Firsttrust Home Loans, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Firsttrust Home Loans, Inc. 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Firsttrust Home Loans, Inc. 906 South Rock St. Sheridan, AR 72150 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 |
| Total Number of Mortgage Applications | 5,711 |
| Total Mortgage Loan Application Amount | $625,455,000 |
| Average Mortgage Loan Application Amount | $135,000 |
| Highest Mortgage Loan Application Amount | $1,085,000 |
| Average Applicant Income | $90,000 |
| Highest Applicant Income | $1,380,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Firsttrust Home Loans, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Firsttrust Home Loans, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Firsttrust Home Loans, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Firsttrust Home Loans, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Firsttrust Home Loans, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Firsttrust Home Loans, Inc.'s mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Pulaski County Arkansas | 322 | $ 63,030,000 | $ 195,000 | $ 101,000 |
| Saline County Arkansas | 307 | $ 58,615,000 | $ 190,000 | $ 88,000 |
| Faulkner County Arkansas | 267 | $ 52,485,000 | $ 196,000 | $ 97,000 |
| Lonoke County Arkansas | 211 | $ 37,955,000 | $ 179,000 | $ 82,000 |
| Grant County Arkansas | 160 | $ 26,390,000 | $ 164,000 | $ 79,000 |
| Cross County Arkansas | 108 | $ 16,810,000 | $ 155,000 | $ 81,000 |
| Randolph County Arkansas | 92 | $ 12,930,000 | $ 140,000 | $ 85,000 |
| Howard County Arkansas | 90 | $ 15,500,000 | $ 172,000 | $ 86,000 |
| Ouachita County Arkansas | 87 | $ 10,815,000 | $ 124,000 | $ 59,000 |
| Arkansas County Arkansas | 82 | $ 12,110,000 | $ 147,000 | $ 68,000 |
| Polk County Arkansas | 79 | $ 10,235,000 | $ 129,000 | $ 62,000 |
| White County Arkansas | 71 | $ 14,485,000 | $ 204,000 | $ 79,000 |
| Jefferson County Arkansas | 67 | $ 9,395,000 | $ 140,000 | $ 77,000 |
| Garland County Arkansas | 65 | $ 15,445,000 | $ 237,000 | $ 122,000 |
| Jasper County Missouri | 55 | $ 9,665,000 | $ 175,000 | $ 77,000 |
| Madison County Alabama | 53 | $ 12,645,000 | $ 238,000 | $ 102,000 |
| Bossier County Louisiana | 52 | $ 11,790,000 | $ 226,000 | $ 80,000 |
| Caddo County Louisiana | 43 | $ 8,255,000 | $ 191,000 | $ 102,000 |
| Baxter County Arkansas | 40 | $ 6,470,000 | $ 161,000 | $ 78,000 |
| Union County Arkansas | 39 | $ 7,475,000 | $ 191,000 | $ 91,000 |
| Washington County Arkansas | 39 | $ 8,805,000 | $ 225,000 | $ 104,000 |
| Izard County Arkansas | 37 | $ 4,375,000 | $ 118,000 | $ 66,000 |
| Pittsburg County Oklahoma | 37 | $ 6,765,000 | $ 182,000 | $ 116,000 |
| Cleveland County Oklahoma | 35 | $ 7,415,000 | $ 211,000 | $ 89,000 |
| Logan County Arkansas | 30 | $ 3,950,000 | $ 131,000 | $ 73,000 |
| Columbia County Arkansas | 29 | $ 6,105,000 | $ 210,000 | $ 138,000 |
| Benton County Arkansas | 28 | $ 5,130,000 | $ 183,000 | $ 74,000 |
| Craighead County Arkansas | 28 | $ 5,430,000 | $ 193,000 | $ 81,000 |
| Pike County Arkansas | 28 | $ 4,040,000 | $ 144,000 | $ 79,000 |
| Sevier County Arkansas | 28 | $ 4,770,000 | $ 170,000 | $ 74,000 |
| Sebastian County Arkansas | 25 | $ 4,665,000 | $ 186,000 | $ 127,000 |
| St. Francis County Arkansas | 25 | $ 2,785,000 | $ 111,000 | $ 63,000 |
| Newton County Missouri | 23 | $ 3,785,000 | $ 164,000 | $ 88,000 |
| Sharp County Arkansas | 22 | $ 2,550,000 | $ 115,000 | $ 78,000 |
| Travis County Texas | 21 | $ 6,585,000 | $ 313,000 | $ 147,000 |
| Oklahoma County Oklahoma | 20 | $ 4,810,000 | $ 240,000 | $ 95,000 |
| Calhoun County Arkansas | 19 | $ 2,385,000 | $ 125,000 | $ 66,000 |
| Hempstead County Arkansas | 19 | $ 2,765,000 | $ 145,000 | $ 129,000 |
| Lincoln County Arkansas | 19 | $ 3,085,000 | $ 162,000 | $ 90,000 |
| Lawrence County Arkansas | 18 | $ 2,620,000 | $ 145,000 | $ 72,000 |
| Dallas County Arkansas | 17 | $ 1,805,000 | $ 106,000 | $ 92,000 |
| Fulton County Arkansas | 17 | $ 2,375,000 | $ 139,000 | $ 80,000 |
| Hot Spring County Arkansas | 17 | $ 2,095,000 | $ 123,000 | $ 58,000 |
| Desha County Arkansas | 16 | $ 2,200,000 | $ 137,000 | $ 87,000 |
| Drew County Arkansas | 14 | $ 1,990,000 | $ 142,000 | $ 94,000 |
| Cleveland County Arkansas | 13 | $ 2,135,000 | $ 164,000 | $ 103,000 |
| Limestone County Alabama | 12 | $ 2,350,000 | $ 195,000 | $ 80,000 |
| McClain County Oklahoma | 12 | $ 2,310,000 | $ 192,000 | $ 99,000 |
| Cleburne County Arkansas | 11 | $ 2,775,000 | $ 252,000 | $ 150,000 |
| Miller County Arkansas | 11 | $ 2,135,000 | $ 194,000 | $ 90,000 |
| Pope County Arkansas | 11 | $ 1,465,000 | $ 133,000 | $ 110,000 |
| Sequoyah County Oklahoma | 11 | $ 1,735,000 | $ 157,000 | $ 79,000 |
| Ottawa County Oklahoma | 10 | $ 1,320,000 | $ 132,000 | $ 50,000 |
| Crawford County Arkansas | 9 | $ 1,445,000 | $ 160,000 | $ 52,000 |
| Williamson County Texas | 9 | $ 2,155,000 | $ 239,000 | $ 102,000 |
| Little River County Arkansas | 8 | $ 1,070,000 | $ 133,000 | $ 68,000 |
| Montgomery County Arkansas | 8 | $ 1,230,000 | $ 153,000 | $ 123,000 |
| Poinsett County Arkansas | 8 | $ 1,360,000 | $ 170,000 | $ 88,000 |
| Clark County Arkansas | 7 | $ 1,135,000 | $ 162,000 | $ 73,000 |
| Scott County Arkansas | 7 | $ 985,000 | $ 140,000 | $ 62,000 |
| Collin County Texas | 7 | $ 2,185,000 | $ 312,000 | $ 141,000 |
| Dallas County Texas | 7 | $ 1,495,000 | $ 213,000 | $ 157,000 |
| Chicot County Arkansas | 6 | $ 510,000 | $ 85,000 | $ 104,000 |
| Lafayette County Arkansas | 6 | $ 860,000 | $ 143,000 | $ 87,000 |
| Craig County Oklahoma | 6 | $ 570,000 | $ 95,000 | $ 78,000 |
| Grady County Oklahoma | 6 | $ 1,410,000 | $ 235,000 | $ 78,000 |
| Carroll County Arkansas | 5 | $ 705,000 | $ 141,000 | $ 127,000 |
| Conway County Arkansas | 5 | $ 845,000 | $ 169,000 | $ 83,000 |
| Independence County Arkansas | 5 | $ 825,000 | $ 165,000 | $ 91,000 |
| Prairie County Arkansas | 5 | $ 505,000 | $ 101,000 | $ 47,000 |
| Yell County Arkansas | 5 | $ 795,000 | $ 159,000 | $ 51,000 |
| Webster County Louisiana | 5 | $ 945,000 | $ 189,000 | $ 98,000 |
| Canadian County Oklahoma | 5 | $ 1,125,000 | $ 225,000 | $ 97,000 |
| Bowie County Texas | 5 | $ 945,000 | $ 189,000 | $ 84,000 |
| Calhoun County Alabama | 4 | $ 850,000 | $ 212,000 | $ 255,000 |
| Etowah County Alabama | 4 | $ 830,000 | $ 207,000 | $ 85,000 |
| Clay County Arkansas | 4 | $ 390,000 | $ 97,000 | $ 69,000 |
| Marion County Arkansas | 4 | $ 540,000 | $ 135,000 | $ 50,000 |
| Tulsa County Oklahoma | 4 | $ 350,000 | $ 87,000 | $ 88,000 |
| Hays County Texas | 4 | $ 720,000 | $ 180,000 | $ 251,000 |
| Morgan County Alabama | 3 | $ 465,000 | $ 155,000 | $ 50,000 |
| Boone County Arkansas | 3 | $ 415,000 | $ 138,000 | $ 48,000 |
| Crittenden County Arkansas | 3 | $ 545,000 | $ 181,000 | $ 90,000 |
| Franklin County Arkansas | 3 | $ 625,000 | $ 208,000 | $ 79,000 |
| Perry County Arkansas | 3 | $ 445,000 | $ 148,000 | $ 80,000 |
| Stone County Arkansas | 3 | $ 355,000 | $ 118,000 | $ 113,000 |
| Van Buren County Arkansas | 3 | $ 875,000 | $ 291,000 | $ 102,000 |
| De Soto County Louisiana | 3 | $ 875,000 | $ 291,000 | $ 82,000 |
| Barton County Missouri | 3 | $ 275,000 | $ 91,000 | $ 46,000 |
| Oregon County Missouri | 3 | $ 355,000 | $ 118,000 | $ 89,000 |
| Le Flore County Oklahoma | 3 | $ 305,000 | $ 101,000 | $ 56,000 |
| Denton County Texas | 3 | $ 805,000 | $ 268,000 | $ 166,000 |
| Tarrant County Texas | 3 | $ 665,000 | $ 221,000 | $ 146,000 |
| DeKalb County Alabama | 2 | $ 450,000 | $ 225,000 | $ 122,000 |
| Marshall County Alabama | 2 | $ 320,000 | $ 160,000 | $ 40,000 |
| Ashley County Arkansas | 2 | $ 90,000 | $ 45,000 | $ 62,000 |
| Greene County Arkansas | 2 | $ 350,000 | $ 175,000 | $ 108,000 |
| Jackson County Arkansas | 2 | $ 150,000 | $ 75,000 | $ 114,000 |
| Mississippi County Arkansas | 2 | $ 200,000 | $ 100,000 | $ 48,000 |
| Nevada County Arkansas | 2 | $ 590,000 | $ 295,000 | $ 120,000 |
| Woodruff County Arkansas | 2 | $ 150,000 | $ 75,000 | $ 36,000 |
| Cherokee County Kansas | 2 | $ 140,000 | $ 70,000 | $ 30,000 |
| Crawford County Kansas | 2 | $ 120,000 | $ 60,000 | $ 37,000 |
| Clay County Missouri | 2 | $ 260,000 | $ 130,000 | $ 90,000 |
| Howell County Missouri | 2 | $ 180,000 | $ 90,000 | $ 103,000 |
| Garvin County Oklahoma | 2 | $ 190,000 | $ 95,000 | $ 44,000 |
| Latimer County Oklahoma | 2 | $ 280,000 | $ 140,000 | $ 47,000 |
| Muskogee County Oklahoma | 2 | $ 210,000 | $ 105,000 | $ 46,000 |
| Harris County Texas | 2 | $ 310,000 | $ 155,000 | $ 47,000 |
| Montgomery County Texas | 2 | $ 220,000 | $ 110,000 | $ 114,000 |
| Smith County Texas | 2 | $ 470,000 | $ 235,000 | $ 91,000 |
| Blount County Alabama | 1 | $ 165,000 | $ 165,000 | $ 50,000 |
| Jackson County Alabama | 1 | $ 235,000 | $ 235,000 | $ 187,000 |
| Jefferson County Alabama | 1 | $ 165,000 | $ 165,000 | $ 28,000 |
| Bradley County Arkansas | 1 | $ 105,000 | $ 105,000 | $ 66,000 |
| Johnson County Arkansas | 1 | $ 85,000 | $ 85,000 | $ 103,000 |
| Lee County Arkansas | 1 | $ 55,000 | $ 55,000 | $ 49,000 |
| Monroe County Arkansas | 1 | $ 115,000 | $ 115,000 | $ 43,000 |
| Newton County Arkansas | 1 | $ 105,000 | $ 105,000 | $ 135,000 |
| Phillips County Arkansas | 1 | $ 85,000 | $ 85,000 | $ 47,000 |
| Riley County Kansas | 1 | $ 175,000 | $ 175,000 | $ 63,000 |
| Bienville County Louisiana | 1 | $ 175,000 | $ 175,000 | $ 81,000 |
| East Baton Rouge County Louisiana | 1 | $ 85,000 | $ 85,000 | $ 78,000 |
| Lincoln County Louisiana | 1 | $ 145,000 | $ 145,000 | $ 133,000 |
| Ouachita County Louisiana | 1 | $ 5,000 | $ 5,000 | $ 33,000 |
| Red River County Louisiana | 1 | $ 265,000 | $ 265,000 | $ 71,000 |
| Tangipahoa County Louisiana | 1 | $ 95,000 | $ 95,000 | $ 26,000 |
| Barry County Missouri | 1 | $ 345,000 | $ 345,000 | $ 170,000 |
| Clinton County Missouri | 1 | $ 265,000 | $ 265,000 | $ 113,000 |
| McDonald County Missouri | 1 | $ 135,000 | $ 135,000 | $ 58,000 |
| Taney County Missouri | 1 | $ 175,000 | $ 175,000 | $ 179,000 |
| Vernon County Missouri | 1 | $ 85,000 | $ 85,000 | $ 55,000 |
| Cherokee County Oklahoma | 1 | $ 105,000 | $ 105,000 | $ 34,000 |
| Garfield County Oklahoma | 1 | $ 135,000 | $ 135,000 | $ 82,000 |
| Haskell County Oklahoma | 1 | $ 5,000 | $ 5,000 | $ 52,000 |
| Logan County Oklahoma | 1 | $ 275,000 | $ 275,000 | $ 84,000 |
| Mayes County Oklahoma | 1 | $ 135,000 | $ 135,000 | $ 47,000 |
| McIntosh County Oklahoma | 1 | $ 85,000 | $ 85,000 | $ 23,000 |
| Murray County Oklahoma | 1 | $ 105,000 | $ 105,000 | $ 53,000 |
| Pottawatomie County Oklahoma | 1 | $ 205,000 | $ 205,000 | $ 89,000 |
| Pushmataha County Oklahoma | 1 | $ 315,000 | $ 315,000 | $ 268,000 |
| Seminole County Oklahoma | 1 | $ 95,000 | $ 95,000 | $ 95,000 |
| Tillman County Oklahoma | 1 | $ 45,000 | $ 45,000 | $ 126,000 |
| Wagoner County Oklahoma | 1 | $ 195,000 | $ 195,000 | $ 64,000 |
| Washington County Oklahoma | 1 | $ 95,000 | $ 95,000 | $ 51,000 |
| Bexar County Texas | 1 | $ 235,000 | $ 235,000 | $ 102,000 |
| Burnet County Texas | 1 | $ 325,000 | $ 325,000 | $ 184,000 |
| Fort Bend County Texas | 1 | $ 195,000 | $ 195,000 | $ 76,000 |
| Harrison County Texas | 1 | $ 165,000 | $ 165,000 | $ 51,000 |
| Jefferson County Texas | 1 | $ 285,000 | $ 285,000 | $ 123,000 |
| McLennan County Texas | 1 | $ 225,000 | $ 225,000 | $ 112,000 |
| Rusk County Texas | 1 | $ 285,000 | $ 285,000 | $ 93,000 |
| Shelby County Texas | 1 | $ 185,000 | $ 185,000 | $ 81,000 |
| Taylor County Texas | 1 | $ 195,000 | $ 195,000 | $ 108,000 |
Mortgage Loan Application Detail Totals for Firsttrust Home Loans, Inc. in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,999 | $342,265,000 | $85,000 | $625,000 | $63,000 | $1,380,000 |
| Refinancing | 1,215 | $209,225,000 | $172,000 | $825,000 | $102,000 | $721,000 |
| Cash-out Refinancing | 497 | $73,965,000 | $148,000 | $1,085,000 | $105,000 | $1,061,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,362 | $528,700,000 | $121,000 | $825,000 | $79,000 | $1,380,000 |
| Black or African American | 516 | $38,460,000 | $74,000 | $515,000 | $57,000 | $948,000 |
| Not Provided | 487 | $22,865,000 | $46,000 | $495,000 | $59,000 | $1,044,000 |
| Hispanic | 202 | $19,100,000 | $94,000 | $1,085,000 | $59,000 | $400,000 |
| American Indian or Alaskan Native | 74 | $6,210,000 | $83,000 | $305,000 | $62,000 | $168,000 |
| Asian | 58 | $9,050,000 | $156,000 | $455,000 | $106,000 | $1,128,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $725,000 | $145,000 | $355,000 | $58,000 | $110,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,454 | $372,260,000 | $151,000 | $1,085,000 | $101,000 | $1,303,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1,471 | $85,515,000 | $58,000 | $295,000 | $43,000 | $691,000 |
| FHA-insured (Federal Housing Administration) | 1,385 | $106,695,000 | $77,000 | $415,000 | $65,000 | $1,380,000 |
| VA-guaranteed (Veterans Administration) | 401 | $60,985,000 | $152,000 | $545,000 | $69,000 | $317,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,799 | $516,515,000 | $184,000 | $625,000 | $89,000 | $1,061,000 |
| Preapproval Denied by Financial Institution | 889 | $18,305,000 | $20,000 | $335,000 | $48,000 | $1,176,000 |
| Application Approved But Not Accepted | 825 | $31,205,000 | $37,000 | $475,000 | $59,000 | $1,044,000 |
| Application Withdrawn By Applicant | 741 | $46,105,000 | $62,000 | $1,085,000 | $74,000 | $1,380,000 |
| File Closed For Incompleteness | 379 | $11,325,000 | $29,000 | $495,000 | $66,000 | $1,128,000 |
| Application Denied By Financial Institution | 78 | $2,000,000 | $25,000 | $245,000 | $75,000 | $660,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 4,744 | $605,150,000 | $127,000 | $1,085,000 | $80,000 | $1,380,000 |
| Credit History | 802 | $16,320,000 | $20,000 | $335,000 | $52,000 | $1,176,000 |
| Debt-To-Income Ratio | 146 | $2,910,000 | $19,000 | $275,000 | $40,000 | $137,000 |
| Collateral | 6 | $390,000 | $65,000 | $155,000 | $129,000 | $425,000 |
| Employment History | 5 | $205,000 | $41,000 | $145,000 | $48,000 | $94,000 |
| Unverifiable Information | 4 | $260,000 | $65,000 | $215,000 | $42,000 | $53,000 |
| Other | 3 | $205,000 | $68,000 | $125,000 | $43,000 | $99,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $15,000 | $15,000 | $15,000 | $76,000 | $76,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Firsttrust Home Loans, Inc.'s 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Firsttrust Home Loans, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.