Fidelity Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Fidelity Bank 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Fidelity Bank 302 Main St Savanna, IL 61074 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 |
| Total Number of Mortgage Applications | 277 |
| Total Mortgage Loan Application Amount | $74,255,000 |
| Average Mortgage Loan Application Amount | $206,666 |
| Highest Mortgage Loan Application Amount | $1,805,000 |
| Average Applicant Income | $130,000 |
| Highest Applicant Income | $4,901,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Fidelity Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Fidelity Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Fidelity Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Fidelity Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Fidelity Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Fidelity Bank's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Polk County Iowa | 146 | $ 32,480,000 | $ 222,000 | $ 145,000 |
| Dallas County Iowa | 49 | $ 18,685,000 | $ 381,000 | $ 190,000 |
| Warren County Iowa | 15 | $ 5,405,000 | $ 360,000 | $ 144,000 |
| Maricopa County Arizona | 8 | $ 2,630,000 | $ 328,000 | $ 148,000 |
| Story County Iowa | 6 | $ 1,620,000 | $ 270,000 | $ 96,000 |
| Douglas County Kansas | 5 | $ 745,000 | $ 149,000 | $ 173,000 |
| Madison County Iowa | 4 | $ 1,020,000 | $ 255,000 | $ 135,000 |
| Marion County Iowa | 4 | $ 620,000 | $ 155,000 | $ 74,000 |
| Clarke County Iowa | 3 | $ 1,055,000 | $ 351,000 | $ 124,000 |
| Jasper County Iowa | 3 | $ 735,000 | $ 245,000 | $ 101,000 |
| Marshall County Iowa | 3 | $ 375,000 | $ 125,000 | $ 51,000 |
| Cerro Gordo County Iowa | 2 | $ 290,000 | $ 145,000 | $ 108,000 |
| Johnson County Iowa | 2 | $ 780,000 | $ 390,000 | $ 151,000 |
| Harris County Texas | 2 | $ 570,000 | $ 285,000 | $ 96,000 |
| Pinal County Arizona | 1 | $ 315,000 | $ 315,000 | $ 294,000 |
| Larimer County Colorado | 1 | $ 725,000 | $ 725,000 | $ 225,000 |
| Orange County Florida | 1 | $ 355,000 | $ 355,000 | $ 207,000 |
| Gwinnett County Georgia | 1 | $ 285,000 | $ 285,000 | $ 152,000 |
| Canyon County Idaho | 1 | $ 155,000 | $ 155,000 | $ 54,000 |
| McHenry County Illinois | 1 | $ 115,000 | $ 115,000 | $ 97,000 |
| Audubon County Iowa | 1 | $ 95,000 | $ 95,000 | $ 43,000 |
| Black Hawk County Iowa | 1 | $ 145,000 | $ 145,000 | $ 253,000 |
| Boone County Iowa | 1 | $ 145,000 | $ 145,000 | $ 34,000 |
| Buena Vista County Iowa | 1 | $ 115,000 | $ 115,000 | $ 42,000 |
| Calhoun County Iowa | 1 | $ 65,000 | $ 65,000 | $ 31,000 |
| Carroll County Iowa | 1 | $ 105,000 | $ 105,000 | $ 36,000 |
| Decatur County Iowa | 1 | $ 75,000 | $ 75,000 | $ 47,000 |
| Guthrie County Iowa | 1 | $ 145,000 | $ 145,000 | $ 62,000 |
| Lucas County Iowa | 1 | $ 415,000 | $ 415,000 | $ 110,000 |
| Ringgold County Iowa | 1 | $ 275,000 | $ 275,000 | $ 112,000 |
| Scott County Iowa | 1 | $ 515,000 | $ 515,000 | $ 131,000 |
| Webster County Iowa | 1 | $ 145,000 | $ 145,000 | $ 78,000 |
| Camden County Missouri | 1 | $ 305,000 | $ 305,000 | $ 127,000 |
| Clay County Missouri | 1 | $ 105,000 | $ 105,000 | $ 0 |
| St. Louis County Missouri | 1 | $ 135,000 | $ 135,000 | $ 539,000 |
| Douglas County Nebraska | 1 | $ 305,000 | $ 305,000 | $ 368,000 |
| Tarrant County Texas | 1 | $ 1,805,000 | $ 1,805,000 | $ 1,026,000 |
| Brown County Wisconsin | 1 | $ 295,000 | $ 295,000 | $ 83,000 |
| La Crosse County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 69,000 |
Mortgage Loan Application Detail Totals for Fidelity Bank in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 251 | $69,745,000 | $277,000 | $1,805,000 | $155,000 | $4,901,000 |
| Refinancing | 17 | $3,005,000 | $176,000 | $455,000 | $90,000 | $248,000 |
| Cash-out Refinancing | 9 | $1,505,000 | $167,000 | $515,000 | $145,000 | $253,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 184 | $50,980,000 | $277,000 | $1,285,000 | $168,000 | $4,901,000 |
| Not Provided | 32 | $10,850,000 | $339,000 | $1,805,000 | $173,000 | $1,026,000 |
| Hispanic | 21 | $4,035,000 | $192,000 | $475,000 | $76,000 | $221,000 |
| Asian | 14 | $3,500,000 | $250,000 | $425,000 | $99,000 | $169,000 |
| Not applicable | 9 | $975,000 | $108,000 | $155,000 | $0 | $0 |
| Black or African American | 8 | $1,430,000 | $178,000 | $335,000 | $72,000 | $120,000 |
| American Indian or Alaskan Native | 7 | $1,865,000 | $266,000 | $415,000 | $77,000 | $110,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 226 | $60,390,000 | $267,000 | $1,805,000 | $165,000 | $4,901,000 |
| FHA-insured (Federal Housing Administration) | 35 | $8,495,000 | $242,000 | $485,000 | $89,000 | $219,000 |
| VA-guaranteed (Veterans Administration) | 12 | $4,540,000 | $378,000 | $635,000 | $130,000 | $343,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 4 | $830,000 | $207,000 | $285,000 | $87,000 | $116,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 234 | $61,360,000 | $262,000 | $1,805,000 | $153,000 | $4,901,000 |
| Application Withdrawn By Applicant | 36 | $11,110,000 | $308,000 | $1,285,000 | $158,000 | $1,092,000 |
| Application Denied By Financial Institution | 4 | $1,020,000 | $255,000 | $405,000 | $80,000 | $130,000 |
| Application Approved But Not Accepted | 3 | $765,000 | $255,000 | $315,000 | $92,000 | $127,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 273 | $73,235,000 | $268,000 | $1,805,000 | $153,000 | $4,901,000 |
| Debt-To-Income Ratio | 2 | $710,000 | $355,000 | $405,000 | $104,000 | $130,000 |
| Credit History | 1 | $175,000 | $175,000 | $175,000 | $72,000 | $72,000 |
| Unverifiable Information | 1 | $135,000 | $135,000 | $135,000 | $40,000 | $40,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Fidelity Bank's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Fidelity Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.