First Arkansas Bank And Trust
HMDA Loan Application Totals
and Mortgage Lending Details
for 2011
First Arkansas Bank And Trust 2011 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Arkansas Bank And Trust 600 West Main Street Jacksonville, AR 72078 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 247 |
| Total Mortgage Loan Application Amount | $15,219,000 |
| Average Mortgage Loan Application Amount | $59,000 |
| Highest Mortgage Loan Application Amount | $912,000 |
| Average Applicant Income | $39,000 |
| Highest Applicant Income | $417,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2011 with First Arkansas Bank And Trust. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Arkansas Bank And Trust's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2011 breaks down First Arkansas Bank And Trust's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Arkansas Bank And Trust serves its applicants.
Each category highlights the total number of mortgage applications processed by First Arkansas Bank And Trust, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Arkansas Bank And Trust's mortgage activity for 2011.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Pulaski County Arkansas | 23 | $ 1,771,000 | $ 77,000 | $ 55,000 |
| Lonoke County Arkansas | 20 | $ 1,973,000 | $ 98,000 | $ 19,000 |
| Cleburne County Arkansas | 13 | $ 1,531,000 | $ 117,000 | $ 84,000 |
| Faulkner County Arkansas | 7 | $ 568,000 | $ 81,000 | $ 15,000 |
| Aiken County South Carolina | 5 | $ 302,000 | $ 60,000 | $ 45,000 |
| Van Buren County Arkansas | 4 | $ 204,000 | $ 51,000 | $ 33,000 |
| Lea County New Mexico | 4 | $ 157,000 | $ 39,000 | $ 51,000 |
| Tulsa County Oklahoma | 4 | $ 169,000 | $ 42,000 | $ 63,000 |
| Tuscaloosa County Alabama | 3 | $ 182,000 | $ 60,000 | $ 62,000 |
| Orange County Florida | 3 | $ 95,000 | $ 31,000 | $ 67,000 |
| Webster County Louisiana | 3 | $ 171,000 | $ 57,000 | $ 91,000 |
| McClain County Oklahoma | 3 | $ 160,000 | $ 53,000 | $ 82,000 |
| McIntosh County Oklahoma | 3 | $ 147,000 | $ 49,000 | $ 200,000 |
| Rogers County Oklahoma | 3 | $ 167,000 | $ 55,000 | $ 38,000 |
| Blount County Alabama | 2 | $ 93,000 | $ 46,000 | $ 32,000 |
| Dale County Alabama | 2 | $ 60,000 | $ 30,000 | $ 33,000 |
| Houston County Alabama | 2 | $ 61,000 | $ 30,000 | $ 37,000 |
| Marion County Alabama | 2 | $ 124,000 | $ 62,000 | $ 42,000 |
| Mobile County Alabama | 2 | $ 33,000 | $ 16,000 | $ 47,000 |
| Wilcox County Alabama | 2 | $ 169,000 | $ 84,000 | $ 69,000 |
| Pope County Arkansas | 2 | $ 122,000 | $ 61,000 | $ 15,000 |
| Searcy County Arkansas | 2 | $ 58,000 | $ 29,000 | $ 124,000 |
| Jackson County Florida | 2 | $ 143,000 | $ 71,000 | $ 80,000 |
| Bienville County Louisiana | 2 | $ 106,000 | $ 53,000 | $ 58,000 |
| Livingston County Louisiana | 2 | $ 59,000 | $ 29,000 | $ 43,000 |
| Eddy County New Mexico | 2 | $ 93,000 | $ 46,000 | $ 61,000 |
| San Juan County New Mexico | 2 | $ 64,000 | $ 32,000 | $ 50,000 |
| Adair County Oklahoma | 2 | $ 58,000 | $ 29,000 | $ 58,000 |
| Beckham County Oklahoma | 2 | $ 61,000 | $ 30,000 | $ 65,000 |
| Canadian County Oklahoma | 2 | $ 160,000 | $ 80,000 | $ 87,000 |
| Carter County Oklahoma | 2 | $ 123,000 | $ 61,000 | $ 49,000 |
| Cherokee County Oklahoma | 2 | $ 144,000 | $ 72,000 | $ 36,000 |
| Comanche County Oklahoma | 2 | $ 131,000 | $ 65,000 | $ 77,000 |
| Creek County Oklahoma | 2 | $ 60,000 | $ 30,000 | $ 42,000 |
| Lincoln County Oklahoma | 2 | $ 140,000 | $ 70,000 | $ 86,000 |
| Major County Oklahoma | 2 | $ 237,000 | $ 118,000 | $ 59,000 |
| Muskogee County Oklahoma | 2 | $ 61,000 | $ 30,000 | $ 125,000 |
| Oklahoma County Oklahoma | 2 | $ 115,000 | $ 57,000 | $ 73,000 |
| Okmulgee County Oklahoma | 2 | $ 101,000 | $ 50,000 | $ 30,000 |
| Wagoner County Oklahoma | 2 | $ 79,000 | $ 39,000 | $ 51,000 |
| Chesterfield County South Carolina | 2 | $ 88,000 | $ 44,000 | $ 32,000 |
| Florence County South Carolina | 2 | $ 36,000 | $ 18,000 | $ 43,000 |
| Autauga County Alabama | 1 | $ 55,000 | $ 55,000 | $ 29,000 |
| Barbour County Alabama | 1 | $ 15,000 | $ 15,000 | $ 101,000 |
| Chilton County Alabama | 1 | $ 46,000 | $ 46,000 | $ 34,000 |
| Colbert County Alabama | 1 | $ 45,000 | $ 45,000 | $ 31,000 |
| Cullman County Alabama | 1 | $ 78,000 | $ 78,000 | $ 43,000 |
| Hale County Alabama | 1 | $ 18,000 | $ 18,000 | $ 10,000 |
| Henry County Alabama | 1 | $ 35,000 | $ 35,000 | $ 21,000 |
| Monroe County Alabama | 1 | $ 21,000 | $ 21,000 | $ 19,000 |
| Pike County Alabama | 1 | $ 36,000 | $ 36,000 | $ 51,000 |
| Sumter County Alabama | 1 | $ 16,000 | $ 16,000 | $ 21,000 |
| Washington County Alabama | 1 | $ 38,000 | $ 38,000 | $ 79,000 |
| La Paz County Arizona | 1 | $ 59,000 | $ 59,000 | $ 49,000 |
| Pima County Arizona | 1 | $ 122,000 | $ 122,000 | $ 47,000 |
| Pinal County Arizona | 1 | $ 23,000 | $ 23,000 | $ 62,000 |
| Benton County Arkansas | 1 | $ 32,000 | $ 32,000 | $ 55,000 |
| Columbia County Arkansas | 1 | $ 34,000 | $ 34,000 | $ 22,000 |
| Fulton County Arkansas | 1 | $ 24,000 | $ 24,000 | $ 67,000 |
| Jefferson County Arkansas | 1 | $ 18,000 | $ 18,000 | $ 22,000 |
| Randolph County Arkansas | 1 | $ 80,000 | $ 80,000 | $ 142,000 |
| Sevier County Arkansas | 1 | $ 87,000 | $ 87,000 | $ 125,000 |
| Sharp County Arkansas | 1 | $ 19,000 | $ 19,000 | $ 211,000 |
| Union County Arkansas | 1 | $ 29,000 | $ 29,000 | $ 40,000 |
| Washington County Arkansas | 1 | $ 180,000 | $ 180,000 | $ 272,000 |
| White County Arkansas | 1 | $ 74,000 | $ 74,000 | $ 80,000 |
| Adams County Colorado | 1 | $ 34,000 | $ 34,000 | $ 48,000 |
| Moffat County Colorado | 1 | $ 23,000 | $ 23,000 | $ 89,000 |
| Alachua County Florida | 1 | $ 15,000 | $ 15,000 | $ 13,000 |
| Baker County Florida | 1 | $ 70,000 | $ 70,000 | $ 57,000 |
| Bay County Florida | 1 | $ 71,000 | $ 71,000 | $ 146,000 |
| Bradford County Florida | 1 | $ 102,000 | $ 102,000 | $ 30,000 |
| Brevard County Florida | 1 | $ 16,000 | $ 16,000 | $ 20,000 |
| Citrus County Florida | 1 | $ 39,000 | $ 39,000 | $ 34,000 |
| Columbia County Florida | 1 | $ 60,000 | $ 60,000 | $ 135,000 |
| Dixie County Florida | 1 | $ 54,000 | $ 54,000 | $ 33,000 |
| Duval County Florida | 1 | $ 57,000 | $ 57,000 | $ 44,000 |
| Glades County Florida | 1 | $ 39,000 | $ 39,000 | $ 25,000 |
| Hillsborough County Florida | 1 | $ 36,000 | $ 36,000 | $ 50,000 |
| Holmes County Florida | 1 | $ 78,000 | $ 78,000 | $ 49,000 |
| Lake County Florida | 1 | $ 19,000 | $ 19,000 | $ 27,000 |
| Marion County Florida | 1 | $ 65,000 | $ 65,000 | $ 42,000 |
| Putnam County Florida | 1 | $ 41,000 | $ 41,000 | $ 42,000 |
| Volusia County Florida | 1 | $ 21,000 | $ 21,000 | $ 66,000 |
| Berrien County Georgia | 1 | $ 50,000 | $ 50,000 | $ 44,000 |
| Clinch County Georgia | 1 | $ 44,000 | $ 44,000 | $ 31,000 |
| Jefferson County Georgia | 1 | $ 94,000 | $ 94,000 | $ 48,000 |
| Richmond County Georgia | 1 | $ 76,000 | $ 76,000 | $ 35,000 |
| Acadia County Louisiana | 1 | $ 39,000 | $ 39,000 | $ 54,000 |
| Assumption County Louisiana | 1 | $ 39,000 | $ 39,000 | $ 54,000 |
| Beauregard County Louisiana | 1 | $ 48,000 | $ 48,000 | $ 44,000 |
| Bossier County Louisiana | 1 | $ 39,000 | $ 39,000 | $ 30,000 |
| Calcasieu County Louisiana | 1 | $ 45,000 | $ 45,000 | $ 62,000 |
| De Soto County Louisiana | 1 | $ 201,000 | $ 201,000 | $ 84,000 |
| East Baton Rouge County Louisiana | 1 | $ 26,000 | $ 26,000 | $ 35,000 |
| Ouachita County Louisiana | 1 | $ 26,000 | $ 26,000 | $ 19,000 |
| Rapides County Louisiana | 1 | $ 69,000 | $ 69,000 | $ 55,000 |
| St. Landry County Louisiana | 1 | $ 36,000 | $ 36,000 | $ 44,000 |
| Amite County Mississippi | 1 | $ 78,000 | $ 78,000 | $ 70,000 |
| Claiborne County Mississippi | 1 | $ 72,000 | $ 72,000 | $ 55,000 |
| Jefferson County Mississippi | 1 | $ 45,000 | $ 45,000 | $ 240,000 |
| Jefferson Davis County Mississippi | 1 | $ 54,000 | $ 54,000 | $ 31,000 |
| Lauderdale County Mississippi | 1 | $ 35,000 | $ 35,000 | $ 95,000 |
| Monroe County Mississippi | 1 | $ 65,000 | $ 65,000 | $ 31,000 |
| Pike County Mississippi | 1 | $ 132,000 | $ 132,000 | $ 140,000 |
| Chaves County New Mexico | 1 | $ 24,000 | $ 24,000 | $ 55,000 |
| Cibola County New Mexico | 1 | $ 53,000 | $ 53,000 | $ 63,000 |
| Bertie County North Carolina | 1 | $ 36,000 | $ 36,000 | $ 24,000 |
| Duplin County North Carolina | 1 | $ 37,000 | $ 37,000 | $ 31,000 |
| Atoka County Oklahoma | 1 | $ 25,000 | $ 25,000 | $ 25,000 |
| Blaine County Oklahoma | 1 | $ 101,000 | $ 101,000 | $ 79,000 |
| Bryan County Oklahoma | 1 | $ 35,000 | $ 35,000 | $ 35,000 |
| Choctaw County Oklahoma | 1 | $ 27,000 | $ 27,000 | $ 100,000 |
| Cleveland County Oklahoma | 1 | $ 88,000 | $ 88,000 | $ 40,000 |
| Delaware County Oklahoma | 1 | $ 15,000 | $ 15,000 | $ 23,000 |
| Love County Oklahoma | 1 | $ 62,000 | $ 62,000 | $ 21,000 |
| Marshall County Oklahoma | 1 | $ 40,000 | $ 40,000 | $ 29,000 |
| Mayes County Oklahoma | 1 | $ 45,000 | $ 45,000 | $ 62,000 |
| Murray County Oklahoma | 1 | $ 19,000 | $ 19,000 | $ 16,000 |
| Okfuskee County Oklahoma | 1 | $ 67,000 | $ 67,000 | $ 120,000 |
| Ottawa County Oklahoma | 1 | $ 88,000 | $ 88,000 | $ 40,000 |
| Pawnee County Oklahoma | 1 | $ 63,000 | $ 63,000 | $ 63,000 |
| Pittsburg County Oklahoma | 1 | $ 35,000 | $ 35,000 | $ 54,000 |
| Roger Mills County Oklahoma | 1 | $ 63,000 | $ 63,000 | $ 72,000 |
| Sequoyah County Oklahoma | 1 | $ 65,000 | $ 65,000 | $ 30,000 |
| Washita County Oklahoma | 1 | $ 67,000 | $ 67,000 | $ 30,000 |
| Bamberg County South Carolina | 1 | $ 37,000 | $ 37,000 | $ 30,000 |
| Darlington County South Carolina | 1 | $ 15,000 | $ 15,000 | $ 21,000 |
| Horry County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 49,000 |
| Spartanburg County South Carolina | 1 | $ 53,000 | $ 53,000 | $ 60,000 |
| Carroll County Tennessee | 1 | $ 66,000 | $ 66,000 | $ 61,000 |
| Loudon County Tennessee | 1 | $ 41,000 | $ 41,000 | $ 60,000 |
| Monroe County Tennessee | 1 | $ 74,000 | $ 74,000 | $ 91,000 |
| Rhea County Tennessee | 1 | $ 29,000 | $ 29,000 | $ 20,000 |
| Wayne County Tennessee | 1 | $ 31,000 | $ 31,000 | $ 20,000 |
Mortgage Loan Application Detail Totals for First Arkansas Bank And Trust in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 230 | $14,028,000 | $60,000 | $912,000 | $58,000 | $417,000 |
| Refinancing | 12 | $1,034,000 | $86,000 | $136,000 | $15,000 | $138,000 |
| Home Improvement | 5 | $157,000 | $31,000 | $43,000 | $44,000 | $114,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 204 | $12,168,000 | $59,000 | $912,000 | $52,000 | $417,000 |
| White | 38 | $2,561,000 | $67,000 | $500,000 | $65,000 | $277,000 |
| Black or African American | 2 | $40,000 | $20,000 | $25,000 | $75,000 | $105,000 |
| Hispanic | 1 | $51,000 | $51,000 | $51,000 | $85,000 | $85,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $149,000 | $149,000 | $149,000 | $310,000 | $310,000 |
| Asian | 1 | $250,000 | $250,000 | $250,000 | $136,000 | $136,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 247 | $15,219,000 | $61,000 | $912,000 | $56,000 | $417,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 178 | $8,954,000 | $50,000 | $201,000 | $58,000 | $417,000 |
| Loan Originated | 51 | $5,171,000 | $101,000 | $912,000 | $51,000 | $310,000 |
| Application Denied By Financial Institution | 13 | $830,000 | $63,000 | $250,000 | $45,000 | $138,000 |
| Application Withdrawn By Applicant | 5 | $264,000 | $52,000 | $128,000 | $43,000 | $85,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 8 | $372,000 | $46,000 | $124,000 | $31,000 | $138,000 |
| Debt-To-Income Ratio | 3 | $380,000 | $126,000 | $250,000 | $70,000 | $136,000 |
| Employment History | 1 | $36,000 | $36,000 | $36,000 | $46,000 | $46,000 |
| Collateral | 1 | $42,000 | $42,000 | $42,000 | $83,000 | $83,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Arkansas Bank And Trust's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Arkansas Bank And Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Arkansas, download the full spreadsheet
with aggregated HMDA statistics today.