Fidelity Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
Fidelity Bank 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Fidelity Bank 3 Corporate Blvd Ne Atlanta, GA 30329 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,292 |
| Total Mortgage Loan Application Amount | $947,632,000 |
| Average Mortgage Loan Application Amount | $156,333 |
| Highest Mortgage Loan Application Amount | $2,500,000 |
| Average Applicant Income | $96,666 |
| Highest Applicant Income | $9,969,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Fidelity Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Fidelity Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down Fidelity Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Fidelity Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Fidelity Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Fidelity Bank's mortgage activity for 2009.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fulton County Georgia | 826 | $ 212,669,000 | $ 257,000 | $ 147,000 |
| DeKalb County Georgia | 538 | $ 129,745,000 | $ 241,000 | $ 110,000 |
| Cobb County Georgia | 488 | $ 108,828,000 | $ 223,000 | $ 105,000 |
| Gwinnett County Georgia | 453 | $ 80,736,000 | $ 178,000 | $ 79,000 |
| Forsyth County Georgia | 218 | $ 52,598,000 | $ 241,000 | $ 107,000 |
| Wake County North Carolina | 183 | $ 42,650,000 | $ 233,000 | $ 104,000 |
| Cherokee County Georgia | 148 | $ 29,335,000 | $ 198,000 | $ 88,000 |
| Charleston County South Carolina | 123 | $ 29,501,000 | $ 239,000 | $ 99,000 |
| Hall County Georgia | 79 | $ 16,160,000 | $ 204,000 | $ 105,000 |
| Orange County North Carolina | 56 | $ 14,895,000 | $ 265,000 | $ 137,000 |
| Paulding County Georgia | 53 | $ 8,622,000 | $ 162,000 | $ 58,000 |
| El Paso County Colorado | 48 | $ 13,099,000 | $ 272,000 | $ 88,000 |
| Durham County North Carolina | 46 | $ 9,117,000 | $ 198,000 | $ 95,000 |
| Henry County Georgia | 42 | $ 5,786,000 | $ 137,000 | $ 61,000 |
| Coweta County Georgia | 33 | $ 6,211,000 | $ 188,000 | $ 97,000 |
| Douglas County Georgia | 32 | $ 5,195,000 | $ 162,000 | $ 65,000 |
| Beaufort County South Carolina | 26 | $ 5,421,000 | $ 208,000 | $ 78,000 |
| Lexington County South Carolina | 26 | $ 4,238,000 | $ 163,000 | $ 134,000 |
| Berkeley County South Carolina | 25 | $ 5,450,000 | $ 218,000 | $ 80,000 |
| Barrow County Georgia | 23 | $ 3,341,000 | $ 145,000 | $ 57,000 |
| Fayette County Georgia | 21 | $ 5,036,000 | $ 239,000 | $ 112,000 |
| Newton County Georgia | 21 | $ 2,849,000 | $ 135,000 | $ 75,000 |
| Rockdale County Georgia | 21 | $ 3,046,000 | $ 145,000 | $ 67,000 |
| Walton County Georgia | 21 | $ 4,689,000 | $ 223,000 | $ 90,000 |
| Alamance County North Carolina | 19 | $ 3,151,000 | $ 165,000 | $ 65,000 |
| Dawson County Georgia | 18 | $ 4,446,000 | $ 247,000 | $ 178,000 |
| Dorchester County South Carolina | 18 | $ 2,852,000 | $ 158,000 | $ 45,000 |
| Chatham County North Carolina | 16 | $ 4,661,000 | $ 291,000 | $ 153,000 |
| Onslow County North Carolina | 16 | $ 2,917,000 | $ 182,000 | $ 28,000 |
| Clayton County Georgia | 15 | $ 1,822,000 | $ 121,000 | $ 48,000 |
| Carroll County Georgia | 14 | $ 2,084,000 | $ 148,000 | $ 82,000 |
| Cumberland County North Carolina | 14 | $ 3,100,000 | $ 221,000 | $ 46,000 |
| Mecklenburg County North Carolina | 14 | $ 3,175,000 | $ 226,000 | $ 76,000 |
| Richland County South Carolina | 14 | $ 2,041,000 | $ 145,000 | $ 38,000 |
| Glynn County Georgia | 13 | $ 3,108,000 | $ 239,000 | $ 115,000 |
| Jackson County Georgia | 13 | $ 2,404,000 | $ 184,000 | $ 77,000 |
| Muscogee County Georgia | 13 | $ 2,101,000 | $ 161,000 | $ 61,000 |
| Johnston County North Carolina | 12 | $ 2,073,000 | $ 172,000 | $ 52,000 |
| Chatham County Georgia | 11 | $ 2,614,000 | $ 237,000 | $ 126,000 |
| Clarke County Georgia | 11 | $ 2,258,000 | $ 205,000 | $ 115,000 |
| Fannin County Georgia | 11 | $ 2,309,000 | $ 209,000 | $ 145,000 |
| Lowndes County Georgia | 11 | $ 2,076,000 | $ 188,000 | $ 53,000 |
| Lee County Alabama | 10 | $ 1,410,000 | $ 141,000 | $ 200,000 |
| Horry County South Carolina | 10 | $ 2,174,000 | $ 217,000 | $ 67,000 |
| Bibb County Georgia | 9 | $ 1,333,000 | $ 148,000 | $ 80,000 |
| Greene County Georgia | 9 | $ 3,126,000 | $ 347,000 | $ 362,000 |
| Richmond County Georgia | 9 | $ 1,040,000 | $ 115,000 | $ 33,000 |
| Leon County Florida | 8 | $ 1,810,000 | $ 226,000 | $ 146,000 |
| Bartow County Georgia | 8 | $ 1,411,000 | $ 176,000 | $ 229,000 |
| Hart County Georgia | 8 | $ 2,773,000 | $ 346,000 | $ 186,000 |
| Houston County Georgia | 8 | $ 1,251,000 | $ 156,000 | $ 86,000 |
| Jefferson County Alabama | 7 | $ 1,325,000 | $ 189,000 | $ 49,000 |
| Walton County Florida | 7 | $ 2,230,000 | $ 318,000 | $ 263,000 |
| Columbia County Georgia | 7 | $ 1,165,000 | $ 166,000 | $ 34,000 |
| Lumpkin County Georgia | 7 | $ 1,264,000 | $ 180,000 | $ 77,000 |
| Union County Georgia | 7 | $ 1,845,000 | $ 263,000 | $ 305,000 |
| New Hanover County North Carolina | 7 | $ 1,674,000 | $ 239,000 | $ 100,000 |
| Greenville County South Carolina | 7 | $ 1,414,000 | $ 202,000 | $ 50,000 |
| Shelby County Tennessee | 7 | $ 997,000 | $ 142,000 | $ 28,000 |
| Gilmer County Georgia | 6 | $ 1,188,000 | $ 198,000 | $ 125,000 |
| Harris County Georgia | 6 | $ 1,272,000 | $ 212,000 | $ 72,000 |
| Liberty County Georgia | 6 | $ 948,000 | $ 158,000 | $ 26,000 |
| Pickens County Georgia | 6 | $ 1,068,000 | $ 178,000 | $ 158,000 |
| Harnett County North Carolina | 6 | $ 831,000 | $ 138,000 | $ 59,000 |
| Union County North Carolina | 6 | $ 1,499,000 | $ 249,000 | $ 58,000 |
| Okaloosa County Florida | 5 | $ 1,267,000 | $ 253,000 | $ 118,000 |
| Oconee County Georgia | 5 | $ 1,102,000 | $ 220,000 | $ 87,000 |
| Rabun County Georgia | 5 | $ 1,279,000 | $ 255,000 | $ 169,000 |
| Brunswick County North Carolina | 5 | $ 1,060,000 | $ 212,000 | $ 89,000 |
| Guilford County North Carolina | 5 | $ 1,146,000 | $ 229,000 | $ 134,000 |
| York County South Carolina | 5 | $ 1,040,000 | $ 208,000 | $ 112,000 |
| Montgomery County Tennessee | 5 | $ 927,000 | $ 185,000 | $ 14,000 |
| Broward County Florida | 4 | $ 636,000 | $ 159,000 | $ 82,000 |
| Palm Beach County Florida | 4 | $ 1,075,000 | $ 268,000 | $ 180,000 |
| Banks County Georgia | 4 | $ 546,000 | $ 136,000 | $ 39,000 |
| Stephens County Georgia | 4 | $ 1,243,000 | $ 310,000 | $ 145,000 |
| Troup County Georgia | 4 | $ 457,000 | $ 114,000 | $ 54,000 |
| Hoke County North Carolina | 4 | $ 601,000 | $ 150,000 | $ 31,000 |
| Macon County North Carolina | 4 | $ 956,000 | $ 239,000 | $ 288,000 |
| Spartanburg County South Carolina | 4 | $ 459,000 | $ 114,000 | $ 42,000 |
| Davidson County Tennessee | 4 | $ 1,048,000 | $ 262,000 | $ 173,000 |
| Mobile County Alabama | 3 | $ 655,000 | $ 218,000 | $ 126,000 |
| Montgomery County Alabama | 3 | $ 384,000 | $ 128,000 | $ 65,000 |
| Morgan County Alabama | 3 | $ 475,000 | $ 158,000 | $ 24,000 |
| Russell County Alabama | 3 | $ 445,000 | $ 148,000 | $ 33,000 |
| District of Columbia County District Of Columbia | 3 | $ 950,000 | $ 316,000 | $ 112,000 |
| Sarasota County Florida | 3 | $ 351,000 | $ 117,000 | $ 94,000 |
| Baldwin County Georgia | 3 | $ 686,000 | $ 228,000 | $ 184,000 |
| Camden County Georgia | 3 | $ 410,000 | $ 136,000 | $ 15,000 |
| Habersham County Georgia | 3 | $ 548,000 | $ 182,000 | $ 97,000 |
| Putnam County Georgia | 3 | $ 936,000 | $ 312,000 | $ 316,000 |
| Orleans County Louisiana | 3 | $ 768,000 | $ 256,000 | $ 203,000 |
| Carteret County North Carolina | 3 | $ 718,000 | $ 239,000 | $ 216,000 |
| Craven County North Carolina | 3 | $ 356,000 | $ 118,000 | $ 0 |
| Graham County North Carolina | 3 | $ 925,000 | $ 308,000 | $ 346,000 |
| Haywood County North Carolina | 3 | $ 499,000 | $ 166,000 | $ 113,000 |
| Jackson County North Carolina | 3 | $ 895,000 | $ 298,000 | $ 282,000 |
| Moore County North Carolina | 3 | $ 558,000 | $ 186,000 | $ 54,000 |
| Pitt County North Carolina | 3 | $ 477,000 | $ 159,000 | $ 36,000 |
| Georgetown County South Carolina | 3 | $ 813,000 | $ 271,000 | $ 81,000 |
| Oconee County South Carolina | 3 | $ 907,000 | $ 302,000 | $ 336,000 |
| Hamilton County Tennessee | 3 | $ 259,000 | $ 86,000 | $ 10,000 |
| Sullivan County Tennessee | 3 | $ 405,000 | $ 135,000 | $ 54,000 |
| Cherokee County Alabama | 2 | $ 347,000 | $ 173,000 | $ 194,000 |
| Elmore County Alabama | 2 | $ 391,000 | $ 195,000 | $ 84,000 |
| Randolph County Alabama | 2 | $ 596,000 | $ 298,000 | $ 334,000 |
| Tuscaloosa County Alabama | 2 | $ 233,000 | $ 116,000 | $ 16,000 |
| Routt County Colorado | 2 | $ 825,000 | $ 412,000 | $ 348,000 |
| Duval County Florida | 2 | $ 337,000 | $ 168,000 | $ 27,000 |
| Hillsborough County Florida | 2 | $ 483,000 | $ 241,000 | $ 97,000 |
| Orange County Florida | 2 | $ 484,000 | $ 242,000 | $ 203,000 |
| Pasco County Florida | 2 | $ 436,000 | $ 218,000 | $ 104,000 |
| St. Lucie County Florida | 2 | $ 354,000 | $ 177,000 | $ 73,000 |
| Sumter County Florida | 2 | $ 386,000 | $ 193,000 | $ 74,000 |
| Butts County Georgia | 2 | $ 426,000 | $ 213,000 | $ 52,000 |
| Effingham County Georgia | 2 | $ 448,000 | $ 224,000 | $ 21,000 |
| Floyd County Georgia | 2 | $ 254,000 | $ 127,000 | $ 39,000 |
| Hancock County Georgia | 2 | $ 608,000 | $ 304,000 | $ 215,000 |
| Haralson County Georgia | 2 | $ 252,000 | $ 126,000 | $ 44,000 |
| Jasper County Georgia | 2 | $ 473,000 | $ 236,000 | $ 264,000 |
| Morgan County Georgia | 2 | $ 379,000 | $ 189,000 | $ 51,000 |
| Peach County Georgia | 2 | $ 418,000 | $ 209,000 | $ 77,000 |
| Pike County Georgia | 2 | $ 369,000 | $ 184,000 | $ 60,000 |
| Wayne County Georgia | 2 | $ 186,000 | $ 93,000 | $ 32,000 |
| White County Georgia | 2 | $ 399,000 | $ 199,000 | $ 115,000 |
| Whitfield County Georgia | 2 | $ 285,000 | $ 142,000 | $ 46,000 |
| Cook County Illinois | 2 | $ 268,000 | $ 134,000 | $ 34,000 |
| Catawba County North Carolina | 2 | $ 322,000 | $ 161,000 | $ 51,000 |
| Forsyth County North Carolina | 2 | $ 499,000 | $ 249,000 | $ 79,000 |
| Granville County North Carolina | 2 | $ 436,000 | $ 218,000 | $ 116,000 |
| Henderson County North Carolina | 2 | $ 425,000 | $ 212,000 | $ 134,000 |
| Surry County North Carolina | 2 | $ 365,000 | $ 182,000 | $ 62,000 |
| Warren County North Carolina | 2 | $ 650,000 | $ 325,000 | $ 277,000 |
| Watauga County North Carolina | 2 | $ 551,000 | $ 275,000 | $ 379,000 |
| Anderson County South Carolina | 2 | $ 431,000 | $ 215,000 | $ 152,000 |
| Colleton County South Carolina | 2 | $ 324,000 | $ 162,000 | $ 0 |
| Darlington County South Carolina | 2 | $ 314,000 | $ 157,000 | $ 35,000 |
| Kershaw County South Carolina | 2 | $ 229,000 | $ 114,000 | $ 0 |
| Knox County Tennessee | 2 | $ 306,000 | $ 153,000 | $ 31,000 |
| Rutherford County Tennessee | 2 | $ 356,000 | $ 178,000 | $ 0 |
| Fairfax County Virginia | 2 | $ 579,000 | $ 289,000 | $ 112,000 |
| Autauga County Alabama | 1 | $ 96,000 | $ 96,000 | $ 69,000 |
| Baldwin County Alabama | 1 | $ 120,000 | $ 120,000 | $ 58,000 |
| Blount County Alabama | 1 | $ 88,000 | $ 88,000 | $ 0 |
| Butler County Alabama | 1 | $ 133,000 | $ 133,000 | $ 77,000 |
| Calhoun County Alabama | 1 | $ 176,000 | $ 176,000 | $ 38,000 |
| Chambers County Alabama | 1 | $ 56,000 | $ 56,000 | $ 93,000 |
| Chilton County Alabama | 1 | $ 107,000 | $ 107,000 | $ 0 |
| Colbert County Alabama | 1 | $ 101,000 | $ 101,000 | $ 0 |
| Coosa County Alabama | 1 | $ 209,000 | $ 209,000 | $ 92,000 |
| Dale County Alabama | 1 | $ 115,000 | $ 115,000 | $ 40,000 |
| Dallas County Alabama | 1 | $ 121,000 | $ 121,000 | $ 138,000 |
| Escambia County Alabama | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Limestone County Alabama | 1 | $ 146,000 | $ 146,000 | $ 0 |
| Madison County Alabama | 1 | $ 220,000 | $ 220,000 | $ 64,000 |
| Pike County Alabama | 1 | $ 134,000 | $ 134,000 | $ 81,000 |
| Shelby County Alabama | 1 | $ 251,000 | $ 251,000 | $ 98,000 |
| St. Clair County Alabama | 1 | $ 106,000 | $ 106,000 | $ 0 |
| Tallapoosa County Alabama | 1 | $ 218,000 | $ 218,000 | $ 92,000 |
| Boulder County Colorado | 1 | $ 417,000 | $ 417,000 | $ 173,000 |
| Douglas County Colorado | 1 | $ 217,000 | $ 217,000 | $ 90,000 |
| Eagle County Colorado | 1 | $ 417,000 | $ 417,000 | $ 1,761,000 |
| Jefferson County Colorado | 1 | $ 293,000 | $ 293,000 | $ 83,000 |
| Montrose County Colorado | 1 | $ 144,000 | $ 144,000 | $ 64,000 |
| Alachua County Florida | 1 | $ 175,000 | $ 175,000 | $ 900,000 |
| Bay County Florida | 1 | $ 152,000 | $ 152,000 | $ 133,000 |
| Brevard County Florida | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Charlotte County Florida | 1 | $ 110,000 | $ 110,000 | $ 107,000 |
| Collier County Florida | 1 | $ 417,000 | $ 417,000 | $ 243,000 |
| Gulf County Florida | 1 | $ 150,000 | $ 150,000 | $ 753,000 |
| Hernando County Florida | 1 | $ 287,000 | $ 287,000 | $ 79,000 |
| Lee County Florida | 1 | $ 152,000 | $ 152,000 | $ 34,000 |
| Manatee County Florida | 1 | $ 269,000 | $ 269,000 | $ 60,000 |
| Osceola County Florida | 1 | $ 315,000 | $ 315,000 | $ 144,000 |
| Pinellas County Florida | 1 | $ 313,000 | $ 313,000 | $ 113,000 |
| Santa Rosa County Florida | 1 | $ 173,000 | $ 173,000 | $ 74,000 |
| Seminole County Florida | 1 | $ 234,000 | $ 234,000 | $ 670,000 |
| St. Johns County Florida | 1 | $ 417,000 | $ 417,000 | $ 232,000 |
| Taylor County Florida | 1 | $ 115,000 | $ 115,000 | $ 67,000 |
| Brantley County Georgia | 1 | $ 114,000 | $ 114,000 | $ 134,000 |
| Bryan County Georgia | 1 | $ 179,000 | $ 179,000 | $ 54,000 |
| Bulloch County Georgia | 1 | $ 64,000 | $ 64,000 | $ 192,000 |
| Burke County Georgia | 1 | $ 229,000 | $ 229,000 | $ 0 |
| Dougherty County Georgia | 1 | $ 94,000 | $ 94,000 | $ 33,000 |
| Elbert County Georgia | 1 | $ 417,000 | $ 417,000 | $ 119,000 |
| Franklin County Georgia | 1 | $ 306,000 | $ 306,000 | $ 115,000 |
| Gordon County Georgia | 1 | $ 142,000 | $ 142,000 | $ 0 |
| Grady County Georgia | 1 | $ 129,000 | $ 129,000 | $ 98,000 |
| Jones County Georgia | 1 | $ 150,000 | $ 150,000 | $ 49,000 |
| Lamar County Georgia | 1 | $ 104,000 | $ 104,000 | $ 70,000 |
| Laurens County Georgia | 1 | $ 118,000 | $ 118,000 | $ 42,000 |
| Lee County Georgia | 1 | $ 276,000 | $ 276,000 | $ 0 |
| Marion County Georgia | 1 | $ 275,000 | $ 275,000 | $ 99,000 |
| McIntosh County Georgia | 1 | $ 106,000 | $ 106,000 | $ 38,000 |
| Murray County Georgia | 1 | $ 77,000 | $ 77,000 | $ 120,000 |
| Polk County Georgia | 1 | $ 160,000 | $ 160,000 | $ 185,000 |
| Spalding County Georgia | 1 | $ 328,000 | $ 328,000 | $ 131,000 |
| Tattnall County Georgia | 1 | $ 116,000 | $ 116,000 | $ 34,000 |
| Taylor County Georgia | 1 | $ 149,000 | $ 149,000 | $ 65,000 |
| Towns County Georgia | 1 | $ 245,000 | $ 245,000 | $ 185,000 |
| Upson County Georgia | 1 | $ 254,000 | $ 254,000 | $ 0 |
| Wilcox County Georgia | 1 | $ 411,000 | $ 411,000 | $ 276,000 |
| Will County Illinois | 1 | $ 177,000 | $ 177,000 | $ 87,000 |
| Geary County Kansas | 1 | $ 203,000 | $ 203,000 | $ 69,000 |
| Fayette County Kentucky | 1 | $ 305,000 | $ 305,000 | $ 130,000 |
| Avery County North Carolina | 1 | $ 261,000 | $ 261,000 | $ 208,000 |
| Cabarrus County North Carolina | 1 | $ 280,000 | $ 280,000 | $ 0 |
| Caswell County North Carolina | 1 | $ 168,000 | $ 168,000 | $ 65,000 |
| Cherokee County North Carolina | 1 | $ 417,000 | $ 417,000 | $ 187,000 |
| Chowan County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 67,000 |
| Davidson County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Gaston County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Iredell County North Carolina | 1 | $ 417,000 | $ 417,000 | $ 167,000 |
| Lee County North Carolina | 1 | $ 102,000 | $ 102,000 | $ 18,000 |
| Madison County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 254,000 |
| Pender County North Carolina | 1 | $ 221,000 | $ 221,000 | $ 125,000 |
| Person County North Carolina | 1 | $ 147,000 | $ 147,000 | $ 41,000 |
| Robeson County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Stanly County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 183,000 |
| Swain County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 61,000 |
| Transylvania County North Carolina | 1 | $ 409,000 | $ 409,000 | $ 597,000 |
| Wilkes County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 71,000 |
| Yadkin County North Carolina | 1 | $ 110,000 | $ 110,000 | $ 67,000 |
| Yancey County North Carolina | 1 | $ 233,000 | $ 233,000 | $ 57,000 |
| Warren County Ohio | 1 | $ 178,000 | $ 178,000 | $ 50,000 |
| Calhoun County South Carolina | 1 | $ 168,000 | $ 168,000 | $ 60,000 |
| Cherokee County South Carolina | 1 | $ 77,000 | $ 77,000 | $ 0 |
| Edgefield County South Carolina | 1 | $ 155,000 | $ 155,000 | $ 60,000 |
| Florence County South Carolina | 1 | $ 178,000 | $ 178,000 | $ 0 |
| Hampton County South Carolina | 1 | $ 132,000 | $ 132,000 | $ 73,000 |
| Jasper County South Carolina | 1 | $ 140,000 | $ 140,000 | $ 0 |
| McCormick County South Carolina | 1 | $ 405,000 | $ 405,000 | $ 170,000 |
| Newberry County South Carolina | 1 | $ 99,000 | $ 99,000 | $ 18,000 |
| Orangeburg County South Carolina | 1 | $ 108,000 | $ 108,000 | $ 0 |
| Pickens County South Carolina | 1 | $ 165,000 | $ 165,000 | $ 63,000 |
| Anderson County Tennessee | 1 | $ 111,000 | $ 111,000 | $ 0 |
| Bradley County Tennessee | 1 | $ 149,000 | $ 149,000 | $ 98,000 |
| Madison County Tennessee | 1 | $ 118,000 | $ 118,000 | $ 0 |
| Maury County Tennessee | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Sevier County Tennessee | 1 | $ 150,000 | $ 150,000 | $ 56,000 |
| Sumner County Tennessee | 1 | $ 331,000 | $ 331,000 | $ 0 |
| Fort Bend County Texas | 1 | $ 391,000 | $ 391,000 | $ 206,000 |
| Travis County Texas | 1 | $ 156,000 | $ 156,000 | $ 59,000 |
| Chesterfield County Virginia | 1 | $ 183,000 | $ 183,000 | $ 84,000 |
| Richmond City County Virginia | 1 | $ 120,000 | $ 120,000 | $ 64,000 |
| Vilas County Wisconsin | 1 | $ 188,000 | $ 188,000 | $ 117,000 |
Mortgage Loan Application Detail Totals for Fidelity Bank in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,750 | $643,454,000 | $233,000 | $663,000 | $113,000 | $1,761,000 |
| Home Purchase | 1,527 | $303,600,000 | $198,000 | $2,500,000 | $101,000 | $9,969,000 |
| Home Improvement | 15 | $578,000 | $38,000 | $300,000 | $76,000 | $179,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,421 | $774,738,000 | $226,000 | $2,500,000 | $112,000 | $5,472,000 |
| Black or African American | 343 | $54,865,000 | $159,000 | $417,000 | $56,000 | $588,000 |
| Not Provided | 261 | $61,653,000 | $236,000 | $2,000,000 | $149,000 | $9,969,000 |
| Asian | 151 | $34,784,000 | $230,000 | $417,000 | $102,000 | $900,000 |
| Hispanic | 100 | $18,689,000 | $186,000 | $417,000 | $71,000 | $404,000 |
| American Indian or Alaskan Native | 9 | $1,705,000 | $189,000 | $331,000 | $51,000 | $113,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $1,198,000 | $171,000 | $225,000 | $64,000 | $95,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,927 | $712,915,000 | $243,000 | $2,500,000 | $135,000 | $9,969,000 |
| FHA-insured (Federal Housing Administration) | 1,031 | $173,859,000 | $168,000 | $352,000 | $56,000 | $280,000 |
| VA-guaranteed (Veterans Administration) | 320 | $58,952,000 | $184,000 | $629,000 | $37,000 | $259,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 14 | $1,906,000 | $136,000 | $207,000 | $43,000 | $65,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,785 | $845,298,000 | $223,000 | $2,500,000 | $112,000 | $9,969,000 |
| Application Denied By Financial Institution | 359 | $70,326,000 | $195,000 | $417,000 | $86,000 | $900,000 |
| Application Withdrawn By Applicant | 55 | $13,090,000 | $238,000 | $640,000 | $105,000 | $308,000 |
| File Closed For Incompleteness | 53 | $11,140,000 | $210,000 | $417,000 | $75,000 | $323,000 |
| Application Approved But Not Accepted | 40 | $7,778,000 | $194,000 | $417,000 | $72,000 | $250,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 85 | $18,614,000 | $218,000 | $417,000 | $100,000 | $460,000 |
| Debt-To-Income Ratio | 79 | $15,116,000 | $191,000 | $417,000 | $62,000 | $232,000 |
| Credit Application Incomplete | 56 | $11,106,000 | $198,000 | $417,000 | $110,000 | $588,000 |
| Employment History | 38 | $7,608,000 | $200,000 | $417,000 | $68,000 | $165,000 |
| Unverifiable Information | 30 | $6,548,000 | $218,000 | $417,000 | $94,000 | $300,000 |
| Other | 29 | $5,145,000 | $177,000 | $417,000 | $106,000 | $900,000 |
| Credit History | 25 | $2,865,000 | $114,000 | $385,000 | $57,000 | $166,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 17 | $3,324,000 | $195,000 | $417,000 | $80,000 | $259,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Fidelity Bank's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Fidelity Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Georgia, download the full spreadsheet
with aggregated HMDA statistics today.