Nextmark 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Nextmark 4201 Members Way Fairfax, VA 22030 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 1,200 |
| Total Mortgage Loan Application Amount | $190,410,000 |
| Average Mortgage Loan Application Amount | $144,400 |
| Highest Mortgage Loan Application Amount | $675,000 |
| Average Applicant Income | $205,200 |
| Highest Applicant Income | $1,631,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Nextmark. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Nextmark's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Nextmark's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Nextmark serves its applicants.
Each category highlights the total number of mortgage applications processed by Nextmark, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Nextmark's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fairfax County Virginia | 229 | $ 42,285,000 | $ 184,000 | $ 244,000 |
| Loudoun County Virginia | 143 | $ 24,665,000 | $ 172,000 | $ 217,000 |
| Prince William County Virginia | 114 | $ 14,860,000 | $ 130,000 | $ 174,000 |
| District of Columbia County District Of Columbia | 64 | $ 13,230,000 | $ 206,000 | $ 242,000 |
| Montgomery County Maryland | 64 | $ 12,850,000 | $ 200,000 | $ 208,000 |
| Anne Arundel County Maryland | 53 | $ 8,415,000 | $ 158,000 | $ 219,000 |
| Howard County Maryland | 40 | $ 7,870,000 | $ 196,000 | $ 253,000 |
| Prince George's County Maryland | 29 | $ 2,655,000 | $ 91,000 | $ 185,000 |
| Baltimore County Maryland | 27 | $ 3,985,000 | $ 147,000 | $ 158,000 |
| Carroll County Maryland | 23 | $ 3,935,000 | $ 171,000 | $ 153,000 |
| Arlington County Virginia | 23 | $ 4,505,000 | $ 195,000 | $ 286,000 |
| Fauquier County Virginia | 21 | $ 2,865,000 | $ 136,000 | $ 154,000 |
| Frederick County Maryland | 18 | $ 2,200,000 | $ 122,000 | $ 134,000 |
| Spotsylvania County Virginia | 18 | $ 1,630,000 | $ 90,000 | $ 110,000 |
| Stafford County Virginia | 18 | $ 2,120,000 | $ 117,000 | $ 140,000 |
| Harford County Maryland | 14 | $ 1,860,000 | $ 132,000 | $ 179,000 |
| Culpeper County Virginia | 14 | $ 1,140,000 | $ 81,000 | $ 98,000 |
| Albemarle County Virginia | 13 | $ 2,325,000 | $ 178,000 | $ 227,000 |
| Baltimore City County Maryland | 12 | $ 1,550,000 | $ 129,000 | $ 337,000 |
| Wake County North Carolina | 12 | $ 2,680,000 | $ 223,000 | $ 267,000 |
| Charleston County South Carolina | 12 | $ 2,420,000 | $ 201,000 | $ 264,000 |
| Chesterfield County Virginia | 12 | $ 2,020,000 | $ 168,000 | $ 201,000 |
| Charles County Maryland | 10 | $ 950,000 | $ 95,000 | $ 125,000 |
| Alexandria County Virginia | 10 | $ 1,030,000 | $ 103,000 | $ 214,000 |
| Louisa County Virginia | 10 | $ 1,030,000 | $ 103,000 | $ 171,000 |
| Warren County Virginia | 10 | $ 890,000 | $ 89,000 | $ 94,000 |
| Henrico County Virginia | 9 | $ 1,465,000 | $ 162,000 | $ 222,000 |
| Mecklenburg County North Carolina | 8 | $ 1,070,000 | $ 133,000 | $ 179,000 |
| Fairfax City County Virginia | 8 | $ 1,280,000 | $ 160,000 | $ 226,000 |
| Virginia Beach County Virginia | 8 | $ 790,000 | $ 98,000 | $ 159,000 |
| Sussex County Delaware | 7 | $ 1,015,000 | $ 145,000 | $ 340,000 |
| Calvert County Maryland | 6 | $ 590,000 | $ 98,000 | $ 154,000 |
| Johnston County North Carolina | 6 | $ 430,000 | $ 71,000 | $ 117,000 |
| Frederick County Virginia | 6 | $ 880,000 | $ 146,000 | $ 109,000 |
| New Castle County Delaware | 5 | $ 595,000 | $ 119,000 | $ 201,000 |
| St. Mary's County Maryland | 5 | $ 585,000 | $ 117,000 | $ 163,000 |
| Clarke County Virginia | 5 | $ 425,000 | $ 85,000 | $ 160,000 |
| Falls Church County Virginia | 5 | $ 815,000 | $ 163,000 | $ 199,000 |
| Fredericksburg County Virginia | 5 | $ 335,000 | $ 67,000 | $ 163,000 |
| Queen Anne's County Maryland | 4 | $ 840,000 | $ 210,000 | $ 295,000 |
| Berkeley County South Carolina | 4 | $ 320,000 | $ 80,000 | $ 158,000 |
| Fluvanna County Virginia | 4 | $ 470,000 | $ 117,000 | $ 123,000 |
| Manassas County Virginia | 4 | $ 340,000 | $ 85,000 | $ 73,000 |
| Orange County Virginia | 4 | $ 310,000 | $ 77,000 | $ 99,000 |
| Buncombe County North Carolina | 3 | $ 665,000 | $ 221,000 | $ 157,000 |
| Dare County North Carolina | 3 | $ 555,000 | $ 185,000 | $ 192,000 |
| Iredell County North Carolina | 3 | $ 815,000 | $ 271,000 | $ 158,000 |
| Augusta County Virginia | 3 | $ 295,000 | $ 98,000 | $ 83,000 |
| Chesapeake County Virginia | 3 | $ 315,000 | $ 105,000 | $ 140,000 |
| Greene County Virginia | 3 | $ 285,000 | $ 95,000 | $ 133,000 |
| Hanover County Virginia | 3 | $ 415,000 | $ 138,000 | $ 98,000 |
| Volusia County Florida | 2 | $ 130,000 | $ 65,000 | $ 105,000 |
| Garrett County Maryland | 2 | $ 560,000 | $ 280,000 | $ 381,000 |
| Worcester County Maryland | 2 | $ 120,000 | $ 60,000 | $ 169,000 |
| Guilford County North Carolina | 2 | $ 130,000 | $ 65,000 | $ 108,000 |
| Lincoln County North Carolina | 2 | $ 210,000 | $ 105,000 | $ 176,000 |
| Pender County North Carolina | 2 | $ 170,000 | $ 85,000 | $ 128,000 |
| Goochland County Virginia | 2 | $ 120,000 | $ 60,000 | $ 118,000 |
| King George County Virginia | 2 | $ 200,000 | $ 100,000 | $ 115,000 |
| King William County Virginia | 2 | $ 180,000 | $ 90,000 | $ 160,000 |
| Rappahannock County Virginia | 2 | $ 410,000 | $ 205,000 | $ 233,000 |
| Richmond City County Virginia | 2 | $ 330,000 | $ 165,000 | $ 243,000 |
| Shenandoah County Virginia | 2 | $ 100,000 | $ 50,000 | $ 167,000 |
| Berkeley County West Virginia | 2 | $ 160,000 | $ 80,000 | $ 88,000 |
| Jefferson County West Virginia | 2 | $ 560,000 | $ 280,000 | $ 183,000 |
| Broward County Florida | 1 | $ 245,000 | $ 245,000 | $ 42,000 |
| Collier County Florida | 1 | $ 285,000 | $ 285,000 | $ 236,000 |
| Hillsborough County Florida | 1 | $ 125,000 | $ 125,000 | $ 288,000 |
| Lee County Florida | 1 | $ 165,000 | $ 165,000 | $ 147,000 |
| Manatee County Florida | 1 | $ 75,000 | $ 75,000 | $ 157,000 |
| Marion County Florida | 1 | $ 305,000 | $ 305,000 | $ 190,000 |
| Orange County Florida | 1 | $ 75,000 | $ 75,000 | $ 179,000 |
| Pinellas County Florida | 1 | $ 55,000 | $ 55,000 | $ 29,000 |
| Sarasota County Florida | 1 | $ 305,000 | $ 305,000 | $ 433,000 |
| Seminole County Florida | 1 | $ 155,000 | $ 155,000 | $ 158,000 |
| St. Lucie County Florida | 1 | $ 45,000 | $ 45,000 | $ 238,000 |
| Walton County Florida | 1 | $ 315,000 | $ 315,000 | $ 183,000 |
| Currituck County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 91,000 |
| Franklin County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 118,000 |
| Henderson County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 34,000 |
| Moore County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 337,000 |
| New Hanover County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 125,000 |
| Pamlico County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 319,000 |
| Union County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 191,000 |
| Beaufort County South Carolina | 1 | $ 305,000 | $ 305,000 | $ 49,000 |
| Dorchester County South Carolina | 1 | $ 65,000 | $ 65,000 | $ 40,000 |
| Horry County South Carolina | 1 | $ 75,000 | $ 75,000 | $ 223,000 |
| York County South Carolina | 1 | $ 255,000 | $ 255,000 | $ 194,000 |
| Campbell County Virginia | 1 | $ 105,000 | $ 105,000 | $ 107,000 |
| Caroline County Virginia | 1 | $ 85,000 | $ 85,000 | $ 66,000 |
| Hampton County Virginia | 1 | $ 105,000 | $ 105,000 | $ 138,000 |
| Isle of Wight County Virginia | 1 | $ 285,000 | $ 285,000 | $ 316,000 |
| Madison County Virginia | 1 | $ 85,000 | $ 85,000 | $ 102,000 |
| Manassas Park County Virginia | 1 | $ 65,000 | $ 65,000 | $ 91,000 |
| Middlesex County Virginia | 1 | $ 95,000 | $ 95,000 | $ 200,000 |
| New Kent County Virginia | 1 | $ 105,000 | $ 105,000 | $ 138,000 |
| Norfolk County Virginia | 1 | $ 55,000 | $ 55,000 | $ 119,000 |
| Northampton County Virginia | 1 | $ 105,000 | $ 105,000 | $ 449,000 |
| York County Virginia | 1 | $ 125,000 | $ 125,000 | $ 130,000 |
| Morgan County West Virginia | 1 | $ 95,000 | $ 95,000 | $ 78,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 1,017 | $158,675,000 | $156,000 | $675,000 | $197,000 | $1,631,000 |
| Home Purchase | 131 | $23,465,000 | $179,000 | $405,000 | $257,000 | $880,000 |
| Home Improvement | 38 | $6,810,000 | $179,000 | $405,000 | $225,000 | $713,000 |
| Other Purpose | 7 | $465,000 | $66,000 | $125,000 | $151,000 | $272,000 |
| Refinancing | 7 | $995,000 | $142,000 | $305,000 | $196,000 | $337,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 567 | $89,085,000 | $157,000 | $555,000 | $202,000 | $942,000 |
| Not Provided | 329 | $53,425,000 | $162,000 | $465,000 | $208,000 | $1,035,000 |
| Black or African American | 127 | $17,355,000 | $136,000 | $475,000 | $195,000 | $1,043,000 |
| Asian | 76 | $15,570,000 | $204,000 | $405,000 | $230,000 | $1,045,000 |
| Hispanic | 64 | $8,760,000 | $136,000 | $675,000 | $182,000 | $604,000 |
| American Indian or Alaskan Native | 11 | $1,515,000 | $137,000 | $335,000 | $357,000 | $1,631,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,200 | $190,410,000 | $158,000 | $675,000 | $204,000 | $1,631,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 718 | $109,600,000 | $152,000 | $425,000 | $222,000 | $1,043,000 |
| Application Denied By Financial Institution | 375 | $65,555,000 | $174,000 | $675,000 | $173,000 | $1,045,000 |
| Application Withdrawn By Applicant | 79 | $10,505,000 | $132,000 | $395,000 | $188,000 | $1,631,000 |
| Application Approved But Not Accepted | 28 | $4,750,000 | $169,000 | $405,000 | $204,000 | $375,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 825 | $124,855,000 | $151,000 | $425,000 | $218,000 | $1,631,000 |
| Credit Application Incomplete | 166 | $29,190,000 | $175,000 | $675,000 | $182,000 | $1,045,000 |
| Debt-To-Income Ratio | 103 | $20,415,000 | $198,000 | $505,000 | $150,000 | $428,000 |
| Other | 50 | $8,140,000 | $162,000 | $405,000 | $189,000 | $788,000 |
| Credit History | 32 | $5,000,000 | $156,000 | $475,000 | $186,000 | $473,000 |
| Collateral | 16 | $2,110,000 | $131,000 | $245,000 | $156,000 | $391,000 |
| Unverifiable Information | 8 | $700,000 | $87,000 | $255,000 | $157,000 | $308,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Nextmark's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Nextmark's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.