First American Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
First American Bank 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First American Bank 80 Stratford Drive Elk Grove Village, IL 60108 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,197 |
| Total Mortgage Loan Application Amount | $609,185,000 |
| Average Mortgage Loan Application Amount | $149,800 |
| Highest Mortgage Loan Application Amount | $6,385,000 |
| Average Applicant Income | $114,000 |
| Highest Applicant Income | $3,144,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with First American Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First American Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down First American Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First American Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by First American Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First American Bank's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook County Illinois | 1,733 | $ 274,535,000 | $ 158,000 | $ 113,000 |
| DuPage County Illinois | 482 | $ 70,760,000 | $ 146,000 | $ 120,000 |
| Kane County Illinois | 414 | $ 49,980,000 | $ 120,000 | $ 101,000 |
| Will County Illinois | 364 | $ 42,810,000 | $ 117,000 | $ 106,000 |
| Lake County Illinois | 344 | $ 46,610,000 | $ 135,000 | $ 133,000 |
| Kenosha County Wisconsin | 162 | $ 22,150,000 | $ 136,000 | $ 94,000 |
| Kankakee County Illinois | 130 | $ 9,630,000 | $ 74,000 | $ 63,000 |
| Miami-Dade County Florida | 105 | $ 21,225,000 | $ 202,000 | $ 186,000 |
| McHenry County Illinois | 90 | $ 8,550,000 | $ 95,000 | $ 100,000 |
| Kendall County Illinois | 37 | $ 5,245,000 | $ 141,000 | $ 111,000 |
| Racine County Wisconsin | 21 | $ 2,995,000 | $ 142,000 | $ 75,000 |
| Broward County Florida | 20 | $ 2,160,000 | $ 108,000 | $ 150,000 |
| Lake County Indiana | 17 | $ 2,055,000 | $ 120,000 | $ 95,000 |
| Palm Beach County Florida | 15 | $ 2,515,000 | $ 167,000 | $ 144,000 |
| Collier County Florida | 14 | $ 3,170,000 | $ 226,000 | $ 288,000 |
| Winnebago County Illinois | 12 | $ 810,000 | $ 67,000 | $ 66,000 |
| Milwaukee County Wisconsin | 11 | $ 1,045,000 | $ 95,000 | $ 105,000 |
| Lee County Florida | 10 | $ 1,430,000 | $ 143,000 | $ 163,000 |
| DeKalb County Illinois | 10 | $ 390,000 | $ 39,000 | $ 56,000 |
| Maricopa County Arizona | 9 | $ 1,455,000 | $ 161,000 | $ 176,000 |
| Boone County Illinois | 9 | $ 2,055,000 | $ 228,000 | $ 73,000 |
| Grundy County Illinois | 9 | $ 775,000 | $ 86,000 | $ 105,000 |
| Berrien County Michigan | 7 | $ 1,055,000 | $ 150,000 | $ 238,000 |
| Walworth County Wisconsin | 7 | $ 2,115,000 | $ 302,000 | $ 194,000 |
| Los Angeles County California | 6 | $ 2,630,000 | $ 438,000 | $ 169,000 |
| LaSalle County Illinois | 6 | $ 570,000 | $ 95,000 | $ 109,000 |
| Monroe County Florida | 5 | $ 2,985,000 | $ 597,000 | $ 335,000 |
| Davidson County Tennessee | 5 | $ 1,455,000 | $ 291,000 | $ 194,000 |
| Clark County Nevada | 4 | $ 910,000 | $ 227,000 | $ 107,000 |
| Door County Wisconsin | 4 | $ 630,000 | $ 157,000 | $ 118,000 |
| Rock County Wisconsin | 4 | $ 580,000 | $ 145,000 | $ 162,000 |
| Waukesha County Wisconsin | 4 | $ 390,000 | $ 97,000 | $ 81,000 |
| Yavapai County Arizona | 3 | $ 375,000 | $ 125,000 | $ 100,000 |
| Hillsborough County Florida | 3 | $ 945,000 | $ 315,000 | $ 145,000 |
| Pima County Arizona | 2 | $ 290,000 | $ 145,000 | $ 53,000 |
| Jefferson County Arkansas | 2 | $ 70,000 | $ 35,000 | $ 57,000 |
| Martin County Florida | 2 | $ 250,000 | $ 125,000 | $ 129,000 |
| Orange County Florida | 2 | $ 330,000 | $ 165,000 | $ 87,000 |
| Pinellas County Florida | 2 | $ 810,000 | $ 405,000 | $ 23,000 |
| Seminole County Florida | 2 | $ 390,000 | $ 195,000 | $ 66,000 |
| Volusia County Florida | 2 | $ 340,000 | $ 170,000 | $ 105,000 |
| Fulton County Georgia | 2 | $ 940,000 | $ 470,000 | $ 294,000 |
| Carroll County Illinois | 2 | $ 400,000 | $ 200,000 | $ 98,000 |
| Champaign County Illinois | 2 | $ 170,000 | $ 85,000 | $ 147,000 |
| Iroquois County Illinois | 2 | $ 160,000 | $ 80,000 | $ 40,000 |
| Jo Daviess County Illinois | 2 | $ 340,000 | $ 170,000 | $ 117,000 |
| Livingston County Illinois | 2 | $ 330,000 | $ 165,000 | $ 122,000 |
| Piatt County Illinois | 2 | $ 280,000 | $ 140,000 | $ 59,000 |
| Stephenson County Illinois | 2 | $ 30,000 | $ 15,000 | $ 37,000 |
| White County Indiana | 2 | $ 310,000 | $ 155,000 | $ 137,000 |
| Ingham County Michigan | 2 | $ 210,000 | $ 105,000 | $ 86,000 |
| Midland County Michigan | 2 | $ 420,000 | $ 210,000 | $ 131,000 |
| St. Louis City County Missouri | 2 | $ 1,500,000 | $ 750,000 | $ 84,000 |
| Passaic County New Jersey | 2 | $ 470,000 | $ 235,000 | $ 68,000 |
| Bronx County New York | 2 | $ 560,000 | $ 280,000 | $ 153,000 |
| Orange County New York | 2 | $ 430,000 | $ 215,000 | $ 111,000 |
| Orange County North Carolina | 2 | $ 830,000 | $ 415,000 | $ 455,000 |
| Dunn County Wisconsin | 2 | $ 540,000 | $ 270,000 | $ 89,000 |
| Oneida County Wisconsin | 2 | $ 330,000 | $ 165,000 | $ 109,000 |
| Pinal County Arizona | 1 | $ 125,000 | $ 125,000 | $ 31,000 |
| Contra Costa County California | 1 | $ 485,000 | $ 485,000 | $ 88,000 |
| El Dorado County California | 1 | $ 35,000 | $ 35,000 | $ 55,000 |
| Fresno County California | 1 | $ 105,000 | $ 105,000 | $ 163,000 |
| Monterey County California | 1 | $ 485,000 | $ 485,000 | $ 114,000 |
| Placer County California | 1 | $ 205,000 | $ 205,000 | $ 26,000 |
| Riverside County California | 1 | $ 135,000 | $ 135,000 | $ 112,000 |
| San Bernardino County California | 1 | $ 285,000 | $ 285,000 | $ 107,000 |
| Santa Cruz County California | 1 | $ 105,000 | $ 105,000 | $ 92,000 |
| El Paso County Colorado | 1 | $ 35,000 | $ 35,000 | $ 126,000 |
| Bay County Florida | 1 | $ 285,000 | $ 285,000 | $ 265,000 |
| Charlotte County Florida | 1 | $ 65,000 | $ 65,000 | $ 788,000 |
| Flagler County Florida | 1 | $ 205,000 | $ 205,000 | $ 42,000 |
| Indian River County Florida | 1 | $ 215,000 | $ 215,000 | $ 102,000 |
| Lake County Florida | 1 | $ 35,000 | $ 35,000 | $ 92,000 |
| Manatee County Florida | 1 | $ 105,000 | $ 105,000 | $ 42,000 |
| Sarasota County Florida | 1 | $ 175,000 | $ 175,000 | $ 164,000 |
| St. Lucie County Florida | 1 | $ 125,000 | $ 125,000 | $ 141,000 |
| Sumter County Florida | 1 | $ 35,000 | $ 35,000 | $ 49,000 |
| Clarke County Georgia | 1 | $ 115,000 | $ 115,000 | $ 154,000 |
| DeKalb County Georgia | 1 | $ 55,000 | $ 55,000 | $ 63,000 |
| Douglas County Georgia | 1 | $ 265,000 | $ 265,000 | $ 75,000 |
| Glynn County Georgia | 1 | $ 205,000 | $ 205,000 | $ 63,000 |
| Valley County Idaho | 1 | $ 195,000 | $ 195,000 | $ 39,000 |
| Ford County Illinois | 1 | $ 15,000 | $ 15,000 | $ 26,000 |
| Jackson County Illinois | 1 | $ 55,000 | $ 55,000 | $ 77,000 |
| Lee County Illinois | 1 | $ 15,000 | $ 15,000 | $ 128,000 |
| Macon County Illinois | 1 | $ 55,000 | $ 55,000 | $ 130,000 |
| Massac County Illinois | 1 | $ 75,000 | $ 75,000 | $ 46,000 |
| McLean County Illinois | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Sangamon County Illinois | 1 | $ 55,000 | $ 55,000 | $ 90,000 |
| Williamson County Illinois | 1 | $ 15,000 | $ 15,000 | $ 40,000 |
| Hendricks County Indiana | 1 | $ 105,000 | $ 105,000 | $ 50,000 |
| LaPorte County Indiana | 1 | $ 55,000 | $ 55,000 | $ 54,000 |
| Marion County Indiana | 1 | $ 155,000 | $ 155,000 | $ 395,000 |
| Black Hawk County Iowa | 1 | $ 145,000 | $ 145,000 | $ 194,000 |
| Boone County Kentucky | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Lafourche County Louisiana | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Vernon County Louisiana | 1 | $ 55,000 | $ 55,000 | $ 88,000 |
| Baltimore County Maryland | 1 | $ 25,000 | $ 25,000 | $ 108,000 |
| Middlesex County Massachusetts | 1 | $ 1,265,000 | $ 1,265,000 | $ 321,000 |
| Allegan County Michigan | 1 | $ 205,000 | $ 205,000 | $ 300,000 |
| Cass County Michigan | 1 | $ 185,000 | $ 185,000 | $ 289,000 |
| Houghton County Michigan | 1 | $ 95,000 | $ 95,000 | $ 86,000 |
| Marquette County Michigan | 1 | $ 115,000 | $ 115,000 | $ 145,000 |
| Ottawa County Michigan | 1 | $ 55,000 | $ 55,000 | $ 80,000 |
| Sanilac County Michigan | 1 | $ 215,000 | $ 215,000 | $ 80,000 |
| Hennepin County Minnesota | 1 | $ 205,000 | $ 205,000 | $ 200,000 |
| Cass County Missouri | 1 | $ 165,000 | $ 165,000 | $ 127,000 |
| Jackson County Missouri | 1 | $ 115,000 | $ 115,000 | $ 125,000 |
| St. Charles County Missouri | 1 | $ 375,000 | $ 375,000 | $ 71,000 |
| Essex County New Jersey | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Union County New Jersey | 1 | $ 315,000 | $ 315,000 | $ 102,000 |
| Chaves County New Mexico | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Dutchess County New York | 1 | $ 185,000 | $ 185,000 | $ 269,000 |
| Queens County New York | 1 | $ 505,000 | $ 505,000 | $ 0 |
| Cabarrus County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 72,000 |
| Durham County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 104,000 |
| New Hanover County North Carolina | 1 | $ 15,000 | $ 15,000 | $ 115,000 |
| Canadian County Oklahoma | 1 | $ 115,000 | $ 115,000 | $ 59,000 |
| Jackson County Oregon | 1 | $ 305,000 | $ 305,000 | $ 80,000 |
| Grainger County Tennessee | 1 | $ 255,000 | $ 255,000 | $ 250,000 |
| Knox County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 33,000 |
| Montgomery County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 97,000 |
| Davis County Utah | 1 | $ 135,000 | $ 135,000 | $ 22,000 |
| Summit County Utah | 1 | $ 135,000 | $ 135,000 | $ 300,000 |
| Jefferson County Wisconsin | 1 | $ 115,000 | $ 115,000 | $ 83,000 |
| Juneau County Wisconsin | 1 | $ 75,000 | $ 75,000 | $ 148,000 |
| Manitowoc County Wisconsin | 1 | $ 25,000 | $ 25,000 | $ 258,000 |
| Ozaukee County Wisconsin | 1 | $ 155,000 | $ 155,000 | $ 292,000 |
| Price County Wisconsin | 1 | $ 35,000 | $ 35,000 | $ 43,000 |
Mortgage Loan Application Detail Totals for First American Bank in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,328 | $222,310,000 | $167,000 | $2,575,000 | $117,000 | $3,144,000 |
| Home Improvement | 878 | $60,520,000 | $68,000 | $1,005,000 | $115,000 | $2,990,000 |
| Other Purpose | 763 | $48,325,000 | $63,000 | $415,000 | $108,000 | $2,703,000 |
| Home Purchase | 619 | $158,075,000 | $255,000 | $6,385,000 | $129,000 | $1,321,000 |
| Cash-out Refinancing | 609 | $119,955,000 | $196,000 | $995,000 | $101,000 | $664,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,663 | $358,285,000 | $134,000 | $2,005,000 | $121,000 | $3,144,000 |
| Hispanic | 576 | $66,480,000 | $115,000 | $885,000 | $89,000 | $2,990,000 |
| Not Provided | 306 | $61,090,000 | $199,000 | $1,505,000 | $118,000 | $1,321,000 |
| Black or African American | 249 | $23,855,000 | $95,000 | $485,000 | $90,000 | $424,000 |
| Asian | 238 | $40,140,000 | $168,000 | $2,005,000 | $118,000 | $664,000 |
| Not applicable | 98 | $48,150,000 | $491,000 | $6,385,000 | $0 | $0 |
| American Indian or Alaskan Native | 9 | $935,000 | $103,000 | $305,000 | $69,000 | $190,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $110,000 | $55,000 | $105,000 | $263,000 | $452,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,121 | $592,585,000 | $143,000 | $6,385,000 | $115,000 | $3,144,000 |
| FHA-insured (Federal Housing Administration) | 64 | $11,760,000 | $183,000 | $435,000 | $79,000 | $354,000 |
| VA-guaranteed (Veterans Administration) | 12 | $4,840,000 | $403,000 | $815,000 | $115,000 | $193,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,087 | $296,845,000 | $142,000 | $6,385,000 | $128,000 | $3,144,000 |
| Application Denied By Financial Institution | 1,211 | $161,475,000 | $133,000 | $2,005,000 | $85,000 | $1,100,000 |
| Application Withdrawn By Applicant | 538 | $87,720,000 | $163,000 | $2,665,000 | $117,000 | $881,000 |
| File Closed For Incompleteness | 277 | $51,425,000 | $185,000 | $1,475,000 | $134,000 | $935,000 |
| Application Approved But Not Accepted | 84 | $11,720,000 | $139,000 | $2,005,000 | $128,000 | $461,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,986 | $447,710,000 | $149,000 | $6,385,000 | $126,000 | $3,144,000 |
| Debt-To-Income Ratio | 645 | $87,765,000 | $136,000 | $2,005,000 | $66,000 | $401,000 |
| Credit History | 338 | $36,610,000 | $108,000 | $995,000 | $91,000 | $664,000 |
| Collateral | 170 | $23,600,000 | $138,000 | $1,305,000 | $134,000 | $1,100,000 |
| Other | 47 | $11,685,000 | $248,000 | $1,005,000 | $135,000 | $390,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $635,000 | $127,000 | $165,000 | $68,000 | $93,000 |
| Unverifiable Information | 4 | $830,000 | $207,000 | $355,000 | $37,000 | $68,000 |
| Mortgage Insurance Denied | 1 | $155,000 | $155,000 | $155,000 | $48,000 | $48,000 |
| Employment History | 1 | $195,000 | $195,000 | $195,000 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First American Bank's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First American Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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