Pivot Financial Partners, Inc Mortgage Lending & HMDA Data, 2021

In 2021, Pivot Financial Partners, Inc of Littleton, CO reported 2,347 mortgage applications totaling $817.1 million, down 23% from 2020. The average application was for $348,135, and applicants reported an average income of $126,550. 93% of its applications resulted in an originated loan and 0% were denied. Its largest markets were Denver-Aurora-Lakewood, CO (862), Colorado Springs, CO (235) and Boulder, CO (180) (applications in parentheses).

Mortgage Company & Address Pivot Financial Partners, Inc
5935 S Zang St., Ste 220
Littleton, CO 80120
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2014  2013  2012  2011  
Total Number of Mortgage Applications 2,347
Total Mortgage Loan Application Amount $817,075,000
Average Mortgage Loan Application Amount $348,135
Highest Mortgage Loan Application Amount $2,365,000
Average Applicant Income $126,550
Highest Applicant Income $5,832,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Pivot Financial Partners, Inc filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Pivot Financial Partners, Inc by County in 2021

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
El Paso, Colorado 228 $ 84,820,000 $ 372,017 $ 100,000
Jefferson, Colorado 218 $ 82,160,000 $ 376,880 $ 135,000
Adams, Colorado 182 $ 63,890,000 $ 351,043 $ 122,000
Boulder, Colorado 180 $ 90,480,000 $ 502,666 $ 178,000
Denver, Colorado 160 $ 60,560,000 $ 378,500 $ 130,000
Arapahoe, Colorado 130 $ 42,050,000 $ 323,461 $ 123,000
Douglas, Colorado 122 $ 44,340,000 $ 363,442 $ 138,000
Larimer, Colorado 103 $ 38,405,000 $ 372,864 $ 128,000
Maricopa, Arizona 102 $ 33,040,000 $ 323,921 $ 114,000
Weld, Colorado 93 $ 36,615,000 $ 393,709 $ 112,000
Sedgwick, Kansas 65 $ 8,105,000 $ 124,692 $ 92,000
Lancaster, Nebraska 50 $ 9,610,000 $ 192,200 $ 91,000
Pueblo, Colorado 49 $ 11,295,000 $ 230,510 $ 66,000
Jackson, Missouri 45 $ 5,655,000 $ 125,666 $ 114,000
Broomfield, Colorado 37 $ 16,385,000 $ 442,837 $ 168,000
Los Angeles, California 19 $ 11,085,000 $ 583,421 $ 160,000
Riverside, California 18 $ 5,530,000 $ 307,222 $ 95,000
Morgan, Colorado 18 $ 4,430,000 $ 246,111 $ 71,000
Harvey, Kansas 17 $ 2,775,000 $ 163,235 $ 101,000
Orange, California 16 $ 8,070,000 $ 504,375 $ 159,000
Douglas, Nebraska 16 $ 3,320,000 $ 207,500 $ 100,000
San Diego, California 15 $ 8,695,000 $ 579,666 $ 157,000
Summit, Colorado 14 $ 8,510,000 $ 607,857 $ 172,000
Contra Costa, California 13 $ 6,675,000 $ 513,461 $ 142,000
Fremont, Colorado 13 $ 3,085,000 $ 237,307 $ 125,000
Pinal, Arizona 10 $ 2,080,000 $ 208,000 $ 106,000
San Mateo, California 10 $ 4,420,000 $ 442,000 $ 168,000
Las Animas, Colorado 10 $ 1,930,000 $ 193,000 $ 112,000
King, Washington 10 $ 3,450,000 $ 345,000 $ 125,000
San Joaquin, California 9 $ 3,195,000 $ 355,000 $ 120,000
Chaffee, Colorado 9 $ 3,125,000 $ 347,222 $ 132,000
Logan, Colorado 9 $ 1,715,000 $ 190,555 $ 60,000
Johnson, Kansas 9 $ 2,065,000 $ 229,444 $ 169,000
Alameda, California 8 $ 6,410,000 $ 801,250 $ 291,000
Pima, Arizona 7 $ 1,775,000 $ 253,571 $ 94,000
Fresno, California 7 $ 1,735,000 $ 247,857 $ 96,000
Kern, California 7 $ 1,475,000 $ 210,714 $ 105,000
Sacramento, California 7 $ 1,905,000 $ 272,142 $ 86,000
Ventura, California 7 $ 2,755,000 $ 393,571 $ 65,000
Teller, Colorado 7 $ 2,775,000 $ 396,428 $ 102,000
San Bernardino, California 6 $ 2,350,000 $ 391,666 $ 188,000
Mesa, Colorado 6 $ 1,990,000 $ 331,666 $ 96,000
DuPage, Illinois 6 $ 1,340,000 $ 223,333 $ 87,000
Butler, Kansas 6 $ 760,000 $ 126,666 $ 74,000
Pierce, Washington 6 $ 1,410,000 $ 235,000 $ 79,000
Snohomish, Washington 6 $ 2,730,000 $ 455,000 $ 136,000
Yavapai, Arizona 5 $ 1,255,000 $ 251,000 $ 88,000
San Francisco, California 5 $ 4,175,000 $ 835,000 $ 293,000
Santa Clara, California 5 $ 3,945,000 $ 789,000 $ 188,000
Park, Colorado 5 $ 1,725,000 $ 345,000 $ 150,000
Richardson, Nebraska 5 $ 1,185,000 $ 237,000 $ 94,000
Sarpy, Nebraska 5 $ 915,000 $ 183,000 $ 75,000
Washington, Nebraska 5 $ 1,215,000 $ 243,000 $ 128,000
El Dorado, California 4 $ 1,170,000 $ 292,500 $ 99,000
Santa Cruz, California 4 $ 1,480,000 $ 370,000 $ 80,000
Stanislaus, California 4 $ 750,000 $ 187,500 $ 56,000
Eagle, Colorado 4 $ 1,890,000 $ 472,500 $ 189,000
Elbert, Colorado 4 $ 2,150,000 $ 537,500 $ 146,000
Gilpin, Colorado 4 $ 1,530,000 $ 382,500 $ 97,000
Marion, Kansas 4 $ 240,000 $ 60,000 $ 77,000
Howard, Maryland 4 $ 1,680,000 $ 420,000 $ 220,000
Montgomery, Maryland 4 $ 2,980,000 $ 745,000 $ 202,000
Camden, Missouri 4 $ 780,000 $ 195,000 $ 166,000
Cass, Missouri 4 $ 870,000 $ 217,500 $ 117,000
Dallas, Texas 4 $ 1,300,000 $ 325,000 $ 172,000
Laramie, Wyoming 4 $ 910,000 $ 227,500 $ 91,000
Monterey, California 3 $ 1,155,000 $ 385,000 $ 148,000
San Luis Obispo, California 3 $ 765,000 $ 255,000 $ 114,000
Solano, California 3 $ 955,000 $ 318,333 $ 95,000
Tulare, California 3 $ 855,000 $ 285,000 $ 106,000
Garfield, Colorado 3 $ 1,005,000 $ 335,000 $ 84,000
Grand, Colorado 3 $ 1,465,000 $ 488,333 $ 213,000
La Plata, Colorado 3 $ 985,000 $ 328,333 $ 84,000
Phillips, Colorado 3 $ 385,000 $ 128,333 $ 63,000
Cowley, Kansas 3 $ 235,000 $ 78,333 $ 44,000
Seward, Kansas 3 $ 395,000 $ 131,666 $ 47,000
Prince George's, Maryland 3 $ 1,035,000 $ 345,000 $ 147,000
Clay, Missouri 3 $ 645,000 $ 215,000 $ 107,000
Kimball, Nebraska 3 $ 275,000 $ 91,666 $ 41,000
Gila, Arizona 2 $ 540,000 $ 270,000 $ 91,000
Butte, California 2 $ 600,000 $ 300,000 $ 93,000
Imperial, California 2 $ 590,000 $ 295,000 $ 76,000
Napa, California 2 $ 680,000 $ 340,000 $ 100,000
Placer, California 2 $ 1,070,000 $ 535,000 $ 233,000
Shasta, California 2 $ 300,000 $ 150,000 $ 57,000
Sutter, California 2 $ 290,000 $ 145,000 $ 56,000
Tehama, California 2 $ 290,000 $ 145,000 $ 54,000
Huerfano, Colorado 2 $ 210,000 $ 105,000 $ 121,000
Lake, Colorado 2 $ 690,000 $ 345,000 $ 129,000
Saguache, Colorado 2 $ 370,000 $ 185,000 $ 68,000
New Haven, Connecticut 2 $ 1,090,000 $ 545,000 $ 360,000
Lee, Florida 2 $ 810,000 $ 405,000 $ 130,000
Okaloosa, Florida 2 $ 990,000 $ 495,000 $ 150,000
Pasco, Florida 2 $ 750,000 $ 375,000 $ 97,000
Adams, Illinois 2 $ 210,000 $ 105,000 $ 45,000
Greenwood, Kansas 2 $ 100,000 $ 50,000 $ 73,000
McPherson, Kansas 2 $ 440,000 $ 220,000 $ 84,000
Sumner, Kansas 2 $ 230,000 $ 115,000 $ 76,000
Baltimore, Maryland 2 $ 320,000 $ 160,000 $ 98,000
Johnson, Missouri 2 $ 200,000 $ 100,000 $ 59,000
Saunders, Nebraska 2 $ 810,000 $ 405,000 $ 139,000
Scotts Bluff, Nebraska 2 $ 320,000 $ 160,000 $ 80,000
Bernalillo, New Mexico 2 $ 410,000 $ 205,000 $ 80,000
San Juan, New Mexico 2 $ 390,000 $ 195,000 $ 195,000
Kitsap, Washington 2 $ 630,000 $ 315,000 $ 100,000
Mason, Washington 2 $ 470,000 $ 235,000 $ 96,000
Spokane, Washington 2 $ 460,000 $ 230,000 $ 72,000
Fremont, Wyoming 2 $ 360,000 $ 180,000 $ 89,000
Calaveras, California 1 $ 255,000 $ 255,000 $ 59,000
Nevada, California 1 $ 665,000 $ 665,000 $ 363,000
San Benito, California 1 $ 415,000 $ 415,000 $ 198,000
Santa Barbara, California 1 $ 145,000 $ 145,000 $ 40,000
Tuolumne, California 1 $ 385,000 $ 385,000 $ 121,000
Yolo, California 1 $ 245,000 $ 245,000 $ 218,000
Custer, Colorado 1 $ 345,000 $ 345,000 $ 130,000
Gunnison, Colorado 1 $ 385,000 $ 385,000 $ 250,000
Montezuma, Colorado 1 $ 355,000 $ 355,000 $ 100,000
Otero, Colorado 1 $ 215,000 $ 215,000 $ 39,000
Routt, Colorado 1 $ 585,000 $ 585,000 $ 382,000
San Juan, Colorado 1 $ 185,000 $ 185,000 $ 38,000
Washington, Colorado 1 $ 175,000 $ 175,000 $ 28,000
Broward, Florida 1 $ 115,000 $ 115,000 $ 88,000
Miami-Dade, Florida 1 $ 185,000 $ 185,000 $ 84,000
Orange, Florida 1 $ 555,000 $ 555,000 $ 153,000
Pinellas, Florida 1 $ 365,000 $ 365,000 $ 203,000
Sarasota, Florida 1 $ 225,000 $ 225,000 $ 104,000
St. Johns, Florida 1 $ 245,000 $ 245,000 $ 125,000
St. Lucie, Florida 1 $ 235,000 $ 235,000 $ 100,000
Sumter, Florida 1 $ 465,000 $ 465,000 $ 519,000
Coles, Illinois 1 $ 145,000 $ 145,000 $ 47,000
Cook, Illinois 1 $ 255,000 $ 255,000 $ 241,000
DeKalb, Illinois 1 $ 145,000 $ 145,000 $ 60,000
Calhoun, Iowa 1 $ 85,000 $ 85,000 $ 52,000
Geary, Kansas 1 $ 105,000 $ 105,000 $ 41,000
Jefferson, Kansas 1 $ 235,000 $ 235,000 $ 73,000
Leavenworth, Kansas 1 $ 515,000 $ 515,000 $ 64,000
Meade, Kansas 1 $ 285,000 $ 285,000 $ 148,000
Mitchell, Kansas 1 $ 65,000 $ 65,000 $ 424,000
Osage, Kansas 1 $ 105,000 $ 105,000 $ 88,000
Pratt, Kansas 1 $ 185,000 $ 185,000 $ 96,000
Riley, Kansas 1 $ 65,000 $ 65,000 $ 51,000
Cecil, Maryland 1 $ 215,000 $ 215,000 $ 77,000
Harford, Maryland 1 $ 205,000 $ 205,000 $ 36,000
Essex, Massachusetts 1 $ 345,000 $ 345,000 $ 141,000
Atchison, Missouri 1 $ 455,000 $ 455,000 $ 83,000
Buchanan, Missouri 1 $ 185,000 $ 185,000 $ 73,000
Caldwell, Missouri 1 $ 65,000 $ 65,000 $ 58,000
Platte, Missouri 1 $ 185,000 $ 185,000 $ 100,000
Schuyler, Missouri 1 $ 115,000 $ 115,000 $ 43,000
St. Louis, Missouri 1 $ 155,000 $ 155,000 $ 100,000
Stone, Missouri 1 $ 105,000 $ 105,000 $ 291,000
Taney, Missouri 1 $ 105,000 $ 105,000 $ 65,000
Cass, Nebraska 1 $ 275,000 $ 275,000 $ 84,000
Cheyenne, Nebraska 1 $ 105,000 $ 105,000 $ 105,000
Deuel, Nebraska 1 $ 95,000 $ 95,000 $ 29,000
Gage, Nebraska 1 $ 205,000 $ 205,000 $ 119,000
Holt, Nebraska 1 $ 185,000 $ 185,000 $ 121,000
Lincoln, Nebraska 1 $ 135,000 $ 135,000 $ 173,000
Madison, Nebraska 1 $ 135,000 $ 135,000 $ 47,000
Nemaha, Nebraska 1 $ 105,000 $ 105,000 $ 212,000
Pawnee, Nebraska 1 $ 145,000 $ 145,000 $ 44,000
Atlantic, New Jersey 1 $ 215,000 $ 215,000 $ 71,000
Mercer, New Jersey 1 $ 195,000 $ 195,000 $ 57,000
Middlesex, New Jersey 1 $ 135,000 $ 135,000 $ 63,000
Monmouth, New Jersey 1 $ 565,000 $ 565,000 $ 105,000
Rio Arriba, New Mexico 1 $ 105,000 $ 105,000 $ 98,000
Santa Fe, New Mexico 1 $ 365,000 $ 365,000 $ 182,000
Shelby, Tennessee 1 $ 295,000 $ 295,000 $ 71,000
White, Tennessee 1 $ 265,000 $ 265,000 $ 116,000
Collin, Texas 1 $ 355,000 $ 355,000 $ 147,000
El Paso, Texas 1 $ 225,000 $ 225,000 $ 100,000
Fort Bend, Texas 1 $ 285,000 $ 285,000 $ 5,832,000
Harris, Texas 1 $ 215,000 $ 215,000 $ 48,000
Travis, Texas 1 $ 305,000 $ 305,000 $ 142,000
Benton, Washington 1 $ 255,000 $ 255,000 $ 97,000
Clark, Washington 1 $ 205,000 $ 205,000 $ 98,000
Douglas, Washington 1 $ 245,000 $ 245,000 $ 75,000
Grant, Washington 1 $ 155,000 $ 155,000 $ 56,000
Island, Washington 1 $ 625,000 $ 625,000 $ 209,000
Klickitat, Washington 1 $ 165,000 $ 165,000 $ 120,000
Skagit, Washington 1 $ 765,000 $ 765,000 $ 190,000
Stevens, Washington 1 $ 125,000 $ 125,000 $ 50,000
Thurston, Washington 1 $ 175,000 $ 175,000 $ 83,000
Campbell, Wyoming 1 $ 155,000 $ 155,000 $ 28,000
Lincoln, Wyoming 1 $ 135,000 $ 135,000 $ 76,000
Natrona, Wyoming 1 $ 195,000 $ 195,000 $ 104,000

Mortgage Loan Application Detail Totals for Pivot Financial Partners, Inc in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,047 $395,685,000 $377,000 $2,365,000 $126,000 $5,832,000
Refinancing 692 $230,760,000 $333,000 $1,525,000 $130,000 $1,063,000
Cash-out Refinancing 604 $190,580,000 $315,000 $1,765,000 $124,000 $1,090,000
Not Applicable 2 $10,000 $5,000 $5,000 $71,000 $76,000
Other Purpose 2 $40,000 $20,000 $25,000 $47,000 $52,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,593 $567,445,000 $356,000 $2,365,000 $129,000 $1,090,000
Not Provided 343 $116,865,000 $340,000 $1,295,000 $136,000 $5,832,000
Hispanic 240 $68,580,000 $285,000 $675,000 $84,000 $505,000
Asian 85 $33,825,000 $397,000 $985,000 $171,000 $1,216,000
Black or African American 66 $21,810,000 $330,000 $1,765,000 $101,000 $395,000
Native Hawaiian or Other Pacific Islander 8 $2,710,000 $338,000 $665,000 $119,000 $191,000
Not applicable 6 $3,320,000 $553,000 $1,115,000 $249,000 $584,000
American Indian or Alaskan Native 6 $2,520,000 $420,000 $535,000 $143,000 $258,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,006 $691,310,000 $344,000 $2,365,000 $134,000 $5,832,000
VA-guaranteed (Veterans Administration) 207 $82,355,000 $397,000 $1,495,000 $81,000 $369,000
FHA-insured (Federal Housing Administration) 112 $35,380,000 $315,000 $605,000 $79,000 $301,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 22 $8,030,000 $365,000 $505,000 $82,000 $132,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,174 $759,850,000 $349,000 $2,365,000 $128,000 $5,832,000
File Closed For Incompleteness 145 $46,845,000 $323,000 $1,355,000 $101,000 $419,000
Application Withdrawn By Applicant 28 $10,380,000 $370,000 $1,135,000 $121,000 $370,000
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
Application Denied By Financial Institution 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,347 $817,075,000 $348,000 $2,365,000 $126,000 $5,832,000
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Pivot Financial Partners, Inc's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Pivot Financial Partners, Inc's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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