Firsttrust Home Loans, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Firsttrust Home Loans, Inc. 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Firsttrust Home Loans, Inc. 906 South Rock St. Sheridan, AR 72150 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 |
| Total Number of Mortgage Applications | 2,288 |
| Total Mortgage Loan Application Amount | $316,760,000 |
| Average Mortgage Loan Application Amount | $153,000 |
| Highest Mortgage Loan Application Amount | $725,000 |
| Average Applicant Income | $78,000 |
| Highest Applicant Income | $2,478,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Firsttrust Home Loans, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Firsttrust Home Loans, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Firsttrust Home Loans, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Firsttrust Home Loans, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Firsttrust Home Loans, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Firsttrust Home Loans, Inc.'s mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Pulaski County Arkansas | 151 | $ 26,645,000 | $ 176,000 | $ 99,000 |
| Saline County Arkansas | 146 | $ 27,890,000 | $ 191,000 | $ 87,000 |
| Lonoke County Arkansas | 98 | $ 16,110,000 | $ 164,000 | $ 73,000 |
| Faulkner County Arkansas | 88 | $ 16,250,000 | $ 184,000 | $ 75,000 |
| Grant County Arkansas | 88 | $ 13,220,000 | $ 150,000 | $ 70,000 |
| Cross County Arkansas | 73 | $ 9,835,000 | $ 134,000 | $ 82,000 |
| Polk County Arkansas | 68 | $ 7,750,000 | $ 113,000 | $ 62,000 |
| Arkansas County Arkansas | 62 | $ 8,010,000 | $ 129,000 | $ 59,000 |
| Howard County Arkansas | 47 | $ 5,895,000 | $ 125,000 | $ 92,000 |
| Ouachita County Arkansas | 46 | $ 4,490,000 | $ 97,000 | $ 51,000 |
| Bossier County Louisiana | 46 | $ 9,610,000 | $ 208,000 | $ 73,000 |
| Randolph County Arkansas | 36 | $ 4,690,000 | $ 130,000 | $ 60,000 |
| Ottawa County Oklahoma | 36 | $ 3,660,000 | $ 101,000 | $ 48,000 |
| Baxter County Arkansas | 33 | $ 4,195,000 | $ 127,000 | $ 71,000 |
| Jefferson County Arkansas | 31 | $ 4,005,000 | $ 129,000 | $ 83,000 |
| Sharp County Arkansas | 31 | $ 3,055,000 | $ 98,000 | $ 61,000 |
| White County Arkansas | 30 | $ 4,650,000 | $ 155,000 | $ 74,000 |
| Caddo County Louisiana | 28 | $ 4,760,000 | $ 170,000 | $ 71,000 |
| Sevier County Arkansas | 23 | $ 3,185,000 | $ 138,000 | $ 62,000 |
| Logan County Arkansas | 21 | $ 2,845,000 | $ 135,000 | $ 74,000 |
| Craighead County Arkansas | 19 | $ 4,085,000 | $ 215,000 | $ 111,000 |
| Cleveland County Oklahoma | 18 | $ 2,540,000 | $ 141,000 | $ 71,000 |
| Madison County Alabama | 17 | $ 3,375,000 | $ 198,000 | $ 84,000 |
| Izard County Arkansas | 16 | $ 2,030,000 | $ 126,000 | $ 67,000 |
| Sebastian County Arkansas | 16 | $ 2,290,000 | $ 143,000 | $ 52,000 |
| Blount County Alabama | 15 | $ 2,365,000 | $ 157,000 | $ 57,000 |
| Garland County Arkansas | 15 | $ 2,935,000 | $ 195,000 | $ 104,000 |
| Fulton County Arkansas | 14 | $ 1,850,000 | $ 132,000 | $ 86,000 |
| St. Francis County Arkansas | 14 | $ 1,430,000 | $ 102,000 | $ 50,000 |
| Union County Arkansas | 14 | $ 2,630,000 | $ 187,000 | $ 94,000 |
| Washington County Arkansas | 14 | $ 3,180,000 | $ 227,000 | $ 87,000 |
| Drew County Arkansas | 13 | $ 1,935,000 | $ 148,000 | $ 80,000 |
| Hot Spring County Arkansas | 11 | $ 1,415,000 | $ 128,000 | $ 50,000 |
| Pittsburg County Oklahoma | 11 | $ 1,725,000 | $ 156,000 | $ 85,000 |
| Jefferson County Alabama | 10 | $ 1,910,000 | $ 191,000 | $ 75,000 |
| Sequoyah County Oklahoma | 10 | $ 1,030,000 | $ 103,000 | $ 58,000 |
| St. Clair County Alabama | 9 | $ 1,345,000 | $ 149,000 | $ 72,000 |
| McClain County Oklahoma | 9 | $ 1,605,000 | $ 178,000 | $ 52,000 |
| Desha County Arkansas | 8 | $ 580,000 | $ 72,000 | $ 39,000 |
| Pike County Arkansas | 8 | $ 840,000 | $ 105,000 | $ 62,000 |
| Little River County Arkansas | 7 | $ 695,000 | $ 99,000 | $ 62,000 |
| Delaware County Oklahoma | 7 | $ 1,045,000 | $ 149,000 | $ 70,000 |
| Oklahoma County Oklahoma | 7 | $ 895,000 | $ 127,000 | $ 54,000 |
| Benton County Arkansas | 6 | $ 1,100,000 | $ 183,000 | $ 112,000 |
| Calhoun County Arkansas | 6 | $ 730,000 | $ 121,000 | $ 86,000 |
| Cleburne County Arkansas | 6 | $ 950,000 | $ 158,000 | $ 84,000 |
| Hempstead County Arkansas | 6 | $ 810,000 | $ 135,000 | $ 82,000 |
| Independence County Arkansas | 5 | $ 725,000 | $ 145,000 | $ 66,000 |
| Lawrence County Arkansas | 5 | $ 575,000 | $ 115,000 | $ 47,000 |
| Lincoln County Arkansas | 5 | $ 825,000 | $ 165,000 | $ 79,000 |
| Marion County Arkansas | 5 | $ 725,000 | $ 145,000 | $ 59,000 |
| Monroe County Arkansas | 5 | $ 425,000 | $ 85,000 | $ 39,000 |
| Poinsett County Arkansas | 5 | $ 695,000 | $ 139,000 | $ 68,000 |
| Pope County Arkansas | 5 | $ 645,000 | $ 129,000 | $ 85,000 |
| Jasper County Missouri | 5 | $ 505,000 | $ 101,000 | $ 74,000 |
| Newton County Missouri | 5 | $ 565,000 | $ 113,000 | $ 49,000 |
| Bowie County Texas | 5 | $ 915,000 | $ 183,000 | $ 160,000 |
| Dallas County Arkansas | 4 | $ 530,000 | $ 132,000 | $ 46,000 |
| Montgomery County Arkansas | 4 | $ 390,000 | $ 97,000 | $ 132,000 |
| Scott County Arkansas | 4 | $ 380,000 | $ 95,000 | $ 68,000 |
| Van Buren County Arkansas | 4 | $ 390,000 | $ 97,000 | $ 56,000 |
| Oregon County Missouri | 3 | $ 235,000 | $ 78,000 | $ 50,000 |
| Craig County Oklahoma | 3 | $ 235,000 | $ 78,000 | $ 57,000 |
| Grady County Oklahoma | 3 | $ 835,000 | $ 278,000 | $ 85,000 |
| Nowata County Oklahoma | 3 | $ 365,000 | $ 121,000 | $ 49,000 |
| Tarrant County Texas | 3 | $ 545,000 | $ 181,000 | $ 62,000 |
| DeKalb County Alabama | 2 | $ 520,000 | $ 260,000 | $ 93,000 |
| Carroll County Arkansas | 2 | $ 440,000 | $ 220,000 | $ 181,000 |
| Chicot County Arkansas | 2 | $ 120,000 | $ 60,000 | $ 34,000 |
| Clay County Arkansas | 2 | $ 210,000 | $ 105,000 | $ 94,000 |
| Cleveland County Arkansas | 2 | $ 220,000 | $ 110,000 | $ 83,000 |
| Crawford County Arkansas | 2 | $ 340,000 | $ 170,000 | $ 61,000 |
| Greene County Arkansas | 2 | $ 260,000 | $ 130,000 | $ 43,000 |
| Lee County Arkansas | 2 | $ 260,000 | $ 130,000 | $ 68,000 |
| Prairie County Arkansas | 2 | $ 430,000 | $ 215,000 | $ 84,000 |
| Cherokee County Kansas | 2 | $ 170,000 | $ 85,000 | $ 88,000 |
| Montgomery County Kansas | 2 | $ 170,000 | $ 85,000 | $ 50,000 |
| Claiborne County Louisiana | 2 | $ 130,000 | $ 65,000 | $ 75,000 |
| Canadian County Oklahoma | 2 | $ 480,000 | $ 240,000 | $ 125,000 |
| Dallas County Texas | 2 | $ 250,000 | $ 125,000 | $ 82,000 |
| Travis County Texas | 2 | $ 430,000 | $ 215,000 | $ 101,000 |
| Baldwin County Alabama | 1 | $ 255,000 | $ 255,000 | $ 51,000 |
| Calhoun County Alabama | 1 | $ 195,000 | $ 195,000 | $ 68,000 |
| Cherokee County Alabama | 1 | $ 85,000 | $ 85,000 | $ 23,000 |
| Colbert County Alabama | 1 | $ 265,000 | $ 265,000 | $ 115,000 |
| Cullman County Alabama | 1 | $ 115,000 | $ 115,000 | $ 22,000 |
| Etowah County Alabama | 1 | $ 285,000 | $ 285,000 | $ 95,000 |
| Lauderdale County Alabama | 1 | $ 175,000 | $ 175,000 | $ 99,000 |
| Marshall County Alabama | 1 | $ 335,000 | $ 335,000 | $ 99,000 |
| Morgan County Alabama | 1 | $ 225,000 | $ 225,000 | $ 69,000 |
| Ashley County Arkansas | 1 | $ 185,000 | $ 185,000 | $ 75,000 |
| Clark County Arkansas | 1 | $ 115,000 | $ 115,000 | $ 49,000 |
| Columbia County Arkansas | 1 | $ 95,000 | $ 95,000 | $ 65,000 |
| Conway County Arkansas | 1 | $ 285,000 | $ 285,000 | $ 57,000 |
| Crittenden County Arkansas | 1 | $ 155,000 | $ 155,000 | $ 110,000 |
| Miller County Arkansas | 1 | $ 175,000 | $ 175,000 | $ 66,000 |
| Mississippi County Arkansas | 1 | $ 165,000 | $ 165,000 | $ 144,000 |
| Perry County Arkansas | 1 | $ 205,000 | $ 205,000 | $ 72,000 |
| Searcy County Arkansas | 1 | $ 245,000 | $ 245,000 | $ 53,000 |
| Stone County Arkansas | 1 | $ 115,000 | $ 115,000 | $ 57,000 |
| Yell County Arkansas | 1 | $ 185,000 | $ 185,000 | $ 110,000 |
| Cowley County Kansas | 1 | $ 45,000 | $ 45,000 | $ 68,000 |
| Sedgwick County Kansas | 1 | $ 155,000 | $ 155,000 | $ 83,000 |
| Bienville County Louisiana | 1 | $ 55,000 | $ 55,000 | $ 180,000 |
| De Soto County Louisiana | 1 | $ 255,000 | $ 255,000 | $ 71,000 |
| Jackson County Louisiana | 1 | $ 105,000 | $ 105,000 | $ 52,000 |
| Red River County Louisiana | 1 | $ 65,000 | $ 65,000 | $ 60,000 |
| Terrebonne County Louisiana | 1 | $ 115,000 | $ 115,000 | $ 87,000 |
| Union County Louisiana | 1 | $ 165,000 | $ 165,000 | $ 49,000 |
| McDonald County Missouri | 1 | $ 85,000 | $ 85,000 | $ 23,000 |
| Comanche County Oklahoma | 1 | $ 165,000 | $ 165,000 | $ 85,000 |
| Logan County Oklahoma | 1 | $ 315,000 | $ 315,000 | $ 83,000 |
| Murray County Oklahoma | 1 | $ 55,000 | $ 55,000 | $ 177,000 |
| Pontotoc County Oklahoma | 1 | $ 135,000 | $ 135,000 | $ 105,000 |
| Pottawatomie County Oklahoma | 1 | $ 165,000 | $ 165,000 | $ 63,000 |
| Rogers County Oklahoma | 1 | $ 725,000 | $ 725,000 | $ 189,000 |
| Stephens County Oklahoma | 1 | $ 195,000 | $ 195,000 | $ 70,000 |
| Tulsa County Oklahoma | 1 | $ 235,000 | $ 235,000 | $ 83,000 |
| Denton County Texas | 1 | $ 265,000 | $ 265,000 | $ 114,000 |
| Harris County Texas | 1 | $ 115,000 | $ 115,000 | $ 325,000 |
| Panola County Texas | 1 | $ 255,000 | $ 255,000 | $ 63,000 |
| Smith County Texas | 1 | $ 195,000 | $ 195,000 | $ 56,000 |
| Williamson County Texas | 1 | $ 335,000 | $ 335,000 | $ 117,000 |
Mortgage Loan Application Detail Totals for Firsttrust Home Loans, Inc. in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,236 | $307,940,000 | $137,000 | $725,000 | $70,000 | $2,478,000 |
| Refinancing | 47 | $8,065,000 | $171,000 | $435,000 | $99,000 | $322,000 |
| Cash-out Refinancing | 5 | $755,000 | $151,000 | $285,000 | $65,000 | $102,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,834 | $262,780,000 | $143,000 | $725,000 | $75,000 | $2,478,000 |
| Black or African American | 178 | $22,170,000 | $124,000 | $435,000 | $51,000 | $244,000 |
| Not Provided | 163 | $17,495,000 | $107,000 | $485,000 | $48,000 | $195,000 |
| Hispanic | 60 | $7,660,000 | $127,000 | $355,000 | $54,000 | $170,000 |
| American Indian or Alaskan Native | 35 | $4,425,000 | $126,000 | $335,000 | $67,000 | $164,000 |
| Asian | 14 | $1,640,000 | $117,000 | $265,000 | $72,000 | $176,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $215,000 | $215,000 | $215,000 | $120,000 | $120,000 |
| Not applicable | 1 | $115,000 | $115,000 | $115,000 | $79,000 | $79,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 762 | $125,500,000 | $164,000 | $595,000 | $100,000 | $2,478,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 669 | $69,305,000 | $103,000 | $285,000 | $44,000 | $551,000 |
| FHA-insured (Federal Housing Administration) | 657 | $85,765,000 | $130,000 | $315,000 | $63,000 | $244,000 |
| VA-guaranteed (Veterans Administration) | 200 | $36,190,000 | $180,000 | $725,000 | $69,000 | $234,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,439 | $223,825,000 | $155,000 | $725,000 | $76,000 | $470,000 |
| Application Withdrawn By Applicant | 414 | $51,110,000 | $123,000 | $385,000 | $72,000 | $2,478,000 |
| Application Denied By Financial Institution | 271 | $28,565,000 | $105,000 | $465,000 | $48,000 | $551,000 |
| File Closed For Incompleteness | 115 | $7,815,000 | $67,000 | $145,000 | $51,000 | $244,000 |
| Preapproval Denied by Financial Institution | 42 | $4,610,000 | $109,000 | $225,000 | $45,000 | $185,000 |
| Preapproval Approved but not Accepted | 7 | $835,000 | $119,000 | $205,000 | $56,000 | $109,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,975 | $283,585,000 | $143,000 | $725,000 | $74,000 | $2,478,000 |
| Credit History | 245 | $25,395,000 | $103,000 | $465,000 | $46,000 | $198,000 |
| Debt-To-Income Ratio | 49 | $6,195,000 | $126,000 | $415,000 | $48,000 | $157,000 |
| Other | 7 | $415,000 | $59,000 | $95,000 | $53,000 | $132,000 |
| Employment History | 4 | $490,000 | $122,000 | $185,000 | $158,000 | $551,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $260,000 | $65,000 | $75,000 | $52,000 | $129,000 |
| Unverifiable Information | 2 | $190,000 | $95,000 | $135,000 | $31,000 | $62,000 |
| Collateral | 1 | $85,000 | $85,000 | $85,000 | $27,000 | $27,000 |
| Credit Application Incomplete | 1 | $145,000 | $145,000 | $145,000 | $53,000 | $53,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Firsttrust Home Loans, Inc.'s 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Firsttrust Home Loans, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.