Fifth Third Bank N. A.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Fifth Third Bank N. A. 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Fifth Third Bank N. A. 5001 Kingsley Drive Md 1Mob2W Cincinnati, OH 45227 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,044 |
| Total Mortgage Loan Application Amount | $79,835,000 |
| Average Mortgage Loan Application Amount | $73,000 |
| Highest Mortgage Loan Application Amount | $3,005,000 |
| Average Applicant Income | $88,333 |
| Highest Applicant Income | $3,005,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Fifth Third Bank N. A.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Fifth Third Bank N. A.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Fifth Third Bank N. A.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Fifth Third Bank N. A. serves its applicants.
Each category highlights the total number of mortgage applications processed by Fifth Third Bank N. A., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Fifth Third Bank N. A.'s mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Davidson County Tennessee | 235 | $ 18,207,000 | $ 77,000 | $ 79,000 |
| Rutherford County Tennessee | 219 | $ 11,886,000 | $ 54,000 | $ 75,000 |
| Williamson County Tennessee | 153 | $ 19,519,000 | $ 127,000 | $ 121,000 |
| Sumner County Tennessee | 114 | $ 9,626,000 | $ 84,000 | $ 82,000 |
| Wilson County Tennessee | 45 | $ 3,081,000 | $ 68,000 | $ 79,000 |
| Maury County Tennessee | 34 | $ 3,191,000 | $ 93,000 | $ 72,000 |
| Bedford County Tennessee | 29 | $ 1,203,000 | $ 41,000 | $ 75,000 |
| Knox County Tennessee | 29 | $ 2,555,000 | $ 88,000 | $ 115,000 |
| Robertson County Tennessee | 18 | $ 1,251,000 | $ 69,000 | $ 93,000 |
| Coffee County Tennessee | 13 | $ 606,000 | $ 46,000 | $ 86,000 |
| Hamilton County Tennessee | 12 | $ 679,000 | $ 56,000 | $ 84,000 |
| Marshall County Tennessee | 10 | $ 480,000 | $ 48,000 | $ 55,000 |
| Shelby County Tennessee | 9 | $ 321,000 | $ 35,000 | $ 87,000 |
| Blount County Tennessee | 8 | $ 640,000 | $ 80,000 | $ 75,000 |
| Cheatham County Tennessee | 8 | $ 496,000 | $ 62,000 | $ 103,000 |
| Hickman County Tennessee | 7 | $ 556,000 | $ 79,000 | $ 81,000 |
| Richmond County Georgia | 6 | $ 284,000 | $ 47,000 | $ 57,000 |
| Cannon County Tennessee | 5 | $ 293,000 | $ 58,000 | $ 56,000 |
| Dickson County Tennessee | 5 | $ 190,000 | $ 38,000 | $ 67,000 |
| Montgomery County Tennessee | 5 | $ 170,000 | $ 34,000 | $ 44,000 |
| Franklin County Tennessee | 4 | $ 220,000 | $ 55,000 | $ 64,000 |
| Cobb County Georgia | 3 | $ 285,000 | $ 95,000 | $ 109,000 |
| Fulton County Georgia | 3 | $ 261,000 | $ 87,000 | $ 172,000 |
| Giles County Tennessee | 3 | $ 117,000 | $ 39,000 | $ 69,000 |
| Warren County Tennessee | 3 | $ 85,000 | $ 28,000 | $ 48,000 |
| Gwinnett County Georgia | 2 | $ 77,000 | $ 38,000 | $ 103,000 |
| Christian County Kentucky | 2 | $ 148,000 | $ 74,000 | $ 61,000 |
| Fayette County Kentucky | 2 | $ 316,000 | $ 158,000 | $ 35,000 |
| Simpson County Kentucky | 2 | $ 77,000 | $ 38,000 | $ 35,000 |
| Lucas County Ohio | 2 | $ 106,000 | $ 53,000 | $ 135,000 |
| Greene County Tennessee | 2 | $ 75,000 | $ 37,000 | $ 90,000 |
| Madison County Tennessee | 2 | $ 130,000 | $ 65,000 | $ 245,000 |
| Meigs County Tennessee | 2 | $ 63,000 | $ 31,000 | $ 53,000 |
| Putnam County Tennessee | 2 | $ 134,000 | $ 67,000 | $ 69,000 |
| Sevier County Tennessee | 2 | $ 239,000 | $ 119,000 | $ 208,000 |
| Smith County Tennessee | 2 | $ 200,000 | $ 100,000 | $ 61,000 |
| Sullivan County Tennessee | 2 | $ 105,000 | $ 52,000 | $ 73,000 |
| Tipton County Tennessee | 2 | $ 79,000 | $ 39,000 | $ 37,000 |
| Washington County Tennessee | 2 | $ 140,000 | $ 70,000 | $ 147,000 |
| Alachua County Florida | 1 | $ 38,000 | $ 38,000 | $ 72,000 |
| Bay County Florida | 1 | $ 21,000 | $ 21,000 | $ 192,000 |
| Broward County Florida | 1 | $ 80,000 | $ 80,000 | $ 170,000 |
| Clay County Florida | 1 | $ 55,000 | $ 55,000 | $ 78,000 |
| Escambia County Florida | 1 | $ 40,000 | $ 40,000 | $ 150,000 |
| Polk County Florida | 1 | $ 30,000 | $ 30,000 | $ 37,000 |
| Wakulla County Florida | 1 | $ 80,000 | $ 80,000 | $ 109,000 |
| Clark County Indiana | 1 | $ 10,000 | $ 10,000 | $ 103,000 |
| Floyd County Indiana | 1 | $ 36,000 | $ 36,000 | $ 175,000 |
| Jefferson County Kentucky | 1 | $ 21,000 | $ 21,000 | $ 32,000 |
| Kenton County Kentucky | 1 | $ 27,000 | $ 27,000 | $ 90,000 |
| McCracken County Kentucky | 1 | $ 45,000 | $ 45,000 | $ 41,000 |
| Montgomery County Kentucky | 1 | $ 27,000 | $ 27,000 | $ 56,000 |
| Warren County Kentucky | 1 | $ 53,000 | $ 53,000 | $ 28,000 |
| Clermont County Ohio | 1 | $ 120,000 | $ 120,000 | $ 57,000 |
| Fairfield County Ohio | 1 | $ 36,000 | $ 36,000 | $ 87,000 |
| Ross County Ohio | 1 | $ 47,000 | $ 47,000 | $ 43,000 |
| Stark County Ohio | 1 | $ 192,000 | $ 192,000 | $ 103,000 |
| Aiken County South Carolina | 1 | $ 60,000 | $ 60,000 | $ 76,000 |
| Bradley County Tennessee | 1 | $ 46,000 | $ 46,000 | $ 117,000 |
| DeKalb County Tennessee | 1 | $ 45,000 | $ 45,000 | $ 59,000 |
| Hamblen County Tennessee | 1 | $ 14,000 | $ 14,000 | $ 86,000 |
| Hardeman County Tennessee | 1 | $ 25,000 | $ 25,000 | $ 31,000 |
| Houston County Tennessee | 1 | $ 18,000 | $ 18,000 | $ 35,000 |
| Jefferson County Tennessee | 1 | $ 32,000 | $ 32,000 | $ 133,000 |
| Lauderdale County Tennessee | 1 | $ 52,000 | $ 52,000 | $ 26,000 |
| Lawrence County Tennessee | 1 | $ 33,000 | $ 33,000 | $ 114,000 |
| Loudon County Tennessee | 1 | $ 65,000 | $ 65,000 | $ 99,000 |
| Monroe County Tennessee | 1 | $ 81,000 | $ 81,000 | $ 63,000 |
| Morgan County Tennessee | 1 | $ 15,000 | $ 15,000 | $ 60,000 |
| Obion County Tennessee | 1 | $ 32,000 | $ 32,000 | $ 106,000 |
| Perry County Tennessee | 1 | $ 30,000 | $ 30,000 | $ 50,000 |
| Pickett County Tennessee | 1 | $ 144,000 | $ 144,000 | $ 58,000 |
| Roane County Tennessee | 1 | $ 49,000 | $ 49,000 | $ 66,000 |
| Weakley County Tennessee | 1 | $ 15,000 | $ 15,000 | $ 35,000 |
| White County Tennessee | 1 | $ 30,000 | $ 30,000 | $ 35,000 |
Mortgage Loan Application Detail Totals for Fifth Third Bank N. A. in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 467 | $48,220,000 | $103,000 | $414,000 | $83,000 | $500,000 |
| Home Purchase | 432 | $22,150,000 | $51,000 | $870,000 | $85,000 | $376,000 |
| Home Improvement | 145 | $9,465,000 | $65,000 | $3,005,000 | $97,000 | $3,005,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 740 | $58,969,000 | $79,000 | $3,005,000 | $89,000 | $3,005,000 |
| Not Provided | 205 | $12,947,000 | $63,000 | $330,000 | $78,000 | $458,000 |
| Black or African American | 59 | $4,031,000 | $68,000 | $413,000 | $78,000 | $336,000 |
| Hispanic | 23 | $1,646,000 | $71,000 | $176,000 | $78,000 | $193,000 |
| American Indian or Alaskan Native | 5 | $253,000 | $50,000 | $108,000 | $79,000 | $149,000 |
| Asian | 5 | $247,000 | $49,000 | $97,000 | $84,000 | $130,000 |
| Not applicable | 5 | $1,657,000 | $331,000 | $870,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 2 | $85,000 | $42,000 | $44,000 | $66,000 | $85,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,044 | $79,835,000 | $76,000 | $3,005,000 | $86,000 | $3,005,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 529 | $41,025,000 | $77,000 | $414,000 | $78,000 | $500,000 |
| Loan Originated | 435 | $32,385,000 | $74,000 | $3,005,000 | $95,000 | $3,005,000 |
| Application Withdrawn By Applicant | 61 | $4,720,000 | $77,000 | $296,000 | $91,000 | $458,000 |
| Application Approved But Not Accepted | 19 | $1,705,000 | $89,000 | $296,000 | $87,000 | $342,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 160 | $14,461,000 | $90,000 | $408,000 | $62,000 | $250,000 |
| Credit History | 135 | $9,162,000 | $67,000 | $360,000 | $70,000 | $282,000 |
| Unverifiable Information | 72 | $5,416,000 | $75,000 | $325,000 | $100,000 | $500,000 |
| Collateral | 64 | $4,591,000 | $71,000 | $253,000 | $84,000 | $255,000 |
| Other | 59 | $5,578,000 | $94,000 | $414,000 | $93,000 | $320,000 |
| Credit Application Incomplete | 31 | $1,098,000 | $35,000 | $78,000 | $84,000 | $244,000 |
| Employment History | 8 | $719,000 | $89,000 | $165,000 | $139,000 | $250,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Fifth Third Bank N. A.'s 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Fifth Third Bank N. A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.