Extraco Banks, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
Extraco Banks, National Association 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Extraco Banks, National Association 18 South Main Street Temple, TX 76501 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,620 |
| Total Mortgage Loan Application Amount | $219,609,000 |
| Average Mortgage Loan Application Amount | $116,333 |
| Highest Mortgage Loan Application Amount | $3,300,000 |
| Average Applicant Income | $84,000 |
| Highest Applicant Income | $1,821,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Extraco Banks, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Extraco Banks, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down Extraco Banks, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Extraco Banks, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Extraco Banks, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Extraco Banks, National Association's mortgage activity for 2010.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Bell County Texas | 492 | $ 55,443,000 | $ 112,000 | $ 88,000 |
| Williamson County Texas | 247 | $ 44,891,000 | $ 181,000 | $ 102,000 |
| McLennan County Texas | 201 | $ 27,451,000 | $ 136,000 | $ 84,000 |
| Nueces County Texas | 160 | $ 23,035,000 | $ 143,000 | $ 73,000 |
| Bryan County Oklahoma | 123 | $ 15,757,000 | $ 128,000 | $ 71,000 |
| Coryell County Texas | 56 | $ 3,784,000 | $ 67,000 | $ 61,000 |
| Comal County Texas | 51 | $ 9,038,000 | $ 177,000 | $ 102,000 |
| Travis County Texas | 24 | $ 3,928,000 | $ 163,000 | $ 107,000 |
| Eddy County New Mexico | 23 | $ 3,114,000 | $ 135,000 | $ 70,000 |
| Hamilton County Texas | 23 | $ 589,000 | $ 25,000 | $ 74,000 |
| Marshall County Oklahoma | 18 | $ 2,715,000 | $ 150,000 | $ 102,000 |
| Guadalupe County Texas | 15 | $ 2,334,000 | $ 155,000 | $ 74,000 |
| Collin County Texas | 10 | $ 2,097,000 | $ 209,000 | $ 127,000 |
| Lampasas County Texas | 10 | $ 1,286,000 | $ 128,000 | $ 53,000 |
| Atoka County Oklahoma | 9 | $ 1,014,000 | $ 112,000 | $ 57,000 |
| Bexar County Texas | 7 | $ 1,099,000 | $ 157,000 | $ 73,000 |
| Choctaw County Oklahoma | 6 | $ 673,000 | $ 112,000 | $ 71,000 |
| Johnston County Oklahoma | 6 | $ 623,000 | $ 103,000 | $ 55,000 |
| Dallas County Texas | 6 | $ 1,196,000 | $ 199,000 | $ 128,000 |
| Milam County Texas | 6 | $ 213,000 | $ 35,000 | $ 61,000 |
| Brazos County Texas | 5 | $ 908,000 | $ 181,000 | $ 180,000 |
| Hays County Texas | 5 | $ 976,000 | $ 195,000 | $ 91,000 |
| Hill County Texas | 5 | $ 458,000 | $ 91,000 | $ 78,000 |
| Cleveland County Oklahoma | 4 | $ 1,075,000 | $ 268,000 | $ 117,000 |
| Erath County Texas | 4 | $ 126,000 | $ 31,000 | $ 68,000 |
| Grayson County Texas | 4 | $ 587,000 | $ 146,000 | $ 81,000 |
| San Patricio County Texas | 4 | $ 719,000 | $ 179,000 | $ 99,000 |
| Comanche County Oklahoma | 3 | $ 688,000 | $ 229,000 | $ 139,000 |
| Pushmataha County Oklahoma | 3 | $ 214,000 | $ 71,000 | $ 59,000 |
| Bosque County Texas | 3 | $ 182,000 | $ 60,000 | $ 100,000 |
| Harris County Texas | 3 | $ 530,000 | $ 176,000 | $ 222,000 |
| Limestone County Texas | 3 | $ 25,000 | $ 8,000 | $ 54,000 |
| Llano County Texas | 3 | $ 662,000 | $ 220,000 | $ 59,000 |
| Shelby County Alabama | 2 | $ 380,000 | $ 190,000 | $ 91,000 |
| Lea County New Mexico | 2 | $ 453,000 | $ 226,000 | $ 87,000 |
| Lincoln County New Mexico | 2 | $ 660,000 | $ 330,000 | $ 242,000 |
| Coal County Oklahoma | 2 | $ 194,000 | $ 97,000 | $ 50,000 |
| Love County Oklahoma | 2 | $ 157,000 | $ 78,000 | $ 75,000 |
| McCurtain County Oklahoma | 2 | $ 292,000 | $ 146,000 | $ 36,000 |
| Angelina County Texas | 2 | $ 100,000 | $ 50,000 | $ 116,000 |
| Bastrop County Texas | 2 | $ 1,022,000 | $ 511,000 | $ 310,000 |
| Burnet County Texas | 2 | $ 450,000 | $ 225,000 | $ 202,000 |
| Denton County Texas | 2 | $ 422,000 | $ 211,000 | $ 122,000 |
| Falls County Texas | 2 | $ 45,000 | $ 22,000 | $ 75,000 |
| Jim Wells County Texas | 2 | $ 301,000 | $ 150,000 | $ 125,000 |
| Midland County Texas | 2 | $ 330,000 | $ 165,000 | $ 62,000 |
| Montgomery County Texas | 2 | $ 818,000 | $ 409,000 | $ 172,000 |
| Tarrant County Texas | 2 | $ 422,000 | $ 211,000 | $ 171,000 |
| Faulkner County Arkansas | 1 | $ 170,000 | $ 170,000 | $ 77,000 |
| Archuleta County Colorado | 1 | $ 292,000 | $ 292,000 | $ 158,000 |
| Huerfano County Colorado | 1 | $ 160,000 | $ 160,000 | $ 304,000 |
| Flagler County Florida | 1 | $ 169,000 | $ 169,000 | $ 765,000 |
| Orleans County Louisiana | 1 | $ 208,000 | $ 208,000 | $ 0 |
| Lapeer County Michigan | 1 | $ 8,000 | $ 8,000 | $ 89,000 |
| Cumberland County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Hughes County Oklahoma | 1 | $ 85,000 | $ 85,000 | $ 106,000 |
| Latimer County Oklahoma | 1 | $ 90,000 | $ 90,000 | $ 27,000 |
| Oklahoma County Oklahoma | 1 | $ 122,000 | $ 122,000 | $ 34,000 |
| Pontotoc County Oklahoma | 1 | $ 28,000 | $ 28,000 | $ 18,000 |
| Sequoyah County Oklahoma | 1 | $ 104,000 | $ 104,000 | $ 18,000 |
| Williamson County Tennessee | 1 | $ 200,000 | $ 200,000 | $ 188,000 |
| Aransas County Texas | 1 | $ 137,000 | $ 137,000 | $ 50,000 |
| Bandera County Texas | 1 | $ 128,000 | $ 128,000 | $ 61,000 |
| Bee County Texas | 1 | $ 100,000 | $ 100,000 | $ 23,000 |
| Brazoria County Texas | 1 | $ 9,000 | $ 9,000 | $ 116,000 |
| Brooks County Texas | 1 | $ 212,000 | $ 212,000 | $ 120,000 |
| Fayette County Texas | 1 | $ 278,000 | $ 278,000 | $ 240,000 |
| Harrison County Texas | 1 | $ 71,000 | $ 71,000 | $ 48,000 |
| Hidalgo County Texas | 1 | $ 218,000 | $ 218,000 | $ 133,000 |
| Hood County Texas | 1 | $ 4,000 | $ 4,000 | $ 263,000 |
| Hopkins County Texas | 1 | $ 60,000 | $ 60,000 | $ 61,000 |
| Kleberg County Texas | 1 | $ 180,000 | $ 180,000 | $ 0 |
| Liberty County Texas | 1 | $ 179,000 | $ 179,000 | $ 63,000 |
| Live Oak County Texas | 1 | $ 101,000 | $ 101,000 | $ 84,000 |
| Moore County Texas | 1 | $ 78,000 | $ 78,000 | $ 64,000 |
| Rockwall County Texas | 1 | $ 156,000 | $ 156,000 | $ 51,000 |
| Smith County Texas | 1 | $ 102,000 | $ 102,000 | $ 60,000 |
| Wharton County Texas | 1 | $ 328,000 | $ 328,000 | $ 125,000 |
| Wise County Texas | 1 | $ 132,000 | $ 132,000 | $ 285,000 |
| Alexandria County Virginia | 1 | $ 417,000 | $ 417,000 | $ 151,000 |
Mortgage Loan Application Detail Totals for Extraco Banks, National Association in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 832 | $133,707,000 | $160,000 | $1,250,000 | $90,000 | $1,821,000 |
| Refinancing | 473 | $78,091,000 | $165,000 | $3,300,000 | $96,000 | $500,000 |
| Home Improvement | 315 | $7,811,000 | $24,000 | $272,000 | $66,000 | $300,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,294 | $179,507,000 | $138,000 | $1,250,000 | $93,000 | $1,821,000 |
| Hispanic | 175 | $20,365,000 | $116,000 | $348,000 | $66,000 | $395,000 |
| Black or African American | 49 | $4,190,000 | $85,000 | $275,000 | $62,000 | $193,000 |
| Not Provided | 34 | $3,398,000 | $99,000 | $965,000 | $84,000 | $540,000 |
| Not applicable | 28 | $7,947,000 | $283,000 | $3,300,000 | $0 | $0 |
| Asian | 20 | $2,624,000 | $131,000 | $380,000 | $94,000 | $500,000 |
| American Indian or Alaskan Native | 19 | $1,438,000 | $75,000 | $170,000 | $62,000 | $129,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $140,000 | $140,000 | $140,000 | $39,000 | $39,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,108 | $145,283,000 | $131,000 | $3,300,000 | $98,000 | $1,821,000 |
| FHA-insured (Federal Housing Administration) | 397 | $54,521,000 | $137,000 | $334,000 | $62,000 | $395,000 |
| VA-guaranteed (Veterans Administration) | 115 | $19,805,000 | $172,000 | $539,000 | $67,000 | $267,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,239 | $181,273,000 | $146,000 | $3,300,000 | $91,000 | $1,821,000 |
| Application Denied By Financial Institution | 217 | $15,545,000 | $71,000 | $1,250,000 | $60,000 | $413,000 |
| Application Withdrawn By Applicant | 126 | $18,437,000 | $146,000 | $965,000 | $96,000 | $765,000 |
| Application Approved But Not Accepted | 19 | $1,869,000 | $98,000 | $253,000 | $119,000 | $366,000 |
| Preapproval Denied by Financial Institution | 16 | $1,507,000 | $94,000 | $234,000 | $49,000 | $172,000 |
| File Closed For Incompleteness | 3 | $978,000 | $326,000 | $417,000 | $144,000 | $250,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 117 | $4,440,000 | $37,000 | $404,000 | $56,000 | $251,000 |
| Debt-To-Income Ratio | 65 | $4,051,000 | $62,000 | $822,000 | $47,000 | $172,000 |
| Other | 22 | $3,150,000 | $143,000 | $340,000 | $82,000 | $413,000 |
| Collateral | 18 | $3,849,000 | $213,000 | $1,250,000 | $109,000 | $400,000 |
| Employment History | 6 | $650,000 | $108,000 | $181,000 | $46,000 | $63,000 |
| Unverifiable Information | 3 | $632,000 | $210,000 | $417,000 | $56,000 | $144,000 |
| Credit Application Incomplete | 2 | $280,000 | $140,000 | $180,000 | $55,000 | $110,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Extraco Banks, National Association's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Extraco Banks, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.