Fifth Third Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
Fifth Third Bank 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Fifth Third Bank 5001 Kingsley Drive Md 1Mob2W Cincinnati, OH 45227 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 9,082 |
| Total Mortgage Loan Application Amount | $430,576,000 |
| Average Mortgage Loan Application Amount | $367,485 |
| Highest Mortgage Loan Application Amount | $4,850,000 |
| Average Applicant Income | $218,571 |
| Highest Applicant Income | $5,572,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Fifth Third Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Fifth Third Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down Fifth Third Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Fifth Third Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Fifth Third Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Fifth Third Bank's mortgage activity for 2004.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hamilton County Ohio | 1,424 | $ 65,248,000 | $ 45,000 | $ 69,000 |
| Cuyahoga County Ohio | 1,372 | $ 27,845,000 | $ 20,000 | $ 52,000 |
| Franklin County Ohio | 645 | $ 32,123,000 | $ 49,000 | $ 63,000 |
| Montgomery County Ohio | 521 | $ 23,057,000 | $ 44,000 | $ 57,000 |
| Lucas County Ohio | 409 | $ 29,042,000 | $ 71,000 | $ 54,000 |
| Butler County Ohio | 403 | $ 19,489,000 | $ 48,000 | $ 68,000 |
| Summit County Ohio | 341 | $ 9,887,000 | $ 28,000 | $ 50,000 |
| Lorain County Ohio | 250 | $ 9,703,000 | $ 38,000 | $ 60,000 |
| Warren County Ohio | 224 | $ 12,685,000 | $ 56,000 | $ 107,000 |
| Clermont County Ohio | 166 | $ 6,681,000 | $ 40,000 | $ 54,000 |
| Greene County Ohio | 149 | $ 8,759,000 | $ 58,000 | $ 65,000 |
| Miami County Ohio | 142 | $ 11,061,000 | $ 77,000 | $ 86,000 |
| Clark County Ohio | 135 | $ 7,318,000 | $ 54,000 | $ 54,000 |
| Portage County Ohio | 125 | $ 6,590,000 | $ 52,000 | $ 51,000 |
| Ross County Ohio | 122 | $ 4,439,000 | $ 36,000 | $ 50,000 |
| Lake County Ohio | 120 | $ 5,977,000 | $ 49,000 | $ 62,000 |
| Highland County Ohio | 116 | $ 4,865,000 | $ 41,000 | $ 39,000 |
| Fairfield County Ohio | 100 | $ 5,089,000 | $ 50,000 | $ 69,000 |
| Delaware County Ohio | 94 | $ 7,819,000 | $ 83,000 | $ 101,000 |
| Shelby County Ohio | 92 | $ 8,301,000 | $ 90,000 | $ 65,000 |
| Hancock County Ohio | 91 | $ 4,597,000 | $ 50,000 | $ 46,000 |
| Clinton County Ohio | 90 | $ 3,067,000 | $ 34,000 | $ 65,000 |
| Medina County Ohio | 90 | $ 4,359,000 | $ 48,000 | $ 66,000 |
| Stark County Ohio | 88 | $ 990,000 | $ 11,000 | $ 48,000 |
| Wood County Ohio | 87 | $ 4,320,000 | $ 49,000 | $ 70,000 |
| Kenton County Kentucky | 85 | $ 1,084,000 | $ 12,000 | $ 50,000 |
| Scioto County Ohio | 74 | $ 1,858,000 | $ 25,000 | $ 56,000 |
| Brown County Ohio | 68 | $ 3,987,000 | $ 58,000 | $ 57,000 |
| Geauga County Ohio | 68 | $ 3,138,000 | $ 46,000 | $ 47,000 |
| Seneca County Ohio | 64 | $ 3,012,000 | $ 47,000 | $ 48,000 |
| Monroe County Michigan | 62 | $ 7,508,000 | $ 121,000 | $ 51,000 |
| Allen County Ohio | 58 | $ 3,510,000 | $ 60,000 | $ 61,000 |
| Adams County Ohio | 56 | $ 2,324,000 | $ 41,000 | $ 46,000 |
| Licking County Ohio | 55 | $ 4,302,000 | $ 78,000 | $ 62,000 |
| Sandusky County Ohio | 47 | $ 1,512,000 | $ 32,000 | $ 48,000 |
| Pickaway County Ohio | 46 | $ 2,340,000 | $ 50,000 | $ 62,000 |
| Fayette County Ohio | 45 | $ 1,679,000 | $ 37,000 | $ 54,000 |
| Boone County Kentucky | 43 | $ 804,000 | $ 18,000 | $ 62,000 |
| Pike County Ohio | 39 | $ 888,000 | $ 22,000 | $ 60,000 |
| Darke County Ohio | 37 | $ 1,890,000 | $ 51,000 | $ 51,000 |
| Campbell County Kentucky | 36 | $ 996,000 | $ 27,000 | $ 60,000 |
| Erie County Ohio | 32 | $ 1,289,000 | $ 40,000 | $ 51,000 |
| Auglaize County Ohio | 31 | $ 1,941,000 | $ 62,000 | $ 59,000 |
| Boyd County Kentucky | 30 | $ 795,000 | $ 26,000 | $ 60,000 |
| Champaign County Ohio | 26 | $ 1,064,000 | $ 40,000 | $ 50,000 |
| Preble County Ohio | 23 | $ 983,000 | $ 42,000 | $ 69,000 |
| Mahoning County Ohio | 22 | $ 273,000 | $ 12,000 | $ 69,000 |
| Ottawa County Ohio | 22 | $ 1,321,000 | $ 60,000 | $ 52,000 |
| Dearborn County Indiana | 20 | $ 647,000 | $ 32,000 | $ 57,000 |
| Ashtabula County Ohio | 19 | $ 301,000 | $ 15,000 | $ 62,000 |
| Trumbull County Ohio | 19 | $ 234,000 | $ 12,000 | $ 53,000 |
| Union County Ohio | 19 | $ 876,000 | $ 46,000 | $ 71,000 |
| Greenup County Kentucky | 18 | $ 576,000 | $ 32,000 | $ 56,000 |
| Lawrence County Ohio | 18 | $ 481,000 | $ 26,000 | $ 62,000 |
| Fayette County Kentucky | 17 | $ 119,000 | $ 7,000 | $ 58,000 |
| Logan County Ohio | 17 | $ 829,000 | $ 48,000 | $ 65,000 |
| Marion County Ohio | 17 | $ 633,000 | $ 37,000 | $ 46,000 |
| Cabell County West Virginia | 17 | $ 1,101,000 | $ 64,000 | $ 47,000 |
| Madison County Ohio | 16 | $ 850,000 | $ 53,000 | $ 99,000 |
| Jefferson County Kentucky | 15 | $ 185,000 | $ 12,000 | $ 45,000 |
| Columbiana County Ohio | 14 | $ 698,000 | $ 49,000 | $ 39,000 |
| Wayne County Ohio | 14 | $ 1,422,000 | $ 101,000 | $ 184,000 |
| Wyandot County Ohio | 14 | $ 2,914,000 | $ 208,000 | $ 38,000 |
| Kanawha County West Virginia | 14 | $ 759,000 | $ 54,000 | $ 62,000 |
| Richland County Ohio | 12 | $ 2,252,000 | $ 187,000 | $ 62,000 |
| Putnam County West Virginia | 12 | $ 368,000 | $ 30,000 | $ 98,000 |
| Fulton County Ohio | 10 | $ 176,000 | $ 17,000 | $ 58,000 |
| Hocking County Ohio | 10 | $ 199,000 | $ 19,000 | $ 48,000 |
| Jackson County Ohio | 10 | $ 363,000 | $ 36,000 | $ 64,000 |
| Vinton County Ohio | 9 | $ 550,000 | $ 61,000 | $ 72,000 |
| Jefferson County Indiana | 8 | $ 53,000 | $ 6,000 | $ 49,000 |
| Lenawee County Michigan | 8 | $ 106,000 | $ 13,000 | $ 61,000 |
| Knox County Ohio | 8 | $ 1,260,000 | $ 157,000 | $ 37,000 |
| Lawrence County Pennsylvania | 8 | $ 61,000 | $ 7,000 | $ 40,000 |
| Ripley County Indiana | 7 | $ 303,000 | $ 43,000 | $ 61,000 |
| Defiance County Ohio | 7 | $ 121,000 | $ 17,000 | $ 44,000 |
| Mercer County Ohio | 7 | $ 1,188,000 | $ 169,000 | $ 41,000 |
| Morrow County Ohio | 7 | $ 257,000 | $ 36,000 | $ 61,000 |
| Perry County Ohio | 7 | $ 360,000 | $ 51,000 | $ 56,000 |
| Mason County Kentucky | 6 | $ 447,000 | $ 74,000 | $ 36,000 |
| Wayne County Michigan | 6 | $ 117,000 | $ 19,000 | $ 113,000 |
| Henry County Ohio | 6 | $ 39,000 | $ 6,000 | $ 53,000 |
| Huron County Ohio | 6 | $ 203,000 | $ 33,000 | $ 43,000 |
| Muskingum County Ohio | 6 | $ 206,000 | $ 34,000 | $ 46,000 |
| Putnam County Ohio | 6 | $ 99,000 | $ 16,000 | $ 44,000 |
| Carter County Kentucky | 5 | $ 109,000 | $ 21,000 | $ 49,000 |
| Grant County Kentucky | 5 | $ 32,000 | $ 6,000 | $ 61,000 |
| Hardin County Ohio | 5 | $ 259,000 | $ 51,000 | $ 71,000 |
| Williams County Ohio | 5 | $ 1,149,000 | $ 229,000 | $ 73,000 |
| Beaufort County South Carolina | 5 | $ 8,444,000 | $ 1,688,000 | $ 520,000 |
| Collier County Florida | 4 | $ 3,884,000 | $ 971,000 | $ 350,000 |
| Clark County Indiana | 4 | $ 23,000 | $ 5,000 | $ 53,000 |
| Marion County Indiana | 4 | $ 97,000 | $ 24,000 | $ 54,000 |
| Guernsey County Ohio | 4 | $ 364,000 | $ 91,000 | $ 44,000 |
| Tuscarawas County Ohio | 4 | $ 69,000 | $ 17,000 | $ 53,000 |
| Mercer County Pennsylvania | 4 | $ 20,000 | $ 5,000 | $ 44,000 |
| Boulder County Colorado | 3 | $ 3,395,000 | $ 1,131,000 | $ 150,000 |
| Jennings County Indiana | 3 | $ 17,000 | $ 5,000 | $ 60,000 |
| Pendleton County Kentucky | 3 | $ 21,000 | $ 7,000 | $ 81,000 |
| Ashland County Ohio | 3 | $ 32,000 | $ 10,000 | $ 56,000 |
| Athens County Ohio | 3 | $ 1,745,000 | $ 581,000 | $ 38,000 |
| Coshocton County Ohio | 3 | $ 62,000 | $ 20,000 | $ 64,000 |
| Wayne County West Virginia | 3 | $ 67,000 | $ 22,000 | $ 45,000 |
| Monroe County Florida | 2 | $ 3,000,000 | $ 1,500,000 | $ 334,000 |
| Palm Beach County Florida | 2 | $ 220,000 | $ 110,000 | $ 38,000 |
| Cook County Illinois | 2 | $ 381,000 | $ 190,000 | $ 153,000 |
| Fayette County Indiana | 2 | $ 12,000 | $ 6,000 | $ 36,000 |
| Floyd County Indiana | 2 | $ 12,000 | $ 6,000 | $ 70,000 |
| Hamilton County Indiana | 2 | $ 74,000 | $ 37,000 | $ 58,000 |
| Madison County Indiana | 2 | $ 10,000 | $ 5,000 | $ 49,000 |
| Vigo County Indiana | 2 | $ 195,000 | $ 97,000 | $ 92,000 |
| Wayne County Indiana | 2 | $ 11,000 | $ 5,000 | $ 105,000 |
| Bullitt County Kentucky | 2 | $ 67,000 | $ 33,000 | $ 57,000 |
| Floyd County Kentucky | 2 | $ 105,000 | $ 52,000 | $ 19,000 |
| Harrison County Kentucky | 2 | $ 10,000 | $ 5,000 | $ 40,000 |
| Oldham County Kentucky | 2 | $ 42,000 | $ 21,000 | $ 53,000 |
| Emmet County Michigan | 2 | $ 1,151,000 | $ 575,000 | $ 507,000 |
| Kent County Michigan | 2 | $ 268,000 | $ 134,000 | $ 64,000 |
| Ottawa County Michigan | 2 | $ 70,000 | $ 35,000 | $ 63,000 |
| Carroll County Ohio | 2 | $ 72,000 | $ 36,000 | $ 93,000 |
| Holmes County Ohio | 2 | $ 140,000 | $ 70,000 | $ 82,000 |
| Noble County Ohio | 2 | $ 44,000 | $ 22,000 | $ 47,000 |
| Erie County Pennsylvania | 2 | $ 12,000 | $ 6,000 | $ 50,000 |
| Davidson County Tennessee | 2 | $ 168,000 | $ 84,000 | $ 145,000 |
| Williamson County Tennessee | 2 | $ 931,000 | $ 465,000 | $ 74,000 |
| Berkeley County West Virginia | 2 | $ 40,000 | $ 20,000 | $ 95,000 |
| Teton County Wyoming | 2 | $ 4,900,000 | $ 2,450,000 | $ 0 |
| Los Angeles County California | 1 | $ 20,000 | $ 20,000 | $ 60,000 |
| Broward County Florida | 1 | $ 349,000 | $ 349,000 | $ 409,000 |
| Escambia County Florida | 1 | $ 10,000 | $ 10,000 | $ 55,000 |
| Lee County Florida | 1 | $ 218,000 | $ 218,000 | $ 415,000 |
| Sarasota County Florida | 1 | $ 1,725,000 | $ 1,725,000 | $ 0 |
| Cass County Illinois | 1 | $ 23,000 | $ 23,000 | $ 26,000 |
| Whiteside County Illinois | 1 | $ 100,000 | $ 100,000 | $ 60,000 |
| Allen County Indiana | 1 | $ 16,000 | $ 16,000 | $ 46,000 |
| Decatur County Indiana | 1 | $ 5,000 | $ 5,000 | $ 85,000 |
| Franklin County Indiana | 1 | $ 40,000 | $ 40,000 | $ 98,000 |
| Shelby County Indiana | 1 | $ 2,000 | $ 2,000 | $ 38,000 |
| Vanderburgh County Indiana | 1 | $ 4,000 | $ 4,000 | $ 63,000 |
| Warrick County Indiana | 1 | $ 187,000 | $ 187,000 | $ 73,000 |
| Bracken County Kentucky | 1 | $ 7,000 | $ 7,000 | $ 33,000 |
| Casey County Kentucky | 1 | $ 2,000 | $ 2,000 | $ 30,000 |
| Elliott County Kentucky | 1 | $ 10,000 | $ 10,000 | $ 29,000 |
| Fleming County Kentucky | 1 | $ 3,000 | $ 3,000 | $ 26,000 |
| Franklin County Kentucky | 1 | $ 3,000 | $ 3,000 | $ 28,000 |
| Hardin County Kentucky | 1 | $ 1,000 | $ 1,000 | $ 26,000 |
| Henry County Kentucky | 1 | $ 5,000 | $ 5,000 | $ 47,000 |
| Jessamine County Kentucky | 1 | $ 6,000 | $ 6,000 | $ 80,000 |
| Lewis County Kentucky | 1 | $ 7,000 | $ 7,000 | $ 75,000 |
| Meade County Kentucky | 1 | $ 2,000 | $ 2,000 | $ 41,000 |
| Menifee County Kentucky | 1 | $ 17,000 | $ 17,000 | $ 87,000 |
| Robertson County Kentucky | 1 | $ 5,000 | $ 5,000 | $ 28,000 |
| Rowan County Kentucky | 1 | $ 72,000 | $ 72,000 | $ 45,000 |
| Russell County Kentucky | 1 | $ 53,000 | $ 53,000 | $ 75,000 |
| Scott County Kentucky | 1 | $ 6,000 | $ 6,000 | $ 54,000 |
| Simpson County Kentucky | 1 | $ 7,000 | $ 7,000 | $ 23,000 |
| Baltimore County Maryland | 1 | $ 235,000 | $ 235,000 | $ 100,000 |
| Alcona County Michigan | 1 | $ 60,000 | $ 60,000 | $ 19,000 |
| Berrien County Michigan | 1 | $ 66,000 | $ 66,000 | $ 43,000 |
| Chippewa County Michigan | 1 | $ 120,000 | $ 120,000 | $ 77,000 |
| Genesee County Michigan | 1 | $ 26,000 | $ 26,000 | $ 70,000 |
| Hillsdale County Michigan | 1 | $ 17,000 | $ 17,000 | $ 74,000 |
| Lake County Michigan | 1 | $ 100,000 | $ 100,000 | $ 166,000 |
| Otsego County Michigan | 1 | $ 35,000 | $ 35,000 | $ 48,000 |
| St. Clair County Michigan | 1 | $ 248,000 | $ 248,000 | $ 1,127,000 |
| Washtenaw County Michigan | 1 | $ 20,000 | $ 20,000 | $ 57,000 |
| Somerset County New Jersey | 1 | $ 500,000 | $ 500,000 | $ 353,000 |
| Cattaraugus County New York | 1 | $ 150,000 | $ 150,000 | $ 2,303,000 |
| Columbia County New York | 1 | $ 225,000 | $ 225,000 | $ 1,000,000 |
| Dutchess County New York | 1 | $ 240,000 | $ 240,000 | $ 1,840,000 |
| Belmont County Ohio | 1 | $ 43,000 | $ 43,000 | $ 65,000 |
| Crawford County Ohio | 1 | $ 9,000 | $ 9,000 | $ 36,000 |
| Paulding County Ohio | 1 | $ 13,000 | $ 13,000 | $ 48,000 |
| Van Wert County Ohio | 1 | $ 10,000 | $ 10,000 | $ 54,000 |
| Allegheny County Pennsylvania | 1 | $ 200,000 | $ 200,000 | $ 249,000 |
| Bedford County Tennessee | 1 | $ 66,000 | $ 66,000 | $ 73,000 |
| Knox County Tennessee | 1 | $ 27,000 | $ 27,000 | $ 83,000 |
| Lawrence County Tennessee | 1 | $ 2,000 | $ 2,000 | $ 24,000 |
| Marshall County Tennessee | 1 | $ 12,000 | $ 12,000 | $ 58,000 |
| Maury County Tennessee | 1 | $ 20,000 | $ 20,000 | $ 40,000 |
| Pickett County Tennessee | 1 | $ 14,000 | $ 14,000 | $ 60,000 |
| Robertson County Tennessee | 1 | $ 30,000 | $ 30,000 | $ 120,000 |
| Sevier County Tennessee | 1 | $ 30,000 | $ 30,000 | $ 0 |
| Barbour County West Virginia | 1 | $ 12,000 | $ 12,000 | $ 20,000 |
| Jefferson County West Virginia | 1 | $ 65,000 | $ 65,000 | $ 142,000 |
| Lincoln County West Virginia | 1 | $ 41,000 | $ 41,000 | $ 69,000 |
| Marion County West Virginia | 1 | $ 26,000 | $ 26,000 | $ 54,000 |
| Marshall County West Virginia | 1 | $ 36,000 | $ 36,000 | $ 72,000 |
| Mason County West Virginia | 1 | $ 9,000 | $ 9,000 | $ 38,000 |
| Ohio County West Virginia | 1 | $ 34,000 | $ 34,000 | $ 63,000 |
| Randolph County West Virginia | 1 | $ 30,000 | $ 30,000 | $ 89,000 |
| Tucker County West Virginia | 1 | $ 14,000 | $ 14,000 | $ 58,000 |
Mortgage Loan Application Detail Totals for Fifth Third Bank in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 4,715 | $71,992,000 | $161,750 | $1,620,000 | $73,083 | $5,572,000 |
| Refinancing | 2,882 | $240,749,000 | $227,090 | $4,850,000 | $346,090 | $2,303,000 |
| Home Purchase | 1,485 | $117,835,000 | $701,916 | $3,675,000 | $247,166 | $2,380,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,685 | $297,198,000 | $324,200 | $2,500,000 | $273,266 | $5,572,000 |
| Black or African American | 1,100 | $20,877,000 | $10,833 | $576,000 | $44,000 | $465,000 |
| Not Provided | 874 | $33,107,000 | $28,000 | $600,000 | $69,833 | $482,000 |
| Hispanic | 142 | $3,902,000 | $116,750 | $500,000 | $175,000 | $507,000 |
| Not applicable | 132 | $68,325,000 | $1,499,714 | $4,850,000 | $0 | $0 |
| Asian | 83 | $4,878,000 | $30,000 | $495,000 | $58,000 | $276,000 |
| American Indian or Alaskan Native | 51 | $1,020,000 | $15,333 | $114,000 | $53,666 | $156,000 |
| Native Hawaiian or Other Pacific Islander | 15 | $1,269,000 | $84,000 | $316,000 | $124,000 | $719,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 9,082 | $430,576,000 | $469,187 | $4,850,000 | $232,000 | $5,572,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,987 | $287,276,000 | $519,312 | $4,850,000 | $262,375 | $5,572,000 |
| Application Denied By Financial Institution | 3,204 | $104,241,000 | $53,555 | $1,200,000 | $62,888 | $1,423,000 |
| Application Approved But Not Accepted | 692 | $25,910,000 | $305,500 | $2,200,000 | $60,875 | $863,000 |
| Application Withdrawn By Applicant | 197 | $9,369,000 | $57,000 | $600,000 | $105,500 | $420,000 |
| File Closed For Incompleteness | 2 | $3,780,000 | $1,890,000 | $3,100,000 | $230,000 | $461,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 1,932 | $48,793,000 | $55,750 | $875,000 | $55,750 | $629,000 |
| Debt-To-Income Ratio | 726 | $23,961,000 | $12,666 | $1,200,000 | $38,500 | $227,000 |
| Credit Application Incomplete | 187 | $12,250,000 | $68,428 | $720,000 | $69,285 | $267,000 |
| Collateral | 185 | $11,641,000 | $42,200 | $1,000,000 | $72,200 | $1,423,000 |
| Other | 98 | $3,887,000 | $25,500 | $500,000 | $45,750 | $458,000 |
| Unverifiable Information | 53 | $3,273,000 | $61,000 | $330,000 | $75,000 | $413,000 |
| Employment History | 22 | $432,000 | $14,500 | $82,000 | $41,750 | $85,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Fifth Third Bank's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Fifth Third Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.