Fidelity Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Fidelity Bank 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Fidelity Bank 3 Corporate Blvd Ne Atlanta, GA 30329 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 13,344 |
| Total Mortgage Loan Application Amount | $3,422,341,000 |
| Average Mortgage Loan Application Amount | $205,333 |
| Highest Mortgage Loan Application Amount | $2,000,000 |
| Average Applicant Income | $102,666 |
| Highest Applicant Income | $2,422,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Fidelity Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Fidelity Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Fidelity Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Fidelity Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Fidelity Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Fidelity Bank's mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fulton County Georgia | 1,633 | $ 523,340,000 | $ 320,000 | $ 154,000 |
| Cobb County Georgia | 1,080 | $ 268,856,000 | $ 248,000 | $ 119,000 |
| Gwinnett County Georgia | 1,064 | $ 226,805,000 | $ 213,000 | $ 106,000 |
| DeKalb County Georgia | 1,018 | $ 308,458,000 | $ 303,000 | $ 131,000 |
| Forsyth County Georgia | 741 | $ 201,578,000 | $ 272,000 | $ 112,000 |
| Cherokee County Georgia | 544 | $ 116,715,000 | $ 214,000 | $ 90,000 |
| Fairfax County Virginia | 326 | $ 120,976,000 | $ 371,000 | $ 121,000 |
| St. Johns County Florida | 265 | $ 79,442,000 | $ 299,000 | $ 121,000 |
| Chatham County Georgia | 254 | $ 57,204,000 | $ 225,000 | $ 99,000 |
| Columbia County Georgia | 252 | $ 52,578,000 | $ 208,000 | $ 95,000 |
| Prince William County Virginia | 240 | $ 71,851,000 | $ 299,000 | $ 91,000 |
| Leon County Florida | 217 | $ 40,504,000 | $ 186,000 | $ 81,000 |
| Paulding County Georgia | 211 | $ 37,100,000 | $ 175,000 | $ 77,000 |
| Loudoun County Virginia | 211 | $ 73,266,000 | $ 347,000 | $ 121,000 |
| Jefferson County Alabama | 204 | $ 50,558,000 | $ 247,000 | $ 114,000 |
| Duval County Florida | 201 | $ 44,522,000 | $ 221,000 | $ 122,000 |
| Spotsylvania County Virginia | 183 | $ 48,449,000 | $ 264,000 | $ 83,000 |
| Hall County Georgia | 160 | $ 38,765,000 | $ 242,000 | $ 109,000 |
| Prince George's County Maryland | 124 | $ 28,406,000 | $ 229,000 | $ 73,000 |
| Greenville County South Carolina | 123 | $ 21,711,000 | $ 176,000 | $ 77,000 |
| Richmond County Georgia | 122 | $ 17,739,000 | $ 145,000 | $ 75,000 |
| Anne Arundel County Maryland | 114 | $ 37,905,000 | $ 332,000 | $ 127,000 |
| Stafford County Virginia | 111 | $ 32,822,000 | $ 295,000 | $ 103,000 |
| Barrow County Georgia | 103 | $ 16,513,000 | $ 160,000 | $ 73,000 |
| Madison County Alabama | 98 | $ 23,923,000 | $ 244,000 | $ 112,000 |
| Jackson County Georgia | 96 | $ 19,625,000 | $ 204,000 | $ 86,000 |
| Shelby County Alabama | 92 | $ 20,171,000 | $ 219,000 | $ 94,000 |
| James City County Virginia | 87 | $ 25,277,000 | $ 290,000 | $ 121,000 |
| Clarke County Georgia | 86 | $ 16,640,000 | $ 193,000 | $ 97,000 |
| Baltimore County Maryland | 85 | $ 20,591,000 | $ 242,000 | $ 91,000 |
| Davidson County Tennessee | 84 | $ 20,569,000 | $ 244,000 | $ 121,000 |
| Douglas County Georgia | 74 | $ 12,988,000 | $ 175,000 | $ 71,000 |
| Oconee County Georgia | 71 | $ 20,377,000 | $ 287,000 | $ 137,000 |
| Newport News County Virginia | 70 | $ 11,846,000 | $ 169,000 | $ 62,000 |
| Carroll County Maryland | 67 | $ 19,463,000 | $ 290,000 | $ 103,000 |
| Glynn County Georgia | 66 | $ 11,817,000 | $ 179,000 | $ 87,000 |
| Williamson County Tennessee | 66 | $ 23,462,000 | $ 355,000 | $ 164,000 |
| Fauquier County Virginia | 62 | $ 19,933,000 | $ 321,000 | $ 107,000 |
| Bryan County Georgia | 61 | $ 15,073,000 | $ 247,000 | $ 90,000 |
| Baltimore City County Maryland | 61 | $ 10,907,000 | $ 178,000 | $ 105,000 |
| Wake County North Carolina | 59 | $ 14,564,000 | $ 246,000 | $ 107,000 |
| Fayette County Georgia | 53 | $ 14,438,000 | $ 272,000 | $ 117,000 |
| Montgomery County Maryland | 53 | $ 19,013,000 | $ 358,000 | $ 125,000 |
| Clayton County Georgia | 51 | $ 5,635,000 | $ 110,000 | $ 53,000 |
| Coweta County Georgia | 50 | $ 10,153,000 | $ 203,000 | $ 97,000 |
| Henry County Georgia | 50 | $ 10,559,000 | $ 211,000 | $ 96,000 |
| Harford County Maryland | 50 | $ 12,786,000 | $ 255,000 | $ 91,000 |
| Howard County Maryland | 49 | $ 21,715,000 | $ 443,000 | $ 138,000 |
| District of Columbia County District Of Columbia | 47 | $ 19,919,000 | $ 423,000 | $ 130,000 |
| Arlington County Virginia | 47 | $ 19,219,000 | $ 408,000 | $ 180,000 |
| York County Virginia | 45 | $ 11,287,000 | $ 250,000 | $ 92,000 |
| Nassau County Florida | 43 | $ 8,408,000 | $ 195,000 | $ 87,000 |
| Limestone County Alabama | 42 | $ 10,023,000 | $ 238,000 | $ 111,000 |
| Bartow County Georgia | 42 | $ 6,866,000 | $ 163,000 | $ 69,000 |
| Lee County Alabama | 40 | $ 9,287,000 | $ 232,000 | $ 85,000 |
| Effingham County Georgia | 40 | $ 6,669,000 | $ 166,000 | $ 68,000 |
| Manassas County Virginia | 40 | $ 11,081,000 | $ 277,000 | $ 71,000 |
| Aiken County South Carolina | 39 | $ 6,044,000 | $ 154,000 | $ 70,000 |
| Hampton County Virginia | 39 | $ 5,827,000 | $ 149,000 | $ 60,000 |
| Walton County Georgia | 37 | $ 6,779,000 | $ 183,000 | $ 89,000 |
| Caroline County Virginia | 35 | $ 5,838,000 | $ 166,000 | $ 65,000 |
| Orange County Virginia | 35 | $ 7,470,000 | $ 213,000 | $ 65,000 |
| Alexandria County Virginia | 33 | $ 12,890,000 | $ 390,000 | $ 139,000 |
| Fredericksburg County Virginia | 33 | $ 9,192,000 | $ 278,000 | $ 119,000 |
| Fannin County Georgia | 29 | $ 6,920,000 | $ 238,000 | $ 182,000 |
| Horry County South Carolina | 28 | $ 5,139,000 | $ 183,000 | $ 79,000 |
| Culpeper County Virginia | 28 | $ 7,620,000 | $ 272,000 | $ 75,000 |
| Dawson County Georgia | 27 | $ 6,779,000 | $ 251,000 | $ 136,000 |
| Clay County Florida | 26 | $ 4,873,000 | $ 187,000 | $ 71,000 |
| Spartanburg County South Carolina | 26 | $ 3,236,000 | $ 124,000 | $ 53,000 |
| Rockdale County Georgia | 25 | $ 4,523,000 | $ 180,000 | $ 121,000 |
| King George County Virginia | 24 | $ 6,571,000 | $ 273,000 | $ 93,000 |
| Greene County Georgia | 22 | $ 8,535,000 | $ 387,000 | $ 229,000 |
| Carroll County Georgia | 21 | $ 2,911,000 | $ 138,000 | $ 58,000 |
| Montgomery County Alabama | 20 | $ 3,224,000 | $ 161,000 | $ 104,000 |
| Manassas Park County Virginia | 20 | $ 4,251,000 | $ 212,000 | $ 75,000 |
| Putnam County Georgia | 19 | $ 4,946,000 | $ 260,000 | $ 155,000 |
| Autauga County Alabama | 18 | $ 3,506,000 | $ 194,000 | $ 80,000 |
| St. Clair County Alabama | 18 | $ 2,564,000 | $ 142,000 | $ 81,000 |
| Granville County North Carolina | 18 | $ 2,480,000 | $ 137,000 | $ 65,000 |
| Mecklenburg County North Carolina | 18 | $ 5,950,000 | $ 330,000 | $ 152,000 |
| Pinellas County Florida | 17 | $ 3,284,000 | $ 193,000 | $ 133,000 |
| Floyd County Georgia | 17 | $ 2,030,000 | $ 119,000 | $ 75,000 |
| Pickens County Georgia | 17 | $ 3,695,000 | $ 217,000 | $ 120,000 |
| Frederick County Maryland | 17 | $ 4,370,000 | $ 257,000 | $ 82,000 |
| Flagler County Florida | 16 | $ 2,801,000 | $ 175,000 | $ 111,000 |
| Dougherty County Georgia | 16 | $ 3,283,000 | $ 205,000 | $ 119,000 |
| Gilmer County Georgia | 16 | $ 2,661,000 | $ 166,000 | $ 138,000 |
| Poquoson County Virginia | 15 | $ 5,086,000 | $ 339,000 | $ 145,000 |
| Walton County Florida | 14 | $ 4,529,000 | $ 323,000 | $ 188,000 |
| Newton County Georgia | 14 | $ 2,539,000 | $ 181,000 | $ 98,000 |
| Cecil County Maryland | 14 | $ 3,310,000 | $ 236,000 | $ 121,000 |
| Dare County North Carolina | 14 | $ 5,979,000 | $ 427,000 | $ 312,000 |
| Sumner County Tennessee | 13 | $ 3,244,000 | $ 249,000 | $ 96,000 |
| Hillsborough County Florida | 12 | $ 3,293,000 | $ 274,000 | $ 166,000 |
| Orange County Florida | 12 | $ 2,849,000 | $ 237,000 | $ 136,000 |
| Volusia County Florida | 12 | $ 2,813,000 | $ 234,000 | $ 174,000 |
| Lee County Georgia | 12 | $ 2,388,000 | $ 199,000 | $ 101,000 |
| Lumpkin County Georgia | 12 | $ 2,469,000 | $ 205,000 | $ 164,000 |
| Morgan County Georgia | 12 | $ 2,920,000 | $ 243,000 | $ 102,000 |
| Queen Anne's County Maryland | 12 | $ 3,408,000 | $ 284,000 | $ 103,000 |
| Georgetown County South Carolina | 12 | $ 3,055,000 | $ 254,000 | $ 110,000 |
| Pickens County South Carolina | 12 | $ 2,668,000 | $ 222,000 | $ 161,000 |
| Gloucester County Virginia | 12 | $ 2,571,000 | $ 214,000 | $ 109,000 |
| Elmore County Alabama | 11 | $ 1,788,000 | $ 162,000 | $ 68,000 |
| Isle of Wight County Virginia | 11 | $ 2,457,000 | $ 223,000 | $ 79,000 |
| New Kent County Virginia | 11 | $ 3,069,000 | $ 279,000 | $ 94,000 |
| Putnam County Florida | 10 | $ 1,577,000 | $ 157,000 | $ 190,000 |
| Macon County North Carolina | 10 | $ 3,767,000 | $ 376,000 | $ 312,000 |
| Edgefield County South Carolina | 10 | $ 1,646,000 | $ 164,000 | $ 65,000 |
| Hamilton County Tennessee | 10 | $ 1,924,000 | $ 192,000 | $ 109,000 |
| Frederick County Virginia | 10 | $ 1,994,000 | $ 199,000 | $ 65,000 |
| Westmoreland County Virginia | 10 | $ 2,260,000 | $ 226,000 | $ 102,000 |
| Brevard County Florida | 9 | $ 2,292,000 | $ 254,000 | $ 158,000 |
| Broward County Florida | 9 | $ 2,585,000 | $ 287,000 | $ 143,000 |
| Seminole County Florida | 9 | $ 2,545,000 | $ 282,000 | $ 176,000 |
| Jasper County Georgia | 9 | $ 945,000 | $ 105,000 | $ 156,000 |
| Beaufort County South Carolina | 9 | $ 2,467,000 | $ 274,000 | $ 142,000 |
| Warren County Virginia | 9 | $ 1,498,000 | $ 166,000 | $ 78,000 |
| Gadsden County Florida | 8 | $ 1,030,000 | $ 128,000 | $ 64,000 |
| Manatee County Florida | 8 | $ 1,597,000 | $ 199,000 | $ 85,000 |
| Wakulla County Florida | 8 | $ 1,601,000 | $ 200,000 | $ 122,000 |
| Camden County Georgia | 8 | $ 1,467,000 | $ 183,000 | $ 94,000 |
| McIntosh County Georgia | 8 | $ 1,441,000 | $ 180,000 | $ 102,000 |
| Stephens County Georgia | 8 | $ 1,801,000 | $ 225,000 | $ 149,000 |
| Charles County Maryland | 8 | $ 2,160,000 | $ 270,000 | $ 71,000 |
| Currituck County North Carolina | 8 | $ 2,538,000 | $ 317,000 | $ 172,000 |
| Charleston County South Carolina | 8 | $ 2,362,000 | $ 295,000 | $ 108,000 |
| Wilson County Tennessee | 8 | $ 2,091,000 | $ 261,000 | $ 84,000 |
| Tuscaloosa County Alabama | 7 | $ 1,218,000 | $ 174,000 | $ 68,000 |
| Pasco County Florida | 7 | $ 1,343,000 | $ 191,000 | $ 103,000 |
| Bibb County Georgia | 7 | $ 1,565,000 | $ 223,000 | $ 357,000 |
| Lowndes County Georgia | 7 | $ 1,848,000 | $ 264,000 | $ 372,000 |
| McDuffie County Georgia | 7 | $ 1,466,000 | $ 209,000 | $ 166,000 |
| Polk County Georgia | 7 | $ 712,000 | $ 101,000 | $ 38,000 |
| Rabun County Georgia | 7 | $ 1,172,000 | $ 167,000 | $ 107,000 |
| Spalding County Georgia | 7 | $ 1,040,000 | $ 148,000 | $ 48,000 |
| Chesterfield County Virginia | 7 | $ 1,828,000 | $ 261,000 | $ 84,000 |
| Falls Church County Virginia | 7 | $ 3,777,000 | $ 539,000 | $ 240,000 |
| Virginia Beach County Virginia | 7 | $ 961,000 | $ 137,000 | $ 52,000 |
| Baldwin County Alabama | 6 | $ 1,341,000 | $ 223,000 | $ 124,000 |
| Blount County Alabama | 6 | $ 841,000 | $ 140,000 | $ 50,000 |
| Calhoun County Alabama | 6 | $ 844,000 | $ 140,000 | $ 77,000 |
| Collier County Florida | 6 | $ 2,287,000 | $ 381,000 | $ 226,000 |
| Baldwin County Georgia | 6 | $ 1,223,000 | $ 203,000 | $ 149,000 |
| Brantley County Georgia | 6 | $ 592,000 | $ 98,000 | $ 62,000 |
| Pierce County Georgia | 6 | $ 586,000 | $ 97,000 | $ 63,000 |
| Durham County North Carolina | 6 | $ 1,166,000 | $ 194,000 | $ 111,000 |
| Vance County North Carolina | 6 | $ 614,000 | $ 102,000 | $ 46,000 |
| Oconee County South Carolina | 6 | $ 1,926,000 | $ 321,000 | $ 259,000 |
| Lincoln County Tennessee | 6 | $ 1,295,000 | $ 215,000 | $ 82,000 |
| Chesapeake County Virginia | 6 | $ 2,015,000 | $ 335,000 | $ 114,000 |
| Louisa County Virginia | 6 | $ 1,341,000 | $ 223,000 | $ 139,000 |
| Suffolk County Virginia | 6 | $ 1,861,000 | $ 310,000 | $ 142,000 |
| Morgan County Alabama | 5 | $ 782,000 | $ 156,000 | $ 98,000 |
| Talladega County Alabama | 5 | $ 906,000 | $ 181,000 | $ 103,000 |
| Alachua County Florida | 5 | $ 1,302,000 | $ 260,000 | $ 157,000 |
| Bay County Florida | 5 | $ 826,000 | $ 165,000 | $ 106,000 |
| Palm Beach County Florida | 5 | $ 1,397,000 | $ 279,000 | $ 111,000 |
| Haralson County Georgia | 5 | $ 765,000 | $ 153,000 | $ 69,000 |
| Hart County Georgia | 5 | $ 1,386,000 | $ 277,000 | $ 172,000 |
| Houston County Georgia | 5 | $ 779,000 | $ 155,000 | $ 91,000 |
| Liberty County Georgia | 5 | $ 962,000 | $ 192,000 | $ 90,000 |
| Monroe County Georgia | 5 | $ 1,147,000 | $ 229,000 | $ 80,000 |
| Oglethorpe County Georgia | 5 | $ 607,000 | $ 121,000 | $ 64,000 |
| Union County Georgia | 5 | $ 1,224,000 | $ 244,000 | $ 366,000 |
| New Hanover County North Carolina | 5 | $ 870,000 | $ 174,000 | $ 65,000 |
| York County Pennsylvania | 5 | $ 1,255,000 | $ 251,000 | $ 84,000 |
| Greenwood County South Carolina | 5 | $ 1,812,000 | $ 362,000 | $ 174,000 |
| Albemarle County Virginia | 5 | $ 1,790,000 | $ 358,000 | $ 91,000 |
| Norfolk County Virginia | 5 | $ 1,372,000 | $ 274,000 | $ 151,000 |
| Williamsburg County Virginia | 5 | $ 1,522,000 | $ 304,000 | $ 88,000 |
| New Castle County Delaware | 4 | $ 678,000 | $ 169,000 | $ 60,000 |
| Sussex County Delaware | 4 | $ 1,044,000 | $ 261,000 | $ 240,000 |
| Franklin County Florida | 4 | $ 743,000 | $ 185,000 | $ 79,000 |
| Sarasota County Florida | 4 | $ 869,000 | $ 217,000 | $ 115,000 |
| Gordon County Georgia | 4 | $ 843,000 | $ 210,000 | $ 225,000 |
| Habersham County Georgia | 4 | $ 766,000 | $ 191,000 | $ 91,000 |
| Muscogee County Georgia | 4 | $ 688,000 | $ 172,000 | $ 76,000 |
| Jefferson County Kentucky | 4 | $ 1,843,000 | $ 460,000 | $ 253,000 |
| Johnston County North Carolina | 4 | $ 1,118,000 | $ 279,000 | $ 121,000 |
| Anderson County South Carolina | 4 | $ 452,000 | $ 113,000 | $ 49,000 |
| Berkeley County South Carolina | 4 | $ 657,000 | $ 164,000 | $ 242,000 |
| Richland County South Carolina | 4 | $ 512,000 | $ 128,000 | $ 115,000 |
| York County South Carolina | 4 | $ 926,000 | $ 231,000 | $ 104,000 |
| Knox County Tennessee | 4 | $ 1,272,000 | $ 318,000 | $ 125,000 |
| Rutherford County Tennessee | 4 | $ 979,000 | $ 244,000 | $ 66,000 |
| Shelby County Tennessee | 4 | $ 860,000 | $ 215,000 | $ 138,000 |
| Fairfax City County Virginia | 4 | $ 1,602,000 | $ 400,000 | $ 115,000 |
| Henrico County Virginia | 4 | $ 608,000 | $ 152,000 | $ 56,000 |
| Rappahannock County Virginia | 4 | $ 811,000 | $ 202,000 | $ 66,000 |
| Dallas County Alabama | 3 | $ 420,000 | $ 140,000 | $ 58,000 |
| Marshall County Alabama | 3 | $ 898,000 | $ 299,000 | $ 107,000 |
| Mobile County Alabama | 3 | $ 672,000 | $ 224,000 | $ 94,000 |
| Randolph County Alabama | 3 | $ 820,000 | $ 273,000 | $ 229,000 |
| Indian River County Florida | 3 | $ 2,068,000 | $ 689,000 | $ 685,000 |
| Marion County Florida | 3 | $ 457,000 | $ 152,000 | $ 66,000 |
| Miami-Dade County Florida | 3 | $ 1,705,000 | $ 568,000 | $ 399,000 |
| Okaloosa County Florida | 3 | $ 540,000 | $ 180,000 | $ 151,000 |
| Polk County Florida | 3 | $ 330,000 | $ 110,000 | $ 84,000 |
| Santa Rosa County Florida | 3 | $ 621,000 | $ 207,000 | $ 102,000 |
| Burke County Georgia | 3 | $ 522,000 | $ 174,000 | $ 119,000 |
| Catoosa County Georgia | 3 | $ 393,000 | $ 131,000 | $ 106,000 |
| Dodge County Georgia | 3 | $ 304,000 | $ 101,000 | $ 75,000 |
| Madison County Georgia | 3 | $ 390,000 | $ 130,000 | $ 89,000 |
| Meriwether County Georgia | 3 | $ 180,000 | $ 60,000 | $ 52,000 |
| Pike County Georgia | 3 | $ 429,000 | $ 143,000 | $ 53,000 |
| Towns County Georgia | 3 | $ 641,000 | $ 213,000 | $ 148,000 |
| Walker County Georgia | 3 | $ 341,000 | $ 113,000 | $ 72,000 |
| Washington County Georgia | 3 | $ 559,000 | $ 186,000 | $ 137,000 |
| White County Georgia | 3 | $ 546,000 | $ 182,000 | $ 105,000 |
| Calvert County Maryland | 3 | $ 1,053,000 | $ 351,000 | $ 123,000 |
| Alamance County North Carolina | 3 | $ 796,000 | $ 265,000 | $ 97,000 |
| Cabarrus County North Carolina | 3 | $ 527,000 | $ 175,000 | $ 88,000 |
| Iredell County North Carolina | 3 | $ 690,000 | $ 230,000 | $ 89,000 |
| Moore County North Carolina | 3 | $ 600,000 | $ 200,000 | $ 90,000 |
| Orange County North Carolina | 3 | $ 562,000 | $ 187,000 | $ 275,000 |
| Dorchester County South Carolina | 3 | $ 470,000 | $ 156,000 | $ 169,000 |
| Maury County Tennessee | 3 | $ 850,000 | $ 283,000 | $ 83,000 |
| Augusta County Virginia | 3 | $ 444,000 | $ 148,000 | $ 66,000 |
| Portsmouth County Virginia | 3 | $ 497,000 | $ 165,000 | $ 37,000 |
| Richmond City County Virginia | 3 | $ 1,126,000 | $ 375,000 | $ 130,000 |
| Cherokee County Alabama | 2 | $ 341,000 | $ 170,000 | $ 249,000 |
| Chilton County Alabama | 2 | $ 387,000 | $ 193,000 | $ 206,000 |
| Coffee County Alabama | 2 | $ 286,000 | $ 143,000 | $ 87,000 |
| Etowah County Alabama | 2 | $ 359,000 | $ 179,000 | $ 142,000 |
| Tallapoosa County Alabama | 2 | $ 464,000 | $ 232,000 | $ 203,000 |
| Winston County Alabama | 2 | $ 540,000 | $ 270,000 | $ 171,000 |
| Boulder County Colorado | 2 | $ 805,000 | $ 402,000 | $ 106,000 |
| Denver County Colorado | 2 | $ 433,000 | $ 216,000 | $ 52,000 |
| Citrus County Florida | 2 | $ 122,000 | $ 61,000 | $ 46,000 |
| Escambia County Florida | 2 | $ 194,000 | $ 97,000 | $ 70,000 |
| Jefferson County Florida | 2 | $ 660,000 | $ 330,000 | $ 108,000 |
| Lee County Florida | 2 | $ 908,000 | $ 454,000 | $ 214,000 |
| Appling County Georgia | 2 | $ 116,000 | $ 58,000 | $ 38,000 |
| Charlton County Georgia | 2 | $ 423,000 | $ 211,000 | $ 80,000 |
| Colquitt County Georgia | 2 | $ 311,000 | $ 155,000 | $ 75,000 |
| Jones County Georgia | 2 | $ 337,000 | $ 168,000 | $ 69,000 |
| Laurens County Georgia | 2 | $ 263,000 | $ 131,000 | $ 161,000 |
| Long County Georgia | 2 | $ 466,000 | $ 233,000 | $ 66,000 |
| Screven County Georgia | 2 | $ 338,000 | $ 169,000 | $ 39,000 |
| Troup County Georgia | 2 | $ 283,000 | $ 141,000 | $ 15,000 |
| Ware County Georgia | 2 | $ 226,000 | $ 113,000 | $ 77,000 |
| Worth County Georgia | 2 | $ 410,000 | $ 205,000 | $ 169,000 |
| Washington County Maryland | 2 | $ 353,000 | $ 176,000 | $ 37,000 |
| Worcester County Maryland | 2 | $ 409,000 | $ 204,000 | $ 157,000 |
| Brunswick County North Carolina | 2 | $ 377,000 | $ 188,000 | $ 206,000 |
| Buncombe County North Carolina | 2 | $ 326,000 | $ 163,000 | $ 72,000 |
| Carteret County North Carolina | 2 | $ 177,000 | $ 88,000 | $ 20,000 |
| Chatham County North Carolina | 2 | $ 440,000 | $ 220,000 | $ 65,000 |
| Davidson County North Carolina | 2 | $ 424,000 | $ 212,000 | $ 160,000 |
| Edgecombe County North Carolina | 2 | $ 230,000 | $ 115,000 | $ 41,000 |
| Forsyth County North Carolina | 2 | $ 496,000 | $ 248,000 | $ 120,000 |
| Guilford County North Carolina | 2 | $ 430,000 | $ 215,000 | $ 197,000 |
| Henderson County North Carolina | 2 | $ 439,000 | $ 219,000 | $ 190,000 |
| Jackson County North Carolina | 2 | $ 704,000 | $ 352,000 | $ 205,000 |
| Person County North Carolina | 2 | $ 216,000 | $ 108,000 | $ 49,000 |
| Rowan County North Carolina | 2 | $ 119,000 | $ 59,000 | $ 126,000 |
| Transylvania County North Carolina | 2 | $ 576,000 | $ 288,000 | $ 203,000 |
| Florence County South Carolina | 2 | $ 137,000 | $ 68,000 | $ 137,000 |
| Lancaster County South Carolina | 2 | $ 751,000 | $ 375,000 | $ 137,000 |
| Laurens County South Carolina | 2 | $ 188,000 | $ 94,000 | $ 36,000 |
| McCormick County South Carolina | 2 | $ 616,000 | $ 308,000 | $ 79,000 |
| McMinn County Tennessee | 2 | $ 453,000 | $ 226,000 | $ 96,000 |
| Robertson County Tennessee | 2 | $ 447,000 | $ 223,000 | $ 60,000 |
| Scott County Tennessee | 2 | $ 494,000 | $ 247,000 | $ 162,000 |
| Bedford County Virginia | 2 | $ 464,000 | $ 232,000 | $ 114,000 |
| Hanover County Virginia | 2 | $ 750,000 | $ 375,000 | $ 142,000 |
| Mecklenburg County Virginia | 2 | $ 302,000 | $ 151,000 | $ 34,000 |
| Montgomery County Virginia | 2 | $ 273,000 | $ 136,000 | $ 141,000 |
| Northumberland County Virginia | 2 | $ 316,000 | $ 158,000 | $ 188,000 |
| Shenandoah County Virginia | 2 | $ 327,000 | $ 163,000 | $ 56,000 |
| Berkeley County West Virginia | 2 | $ 335,000 | $ 167,000 | $ 57,000 |
| Jefferson County West Virginia | 2 | $ 431,000 | $ 215,000 | $ 129,000 |
| Bullock County Alabama | 1 | $ 140,000 | $ 140,000 | $ 79,000 |
| Colbert County Alabama | 1 | $ 83,000 | $ 83,000 | $ 59,000 |
| Coosa County Alabama | 1 | $ 210,000 | $ 210,000 | $ 537,000 |
| Cullman County Alabama | 1 | $ 182,000 | $ 182,000 | $ 121,000 |
| DeKalb County Alabama | 1 | $ 195,000 | $ 195,000 | $ 74,000 |
| Houston County Alabama | 1 | $ 177,000 | $ 177,000 | $ 58,000 |
| Jackson County Alabama | 1 | $ 129,000 | $ 129,000 | $ 29,000 |
| Lauderdale County Alabama | 1 | $ 206,000 | $ 206,000 | $ 128,000 |
| Marengo County Alabama | 1 | $ 165,000 | $ 165,000 | $ 73,000 |
| Russell County Alabama | 1 | $ 136,000 | $ 136,000 | $ 40,000 |
| Walker County Alabama | 1 | $ 768,000 | $ 768,000 | $ 206,000 |
| Washington County Arkansas | 1 | $ 100,000 | $ 100,000 | $ 55,000 |
| Douglas County Colorado | 1 | $ 279,000 | $ 279,000 | $ 240,000 |
| Pitkin County Colorado | 1 | $ 417,000 | $ 417,000 | $ 248,000 |
| Baker County Florida | 1 | $ 196,000 | $ 196,000 | $ 115,000 |
| Bradford County Florida | 1 | $ 205,000 | $ 205,000 | $ 68,000 |
| Charlotte County Florida | 1 | $ 273,000 | $ 273,000 | $ 125,000 |
| Gulf County Florida | 1 | $ 916,000 | $ 916,000 | $ 302,000 |
| Highlands County Florida | 1 | $ 127,000 | $ 127,000 | $ 130,000 |
| Jackson County Florida | 1 | $ 190,000 | $ 190,000 | $ 67,000 |
| Lake County Florida | 1 | $ 147,000 | $ 147,000 | $ 53,000 |
| Martin County Florida | 1 | $ 417,000 | $ 417,000 | $ 317,000 |
| Monroe County Florida | 1 | $ 200,000 | $ 200,000 | $ 271,000 |
| Osceola County Florida | 1 | $ 250,000 | $ 250,000 | $ 108,000 |
| St. Lucie County Florida | 1 | $ 32,000 | $ 32,000 | $ 125,000 |
| Sumter County Florida | 1 | $ 144,000 | $ 144,000 | $ 48,000 |
| Banks County Georgia | 1 | $ 202,000 | $ 202,000 | $ 65,000 |
| Bleckley County Georgia | 1 | $ 189,000 | $ 189,000 | $ 88,000 |
| Bulloch County Georgia | 1 | $ 392,000 | $ 392,000 | $ 229,000 |
| Clay County Georgia | 1 | $ 180,000 | $ 180,000 | $ 133,000 |
| Coffee County Georgia | 1 | $ 120,000 | $ 120,000 | $ 590,000 |
| Crawford County Georgia | 1 | $ 84,000 | $ 84,000 | $ 51,000 |
| Crisp County Georgia | 1 | $ 98,000 | $ 98,000 | $ 52,000 |
| Elbert County Georgia | 1 | $ 128,000 | $ 128,000 | $ 25,000 |
| Franklin County Georgia | 1 | $ 252,000 | $ 252,000 | $ 232,000 |
| Heard County Georgia | 1 | $ 76,000 | $ 76,000 | $ 40,000 |
| Johnson County Georgia | 1 | $ 177,000 | $ 177,000 | $ 95,000 |
| Lamar County Georgia | 1 | $ 148,000 | $ 148,000 | $ 55,000 |
| Lincoln County Georgia | 1 | $ 136,000 | $ 136,000 | $ 64,000 |
| Montgomery County Georgia | 1 | $ 150,000 | $ 150,000 | $ 117,000 |
| Murray County Georgia | 1 | $ 204,000 | $ 204,000 | $ 99,000 |
| Peach County Georgia | 1 | $ 112,000 | $ 112,000 | $ 55,000 |
| Quitman County Georgia | 1 | $ 205,000 | $ 205,000 | $ 164,000 |
| Terrell County Georgia | 1 | $ 304,000 | $ 304,000 | $ 146,000 |
| Thomas County Georgia | 1 | $ 252,000 | $ 252,000 | $ 78,000 |
| Tift County Georgia | 1 | $ 50,000 | $ 50,000 | $ 60,000 |
| Toombs County Georgia | 1 | $ 188,000 | $ 188,000 | $ 87,000 |
| Wayne County Georgia | 1 | $ 142,000 | $ 142,000 | $ 117,000 |
| Whitfield County Georgia | 1 | $ 131,000 | $ 131,000 | $ 40,000 |
| Wilkes County Georgia | 1 | $ 79,000 | $ 79,000 | $ 22,000 |
| Orleans County Louisiana | 1 | $ 212,000 | $ 212,000 | $ 102,000 |
| Caroline County Maryland | 1 | $ 121,000 | $ 121,000 | $ 60,000 |
| Garrett County Maryland | 1 | $ 645,000 | $ 645,000 | $ 273,000 |
| St. Mary's County Maryland | 1 | $ 316,000 | $ 316,000 | $ 145,000 |
| DeSoto County Mississippi | 1 | $ 158,000 | $ 158,000 | $ 44,000 |
| Madison County Mississippi | 1 | $ 377,000 | $ 377,000 | $ 152,000 |
| Scott County Mississippi | 1 | $ 216,000 | $ 216,000 | $ 127,000 |
| Caswell County North Carolina | 1 | $ 268,000 | $ 268,000 | $ 106,000 |
| Cherokee County North Carolina | 1 | $ 126,000 | $ 126,000 | $ 171,000 |
| Clay County North Carolina | 1 | $ 190,000 | $ 190,000 | $ 39,000 |
| Franklin County North Carolina | 1 | $ 267,000 | $ 267,000 | $ 121,000 |
| Haywood County North Carolina | 1 | $ 248,000 | $ 248,000 | $ 369,000 |
| Northampton County North Carolina | 1 | $ 375,000 | $ 375,000 | $ 101,000 |
| Onslow County North Carolina | 1 | $ 356,000 | $ 356,000 | $ 218,000 |
| Randolph County North Carolina | 1 | $ 248,000 | $ 248,000 | $ 292,000 |
| Swain County North Carolina | 1 | $ 176,000 | $ 176,000 | $ 49,000 |
| Union County North Carolina | 1 | $ 138,000 | $ 138,000 | $ 163,000 |
| Warren County North Carolina | 1 | $ 371,000 | $ 371,000 | $ 187,000 |
| Washington County North Carolina | 1 | $ 396,000 | $ 396,000 | $ 220,000 |
| Wayne County North Carolina | 1 | $ 347,000 | $ 347,000 | $ 108,000 |
| Adams County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 26,000 |
| Centre County Pennsylvania | 1 | $ 277,000 | $ 277,000 | $ 101,000 |
| Indiana County Pennsylvania | 1 | $ 240,000 | $ 240,000 | $ 99,000 |
| Lancaster County Pennsylvania | 1 | $ 160,000 | $ 160,000 | $ 106,000 |
| Luzerne County Pennsylvania | 1 | $ 98,000 | $ 98,000 | $ 66,000 |
| McKean County Pennsylvania | 1 | $ 120,000 | $ 120,000 | $ 92,000 |
| Philadelphia County Pennsylvania | 1 | $ 330,000 | $ 330,000 | $ 350,000 |
| Abbeville County South Carolina | 1 | $ 133,000 | $ 133,000 | $ 119,000 |
| Colleton County South Carolina | 1 | $ 266,000 | $ 266,000 | $ 251,000 |
| Jasper County South Carolina | 1 | $ 236,000 | $ 236,000 | $ 202,000 |
| Kershaw County South Carolina | 1 | $ 224,000 | $ 224,000 | $ 73,000 |
| Newberry County South Carolina | 1 | $ 247,000 | $ 247,000 | $ 120,000 |
| Orangeburg County South Carolina | 1 | $ 289,000 | $ 289,000 | $ 224,000 |
| Bradley County Tennessee | 1 | $ 280,000 | $ 280,000 | $ 164,000 |
| Cannon County Tennessee | 1 | $ 216,000 | $ 216,000 | $ 51,000 |
| Carter County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 64,000 |
| Giles County Tennessee | 1 | $ 263,000 | $ 263,000 | $ 132,000 |
| Sevier County Tennessee | 1 | $ 137,000 | $ 137,000 | $ 26,000 |
| Sullivan County Tennessee | 1 | $ 372,000 | $ 372,000 | $ 203,000 |
| Washington County Tennessee | 1 | $ 232,000 | $ 232,000 | $ 90,000 |
| Accomack County Virginia | 1 | $ 64,000 | $ 64,000 | $ 65,000 |
| Bristol County Virginia | 1 | $ 50,000 | $ 50,000 | $ 25,000 |
| Charlottesville County Virginia | 1 | $ 251,000 | $ 251,000 | $ 62,000 |
| Fluvanna County Virginia | 1 | $ 128,000 | $ 128,000 | $ 165,000 |
| Franklin County Virginia | 1 | $ 145,000 | $ 145,000 | $ 61,000 |
| Franklin City County Virginia | 1 | $ 136,000 | $ 136,000 | $ 40,000 |
| Greene County Virginia | 1 | $ 204,000 | $ 204,000 | $ 68,000 |
| Lancaster County Virginia | 1 | $ 713,000 | $ 713,000 | $ 291,000 |
| Madison County Virginia | 1 | $ 219,000 | $ 219,000 | $ 42,000 |
| Nelson County Virginia | 1 | $ 91,000 | $ 91,000 | $ 136,000 |
| Page County Virginia | 1 | $ 324,000 | $ 324,000 | $ 133,000 |
| Powhatan County Virginia | 1 | $ 295,000 | $ 295,000 | $ 105,000 |
| Prince George County Virginia | 1 | $ 194,000 | $ 194,000 | $ 94,000 |
| Roanoke County Virginia | 1 | $ 172,000 | $ 172,000 | $ 34,000 |
| Rockbridge County Virginia | 1 | $ 128,000 | $ 128,000 | $ 158,000 |
| Rockingham County Virginia | 1 | $ 293,000 | $ 293,000 | $ 96,000 |
| Surry County Virginia | 1 | $ 148,000 | $ 148,000 | $ 46,000 |
Mortgage Loan Application Detail Totals for Fidelity Bank in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 9,616 | $2,447,811,000 | $254,000 | $2,000,000 | $111,000 | $2,400,000 |
| Refinancing | 3,711 | $972,823,000 | $262,000 | $1,816,000 | $122,000 | $2,422,000 |
| Home Improvement | 17 | $1,707,000 | $100,000 | $255,000 | $75,000 | $168,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 8,410 | $2,148,611,000 | $255,000 | $2,000,000 | $117,000 | $2,400,000 |
| Not Provided | 2,312 | $650,679,000 | $281,000 | $1,816,000 | $127,000 | $2,422,000 |
| Black or African American | 999 | $220,205,000 | $220,000 | $1,070,000 | $87,000 | $688,000 |
| Asian | 781 | $207,485,000 | $265,000 | $1,600,000 | $112,000 | $670,000 |
| Hispanic | 713 | $168,459,000 | $236,000 | $1,200,000 | $79,000 | $550,000 |
| American Indian or Alaskan Native | 68 | $14,026,000 | $206,000 | $607,000 | $86,000 | $365,000 |
| Native Hawaiian or Other Pacific Islander | 33 | $8,549,000 | $259,000 | $620,000 | $97,000 | $266,000 |
| Not applicable | 28 | $4,327,000 | $154,000 | $417,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 9,615 | $2,582,063,000 | $268,000 | $2,000,000 | $131,000 | $2,422,000 |
| FHA-insured (Federal Housing Administration) | 2,536 | $519,659,000 | $204,000 | $636,000 | $64,000 | $779,000 |
| VA-guaranteed (Veterans Administration) | 1,029 | $293,464,000 | $285,000 | $1,070,000 | $92,000 | $788,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 164 | $27,155,000 | $165,000 | $411,000 | $53,000 | $95,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 10,258 | $2,656,100,000 | $258,000 | $2,000,000 | $115,000 | $2,422,000 |
| Application Withdrawn By Applicant | 1,615 | $417,875,000 | $258,000 | $1,936,000 | $117,000 | $2,400,000 |
| Application Denied By Financial Institution | 1,190 | $295,465,000 | $248,000 | $1,680,000 | $108,000 | $1,645,000 |
| Loan Purchased By The Institution | 232 | $40,375,000 | $174,000 | $417,000 | $83,000 | $499,000 |
| Application Approved But Not Accepted | 49 | $12,526,000 | $255,000 | $1,128,000 | $131,000 | $640,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Fidelity Bank's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Fidelity Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Georgia, download the full spreadsheet
with aggregated HMDA statistics today.