F&M Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017
F&M Bank 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | F&M Bank 50 Franklin St Clarksville, TN 37040 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,375 |
| Total Mortgage Loan Application Amount | $788,013,000 |
| Average Mortgage Loan Application Amount | $235,000 |
| Highest Mortgage Loan Application Amount | $2,693,000 |
| Average Applicant Income | $126,333 |
| Highest Applicant Income | $2,703,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with F&M Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing F&M Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down F&M Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how F&M Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by F&M Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at F&M Bank's mortgage activity for 2017.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Davidson County Tennessee | 900 | $ 245,835,000 | $ 273,000 | $ 116,000 |
| Montgomery County Tennessee | 727 | $ 132,309,000 | $ 181,000 | $ 98,000 |
| Sumner County Tennessee | 375 | $ 89,432,000 | $ 238,000 | $ 101,000 |
| Williamson County Tennessee | 353 | $ 119,834,000 | $ 339,000 | $ 142,000 |
| Rutherford County Tennessee | 208 | $ 44,036,000 | $ 211,000 | $ 76,000 |
| Robertson County Tennessee | 189 | $ 34,333,000 | $ 181,000 | $ 75,000 |
| Wilson County Tennessee | 126 | $ 31,603,000 | $ 250,000 | $ 90,000 |
| Stewart County Tennessee | 74 | $ 10,413,000 | $ 140,000 | $ 78,000 |
| Maury County Tennessee | 56 | $ 10,790,000 | $ 192,000 | $ 74,000 |
| Cheatham County Tennessee | 37 | $ 7,737,000 | $ 209,000 | $ 83,000 |
| Smith County Tennessee | 37 | $ 3,023,000 | $ 81,000 | $ 29,000 |
| Christian County Kentucky | 26 | $ 4,520,000 | $ 173,000 | $ 322,000 |
| Dickson County Tennessee | 23 | $ 5,282,000 | $ 229,000 | $ 103,000 |
| Putnam County Tennessee | 19 | $ 3,002,000 | $ 158,000 | $ 95,000 |
| Marshall County Tennessee | 13 | $ 2,236,000 | $ 172,000 | $ 89,000 |
| Hamilton County Tennessee | 11 | $ 2,234,000 | $ 203,000 | $ 159,000 |
| Bedford County Tennessee | 10 | $ 1,340,000 | $ 134,000 | $ 67,000 |
| Houston County Tennessee | 10 | $ 1,773,000 | $ 177,000 | $ 83,000 |
| Shelby County Tennessee | 10 | $ 1,736,000 | $ 173,000 | $ 117,000 |
| Knox County Tennessee | 9 | $ 1,268,000 | $ 140,000 | $ 101,000 |
| Sevier County Tennessee | 9 | $ 1,077,000 | $ 119,000 | $ 307,000 |
| Coffee County Tennessee | 7 | $ 1,511,000 | $ 215,000 | $ 98,000 |
| Trousdale County Tennessee | 6 | $ 1,059,000 | $ 176,000 | $ 69,000 |
| Walton County Florida | 5 | $ 3,094,000 | $ 618,000 | $ 572,000 |
| Henry County Tennessee | 5 | $ 444,000 | $ 88,000 | $ 260,000 |
| Hickman County Tennessee | 5 | $ 878,000 | $ 175,000 | $ 72,000 |
| Fulton County Georgia | 4 | $ 1,104,000 | $ 276,000 | $ 167,000 |
| Logan County Kentucky | 4 | $ 491,000 | $ 122,000 | $ 57,000 |
| DeKalb County Tennessee | 4 | $ 715,000 | $ 178,000 | $ 140,000 |
| Giles County Tennessee | 4 | $ 818,000 | $ 204,000 | $ 74,000 |
| Macon County Tennessee | 4 | $ 494,000 | $ 123,000 | $ 25,000 |
| Overton County Tennessee | 4 | $ 476,000 | $ 119,000 | $ 33,000 |
| Simpson County Kentucky | 3 | $ 294,000 | $ 98,000 | $ 31,000 |
| Franklin County Tennessee | 3 | $ 595,000 | $ 198,000 | $ 183,000 |
| Hardin County Tennessee | 3 | $ 388,000 | $ 129,000 | $ 90,000 |
| Lincoln County Tennessee | 3 | $ 303,000 | $ 101,000 | $ 40,000 |
| Lauderdale County Alabama | 2 | $ 526,000 | $ 263,000 | $ 107,000 |
| Mobile County Alabama | 2 | $ 247,000 | $ 123,000 | $ 165,000 |
| Palm Beach County Florida | 2 | $ 674,000 | $ 337,000 | $ 210,000 |
| Cobb County Georgia | 2 | $ 343,000 | $ 171,000 | $ 123,000 |
| Walker County Georgia | 2 | $ 347,000 | $ 173,000 | $ 71,000 |
| Johnson County Kansas | 2 | $ 525,000 | $ 262,000 | $ 85,000 |
| Calloway County Kentucky | 2 | $ 310,000 | $ 155,000 | $ 69,000 |
| Todd County Kentucky | 2 | $ 392,000 | $ 196,000 | $ 55,000 |
| Warren County Kentucky | 2 | $ 314,000 | $ 157,000 | $ 30,000 |
| DeSoto County Mississippi | 2 | $ 548,000 | $ 274,000 | $ 80,000 |
| Beaufort County South Carolina | 2 | $ 332,000 | $ 166,000 | $ 54,000 |
| Cannon County Tennessee | 2 | $ 446,000 | $ 223,000 | $ 68,000 |
| Hamblen County Tennessee | 2 | $ 283,000 | $ 141,000 | $ 34,000 |
| Lawrence County Tennessee | 2 | $ 280,000 | $ 140,000 | $ 49,000 |
| Madison County Tennessee | 2 | $ 1,648,000 | $ 824,000 | $ 104,000 |
| Marion County Tennessee | 2 | $ 324,000 | $ 162,000 | $ 106,000 |
| Warren County Tennessee | 2 | $ 504,000 | $ 252,000 | $ 82,000 |
| White County Tennessee | 2 | $ 386,000 | $ 193,000 | $ 84,000 |
| Baldwin County Alabama | 1 | $ 145,000 | $ 145,000 | $ 63,000 |
| Covington County Alabama | 1 | $ 230,000 | $ 230,000 | $ 70,000 |
| Jefferson County Alabama | 1 | $ 288,000 | $ 288,000 | $ 97,000 |
| Madison County Alabama | 1 | $ 284,000 | $ 284,000 | $ 50,000 |
| Clay County Arkansas | 1 | $ 192,000 | $ 192,000 | $ 89,000 |
| Baker County Florida | 1 | $ 198,000 | $ 198,000 | $ 46,000 |
| Bay County Florida | 1 | $ 221,000 | $ 221,000 | $ 106,000 |
| Clay County Florida | 1 | $ 699,000 | $ 699,000 | $ 138,000 |
| Highlands County Florida | 1 | $ 127,000 | $ 127,000 | $ 89,000 |
| Manatee County Florida | 1 | $ 300,000 | $ 300,000 | $ 376,000 |
| Orange County Florida | 1 | $ 251,000 | $ 251,000 | $ 110,000 |
| Pasco County Florida | 1 | $ 92,000 | $ 92,000 | $ 497,000 |
| Bartow County Georgia | 1 | $ 295,000 | $ 295,000 | $ 75,000 |
| Clarke County Georgia | 1 | $ 299,000 | $ 299,000 | $ 55,000 |
| Crisp County Georgia | 1 | $ 252,000 | $ 252,000 | $ 348,000 |
| DeKalb County Georgia | 1 | $ 131,000 | $ 131,000 | $ 89,000 |
| Douglas County Georgia | 1 | $ 157,000 | $ 157,000 | $ 30,000 |
| Fannin County Georgia | 1 | $ 149,000 | $ 149,000 | $ 216,000 |
| Paulding County Georgia | 1 | $ 172,000 | $ 172,000 | $ 30,000 |
| Marion County Indiana | 1 | $ 122,000 | $ 122,000 | $ 68,000 |
| Fayette County Kentucky | 1 | $ 424,000 | $ 424,000 | $ 655,000 |
| Jefferson County Kentucky | 1 | $ 668,000 | $ 668,000 | $ 306,000 |
| Kenton County Kentucky | 1 | $ 257,000 | $ 257,000 | $ 103,000 |
| McCracken County Kentucky | 1 | $ 135,000 | $ 135,000 | $ 187,000 |
| Muhlenberg County Kentucky | 1 | $ 100,000 | $ 100,000 | $ 56,000 |
| Trigg County Kentucky | 1 | $ 300,000 | $ 300,000 | $ 82,000 |
| Waldo County Maine | 1 | $ 320,000 | $ 320,000 | $ 209,000 |
| Anne Arundel County Maryland | 1 | $ 425,000 | $ 425,000 | $ 131,000 |
| Tishomingo County Mississippi | 1 | $ 117,000 | $ 117,000 | $ 156,000 |
| Cascade County Montana | 1 | $ 165,000 | $ 165,000 | $ 39,000 |
| Santa Fe County New Mexico | 1 | $ 368,000 | $ 368,000 | $ 120,000 |
| Buncombe County North Carolina | 1 | $ 415,000 | $ 415,000 | $ 233,000 |
| Iredell County North Carolina | 1 | $ 424,000 | $ 424,000 | $ 245,000 |
| Macon County North Carolina | 1 | $ 716,000 | $ 716,000 | $ 375,000 |
| Mecklenburg County North Carolina | 1 | $ 158,000 | $ 158,000 | $ 145,000 |
| Moore County North Carolina | 1 | $ 380,000 | $ 380,000 | $ 128,000 |
| Clermont County Ohio | 1 | $ 71,000 | $ 71,000 | $ 34,000 |
| Stark County Ohio | 1 | $ 290,000 | $ 290,000 | $ 69,000 |
| Greenville County South Carolina | 1 | $ 200,000 | $ 200,000 | $ 450,000 |
| Lancaster County South Carolina | 1 | $ 255,000 | $ 255,000 | $ 58,000 |
| Spartanburg County South Carolina | 1 | $ 360,000 | $ 360,000 | $ 335,000 |
| Bradley County Tennessee | 1 | $ 176,000 | $ 176,000 | $ 89,000 |
| Crockett County Tennessee | 1 | $ 138,000 | $ 138,000 | $ 46,000 |
| Cumberland County Tennessee | 1 | $ 172,000 | $ 172,000 | $ 46,000 |
| Fentress County Tennessee | 1 | $ 68,000 | $ 68,000 | $ 105,000 |
| Jackson County Tennessee | 1 | $ 76,000 | $ 76,000 | $ 31,000 |
| McMinn County Tennessee | 1 | $ 131,000 | $ 131,000 | $ 70,000 |
| Rhea County Tennessee | 1 | $ 35,000 | $ 35,000 | $ 10,000 |
| Collin County Texas | 1 | $ 287,000 | $ 287,000 | $ 110,000 |
| Gillespie County Texas | 1 | $ 138,000 | $ 138,000 | $ 364,000 |
| Salt Lake County Utah | 1 | $ 296,000 | $ 296,000 | $ 130,000 |
| Lynchburg County Virginia | 1 | $ 145,000 | $ 145,000 | $ 61,000 |
| Spokane County Washington | 1 | $ 293,000 | $ 293,000 | $ 79,000 |
Mortgage Loan Application Detail Totals for F&M Bank in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,725 | $645,384,000 | $236,000 | $2,693,000 | $106,000 | $2,703,000 |
| Refinancing | 629 | $137,346,000 | $218,000 | $1,810,000 | $107,000 | $1,501,000 |
| Home Improvement | 21 | $5,283,000 | $251,000 | $1,050,000 | $166,000 | $638,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,715 | $635,098,000 | $233,000 | $1,520,000 | $112,000 | $2,703,000 |
| Black or African American | 198 | $37,627,000 | $190,000 | $445,000 | $80,000 | $450,000 |
| Not Provided | 194 | $53,298,000 | $274,000 | $965,000 | $136,000 | $1,501,000 |
| Not applicable | 85 | $18,677,000 | $219,000 | $2,693,000 | $0 | $0 |
| Asian | 82 | $21,968,000 | $267,000 | $1,125,000 | $100,000 | $372,000 |
| Hispanic | 76 | $15,605,000 | $205,000 | $536,000 | $69,000 | $336,000 |
| Native Hawaiian or Other Pacific Islander | 14 | $2,809,000 | $200,000 | $352,000 | $69,000 | $142,000 |
| American Indian or Alaskan Native | 11 | $2,931,000 | $266,000 | $540,000 | $90,000 | $232,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,317 | $561,129,000 | $242,000 | $2,693,000 | $122,000 | $2,703,000 |
| FHA-insured (Federal Housing Administration) | 556 | $114,786,000 | $206,000 | $475,000 | $70,000 | $507,000 |
| VA-guaranteed (Veterans Administration) | 413 | $96,311,000 | $233,000 | $732,000 | $81,000 | $609,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 89 | $15,787,000 | $177,000 | $333,000 | $51,000 | $95,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,694 | $628,511,000 | $233,000 | $2,693,000 | $108,000 | $2,703,000 |
| Application Withdrawn By Applicant | 492 | $122,360,000 | $248,000 | $1,100,000 | $109,000 | $1,501,000 |
| Application Denied By Financial Institution | 154 | $30,356,000 | $197,000 | $1,520,000 | $70,000 | $478,000 |
| Application Approved But Not Accepted | 26 | $4,540,000 | $174,000 | $1,360,000 | $208,000 | $1,154,000 |
| File Closed For Incompleteness | 5 | $1,688,000 | $337,000 | $958,000 | $59,000 | $296,000 |
| Loan Purchased By The Institution | 4 | $558,000 | $139,000 | $193,000 | $39,000 | $48,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into F&M Bank's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess F&M Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Tennessee, download the full spreadsheet
with aggregated HMDA statistics today.