Fidelity Bank Mortgage Lending & HMDA Data, 2015
In 2015, Fidelity Bank of Atlanta, GA reported 13,344 mortgage applications totaling $3.4 billion, up 34% from 2014. The average application was for $256,470, and applicants reported an average income of $114,013. 77% of its applications resulted in an originated loan and 9% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (6,896), Washington-Arlington-Alexandria, DC-VA-MD-WV (1,542) and Jacksonville, FL (536) (applications in parentheses).
| Mortgage Company & Address | Fidelity Bank 3 Corporate Blvd Ne Atlanta, GA 30329 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 13,344 |
| Total Mortgage Loan Application Amount | $3,422,341,000 |
| Average Mortgage Loan Application Amount | $256,470 |
| Highest Mortgage Loan Application Amount | $2,000,000 |
| Average Applicant Income | $114,013 |
| Highest Applicant Income | $2,422,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Fidelity Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fulton, Georgia | 1,633 | $ 523,340,000 | $ 320,477 | $ 154,000 |
| Cobb, Georgia | 1,080 | $ 268,856,000 | $ 248,940 | $ 119,000 |
| Gwinnett, Georgia | 1,064 | $ 226,805,000 | $ 213,162 | $ 106,000 |
| DeKalb, Georgia | 1,018 | $ 308,458,000 | $ 303,003 | $ 131,000 |
| Forsyth, Georgia | 741 | $ 201,578,000 | $ 272,035 | $ 112,000 |
| Cherokee, Georgia | 544 | $ 116,715,000 | $ 214,549 | $ 90,000 |
| Fairfax, Virginia | 326 | $ 120,976,000 | $ 371,092 | $ 121,000 |
| St. Johns, Florida | 265 | $ 79,442,000 | $ 299,781 | $ 121,000 |
| Chatham, Georgia | 254 | $ 57,204,000 | $ 225,212 | $ 99,000 |
| Columbia, Georgia | 252 | $ 52,578,000 | $ 208,642 | $ 95,000 |
| Prince William, Virginia | 240 | $ 71,851,000 | $ 299,379 | $ 91,000 |
| Leon, Florida | 217 | $ 40,504,000 | $ 186,654 | $ 81,000 |
| Paulding, Georgia | 211 | $ 37,100,000 | $ 175,829 | $ 77,000 |
| Loudoun, Virginia | 211 | $ 73,266,000 | $ 347,232 | $ 121,000 |
| Jefferson, Alabama | 204 | $ 50,558,000 | $ 247,833 | $ 114,000 |
| Duval, Florida | 201 | $ 44,522,000 | $ 221,502 | $ 122,000 |
| Spotsylvania, Virginia | 183 | $ 48,449,000 | $ 264,748 | $ 83,000 |
| Hall, Georgia | 160 | $ 38,765,000 | $ 242,281 | $ 109,000 |
| Prince George's, Maryland | 124 | $ 28,406,000 | $ 229,080 | $ 73,000 |
| Greenville, South Carolina | 123 | $ 21,711,000 | $ 176,512 | $ 77,000 |
| Richmond, Georgia | 122 | $ 17,739,000 | $ 145,401 | $ 75,000 |
| Anne Arundel, Maryland | 114 | $ 37,905,000 | $ 332,500 | $ 127,000 |
| Stafford, Virginia | 111 | $ 32,822,000 | $ 295,693 | $ 103,000 |
| Barrow, Georgia | 103 | $ 16,513,000 | $ 160,320 | $ 73,000 |
| Madison, Alabama | 98 | $ 23,923,000 | $ 244,112 | $ 112,000 |
| Jackson, Georgia | 96 | $ 19,625,000 | $ 204,427 | $ 86,000 |
| Shelby, Alabama | 92 | $ 20,171,000 | $ 219,250 | $ 94,000 |
| James City, Virginia | 87 | $ 25,277,000 | $ 290,540 | $ 121,000 |
| Clarke, Georgia | 86 | $ 16,640,000 | $ 193,488 | $ 97,000 |
| Baltimore, Maryland | 85 | $ 20,591,000 | $ 242,247 | $ 91,000 |
| Davidson, Tennessee | 84 | $ 20,569,000 | $ 244,869 | $ 121,000 |
| Douglas, Georgia | 74 | $ 12,988,000 | $ 175,513 | $ 71,000 |
| Oconee, Georgia | 71 | $ 20,377,000 | $ 287,000 | $ 137,000 |
| Newport News, Virginia | 70 | $ 11,846,000 | $ 169,228 | $ 62,000 |
| Carroll, Maryland | 67 | $ 19,463,000 | $ 290,492 | $ 103,000 |
| Glynn, Georgia | 66 | $ 11,817,000 | $ 179,045 | $ 87,000 |
| Williamson, Tennessee | 66 | $ 23,462,000 | $ 355,484 | $ 164,000 |
| Fauquier, Virginia | 62 | $ 19,933,000 | $ 321,500 | $ 107,000 |
| Bryan, Georgia | 61 | $ 15,073,000 | $ 247,098 | $ 90,000 |
| Baltimore City, Maryland | 61 | $ 10,907,000 | $ 178,803 | $ 105,000 |
| Wake, North Carolina | 59 | $ 14,564,000 | $ 246,847 | $ 107,000 |
| Fayette, Georgia | 53 | $ 14,438,000 | $ 272,415 | $ 117,000 |
| Montgomery, Maryland | 53 | $ 19,013,000 | $ 358,735 | $ 125,000 |
| Clayton, Georgia | 51 | $ 5,635,000 | $ 110,490 | $ 53,000 |
| Coweta, Georgia | 50 | $ 10,153,000 | $ 203,060 | $ 97,000 |
| Henry, Georgia | 50 | $ 10,559,000 | $ 211,180 | $ 96,000 |
| Harford, Maryland | 50 | $ 12,786,000 | $ 255,720 | $ 91,000 |
| Howard, Maryland | 49 | $ 21,715,000 | $ 443,163 | $ 138,000 |
| District of Columbia, District Of Columbia | 47 | $ 19,919,000 | $ 423,808 | $ 130,000 |
| Arlington, Virginia | 47 | $ 19,219,000 | $ 408,914 | $ 180,000 |
| York, Virginia | 45 | $ 11,287,000 | $ 250,822 | $ 92,000 |
| Nassau, Florida | 43 | $ 8,408,000 | $ 195,534 | $ 87,000 |
| Limestone, Alabama | 42 | $ 10,023,000 | $ 238,642 | $ 111,000 |
| Bartow, Georgia | 42 | $ 6,866,000 | $ 163,476 | $ 69,000 |
| Lee, Alabama | 40 | $ 9,287,000 | $ 232,175 | $ 85,000 |
| Effingham, Georgia | 40 | $ 6,669,000 | $ 166,725 | $ 68,000 |
| Manassas, Virginia | 40 | $ 11,081,000 | $ 277,025 | $ 71,000 |
| Aiken, South Carolina | 39 | $ 6,044,000 | $ 154,974 | $ 70,000 |
| Hampton, Virginia | 39 | $ 5,827,000 | $ 149,410 | $ 60,000 |
| Walton, Georgia | 37 | $ 6,779,000 | $ 183,216 | $ 89,000 |
| Caroline, Virginia | 35 | $ 5,838,000 | $ 166,800 | $ 65,000 |
| Orange, Virginia | 35 | $ 7,470,000 | $ 213,428 | $ 65,000 |
| Alexandria, Virginia | 33 | $ 12,890,000 | $ 390,606 | $ 139,000 |
| Fredericksburg, Virginia | 33 | $ 9,192,000 | $ 278,545 | $ 119,000 |
| Fannin, Georgia | 29 | $ 6,920,000 | $ 238,620 | $ 182,000 |
| Horry, South Carolina | 28 | $ 5,139,000 | $ 183,535 | $ 79,000 |
| Culpeper, Virginia | 28 | $ 7,620,000 | $ 272,142 | $ 75,000 |
| Dawson, Georgia | 27 | $ 6,779,000 | $ 251,074 | $ 136,000 |
| Clay, Florida | 26 | $ 4,873,000 | $ 187,423 | $ 71,000 |
| Spartanburg, South Carolina | 26 | $ 3,236,000 | $ 124,461 | $ 53,000 |
| Rockdale, Georgia | 25 | $ 4,523,000 | $ 180,920 | $ 121,000 |
| King George, Virginia | 24 | $ 6,571,000 | $ 273,791 | $ 93,000 |
| Greene, Georgia | 22 | $ 8,535,000 | $ 387,954 | $ 229,000 |
| Carroll, Georgia | 21 | $ 2,911,000 | $ 138,619 | $ 58,000 |
| Montgomery, Alabama | 20 | $ 3,224,000 | $ 161,200 | $ 104,000 |
| Manassas Park, Virginia | 20 | $ 4,251,000 | $ 212,550 | $ 75,000 |
| Putnam, Georgia | 19 | $ 4,946,000 | $ 260,315 | $ 155,000 |
| Autauga, Alabama | 18 | $ 3,506,000 | $ 194,777 | $ 80,000 |
| St. Clair, Alabama | 18 | $ 2,564,000 | $ 142,444 | $ 81,000 |
| Granville, North Carolina | 18 | $ 2,480,000 | $ 137,777 | $ 65,000 |
| Mecklenburg, North Carolina | 18 | $ 5,950,000 | $ 330,555 | $ 152,000 |
| Pinellas, Florida | 17 | $ 3,284,000 | $ 193,176 | $ 133,000 |
| Floyd, Georgia | 17 | $ 2,030,000 | $ 119,411 | $ 75,000 |
| Pickens, Georgia | 17 | $ 3,695,000 | $ 217,352 | $ 120,000 |
| Frederick, Maryland | 17 | $ 4,370,000 | $ 257,058 | $ 82,000 |
| Flagler, Florida | 16 | $ 2,801,000 | $ 175,062 | $ 111,000 |
| Dougherty, Georgia | 16 | $ 3,283,000 | $ 205,187 | $ 119,000 |
| Gilmer, Georgia | 16 | $ 2,661,000 | $ 166,312 | $ 138,000 |
| Poquoson, Virginia | 15 | $ 5,086,000 | $ 339,066 | $ 145,000 |
| Walton, Florida | 14 | $ 4,529,000 | $ 323,500 | $ 188,000 |
| Newton, Georgia | 14 | $ 2,539,000 | $ 181,357 | $ 98,000 |
| Cecil, Maryland | 14 | $ 3,310,000 | $ 236,428 | $ 121,000 |
| Dare, North Carolina | 14 | $ 5,979,000 | $ 427,071 | $ 312,000 |
| Sumner, Tennessee | 13 | $ 3,244,000 | $ 249,538 | $ 96,000 |
| Hillsborough, Florida | 12 | $ 3,293,000 | $ 274,416 | $ 166,000 |
| Orange, Florida | 12 | $ 2,849,000 | $ 237,416 | $ 136,000 |
| Volusia, Florida | 12 | $ 2,813,000 | $ 234,416 | $ 174,000 |
| Lee, Georgia | 12 | $ 2,388,000 | $ 199,000 | $ 101,000 |
| Lumpkin, Georgia | 12 | $ 2,469,000 | $ 205,750 | $ 164,000 |
| Morgan, Georgia | 12 | $ 2,920,000 | $ 243,333 | $ 102,000 |
| Queen Anne's, Maryland | 12 | $ 3,408,000 | $ 284,000 | $ 103,000 |
| Georgetown, South Carolina | 12 | $ 3,055,000 | $ 254,583 | $ 110,000 |
| Pickens, South Carolina | 12 | $ 2,668,000 | $ 222,333 | $ 161,000 |
| Gloucester, Virginia | 12 | $ 2,571,000 | $ 214,250 | $ 109,000 |
| Elmore, Alabama | 11 | $ 1,788,000 | $ 162,545 | $ 68,000 |
| Isle of Wight, Virginia | 11 | $ 2,457,000 | $ 223,363 | $ 79,000 |
| New Kent, Virginia | 11 | $ 3,069,000 | $ 279,000 | $ 94,000 |
| Putnam, Florida | 10 | $ 1,577,000 | $ 157,700 | $ 190,000 |
| Macon, North Carolina | 10 | $ 3,767,000 | $ 376,700 | $ 312,000 |
| Edgefield, South Carolina | 10 | $ 1,646,000 | $ 164,600 | $ 65,000 |
| Hamilton, Tennessee | 10 | $ 1,924,000 | $ 192,400 | $ 109,000 |
| Frederick, Virginia | 10 | $ 1,994,000 | $ 199,400 | $ 65,000 |
| Westmoreland, Virginia | 10 | $ 2,260,000 | $ 226,000 | $ 102,000 |
| Brevard, Florida | 9 | $ 2,292,000 | $ 254,666 | $ 158,000 |
| Broward, Florida | 9 | $ 2,585,000 | $ 287,222 | $ 143,000 |
| Seminole, Florida | 9 | $ 2,545,000 | $ 282,777 | $ 176,000 |
| Jasper, Georgia | 9 | $ 945,000 | $ 105,000 | $ 156,000 |
| Beaufort, South Carolina | 9 | $ 2,467,000 | $ 274,111 | $ 142,000 |
| Warren, Virginia | 9 | $ 1,498,000 | $ 166,444 | $ 78,000 |
| Gadsden, Florida | 8 | $ 1,030,000 | $ 128,750 | $ 64,000 |
| Manatee, Florida | 8 | $ 1,597,000 | $ 199,625 | $ 85,000 |
| Wakulla, Florida | 8 | $ 1,601,000 | $ 200,125 | $ 122,000 |
| Camden, Georgia | 8 | $ 1,467,000 | $ 183,375 | $ 94,000 |
| McIntosh, Georgia | 8 | $ 1,441,000 | $ 180,125 | $ 102,000 |
| Stephens, Georgia | 8 | $ 1,801,000 | $ 225,125 | $ 149,000 |
| Charles, Maryland | 8 | $ 2,160,000 | $ 270,000 | $ 71,000 |
| Currituck, North Carolina | 8 | $ 2,538,000 | $ 317,250 | $ 172,000 |
| Charleston, South Carolina | 8 | $ 2,362,000 | $ 295,250 | $ 108,000 |
| Wilson, Tennessee | 8 | $ 2,091,000 | $ 261,375 | $ 84,000 |
| Tuscaloosa, Alabama | 7 | $ 1,218,000 | $ 174,000 | $ 68,000 |
| Pasco, Florida | 7 | $ 1,343,000 | $ 191,857 | $ 103,000 |
| Bibb, Georgia | 7 | $ 1,565,000 | $ 223,571 | $ 357,000 |
| Lowndes, Georgia | 7 | $ 1,848,000 | $ 264,000 | $ 372,000 |
| McDuffie, Georgia | 7 | $ 1,466,000 | $ 209,428 | $ 166,000 |
| Polk, Georgia | 7 | $ 712,000 | $ 101,714 | $ 38,000 |
| Rabun, Georgia | 7 | $ 1,172,000 | $ 167,428 | $ 107,000 |
| Spalding, Georgia | 7 | $ 1,040,000 | $ 148,571 | $ 48,000 |
| Chesterfield, Virginia | 7 | $ 1,828,000 | $ 261,142 | $ 84,000 |
| Falls Church, Virginia | 7 | $ 3,777,000 | $ 539,571 | $ 240,000 |
| Virginia Beach, Virginia | 7 | $ 961,000 | $ 137,285 | $ 52,000 |
| Baldwin, Alabama | 6 | $ 1,341,000 | $ 223,500 | $ 124,000 |
| Blount, Alabama | 6 | $ 841,000 | $ 140,166 | $ 50,000 |
| Calhoun, Alabama | 6 | $ 844,000 | $ 140,666 | $ 77,000 |
| Collier, Florida | 6 | $ 2,287,000 | $ 381,166 | $ 226,000 |
| Baldwin, Georgia | 6 | $ 1,223,000 | $ 203,833 | $ 149,000 |
| Brantley, Georgia | 6 | $ 592,000 | $ 98,666 | $ 62,000 |
| Pierce, Georgia | 6 | $ 586,000 | $ 97,666 | $ 63,000 |
| Durham, North Carolina | 6 | $ 1,166,000 | $ 194,333 | $ 111,000 |
| Vance, North Carolina | 6 | $ 614,000 | $ 102,333 | $ 46,000 |
| Oconee, South Carolina | 6 | $ 1,926,000 | $ 321,000 | $ 259,000 |
| Lincoln, Tennessee | 6 | $ 1,295,000 | $ 215,833 | $ 82,000 |
| Chesapeake, Virginia | 6 | $ 2,015,000 | $ 335,833 | $ 114,000 |
| Louisa, Virginia | 6 | $ 1,341,000 | $ 223,500 | $ 139,000 |
| Suffolk, Virginia | 6 | $ 1,861,000 | $ 310,166 | $ 142,000 |
| Morgan, Alabama | 5 | $ 782,000 | $ 156,400 | $ 98,000 |
| Talladega, Alabama | 5 | $ 906,000 | $ 181,200 | $ 103,000 |
| Alachua, Florida | 5 | $ 1,302,000 | $ 260,400 | $ 157,000 |
| Bay, Florida | 5 | $ 826,000 | $ 165,200 | $ 106,000 |
| Palm Beach, Florida | 5 | $ 1,397,000 | $ 279,400 | $ 111,000 |
| Haralson, Georgia | 5 | $ 765,000 | $ 153,000 | $ 69,000 |
| Hart, Georgia | 5 | $ 1,386,000 | $ 277,200 | $ 172,000 |
| Houston, Georgia | 5 | $ 779,000 | $ 155,800 | $ 91,000 |
| Liberty, Georgia | 5 | $ 962,000 | $ 192,400 | $ 90,000 |
| Monroe, Georgia | 5 | $ 1,147,000 | $ 229,400 | $ 80,000 |
| Oglethorpe, Georgia | 5 | $ 607,000 | $ 121,400 | $ 64,000 |
| Union, Georgia | 5 | $ 1,224,000 | $ 244,800 | $ 366,000 |
| New Hanover, North Carolina | 5 | $ 870,000 | $ 174,000 | $ 65,000 |
| York, Pennsylvania | 5 | $ 1,255,000 | $ 251,000 | $ 84,000 |
| Greenwood, South Carolina | 5 | $ 1,812,000 | $ 362,400 | $ 174,000 |
| Albemarle, Virginia | 5 | $ 1,790,000 | $ 358,000 | $ 91,000 |
| Norfolk, Virginia | 5 | $ 1,372,000 | $ 274,400 | $ 151,000 |
| Williamsburg, Virginia | 5 | $ 1,522,000 | $ 304,400 | $ 88,000 |
| New Castle, Delaware | 4 | $ 678,000 | $ 169,500 | $ 60,000 |
| Sussex, Delaware | 4 | $ 1,044,000 | $ 261,000 | $ 240,000 |
| Franklin, Florida | 4 | $ 743,000 | $ 185,750 | $ 79,000 |
| Sarasota, Florida | 4 | $ 869,000 | $ 217,250 | $ 115,000 |
| Gordon, Georgia | 4 | $ 843,000 | $ 210,750 | $ 225,000 |
| Habersham, Georgia | 4 | $ 766,000 | $ 191,500 | $ 91,000 |
| Muscogee, Georgia | 4 | $ 688,000 | $ 172,000 | $ 76,000 |
| Jefferson, Kentucky | 4 | $ 1,843,000 | $ 460,750 | $ 253,000 |
| Johnston, North Carolina | 4 | $ 1,118,000 | $ 279,500 | $ 121,000 |
| Anderson, South Carolina | 4 | $ 452,000 | $ 113,000 | $ 49,000 |
| Berkeley, South Carolina | 4 | $ 657,000 | $ 164,250 | $ 242,000 |
| Richland, South Carolina | 4 | $ 512,000 | $ 128,000 | $ 115,000 |
| York, South Carolina | 4 | $ 926,000 | $ 231,500 | $ 104,000 |
| Knox, Tennessee | 4 | $ 1,272,000 | $ 318,000 | $ 125,000 |
| Rutherford, Tennessee | 4 | $ 979,000 | $ 244,750 | $ 66,000 |
| Shelby, Tennessee | 4 | $ 860,000 | $ 215,000 | $ 138,000 |
| Fairfax City, Virginia | 4 | $ 1,602,000 | $ 400,500 | $ 115,000 |
| Henrico, Virginia | 4 | $ 608,000 | $ 152,000 | $ 56,000 |
| Rappahannock, Virginia | 4 | $ 811,000 | $ 202,750 | $ 66,000 |
| Dallas, Alabama | 3 | $ 420,000 | $ 140,000 | $ 58,000 |
| Marshall, Alabama | 3 | $ 898,000 | $ 299,333 | $ 107,000 |
| Mobile, Alabama | 3 | $ 672,000 | $ 224,000 | $ 94,000 |
| Randolph, Alabama | 3 | $ 820,000 | $ 273,333 | $ 229,000 |
| Indian River, Florida | 3 | $ 2,068,000 | $ 689,333 | $ 685,000 |
| Marion, Florida | 3 | $ 457,000 | $ 152,333 | $ 66,000 |
| Miami-Dade, Florida | 3 | $ 1,705,000 | $ 568,333 | $ 399,000 |
| Okaloosa, Florida | 3 | $ 540,000 | $ 180,000 | $ 151,000 |
| Polk, Florida | 3 | $ 330,000 | $ 110,000 | $ 84,000 |
| Santa Rosa, Florida | 3 | $ 621,000 | $ 207,000 | $ 102,000 |
| Burke, Georgia | 3 | $ 522,000 | $ 174,000 | $ 119,000 |
| Catoosa, Georgia | 3 | $ 393,000 | $ 131,000 | $ 106,000 |
| Dodge, Georgia | 3 | $ 304,000 | $ 101,333 | $ 75,000 |
| Madison, Georgia | 3 | $ 390,000 | $ 130,000 | $ 89,000 |
| Meriwether, Georgia | 3 | $ 180,000 | $ 60,000 | $ 52,000 |
| Pike, Georgia | 3 | $ 429,000 | $ 143,000 | $ 53,000 |
| Towns, Georgia | 3 | $ 641,000 | $ 213,666 | $ 148,000 |
| Walker, Georgia | 3 | $ 341,000 | $ 113,666 | $ 72,000 |
| Washington, Georgia | 3 | $ 559,000 | $ 186,333 | $ 137,000 |
| White, Georgia | 3 | $ 546,000 | $ 182,000 | $ 105,000 |
| Calvert, Maryland | 3 | $ 1,053,000 | $ 351,000 | $ 123,000 |
| Alamance, North Carolina | 3 | $ 796,000 | $ 265,333 | $ 97,000 |
| Cabarrus, North Carolina | 3 | $ 527,000 | $ 175,666 | $ 88,000 |
| Iredell, North Carolina | 3 | $ 690,000 | $ 230,000 | $ 89,000 |
| Moore, North Carolina | 3 | $ 600,000 | $ 200,000 | $ 90,000 |
| Orange, North Carolina | 3 | $ 562,000 | $ 187,333 | $ 275,000 |
| Dorchester, South Carolina | 3 | $ 470,000 | $ 156,666 | $ 169,000 |
| Maury, Tennessee | 3 | $ 850,000 | $ 283,333 | $ 83,000 |
| Augusta, Virginia | 3 | $ 444,000 | $ 148,000 | $ 66,000 |
| Portsmouth, Virginia | 3 | $ 497,000 | $ 165,666 | $ 37,000 |
| Richmond City, Virginia | 3 | $ 1,126,000 | $ 375,333 | $ 130,000 |
| Cherokee, Alabama | 2 | $ 341,000 | $ 170,500 | $ 249,000 |
| Chilton, Alabama | 2 | $ 387,000 | $ 193,500 | $ 206,000 |
| Coffee, Alabama | 2 | $ 286,000 | $ 143,000 | $ 87,000 |
| Etowah, Alabama | 2 | $ 359,000 | $ 179,500 | $ 142,000 |
| Tallapoosa, Alabama | 2 | $ 464,000 | $ 232,000 | $ 203,000 |
| Winston, Alabama | 2 | $ 540,000 | $ 270,000 | $ 171,000 |
| Boulder, Colorado | 2 | $ 805,000 | $ 402,500 | $ 106,000 |
| Denver, Colorado | 2 | $ 433,000 | $ 216,500 | $ 52,000 |
| Citrus, Florida | 2 | $ 122,000 | $ 61,000 | $ 46,000 |
| Escambia, Florida | 2 | $ 194,000 | $ 97,000 | $ 70,000 |
| Jefferson, Florida | 2 | $ 660,000 | $ 330,000 | $ 108,000 |
| Lee, Florida | 2 | $ 908,000 | $ 454,000 | $ 214,000 |
| Appling, Georgia | 2 | $ 116,000 | $ 58,000 | $ 38,000 |
| Charlton, Georgia | 2 | $ 423,000 | $ 211,500 | $ 80,000 |
| Colquitt, Georgia | 2 | $ 311,000 | $ 155,500 | $ 75,000 |
| Jones, Georgia | 2 | $ 337,000 | $ 168,500 | $ 69,000 |
| Laurens, Georgia | 2 | $ 263,000 | $ 131,500 | $ 161,000 |
| Long, Georgia | 2 | $ 466,000 | $ 233,000 | $ 66,000 |
| Screven, Georgia | 2 | $ 338,000 | $ 169,000 | $ 39,000 |
| Troup, Georgia | 2 | $ 283,000 | $ 141,500 | $ 15,000 |
| Ware, Georgia | 2 | $ 226,000 | $ 113,000 | $ 77,000 |
| Worth, Georgia | 2 | $ 410,000 | $ 205,000 | $ 169,000 |
| Washington, Maryland | 2 | $ 353,000 | $ 176,500 | $ 37,000 |
| Worcester, Maryland | 2 | $ 409,000 | $ 204,500 | $ 157,000 |
| Brunswick, North Carolina | 2 | $ 377,000 | $ 188,500 | $ 206,000 |
| Buncombe, North Carolina | 2 | $ 326,000 | $ 163,000 | $ 72,000 |
| Carteret, North Carolina | 2 | $ 177,000 | $ 88,500 | $ 20,000 |
| Chatham, North Carolina | 2 | $ 440,000 | $ 220,000 | $ 65,000 |
| Davidson, North Carolina | 2 | $ 424,000 | $ 212,000 | $ 160,000 |
| Edgecombe, North Carolina | 2 | $ 230,000 | $ 115,000 | $ 41,000 |
| Forsyth, North Carolina | 2 | $ 496,000 | $ 248,000 | $ 120,000 |
| Guilford, North Carolina | 2 | $ 430,000 | $ 215,000 | $ 197,000 |
| Henderson, North Carolina | 2 | $ 439,000 | $ 219,500 | $ 190,000 |
| Jackson, North Carolina | 2 | $ 704,000 | $ 352,000 | $ 205,000 |
| Person, North Carolina | 2 | $ 216,000 | $ 108,000 | $ 49,000 |
| Rowan, North Carolina | 2 | $ 119,000 | $ 59,500 | $ 126,000 |
| Transylvania, North Carolina | 2 | $ 576,000 | $ 288,000 | $ 203,000 |
| Florence, South Carolina | 2 | $ 137,000 | $ 68,500 | $ 137,000 |
| Lancaster, South Carolina | 2 | $ 751,000 | $ 375,500 | $ 137,000 |
| Laurens, South Carolina | 2 | $ 188,000 | $ 94,000 | $ 36,000 |
| McCormick, South Carolina | 2 | $ 616,000 | $ 308,000 | $ 79,000 |
| McMinn, Tennessee | 2 | $ 453,000 | $ 226,500 | $ 96,000 |
| Robertson, Tennessee | 2 | $ 447,000 | $ 223,500 | $ 60,000 |
| Scott, Tennessee | 2 | $ 494,000 | $ 247,000 | $ 162,000 |
| Bedford, Virginia | 2 | $ 464,000 | $ 232,000 | $ 114,000 |
| Hanover, Virginia | 2 | $ 750,000 | $ 375,000 | $ 142,000 |
| Mecklenburg, Virginia | 2 | $ 302,000 | $ 151,000 | $ 34,000 |
| Montgomery, Virginia | 2 | $ 273,000 | $ 136,500 | $ 141,000 |
| Northumberland, Virginia | 2 | $ 316,000 | $ 158,000 | $ 188,000 |
| Shenandoah, Virginia | 2 | $ 327,000 | $ 163,500 | $ 56,000 |
| Berkeley, West Virginia | 2 | $ 335,000 | $ 167,500 | $ 57,000 |
| Jefferson, West Virginia | 2 | $ 431,000 | $ 215,500 | $ 129,000 |
| Bullock, Alabama | 1 | $ 140,000 | $ 140,000 | $ 79,000 |
| Colbert, Alabama | 1 | $ 83,000 | $ 83,000 | $ 59,000 |
| Coosa, Alabama | 1 | $ 210,000 | $ 210,000 | $ 537,000 |
| Cullman, Alabama | 1 | $ 182,000 | $ 182,000 | $ 121,000 |
| DeKalb, Alabama | 1 | $ 195,000 | $ 195,000 | $ 74,000 |
| Houston, Alabama | 1 | $ 177,000 | $ 177,000 | $ 58,000 |
| Jackson, Alabama | 1 | $ 129,000 | $ 129,000 | $ 29,000 |
| Lauderdale, Alabama | 1 | $ 206,000 | $ 206,000 | $ 128,000 |
| Marengo, Alabama | 1 | $ 165,000 | $ 165,000 | $ 73,000 |
| Russell, Alabama | 1 | $ 136,000 | $ 136,000 | $ 40,000 |
| Walker, Alabama | 1 | $ 768,000 | $ 768,000 | $ 206,000 |
| Washington, Arkansas | 1 | $ 100,000 | $ 100,000 | $ 55,000 |
| Douglas, Colorado | 1 | $ 279,000 | $ 279,000 | $ 240,000 |
| Pitkin, Colorado | 1 | $ 417,000 | $ 417,000 | $ 248,000 |
| Baker, Florida | 1 | $ 196,000 | $ 196,000 | $ 115,000 |
| Bradford, Florida | 1 | $ 205,000 | $ 205,000 | $ 68,000 |
| Charlotte, Florida | 1 | $ 273,000 | $ 273,000 | $ 125,000 |
| Gulf, Florida | 1 | $ 916,000 | $ 916,000 | $ 302,000 |
| Highlands, Florida | 1 | $ 127,000 | $ 127,000 | $ 130,000 |
| Jackson, Florida | 1 | $ 190,000 | $ 190,000 | $ 67,000 |
| Lake, Florida | 1 | $ 147,000 | $ 147,000 | $ 53,000 |
| Martin, Florida | 1 | $ 417,000 | $ 417,000 | $ 317,000 |
| Monroe, Florida | 1 | $ 200,000 | $ 200,000 | $ 271,000 |
| Osceola, Florida | 1 | $ 250,000 | $ 250,000 | $ 108,000 |
| St. Lucie, Florida | 1 | $ 32,000 | $ 32,000 | $ 125,000 |
| Sumter, Florida | 1 | $ 144,000 | $ 144,000 | $ 48,000 |
| Banks, Georgia | 1 | $ 202,000 | $ 202,000 | $ 65,000 |
| Bleckley, Georgia | 1 | $ 189,000 | $ 189,000 | $ 88,000 |
| Bulloch, Georgia | 1 | $ 392,000 | $ 392,000 | $ 229,000 |
| Clay, Georgia | 1 | $ 180,000 | $ 180,000 | $ 133,000 |
| Coffee, Georgia | 1 | $ 120,000 | $ 120,000 | $ 590,000 |
| Crawford, Georgia | 1 | $ 84,000 | $ 84,000 | $ 51,000 |
| Crisp, Georgia | 1 | $ 98,000 | $ 98,000 | $ 52,000 |
| Elbert, Georgia | 1 | $ 128,000 | $ 128,000 | $ 25,000 |
| Franklin, Georgia | 1 | $ 252,000 | $ 252,000 | $ 232,000 |
| Heard, Georgia | 1 | $ 76,000 | $ 76,000 | $ 40,000 |
| Johnson, Georgia | 1 | $ 177,000 | $ 177,000 | $ 95,000 |
| Lamar, Georgia | 1 | $ 148,000 | $ 148,000 | $ 55,000 |
| Lincoln, Georgia | 1 | $ 136,000 | $ 136,000 | $ 64,000 |
| Montgomery, Georgia | 1 | $ 150,000 | $ 150,000 | $ 117,000 |
| Murray, Georgia | 1 | $ 204,000 | $ 204,000 | $ 99,000 |
| Peach, Georgia | 1 | $ 112,000 | $ 112,000 | $ 55,000 |
| Quitman, Georgia | 1 | $ 205,000 | $ 205,000 | $ 164,000 |
| Terrell, Georgia | 1 | $ 304,000 | $ 304,000 | $ 146,000 |
| Thomas, Georgia | 1 | $ 252,000 | $ 252,000 | $ 78,000 |
| Tift, Georgia | 1 | $ 50,000 | $ 50,000 | $ 60,000 |
| Toombs, Georgia | 1 | $ 188,000 | $ 188,000 | $ 87,000 |
| Wayne, Georgia | 1 | $ 142,000 | $ 142,000 | $ 117,000 |
| Whitfield, Georgia | 1 | $ 131,000 | $ 131,000 | $ 40,000 |
| Wilkes, Georgia | 1 | $ 79,000 | $ 79,000 | $ 22,000 |
| Orleans, Louisiana | 1 | $ 212,000 | $ 212,000 | $ 102,000 |
| Caroline, Maryland | 1 | $ 121,000 | $ 121,000 | $ 60,000 |
| Garrett, Maryland | 1 | $ 645,000 | $ 645,000 | $ 273,000 |
| St. Mary's, Maryland | 1 | $ 316,000 | $ 316,000 | $ 145,000 |
| DeSoto, Mississippi | 1 | $ 158,000 | $ 158,000 | $ 44,000 |
| Madison, Mississippi | 1 | $ 377,000 | $ 377,000 | $ 152,000 |
| Scott, Mississippi | 1 | $ 216,000 | $ 216,000 | $ 127,000 |
| Caswell, North Carolina | 1 | $ 268,000 | $ 268,000 | $ 106,000 |
| Cherokee, North Carolina | 1 | $ 126,000 | $ 126,000 | $ 171,000 |
| Clay, North Carolina | 1 | $ 190,000 | $ 190,000 | $ 39,000 |
| Franklin, North Carolina | 1 | $ 267,000 | $ 267,000 | $ 121,000 |
| Haywood, North Carolina | 1 | $ 248,000 | $ 248,000 | $ 369,000 |
| Northampton, North Carolina | 1 | $ 375,000 | $ 375,000 | $ 101,000 |
| Onslow, North Carolina | 1 | $ 356,000 | $ 356,000 | $ 218,000 |
| Randolph, North Carolina | 1 | $ 248,000 | $ 248,000 | $ 292,000 |
| Swain, North Carolina | 1 | $ 176,000 | $ 176,000 | $ 49,000 |
| Union, North Carolina | 1 | $ 138,000 | $ 138,000 | $ 163,000 |
| Warren, North Carolina | 1 | $ 371,000 | $ 371,000 | $ 187,000 |
| Washington, North Carolina | 1 | $ 396,000 | $ 396,000 | $ 220,000 |
| Wayne, North Carolina | 1 | $ 347,000 | $ 347,000 | $ 108,000 |
| Adams, Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 26,000 |
| Centre, Pennsylvania | 1 | $ 277,000 | $ 277,000 | $ 101,000 |
| Indiana, Pennsylvania | 1 | $ 240,000 | $ 240,000 | $ 99,000 |
| Lancaster, Pennsylvania | 1 | $ 160,000 | $ 160,000 | $ 106,000 |
| Luzerne, Pennsylvania | 1 | $ 98,000 | $ 98,000 | $ 66,000 |
| McKean, Pennsylvania | 1 | $ 120,000 | $ 120,000 | $ 92,000 |
| Philadelphia, Pennsylvania | 1 | $ 330,000 | $ 330,000 | $ 350,000 |
| Abbeville, South Carolina | 1 | $ 133,000 | $ 133,000 | $ 119,000 |
| Colleton, South Carolina | 1 | $ 266,000 | $ 266,000 | $ 251,000 |
| Jasper, South Carolina | 1 | $ 236,000 | $ 236,000 | $ 202,000 |
| Kershaw, South Carolina | 1 | $ 224,000 | $ 224,000 | $ 73,000 |
| Newberry, South Carolina | 1 | $ 247,000 | $ 247,000 | $ 120,000 |
| Orangeburg, South Carolina | 1 | $ 289,000 | $ 289,000 | $ 224,000 |
| Bradley, Tennessee | 1 | $ 280,000 | $ 280,000 | $ 164,000 |
| Cannon, Tennessee | 1 | $ 216,000 | $ 216,000 | $ 51,000 |
| Carter, Tennessee | 1 | $ 225,000 | $ 225,000 | $ 64,000 |
| Giles, Tennessee | 1 | $ 263,000 | $ 263,000 | $ 132,000 |
| Sevier, Tennessee | 1 | $ 137,000 | $ 137,000 | $ 26,000 |
| Sullivan, Tennessee | 1 | $ 372,000 | $ 372,000 | $ 203,000 |
| Washington, Tennessee | 1 | $ 232,000 | $ 232,000 | $ 90,000 |
| Accomack, Virginia | 1 | $ 64,000 | $ 64,000 | $ 65,000 |
| Bristol, Virginia | 1 | $ 50,000 | $ 50,000 | $ 25,000 |
| Charlottesville, Virginia | 1 | $ 251,000 | $ 251,000 | $ 62,000 |
| Fluvanna, Virginia | 1 | $ 128,000 | $ 128,000 | $ 165,000 |
| Franklin, Virginia | 1 | $ 145,000 | $ 145,000 | $ 61,000 |
| Franklin City, Virginia | 1 | $ 136,000 | $ 136,000 | $ 40,000 |
| Greene, Virginia | 1 | $ 204,000 | $ 204,000 | $ 68,000 |
| Lancaster, Virginia | 1 | $ 713,000 | $ 713,000 | $ 291,000 |
| Madison, Virginia | 1 | $ 219,000 | $ 219,000 | $ 42,000 |
| Nelson, Virginia | 1 | $ 91,000 | $ 91,000 | $ 136,000 |
| Page, Virginia | 1 | $ 324,000 | $ 324,000 | $ 133,000 |
| Powhatan, Virginia | 1 | $ 295,000 | $ 295,000 | $ 105,000 |
| Prince George, Virginia | 1 | $ 194,000 | $ 194,000 | $ 94,000 |
| Roanoke, Virginia | 1 | $ 172,000 | $ 172,000 | $ 34,000 |
| Rockbridge, Virginia | 1 | $ 128,000 | $ 128,000 | $ 158,000 |
| Rockingham, Virginia | 1 | $ 293,000 | $ 293,000 | $ 96,000 |
| Surry, Virginia | 1 | $ 148,000 | $ 148,000 | $ 46,000 |
Mortgage Loan Application Detail Totals for Fidelity Bank in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 9,616 | $2,447,811,000 | $254,000 | $2,000,000 | $111,000 | $2,400,000 |
| Refinancing | 3,711 | $972,823,000 | $262,000 | $1,816,000 | $122,000 | $2,422,000 |
| Home Improvement | 17 | $1,707,000 | $100,000 | $255,000 | $75,000 | $168,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 8,410 | $2,148,611,000 | $255,000 | $2,000,000 | $117,000 | $2,400,000 |
| Not Provided | 2,312 | $650,679,000 | $281,000 | $1,816,000 | $127,000 | $2,422,000 |
| Black or African American | 999 | $220,205,000 | $220,000 | $1,070,000 | $87,000 | $688,000 |
| Asian | 781 | $207,485,000 | $265,000 | $1,600,000 | $112,000 | $670,000 |
| Hispanic | 713 | $168,459,000 | $236,000 | $1,200,000 | $79,000 | $550,000 |
| American Indian or Alaskan Native | 68 | $14,026,000 | $206,000 | $607,000 | $86,000 | $365,000 |
| Native Hawaiian or Other Pacific Islander | 33 | $8,549,000 | $259,000 | $620,000 | $97,000 | $266,000 |
| Not applicable | 28 | $4,327,000 | $154,000 | $417,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 9,615 | $2,582,063,000 | $268,000 | $2,000,000 | $131,000 | $2,422,000 |
| FHA-insured (Federal Housing Administration) | 2,536 | $519,659,000 | $204,000 | $636,000 | $64,000 | $779,000 |
| VA-guaranteed (Veterans Administration) | 1,029 | $293,464,000 | $285,000 | $1,070,000 | $92,000 | $788,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 164 | $27,155,000 | $165,000 | $411,000 | $53,000 | $95,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 10,258 | $2,656,100,000 | $258,000 | $2,000,000 | $115,000 | $2,422,000 |
| Application Withdrawn By Applicant | 1,615 | $417,875,000 | $258,000 | $1,936,000 | $117,000 | $2,400,000 |
| Application Denied By Financial Institution | 1,190 | $295,465,000 | $248,000 | $1,680,000 | $108,000 | $1,645,000 |
| Loan Purchased By The Institution | 232 | $40,375,000 | $174,000 | $417,000 | $83,000 | $499,000 |
| Application Approved But Not Accepted | 49 | $12,526,000 | $255,000 | $1,128,000 | $131,000 | $640,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Fidelity Bank's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Fidelity Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Georgia, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About