Fce Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
Fce Credit Union 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Fce Credit Union P O Box 541030 Omaha, NE 68154 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2004 2003 |
| Total Number of Mortgage Applications | 299 |
| Total Mortgage Loan Application Amount | $24,578,000 |
| Average Mortgage Loan Application Amount | $113,210 |
| Highest Mortgage Loan Application Amount | $630,000 |
| Average Applicant Income | $97,666 |
| Highest Applicant Income | $334,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with Fce Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Fce Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down Fce Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Fce Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Fce Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Fce Credit Union's mortgage activity for 2003.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Douglas County Nebraska | 37 | $ 3,646,000 | $ 98,000 | $ 81,000 |
| Pottawattamie County Iowa | 7 | $ 568,000 | $ 81,000 | $ 84,000 |
| Codington County South Dakota | 6 | $ 372,000 | $ 62,000 | $ 65,000 |
| St. Louis County Missouri | 5 | $ 639,000 | $ 127,000 | $ 84,000 |
| Jackson County Arkansas | 4 | $ 208,000 | $ 52,000 | $ 74,000 |
| Windham County Connecticut | 4 | $ 419,000 | $ 104,000 | $ 80,000 |
| Cobb County Georgia | 4 | $ 895,000 | $ 223,000 | $ 170,000 |
| Greene County Missouri | 4 | $ 282,000 | $ 70,000 | $ 79,000 |
| Buffalo County Nebraska | 4 | $ 279,000 | $ 69,000 | $ 69,000 |
| Lancaster County Nebraska | 4 | $ 167,000 | $ 41,000 | $ 61,000 |
| Lincoln County Nebraska | 4 | $ 287,000 | $ 71,000 | $ 80,000 |
| Saline County Nebraska | 4 | $ 140,000 | $ 35,000 | $ 62,000 |
| York County Nebraska | 4 | $ 103,000 | $ 25,000 | $ 29,000 |
| Arapahoe County Colorado | 3 | $ 145,000 | $ 48,000 | $ 85,000 |
| Bonneville County Idaho | 3 | $ 201,000 | $ 67,000 | $ 64,000 |
| Cerro Gordo County Iowa | 3 | $ 445,000 | $ 148,000 | $ 70,000 |
| Palo Alto County Iowa | 3 | $ 58,000 | $ 19,000 | $ 96,000 |
| Gage County Nebraska | 3 | $ 79,000 | $ 26,000 | $ 35,000 |
| Holt County Nebraska | 3 | $ 135,000 | $ 45,000 | $ 59,000 |
| Sarpy County Nebraska | 3 | $ 379,000 | $ 126,000 | $ 74,000 |
| Washington County Nebraska | 3 | $ 406,000 | $ 135,000 | $ 123,000 |
| Lonoke County Arkansas | 2 | $ 63,000 | $ 31,000 | $ 97,000 |
| Monroe County Arkansas | 2 | $ 96,000 | $ 48,000 | $ 63,000 |
| Merced County California | 2 | $ 145,000 | $ 72,000 | $ 40,000 |
| Riverside County California | 2 | $ 179,000 | $ 89,000 | $ 130,000 |
| Stanislaus County California | 2 | $ 119,000 | $ 59,000 | $ 96,000 |
| Lac qui Parle County Minnesota | 2 | $ 153,000 | $ 76,000 | $ 64,000 |
| St. Louis City County Missouri | 2 | $ 250,000 | $ 125,000 | $ 107,000 |
| Adams County Nebraska | 2 | $ 145,000 | $ 72,000 | $ 65,000 |
| Antelope County Nebraska | 2 | $ 50,000 | $ 25,000 | $ 51,000 |
| Butler County Nebraska | 2 | $ 83,000 | $ 41,000 | $ 51,000 |
| Cass County Nebraska | 2 | $ 274,000 | $ 137,000 | $ 102,000 |
| Dawson County Nebraska | 2 | $ 104,000 | $ 52,000 | $ 104,000 |
| Howard County Nebraska | 2 | $ 168,000 | $ 84,000 | $ 20,000 |
| Phelps County Nebraska | 2 | $ 90,000 | $ 45,000 | $ 53,000 |
| Pierce County Nebraska | 2 | $ 145,000 | $ 72,000 | $ 100,000 |
| Scotts Bluff County Nebraska | 2 | $ 97,000 | $ 48,000 | $ 93,000 |
| Seward County Nebraska | 2 | $ 131,000 | $ 65,000 | $ 83,000 |
| Valley County Nebraska | 2 | $ 62,000 | $ 31,000 | $ 51,000 |
| Somerset County New Jersey | 2 | $ 315,000 | $ 157,000 | $ 177,000 |
| Cortland County New York | 2 | $ 182,000 | $ 91,000 | $ 149,000 |
| Lincoln County South Dakota | 2 | $ 70,000 | $ 35,000 | $ 58,000 |
| King County Washington | 2 | $ 217,000 | $ 108,000 | $ 53,000 |
| Maricopa County Arizona | 1 | $ 25,000 | $ 25,000 | $ 114,000 |
| Baxter County Arkansas | 1 | $ 53,000 | $ 53,000 | $ 96,000 |
| Boone County Arkansas | 1 | $ 18,000 | $ 18,000 | $ 86,000 |
| Craighead County Arkansas | 1 | $ 95,000 | $ 95,000 | $ 159,000 |
| Cross County Arkansas | 1 | $ 15,000 | $ 15,000 | $ 84,000 |
| Faulkner County Arkansas | 1 | $ 40,000 | $ 40,000 | $ 75,000 |
| Pope County Arkansas | 1 | $ 21,000 | $ 21,000 | $ 89,000 |
| Randolph County Arkansas | 1 | $ 67,000 | $ 67,000 | $ 66,000 |
| Van Buren County Arkansas | 1 | $ 38,000 | $ 38,000 | $ 136,000 |
| Alameda County California | 1 | $ 35,000 | $ 35,000 | $ 133,000 |
| Butte County California | 1 | $ 10,000 | $ 10,000 | $ 53,000 |
| Monterey County California | 1 | $ 10,000 | $ 10,000 | $ 54,000 |
| Placer County California | 1 | $ 100,000 | $ 100,000 | $ 61,000 |
| San Joaquin County California | 1 | $ 45,000 | $ 45,000 | $ 87,000 |
| Sonoma County California | 1 | $ 500,000 | $ 500,000 | $ 207,000 |
| Tulare County California | 1 | $ 288,000 | $ 288,000 | $ 288,000 |
| Ventura County California | 1 | $ 50,000 | $ 50,000 | $ 112,000 |
| Boulder County Colorado | 1 | $ 53,000 | $ 53,000 | $ 127,000 |
| Denver County Colorado | 1 | $ 48,000 | $ 48,000 | $ 60,000 |
| Morgan County Colorado | 1 | $ 30,000 | $ 30,000 | $ 62,000 |
| Park County Colorado | 1 | $ 25,000 | $ 25,000 | $ 75,000 |
| Phillips County Colorado | 1 | $ 62,000 | $ 62,000 | $ 58,000 |
| Weld County Colorado | 1 | $ 350,000 | $ 350,000 | $ 149,000 |
| Hartford County Connecticut | 1 | $ 170,000 | $ 170,000 | $ 99,000 |
| Middlesex County Connecticut | 1 | $ 105,000 | $ 105,000 | $ 114,000 |
| Bingham County Idaho | 1 | $ 58,000 | $ 58,000 | $ 103,000 |
| Adams County Illinois | 1 | $ 158,000 | $ 158,000 | $ 102,000 |
| Effingham County Illinois | 1 | $ 25,000 | $ 25,000 | $ 92,000 |
| McDonough County Illinois | 1 | $ 65,000 | $ 65,000 | $ 108,000 |
| Elkhart County Indiana | 1 | $ 83,000 | $ 83,000 | $ 108,000 |
| Huntington County Indiana | 1 | $ 256,000 | $ 256,000 | $ 104,000 |
| Adair County Iowa | 1 | $ 12,000 | $ 12,000 | $ 93,000 |
| Cedar County Iowa | 1 | $ 81,000 | $ 81,000 | $ 42,000 |
| Hamilton County Iowa | 1 | $ 32,000 | $ 32,000 | $ 114,000 |
| Harrison County Iowa | 1 | $ 113,000 | $ 113,000 | $ 50,000 |
| Lyon County Iowa | 1 | $ 125,000 | $ 125,000 | $ 88,000 |
| Monona County Iowa | 1 | $ 110,000 | $ 110,000 | $ 99,000 |
| Page County Iowa | 1 | $ 77,000 | $ 77,000 | $ 84,000 |
| Polk County Iowa | 1 | $ 10,000 | $ 10,000 | $ 120,000 |
| Poweshiek County Iowa | 1 | $ 21,000 | $ 21,000 | $ 60,000 |
| Woodbury County Iowa | 1 | $ 116,000 | $ 116,000 | $ 93,000 |
| Wright County Iowa | 1 | $ 10,000 | $ 10,000 | $ 47,000 |
| Geary County Kansas | 1 | $ 12,000 | $ 12,000 | $ 102,000 |
| Johnson County Kansas | 1 | $ 22,000 | $ 22,000 | $ 113,000 |
| Ness County Kansas | 1 | $ 85,000 | $ 85,000 | $ 128,000 |
| Orleans County Louisiana | 1 | $ 140,000 | $ 140,000 | $ 15,000 |
| Montgomery County Maryland | 1 | $ 407,000 | $ 407,000 | $ 217,000 |
| Hampden County Massachusetts | 1 | $ 194,000 | $ 194,000 | $ 220,000 |
| Blue Earth County Minnesota | 1 | $ 10,000 | $ 10,000 | $ 84,000 |
| Adair County Missouri | 1 | $ 35,000 | $ 35,000 | $ 74,000 |
| Cape Girardeau County Missouri | 1 | $ 87,000 | $ 87,000 | $ 67,000 |
| Cole County Missouri | 1 | $ 45,000 | $ 45,000 | $ 84,000 |
| Jefferson County Missouri | 1 | $ 25,000 | $ 25,000 | $ 143,000 |
| Marion County Missouri | 1 | $ 12,000 | $ 12,000 | $ 51,000 |
| Pettis County Missouri | 1 | $ 115,000 | $ 115,000 | $ 111,000 |
| Valley County Montana | 1 | $ 10,000 | $ 10,000 | $ 69,000 |
| Boone County Nebraska | 1 | $ 21,000 | $ 21,000 | $ 59,000 |
| Cedar County Nebraska | 1 | $ 15,000 | $ 15,000 | $ 92,000 |
| Clay County Nebraska | 1 | $ 65,000 | $ 65,000 | $ 66,000 |
| Deuel County Nebraska | 1 | $ 20,000 | $ 20,000 | $ 21,000 |
| Dodge County Nebraska | 1 | $ 15,000 | $ 15,000 | $ 76,000 |
| Frontier County Nebraska | 1 | $ 58,000 | $ 58,000 | $ 56,000 |
| Furnas County Nebraska | 1 | $ 89,000 | $ 89,000 | $ 86,000 |
| Hitchcock County Nebraska | 1 | $ 17,000 | $ 17,000 | $ 71,000 |
| Kearney County Nebraska | 1 | $ 15,000 | $ 15,000 | $ 43,000 |
| Keith County Nebraska | 1 | $ 30,000 | $ 30,000 | $ 101,000 |
| Madison County Nebraska | 1 | $ 111,000 | $ 111,000 | $ 144,000 |
| Merrick County Nebraska | 1 | $ 26,000 | $ 26,000 | $ 64,000 |
| Nance County Nebraska | 1 | $ 27,000 | $ 27,000 | $ 62,000 |
| Otoe County Nebraska | 1 | $ 24,000 | $ 24,000 | $ 53,000 |
| Platte County Nebraska | 1 | $ 45,000 | $ 45,000 | $ 79,000 |
| Polk County Nebraska | 1 | $ 40,000 | $ 40,000 | $ 51,000 |
| Saunders County Nebraska | 1 | $ 56,000 | $ 56,000 | $ 74,000 |
| Webster County Nebraska | 1 | $ 110,000 | $ 110,000 | $ 77,000 |
| Clark County Nevada | 1 | $ 133,000 | $ 133,000 | $ 57,000 |
| Washoe County Nevada | 1 | $ 210,000 | $ 210,000 | $ 120,000 |
| Cumberland County New Jersey | 1 | $ 630,000 | $ 630,000 | $ 140,000 |
| Hunterdon County New Jersey | 1 | $ 40,000 | $ 40,000 | $ 122,000 |
| Mercer County New Jersey | 1 | $ 165,000 | $ 165,000 | $ 117,000 |
| Rensselaer County New York | 1 | $ 110,000 | $ 110,000 | $ 119,000 |
| Richmond County New York | 1 | $ 275,000 | $ 275,000 | $ 99,000 |
| Schoharie County New York | 1 | $ 73,000 | $ 73,000 | $ 119,000 |
| Custer County Oklahoma | 1 | $ 112,000 | $ 112,000 | $ 70,000 |
| Northampton County Pennsylvania | 1 | $ 10,000 | $ 10,000 | $ 67,000 |
| Richland County South Carolina | 1 | $ 177,000 | $ 177,000 | $ 111,000 |
| Beadle County South Dakota | 1 | $ 30,000 | $ 30,000 | $ 71,000 |
| McCook County South Dakota | 1 | $ 95,000 | $ 95,000 | $ 39,000 |
| Minnehaha County South Dakota | 1 | $ 200,000 | $ 200,000 | $ 89,000 |
| Pennington County South Dakota | 1 | $ 80,000 | $ 80,000 | $ 86,000 |
| Yankton County South Dakota | 1 | $ 50,000 | $ 50,000 | $ 100,000 |
| Hidalgo County Texas | 1 | $ 70,000 | $ 70,000 | $ 50,000 |
| Spokane County Washington | 1 | $ 50,000 | $ 50,000 | $ 238,000 |
| Laramie County Wyoming | 1 | $ 93,000 | $ 93,000 | $ 65,000 |
| Lincoln County Wyoming | 1 | $ 208,000 | $ 208,000 | $ 41,000 |
| Natrona County Wyoming | 1 | $ 140,000 | $ 140,000 | $ 109,000 |
Mortgage Loan Application Detail Totals for Fce Credit Union in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 167 | $16,028,000 | $127,576 | $407,000 | $101,884 | $334,000 |
| Home Improvement (one-to-four family) | 92 | $3,306,000 | $33,222 | $120,000 | $86,888 | $177,000 |
| Home Purchase (one-to-four family) | 40 | $5,244,000 | $195,230 | $630,000 | $104,153 | $288,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 205 | $16,189,000 | $96,083 | $630,000 | $93,458 | $334,000 |
| Hispanic | 43 | $4,498,000 | $123,333 | $500,000 | $90,416 | $207,000 |
| Information not provided by applicant in mail or telephone application | 43 | $3,497,000 | $127,857 | $407,000 | $118,357 | $288,000 |
| Other | 6 | $357,000 | $57,600 | $112,000 | $73,200 | $86,000 |
| Black | 1 | $25,000 | $25,000 | $25,000 | $39,000 | $39,000 |
| American Indian or Alaskan Native | 1 | $12,000 | $12,000 | $12,000 | $37,000 | $37,000 |
| Asian or Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 299 | $24,578,000 | $112,137 | $630,000 | $98,586 | $334,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 220 | $15,943,000 | $83,909 | $350,000 | $101,318 | $334,000 |
| Application Denied By Financial Institution | 50 | $3,822,000 | $105,400 | $194,000 | $75,100 | $220,000 |
| Application Withdrawn By Applicant | 28 | $4,573,000 | $180,400 | $630,000 | $104,266 | $288,000 |
| Application Approved But Not Accepted | 1 | $240,000 | $240,000 | $240,000 | $85,000 | $85,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 21 | $1,808,000 | $89,625 | $151,000 | $58,500 | $108,000 |
| Credit History | 18 | $1,363,000 | $103,333 | $194,000 | $89,166 | $220,000 |
| Collateral | 4 | $175,000 | $58,000 | $87,000 | $53,000 | $77,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $188,000 | $62,000 | $84,000 | $20,000 | $21,000 |
| Mortgage Insurance Denied | 1 | $156,000 | $156,000 | $156,000 | $55,000 | $55,000 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Fce Credit Union's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Fce Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.