Equity Services, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Equity Services, Inc. 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Equity Services, Inc. 5711 Six Forks Road, Ste 201 Raleigh, NC 27609 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 3,033 |
| Total Mortgage Loan Application Amount | $588,268,000 |
| Average Mortgage Loan Application Amount | $195,500 |
| Highest Mortgage Loan Application Amount | $1,700,000 |
| Average Applicant Income | $105,000 |
| Highest Applicant Income | $2,161,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Equity Services, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Equity Services, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Equity Services, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Equity Services, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Equity Services, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Equity Services, Inc.'s mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Wake County North Carolina | 892 | $ 184,989,000 | $ 207,000 | $ 103,000 |
| New Hanover County North Carolina | 142 | $ 27,279,000 | $ 192,000 | $ 116,000 |
| Washington County Virginia | 137 | $ 21,278,000 | $ 155,000 | $ 77,000 |
| Mecklenburg County North Carolina | 123 | $ 24,001,000 | $ 195,000 | $ 111,000 |
| Durham County North Carolina | 103 | $ 16,952,000 | $ 164,000 | $ 90,000 |
| Johnston County North Carolina | 84 | $ 14,244,000 | $ 169,000 | $ 77,000 |
| Moore County North Carolina | 77 | $ 15,963,000 | $ 207,000 | $ 108,000 |
| Guilford County North Carolina | 61 | $ 9,316,000 | $ 152,000 | $ 107,000 |
| Orange County North Carolina | 54 | $ 13,617,000 | $ 252,000 | $ 115,000 |
| Brunswick County North Carolina | 49 | $ 7,643,000 | $ 155,000 | $ 95,000 |
| Cleveland County North Carolina | 46 | $ 6,849,000 | $ 148,000 | $ 69,000 |
| Horry County South Carolina | 34 | $ 7,343,000 | $ 215,000 | $ 325,000 |
| Sullivan County Tennessee | 34 | $ 3,998,000 | $ 117,000 | $ 50,000 |
| Davidson County North Carolina | 30 | $ 3,527,000 | $ 117,000 | $ 91,000 |
| Alamance County North Carolina | 28 | $ 4,470,000 | $ 159,000 | $ 77,000 |
| Carteret County North Carolina | 26 | $ 13,297,000 | $ 511,000 | $ 260,000 |
| Franklin County North Carolina | 24 | $ 3,920,000 | $ 163,000 | $ 66,000 |
| Davidson County Tennessee | 24 | $ 3,311,000 | $ 137,000 | $ 78,000 |
| Harnett County North Carolina | 22 | $ 4,418,000 | $ 200,000 | $ 59,000 |
| Iredell County North Carolina | 22 | $ 3,843,000 | $ 174,000 | $ 89,000 |
| McDowell County North Carolina | 22 | $ 2,061,000 | $ 93,000 | $ 41,000 |
| Bristol County Virginia | 22 | $ 2,039,000 | $ 92,000 | $ 45,000 |
| Russell County Virginia | 21 | $ 2,911,000 | $ 138,000 | $ 66,000 |
| Columbus County North Carolina | 20 | $ 2,797,000 | $ 139,000 | $ 65,000 |
| Dare County North Carolina | 20 | $ 7,051,000 | $ 352,000 | $ 176,000 |
| Buncombe County North Carolina | 19 | $ 3,606,000 | $ 189,000 | $ 99,000 |
| Lincoln County North Carolina | 19 | $ 4,450,000 | $ 234,000 | $ 90,000 |
| Granville County North Carolina | 18 | $ 2,610,000 | $ 145,000 | $ 76,000 |
| Union County North Carolina | 18 | $ 6,342,000 | $ 352,000 | $ 163,000 |
| Lee County North Carolina | 17 | $ 2,321,000 | $ 136,000 | $ 61,000 |
| Pender County North Carolina | 17 | $ 3,015,000 | $ 177,000 | $ 110,000 |
| Catawba County North Carolina | 16 | $ 3,370,000 | $ 210,000 | $ 125,000 |
| Forsyth County North Carolina | 16 | $ 1,896,000 | $ 118,000 | $ 70,000 |
| Onslow County North Carolina | 16 | $ 5,070,000 | $ 316,000 | $ 202,000 |
| Charleston County South Carolina | 16 | $ 3,522,000 | $ 220,000 | $ 131,000 |
| Palm Beach County Florida | 15 | $ 4,346,000 | $ 289,000 | $ 150,000 |
| Chatham County North Carolina | 15 | $ 4,246,000 | $ 283,000 | $ 281,000 |
| Nash County North Carolina | 14 | $ 2,269,000 | $ 162,000 | $ 58,000 |
| Washington County Tennessee | 13 | $ 2,080,000 | $ 160,000 | $ 142,000 |
| Henry County Virginia | 12 | $ 1,139,000 | $ 94,000 | $ 44,000 |
| Loudoun County Virginia | 12 | $ 4,276,000 | $ 356,000 | $ 252,000 |
| Gaston County North Carolina | 11 | $ 1,578,000 | $ 143,000 | $ 97,000 |
| Randolph County North Carolina | 11 | $ 1,457,000 | $ 132,000 | $ 42,000 |
| Rowan County North Carolina | 11 | $ 1,615,000 | $ 146,000 | $ 66,000 |
| Rutherford County Tennessee | 11 | $ 1,619,000 | $ 147,000 | $ 70,000 |
| Mercer County West Virginia | 11 | $ 1,390,000 | $ 126,000 | $ 57,000 |
| Cabarrus County North Carolina | 10 | $ 2,614,000 | $ 261,000 | $ 111,000 |
| Richland County South Carolina | 10 | $ 1,117,000 | $ 111,000 | $ 48,000 |
| Pitt County North Carolina | 9 | $ 1,130,000 | $ 125,000 | $ 110,000 |
| Wilson County North Carolina | 9 | $ 1,614,000 | $ 179,000 | $ 130,000 |
| Greenville County South Carolina | 9 | $ 2,379,000 | $ 264,000 | $ 165,000 |
| Amherst County Virginia | 9 | $ 1,102,000 | $ 122,000 | $ 38,000 |
| Ashe County North Carolina | 8 | $ 1,292,000 | $ 161,000 | $ 188,000 |
| Henderson County North Carolina | 8 | $ 1,129,000 | $ 141,000 | $ 68,000 |
| York County South Carolina | 8 | $ 1,361,000 | $ 170,000 | $ 109,000 |
| Williamson County Tennessee | 8 | $ 1,478,000 | $ 184,000 | $ 83,000 |
| Tazewell County Virginia | 8 | $ 882,000 | $ 110,000 | $ 58,000 |
| Rockingham County North Carolina | 7 | $ 990,000 | $ 141,000 | $ 62,000 |
| Spartanburg County South Carolina | 7 | $ 1,144,000 | $ 163,000 | $ 100,000 |
| Buchanan County Virginia | 7 | $ 863,000 | $ 123,000 | $ 82,000 |
| Smyth County Virginia | 7 | $ 994,000 | $ 142,000 | $ 62,000 |
| Broward County Florida | 6 | $ 2,047,000 | $ 341,000 | $ 246,000 |
| Miami-Dade County Florida | 6 | $ 1,093,000 | $ 182,000 | $ 59,000 |
| Anne Arundel County Maryland | 6 | $ 1,918,000 | $ 319,000 | $ 253,000 |
| Burke County North Carolina | 6 | $ 1,022,000 | $ 170,000 | $ 63,000 |
| Cumberland County North Carolina | 6 | $ 1,109,000 | $ 184,000 | $ 104,000 |
| Pasquotank County North Carolina | 6 | $ 816,000 | $ 136,000 | $ 90,000 |
| Rutherford County North Carolina | 6 | $ 508,000 | $ 84,000 | $ 52,000 |
| Vance County North Carolina | 6 | $ 1,159,000 | $ 193,000 | $ 179,000 |
| Wayne County North Carolina | 6 | $ 875,000 | $ 145,000 | $ 78,000 |
| Lancaster County South Carolina | 6 | $ 946,000 | $ 157,000 | $ 47,000 |
| Duval County Florida | 5 | $ 939,000 | $ 187,000 | $ 132,000 |
| Fulton County Georgia | 5 | $ 1,072,000 | $ 214,000 | $ 88,000 |
| Hall County Georgia | 5 | $ 996,000 | $ 199,000 | $ 119,000 |
| Fayette County Kentucky | 5 | $ 1,341,000 | $ 268,000 | $ 102,000 |
| Baltimore County Maryland | 5 | $ 1,085,000 | $ 217,000 | $ 90,000 |
| Bladen County North Carolina | 5 | $ 875,000 | $ 175,000 | $ 136,000 |
| Craven County North Carolina | 5 | $ 745,000 | $ 149,000 | $ 58,000 |
| Davie County North Carolina | 5 | $ 757,000 | $ 151,000 | $ 59,000 |
| Edgecombe County North Carolina | 5 | $ 549,000 | $ 109,000 | $ 39,000 |
| Gates County North Carolina | 5 | $ 1,009,000 | $ 201,000 | $ 59,000 |
| Person County North Carolina | 5 | $ 773,000 | $ 154,000 | $ 51,000 |
| Robeson County North Carolina | 5 | $ 665,000 | $ 133,000 | $ 75,000 |
| Stanly County North Carolina | 5 | $ 668,000 | $ 133,000 | $ 53,000 |
| Lexington County South Carolina | 5 | $ 674,000 | $ 134,000 | $ 67,000 |
| Chesapeake County Virginia | 5 | $ 1,110,000 | $ 222,000 | $ 70,000 |
| Fairfax County Virginia | 5 | $ 1,859,000 | $ 371,000 | $ 150,000 |
| Franklin County Virginia | 5 | $ 544,000 | $ 108,000 | $ 63,000 |
| Harrison County West Virginia | 5 | $ 547,000 | $ 109,000 | $ 50,000 |
| St. Johns County Florida | 4 | $ 1,646,000 | $ 411,000 | $ 298,000 |
| DeKalb County Georgia | 4 | $ 609,000 | $ 152,000 | $ 71,000 |
| St. Tammany County Louisiana | 4 | $ 696,000 | $ 174,000 | $ 109,000 |
| Worcester County Maryland | 4 | $ 1,264,000 | $ 316,000 | $ 93,000 |
| Beaufort County North Carolina | 4 | $ 583,000 | $ 145,000 | $ 37,000 |
| Currituck County North Carolina | 4 | $ 1,394,000 | $ 348,000 | $ 266,000 |
| Halifax County North Carolina | 4 | $ 1,040,000 | $ 260,000 | $ 171,000 |
| Hoke County North Carolina | 4 | $ 411,000 | $ 102,000 | $ 91,000 |
| Macon County North Carolina | 4 | $ 901,000 | $ 225,000 | $ 152,000 |
| Watauga County North Carolina | 4 | $ 1,140,000 | $ 285,000 | $ 142,000 |
| Anderson County South Carolina | 4 | $ 974,000 | $ 243,000 | $ 166,000 |
| Beaufort County South Carolina | 4 | $ 647,000 | $ 161,000 | $ 202,000 |
| Berkeley County South Carolina | 4 | $ 439,000 | $ 109,000 | $ 80,000 |
| Georgetown County South Carolina | 4 | $ 530,000 | $ 132,000 | $ 39,000 |
| Robertson County Tennessee | 4 | $ 718,000 | $ 179,000 | $ 63,000 |
| Sevier County Tennessee | 4 | $ 477,000 | $ 119,000 | $ 84,000 |
| Shelby County Tennessee | 4 | $ 931,000 | $ 232,000 | $ 101,000 |
| Chesterfield County Virginia | 4 | $ 642,000 | $ 160,000 | $ 81,000 |
| Fauquier County Virginia | 4 | $ 1,202,000 | $ 300,000 | $ 215,000 |
| Martinsville County Virginia | 4 | $ 561,000 | $ 140,000 | $ 56,000 |
| Mecklenburg County Virginia | 4 | $ 1,451,000 | $ 362,000 | $ 141,000 |
| Prince William County Virginia | 4 | $ 1,332,000 | $ 333,000 | $ 153,000 |
| Flagler County Florida | 3 | $ 1,035,000 | $ 345,000 | $ 270,000 |
| Marion County Florida | 3 | $ 303,000 | $ 101,000 | $ 39,000 |
| Orange County Florida | 3 | $ 438,000 | $ 146,000 | $ 29,000 |
| Seminole County Florida | 3 | $ 459,000 | $ 153,000 | $ 71,000 |
| Volusia County Florida | 3 | $ 445,000 | $ 148,000 | $ 98,000 |
| Jackson County Georgia | 3 | $ 478,000 | $ 159,000 | $ 74,000 |
| Ascension County Louisiana | 3 | $ 630,000 | $ 210,000 | $ 163,000 |
| Suffolk County New York | 3 | $ 1,110,000 | $ 370,000 | $ 433,000 |
| Avery County North Carolina | 3 | $ 620,000 | $ 206,000 | $ 120,000 |
| Caldwell County North Carolina | 3 | $ 442,000 | $ 147,000 | $ 72,000 |
| Duplin County North Carolina | 3 | $ 463,000 | $ 154,000 | $ 79,000 |
| Wilkes County North Carolina | 3 | $ 795,000 | $ 265,000 | $ 85,000 |
| Kershaw County South Carolina | 3 | $ 576,000 | $ 192,000 | $ 74,000 |
| Sumter County South Carolina | 3 | $ 246,000 | $ 82,000 | $ 35,000 |
| Williamsburg County South Carolina | 3 | $ 215,000 | $ 71,000 | $ 65,000 |
| Hawkins County Tennessee | 3 | $ 308,000 | $ 102,000 | $ 64,000 |
| Sumner County Tennessee | 3 | $ 684,000 | $ 228,000 | $ 54,000 |
| Wilson County Tennessee | 3 | $ 713,000 | $ 237,000 | $ 97,000 |
| Bedford County Virginia | 3 | $ 474,000 | $ 158,000 | $ 143,000 |
| Henrico County Virginia | 3 | $ 660,000 | $ 220,000 | $ 71,000 |
| Suffolk County Virginia | 3 | $ 1,471,000 | $ 490,000 | $ 197,000 |
| Virginia Beach County Virginia | 3 | $ 1,218,000 | $ 406,000 | $ 129,000 |
| Wise County Virginia | 3 | $ 439,000 | $ 146,000 | $ 48,000 |
| Maricopa County Arizona | 2 | $ 731,000 | $ 365,000 | $ 112,000 |
| Pulaski County Arkansas | 2 | $ 841,000 | $ 420,000 | $ 205,000 |
| New Castle County Delaware | 2 | $ 485,000 | $ 242,000 | $ 88,000 |
| Hillsborough County Florida | 2 | $ 416,000 | $ 208,000 | $ 69,000 |
| Osceola County Florida | 2 | $ 756,000 | $ 378,000 | $ 123,000 |
| Pasco County Florida | 2 | $ 290,000 | $ 145,000 | $ 113,000 |
| Polk County Florida | 2 | $ 401,000 | $ 200,000 | $ 67,000 |
| St. Lucie County Florida | 2 | $ 219,000 | $ 109,000 | $ 63,000 |
| Cherokee County Georgia | 2 | $ 472,000 | $ 236,000 | $ 74,000 |
| Gwinnett County Georgia | 2 | $ 281,000 | $ 140,000 | $ 64,000 |
| Paulding County Georgia | 2 | $ 187,000 | $ 93,000 | $ 150,000 |
| Anderson County Kentucky | 2 | $ 132,000 | $ 66,000 | $ 51,000 |
| Jefferson County Kentucky | 2 | $ 440,000 | $ 220,000 | $ 204,000 |
| Oldham County Kentucky | 2 | $ 380,000 | $ 190,000 | $ 116,000 |
| Prince George's County Maryland | 2 | $ 523,000 | $ 261,000 | $ 90,000 |
| Norfolk County Massachusetts | 2 | $ 662,000 | $ 331,000 | $ 120,000 |
| Burlington County New Jersey | 2 | $ 329,000 | $ 164,000 | $ 150,000 |
| Nassau County New York | 2 | $ 471,000 | $ 235,000 | $ 226,000 |
| Bertie County North Carolina | 2 | $ 195,000 | $ 97,000 | $ 48,000 |
| Caswell County North Carolina | 2 | $ 352,000 | $ 176,000 | $ 76,000 |
| Haywood County North Carolina | 2 | $ 518,000 | $ 259,000 | $ 138,000 |
| Hertford County North Carolina | 2 | $ 282,000 | $ 141,000 | $ 52,000 |
| Jackson County North Carolina | 2 | $ 486,000 | $ 243,000 | $ 294,000 |
| Jones County North Carolina | 2 | $ 252,000 | $ 126,000 | $ 84,000 |
| Madison County North Carolina | 2 | $ 512,000 | $ 256,000 | $ 91,000 |
| Pamlico County North Carolina | 2 | $ 414,000 | $ 207,000 | $ 147,000 |
| Sampson County North Carolina | 2 | $ 466,000 | $ 233,000 | $ 76,000 |
| Stokes County North Carolina | 2 | $ 320,000 | $ 160,000 | $ 64,000 |
| Surry County North Carolina | 2 | $ 284,000 | $ 142,000 | $ 83,000 |
| Warren County North Carolina | 2 | $ 583,000 | $ 291,000 | $ 575,000 |
| Yancey County North Carolina | 2 | $ 312,000 | $ 156,000 | $ 122,000 |
| Bucks County Pennsylvania | 2 | $ 470,000 | $ 235,000 | $ 169,000 |
| Chesterfield County South Carolina | 2 | $ 97,000 | $ 48,000 | $ 174,000 |
| Colleton County South Carolina | 2 | $ 248,000 | $ 124,000 | $ 146,000 |
| Bedford County Tennessee | 2 | $ 280,000 | $ 140,000 | $ 13,000 |
| Blount County Tennessee | 2 | $ 277,000 | $ 138,000 | $ 42,000 |
| Knox County Tennessee | 2 | $ 268,000 | $ 134,000 | $ 141,000 |
| Amelia County Virginia | 2 | $ 350,000 | $ 175,000 | $ 105,000 |
| Brunswick County Virginia | 2 | $ 815,000 | $ 407,000 | $ 231,000 |
| Lynchburg County Virginia | 2 | $ 358,000 | $ 179,000 | $ 67,000 |
| Montgomery County Virginia | 2 | $ 326,000 | $ 163,000 | $ 62,000 |
| Pulaski County Virginia | 2 | $ 390,000 | $ 195,000 | $ 72,000 |
| Stafford County Virginia | 2 | $ 929,000 | $ 464,000 | $ 84,000 |
| Monongalia County West Virginia | 2 | $ 385,000 | $ 192,000 | $ 59,000 |
| Teton County Wyoming | 2 | $ 1,785,000 | $ 892,000 | $ 0 |
| Jefferson County Alabama | 1 | $ 284,000 | $ 284,000 | $ 55,000 |
| Contra Costa County California | 1 | $ 417,000 | $ 417,000 | $ 122,000 |
| Litchfield County Connecticut | 1 | $ 174,000 | $ 174,000 | $ 47,000 |
| Alachua County Florida | 1 | $ 180,000 | $ 180,000 | $ 38,000 |
| Brevard County Florida | 1 | $ 362,000 | $ 362,000 | $ 151,000 |
| Charlotte County Florida | 1 | $ 103,000 | $ 103,000 | $ 0 |
| Clay County Florida | 1 | $ 216,000 | $ 216,000 | $ 60,000 |
| Collier County Florida | 1 | $ 408,000 | $ 408,000 | $ 102,000 |
| Lake County Florida | 1 | $ 120,000 | $ 120,000 | $ 63,000 |
| Monroe County Florida | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Walton County Florida | 1 | $ 510,000 | $ 510,000 | $ 228,000 |
| Bibb County Georgia | 1 | $ 123,000 | $ 123,000 | $ 36,000 |
| Brooks County Georgia | 1 | $ 148,000 | $ 148,000 | $ 32,000 |
| Chatham County Georgia | 1 | $ 500,000 | $ 500,000 | $ 424,000 |
| Cobb County Georgia | 1 | $ 204,000 | $ 204,000 | $ 81,000 |
| Douglas County Georgia | 1 | $ 230,000 | $ 230,000 | $ 73,000 |
| Henry County Georgia | 1 | $ 179,000 | $ 179,000 | $ 54,000 |
| Walker County Georgia | 1 | $ 52,000 | $ 52,000 | $ 51,000 |
| Will County Illinois | 1 | $ 200,000 | $ 200,000 | $ 70,000 |
| Daviess County Kentucky | 1 | $ 126,000 | $ 126,000 | $ 105,000 |
| Grant County Kentucky | 1 | $ 136,000 | $ 136,000 | $ 78,000 |
| Shelby County Kentucky | 1 | $ 130,000 | $ 130,000 | $ 36,000 |
| East Baton Rouge County Louisiana | 1 | $ 213,000 | $ 213,000 | $ 42,000 |
| Jefferson County Louisiana | 1 | $ 151,000 | $ 151,000 | $ 55,000 |
| Orleans County Louisiana | 1 | $ 240,000 | $ 240,000 | $ 42,000 |
| Pointe Coupee County Louisiana | 1 | $ 306,000 | $ 306,000 | $ 201,000 |
| St. Charles County Louisiana | 1 | $ 256,000 | $ 256,000 | $ 189,000 |
| Webster County Louisiana | 1 | $ 141,000 | $ 141,000 | $ 68,000 |
| Calvert County Maryland | 1 | $ 255,000 | $ 255,000 | $ 47,000 |
| Howard County Maryland | 1 | $ 250,000 | $ 250,000 | $ 139,000 |
| Essex County Massachusetts | 1 | $ 190,000 | $ 190,000 | $ 91,000 |
| St. Louis County Missouri | 1 | $ 222,000 | $ 222,000 | $ 181,000 |
| Clark County Nevada | 1 | $ 36,000 | $ 36,000 | $ 277,000 |
| Ulster County New York | 1 | $ 240,000 | $ 240,000 | $ 55,000 |
| Warren County New York | 1 | $ 500,000 | $ 500,000 | $ 263,000 |
| Alexander County North Carolina | 1 | $ 113,000 | $ 113,000 | $ 42,000 |
| Clay County North Carolina | 1 | $ 87,000 | $ 87,000 | $ 40,000 |
| Lenoir County North Carolina | 1 | $ 59,000 | $ 59,000 | $ 48,000 |
| Montgomery County North Carolina | 1 | $ 325,000 | $ 325,000 | $ 130,000 |
| Northampton County North Carolina | 1 | $ 184,000 | $ 184,000 | $ 38,000 |
| Perquimans County North Carolina | 1 | $ 416,000 | $ 416,000 | $ 260,000 |
| Scotland County North Carolina | 1 | $ 107,000 | $ 107,000 | $ 57,000 |
| Transylvania County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 30,000 |
| Yadkin County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 53,000 |
| Montgomery County Pennsylvania | 1 | $ 208,000 | $ 208,000 | $ 363,000 |
| Abbeville County South Carolina | 1 | $ 250,000 | $ 250,000 | $ 0 |
| Barnwell County South Carolina | 1 | $ 153,000 | $ 153,000 | $ 71,000 |
| Dorchester County South Carolina | 1 | $ 190,000 | $ 190,000 | $ 57,000 |
| Edgefield County South Carolina | 1 | $ 104,000 | $ 104,000 | $ 45,000 |
| Greenwood County South Carolina | 1 | $ 110,000 | $ 110,000 | $ 27,000 |
| Newberry County South Carolina | 1 | $ 257,000 | $ 257,000 | $ 132,000 |
| Orangeburg County South Carolina | 1 | $ 72,000 | $ 72,000 | $ 49,000 |
| Pickens County South Carolina | 1 | $ 89,000 | $ 89,000 | $ 62,000 |
| Saluda County South Carolina | 1 | $ 127,000 | $ 127,000 | $ 30,000 |
| Anderson County Tennessee | 1 | $ 64,000 | $ 64,000 | $ 14,000 |
| Carter County Tennessee | 1 | $ 90,000 | $ 90,000 | $ 127,000 |
| Cheatham County Tennessee | 1 | $ 246,000 | $ 246,000 | $ 77,000 |
| Fentress County Tennessee | 1 | $ 80,000 | $ 80,000 | $ 45,000 |
| Loudon County Tennessee | 1 | $ 186,000 | $ 186,000 | $ 57,000 |
| Monroe County Tennessee | 1 | $ 98,000 | $ 98,000 | $ 55,000 |
| Montgomery County Tennessee | 1 | $ 147,000 | $ 147,000 | $ 97,000 |
| White County Tennessee | 1 | $ 97,000 | $ 97,000 | $ 40,000 |
| Travis County Texas | 1 | $ 215,000 | $ 215,000 | $ 117,000 |
| Albemarle County Virginia | 1 | $ 215,000 | $ 215,000 | $ 82,000 |
| Alexandria County Virginia | 1 | $ 268,000 | $ 268,000 | $ 115,000 |
| Arlington County Virginia | 1 | $ 180,000 | $ 180,000 | $ 51,000 |
| Botetourt County Virginia | 1 | $ 226,000 | $ 226,000 | $ 90,000 |
| Campbell County Virginia | 1 | $ 208,000 | $ 208,000 | $ 139,000 |
| Culpeper County Virginia | 1 | $ 365,000 | $ 365,000 | $ 109,000 |
| Dickenson County Virginia | 1 | $ 158,000 | $ 158,000 | $ 68,000 |
| Frederick County Virginia | 1 | $ 193,000 | $ 193,000 | $ 36,000 |
| Hanover County Virginia | 1 | $ 225,000 | $ 225,000 | $ 86,000 |
| James City County Virginia | 1 | $ 264,000 | $ 264,000 | $ 126,000 |
| Norfolk County Virginia | 1 | $ 340,000 | $ 340,000 | $ 213,000 |
| Patrick County Virginia | 1 | $ 146,000 | $ 146,000 | $ 63,000 |
| Southampton County Virginia | 1 | $ 94,000 | $ 94,000 | $ 22,000 |
| Surry County Virginia | 1 | $ 192,000 | $ 192,000 | $ 72,000 |
| Williamsburg County Virginia | 1 | $ 410,000 | $ 410,000 | $ 162,000 |
| Wythe County Virginia | 1 | $ 200,000 | $ 200,000 | $ 97,000 |
| King County Washington | 1 | $ 417,000 | $ 417,000 | $ 118,000 |
| Berkeley County West Virginia | 1 | $ 268,000 | $ 268,000 | $ 90,000 |
| Lewis County West Virginia | 1 | $ 77,000 | $ 77,000 | $ 40,000 |
| McDowell County West Virginia | 1 | $ 55,000 | $ 55,000 | $ 38,000 |
| Monroe County West Virginia | 1 | $ 113,000 | $ 113,000 | $ 46,000 |
| Tucker County West Virginia | 1 | $ 112,000 | $ 112,000 | $ 38,000 |
| Wyoming County West Virginia | 1 | $ 37,000 | $ 37,000 | $ 46,000 |
| Lincoln County Wyoming | 1 | $ 325,000 | $ 325,000 | $ 118,000 |
Mortgage Loan Application Detail Totals for Equity Services, Inc. in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,880 | $350,779,000 | $186,000 | $1,570,000 | $100,000 | $1,488,000 |
| Refinancing | 1,153 | $237,489,000 | $205,000 | $1,700,000 | $110,000 | $2,161,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,454 | $477,703,000 | $194,000 | $1,570,000 | $108,000 | $2,161,000 |
| Not Provided | 181 | $38,796,000 | $214,000 | $1,700,000 | $92,000 | $819,000 |
| Black or African American | 168 | $28,361,000 | $168,000 | $1,000,000 | $72,000 | $429,000 |
| Asian | 153 | $32,757,000 | $214,000 | $920,000 | $102,000 | $529,000 |
| Hispanic | 67 | $8,901,000 | $132,000 | $380,000 | $80,000 | $416,000 |
| American Indian or Alaskan Native | 9 | $1,445,000 | $160,000 | $273,000 | $64,000 | $106,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $305,000 | $305,000 | $305,000 | $215,000 | $215,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,004 | $583,272,000 | $194,000 | $1,700,000 | $104,000 | $2,161,000 |
| FHA-insured (Federal Housing Administration) | 15 | $2,122,000 | $141,000 | $219,000 | $50,000 | $89,000 |
| VA-guaranteed (Veterans Administration) | 10 | $2,388,000 | $238,000 | $400,000 | $73,000 | $120,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 4 | $486,000 | $121,000 | $148,000 | $35,000 | $50,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,936 | $566,489,000 | $192,000 | $1,570,000 | $105,000 | $2,161,000 |
| Application Withdrawn By Applicant | 73 | $16,962,000 | $232,000 | $1,700,000 | $67,000 | $400,000 |
| Application Denied By Financial Institution | 17 | $3,485,000 | $205,000 | $900,000 | $49,000 | $222,000 |
| Application Approved But Not Accepted | 7 | $1,332,000 | $190,000 | $350,000 | $76,000 | $249,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 2 | $1,000,000 | $500,000 | $900,000 | $115,000 | $222,000 |
| Other | 1 | $90,000 | $90,000 | $90,000 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Equity Services, Inc.'s 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Equity Services, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Carolina, download the full spreadsheet
with aggregated HMDA statistics today.