 55,000 |
| Lake County Ohio | 10 | $ 1,492,000 | $ 149,000 | $ 79,000 |
| Bucks County Pennsylvania | 10 | $ 2,033,000 | $ 203,000 | $ 109,000 |
| Centre County Pennsylvania | 10 | $ 1,399,000 | $ 139,000 | $ 83,000 |
| Madison County Ohio | 9 | $ 1,441,000 | $ 160,000 | $ 72,000 |
| Clearfield County Pennsylvania | 9 | $ 860,000 | $ 95,000 | $ 51,000 |
| Cumberland County Pennsylvania | 9 | $ 1,378,000 | $ 153,000 | $ 71,000 |
| Dauphin County Pennsylvania | 9 | $ 1,338,000 | $ 148,000 | $ 90,000 |
| Medina County Ohio | 8 | $ 1,020,000 | $ 127,000 | $ 56,000 |
| Sandusky County Ohio | 8 | $ 870,000 | $ 108,000 | $ 68,000 |
| Wayne County Ohio | 8 | $ 841,000 | $ 105,000 | $ 60,000 |
| Delaware County Pennsylvania | 8 | $ 1,293,000 | $ 161,000 | $ 78,000 |
| Indiana County Pennsylvania | 8 | $ 804,000 | $ 100,000 | $ 53,000 |
| Somerset County Pennsylvania | 8 | $ 1,267,000 | $ 158,000 | $ 119,000 |
| Howard County Maryland | 7 | $ 2,892,000 | $ 413,000 | $ 192,000 |
| Crawford County Ohio | 7 | $ 702,000 | $ 100,000 | $ 58,000 |
| Marion County Ohio | 7 | $ 699,000 | $ 99,000 | $ 53,000 |
| Miami County Ohio | 7 | $ 1,119,000 | $ 159,000 | $ 77,000 |
| Portage County Ohio | 7 | $ 907,000 | $ 129,000 | $ 91,000 |
| Ross County Ohio | 7 | $ 1,276,000 | $ 182,000 | $ 87,000 |
| Monroe County Pennsylvania | 7 | $ 1,165,000 | $ 166,000 | $ 76,000 |
| Sussex County Delaware | 6 | $ 1,886,000 | $ 314,000 | $ 243,000 |
| Baltimore City County Maryland | 6 | $ 1,039,000 | $ 173,000 | $ 88,000 |
| Carroll County Maryland | 6 | $ 2,231,000 | $ 371,000 | $ 109,000 |
| Champaign County Ohio | 6 | $ 660,000 | $ 110,000 | $ 52,000 |
| Preble County Ohio | 6 | $ 904,000 | $ 150,000 | $ 63,000 |
| Armstrong County Pennsylvania | 6 | $ 791,000 | $ 131,000 | $ 93,000 |
| Lackawanna County Pennsylvania | 6 | $ 691,000 | $ 115,000 | $ 77,000 |
| Lebanon County Pennsylvania | 6 | $ 950,000 | $ 158,000 | $ 96,000 |
| Fairfax County Virginia | 6 | $ 2,761,000 | $ 460,000 | $ 168,000 |
| Allen County Ohio | 5 | $ 471,000 | $ 94,000 | $ 38,000 |
| Ashland County Ohio | 5 | $ 459,000 | $ 91,000 | $ 57,000 |
| Jefferson County Ohio | 5 | $ 624,000 | $ 124,000 | $ 60,000 |
| Lawrence County Ohio | 5 | $ 600,000 | $ 120,000 | $ 80,000 |
| Trumbull County Ohio | 5 | $ 667,000 | $ 133,000 | $ 77,000 |
| Luzerne County Pennsylvania | 5 | $ 946,000 | $ 189,000 | $ 125,000 |
| Mercer County Pennsylvania | 5 | $ 882,000 | $ 176,000 | $ 78,000 |
| Schuylkill County Pennsylvania | 5 | $ 603,000 | $ 120,000 | $ 67,000 |
| Orange County Florida | 4 | $ 1,141,000 | $ 285,000 | $ 92,000 |
| Seminole County Florida | 4 | $ 616,000 | $ 154,000 | $ 52,000 |
| Worcester County Maryland | 4 | $ 784,000 | $ 196,000 | $ 122,000 |
| Brown County Ohio | 4 | $ 578,000 | $ 144,000 | $ 71,000 |
| Columbiana County Ohio | 4 | $ 330,000 | $ 82,000 | $ 39,000 |
| Geauga County Ohio | 4 | $ 670,000 | $ 167,000 | $ 58,000 |
| Mahoning County Ohio | 4 | $ 527,000 | $ 131,000 | $ 60,000 |
| Scioto County Ohio | 4 | $ 591,000 | $ 147,000 | $ 80,000 |
| Franklin County Pennsylvania | 4 | $ 691,000 | $ 172,000 | $ 96,000 |
| Lehigh County Pennsylvania | 4 | $ 709,000 | $ 177,000 | $ 65,000 |
| Northampton County Pennsylvania | 4 | $ 663,000 | $ 165,000 | $ 93,000 |
| Baltimore County Maryland | 3 | $ 896,000 | $ 298,000 | $ 127,000 |
| Garrett County Maryland | 3 | $ 777,000 | $ 259,000 | $ 197,000 |
| Lenawee County Michigan | 3 | $ 268,000 | $ 89,000 | $ 96,000 |
| Durham County North Carolina | 3 | $ 550,000 | $ 183,000 | $ 63,000 |
| Johnston County North Carolina | 3 | $ 378,000 | $ 126,000 | $ 37,000 |
| Ashtabula County Ohio | 3 | $ 320,000 | $ 106,000 | $ 39,000 |
| Darke County Ohio | 3 | $ 256,000 | $ 85,000 | $ 78,000 |
| Defiance County Ohio | 3 | $ 441,000 | $ 147,000 | $ 103,000 |
| Hocking County Ohio | 3 | $ 318,000 | $ 106,000 | $ 67,000 |
| Huron County Ohio | 3 | $ 467,000 | $ 155,000 | $ 76,000 |
| Putnam County Ohio | 3 | $ 468,000 | $ 156,000 | $ 78,000 |
| Shelby County Ohio | 3 | $ 582,000 | $ 194,000 | $ 69,000 |
| Bedford County Pennsylvania | 3 | $ 424,000 | $ 141,000 | $ 73,000 |
| Crawford County Pennsylvania | 3 | $ 391,000 | $ 130,000 | $ 86,000 |
| Huntingdon County Pennsylvania | 3 | $ 352,000 | $ 117,000 | $ 46,000 |
| Wayne County Pennsylvania | 3 | $ 864,000 | $ 288,000 | $ 176,000 |
| Indian River County Florida | 2 | $ 100,000 | $ 50,000 | $ 13,000 |
| Greenup County Kentucky | 2 | $ 291,000 | $ 145,000 | $ 42,000 |
| Kenton County Kentucky | 2 | $ 404,000 | $ 202,000 | $ 83,000 |
| Oakland County Michigan | 2 | $ 274,000 | $ 137,000 | $ 74,000 |
| Franklin County North Carolina | 2 | $ 444,000 | $ 222,000 | $ 164,000 |
| Granville County North Carolina | 2 | $ 274,000 | $ 137,000 | $ 34,000 |
| Guilford County North Carolina | 2 | $ 327,000 | $ 163,000 | $ 32,000 |
| Athens County Ohio | 2 | $ 238,000 | $ 119,000 | $ 31,000 |
| Belmont County Ohio | 2 | $ 266,000 | $ 133,000 | $ 43,000 |
| Coshocton County Ohio | 2 | $ 140,000 | $ 70,000 | $ 43,000 |
| Erie County Ohio | 2 | $ 173,000 | $ 86,000 | $ 95,000 |
| Hardin County Ohio | 2 | $ 372,000 | $ 186,000 | $ 73,000 |
| Henry County Ohio | 2 | $ 255,000 | $ 127,000 | $ 82,000 |
| Holmes County Ohio | 2 | $ 394,000 | $ 197,000 | $ 149,000 |
| Jackson County Ohio | 2 | $ 267,000 | $ 133,000 | $ 88,000 |
| Logan County Ohio | 2 | $ 406,000 | $ 203,000 | $ 81,000 |
| Tuscarawas County Ohio | 2 | $ 381,000 | $ 190,000 | $ 94,000 |
| Adams County Pennsylvania | 2 | $ 256,000 | $ 128,000 | $ 142,000 |
| Carbon County Pennsylvania | 2 | $ 306,000 | $ 153,000 | $ 64,000 |
| Fulton County Pennsylvania | 2 | $ 263,000 | $ 131,000 | $ 56,000 |
| Lycoming County Pennsylvania | 2 | $ 245,000 | $ 122,000 | $ 73,000 |
| Northumberland County Pennsylvania | 2 | $ 346,000 | $ 173,000 | $ 71,000 |
| Pike County Pennsylvania | 2 | $ 468,000 | $ 234,000 | $ 139,000 |
| Wyoming County Pennsylvania | 2 | $ 164,000 | $ 82,000 | $ 29,000 |
| Elmore County Alabama | 1 | $ 171,000 | $ 171,000 | $ 72,000 |
| Jefferson County Alabama | 1 | $ 122,000 | $ 122,000 | $ 48,000 |
| Hillsborough County Florida | 1 | $ 169,000 | $ 169,000 | $ 57,000 |
| Lee County Florida | 1 | $ 106,000 | $ 106,000 | $ 110,000 |
| Miami-Dade County Florida | 1 | $ 100,000 | $ 100,000 | $ 9,000 |
| Osceola County Florida | 1 | $ 168,000 | $ 168,000 | $ 73,000 |
| Sarasota County Florida | 1 | $ 150,000 | $ 150,000 | $ 94,000 |
| Chatham County Georgia | 1 | $ 100,000 | $ 100,000 | $ 15,000 |
| Cobb County Georgia | 1 | $ 189,000 | $ 189,000 | $ 50,000 |
| Hamilton County Indiana | 1 | $ 158,000 | $ 158,000 | $ 102,000 |
| Lake County Indiana | 1 | $ 131,000 | $ 131,000 | $ 86,000 |
| Marshall County Indiana | 1 | $ 57,000 | $ 57,000 | $ 30,000 |
| Boone County Kentucky | 1 | $ 152,000 | $ 152,000 | $ 50,000 |
| Campbell County Kentucky | 1 | $ 41,000 | $ 41,000 | $ 158,000 |
| Harrison County Kentucky | 1 | $ 142,000 | $ 142,000 | $ 47,000 |
| Dorchester County Maryland | 1 | $ 100,000 | $ 100,000 | $ 75,000 |
| Harford County Maryland | 1 | $ 189,000 | $ 189,000 | $ 74,000 |
| Queen Anne's County Maryland | 1 | $ 128,000 | $ 128,000 | $ 60,000 |
| Talbot County Maryland | 1 | $ 223,000 | $ 223,000 | $ 98,000 |
| Kalamazoo County Michigan | 1 | $ 142,000 | $ 142,000 | $ 59,000 |
| Livingston County Michigan | 1 | $ 130,000 | $ 130,000 | $ 92,000 |
| Auglaize County Ohio | 1 | $ 147,000 | $ 147,000 | $ 83,000 |
| Fayette County Ohio | 1 | $ 136,000 | $ 136,000 | $ 83,000 |
| Guernsey County Ohio | 1 | $ 132,000 | $ 132,000 | $ 34,000 |
| Meigs County Ohio | 1 | $ 110,000 | $ 110,000 | $ 45,000 |
| Pike County Ohio | 1 | $ 135,000 | $ 135,000 | $ 110,000 |
| Seneca County Ohio | 1 | $ 100,000 | $ 100,000 | $ 50,000 |
| Vinton County Ohio | 1 | $ 86,000 | $ 86,000 | $ 50,000 |
| Washington County Ohio | 1 | $ 95,000 | $ 95,000 | $ 37,000 |
| Williams County Ohio | 1 | $ 89,000 | $ 89,000 | $ 51,000 |
| Wyandot County Ohio | 1 | $ 124,000 | $ 124,000 | $ 106,000 |
| Bradford County Pennsylvania | 1 | $ 100,000 | $ 100,000 | $ 106,000 |
| Columbia County Pennsylvania | 1 | $ 82,000 | $ 82,000 | $ 33,000 |
| Mifflin County Pennsylvania | 1 | $ 106,000 | $ 106,000 | $ 72,000 |
| Potter County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 31,000 |
| Susquehanna County Pennsylvania | 1 | $ 201,000 | $ 201,000 | $ 52,000 |
| Tioga County Pennsylvania | 1 | $ 100,000 | $ 100,000 | $ 42,000 |
| Union County Pennsylvania | 1 | $ 108,000 | $ 108,000 | $ 69,000 |
| Venango County Pennsylvania | 1 | $ 117,000 | $ 117,000 | $ 130,000 |
| Warren County Pennsylvania | 1 | $ 100,000 | $ 100,000 | $ 67,000 |
| Georgetown County South Carolina | 1 | $ 101,000 | $ 101,000 | $ 280,000 |
| Fauquier County Virginia | 1 | $ 300,000 | $ 300,000 | $ 151,000 |
| Henrico County Virginia | 1 | $ 132,000 | $ 132,000 | $ 69,000 |
| King George County Virginia | 1 | $ 297,000 | $ 297,000 | $ 78,000 |
| Loudoun County Virginia | 1 | $ 345,000 | $ 345,000 | $ 155,000 |
| Spotsylvania County Virginia | 1 | $ 465,000 | $ 465,000 | $ 583,000 |
| Stafford County Virginia | 1 | $ 465,000 | $ 465,000 | $ 167,000 |
Mortgage Loan Application Detail Totals for Equity Resources, Inc. in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,093 | $322,214,000 | $153,000 | $980,000 | $70,000 | $594,000 |
| Refinancing | 1,902 | $304,491,000 | $160,000 | $1,000,000 | $88,000 | $718,000 |
| Home Improvement | 16 | $1,851,000 | $115,000 | $176,000 | $61,000 | $186,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,455 | $519,813,000 | $150,000 | $1,000,000 | $76,000 | $718,000 |
| Asian | 250 | $58,765,000 | $235,000 | $686,000 | $119,000 | $513,000 |
| Black or African American | 234 | $38,418,000 | $164,000 | $736,000 | $71,000 | $299,000 |
| Hispanic | 57 | $8,848,000 | $155,000 | $383,000 | $68,000 | $247,000 |
| American Indian or Alaskan Native | 12 | $2,244,000 | $187,000 | $352,000 | $137,000 | $408,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $468,000 | $156,000 | $194,000 | $82,000 | $156,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,078 | $355,077,000 | $170,000 | $1,000,000 | $94,000 | $594,000 |
| FHA-insured (Federal Housing Administration) | 1,399 | $191,224,000 | $136,000 | $736,000 | $63,000 | $718,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 299 | $39,734,000 | $132,000 | $980,000 | $47,000 | $116,000 |
| VA-guaranteed (Veterans Administration) | 235 | $42,521,000 | $180,000 | $570,000 | $76,000 | $337,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,174 | $348,254,000 | $160,000 | $1,000,000 | $77,000 | $513,000 |
| Application Approved But Not Accepted | 1,249 | $205,151,000 | $164,000 | $980,000 | $87,000 | $718,000 |
| Application Denied By Financial Institution | 571 | $73,185,000 | $128,000 | $502,000 | $65,000 | $408,000 |
| Application Withdrawn By Applicant | 17 | $1,966,000 | $115,000 | $270,000 | $76,000 | $202,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 237 | $29,088,000 | $122,000 | $502,000 | $68,000 | $362,000 |
| Collateral | 112 | $14,243,000 | $127,000 | $400,000 | $70,000 | $258,000 |
| Other | 93 | $13,317,000 | $143,000 | $414,000 | $72,000 | $408,000 |
| Debt-To-Income Ratio | 86 | $11,424,000 | $132,000 | $412,000 | $50,000 | $290,000 |
| Employment History | 10 | $1,023,000 | $102,000 | $174,000 | $39,000 | $58,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 9 | $1,214,000 | $134,000 | $351,000 | $70,000 | $135,000 |
| Unverifiable Information | 8 | $721,000 | $90,000 | $181,000 | $54,000 | $135,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Equity Resources, Inc.'s 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Equity Resources, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.