Find mortgage loan statistics, lending data, and loan application totals for North Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for First American Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
Mortgage Company & Address | First American Bank 301 Fayetteville Street, Suite 1200 Raleigh, NC 27601 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2008 2007 2006 2005 2004 |
Total Number of Mortgage Applications | 3,826 |
Total Mortgage Loan Application Amount | $653,753,000 |
Average Mortgage Loan Application Amount | $128,666 |
Highest Mortgage Loan Application Amount | $2,720,000 |
Average Applicant Income | $88,666 |
Highest Applicant Income | $2,406,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Madison County Alabama | 752 | $ 123,535,000 | $ 164,000 | $ 90,000 |
Jefferson County Alabama | 700 | $ 156,929,000 | $ 224,000 | $ 107,000 |
Morgan County Alabama | 430 | $ 53,341,000 | $ 124,000 | $ 85,000 |
Lee County Alabama | 333 | $ 40,950,000 | $ 122,000 | $ 79,000 |
Limestone County Alabama | 309 | $ 40,192,000 | $ 130,000 | $ 80,000 |
Shelby County Alabama | 277 | $ 53,329,000 | $ 192,000 | $ 79,000 |
St. Clair County Alabama | 145 | $ 21,237,000 | $ 146,000 | $ 60,000 |
Talladega County Alabama | 87 | $ 7,591,000 | $ 87,000 | $ 76,000 |
Tallapoosa County Alabama | 60 | $ 7,731,000 | $ 128,000 | $ 111,000 |
Lawrence County Alabama | 52 | $ 5,987,000 | $ 115,000 | $ 57,000 |
Alachua County Florida | 47 | $ 10,596,000 | $ 225,000 | $ 195,000 |
Clay County Alabama | 43 | $ 1,556,000 | $ 36,000 | $ 48,000 |
Collier County Florida | 40 | $ 14,482,000 | $ 362,000 | $ 225,000 |
Baldwin County Alabama | 36 | $ 9,994,000 | $ 277,000 | $ 204,000 |
Osceola County Florida | 36 | $ 6,815,000 | $ 189,000 | $ 64,000 |
Tuscaloosa County Alabama | 31 | $ 4,624,000 | $ 149,000 | $ 109,000 |
Cullman County Alabama | 29 | $ 7,448,000 | $ 256,000 | $ 203,000 |
Lake County Florida | 25 | $ 5,906,000 | $ 236,000 | $ 104,000 |
Marshall County Alabama | 24 | $ 6,102,000 | $ 254,000 | $ 126,000 |
Bay County Florida | 21 | $ 10,228,000 | $ 487,000 | $ 386,000 |
Lee County Florida | 20 | $ 4,785,000 | $ 239,000 | $ 174,000 |
Giles County Tennessee | 17 | $ 1,789,000 | $ 105,000 | $ 68,000 |
Chambers County Alabama | 16 | $ 1,059,000 | $ 66,000 | $ 57,000 |
Winston County Alabama | 16 | $ 3,838,000 | $ 239,000 | $ 188,000 |
Volusia County Florida | 16 | $ 3,318,000 | $ 207,000 | $ 139,000 |
Blount County Alabama | 15 | $ 2,221,000 | $ 148,000 | $ 90,000 |
Lincoln County Tennessee | 15 | $ 1,526,000 | $ 101,000 | $ 67,000 |
Orange County Florida | 13 | $ 3,325,000 | $ 255,000 | $ 120,000 |
Jackson County Alabama | 11 | $ 3,838,000 | $ 348,000 | $ 164,000 |
Macon County Alabama | 10 | $ 1,281,000 | $ 128,000 | $ 59,000 |
Escambia County Florida | 10 | $ 1,864,000 | $ 186,000 | $ 102,000 |
Walker County Alabama | 8 | $ 1,440,000 | $ 180,000 | $ 150,000 |
Lauderdale County Alabama | 7 | $ 1,884,000 | $ 269,000 | $ 124,000 |
Cobb County Georgia | 7 | $ 1,733,000 | $ 247,000 | $ 84,000 |
Calhoun County Alabama | 6 | $ 703,000 | $ 117,000 | $ 38,000 |
Etowah County Alabama | 6 | $ 544,000 | $ 90,000 | $ 81,000 |
Sumter County Florida | 6 | $ 1,058,000 | $ 176,000 | $ 57,000 |
Chilton County Alabama | 5 | $ 616,000 | $ 123,000 | $ 59,000 |
Polk County Florida | 5 | $ 728,000 | $ 145,000 | $ 65,000 |
Santa Rosa County Florida | 5 | $ 910,000 | $ 182,000 | $ 138,000 |
Butler County Alabama | 4 | $ 339,000 | $ 84,000 | $ 34,000 |
Coosa County Alabama | 4 | $ 443,000 | $ 110,000 | $ 121,000 |
Elmore County Alabama | 4 | $ 1,113,000 | $ 278,000 | $ 136,000 |
Randolph County Alabama | 4 | $ 620,000 | $ 155,000 | $ 125,000 |
Flagler County Florida | 4 | $ 602,000 | $ 150,000 | $ 79,000 |
Walton County Florida | 4 | $ 842,000 | $ 210,000 | $ 134,000 |
Muscogee County Georgia | 4 | $ 832,000 | $ 208,000 | $ 206,000 |
Davidson County Tennessee | 4 | $ 660,000 | $ 165,000 | $ 243,000 |
Sevier County Tennessee | 4 | $ 468,000 | $ 117,000 | $ 143,000 |
Bibb County Alabama | 3 | $ 155,000 | $ 51,000 | $ 71,000 |
Colbert County Alabama | 3 | $ 208,000 | $ 69,000 | $ 35,000 |
Montgomery County Alabama | 3 | $ 320,000 | $ 106,000 | $ 139,000 |
Bradford County Florida | 3 | $ 466,000 | $ 155,000 | $ 80,000 |
Brevard County Florida | 3 | $ 493,000 | $ 164,000 | $ 104,000 |
Seminole County Florida | 3 | $ 830,000 | $ 276,000 | $ 69,000 |
Barbour County Alabama | 2 | $ 57,000 | $ 28,000 | $ 60,000 |
Coffee County Alabama | 2 | $ 269,000 | $ 134,000 | $ 40,000 |
Conecuh County Alabama | 2 | $ 474,000 | $ 237,000 | $ 106,000 |
DeKalb County Alabama | 2 | $ 92,000 | $ 46,000 | $ 32,000 |
Hale County Alabama | 2 | $ 416,000 | $ 208,000 | $ 228,000 |
Russell County Alabama | 2 | $ 19,000 | $ 9,000 | $ 28,000 |
Broward County Florida | 2 | $ 383,000 | $ 191,000 | $ 150,000 |
Clay County Florida | 2 | $ 875,000 | $ 437,000 | $ 135,000 |
Highlands County Florida | 2 | $ 339,000 | $ 169,000 | $ 25,000 |
Marion County Florida | 2 | $ 418,000 | $ 209,000 | $ 122,000 |
Miami-Dade County Florida | 2 | $ 605,000 | $ 302,000 | $ 421,000 |
Okaloosa County Florida | 2 | $ 880,000 | $ 440,000 | $ 591,000 |
Bibb County Georgia | 2 | $ 415,000 | $ 207,000 | $ 325,000 |
DeKalb County Georgia | 2 | $ 395,000 | $ 197,000 | $ 87,000 |
Paulding County Georgia | 2 | $ 150,000 | $ 75,000 | $ 53,000 |
Hamilton County Tennessee | 2 | $ 270,000 | $ 135,000 | $ 138,000 |
Shelby County Tennessee | 2 | $ 840,000 | $ 420,000 | $ 371,000 |
Williamson County Tennessee | 2 | $ 612,000 | $ 306,000 | $ 161,000 |
Cherokee County Alabama | 1 | $ 99,000 | $ 99,000 | $ 68,000 |
Cleburne County Alabama | 1 | $ 5,000 | $ 5,000 | $ 49,000 |
Covington County Alabama | 1 | $ 19,000 | $ 19,000 | $ 72,000 |
Dallas County Alabama | 1 | $ 75,000 | $ 75,000 | $ 24,000 |
Escambia County Alabama | 1 | $ 121,000 | $ 121,000 | $ 37,000 |
Lowndes County Alabama | 1 | $ 95,000 | $ 95,000 | $ 53,000 |
Marion County Alabama | 1 | $ 77,000 | $ 77,000 | $ 65,000 |
Mobile County Alabama | 1 | $ 115,000 | $ 115,000 | $ 71,000 |
Citrus County Florida | 1 | $ 156,000 | $ 156,000 | $ 681,000 |
Dixie County Florida | 1 | $ 340,000 | $ 340,000 | $ 600,000 |
Hernando County Florida | 1 | $ 225,000 | $ 225,000 | $ 52,000 |
Palm Beach County Florida | 1 | $ 403,000 | $ 403,000 | $ 164,000 |
Putnam County Florida | 1 | $ 155,000 | $ 155,000 | $ 48,000 |
St. Johns County Florida | 1 | $ 233,000 | $ 233,000 | $ 99,000 |
St. Lucie County Florida | 1 | $ 217,000 | $ 217,000 | $ 29,000 |
Taylor County Florida | 1 | $ 183,000 | $ 183,000 | $ 199,000 |
Union County Florida | 1 | $ 205,000 | $ 205,000 | $ 94,000 |
Atkinson County Georgia | 1 | $ 28,000 | $ 28,000 | $ 42,000 |
Carroll County Georgia | 1 | $ 132,000 | $ 132,000 | $ 122,000 |
Chatham County Georgia | 1 | $ 82,000 | $ 82,000 | $ 313,000 |
Coweta County Georgia | 1 | $ 197,000 | $ 197,000 | $ 38,000 |
Gwinnett County Georgia | 1 | $ 999,000 | $ 999,000 | $ 422,000 |
Haralson County Georgia | 1 | $ 70,000 | $ 70,000 | $ 130,000 |
Harris County Georgia | 1 | $ 417,000 | $ 417,000 | $ 149,000 |
Henry County Georgia | 1 | $ 289,000 | $ 289,000 | $ 48,000 |
Polk County Georgia | 1 | $ 77,000 | $ 77,000 | $ 0 |
Rabun County Georgia | 1 | $ 372,000 | $ 372,000 | $ 0 |
Wilkes County Georgia | 1 | $ 44,000 | $ 44,000 | $ 35,000 |
Madison County Illinois | 1 | $ 73,000 | $ 73,000 | $ 31,000 |
Lafayette County Mississippi | 1 | $ 328,000 | $ 328,000 | $ 199,000 |
Chowan County North Carolina | 1 | $ 230,000 | $ 230,000 | $ 60,000 |
Watauga County North Carolina | 1 | $ 380,000 | $ 380,000 | $ 360,000 |
Mahoning County Ohio | 1 | $ 106,000 | $ 106,000 | $ 132,000 |
Scioto County Ohio | 1 | $ 100,000 | $ 100,000 | $ 50,000 |
Aiken County South Carolina | 1 | $ 184,000 | $ 184,000 | $ 128,000 |
Charleston County South Carolina | 1 | $ 400,000 | $ 400,000 | $ 475,000 |
Lexington County South Carolina | 1 | $ 225,000 | $ 225,000 | $ 192,000 |
Marshall County Tennessee | 1 | $ 127,000 | $ 127,000 | $ 77,000 |
Maury County Tennessee | 1 | $ 180,000 | $ 180,000 | $ 87,000 |
Rutherford County Tennessee | 1 | $ 260,000 | $ 260,000 | $ 73,000 |
Loudoun County Virginia | 1 | $ 800,000 | $ 800,000 | $ 0 |
Teton County Wyoming | 1 | $ 1,950,000 | $ 1,950,000 | $ 799,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Carolina,
and search the same numbers and information back through 2003.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Home Purchase | 2,348 | $412,005,000 | $175,000 | $2,000,000 | $98,000 | $1,774,000 |
Refinancing | 1,296 | $236,425,000 | $182,000 | $2,720,000 | $100,000 | $2,406,000 |
Home Improvement | 182 | $5,323,000 | $29,000 | $424,000 | $68,000 | $450,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 3,208 | $562,812,000 | $175,000 | $2,720,000 | $104,000 | $2,406,000 |
Black or African American | 367 | $48,683,000 | $132,000 | $696,000 | $67,000 | $437,000 |
Not applicable | 117 | $21,597,000 | $184,000 | $2,000,000 | $0 | $0 |
Hispanic | 46 | $7,968,000 | $173,000 | $559,000 | $92,000 | $763,000 |
Asian | 41 | $5,789,000 | $141,000 | $417,000 | $85,000 | $300,000 |
Not Provided | 33 | $5,231,000 | $158,000 | $772,000 | $111,000 | $659,000 |
Native Hawaiian or Other Pacific Islander | 9 | $851,000 | $94,000 | $177,000 | $158,000 | $900,000 |
American Indian or Alaskan Native | 5 | $822,000 | $164,000 | $240,000 | $60,000 | $102,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,521 | $611,826,000 | $173,000 | $2,720,000 | $100,000 | $2,406,000 |
FHA-insured (Federal Housing Administration) | 196 | $24,095,000 | $122,000 | $203,000 | $56,000 | $469,000 |
VA-guaranteed (Veterans Administration) | 58 | $11,439,000 | $197,000 | $417,000 | $76,000 | $182,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 51 | $6,393,000 | $125,000 | $233,000 | $43,000 | $83,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 3,016 | $502,675,000 | $166,000 | $2,720,000 | $98,000 | $2,406,000 |
Application Withdrawn By Applicant | 522 | $107,767,000 | $206,000 | $1,500,000 | $102,000 | $748,000 |
Application Denied By Financial Institution | 182 | $22,771,000 | $125,000 | $772,000 | $61,000 | $757,000 |
Application Approved But Not Accepted | 60 | $12,232,000 | $203,000 | $960,000 | $139,000 | $1,647,000 |
File Closed For Incompleteness | 46 | $8,308,000 | $180,000 | $600,000 | $80,000 | $252,000 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Credit History | 113 | $11,322,000 | $100,000 | $477,000 | $58,000 | $757,000 |
Debt-To-Income Ratio | 34 | $6,024,000 | $177,000 | $696,000 | $54,000 | $220,000 |
Other | 13 | $2,460,000 | $189,000 | $772,000 | $94,000 | $481,000 |
Collateral | 11 | $1,966,000 | $178,000 | $361,000 | $69,000 | $120,000 |
Employment History | 6 | $313,000 | $52,000 | $183,000 | $27,000 | $45,000 |
Insufficient Cash (Downpayment, Closing Cost) | 3 | $300,000 | $100,000 | $144,000 | $60,000 | $99,000 |
Unverifiable Information | 2 | $386,000 | $193,000 | $295,000 | $218,000 | $437,000 |
Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NC, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in North Carolina, and search similar information at your convenience.