Skyone Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Skyone Federal Credit Union 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Skyone Federal Credit Union 14600 Aviation Boulevard Hawthorne, CA 90250 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 205 |
| Total Mortgage Loan Application Amount | $46,555,000 |
| Average Mortgage Loan Application Amount | $215,666 |
| Highest Mortgage Loan Application Amount | $953,000 |
| Average Applicant Income | $126,666 |
| Highest Applicant Income | $913,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Skyone Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Skyone Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Skyone Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Skyone Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Skyone Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Skyone Federal Credit Union's mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 39 | $ 10,636,000 | $ 272,000 | $ 113,000 |
| King County Washington | 18 | $ 3,892,000 | $ 216,000 | $ 136,000 |
| Orange County California | 10 | $ 3,099,000 | $ 309,000 | $ 156,000 |
| San Diego County California | 9 | $ 1,968,000 | $ 218,000 | $ 162,000 |
| Alameda County California | 7 | $ 1,921,000 | $ 274,000 | $ 150,000 |
| Clark County Nevada | 6 | $ 966,000 | $ 161,000 | $ 78,000 |
| San Bernardino County California | 4 | $ 891,000 | $ 222,000 | $ 113,000 |
| Santa Clara County California | 4 | $ 1,386,000 | $ 346,000 | $ 137,000 |
| Pierce County Washington | 4 | $ 710,000 | $ 177,000 | $ 148,000 |
| Snohomish County Washington | 4 | $ 723,000 | $ 180,000 | $ 97,000 |
| Maricopa County Arizona | 3 | $ 210,000 | $ 70,000 | $ 72,000 |
| Contra Costa County California | 3 | $ 1,060,000 | $ 353,000 | $ 146,000 |
| Sacramento County California | 3 | $ 353,000 | $ 117,000 | $ 88,000 |
| San Joaquin County California | 3 | $ 566,000 | $ 188,000 | $ 122,000 |
| Sonoma County California | 3 | $ 1,761,000 | $ 587,000 | $ 387,000 |
| Arapahoe County Colorado | 3 | $ 515,000 | $ 171,000 | $ 133,000 |
| Broward County Florida | 3 | $ 451,000 | $ 150,000 | $ 87,000 |
| Tarrant County Texas | 3 | $ 878,000 | $ 292,000 | $ 187,000 |
| Coconino County Arizona | 2 | $ 545,000 | $ 272,000 | $ 70,000 |
| Pima County Arizona | 2 | $ 559,000 | $ 279,000 | $ 89,000 |
| Kern County California | 2 | $ 410,000 | $ 205,000 | $ 127,000 |
| Riverside County California | 2 | $ 418,000 | $ 209,000 | $ 90,000 |
| Boulder County Colorado | 2 | $ 276,000 | $ 138,000 | $ 115,000 |
| Douglas County Colorado | 2 | $ 300,000 | $ 150,000 | $ 115,000 |
| Manatee County Florida | 2 | $ 355,000 | $ 177,000 | $ 94,000 |
| Wayne County Michigan | 2 | $ 282,000 | $ 141,000 | $ 180,000 |
| Grafton County New Hampshire | 2 | $ 235,000 | $ 117,000 | $ 81,000 |
| Clackamas County Oregon | 2 | $ 416,000 | $ 208,000 | $ 98,000 |
| Loudoun County Virginia | 2 | $ 588,000 | $ 294,000 | $ 229,000 |
| Pacific County Washington | 2 | $ 277,000 | $ 138,000 | $ 121,000 |
| Spokane County Washington | 2 | $ 537,000 | $ 268,000 | $ 157,000 |
| Anchorage County Alaska | 1 | $ 500,000 | $ 500,000 | $ 223,000 |
| Mohave County Arizona | 1 | $ 305,000 | $ 305,000 | $ 115,000 |
| Amador County California | 1 | $ 240,000 | $ 240,000 | $ 110,000 |
| El Dorado County California | 1 | $ 31,000 | $ 31,000 | $ 97,000 |
| San Mateo County California | 1 | $ 89,000 | $ 89,000 | $ 120,000 |
| Santa Barbara County California | 1 | $ 100,000 | $ 100,000 | $ 134,000 |
| Solano County California | 1 | $ 100,000 | $ 100,000 | $ 106,000 |
| Ventura County California | 1 | $ 40,000 | $ 40,000 | $ 149,000 |
| Yolo County California | 1 | $ 16,000 | $ 16,000 | $ 64,000 |
| Adams County Colorado | 1 | $ 200,000 | $ 200,000 | $ 104,000 |
| Broomfield County Colorado | 1 | $ 470,000 | $ 470,000 | $ 359,000 |
| Larimer County Colorado | 1 | $ 40,000 | $ 40,000 | $ 123,000 |
| District of Columbia County District Of Columbia | 1 | $ 200,000 | $ 200,000 | $ 176,000 |
| Charlotte County Florida | 1 | $ 75,000 | $ 75,000 | $ 84,000 |
| Citrus County Florida | 1 | $ 280,000 | $ 280,000 | $ 221,000 |
| Hernando County Florida | 1 | $ 127,000 | $ 127,000 | $ 155,000 |
| Palm Beach County Florida | 1 | $ 300,000 | $ 300,000 | $ 69,000 |
| St. Lucie County Florida | 1 | $ 85,000 | $ 85,000 | $ 161,000 |
| DeKalb County Georgia | 1 | $ 195,000 | $ 195,000 | $ 96,000 |
| Fulton County Georgia | 1 | $ 198,000 | $ 198,000 | $ 128,000 |
| Henry County Georgia | 1 | $ 142,000 | $ 142,000 | $ 60,000 |
| Newton County Georgia | 1 | $ 160,000 | $ 160,000 | $ 281,000 |
| Hawaii County Hawaii | 1 | $ 394,000 | $ 394,000 | $ 156,000 |
| Ada County Idaho | 1 | $ 160,000 | $ 160,000 | $ 57,000 |
| Cook County Illinois | 1 | $ 82,000 | $ 82,000 | $ 63,000 |
| DuPage County Illinois | 1 | $ 210,000 | $ 210,000 | $ 80,000 |
| LaSalle County Illinois | 1 | $ 224,000 | $ 224,000 | $ 139,000 |
| Will County Illinois | 1 | $ 71,000 | $ 71,000 | $ 48,000 |
| Calcasieu County Louisiana | 1 | $ 150,000 | $ 150,000 | $ 96,000 |
| Rapides County Louisiana | 1 | $ 93,000 | $ 93,000 | $ 104,000 |
| Clay County Missouri | 1 | $ 110,000 | $ 110,000 | $ 145,000 |
| Jackson County Missouri | 1 | $ 280,000 | $ 280,000 | $ 130,000 |
| St. Louis County Missouri | 1 | $ 140,000 | $ 140,000 | $ 75,000 |
| Douglas County Nebraska | 1 | $ 108,000 | $ 108,000 | $ 51,000 |
| Bergen County New Jersey | 1 | $ 624,000 | $ 624,000 | $ 139,000 |
| Nassau County New York | 1 | $ 270,000 | $ 270,000 | $ 85,000 |
| New Hanover County North Carolina | 1 | $ 132,000 | $ 132,000 | $ 51,000 |
| Transylvania County North Carolina | 1 | $ 169,000 | $ 169,000 | $ 127,000 |
| Lane County Oregon | 1 | $ 136,000 | $ 136,000 | $ 54,000 |
| Multnomah County Oregon | 1 | $ 360,000 | $ 360,000 | $ 190,000 |
| Polk County Oregon | 1 | $ 40,000 | $ 40,000 | $ 65,000 |
| Bastrop County Texas | 1 | $ 294,000 | $ 294,000 | $ 113,000 |
| Grayson County Texas | 1 | $ 73,000 | $ 73,000 | $ 183,000 |
| Hays County Texas | 1 | $ 273,000 | $ 273,000 | $ 83,000 |
| Utah County Utah | 1 | $ 110,000 | $ 110,000 | $ 134,000 |
| Prince William County Virginia | 1 | $ 320,000 | $ 320,000 | $ 92,000 |
| Kitsap County Washington | 1 | $ 160,000 | $ 160,000 | $ 19,000 |
| Walla Walla County Washington | 1 | $ 80,000 | $ 80,000 | $ 192,000 |
| Whatcom County Washington | 1 | $ 265,000 | $ 265,000 | $ 118,000 |
| Yakima County Washington | 1 | $ 150,000 | $ 150,000 | $ 102,000 |
Mortgage Loan Application Detail Totals for Skyone Federal Credit Union in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 85 | $23,201,000 | $272,000 | $936,000 | $138,000 | $913,000 |
| Home Purchase | 67 | $16,360,000 | $244,000 | $953,000 | $113,000 | $284,000 |
| Home Improvement | 53 | $6,994,000 | $131,000 | $500,000 | $129,000 | $324,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 87 | $17,712,000 | $203,000 | $936,000 | $138,000 | $913,000 |
| Not Provided | 80 | $19,405,000 | $242,000 | $624,000 | $119,000 | $293,000 |
| Hispanic | 16 | $3,149,000 | $196,000 | $392,000 | $110,000 | $201,000 |
| Black or African American | 11 | $3,118,000 | $283,000 | $500,000 | $116,000 | $223,000 |
| Asian | 10 | $3,156,000 | $315,000 | $953,000 | $130,000 | $254,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $15,000 | $15,000 | $15,000 | $293,000 | $293,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 205 | $46,555,000 | $227,000 | $953,000 | $128,000 | $913,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 133 | $28,353,000 | $213,000 | $953,000 | $136,000 | $913,000 |
| Application Withdrawn By Applicant | 47 | $10,893,000 | $231,000 | $624,000 | $114,000 | $281,000 |
| Application Denied By Financial Institution | 25 | $7,309,000 | $292,000 | $609,000 | $111,000 | $312,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 8 | $2,402,000 | $300,000 | $500,000 | $106,000 | $223,000 |
| Debt-To-Income Ratio | 8 | $2,766,000 | $345,000 | $600,000 | $120,000 | $312,000 |
| Collateral | 5 | $935,000 | $187,000 | $609,000 | $133,000 | $202,000 |
| Other | 4 | $1,206,000 | $301,000 | $471,000 | $76,000 | $107,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Skyone Federal Credit Union's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Skyone Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.