Family First Funding Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Family First Funding Llc 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Family First Funding Llc 215 Main Street, #2A Toms River, NJ 08753 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 |
| Total Number of Mortgage Applications | 3,640 |
| Total Mortgage Loan Application Amount | $894,665,000 |
| Average Mortgage Loan Application Amount | $259,333 |
| Highest Mortgage Loan Application Amount | $2,200,000 |
| Average Applicant Income | $85,666 |
| Highest Applicant Income | $3,197,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Family First Funding Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Family First Funding Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Family First Funding Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Family First Funding Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Family First Funding Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Family First Funding Llc's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Ocean County New Jersey | 568 | $ 134,669,000 | $ 237,000 | $ 85,000 |
| Monmouth County New Jersey | 323 | $ 94,662,000 | $ 293,000 | $ 115,000 |
| Suffolk County New York | 242 | $ 69,333,000 | $ 286,000 | $ 88,000 |
| Middlesex County New Jersey | 156 | $ 40,179,000 | $ 257,000 | $ 85,000 |
| Essex County New Jersey | 149 | $ 42,370,000 | $ 284,000 | $ 84,000 |
| Union County New Jersey | 118 | $ 30,349,000 | $ 257,000 | $ 70,000 |
| Passaic County New Jersey | 93 | $ 22,220,000 | $ 238,000 | $ 82,000 |
| Nassau County New York | 70 | $ 22,860,000 | $ 326,000 | $ 120,000 |
| Queens County New York | 70 | $ 30,570,000 | $ 436,000 | $ 122,000 |
| Bergen County New Jersey | 56 | $ 20,446,000 | $ 365,000 | $ 130,000 |
| Monroe County Pennsylvania | 55 | $ 6,904,000 | $ 125,000 | $ 48,000 |
| Hudson County New Jersey | 45 | $ 12,548,000 | $ 278,000 | $ 67,000 |
| Morris County New Jersey | 44 | $ 13,678,000 | $ 310,000 | $ 101,000 |
| Kings County New York | 41 | $ 18,206,000 | $ 444,000 | $ 80,000 |
| Burlington County New Jersey | 40 | $ 8,561,000 | $ 214,000 | $ 59,000 |
| Somerset County New Jersey | 38 | $ 13,588,000 | $ 357,000 | $ 97,000 |
| Philadelphia County Pennsylvania | 32 | $ 6,201,000 | $ 193,000 | $ 82,000 |
| Camden County New Jersey | 28 | $ 5,327,000 | $ 190,000 | $ 68,000 |
| Sussex County New Jersey | 27 | $ 6,039,000 | $ 223,000 | $ 174,000 |
| Hernando County Florida | 24 | $ 3,561,000 | $ 148,000 | $ 60,000 |
| Pasco County Florida | 24 | $ 3,045,000 | $ 126,000 | $ 56,000 |
| Gloucester County New Jersey | 24 | $ 4,594,000 | $ 191,000 | $ 55,000 |
| Mercer County New Jersey | 23 | $ 5,361,000 | $ 233,000 | $ 71,000 |
| Richmond County New York | 17 | $ 6,642,000 | $ 390,000 | $ 87,000 |
| Westchester County New York | 16 | $ 5,876,000 | $ 367,000 | $ 212,000 |
| Hillsborough County Florida | 14 | $ 2,798,000 | $ 199,000 | $ 83,000 |
| Warren County New Jersey | 14 | $ 3,075,000 | $ 219,000 | $ 73,000 |
| Pinellas County Florida | 13 | $ 2,767,000 | $ 212,000 | $ 161,000 |
| Atlantic County New Jersey | 13 | $ 2,132,000 | $ 164,000 | $ 49,000 |
| Bronx County New York | 13 | $ 5,284,000 | $ 406,000 | $ 109,000 |
| Bucks County Pennsylvania | 13 | $ 3,271,000 | $ 251,000 | $ 85,000 |
| Northampton County Pennsylvania | 13 | $ 3,763,000 | $ 289,000 | $ 137,000 |
| Orange County Florida | 12 | $ 2,878,000 | $ 239,000 | $ 78,000 |
| Palm Beach County Florida | 12 | $ 3,998,000 | $ 333,000 | $ 113,000 |
| Orange County New York | 12 | $ 2,259,000 | $ 188,000 | $ 72,000 |
| Broward County Florida | 11 | $ 3,399,000 | $ 309,000 | $ 149,000 |
| Hunterdon County New Jersey | 10 | $ 2,214,000 | $ 221,000 | $ 105,000 |
| Fairfield County Connecticut | 9 | $ 2,346,000 | $ 260,000 | $ 88,000 |
| Lee County Florida | 8 | $ 1,168,000 | $ 146,000 | $ 140,000 |
| Miami-Dade County Florida | 7 | $ 1,228,000 | $ 175,000 | $ 77,000 |
| Lehigh County Pennsylvania | 7 | $ 1,297,000 | $ 185,000 | $ 60,000 |
| Pike County Pennsylvania | 7 | $ 1,032,000 | $ 147,000 | $ 75,000 |
| Osceola County Florida | 6 | $ 764,000 | $ 127,000 | $ 41,000 |
| Cumberland County New Jersey | 6 | $ 923,000 | $ 153,000 | $ 22,000 |
| St. Johns County Florida | 5 | $ 1,449,000 | $ 289,000 | $ 50,000 |
| Dutchess County New York | 5 | $ 890,000 | $ 178,000 | $ 70,000 |
| Rockland County New York | 5 | $ 2,067,000 | $ 413,000 | $ 137,000 |
| Hartford County Connecticut | 4 | $ 812,000 | $ 203,000 | $ 49,000 |
| New Haven County Connecticut | 4 | $ 679,000 | $ 169,000 | $ 57,000 |
| Collier County Florida | 4 | $ 874,000 | $ 218,000 | $ 297,000 |
| Sarasota County Florida | 4 | $ 911,000 | $ 227,000 | $ 77,000 |
| New York County New York | 4 | $ 1,376,000 | $ 344,000 | $ 157,000 |
| Carbon County Pennsylvania | 4 | $ 509,000 | $ 127,000 | $ 47,000 |
| Delaware County Pennsylvania | 4 | $ 612,000 | $ 153,000 | $ 119,000 |
| Montgomery County Pennsylvania | 4 | $ 854,000 | $ 213,000 | $ 62,000 |
| Litchfield County Connecticut | 3 | $ 255,000 | $ 85,000 | $ 104,000 |
| Tolland County Connecticut | 3 | $ 727,000 | $ 242,000 | $ 43,000 |
| Manatee County Florida | 3 | $ 752,000 | $ 250,000 | $ 86,000 |
| Cape May County New Jersey | 3 | $ 1,969,000 | $ 656,000 | $ 472,000 |
| Citrus County Florida | 2 | $ 221,000 | $ 110,000 | $ 36,000 |
| Duval County Florida | 2 | $ 341,000 | $ 170,000 | $ 104,000 |
| Broome County New York | 2 | $ 338,000 | $ 169,000 | $ 34,000 |
| Putnam County New York | 2 | $ 588,000 | $ 294,000 | $ 83,000 |
| Washington County New York | 2 | $ 224,000 | $ 112,000 | $ 53,000 |
| Allegheny County Pennsylvania | 2 | $ 366,000 | $ 183,000 | $ 0 |
| Chester County Pennsylvania | 2 | $ 597,000 | $ 298,000 | $ 149,000 |
| Lancaster County Pennsylvania | 2 | $ 319,000 | $ 159,000 | $ 53,000 |
| Middlesex County Connecticut | 1 | $ 139,000 | $ 139,000 | $ 50,000 |
| Charlotte County Florida | 1 | $ 87,000 | $ 87,000 | $ 28,000 |
| Flagler County Florida | 1 | $ 638,000 | $ 638,000 | $ 224,000 |
| Jefferson County Florida | 1 | $ 404,000 | $ 404,000 | $ 112,000 |
| Marion County Florida | 1 | $ 158,000 | $ 158,000 | $ 0 |
| Seminole County Florida | 1 | $ 159,000 | $ 159,000 | $ 0 |
| Sumter County Florida | 1 | $ 226,000 | $ 226,000 | $ 143,000 |
| Salem County New Jersey | 1 | $ 201,000 | $ 201,000 | $ 66,000 |
| Erie County New York | 1 | $ 142,000 | $ 142,000 | $ 46,000 |
| Fulton County New York | 1 | $ 160,000 | $ 160,000 | $ 50,000 |
| Lewis County New York | 1 | $ 103,000 | $ 103,000 | $ 68,000 |
| Monroe County New York | 1 | $ 143,000 | $ 143,000 | $ 99,000 |
| Oneida County New York | 1 | $ 311,000 | $ 311,000 | $ 86,000 |
| Onondaga County New York | 1 | $ 232,000 | $ 232,000 | $ 66,000 |
| Ontario County New York | 1 | $ 120,000 | $ 120,000 | $ 60,000 |
| Otsego County New York | 1 | $ 113,000 | $ 113,000 | $ 133,000 |
| Saratoga County New York | 1 | $ 563,000 | $ 563,000 | $ 192,000 |
| Ulster County New York | 1 | $ 184,000 | $ 184,000 | $ 111,000 |
| Dauphin County Pennsylvania | 1 | $ 172,000 | $ 172,000 | $ 50,000 |
| Union County Pennsylvania | 1 | $ 150,000 | $ 150,000 | $ 0 |
| York County Pennsylvania | 1 | $ 89,000 | $ 89,000 | $ 0 |
Mortgage Loan Application Detail Totals for Family First Funding Llc in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,602 | $612,862,000 | $235,000 | $2,200,000 | $82,000 | $3,197,000 |
| Refinancing | 661 | $178,571,000 | $270,000 | $1,280,000 | $68,000 | $696,000 |
| Home Improvement | 377 | $103,232,000 | $273,000 | $1,203,000 | $107,000 | $646,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,616 | $414,776,000 | $256,000 | $2,200,000 | $103,000 | $3,197,000 |
| Not Provided | 1,092 | $228,540,000 | $209,000 | $1,900,000 | $53,000 | $1,596,000 |
| Hispanic | 548 | $137,887,000 | $251,000 | $625,000 | $72,000 | $960,000 |
| Black or African American | 285 | $75,484,000 | $264,000 | $1,000,000 | $74,000 | $300,000 |
| Asian | 76 | $32,084,000 | $422,000 | $2,000,000 | $147,000 | $840,000 |
| Not applicable | 10 | $2,932,000 | $293,000 | $578,000 | $97,000 | $240,000 |
| American Indian or Alaskan Native | 9 | $2,332,000 | $259,000 | $463,000 | $79,000 | $128,000 |
| Native Hawaiin or Other Pacific Islander | 4 | $630,000 | $157,000 | $324,000 | $55,000 | $73,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 2,218 | $506,429,000 | $228,000 | $900,000 | $54,000 | $524,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,280 | $354,289,000 | $276,000 | $2,200,000 | $132,000 | $3,197,000 |
| VA-guaranteed (Veterans Administration) | 104 | $27,495,000 | $264,000 | $562,000 | $75,000 | $234,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 38 | $6,452,000 | $169,000 | $266,000 | $55,000 | $87,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| File Closed For Incompleteness | 1,460 | $324,651,000 | $222,000 | $1,900,000 | $64,000 | $1,596,000 |
| Loan Originated | 1,177 | $308,857,000 | $262,000 | $1,440,000 | $93,000 | $1,247,000 |
| Application Withdrawn By Applicant | 488 | $134,080,000 | $274,000 | $2,200,000 | $111,000 | $3,197,000 |
| Application Denied By Financial Institution | 398 | $93,100,000 | $233,000 | $860,000 | $73,000 | $456,000 |
| Application Approved But Not Accepted | 116 | $33,502,000 | $288,000 | $1,725,000 | $105,000 | $840,000 |
| Preapproval Approved but not Accepted | 1 | $475,000 | $475,000 | $475,000 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 344 | $80,961,000 | $235,000 | $860,000 | $73,000 | $456,000 |
| Debt-To-Income Ratio | 15 | $3,170,000 | $211,000 | $429,000 | $70,000 | $141,000 |
| Credit History | 8 | $1,747,000 | $218,000 | $349,000 | $76,000 | $177,000 |
| Mortgage Insurance Denied | 6 | $1,798,000 | $299,000 | $557,000 | $73,000 | $108,000 |
| Credit Application Incomplete | 5 | $781,000 | $156,000 | $219,000 | $91,000 | $231,000 |
| Employment History | 3 | $693,000 | $231,000 | $285,000 | $55,000 | $62,000 |
| Collateral | 2 | $462,000 | $231,000 | $312,000 | $73,000 | $95,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $376,000 | $376,000 | $376,000 | $130,000 | $130,000 |
| Unverifiable Information | 1 | $152,000 | $152,000 | $152,000 | $39,000 | $39,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Family First Funding Llc's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Family First Funding Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.