Firefighters First Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Firefighters First Federal Credit Union 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Firefighters First Federal Credit Union 815 Colorado Blvd Pasadena, CA 90041 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 1,351 |
| Total Mortgage Loan Application Amount | $279,825,000 |
| Average Mortgage Loan Application Amount | $213,800 |
| Highest Mortgage Loan Application Amount | $1,785,000 |
| Average Applicant Income | $167,800 |
| Highest Applicant Income | $5,285,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Firefighters First Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Firefighters First Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Firefighters First Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Firefighters First Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Firefighters First Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Firefighters First Federal Credit Union's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 236 | $ 56,920,000 | $ 241,000 | $ 179,000 |
| Riverside County California | 121 | $ 18,845,000 | $ 155,000 | $ 161,000 |
| Ventura County California | 95 | $ 19,285,000 | $ 203,000 | $ 191,000 |
| San Bernardino County California | 91 | $ 15,895,000 | $ 174,000 | $ 234,000 |
| Maricopa County Arizona | 84 | $ 11,680,000 | $ 139,000 | $ 142,000 |
| Orange County California | 69 | $ 18,225,000 | $ 264,000 | $ 201,000 |
| Placer County California | 55 | $ 12,245,000 | $ 222,000 | $ 174,000 |
| Sacramento County California | 32 | $ 5,520,000 | $ 172,000 | $ 163,000 |
| Kern County California | 27 | $ 3,675,000 | $ 136,000 | $ 136,000 |
| San Diego County California | 27 | $ 7,805,000 | $ 289,000 | $ 192,000 |
| Clark County Nevada | 27 | $ 3,415,000 | $ 126,000 | $ 147,000 |
| Stanislaus County California | 21 | $ 3,385,000 | $ 161,000 | $ 166,000 |
| Contra Costa County California | 20 | $ 3,550,000 | $ 177,000 | $ 242,000 |
| Mohave County Arizona | 19 | $ 3,055,000 | $ 160,000 | $ 139,000 |
| El Dorado County California | 19 | $ 2,795,000 | $ 147,000 | $ 187,000 |
| Washoe County Nevada | 17 | $ 4,195,000 | $ 246,000 | $ 188,000 |
| Yavapai County Arizona | 14 | $ 3,290,000 | $ 235,000 | $ 121,000 |
| Alameda County California | 12 | $ 2,190,000 | $ 182,000 | $ 219,000 |
| Pima County Arizona | 11 | $ 715,000 | $ 65,000 | $ 92,000 |
| San Joaquin County California | 11 | $ 2,945,000 | $ 267,000 | $ 177,000 |
| Solano County California | 11 | $ 2,345,000 | $ 213,000 | $ 195,000 |
| Pinal County Arizona | 10 | $ 640,000 | $ 64,000 | $ 106,000 |
| San Luis Obispo County California | 10 | $ 2,430,000 | $ 243,000 | $ 130,000 |
| Santa Barbara County California | 10 | $ 1,910,000 | $ 191,000 | $ 197,000 |
| Santa Cruz County California | 9 | $ 2,205,000 | $ 245,000 | $ 179,000 |
| Ada County Idaho | 9 | $ 4,375,000 | $ 486,000 | $ 227,000 |
| Navajo County Arizona | 7 | $ 1,035,000 | $ 147,000 | $ 120,000 |
| Tuolumne County California | 7 | $ 885,000 | $ 126,000 | $ 139,000 |
| Kootenai County Idaho | 7 | $ 1,315,000 | $ 187,000 | $ 165,000 |
| Gila County Arizona | 6 | $ 860,000 | $ 143,000 | $ 81,000 |
| Sonoma County California | 6 | $ 2,040,000 | $ 340,000 | $ 199,000 |
| Canyon County Idaho | 6 | $ 1,830,000 | $ 305,000 | $ 128,000 |
| Hinds County Mississippi | 6 | $ 750,000 | $ 125,000 | $ 189,000 |
| Yuma County Arizona | 5 | $ 265,000 | $ 53,000 | $ 85,000 |
| Fresno County California | 5 | $ 295,000 | $ 59,000 | $ 132,000 |
| Monterey County California | 5 | $ 1,025,000 | $ 205,000 | $ 173,000 |
| Washington County Utah | 5 | $ 1,085,000 | $ 217,000 | $ 150,000 |
| Snohomish County Washington | 5 | $ 875,000 | $ 175,000 | $ 212,000 |
| Nevada County California | 4 | $ 990,000 | $ 247,000 | $ 188,000 |
| Yolo County California | 4 | $ 420,000 | $ 105,000 | $ 125,000 |
| Coconino County Arizona | 3 | $ 395,000 | $ 131,000 | $ 145,000 |
| Amador County California | 3 | $ 465,000 | $ 155,000 | $ 235,000 |
| Calaveras County California | 3 | $ 225,000 | $ 75,000 | $ 163,000 |
| Napa County California | 3 | $ 375,000 | $ 125,000 | $ 164,000 |
| Plumas County California | 3 | $ 1,065,000 | $ 355,000 | $ 360,000 |
| Shasta County California | 3 | $ 135,000 | $ 45,000 | $ 86,000 |
| Tulare County California | 3 | $ 505,000 | $ 168,000 | $ 96,000 |
| Baltimore City County Maryland | 3 | $ 335,000 | $ 111,000 | $ 0 |
| Douglas County Nevada | 3 | $ 1,015,000 | $ 338,000 | $ 236,000 |
| Nye County Nevada | 3 | $ 225,000 | $ 75,000 | $ 81,000 |
| Shelby County Tennessee | 3 | $ 445,000 | $ 148,000 | $ 208,000 |
| Comal County Texas | 3 | $ 475,000 | $ 158,000 | $ 108,000 |
| Chelan County Washington | 3 | $ 565,000 | $ 188,000 | $ 240,000 |
| Butte County California | 2 | $ 190,000 | $ 95,000 | $ 174,000 |
| Lake County California | 2 | $ 90,000 | $ 45,000 | $ 180,000 |
| Madera County California | 2 | $ 130,000 | $ 65,000 | $ 188,000 |
| Marin County California | 2 | $ 460,000 | $ 230,000 | $ 209,000 |
| San Francisco County California | 2 | $ 430,000 | $ 215,000 | $ 244,000 |
| San Mateo County California | 2 | $ 810,000 | $ 405,000 | $ 156,000 |
| Sutter County California | 2 | $ 650,000 | $ 325,000 | $ 199,000 |
| Tehama County California | 2 | $ 140,000 | $ 70,000 | $ 230,000 |
| Yuba County California | 2 | $ 670,000 | $ 335,000 | $ 215,000 |
| Larimer County Colorado | 2 | $ 370,000 | $ 185,000 | $ 131,000 |
| Flathead County Montana | 2 | $ 1,290,000 | $ 645,000 | $ 160,000 |
| Catron County New Mexico | 2 | $ 270,000 | $ 135,000 | $ 63,000 |
| Chaves County New Mexico | 2 | $ 260,000 | $ 130,000 | $ 43,000 |
| Dona Ana County New Mexico | 2 | $ 90,000 | $ 45,000 | $ 97,000 |
| Santa Fe County New Mexico | 2 | $ 380,000 | $ 190,000 | $ 89,000 |
| Franklin County Ohio | 2 | $ 540,000 | $ 270,000 | $ 436,000 |
| Deschutes County Oregon | 2 | $ 380,000 | $ 190,000 | $ 175,000 |
| Lane County Oregon | 2 | $ 440,000 | $ 220,000 | $ 143,000 |
| Multnomah County Oregon | 2 | $ 440,000 | $ 220,000 | $ 109,000 |
| Washington County Oregon | 2 | $ 640,000 | $ 320,000 | $ 250,000 |
| Knox County Tennessee | 2 | $ 550,000 | $ 275,000 | $ 225,000 |
| Sumner County Tennessee | 2 | $ 630,000 | $ 315,000 | $ 433,000 |
| Coryell County Texas | 2 | $ 170,000 | $ 85,000 | $ 107,000 |
| Dallas County Texas | 2 | $ 240,000 | $ 120,000 | $ 78,000 |
| Denton County Texas | 2 | $ 460,000 | $ 230,000 | $ 122,000 |
| El Paso County Texas | 2 | $ 480,000 | $ 240,000 | $ 92,000 |
| Iron County Utah | 2 | $ 330,000 | $ 165,000 | $ 149,000 |
| Weber County Utah | 2 | $ 480,000 | $ 240,000 | $ 161,000 |
| King County Washington | 2 | $ 190,000 | $ 95,000 | $ 224,000 |
| Pierce County Washington | 2 | $ 470,000 | $ 235,000 | $ 137,000 |
| Tuscaloosa County Alabama | 1 | $ 195,000 | $ 195,000 | $ 320,000 |
| Santa Cruz County Arizona | 1 | $ 95,000 | $ 95,000 | $ 75,000 |
| Pulaski County Arkansas | 1 | $ 105,000 | $ 105,000 | $ 181,000 |
| Merced County California | 1 | $ 35,000 | $ 35,000 | $ 100,000 |
| San Benito County California | 1 | $ 845,000 | $ 845,000 | $ 308,000 |
| Siskiyou County California | 1 | $ 95,000 | $ 95,000 | $ 141,000 |
| Douglas County Colorado | 1 | $ 355,000 | $ 355,000 | $ 95,000 |
| El Paso County Colorado | 1 | $ 145,000 | $ 145,000 | $ 185,000 |
| Grand County Colorado | 1 | $ 325,000 | $ 325,000 | $ 185,000 |
| Montezuma County Colorado | 1 | $ 365,000 | $ 365,000 | $ 67,000 |
| Montrose County Colorado | 1 | $ 255,000 | $ 255,000 | $ 129,000 |
| Charlotte County Florida | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Sarasota County Florida | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Bibb County Georgia | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Union County Georgia | 1 | $ 185,000 | $ 185,000 | $ 152,000 |
| Hawaii County Hawaii | 1 | $ 95,000 | $ 95,000 | $ 91,000 |
| Boise County Idaho | 1 | $ 495,000 | $ 495,000 | $ 171,000 |
| Bonner County Idaho | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Latah County Idaho | 1 | $ 205,000 | $ 205,000 | $ 80,000 |
| Payette County Idaho | 1 | $ 605,000 | $ 605,000 | $ 199,000 |
| Washington County Idaho | 1 | $ 285,000 | $ 285,000 | $ 114,000 |
| McDonough County Illinois | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Johnson County Indiana | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Lake County Indiana | 1 | $ 45,000 | $ 45,000 | $ 338,000 |
| Howard County Maryland | 1 | $ 195,000 | $ 195,000 | $ 452,000 |
| Wayne County Michigan | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Rankin County Mississippi | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Missoula County Montana | 1 | $ 185,000 | $ 185,000 | $ 191,000 |
| Ravalli County Montana | 1 | $ 505,000 | $ 505,000 | $ 183,000 |
| Carson City County Nevada | 1 | $ 35,000 | $ 35,000 | $ 91,000 |
| Elko County Nevada | 1 | $ 25,000 | $ 25,000 | $ 54,000 |
| Lyon County Nevada | 1 | $ 105,000 | $ 105,000 | $ 134,000 |
| Bernalillo County New Mexico | 1 | $ 65,000 | $ 65,000 | $ 65,000 |
| San Juan County New Mexico | 1 | $ 55,000 | $ 55,000 | $ 154,000 |
| Montgomery County Ohio | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Curry County Oregon | 1 | $ 665,000 | $ 665,000 | $ 142,000 |
| Douglas County Oregon | 1 | $ 315,000 | $ 315,000 | $ 169,000 |
| Jackson County Oregon | 1 | $ 335,000 | $ 335,000 | $ 333,000 |
| Klamath County Oregon | 1 | $ 75,000 | $ 75,000 | $ 193,000 |
| Polk County Oregon | 1 | $ 55,000 | $ 55,000 | $ 64,000 |
| Bell County Texas | 1 | $ 355,000 | $ 355,000 | $ 121,000 |
| Cameron County Texas | 1 | $ 405,000 | $ 405,000 | $ 150,000 |
| Collin County Texas | 1 | $ 225,000 | $ 225,000 | $ 112,000 |
| Ellis County Texas | 1 | $ 465,000 | $ 465,000 | $ 140,000 |
| Freestone County Texas | 1 | $ 505,000 | $ 505,000 | $ 251,000 |
| Grayson County Texas | 1 | $ 165,000 | $ 165,000 | $ 360,000 |
| Hunt County Texas | 1 | $ 515,000 | $ 515,000 | $ 145,000 |
| Kaufman County Texas | 1 | $ 395,000 | $ 395,000 | $ 118,000 |
| Limestone County Texas | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Parker County Texas | 1 | $ 405,000 | $ 405,000 | $ 117,000 |
| Wise County Texas | 1 | $ 265,000 | $ 265,000 | $ 118,000 |
| Salt Lake County Utah | 1 | $ 115,000 | $ 115,000 | $ 207,000 |
| Wasatch County Utah | 1 | $ 345,000 | $ 345,000 | $ 153,000 |
| Clallam County Washington | 1 | $ 295,000 | $ 295,000 | $ 136,000 |
| Cowlitz County Washington | 1 | $ 25,000 | $ 25,000 | $ 144,000 |
| Island County Washington | 1 | $ 155,000 | $ 155,000 | $ 197,000 |
| Kitsap County Washington | 1 | $ 65,000 | $ 65,000 | $ 145,000 |
| Kittitas County Washington | 1 | $ 125,000 | $ 125,000 | $ 164,000 |
| Skagit County Washington | 1 | $ 75,000 | $ 75,000 | $ 100,000 |
| Thurston County Washington | 1 | $ 125,000 | $ 125,000 | $ 131,000 |
| Walla Walla County Washington | 1 | $ 55,000 | $ 55,000 | $ 110,000 |
| Milwaukee County Wisconsin | 1 | $ 95,000 | $ 95,000 | $ 236,000 |
| Racine County Wisconsin | 1 | $ 165,000 | $ 165,000 | $ 0 |
Mortgage Loan Application Detail Totals for Firefighters First Federal Credit Union in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 664 | $109,840,000 | $165,000 | $1,785,000 | $174,000 | $5,285,000 |
| Home Improvement | 368 | $52,810,000 | $143,000 | $845,000 | $166,000 | $952,000 |
| Home Purchase | 238 | $103,690,000 | $435,000 | $1,395,000 | $189,000 | $887,000 |
| Refinancing | 43 | $9,045,000 | $210,000 | $875,000 | $143,000 | $452,000 |
| Other Purpose | 38 | $4,440,000 | $116,000 | $405,000 | $167,000 | $479,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 565 | $119,515,000 | $211,000 | $1,275,000 | $177,000 | $5,285,000 |
| Not Provided | 415 | $86,685,000 | $208,000 | $1,785,000 | $171,000 | $887,000 |
| Hispanic | 206 | $39,340,000 | $190,000 | $1,395,000 | $164,000 | $608,000 |
| Black or African American | 56 | $11,360,000 | $202,000 | $935,000 | $193,000 | $475,000 |
| Not applicable | 50 | $10,250,000 | $205,000 | $1,005,000 | $159,000 | $340,000 |
| Asian | 21 | $3,935,000 | $187,000 | $505,000 | $192,000 | $386,000 |
| American Indian or Alaskan Native | 15 | $4,835,000 | $322,000 | $745,000 | $150,000 | $231,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $565,000 | $113,000 | $155,000 | $178,000 | $231,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,351 | $279,825,000 | $207,000 | $1,785,000 | $173,000 | $5,285,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 907 | $178,525,000 | $196,000 | $1,395,000 | $177,000 | $952,000 |
| Application Withdrawn By Applicant | 170 | $41,070,000 | $241,000 | $905,000 | $196,000 | $5,285,000 |
| Application Denied By Financial Institution | 146 | $32,390,000 | $221,000 | $1,785,000 | $144,000 | $481,000 |
| File Closed For Incompleteness | 105 | $19,355,000 | $184,000 | $755,000 | $154,000 | $768,000 |
| Preapproval Denied by Financial Institution | 19 | $7,625,000 | $401,000 | $765,000 | $104,000 | $142,000 |
| Application Approved But Not Accepted | 4 | $860,000 | $215,000 | $405,000 | $157,000 | $257,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,186 | $239,810,000 | $202,000 | $1,395,000 | $178,000 | $5,285,000 |
| Debt-To-Income Ratio | 93 | $26,185,000 | $281,000 | $1,785,000 | $131,000 | $336,000 |
| Other | 26 | $6,140,000 | $236,000 | $805,000 | $149,000 | $313,000 |
| Collateral | 22 | $3,800,000 | $172,000 | $625,000 | $158,000 | $330,000 |
| Credit History | 17 | $2,485,000 | $146,000 | $435,000 | $118,000 | $203,000 |
| Unverifiable Information | 3 | $205,000 | $68,000 | $105,000 | $202,000 | $479,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $995,000 | $331,000 | $355,000 | $133,000 | $161,000 |
| Credit Application Incomplete | 1 | $205,000 | $205,000 | $205,000 | $481,000 | $481,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Firefighters First Federal Credit Union's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Firefighters First Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.