Farm Bureau Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
Farm Bureau Bank 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Farm Bureau Bank 17300 Henderson Pass Suite 100 San Antonio, TX 78232 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 471 |
| Total Mortgage Loan Application Amount | $47,559,000 |
| Average Mortgage Loan Application Amount | $109,466 |
| Highest Mortgage Loan Application Amount | $510,000 |
| Average Applicant Income | $52,511 |
| Highest Applicant Income | $360,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Farm Bureau Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Farm Bureau Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down Farm Bureau Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Farm Bureau Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Farm Bureau Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Farm Bureau Bank's mortgage activity for 2004.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Bexar County Texas | 9 | $ 1,030,000 | $ 114,000 | $ 60,000 |
| Pulaski County Arkansas | 7 | $ 480,000 | $ 68,000 | $ 47,000 |
| St. Martin County Louisiana | 7 | $ 752,000 | $ 107,000 | $ 50,000 |
| Acadia County Louisiana | 6 | $ 528,000 | $ 88,000 | $ 59,000 |
| Avoyelles County Louisiana | 6 | $ 787,000 | $ 131,000 | $ 49,000 |
| Washington County Louisiana | 6 | $ 558,000 | $ 93,000 | $ 54,000 |
| Lee County Florida | 5 | $ 641,000 | $ 128,000 | $ 72,000 |
| Catawba County North Carolina | 5 | $ 601,000 | $ 120,000 | $ 48,000 |
| Collin County Texas | 5 | $ 931,000 | $ 186,000 | $ 69,000 |
| Independence County Arkansas | 4 | $ 375,000 | $ 93,000 | $ 63,000 |
| Saline County Arkansas | 4 | $ 563,000 | $ 140,000 | $ 90,000 |
| Hernando County Florida | 4 | $ 401,000 | $ 100,000 | $ 112,000 |
| Ascension County Louisiana | 4 | $ 296,000 | $ 74,000 | $ 40,000 |
| Lafayette County Louisiana | 4 | $ 387,000 | $ 96,000 | $ 44,000 |
| Wake County North Carolina | 4 | $ 453,000 | $ 113,000 | $ 81,000 |
| Richland County South Carolina | 4 | $ 486,000 | $ 121,000 | $ 49,000 |
| Tarrant County Texas | 4 | $ 534,000 | $ 133,000 | $ 69,000 |
| Maricopa County Arizona | 3 | $ 517,000 | $ 172,000 | $ 45,000 |
| Logan County Arkansas | 3 | $ 302,000 | $ 100,000 | $ 34,000 |
| White County Arkansas | 3 | $ 383,000 | $ 127,000 | $ 50,000 |
| Miami-Dade County Florida | 3 | $ 607,000 | $ 202,000 | $ 84,000 |
| Palm Beach County Florida | 3 | $ 383,000 | $ 127,000 | $ 57,000 |
| Calcasieu County Louisiana | 3 | $ 441,000 | $ 147,000 | $ 34,000 |
| East Baton Rouge County Louisiana | 3 | $ 282,000 | $ 94,000 | $ 30,000 |
| Jefferson Davis County Louisiana | 3 | $ 172,000 | $ 57,000 | $ 60,000 |
| Lafourche County Louisiana | 3 | $ 220,000 | $ 73,000 | $ 87,000 |
| Livingston County Louisiana | 3 | $ 406,000 | $ 135,000 | $ 64,000 |
| Terrebonne County Louisiana | 3 | $ 289,000 | $ 96,000 | $ 38,000 |
| Buncombe County North Carolina | 3 | $ 285,000 | $ 95,000 | $ 38,000 |
| Guilford County North Carolina | 3 | $ 378,000 | $ 126,000 | $ 81,000 |
| Marshall County Oklahoma | 3 | $ 192,000 | $ 64,000 | $ 54,000 |
| Berkeley County South Carolina | 3 | $ 263,000 | $ 87,000 | $ 26,000 |
| Horry County South Carolina | 3 | $ 349,000 | $ 116,000 | $ 29,000 |
| Gillespie County Texas | 3 | $ 380,000 | $ 126,000 | $ 104,000 |
| Guadalupe County Texas | 3 | $ 205,000 | $ 68,000 | $ 65,000 |
| Harris County Texas | 3 | $ 263,000 | $ 87,000 | $ 34,000 |
| Lampasas County Texas | 3 | $ 219,000 | $ 73,000 | $ 56,000 |
| Medina County Texas | 3 | $ 327,000 | $ 109,000 | $ 42,000 |
| Yavapai County Arizona | 2 | $ 148,000 | $ 74,000 | $ 45,000 |
| Bradley County Arkansas | 2 | $ 95,000 | $ 47,000 | $ 49,000 |
| Clark County Arkansas | 2 | $ 94,000 | $ 47,000 | $ 36,000 |
| Craighead County Arkansas | 2 | $ 134,000 | $ 67,000 | $ 52,000 |
| Garland County Arkansas | 2 | $ 219,000 | $ 109,000 | $ 94,000 |
| Howard County Arkansas | 2 | $ 95,000 | $ 47,000 | $ 33,000 |
| Jackson County Arkansas | 2 | $ 151,000 | $ 75,000 | $ 70,000 |
| Lee County Arkansas | 2 | $ 202,000 | $ 101,000 | $ 200,000 |
| Phillips County Arkansas | 2 | $ 95,000 | $ 47,000 | $ 30,000 |
| Polk County Arkansas | 2 | $ 233,000 | $ 116,000 | $ 49,000 |
| St. Francis County Arkansas | 2 | $ 126,000 | $ 63,000 | $ 41,000 |
| Stone County Arkansas | 2 | $ 93,000 | $ 46,000 | $ 36,000 |
| Washington County Arkansas | 2 | $ 171,000 | $ 85,000 | $ 41,000 |
| Alachua County Florida | 2 | $ 210,000 | $ 105,000 | $ 40,000 |
| Charlotte County Florida | 2 | $ 211,000 | $ 105,000 | $ 48,000 |
| Holmes County Florida | 2 | $ 170,000 | $ 85,000 | $ 22,000 |
| Marion County Florida | 2 | $ 197,000 | $ 98,000 | $ 36,000 |
| Nassau County Florida | 2 | $ 314,000 | $ 157,000 | $ 59,000 |
| Polk County Florida | 2 | $ 243,000 | $ 121,000 | $ 42,000 |
| Putnam County Florida | 2 | $ 285,000 | $ 142,000 | $ 63,000 |
| Volusia County Florida | 2 | $ 265,000 | $ 132,000 | $ 37,000 |
| Walton County Florida | 2 | $ 124,000 | $ 62,000 | $ 35,000 |
| Bullitt County Kentucky | 2 | $ 225,000 | $ 112,000 | $ 59,000 |
| Hopkins County Kentucky | 2 | $ 149,000 | $ 74,000 | $ 57,000 |
| Pulaski County Kentucky | 2 | $ 103,000 | $ 51,000 | $ 9,000 |
| Concordia County Louisiana | 2 | $ 251,000 | $ 125,000 | $ 58,000 |
| Jefferson County Louisiana | 2 | $ 124,000 | $ 62,000 | $ 32,000 |
| Pointe Coupee County Louisiana | 2 | $ 267,000 | $ 133,000 | $ 72,000 |
| St. Tammany County Louisiana | 2 | $ 228,000 | $ 114,000 | $ 49,000 |
| Tensas County Louisiana | 2 | $ 84,000 | $ 42,000 | $ 27,000 |
| Clark County Nevada | 2 | $ 243,000 | $ 121,000 | $ 57,000 |
| Burke County North Carolina | 2 | $ 188,000 | $ 94,000 | $ 76,000 |
| Caldwell County North Carolina | 2 | $ 162,000 | $ 81,000 | $ 33,000 |
| Caswell County North Carolina | 2 | $ 221,000 | $ 110,000 | $ 51,000 |
| Cleveland County North Carolina | 2 | $ 99,000 | $ 49,000 | $ 27,000 |
| Gaston County North Carolina | 2 | $ 197,000 | $ 98,000 | $ 42,000 |
| Henderson County North Carolina | 2 | $ 185,000 | $ 92,000 | $ 63,000 |
| Madison County North Carolina | 2 | $ 182,000 | $ 91,000 | $ 38,000 |
| Mecklenburg County North Carolina | 2 | $ 197,000 | $ 98,000 | $ 25,000 |
| Wayne County North Carolina | 2 | $ 80,000 | $ 40,000 | $ 42,000 |
| Wilkes County North Carolina | 2 | $ 137,000 | $ 68,000 | $ 38,000 |
| Cleveland County Oklahoma | 2 | $ 300,000 | $ 150,000 | $ 50,000 |
| Georgetown County South Carolina | 2 | $ 96,000 | $ 48,000 | $ 18,000 |
| Lexington County South Carolina | 2 | $ 276,000 | $ 138,000 | $ 42,000 |
| Spartanburg County South Carolina | 2 | $ 185,000 | $ 92,000 | $ 71,000 |
| Sumter County South Carolina | 2 | $ 169,000 | $ 84,000 | $ 20,000 |
| Carter County Tennessee | 2 | $ 572,000 | $ 286,000 | $ 64,000 |
| Obion County Tennessee | 2 | $ 205,000 | $ 102,000 | $ 76,000 |
| Atascosa County Texas | 2 | $ 228,000 | $ 114,000 | $ 68,000 |
| Bailey County Texas | 2 | $ 139,000 | $ 69,000 | $ 102,000 |
| Bell County Texas | 2 | $ 130,000 | $ 65,000 | $ 40,000 |
| Brazos County Texas | 2 | $ 105,000 | $ 52,000 | $ 62,000 |
| Comal County Texas | 2 | $ 350,000 | $ 175,000 | $ 104,000 |
| Dallas County Texas | 2 | $ 309,000 | $ 154,000 | $ 130,000 |
| Deaf Smith County Texas | 2 | $ 115,000 | $ 57,000 | $ 69,000 |
| Hays County Texas | 2 | $ 169,000 | $ 84,000 | $ 43,000 |
| McLennan County Texas | 2 | $ 178,000 | $ 89,000 | $ 127,000 |
| Panola County Texas | 2 | $ 97,000 | $ 48,000 | $ 50,000 |
| Randall County Texas | 2 | $ 300,000 | $ 150,000 | $ 135,000 |
| Tom Green County Texas | 2 | $ 159,000 | $ 79,000 | $ 64,000 |
| Washington County Texas | 2 | $ 230,000 | $ 115,000 | $ 43,000 |
| Baldwin County Alabama | 1 | $ 50,000 | $ 50,000 | $ 12,000 |
| Henry County Alabama | 1 | $ 98,000 | $ 98,000 | $ 34,000 |
| Gila County Arizona | 1 | $ 320,000 | $ 320,000 | $ 82,000 |
| Mohave County Arizona | 1 | $ 108,000 | $ 108,000 | $ 55,000 |
| Ashley County Arkansas | 1 | $ 45,000 | $ 45,000 | $ 39,000 |
| Benton County Arkansas | 1 | $ 80,000 | $ 80,000 | $ 42,000 |
| Boone County Arkansas | 1 | $ 75,000 | $ 75,000 | $ 20,000 |
| Cleburne County Arkansas | 1 | $ 78,000 | $ 78,000 | $ 29,000 |
| Crittenden County Arkansas | 1 | $ 85,000 | $ 85,000 | $ 18,000 |
| Cross County Arkansas | 1 | $ 48,000 | $ 48,000 | $ 40,000 |
| Desha County Arkansas | 1 | $ 144,000 | $ 144,000 | $ 96,000 |
| Drew County Arkansas | 1 | $ 255,000 | $ 255,000 | $ 202,000 |
| Faulkner County Arkansas | 1 | $ 160,000 | $ 160,000 | $ 75,000 |
| Greene County Arkansas | 1 | $ 53,000 | $ 53,000 | $ 53,000 |
| Izard County Arkansas | 1 | $ 46,000 | $ 46,000 | $ 52,000 |
| Johnson County Arkansas | 1 | $ 134,000 | $ 134,000 | $ 105,000 |
| Miller County Arkansas | 1 | $ 62,000 | $ 62,000 | $ 60,000 |
| Mississippi County Arkansas | 1 | $ 100,000 | $ 100,000 | $ 85,000 |
| Monroe County Arkansas | 1 | $ 98,000 | $ 98,000 | $ 69,000 |
| Ouachita County Arkansas | 1 | $ 34,000 | $ 34,000 | $ 58,000 |
| Poinsett County Arkansas | 1 | $ 80,000 | $ 80,000 | $ 49,000 |
| Pope County Arkansas | 1 | $ 72,000 | $ 72,000 | $ 53,000 |
| Searcy County Arkansas | 1 | $ 72,000 | $ 72,000 | $ 26,000 |
| Sevier County Arkansas | 1 | $ 55,000 | $ 55,000 | $ 39,000 |
| Sharp County Arkansas | 1 | $ 59,000 | $ 59,000 | $ 43,000 |
| Van Buren County Arkansas | 1 | $ 151,000 | $ 151,000 | $ 144,000 |
| Woodruff County Arkansas | 1 | $ 67,000 | $ 67,000 | $ 24,000 |
| Yell County Arkansas | 1 | $ 105,000 | $ 105,000 | $ 48,000 |
| Riverside County California | 1 | $ 204,000 | $ 204,000 | $ 70,000 |
| Shasta County California | 1 | $ 130,000 | $ 130,000 | $ 18,000 |
| Yuba County California | 1 | $ 200,000 | $ 200,000 | $ 60,000 |
| Park County Colorado | 1 | $ 95,000 | $ 95,000 | $ 20,000 |
| Broward County Florida | 1 | $ 122,000 | $ 122,000 | $ 32,000 |
| Collier County Florida | 1 | $ 174,000 | $ 174,000 | $ 1,000 |
| Columbia County Florida | 1 | $ 100,000 | $ 100,000 | $ 62,000 |
| Escambia County Florida | 1 | $ 63,000 | $ 63,000 | $ 46,000 |
| Flagler County Florida | 1 | $ 100,000 | $ 100,000 | $ 36,000 |
| Gadsden County Florida | 1 | $ 70,000 | $ 70,000 | $ 56,000 |
| Hardee County Florida | 1 | $ 60,000 | $ 60,000 | $ 70,000 |
| Hendry County Florida | 1 | $ 43,000 | $ 43,000 | $ 34,000 |
| Hillsborough County Florida | 1 | $ 70,000 | $ 70,000 | $ 97,000 |
| Lafayette County Florida | 1 | $ 63,000 | $ 63,000 | $ 46,000 |
| Levy County Florida | 1 | $ 42,000 | $ 42,000 | $ 26,000 |
| Manatee County Florida | 1 | $ 110,000 | $ 110,000 | $ 46,000 |
| Okeechobee County Florida | 1 | $ 67,000 | $ 67,000 | $ 29,000 |
| Orange County Florida | 1 | $ 178,000 | $ 178,000 | $ 56,000 |
| Osceola County Florida | 1 | $ 81,000 | $ 81,000 | $ 42,000 |
| St. Johns County Florida | 1 | $ 82,000 | $ 82,000 | $ 45,000 |
| Cherokee County Georgia | 1 | $ 121,000 | $ 121,000 | $ 48,000 |
| Fayette County Georgia | 1 | $ 124,000 | $ 124,000 | $ 63,000 |
| Bartholomew County Indiana | 1 | $ 122,000 | $ 122,000 | $ 44,000 |
| Franklin County Indiana | 1 | $ 127,000 | $ 127,000 | $ 34,000 |
| Grant County Indiana | 1 | $ 48,000 | $ 48,000 | $ 35,000 |
| Jennings County Indiana | 1 | $ 79,000 | $ 79,000 | $ 22,000 |
| Johnson County Indiana | 1 | $ 185,000 | $ 185,000 | $ 88,000 |
| Guthrie County Iowa | 1 | $ 70,000 | $ 70,000 | $ 54,000 |
| Muscatine County Iowa | 1 | $ 110,000 | $ 110,000 | $ 48,000 |
| Cowley County Kansas | 1 | $ 74,000 | $ 74,000 | $ 52,000 |
| Finney County Kansas | 1 | $ 283,000 | $ 283,000 | $ 120,000 |
| Adair County Kentucky | 1 | $ 100,000 | $ 100,000 | $ 51,000 |
| Boyd County Kentucky | 1 | $ 90,000 | $ 90,000 | $ 53,000 |
| Carter County Kentucky | 1 | $ 99,000 | $ 99,000 | $ 18,000 |
| Christian County Kentucky | 1 | $ 73,000 | $ 73,000 | $ 41,000 |
| Clark County Kentucky | 1 | $ 101,000 | $ 101,000 | $ 25,000 |
| Daviess County Kentucky | 1 | $ 86,000 | $ 86,000 | $ 26,000 |
| Grant County Kentucky | 1 | $ 99,000 | $ 99,000 | $ 19,000 |
| Hardin County Kentucky | 1 | $ 32,000 | $ 32,000 | $ 9,000 |
| Harrison County Kentucky | 1 | $ 101,000 | $ 101,000 | $ 74,000 |
| Hart County Kentucky | 1 | $ 71,000 | $ 71,000 | $ 53,000 |
| Lincoln County Kentucky | 1 | $ 100,000 | $ 100,000 | $ 36,000 |
| Madison County Kentucky | 1 | $ 267,000 | $ 267,000 | $ 46,000 |
| Marshall County Kentucky | 1 | $ 60,000 | $ 60,000 | $ 14,000 |
| McCracken County Kentucky | 1 | $ 34,000 | $ 34,000 | $ 27,000 |
| McCreary County Kentucky | 1 | $ 57,000 | $ 57,000 | $ 53,000 |
| Muhlenberg County Kentucky | 1 | $ 42,000 | $ 42,000 | $ 17,000 |
| Russell County Kentucky | 1 | $ 100,000 | $ 100,000 | $ 39,000 |
| Shelby County Kentucky | 1 | $ 273,000 | $ 273,000 | $ 127,000 |
| Simpson County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 41,000 |
| Todd County Kentucky | 1 | $ 100,000 | $ 100,000 | $ 43,000 |
| Webster County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 50,000 |
| Woodford County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 37,000 |
| Allen County Louisiana | 1 | $ 82,000 | $ 82,000 | $ 46,000 |
| Bossier County Louisiana | 1 | $ 81,000 | $ 81,000 | $ 160,000 |
| Caddo County Louisiana | 1 | $ 57,000 | $ 57,000 | $ 19,000 |
| Cameron County Louisiana | 1 | $ 76,000 | $ 76,000 | $ 71,000 |
| De Soto County Louisiana | 1 | $ 80,000 | $ 80,000 | $ 30,000 |
| East Feliciana County Louisiana | 1 | $ 50,000 | $ 50,000 | $ 33,000 |
| Evangeline County Louisiana | 1 | $ 81,000 | $ 81,000 | $ 46,000 |
| Franklin County Louisiana | 1 | $ 85,000 | $ 85,000 | $ 36,000 |
| Iberia County Louisiana | 1 | $ 65,000 | $ 65,000 | $ 23,000 |
| Morehouse County Louisiana | 1 | $ 125,000 | $ 125,000 | $ 44,000 |
| Red River County Louisiana | 1 | $ 100,000 | $ 100,000 | $ 30,000 |
| Richland County Louisiana | 1 | $ 195,000 | $ 195,000 | $ 84,000 |
| St. Charles County Louisiana | 1 | $ 50,000 | $ 50,000 | $ 15,000 |
| St. James County Louisiana | 1 | $ 114,000 | $ 114,000 | $ 53,000 |
| Vermilion County Louisiana | 1 | $ 45,000 | $ 45,000 | $ 39,000 |
| Calvert County Maryland | 1 | $ 80,000 | $ 80,000 | $ 36,000 |
| Clay County Minnesota | 1 | $ 70,000 | $ 70,000 | $ 46,000 |
| Cottonwood County Minnesota | 1 | $ 98,000 | $ 98,000 | $ 102,000 |
| Stearns County Minnesota | 1 | $ 149,000 | $ 149,000 | $ 68,000 |
| Hinds County Mississippi | 1 | $ 110,000 | $ 110,000 | $ 30,000 |
| Butler County Missouri | 1 | $ 45,000 | $ 45,000 | $ 20,000 |
| Rockingham County New Hampshire | 1 | $ 200,000 | $ 200,000 | $ 117,000 |
| Madison County New York | 1 | $ 152,000 | $ 152,000 | $ 76,000 |
| Ashe County North Carolina | 1 | $ 53,000 | $ 53,000 | $ 23,000 |
| Carteret County North Carolina | 1 | $ 160,000 | $ 160,000 | $ 26,000 |
| Cumberland County North Carolina | 1 | $ 56,000 | $ 56,000 | $ 32,000 |
| Durham County North Carolina | 1 | $ 50,000 | $ 50,000 | $ 48,000 |
| Forsyth County North Carolina | 1 | $ 48,000 | $ 48,000 | $ 37,000 |
| Granville County North Carolina | 1 | $ 86,000 | $ 86,000 | $ 90,000 |
| Haywood County North Carolina | 1 | $ 143,000 | $ 143,000 | $ 42,000 |
| Hoke County North Carolina | 1 | $ 103,000 | $ 103,000 | $ 96,000 |
| Iredell County North Carolina | 1 | $ 37,000 | $ 37,000 | $ 36,000 |
| Jones County North Carolina | 1 | $ 43,000 | $ 43,000 | $ 48,000 |
| Montgomery County North Carolina | 1 | $ 56,000 | $ 56,000 | $ 47,000 |
| Nash County North Carolina | 1 | $ 210,000 | $ 210,000 | $ 180,000 |
| Robeson County North Carolina | 1 | $ 83,000 | $ 83,000 | $ 54,000 |
| Rockingham County North Carolina | 1 | $ 83,000 | $ 83,000 | $ 75,000 |
| Sampson County North Carolina | 1 | $ 61,000 | $ 61,000 | $ 35,000 |
| Union County North Carolina | 1 | $ 93,000 | $ 93,000 | $ 26,000 |
| Yancey County North Carolina | 1 | $ 210,000 | $ 210,000 | $ 92,000 |
| Cuyahoga County Ohio | 1 | $ 92,000 | $ 92,000 | $ 72,000 |
| Delaware County Ohio | 1 | $ 194,000 | $ 194,000 | $ 56,000 |
| Geauga County Ohio | 1 | $ 112,000 | $ 112,000 | $ 35,000 |
| Summit County Ohio | 1 | $ 157,000 | $ 157,000 | $ 50,000 |
| Blaine County Oklahoma | 1 | $ 117,000 | $ 117,000 | $ 58,000 |
| Creek County Oklahoma | 1 | $ 76,000 | $ 76,000 | $ 80,000 |
| Ellis County Oklahoma | 1 | $ 45,000 | $ 45,000 | $ 25,000 |
| Grady County Oklahoma | 1 | $ 100,000 | $ 100,000 | $ 118,000 |
| Kay County Oklahoma | 1 | $ 40,000 | $ 40,000 | $ 32,000 |
| Kingfisher County Oklahoma | 1 | $ 44,000 | $ 44,000 | $ 31,000 |
| Le Flore County Oklahoma | 1 | $ 98,000 | $ 98,000 | $ 126,000 |
| McIntosh County Oklahoma | 1 | $ 148,000 | $ 148,000 | $ 111,000 |
| Ottawa County Oklahoma | 1 | $ 200,000 | $ 200,000 | $ 50,000 |
| Pawnee County Oklahoma | 1 | $ 100,000 | $ 100,000 | $ 53,000 |
| Payne County Oklahoma | 1 | $ 55,000 | $ 55,000 | $ 61,000 |
| Roger Mills County Oklahoma | 1 | $ 66,000 | $ 66,000 | $ 42,000 |
| Rogers County Oklahoma | 1 | $ 94,000 | $ 94,000 | $ 30,000 |
| Tulsa County Oklahoma | 1 | $ 103,000 | $ 103,000 | $ 96,000 |
| Woodward County Oklahoma | 1 | $ 40,000 | $ 40,000 | $ 79,000 |
| Deschutes County Oregon | 1 | $ 25,000 | $ 25,000 | $ 12,000 |
| Yamhill County Oregon | 1 | $ 87,000 | $ 87,000 | $ 55,000 |
| Fulton County Pennsylvania | 1 | $ 76,000 | $ 76,000 | $ 62,000 |
| Aiken County South Carolina | 1 | $ 73,000 | $ 73,000 | $ 51,000 |
| Allendale County South Carolina | 1 | $ 48,000 | $ 48,000 | $ 46,000 |
| Beaufort County South Carolina | 1 | $ 180,000 | $ 180,000 | $ 179,000 |
| Charleston County South Carolina | 1 | $ 172,000 | $ 172,000 | $ 56,000 |
| Cherokee County South Carolina | 1 | $ 136,000 | $ 136,000 | $ 144,000 |
| Chester County South Carolina | 1 | $ 41,000 | $ 41,000 | $ 15,000 |
| Darlington County South Carolina | 1 | $ 50,000 | $ 50,000 | $ 50,000 |
| Dorchester County South Carolina | 1 | $ 428,000 | $ 428,000 | $ 60,000 |
| Florence County South Carolina | 1 | $ 89,000 | $ 89,000 | $ 40,000 |
| Kershaw County South Carolina | 1 | $ 209,000 | $ 209,000 | $ 66,000 |
| Marion County South Carolina | 1 | $ 52,000 | $ 52,000 | $ 27,000 |
| York County South Carolina | 1 | $ 40,000 | $ 40,000 | $ 61,000 |
| Anderson County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 42,000 |
| Gibson County Tennessee | 1 | $ 35,000 | $ 35,000 | $ 26,000 |
| Greene County Tennessee | 1 | $ 79,000 | $ 79,000 | $ 31,000 |
| Hamblen County Tennessee | 1 | $ 132,000 | $ 132,000 | $ 48,000 |
| Hawkins County Tennessee | 1 | $ 63,000 | $ 63,000 | $ 56,000 |
| Madison County Tennessee | 1 | $ 60,000 | $ 60,000 | $ 79,000 |
| Marshall County Tennessee | 1 | $ 41,000 | $ 41,000 | $ 48,000 |
| Putnam County Tennessee | 1 | $ 63,000 | $ 63,000 | $ 55,000 |
| Rutherford County Tennessee | 1 | $ 130,000 | $ 130,000 | $ 78,000 |
| Sevier County Tennessee | 1 | $ 88,000 | $ 88,000 | $ 57,000 |
| Washington County Tennessee | 1 | $ 61,000 | $ 61,000 | $ 15,000 |
| Austin County Texas | 1 | $ 264,000 | $ 264,000 | $ 153,000 |
| Bastrop County Texas | 1 | $ 54,000 | $ 54,000 | $ 46,000 |
| Cameron County Texas | 1 | $ 120,000 | $ 120,000 | $ 75,000 |
| Dawson County Texas | 1 | $ 50,000 | $ 50,000 | $ 34,000 |
| Dimmit County Texas | 1 | $ 134,000 | $ 134,000 | $ 48,000 |
| Falls County Texas | 1 | $ 62,000 | $ 62,000 | $ 26,000 |
| Fannin County Texas | 1 | $ 50,000 | $ 50,000 | $ 109,000 |
| Fayette County Texas | 1 | $ 134,000 | $ 134,000 | $ 40,000 |
| Franklin County Texas | 1 | $ 45,000 | $ 45,000 | $ 36,000 |
| Goliad County Texas | 1 | $ 103,000 | $ 103,000 | $ 103,000 |
| Gray County Texas | 1 | $ 62,000 | $ 62,000 | $ 80,000 |
| Hale County Texas | 1 | $ 43,000 | $ 43,000 | $ 61,000 |
| Hidalgo County Texas | 1 | $ 40,000 | $ 40,000 | $ 12,000 |
| Hockley County Texas | 1 | $ 108,000 | $ 108,000 | $ 43,000 |
| Jim Wells County Texas | 1 | $ 80,000 | $ 80,000 | $ 60,000 |
| Johnson County Texas | 1 | $ 166,000 | $ 166,000 | $ 71,000 |
| Leon County Texas | 1 | $ 64,000 | $ 64,000 | $ 35,000 |
| Montague County Texas | 1 | $ 84,000 | $ 84,000 | $ 44,000 |
| Morris County Texas | 1 | $ 134,000 | $ 134,000 | $ 74,000 |
| Palo Pinto County Texas | 1 | $ 72,000 | $ 72,000 | $ 24,000 |
| Parmer County Texas | 1 | $ 128,000 | $ 128,000 | $ 48,000 |
| Pecos County Texas | 1 | $ 69,000 | $ 69,000 | $ 44,000 |
| Polk County Texas | 1 | $ 122,000 | $ 122,000 | $ 36,000 |
| Robertson County Texas | 1 | $ 45,000 | $ 45,000 | $ 17,000 |
| Travis County Texas | 1 | $ 76,000 | $ 76,000 | $ 48,000 |
| Victoria County Texas | 1 | $ 66,000 | $ 66,000 | $ 100,000 |
| Walker County Texas | 1 | $ 44,000 | $ 44,000 | $ 60,000 |
| Wharton County Texas | 1 | $ 106,000 | $ 106,000 | $ 64,000 |
| Hanover County Virginia | 1 | $ 100,000 | $ 100,000 | $ 60,000 |
| Clark County Washington | 1 | $ 179,000 | $ 179,000 | $ 113,000 |
| Snohomish County Washington | 1 | $ 100,000 | $ 100,000 | $ 42,000 |
| Racine County Wisconsin | 1 | $ 50,000 | $ 50,000 | $ 12,000 |
Mortgage Loan Application Detail Totals for Farm Bureau Bank in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 299 | $29,779,000 | $116,454 | $428,000 | $61,454 | $360,000 |
| Home Purchase | 171 | $17,704,000 | $104,000 | $510,000 | $44,863 | $240,000 |
| Home Improvement | 1 | $76,000 | $76,000 | $76,000 | $24,000 | $24,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 274 | $27,128,000 | $104,629 | $510,000 | $44,925 | $240,000 |
| White | 179 | $18,456,000 | $117,421 | $320,000 | $65,105 | $360,000 |
| Hispanic | 9 | $903,000 | $107,750 | $165,000 | $55,250 | $130,000 |
| Black or African American | 8 | $994,000 | $112,600 | $275,000 | $50,800 | $145,000 |
| American Indian or Alaskan Native | 1 | $78,000 | $78,000 | $78,000 | $26,000 | $26,000 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 470 | $47,486,000 | $108,900 | $510,000 | $52,233 | $360,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $73,000 | $73,000 | $73,000 | $51,000 | $51,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Approved But Not Accepted | 170 | $17,827,000 | $106,850 | $428,000 | $51,000 | $240,000 |
| Application Denied By Financial Institution | 135 | $12,591,000 | $105,950 | $510,000 | $42,850 | $240,000 |
| Loan Originated | 128 | $13,502,000 | $111,857 | $320,000 | $66,095 | $360,000 |
| Application Withdrawn By Applicant | 29 | $2,764,000 | $100,800 | $250,000 | $64,600 | $144,000 |
| File Closed For Incompleteness | 9 | $875,000 | $99,142 | $180,000 | $54,000 | $179,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 95 | $7,990,000 | $89,368 | $209,000 | $38,000 | $240,000 |
| Debt-To-Income Ratio | 20 | $2,332,000 | $168,000 | $510,000 | $48,375 | $97,000 |
| Collateral | 12 | $1,349,000 | $113,888 | $283,000 | $60,222 | $120,000 |
| Other | 6 | $801,000 | $129,250 | $300,000 | $52,000 | $108,000 |
| Unverifiable Information | 2 | $119,000 | $59,500 | $69,000 | $30,000 | $45,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Farm Bureau Bank's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Farm Bureau Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.