Liberty
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Liberty 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Liberty 9520 Ormsby Station Rd Suite 20 Evansville, IN 40223 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,741 |
| Total Mortgage Loan Application Amount | $666,105,000 |
| Average Mortgage Loan Application Amount | $117,166 |
| Highest Mortgage Loan Application Amount | $2,395,000 |
| Average Applicant Income | $60,666 |
| Highest Applicant Income | $1,463,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Liberty. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Liberty's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Liberty's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Liberty serves its applicants.
Each category highlights the total number of mortgage applications processed by Liberty, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Liberty's mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Vanderburgh County Indiana | 1,133 | $ 127,885,000 | $ 112,000 | $ 71,000 |
| Daviess County Kentucky | 587 | $ 78,325,000 | $ 133,000 | $ 69,000 |
| Warrick County Indiana | 393 | $ 60,055,000 | $ 152,000 | $ 97,000 |
| Jefferson County Kentucky | 299 | $ 61,855,000 | $ 206,000 | $ 98,000 |
| Henderson County Kentucky | 292 | $ 32,660,000 | $ 111,000 | $ 73,000 |
| Knox County Indiana | 245 | $ 19,735,000 | $ 80,000 | $ 62,000 |
| Gibson County Indiana | 231 | $ 24,585,000 | $ 106,000 | $ 66,000 |
| Posey County Indiana | 178 | $ 23,620,000 | $ 132,000 | $ 79,000 |
| Rankin County Mississippi | 102 | $ 19,090,000 | $ 187,000 | $ 94,000 |
| Ohio County Kentucky | 56 | $ 5,900,000 | $ 105,000 | $ 71,000 |
| Jefferson County Alabama | 40 | $ 7,280,000 | $ 182,000 | $ 76,000 |
| Fayette County Kentucky | 39 | $ 8,545,000 | $ 219,000 | $ 81,000 |
| Madison County Mississippi | 39 | $ 8,715,000 | $ 223,000 | $ 95,000 |
| Warren County Kentucky | 37 | $ 7,875,000 | $ 212,000 | $ 101,000 |
| Hinds County Mississippi | 37 | $ 6,845,000 | $ 185,000 | $ 82,000 |
| Davidson County Tennessee | 37 | $ 9,065,000 | $ 245,000 | $ 105,000 |
| Bullitt County Kentucky | 35 | $ 5,975,000 | $ 170,000 | $ 74,000 |
| Spencer County Indiana | 30 | $ 2,610,000 | $ 87,000 | $ 64,000 |
| Oldham County Kentucky | 30 | $ 9,620,000 | $ 320,000 | $ 128,000 |
| McLean County Kentucky | 27 | $ 2,155,000 | $ 79,000 | $ 57,000 |
| Shelby County Kentucky | 27 | $ 4,065,000 | $ 150,000 | $ 73,000 |
| St. Clair County Alabama | 26 | $ 3,070,000 | $ 118,000 | $ 52,000 |
| Lawrence County Illinois | 25 | $ 1,725,000 | $ 69,000 | $ 72,000 |
| Union County Kentucky | 24 | $ 3,220,000 | $ 134,000 | $ 69,000 |
| Daviess County Indiana | 23 | $ 2,045,000 | $ 88,000 | $ 74,000 |
| Hopkins County Kentucky | 23 | $ 2,195,000 | $ 95,000 | $ 85,000 |
| Hancock County Kentucky | 22 | $ 2,080,000 | $ 94,000 | $ 55,000 |
| Spencer County Kentucky | 22 | $ 4,080,000 | $ 185,000 | $ 58,000 |
| Shelby County Alabama | 21 | $ 3,515,000 | $ 167,000 | $ 64,000 |
| Wabash County Illinois | 18 | $ 1,240,000 | $ 68,000 | $ 69,000 |
| Rutherford County Tennessee | 18 | $ 4,690,000 | $ 260,000 | $ 72,000 |
| Clark County Indiana | 16 | $ 2,530,000 | $ 158,000 | $ 56,000 |
| Pike County Indiana | 16 | $ 1,140,000 | $ 71,000 | $ 58,000 |
| Webster County Kentucky | 16 | $ 1,570,000 | $ 98,000 | $ 74,000 |
| Montgomery County Tennessee | 16 | $ 2,360,000 | $ 147,000 | $ 69,000 |
| Sumner County Tennessee | 16 | $ 3,470,000 | $ 216,000 | $ 82,000 |
| Tuscaloosa County Alabama | 14 | $ 2,240,000 | $ 160,000 | $ 49,000 |
| White County Illinois | 14 | $ 1,790,000 | $ 127,000 | $ 83,000 |
| Simpson County Kentucky | 14 | $ 1,820,000 | $ 130,000 | $ 61,000 |
| Williamson County Tennessee | 14 | $ 5,040,000 | $ 360,000 | $ 130,000 |
| Floyd County Indiana | 13 | $ 2,125,000 | $ 163,000 | $ 90,000 |
| Marion County Indiana | 12 | $ 1,160,000 | $ 96,000 | $ 67,000 |
| Logan County Kentucky | 10 | $ 1,310,000 | $ 131,000 | $ 54,000 |
| Nelson County Kentucky | 10 | $ 1,910,000 | $ 191,000 | $ 95,000 |
| Talladega County Alabama | 9 | $ 1,125,000 | $ 125,000 | $ 44,000 |
| Edwards County Illinois | 9 | $ 675,000 | $ 75,000 | $ 57,000 |
| Richland County Illinois | 9 | $ 1,365,000 | $ 151,000 | $ 74,000 |
| Grayson County Kentucky | 9 | $ 835,000 | $ 92,000 | $ 78,000 |
| Hardin County Kentucky | 9 | $ 1,095,000 | $ 121,000 | $ 45,000 |
| Muhlenberg County Kentucky | 9 | $ 795,000 | $ 88,000 | $ 52,000 |
| Maury County Tennessee | 9 | $ 2,525,000 | $ 280,000 | $ 88,000 |
| Robertson County Tennessee | 9 | $ 2,095,000 | $ 232,000 | $ 78,000 |
| Wilson County Tennessee | 9 | $ 2,265,000 | $ 251,000 | $ 85,000 |
| Perry County Indiana | 8 | $ 380,000 | $ 47,000 | $ 49,000 |
| Saline County Illinois | 7 | $ 515,000 | $ 73,000 | $ 58,000 |
| Sullivan County Indiana | 7 | $ 765,000 | $ 109,000 | $ 68,000 |
| Vigo County Indiana | 7 | $ 1,285,000 | $ 183,000 | $ 81,000 |
| Allen County Kentucky | 7 | $ 785,000 | $ 112,000 | $ 67,000 |
| Jessamine County Kentucky | 7 | $ 1,105,000 | $ 157,000 | $ 99,000 |
| Gallatin County Illinois | 6 | $ 340,000 | $ 56,000 | $ 72,000 |
| Williamson County Illinois | 6 | $ 790,000 | $ 131,000 | $ 139,000 |
| Dubois County Indiana | 6 | $ 690,000 | $ 115,000 | $ 74,000 |
| Monroe County Indiana | 6 | $ 640,000 | $ 106,000 | $ 67,000 |
| Butler County Kentucky | 6 | $ 940,000 | $ 156,000 | $ 70,000 |
| Scott County Kentucky | 6 | $ 1,120,000 | $ 186,000 | $ 120,000 |
| Crawford County Illinois | 5 | $ 425,000 | $ 85,000 | $ 61,000 |
| Greene County Indiana | 5 | $ 845,000 | $ 169,000 | $ 101,000 |
| Martin County Indiana | 5 | $ 255,000 | $ 51,000 | $ 62,000 |
| Barren County Kentucky | 5 | $ 1,065,000 | $ 213,000 | $ 172,000 |
| Breckinridge County Kentucky | 5 | $ 375,000 | $ 75,000 | $ 118,000 |
| Christian County Kentucky | 5 | $ 425,000 | $ 85,000 | $ 57,000 |
| Meade County Kentucky | 5 | $ 595,000 | $ 119,000 | $ 63,000 |
| Charleston County South Carolina | 5 | $ 10,845,000 | $ 2,169,000 | $ 608,000 |
| Baldwin County Alabama | 4 | $ 910,000 | $ 227,000 | $ 49,000 |
| Palm Beach County Florida | 4 | $ 1,190,000 | $ 297,000 | $ 170,000 |
| Hamilton County Indiana | 4 | $ 430,000 | $ 107,000 | $ 97,000 |
| Harrison County Indiana | 4 | $ 470,000 | $ 117,000 | $ 69,000 |
| Hendricks County Indiana | 4 | $ 510,000 | $ 127,000 | $ 105,000 |
| Johnson County Indiana | 4 | $ 970,000 | $ 242,000 | $ 55,000 |
| Anderson County Kentucky | 4 | $ 780,000 | $ 195,000 | $ 63,000 |
| Hart County Kentucky | 4 | $ 440,000 | $ 110,000 | $ 54,000 |
| Kenton County Kentucky | 4 | $ 830,000 | $ 207,000 | $ 83,000 |
| Yazoo County Mississippi | 4 | $ 540,000 | $ 135,000 | $ 57,000 |
| Fairfax County Virginia | 4 | $ 1,920,000 | $ 480,000 | $ 314,000 |
| Pierce County Washington | 4 | $ 1,630,000 | $ 407,000 | $ 55,000 |
| Broward County Florida | 3 | $ 675,000 | $ 225,000 | $ 264,000 |
| Manatee County Florida | 3 | $ 865,000 | $ 288,000 | $ 83,000 |
| Edgar County Illinois | 3 | $ 445,000 | $ 148,000 | $ 67,000 |
| Wayne County Illinois | 3 | $ 125,000 | $ 41,000 | $ 66,000 |
| Boone County Kentucky | 3 | $ 625,000 | $ 208,000 | $ 116,000 |
| Bourbon County Kentucky | 3 | $ 635,000 | $ 211,000 | $ 87,000 |
| Carroll County Kentucky | 3 | $ 295,000 | $ 98,000 | $ 86,000 |
| Franklin County Kentucky | 3 | $ 825,000 | $ 275,000 | $ 112,000 |
| Henry County Kentucky | 3 | $ 345,000 | $ 115,000 | $ 63,000 |
| Larue County Kentucky | 3 | $ 325,000 | $ 108,000 | $ 40,000 |
| Hamilton County Ohio | 3 | $ 745,000 | $ 248,000 | $ 86,000 |
| Shelby County Tennessee | 3 | $ 265,000 | $ 88,000 | $ 44,000 |
| Franklin County Alabama | 2 | $ 150,000 | $ 75,000 | $ 102,000 |
| Bay County Florida | 2 | $ 350,000 | $ 175,000 | $ 87,000 |
| Collier County Florida | 2 | $ 1,220,000 | $ 610,000 | $ 366,000 |
| DeKalb County Georgia | 2 | $ 200,000 | $ 100,000 | $ 18,000 |
| Gwinnett County Georgia | 2 | $ 280,000 | $ 140,000 | $ 121,000 |
| Clay County Illinois | 2 | $ 90,000 | $ 45,000 | $ 69,000 |
| Allen County Indiana | 2 | $ 250,000 | $ 125,000 | $ 99,000 |
| Clay County Indiana | 2 | $ 340,000 | $ 170,000 | $ 132,000 |
| Jefferson County Indiana | 2 | $ 250,000 | $ 125,000 | $ 111,000 |
| Morgan County Indiana | 2 | $ 230,000 | $ 115,000 | $ 69,000 |
| Porter County Indiana | 2 | $ 600,000 | $ 300,000 | $ 196,000 |
| Switzerland County Indiana | 2 | $ 160,000 | $ 80,000 | $ 59,000 |
| Washington County Indiana | 2 | $ 210,000 | $ 105,000 | $ 41,000 |
| Wells County Indiana | 2 | $ 350,000 | $ 175,000 | $ 70,000 |
| Boyle County Kentucky | 2 | $ 290,000 | $ 145,000 | $ 69,000 |
| Caldwell County Kentucky | 2 | $ 210,000 | $ 105,000 | $ 49,000 |
| Edmonson County Kentucky | 2 | $ 220,000 | $ 110,000 | $ 70,000 |
| Floyd County Kentucky | 2 | $ 50,000 | $ 25,000 | $ 52,000 |
| Madison County Kentucky | 2 | $ 630,000 | $ 315,000 | $ 71,000 |
| McCracken County Kentucky | 2 | $ 100,000 | $ 50,000 | $ 74,000 |
| Trigg County Kentucky | 2 | $ 80,000 | $ 40,000 | $ 77,000 |
| Trimble County Kentucky | 2 | $ 150,000 | $ 75,000 | $ 55,000 |
| Kalamazoo County Michigan | 2 | $ 200,000 | $ 100,000 | $ 31,000 |
| Copiah County Mississippi | 2 | $ 270,000 | $ 135,000 | $ 374,000 |
| Harrison County Mississippi | 2 | $ 260,000 | $ 130,000 | $ 55,000 |
| Lamar County Mississippi | 2 | $ 610,000 | $ 305,000 | $ 162,000 |
| Lowndes County Mississippi | 2 | $ 660,000 | $ 330,000 | $ 100,000 |
| Clark County Nevada | 2 | $ 1,090,000 | $ 545,000 | $ 121,000 |
| Tulsa County Oklahoma | 2 | $ 380,000 | $ 190,000 | $ 52,000 |
| Clackamas County Oregon | 2 | $ 800,000 | $ 400,000 | $ 117,000 |
| Allegheny County Pennsylvania | 2 | $ 150,000 | $ 75,000 | $ 109,000 |
| Dorchester County South Carolina | 2 | $ 430,000 | $ 215,000 | $ 40,000 |
| Cheatham County Tennessee | 2 | $ 420,000 | $ 210,000 | $ 72,000 |
| Colbert County Alabama | 1 | $ 55,000 | $ 55,000 | $ 29,000 |
| Escambia County Alabama | 1 | $ 185,000 | $ 185,000 | $ 52,000 |
| Lauderdale County Alabama | 1 | $ 495,000 | $ 495,000 | $ 236,000 |
| Limestone County Alabama | 1 | $ 275,000 | $ 275,000 | $ 62,000 |
| Madison County Alabama | 1 | $ 245,000 | $ 245,000 | $ 146,000 |
| Walker County Alabama | 1 | $ 255,000 | $ 255,000 | $ 83,000 |
| Crawford County Arkansas | 1 | $ 45,000 | $ 45,000 | $ 54,000 |
| Humboldt County California | 1 | $ 205,000 | $ 205,000 | $ 52,000 |
| Arapahoe County Colorado | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Douglas County Colorado | 1 | $ 55,000 | $ 55,000 | $ 204,000 |
| El Paso County Colorado | 1 | $ 435,000 | $ 435,000 | $ 128,000 |
| Duval County Florida | 1 | $ 305,000 | $ 305,000 | $ 100,000 |
| Escambia County Florida | 1 | $ 135,000 | $ 135,000 | $ 112,000 |
| Lee County Florida | 1 | $ 345,000 | $ 345,000 | $ 164,000 |
| Okaloosa County Florida | 1 | $ 935,000 | $ 935,000 | $ 191,000 |
| Pasco County Florida | 1 | $ 125,000 | $ 125,000 | $ 65,000 |
| Polk County Florida | 1 | $ 235,000 | $ 235,000 | $ 158,000 |
| Santa Rosa County Florida | 1 | $ 385,000 | $ 385,000 | $ 193,000 |
| Seminole County Florida | 1 | $ 275,000 | $ 275,000 | $ 105,000 |
| Walton County Florida | 1 | $ 265,000 | $ 265,000 | $ 95,000 |
| Cherokee County Georgia | 1 | $ 265,000 | $ 265,000 | $ 83,000 |
| Clayton County Georgia | 1 | $ 125,000 | $ 125,000 | $ 45,000 |
| Cobb County Georgia | 1 | $ 205,000 | $ 205,000 | $ 33,000 |
| Coweta County Georgia | 1 | $ 275,000 | $ 275,000 | $ 80,000 |
| Spalding County Georgia | 1 | $ 125,000 | $ 125,000 | $ 26,000 |
| Clark County Illinois | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Douglas County Illinois | 1 | $ 205,000 | $ 205,000 | $ 193,000 |
| Franklin County Illinois | 1 | $ 85,000 | $ 85,000 | $ 43,000 |
| Hamilton County Illinois | 1 | $ 75,000 | $ 75,000 | $ 57,000 |
| Jefferson County Illinois | 1 | $ 75,000 | $ 75,000 | $ 51,000 |
| Johnson County Illinois | 1 | $ 75,000 | $ 75,000 | $ 38,000 |
| Lake County Illinois | 1 | $ 475,000 | $ 475,000 | $ 164,000 |
| Pulaski County Illinois | 1 | $ 165,000 | $ 165,000 | $ 94,000 |
| Randolph County Illinois | 1 | $ 45,000 | $ 45,000 | $ 37,000 |
| St. Clair County Illinois | 1 | $ 155,000 | $ 155,000 | $ 226,000 |
| Washington County Illinois | 1 | $ 195,000 | $ 195,000 | $ 149,000 |
| Crawford County Indiana | 1 | $ 165,000 | $ 165,000 | $ 122,000 |
| Fayette County Indiana | 1 | $ 155,000 | $ 155,000 | $ 27,000 |
| Howard County Indiana | 1 | $ 25,000 | $ 25,000 | $ 111,000 |
| LaPorte County Indiana | 1 | $ 75,000 | $ 75,000 | $ 80,000 |
| Madison County Indiana | 1 | $ 25,000 | $ 25,000 | $ 86,000 |
| Wayne County Indiana | 1 | $ 255,000 | $ 255,000 | $ 115,000 |
| Bell County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 92,000 |
| Clark County Kentucky | 1 | $ 165,000 | $ 165,000 | $ 38,000 |
| Crittenden County Kentucky | 1 | $ 115,000 | $ 115,000 | $ 122,000 |
| Green County Kentucky | 1 | $ 185,000 | $ 185,000 | $ 49,000 |
| Lee County Kentucky | 1 | $ 85,000 | $ 85,000 | $ 29,000 |
| Lewis County Kentucky | 1 | $ 65,000 | $ 65,000 | $ 39,000 |
| Lincoln County Kentucky | 1 | $ 115,000 | $ 115,000 | $ 41,000 |
| Mercer County Kentucky | 1 | $ 175,000 | $ 175,000 | $ 32,000 |
| Powell County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 73,000 |
| Rockcastle County Kentucky | 1 | $ 175,000 | $ 175,000 | $ 63,000 |
| Rowan County Kentucky | 1 | $ 45,000 | $ 45,000 | $ 17,000 |
| Taylor County Kentucky | 1 | $ 275,000 | $ 275,000 | $ 165,000 |
| Woodford County Kentucky | 1 | $ 155,000 | $ 155,000 | $ 105,000 |
| St. Tammany County Louisiana | 1 | $ 245,000 | $ 245,000 | $ 132,000 |
| Wayne County Michigan | 1 | $ 65,000 | $ 65,000 | $ 55,000 |
| Hennepin County Minnesota | 1 | $ 125,000 | $ 125,000 | $ 55,000 |
| DeSoto County Mississippi | 1 | $ 345,000 | $ 345,000 | $ 98,000 |
| Forrest County Mississippi | 1 | $ 255,000 | $ 255,000 | $ 137,000 |
| Hancock County Mississippi | 1 | $ 85,000 | $ 85,000 | $ 32,000 |
| Holmes County Mississippi | 1 | $ 105,000 | $ 105,000 | $ 34,000 |
| Marion County Mississippi | 1 | $ 65,000 | $ 65,000 | $ 78,000 |
| Pearl River County Mississippi | 1 | $ 175,000 | $ 175,000 | $ 103,000 |
| Warren County Mississippi | 1 | $ 175,000 | $ 175,000 | $ 54,000 |
| Nye County Nevada | 1 | $ 185,000 | $ 185,000 | $ 41,000 |
| Mecklenburg County North Carolina | 1 | $ 685,000 | $ 685,000 | $ 286,000 |
| Pitt County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 115,000 |
| Clermont County Ohio | 1 | $ 195,000 | $ 195,000 | $ 64,000 |
| Wood County Ohio | 1 | $ 255,000 | $ 255,000 | $ 88,000 |
| Cleveland County Oklahoma | 1 | $ 205,000 | $ 205,000 | $ 52,000 |
| Blount County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 51,000 |
| Carter County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 39,000 |
| Coffee County Tennessee | 1 | $ 255,000 | $ 255,000 | $ 78,000 |
| Dickson County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 50,000 |
| Giles County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 70,000 |
| Hamilton County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 55,000 |
| Henderson County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 32,000 |
| Hickman County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 95,000 |
| Houston County Tennessee | 1 | $ 35,000 | $ 35,000 | $ 47,000 |
| Knox County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 182,000 |
| Loudon County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 91,000 |
| Macon County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 60,000 |
| Putnam County Tennessee | 1 | $ 265,000 | $ 265,000 | $ 83,000 |
| Sullivan County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 45,000 |
| Washington County Tennessee | 1 | $ 285,000 | $ 285,000 | $ 262,000 |
| White County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 40,000 |
| Bowie County Texas | 1 | $ 145,000 | $ 145,000 | $ 72,000 |
| Hood County Texas | 1 | $ 245,000 | $ 245,000 | $ 90,000 |
| Henrico County Virginia | 1 | $ 365,000 | $ 365,000 | $ 85,000 |
| Warren County Virginia | 1 | $ 225,000 | $ 225,000 | $ 161,000 |
| Winnebago County Wisconsin | 1 | $ 225,000 | $ 225,000 | $ 287,000 |
Mortgage Loan Application Detail Totals for Liberty in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,886 | $479,320,000 | $166,000 | $2,395,000 | $77,000 | $1,463,000 |
| Refinancing | 1,323 | $156,745,000 | $118,000 | $1,925,000 | $80,000 | $1,380,000 |
| Home Improvement | 506 | $27,290,000 | $53,000 | $375,000 | $80,000 | $860,000 |
| Cash-out Refinancing | 22 | $1,990,000 | $90,000 | $245,000 | $50,000 | $115,000 |
| Other Purpose | 3 | $725,000 | $241,000 | $355,000 | $77,000 | $114,000 |
| Not Applicable | 1 | $35,000 | $35,000 | $35,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,167 | $570,785,000 | $136,000 | $2,395,000 | $78,000 | $1,463,000 |
| Black or African American | 213 | $34,605,000 | $162,000 | $675,000 | $68,000 | $660,000 |
| Not Provided | 155 | $23,825,000 | $153,000 | $2,315,000 | $85,000 | $1,380,000 |
| Hispanic | 79 | $11,655,000 | $147,000 | $585,000 | $80,000 | $439,000 |
| Not applicable | 54 | $12,240,000 | $226,000 | $2,025,000 | $14,000 | $14,000 |
| Asian | 53 | $10,585,000 | $199,000 | $695,000 | $104,000 | $656,000 |
| American Indian or Alaskan Native | 11 | $1,105,000 | $100,000 | $375,000 | $51,000 | $168,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $560,000 | $140,000 | $195,000 | $71,000 | $129,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,584 | $502,920,000 | $140,000 | $2,395,000 | $85,000 | $1,463,000 |
| FHA-insured (Federal Housing Administration) | 879 | $116,055,000 | $132,000 | $455,000 | $55,000 | $262,000 |
| VA-guaranteed (Veterans Administration) | 157 | $32,555,000 | $207,000 | $625,000 | $73,000 | $226,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 121 | $14,575,000 | $120,000 | $275,000 | $52,000 | $660,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,374 | $496,560,000 | $147,000 | $2,395,000 | $81,000 | $1,463,000 |
| Application Withdrawn By Applicant | 816 | $104,990,000 | $128,000 | $1,845,000 | $76,000 | $1,380,000 |
| Application Denied By Financial Institution | 400 | $38,540,000 | $96,000 | $495,000 | $58,000 | $660,000 |
| File Closed For Incompleteness | 124 | $21,820,000 | $175,000 | $2,395,000 | $80,000 | $391,000 |
| Application Approved But Not Accepted | 27 | $4,195,000 | $155,000 | $325,000 | $81,000 | $289,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 4,341 | $627,565,000 | $144,000 | $2,395,000 | $80,000 | $1,463,000 |
| Credit History | 245 | $21,845,000 | $89,000 | $485,000 | $59,000 | $660,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 50 | $6,030,000 | $120,000 | $395,000 | $47,000 | $115,000 |
| Other | 32 | $4,380,000 | $136,000 | $495,000 | $65,000 | $181,000 |
| Debt-To-Income Ratio | 32 | $2,550,000 | $79,000 | $405,000 | $55,000 | $319,000 |
| Collateral | 32 | $2,950,000 | $92,000 | $305,000 | $66,000 | $200,000 |
| Employment History | 9 | $785,000 | $87,000 | $145,000 | $43,000 | $96,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Liberty's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Liberty's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.