Firefighters First Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Firefighters First Federal Credit Union 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Firefighters First Federal Credit Union 815 Colorado Blvd Pasadena, CA 90041 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 1,189 |
| Total Mortgage Loan Application Amount | $457,595,000 |
| Average Mortgage Loan Application Amount | $336,000 |
| Highest Mortgage Loan Application Amount | $3,605,000 |
| Average Applicant Income | $145,200 |
| Highest Applicant Income | $2,098,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Firefighters First Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Firefighters First Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Firefighters First Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Firefighters First Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Firefighters First Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Firefighters First Federal Credit Union's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 231 | $ 107,325,000 | $ 464,000 | $ 277,000 |
| San Bernardino County California | 115 | $ 41,375,000 | $ 359,000 | $ 205,000 |
| Riverside County California | 94 | $ 33,130,000 | $ 352,000 | $ 186,000 |
| Ventura County California | 83 | $ 39,515,000 | $ 476,000 | $ 175,000 |
| Orange County California | 69 | $ 35,115,000 | $ 508,000 | $ 172,000 |
| Maricopa County Arizona | 43 | $ 11,815,000 | $ 274,000 | $ 144,000 |
| Kern County California | 42 | $ 10,630,000 | $ 253,000 | $ 134,000 |
| Sacramento County California | 41 | $ 15,765,000 | $ 384,000 | $ 169,000 |
| Clark County Nevada | 32 | $ 8,480,000 | $ 265,000 | $ 130,000 |
| Placer County California | 31 | $ 12,785,000 | $ 412,000 | $ 151,000 |
| Contra Costa County California | 22 | $ 11,980,000 | $ 544,000 | $ 198,000 |
| Mohave County Arizona | 20 | $ 5,660,000 | $ 283,000 | $ 195,000 |
| San Joaquin County California | 19 | $ 8,065,000 | $ 424,000 | $ 184,000 |
| Alameda County California | 17 | $ 8,895,000 | $ 523,000 | $ 160,000 |
| El Dorado County California | 16 | $ 7,350,000 | $ 459,000 | $ 161,000 |
| San Diego County California | 13 | $ 5,965,000 | $ 458,000 | $ 213,000 |
| Stanislaus County California | 13 | $ 4,375,000 | $ 336,000 | $ 190,000 |
| Ada County Idaho | 13 | $ 3,805,000 | $ 292,000 | $ 191,000 |
| San Luis Obispo County California | 12 | $ 5,140,000 | $ 428,000 | $ 118,000 |
| Yavapai County Arizona | 10 | $ 2,620,000 | $ 262,000 | $ 100,000 |
| Pinal County Arizona | 9 | $ 1,875,000 | $ 208,000 | $ 105,000 |
| Solano County California | 8 | $ 3,260,000 | $ 407,000 | $ 175,000 |
| Santa Barbara County California | 7 | $ 2,015,000 | $ 287,000 | $ 207,000 |
| Coconino County Arizona | 6 | $ 670,000 | $ 111,000 | $ 135,000 |
| Nevada County California | 6 | $ 2,530,000 | $ 421,000 | $ 176,000 |
| Kootenai County Idaho | 6 | $ 2,170,000 | $ 361,000 | $ 124,000 |
| Butte County California | 5 | $ 2,075,000 | $ 415,000 | $ 205,000 |
| Calaveras County California | 5 | $ 1,195,000 | $ 239,000 | $ 143,000 |
| Santa Cruz County California | 5 | $ 2,475,000 | $ 495,000 | $ 131,000 |
| Washoe County Nevada | 5 | $ 1,815,000 | $ 363,000 | $ 134,000 |
| Navajo County Arizona | 4 | $ 770,000 | $ 192,000 | $ 86,000 |
| Pima County Arizona | 4 | $ 760,000 | $ 190,000 | $ 97,000 |
| Canyon County Idaho | 4 | $ 950,000 | $ 237,000 | $ 153,000 |
| Douglas County Nevada | 4 | $ 1,160,000 | $ 290,000 | $ 114,000 |
| Lyon County Nevada | 4 | $ 1,420,000 | $ 355,000 | $ 102,000 |
| Merced County California | 3 | $ 825,000 | $ 275,000 | $ 126,000 |
| Santa Clara County California | 3 | $ 1,745,000 | $ 581,000 | $ 192,000 |
| Tuolumne County California | 3 | $ 905,000 | $ 301,000 | $ 174,000 |
| Yolo County California | 3 | $ 925,000 | $ 308,000 | $ 139,000 |
| Yuba County California | 3 | $ 705,000 | $ 235,000 | $ 112,000 |
| Hawaii County Hawaii | 3 | $ 985,000 | $ 328,000 | $ 138,000 |
| Carson City County Nevada | 3 | $ 975,000 | $ 325,000 | $ 128,000 |
| Deschutes County Oregon | 3 | $ 1,365,000 | $ 455,000 | $ 159,000 |
| Island County Washington | 3 | $ 1,145,000 | $ 381,000 | $ 116,000 |
| Thurston County Washington | 3 | $ 815,000 | $ 271,000 | $ 203,000 |
| Gila County Arizona | 2 | $ 390,000 | $ 195,000 | $ 131,000 |
| Yuma County Arizona | 2 | $ 370,000 | $ 185,000 | $ 141,000 |
| Fresno County California | 2 | $ 520,000 | $ 260,000 | $ 87,000 |
| Inyo County California | 2 | $ 540,000 | $ 270,000 | $ 121,000 |
| Mono County California | 2 | $ 800,000 | $ 400,000 | $ 179,000 |
| Monterey County California | 2 | $ 1,090,000 | $ 545,000 | $ 114,000 |
| San Francisco County California | 2 | $ 1,090,000 | $ 545,000 | $ 229,000 |
| San Mateo County California | 2 | $ 750,000 | $ 375,000 | $ 166,000 |
| Tehama County California | 2 | $ 560,000 | $ 280,000 | $ 194,000 |
| Tulare County California | 2 | $ 290,000 | $ 145,000 | $ 95,000 |
| Denver County Colorado | 2 | $ 210,000 | $ 105,000 | $ 76,000 |
| Maui County Hawaii | 2 | $ 580,000 | $ 290,000 | $ 73,000 |
| Gem County Idaho | 2 | $ 610,000 | $ 305,000 | $ 128,000 |
| Twin Falls County Idaho | 2 | $ 310,000 | $ 155,000 | $ 56,000 |
| Hampden County Massachusetts | 2 | $ 240,000 | $ 120,000 | $ 0 |
| Lake County Montana | 2 | $ 280,000 | $ 140,000 | $ 118,000 |
| Ravalli County Montana | 2 | $ 570,000 | $ 285,000 | $ 125,000 |
| Josephine County Oregon | 2 | $ 670,000 | $ 335,000 | $ 144,000 |
| Utah County Utah | 2 | $ 390,000 | $ 195,000 | $ 66,000 |
| Washington County Utah | 2 | $ 970,000 | $ 485,000 | $ 132,000 |
| Clallam County Washington | 2 | $ 570,000 | $ 285,000 | $ 156,000 |
| La Paz County Arizona | 1 | $ 535,000 | $ 535,000 | $ 157,000 |
| Amador County California | 1 | $ 205,000 | $ 205,000 | $ 102,000 |
| Humboldt County California | 1 | $ 415,000 | $ 415,000 | $ 144,000 |
| Kings County California | 1 | $ 315,000 | $ 315,000 | $ 156,000 |
| Madera County California | 1 | $ 265,000 | $ 265,000 | $ 104,000 |
| Mendocino County California | 1 | $ 295,000 | $ 295,000 | $ 158,000 |
| Napa County California | 1 | $ 305,000 | $ 305,000 | $ 67,000 |
| Plumas County California | 1 | $ 295,000 | $ 295,000 | $ 353,000 |
| Shasta County California | 1 | $ 265,000 | $ 265,000 | $ 87,000 |
| Siskiyou County California | 1 | $ 335,000 | $ 335,000 | $ 88,000 |
| Sonoma County California | 1 | $ 715,000 | $ 715,000 | $ 134,000 |
| Clear Creek County Colorado | 1 | $ 605,000 | $ 605,000 | $ 176,000 |
| Dolores County Colorado | 1 | $ 55,000 | $ 55,000 | $ 39,000 |
| El Paso County Colorado | 1 | $ 295,000 | $ 295,000 | $ 139,000 |
| La Plata County Colorado | 1 | $ 215,000 | $ 215,000 | $ 44,000 |
| Larimer County Colorado | 1 | $ 465,000 | $ 465,000 | $ 117,000 |
| Mesa County Colorado | 1 | $ 405,000 | $ 405,000 | $ 113,000 |
| Montrose County Colorado | 1 | $ 125,000 | $ 125,000 | $ 116,000 |
| Park County Colorado | 1 | $ 395,000 | $ 395,000 | $ 179,000 |
| Weld County Colorado | 1 | $ 305,000 | $ 305,000 | $ 107,000 |
| Honolulu County Hawaii | 1 | $ 455,000 | $ 455,000 | $ 123,000 |
| Blaine County Idaho | 1 | $ 555,000 | $ 555,000 | $ 129,000 |
| Boise County Idaho | 1 | $ 475,000 | $ 475,000 | $ 110,000 |
| Bonner County Idaho | 1 | $ 325,000 | $ 325,000 | $ 120,000 |
| Jerome County Idaho | 1 | $ 315,000 | $ 315,000 | $ 163,000 |
| Cass County Missouri | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Nye County Nevada | 1 | $ 265,000 | $ 265,000 | $ 103,000 |
| Butler County Ohio | 1 | $ 95,000 | $ 95,000 | $ 200,000 |
| Jackson County Oregon | 1 | $ 225,000 | $ 225,000 | $ 124,000 |
| Klamath County Oregon | 1 | $ 405,000 | $ 405,000 | $ 120,000 |
| Multnomah County Oregon | 1 | $ 235,000 | $ 235,000 | $ 65,000 |
| Washington County Oregon | 1 | $ 125,000 | $ 125,000 | $ 213,000 |
| Davidson County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 355,000 |
| Sumner County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 355,000 |
| Bandera County Texas | 1 | $ 135,000 | $ 135,000 | $ 156,000 |
| Smith County Texas | 1 | $ 125,000 | $ 125,000 | $ 147,000 |
| Beaver County Utah | 1 | $ 155,000 | $ 155,000 | $ 364,000 |
| Cache County Utah | 1 | $ 645,000 | $ 645,000 | $ 211,000 |
| Davis County Utah | 1 | $ 215,000 | $ 215,000 | $ 43,000 |
| Kane County Utah | 1 | $ 265,000 | $ 265,000 | $ 183,000 |
| Uintah County Utah | 1 | $ 125,000 | $ 125,000 | $ 107,000 |
| Clark County Washington | 1 | $ 385,000 | $ 385,000 | $ 136,000 |
| Jefferson County Washington | 1 | $ 195,000 | $ 195,000 | $ 62,000 |
| King County Washington | 1 | $ 735,000 | $ 735,000 | $ 119,000 |
| Kitsap County Washington | 1 | $ 445,000 | $ 445,000 | $ 241,000 |
| Kittitas County Washington | 1 | $ 115,000 | $ 115,000 | $ 155,000 |
| Snohomish County Washington | 1 | $ 275,000 | $ 275,000 | $ 110,000 |
| Spokane County Washington | 1 | $ 435,000 | $ 435,000 | $ 116,000 |
Mortgage Loan Application Detail Totals for Firefighters First Federal Credit Union in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 625 | $251,345,000 | $402,000 | $3,605,000 | $182,000 | $2,098,000 |
| Refinancing | 420 | $149,630,000 | $356,000 | $1,835,000 | $203,000 | $2,098,000 |
| Home Purchase | 128 | $52,340,000 | $408,000 | $2,005,000 | $156,000 | $452,000 |
| Home Improvement | 9 | $3,045,000 | $338,000 | $605,000 | $139,000 | $217,000 |
| Other Purpose | 7 | $1,235,000 | $176,000 | $365,000 | $46,000 | $114,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 664 | $243,950,000 | $367,000 | $1,405,000 | $189,000 | $2,098,000 |
| Not Provided | 225 | $88,655,000 | $394,000 | $1,315,000 | $160,000 | $722,000 |
| Hispanic | 195 | $74,935,000 | $384,000 | $2,005,000 | $215,000 | $816,000 |
| Black or African American | 46 | $23,470,000 | $510,000 | $3,605,000 | $167,000 | $469,000 |
| Asian | 18 | $9,300,000 | $516,000 | $1,055,000 | $169,000 | $310,000 |
| Not applicable | 15 | $5,565,000 | $371,000 | $1,005,000 | $0 | $0 |
| American Indian or Alaskan Native | 11 | $5,055,000 | $459,000 | $955,000 | $160,000 | $342,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $1,135,000 | $378,000 | $405,000 | $180,000 | $311,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,189 | $457,595,000 | $384,000 | $3,605,000 | $186,000 | $2,098,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,024 | $392,120,000 | $382,000 | $3,605,000 | $191,000 | $2,098,000 |
| Application Withdrawn By Applicant | 103 | $40,945,000 | $397,000 | $1,315,000 | $161,000 | $722,000 |
| Application Denied By Financial Institution | 40 | $17,620,000 | $440,000 | $2,005,000 | $142,000 | $311,000 |
| File Closed For Incompleteness | 20 | $5,610,000 | $280,000 | $635,000 | $136,000 | $258,000 |
| Application Approved But Not Accepted | 2 | $1,300,000 | $650,000 | $1,005,000 | $167,000 | $167,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,149 | $439,975,000 | $382,000 | $3,605,000 | $187,000 | $2,098,000 |
| Collateral | 12 | $4,940,000 | $411,000 | $705,000 | $131,000 | $212,000 |
| Credit History | 8 | $5,620,000 | $702,000 | $2,005,000 | $191,000 | $286,000 |
| Other | 8 | $2,470,000 | $308,000 | $545,000 | $163,000 | $311,000 |
| Credit Application Incomplete | 5 | $1,345,000 | $269,000 | $375,000 | $102,000 | $170,000 |
| Debt-To-Income Ratio | 3 | $1,955,000 | $651,000 | $1,405,000 | $140,000 | $224,000 |
| Unverifiable Information | 2 | $630,000 | $315,000 | $335,000 | $117,000 | $127,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $335,000 | $335,000 | $335,000 | $95,000 | $95,000 |
| Mortgage Insurance Denied | 1 | $325,000 | $325,000 | $325,000 | $102,000 | $102,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Firefighters First Federal Credit Union's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Firefighters First Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.