Farm Bureau Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006

Farm Bureau Bank 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Farm Bureau Bank
17300 Henderson Pass Suite 100
San Antonio, TX 78232
Tel #: available with data download
Federal Regulator * available with data download
Years 2006  2005  2004  2003  
Total Number of Mortgage Applications 125
Total Mortgage Loan Application Amount $13,056,000
Average Mortgage Loan Application Amount $105,000
Highest Mortgage Loan Application Amount $526,000
Average Applicant Income $56,500
Highest Applicant Income $330,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Farm Bureau Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Farm Bureau Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2006 breaks down Farm Bureau Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Farm Bureau Bank serves its applicants.

Each category highlights the total number of mortgage applications processed by Farm Bureau Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Farm Bureau Bank's mortgage activity for 2006.

Mortgage Loan Application Totals for Farm Bureau Bank by County in 2006

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Washoe County Nevada 4 $ 518,000 $ 129,000 $ 30,000
Bexar County Texas 4 $ 614,000 $ 153,000 $ 69,000
Franklin County Arkansas 3 $ 166,000 $ 55,000 $ 25,000
Polk County Florida 3 $ 597,000 $ 199,000 $ 49,000
Washington County Louisiana 3 $ 775,000 $ 258,000 $ 82,000
Faulkner County Arkansas 2 $ 146,000 $ 73,000 $ 33,000
Jefferson County Arkansas 2 $ 89,000 $ 44,000 $ 54,000
Sebastian County Arkansas 2 $ 84,000 $ 42,000 $ 25,000
Van Buren County Arkansas 2 $ 249,000 $ 124,000 $ 46,000
Alachua County Florida 2 $ 284,000 $ 142,000 $ 72,000
Miami-Dade County Florida 2 $ 265,000 $ 132,000 $ 57,000
Marion County Indiana 2 $ 359,000 $ 179,000 $ 71,000
Newton County Indiana 2 $ 106,000 $ 53,000 $ 26,000
St. Landry County Louisiana 2 $ 165,000 $ 82,000 $ 44,000
West Feliciana County Louisiana 2 $ 354,000 $ 177,000 $ 86,000
Washington County Ohio 2 $ 87,000 $ 43,000 $ 44,000
Richland County South Carolina 2 $ 109,000 $ 54,000 $ 27,000
Brazoria County Texas 2 $ 341,000 $ 170,000 $ 59,000
Harris County Texas 2 $ 229,000 $ 114,000 $ 74,000
Houston County Texas 2 $ 172,000 $ 86,000 $ 44,000
Coconino County Arizona 1 $ 220,000 $ 220,000 $ 96,000
Pinal County Arizona 1 $ 25,000 $ 25,000 $ 40,000
Cleburne County Arkansas 1 $ 220,000 $ 220,000 $ 70,000
Howard County Arkansas 1 $ 62,000 $ 62,000 $ 38,000
Jackson County Arkansas 1 $ 75,000 $ 75,000 $ 24,000
Lincoln County Arkansas 1 $ 146,000 $ 146,000 $ 82,000
Perry County Arkansas 1 $ 157,000 $ 157,000 $ 90,000
Poinsett County Arkansas 1 $ 53,000 $ 53,000 $ 40,000
Pulaski County Arkansas 1 $ 25,000 $ 25,000 $ 26,000
Sevier County Arkansas 1 $ 50,000 $ 50,000 $ 28,000
Sharp County Arkansas 1 $ 54,000 $ 54,000 $ 42,000
Union County Arkansas 1 $ 52,000 $ 52,000 $ 46,000
Washington County Arkansas 1 $ 50,000 $ 50,000 $ 57,000
White County Arkansas 1 $ 31,000 $ 31,000 $ 29,000
Saguache County Colorado 1 $ 178,000 $ 178,000 $ 88,000
Broward County Florida 1 $ 128,000 $ 128,000 $ 44,000
Calhoun County Florida 1 $ 185,000 $ 185,000 $ 68,000
Collier County Florida 1 $ 112,000 $ 112,000 $ 61,000
DeSoto County Florida 1 $ 150,000 $ 150,000 $ 64,000
Hendry County Florida 1 $ 185,000 $ 185,000 $ 52,000
Holmes County Florida 1 $ 130,000 $ 130,000 $ 25,000
Vermilion County Illinois 1 $ 38,000 $ 38,000 $ 72,000
Hamilton County Indiana 1 $ 22,000 $ 22,000 $ 160,000
Jasper County Indiana 1 $ 208,000 $ 208,000 $ 63,000
LaPorte County Indiana 1 $ 50,000 $ 50,000 $ 43,000
Van Buren County Iowa 1 $ 25,000 $ 25,000 $ 31,000
Harvey County Kansas 1 $ 31,000 $ 31,000 $ 126,000
Morton County Kansas 1 $ 76,000 $ 76,000 $ 25,000
Allen County Kentucky 1 $ 100,000 $ 100,000 $ 76,000
Christian County Kentucky 1 $ 35,000 $ 35,000 $ 11,000
Jefferson County Kentucky 1 $ 58,000 $ 58,000 $ 51,000
Laurel County Kentucky 1 $ 526,000 $ 526,000 $ 330,000
Letcher County Kentucky 1 $ 61,000 $ 61,000 $ 45,000
Menifee County Kentucky 1 $ 28,000 $ 28,000 $ 56,000
Wayne County Kentucky 1 $ 25,000 $ 25,000 $ 15,000
Allen County Louisiana 1 $ 102,000 $ 102,000 $ 83,000
Bossier County Louisiana 1 $ 63,000 $ 63,000 $ 28,000
Calcasieu County Louisiana 1 $ 40,000 $ 40,000 $ 58,000
Evangeline County Louisiana 1 $ 54,000 $ 54,000 $ 38,000
Jefferson Davis County Louisiana 1 $ 108,000 $ 108,000 $ 89,000
St. John the Baptist County Louisiana 1 $ 61,000 $ 61,000 $ 35,000
St. Tammany County Louisiana 1 $ 180,000 $ 180,000 $ 80,000
West Carroll County Louisiana 1 $ 49,000 $ 49,000 $ 30,000
Dorchester County Maryland 1 $ 84,000 $ 84,000 $ 63,000
DeSoto County Mississippi 1 $ 136,000 $ 136,000 $ 44,000
Valley County Nebraska 1 $ 86,000 $ 86,000 $ 57,000
Elko County Nevada 1 $ 184,000 $ 184,000 $ 46,000
Humboldt County Nevada 1 $ 130,000 $ 130,000 $ 79,000
Suffolk County New York 1 $ 100,000 $ 100,000 $ 50,000
Burke County North Carolina 1 $ 45,000 $ 45,000 $ 38,000
Forsyth County North Carolina 1 $ 32,000 $ 32,000 $ 38,000
McDowell County North Carolina 1 $ 48,000 $ 48,000 $ 33,000
Surry County North Carolina 1 $ 68,000 $ 68,000 $ 51,000
Union County North Carolina 1 $ 32,000 $ 32,000 $ 16,000
Wilson County North Carolina 1 $ 134,000 $ 134,000 $ 35,000
Yadkin County North Carolina 1 $ 69,000 $ 69,000 $ 65,000
Athens County Ohio 1 $ 32,000 $ 32,000 $ 28,000
Cleveland County Oklahoma 1 $ 113,000 $ 113,000 $ 55,000
Ellis County Oklahoma 1 $ 35,000 $ 35,000 $ 50,000
Garvin County Oklahoma 1 $ 216,000 $ 216,000 $ 105,000
Edgefield County South Carolina 1 $ 52,000 $ 52,000 $ 41,000
Newberry County South Carolina 1 $ 76,000 $ 76,000 $ 34,000
Hamilton County Tennessee 1 $ 125,000 $ 125,000 $ 29,000
Rutherford County Tennessee 1 $ 240,000 $ 240,000 $ 200,000
Dallas County Texas 1 $ 73,000 $ 73,000 $ 54,000
Dawson County Texas 1 $ 58,000 $ 58,000 $ 41,000
Ellis County Texas 1 $ 90,000 $ 90,000 $ 28,000
Hidalgo County Texas 1 $ 75,000 $ 75,000 $ 19,000
Hill County Texas 1 $ 68,000 $ 68,000 $ 27,000
Milam County Texas 1 $ 75,000 $ 75,000 $ 20,000
Morris County Texas 1 $ 125,000 $ 125,000 $ 73,000
Navarro County Texas 1 $ 66,000 $ 66,000 $ 38,000
San Jacinto County Texas 1 $ 26,000 $ 26,000 $ 56,000
Shelby County Texas 1 $ 29,000 $ 29,000 $ 85,000
Victoria County Texas 1 $ 108,000 $ 108,000 $ 51,000
Greensville County Virginia 1 $ 68,000 $ 68,000 $ 68,000
Douglas County Washington 1 $ 53,000 $ 53,000 $ 57,000
Hampshire County West Virginia 1 $ 168,000 $ 168,000 $ 205,000

Mortgage Loan Application Detail Totals for Farm Bureau Bank in 2006

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 78 $7,970,000 $102,000 $526,000 $54,000 $330,000
Home Purchase 47 $5,086,000 $108,000 $300,000 $59,000 $205,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 91 $9,141,000 $100,000 $526,000 $58,000 $330,000
Not Provided 14 $1,990,000 $142,000 $300,000 $54,000 $105,000
Black or African American 7 $724,000 $103,000 $200,000 $57,000 $93,000
Hispanic 7 $687,000 $98,000 $208,000 $40,000 $63,000
Native Hawaiian or Other Pacific Islander 2 $265,000 $132,000 $133,000 $57,000 $75,000
American Indian or Alaskan Native 2 $165,000 $82,000 $125,000 $43,000 $58,000
Asian 2 $84,000 $42,000 $44,000 $25,000 $25,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 125 $13,056,000 $104,000 $526,000 $56,000 $330,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 59 $5,428,000 $92,000 $300,000 $50,000 $200,000
Application Denied By Financial Institution 43 $5,127,000 $119,000 $526,000 $61,000 $330,000
Application Approved But Not Accepted 23 $2,501,000 $108,000 $250,000 $60,000 $160,000
Application Withdrawn By Applicant 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 22 $2,397,000 $108,000 $356,000 $52,000 $118,000
Collateral 11 $1,858,000 $168,000 $526,000 $104,000 $330,000
Other 6 $511,000 $85,000 $220,000 $37,000 $70,000
Debt-To-Income Ratio 3 $264,000 $88,000 $125,000 $21,000 $23,000
Unverifiable Information 1 $97,000 $97,000 $97,000 $60,000 $60,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Farm Bureau Bank's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Farm Bureau Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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