Everett Financial, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023

Everett Financial, Inc. 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Everett Financial, Inc.
14801 Quorum Drive, Suite 300
Austin, TX 75254
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  
Total Number of Mortgage Applications 42,249
Total Mortgage Loan Application Amount $13,094,945,000
Average Mortgage Loan Application Amount $269,833
Highest Mortgage Loan Application Amount $15,755,000
Average Applicant Income $116,500
Highest Applicant Income $7,242,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Everett Financial, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Everett Financial, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2023 breaks down Everett Financial, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Everett Financial, Inc. serves its applicants.

Each category highlights the total number of mortgage applications processed by Everett Financial, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Everett Financial, Inc.'s mortgage activity for 2023.

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Mortgage Loan Application Detail Totals for Everett Financial, Inc. in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 30,576 $9,086,880,000 $297,000 $15,755,000 $122,000 $7,242,000
Cash-out Refinancing 8,673 $2,933,685,000 $338,000 $8,405,000 $133,000 $6,946,000
Refinancing 2,902 $1,047,790,000 $361,000 $3,975,000 $147,000 $7,200,000
Not Applicable 89 $24,535,000 $275,000 $885,000 $0 $0
Home Improvement 8 $1,950,000 $243,000 $465,000 $187,000 $360,000
Other Purpose 1 $105,000 $105,000 $105,000 $110,000 $110,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 18,063 $5,354,675,000 $296,000 $8,405,000 $127,000 $7,200,000
Not Provided 10,271 $3,647,345,000 $355,000 $15,755,000 $141,000 $2,796,000
Hispanic 6,688 $1,844,080,000 $275,000 $2,315,000 $103,000 $7,242,000
Black or African American 5,016 $1,336,930,000 $266,000 $2,005,000 $104,000 $2,400,000
Asian 1,692 $754,330,000 $445,000 $2,095,000 $170,000 $1,560,000
American Indian or Alaskan Native 201 $46,525,000 $231,000 $805,000 $110,000 $735,000
Not applicable 104 $28,590,000 $274,000 $885,000 $0 $0
Native Hawaiian or Other Pacific Islander 55 $14,625,000 $265,000 $675,000 $100,000 $506,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 27,278 $8,913,480,000 $326,000 $15,755,000 $144,000 $7,200,000
FHA-insured (Federal Housing Administration) 12,239 $3,270,355,000 $267,000 $1,325,000 $89,000 $7,242,000
VA-guaranteed (Veterans Administration) 2,191 $823,365,000 $375,000 $2,745,000 $113,000 $656,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 541 $87,745,000 $162,000 $425,000 $68,000 $2,160,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Withdrawn By Applicant 20,600 $6,734,660,000 $326,000 $15,755,000 $131,000 $7,242,000
Loan Originated 17,796 $5,214,540,000 $293,000 $3,445,000 $124,000 $5,806,000
Application Denied By Financial Institution 3,482 $1,032,230,000 $296,000 $14,255,000 $103,000 $1,841,000
Preapproval Approved but not Accepted 145 $50,515,000 $348,000 $1,375,000 $117,000 $507,000
Loan Purchased By The Institution 104 $28,590,000 $274,000 $885,000 $0 $0
Application Approved But Not Accepted 100 $28,170,000 $281,000 $965,000 $136,000 $512,000
Preapproval Denied by Financial Institution 17 $5,285,000 $310,000 $865,000 $84,000 $260,000
File Closed For Incompleteness 5 $955,000 $191,000 $325,000 $92,000 $149,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 38,750 $12,057,430,000 $311,000 $15,755,000 $128,000 $7,242,000
Debt-To-Income Ratio 1,748 $533,860,000 $305,000 $3,975,000 $85,000 $1,096,000
Collateral 567 $146,795,000 $258,000 $1,985,000 $113,000 $1,841,000
Credit History 545 $162,005,000 $297,000 $14,255,000 $115,000 $1,477,000
Other 237 $61,135,000 $257,000 $1,605,000 $110,000 $614,000
Unverifiable Information 195 $69,305,000 $355,000 $2,005,000 $157,000 $1,631,000
Employment History 124 $35,220,000 $284,000 $925,000 $105,000 $408,000
Credit Application Incomplete 82 $29,180,000 $355,000 $1,685,000 $167,000 $1,432,000
Insufficient Cash (Downpayment, Closing Cost) 1 $15,000 $15,000 $15,000 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Everett Financial, Inc.'s 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Everett Financial, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet with aggregated HMDA statistics today.

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