Farmers Bank & Trust Company
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Farmers Bank & Trust Company 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Farmers Bank & Trust Company 200 E Main St Magnolia, AR 71753 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 |
| Total Number of Mortgage Applications | 801 |
| Total Mortgage Loan Application Amount | $131,015,000 |
| Average Mortgage Loan Application Amount | $131,800 |
| Highest Mortgage Loan Application Amount | $2,335,000 |
| Average Applicant Income | $106,600 |
| Highest Applicant Income | $1,722,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Farmers Bank & Trust Company. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Farmers Bank & Trust Company's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Farmers Bank & Trust Company's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Farmers Bank & Trust Company serves its applicants.
Each category highlights the total number of mortgage applications processed by Farmers Bank & Trust Company, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Farmers Bank & Trust Company's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Bowie County Texas | 212 | $ 30,800,000 | $ 145,000 | $ 137,000 |
| Columbia County Arkansas | 164 | $ 26,630,000 | $ 162,000 | $ 94,000 |
| Miller County Arkansas | 71 | $ 9,945,000 | $ 140,000 | $ 91,000 |
| Ouachita County Arkansas | 56 | $ 6,100,000 | $ 108,000 | $ 95,000 |
| Hempstead County Arkansas | 44 | $ 5,160,000 | $ 117,000 | $ 115,000 |
| Saline County Arkansas | 41 | $ 5,975,000 | $ 145,000 | $ 72,000 |
| Garland County Arkansas | 29 | $ 6,765,000 | $ 233,000 | $ 140,000 |
| Hot Spring County Arkansas | 21 | $ 1,945,000 | $ 92,000 | $ 66,000 |
| Lafayette County Arkansas | 17 | $ 2,135,000 | $ 125,000 | $ 83,000 |
| Union County Arkansas | 16 | $ 4,410,000 | $ 275,000 | $ 210,000 |
| Pulaski County Arkansas | 10 | $ 2,910,000 | $ 291,000 | $ 178,000 |
| Brazos County Texas | 9 | $ 2,625,000 | $ 291,000 | $ 154,000 |
| Collin County Texas | 8 | $ 3,270,000 | $ 408,000 | $ 342,000 |
| Calhoun County Arkansas | 7 | $ 755,000 | $ 107,000 | $ 84,000 |
| Nevada County Arkansas | 7 | $ 555,000 | $ 79,000 | $ 62,000 |
| Montgomery County Texas | 7 | $ 1,695,000 | $ 242,000 | $ 234,000 |
| Webster County Louisiana | 6 | $ 550,000 | $ 91,000 | $ 78,000 |
| Washington County Arkansas | 5 | $ 1,265,000 | $ 253,000 | $ 171,000 |
| Dallas County Texas | 5 | $ 1,975,000 | $ 395,000 | $ 126,000 |
| Little River County Arkansas | 4 | $ 600,000 | $ 150,000 | $ 83,000 |
| Cass County Texas | 4 | $ 920,000 | $ 230,000 | $ 110,000 |
| Grayson County Texas | 4 | $ 1,070,000 | $ 267,000 | $ 123,000 |
| Dallas County Arkansas | 3 | $ 135,000 | $ 45,000 | $ 55,000 |
| Pike County Arkansas | 3 | $ 215,000 | $ 71,000 | $ 217,000 |
| Claiborne County Louisiana | 3 | $ 155,000 | $ 51,000 | $ 52,000 |
| Benton County Arkansas | 2 | $ 1,110,000 | $ 555,000 | $ 446,000 |
| Faulkner County Arkansas | 2 | $ 350,000 | $ 175,000 | $ 74,000 |
| Orleans County Louisiana | 2 | $ 1,080,000 | $ 540,000 | $ 574,000 |
| Oklahoma County Oklahoma | 2 | $ 270,000 | $ 135,000 | $ 144,000 |
| Gregg County Texas | 2 | $ 300,000 | $ 150,000 | $ 104,000 |
| Harris County Texas | 2 | $ 310,000 | $ 155,000 | $ 71,000 |
| Lubbock County Texas | 2 | $ 520,000 | $ 260,000 | $ 103,000 |
| Baldwin County Alabama | 1 | $ 255,000 | $ 255,000 | $ 310,000 |
| Baxter County Arkansas | 1 | $ 195,000 | $ 195,000 | $ 68,000 |
| Clark County Arkansas | 1 | $ 245,000 | $ 245,000 | $ 149,000 |
| Howard County Arkansas | 1 | $ 225,000 | $ 225,000 | $ 57,000 |
| Lonoke County Arkansas | 1 | $ 45,000 | $ 45,000 | $ 135,000 |
| Marion County Arkansas | 1 | $ 165,000 | $ 165,000 | $ 114,000 |
| Perry County Arkansas | 1 | $ 35,000 | $ 35,000 | $ 41,000 |
| Sebastian County Arkansas | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Sevier County Arkansas | 1 | $ 65,000 | $ 65,000 | $ 117,000 |
| Eagle County Colorado | 1 | $ 1,805,000 | $ 1,805,000 | $ 0 |
| Bay County Florida | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Bossier County Louisiana | 1 | $ 85,000 | $ 85,000 | $ 93,000 |
| Caddo County Louisiana | 1 | $ 75,000 | $ 75,000 | $ 30,000 |
| Lincoln County Louisiana | 1 | $ 155,000 | $ 155,000 | $ 137,000 |
| Madison County Mississippi | 1 | $ 195,000 | $ 195,000 | $ 124,000 |
| Caddo County Oklahoma | 1 | $ 205,000 | $ 205,000 | $ 181,000 |
| McIntosh County Oklahoma | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Sevier County Tennessee | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Anderson County Texas | 1 | $ 205,000 | $ 205,000 | $ 162,000 |
| Bexar County Texas | 1 | $ 475,000 | $ 475,000 | $ 129,000 |
| Denton County Texas | 1 | $ 445,000 | $ 445,000 | $ 246,000 |
| Fannin County Texas | 1 | $ 295,000 | $ 295,000 | $ 171,000 |
| Fort Bend County Texas | 1 | $ 485,000 | $ 485,000 | $ 239,000 |
| Franklin County Texas | 1 | $ 325,000 | $ 325,000 | $ 264,000 |
| Grimes County Texas | 1 | $ 75,000 | $ 75,000 | $ 63,000 |
| Kerr County Texas | 1 | $ 465,000 | $ 465,000 | $ 0 |
| Kleberg County Texas | 1 | $ 315,000 | $ 315,000 | $ 225,000 |
| McLennan County Texas | 1 | $ 205,000 | $ 205,000 | $ 549,000 |
| San Augustine County Texas | 1 | $ 205,000 | $ 205,000 | $ 59,000 |
| Smith County Texas | 1 | $ 105,000 | $ 105,000 | $ 40,000 |
| Tarrant County Texas | 1 | $ 265,000 | $ 265,000 | $ 120,000 |
Mortgage Loan Application Detail Totals for Farmers Bank & Trust Company in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 541 | $88,195,000 | $163,000 | $2,335,000 | $112,000 | $1,149,000 |
| Refinancing | 173 | $32,845,000 | $189,000 | $1,155,000 | $139,000 | $1,722,000 |
| Cash-out Refinancing | 35 | $6,855,000 | $195,000 | $485,000 | $141,000 | $1,149,000 |
| Home Improvement | 35 | $2,305,000 | $65,000 | $305,000 | $70,000 | $164,000 |
| Other Purpose | 17 | $815,000 | $47,000 | $175,000 | $71,000 | $135,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 559 | $97,405,000 | $174,000 | $1,155,000 | $123,000 | $1,722,000 |
| Not applicable | 125 | $20,025,000 | $160,000 | $2,335,000 | $0 | $0 |
| Black or African American | 63 | $6,605,000 | $104,000 | $385,000 | $67,000 | $425,000 |
| Hispanic | 36 | $3,760,000 | $104,000 | $405,000 | $62,000 | $178,000 |
| Not Provided | 11 | $1,575,000 | $143,000 | $395,000 | $104,000 | $264,000 |
| Asian | 6 | $1,540,000 | $256,000 | $485,000 | $320,000 | $878,000 |
| American Indian or Alaskan Native | 1 | $105,000 | $105,000 | $105,000 | $205,000 | $205,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 679 | $110,495,000 | $162,000 | $2,335,000 | $125,000 | $1,722,000 |
| FHA-insured (Federal Housing Administration) | 60 | $9,910,000 | $165,000 | $355,000 | $79,000 | $549,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 38 | $5,190,000 | $136,000 | $275,000 | $52,000 | $84,000 |
| VA-guaranteed (Veterans Administration) | 24 | $5,420,000 | $225,000 | $575,000 | $105,000 | $316,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 745 | $125,455,000 | $168,000 | $2,335,000 | $120,000 | $1,722,000 |
| Application Denied By Financial Institution | 30 | $1,860,000 | $62,000 | $285,000 | $49,000 | $143,000 |
| Application Approved But Not Accepted | 17 | $2,265,000 | $133,000 | $485,000 | $116,000 | $489,000 |
| Application Withdrawn By Applicant | 9 | $1,435,000 | $159,000 | $385,000 | $67,000 | $149,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 771 | $129,155,000 | $167,000 | $2,335,000 | $119,000 | $1,722,000 |
| Credit History | 18 | $890,000 | $49,000 | $155,000 | $55,000 | $143,000 |
| Debt-To-Income Ratio | 11 | $795,000 | $72,000 | $285,000 | $42,000 | $138,000 |
| Unverifiable Information | 1 | $175,000 | $175,000 | $175,000 | $22,000 | $22,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Farmers Bank & Trust Company's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Farmers Bank & Trust Company's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Arkansas, download the full spreadsheet
with aggregated HMDA statistics today.