Firsttrust Home Loans, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021

Firsttrust Home Loans, Inc. 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Firsttrust Home Loans, Inc.
906 South Rock St.
Sheridan, AR 72150
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  
Total Number of Mortgage Applications 4,344
Total Mortgage Loan Application Amount $764,950,000
Average Mortgage Loan Application Amount $185,000
Highest Mortgage Loan Application Amount $1,605,000
Average Applicant Income $91,000
Highest Applicant Income $1,522,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Firsttrust Home Loans, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Firsttrust Home Loans, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2021 breaks down Firsttrust Home Loans, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Firsttrust Home Loans, Inc. serves its applicants.

Each category highlights the total number of mortgage applications processed by Firsttrust Home Loans, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Firsttrust Home Loans, Inc.'s mortgage activity for 2021.

Mortgage Loan Application Totals for Firsttrust Home Loans, Inc. by County in 2021

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Pulaski County Arkansas 344 $ 71,380,000 $ 207,000 $ 96,000
Saline County Arkansas 297 $ 58,135,000 $ 195,000 $ 88,000
Benton County Arkansas 247 $ 62,035,000 $ 251,000 $ 124,000
Faulkner County Arkansas 234 $ 50,450,000 $ 215,000 $ 84,000
Lonoke County Arkansas 208 $ 39,020,000 $ 187,000 $ 78,000
Grant County Arkansas 148 $ 26,520,000 $ 179,000 $ 77,000
Jasper County Missouri 125 $ 19,125,000 $ 153,000 $ 63,000
White County Arkansas 120 $ 19,080,000 $ 159,000 $ 67,000
Polk County Arkansas 116 $ 15,690,000 $ 135,000 $ 60,000
Garland County Arkansas 111 $ 24,635,000 $ 221,000 $ 101,000
Cross County Arkansas 110 $ 16,510,000 $ 150,000 $ 68,000
Arkansas County Arkansas 88 $ 13,130,000 $ 149,000 $ 65,000
Ouachita County Arkansas 82 $ 11,710,000 $ 142,000 $ 62,000
Jefferson County Arkansas 81 $ 13,755,000 $ 169,000 $ 79,000
Howard County Arkansas 66 $ 9,880,000 $ 149,000 $ 60,000
Washington County Arkansas 63 $ 15,035,000 $ 238,000 $ 137,000
Union County Arkansas 56 $ 10,160,000 $ 181,000 $ 76,000
Newton County Missouri 44 $ 7,870,000 $ 178,000 $ 86,000
Madison County Alabama 43 $ 12,265,000 $ 285,000 $ 102,000
Logan County Arkansas 43 $ 5,685,000 $ 132,000 $ 61,000
Bossier County Louisiana 41 $ 9,555,000 $ 233,000 $ 103,000
Caddo County Louisiana 41 $ 8,415,000 $ 205,000 $ 94,000
Baxter County Arkansas 33 $ 5,845,000 $ 177,000 $ 79,000
Randolph County Arkansas 33 $ 5,185,000 $ 157,000 $ 81,000
Sharp County Arkansas 32 $ 5,180,000 $ 161,000 $ 119,000
Pittsburg County Oklahoma 31 $ 7,255,000 $ 234,000 $ 114,000
Izard County Arkansas 29 $ 4,155,000 $ 143,000 $ 70,000
Cleburne County Arkansas 28 $ 6,200,000 $ 221,000 $ 109,000
Hot Spring County Arkansas 27 $ 4,495,000 $ 166,000 $ 72,000
Craighead County Arkansas 23 $ 4,205,000 $ 182,000 $ 84,000
Sevier County Arkansas 23 $ 3,675,000 $ 159,000 $ 73,000
Columbia County Arkansas 21 $ 4,095,000 $ 195,000 $ 98,000
Dallas County Arkansas 21 $ 3,205,000 $ 152,000 $ 72,000
Lincoln County Arkansas 21 $ 3,865,000 $ 184,000 $ 78,000
Pike County Arkansas 21 $ 3,075,000 $ 146,000 $ 85,000
Sebastian County Arkansas 21 $ 3,195,000 $ 152,000 $ 63,000
Travis County Texas 21 $ 7,505,000 $ 357,000 $ 187,000
Williamson County Texas 20 $ 5,960,000 $ 298,000 $ 161,000
Crittenden County Arkansas 19 $ 3,015,000 $ 158,000 $ 59,000
St. Francis County Arkansas 19 $ 3,235,000 $ 170,000 $ 76,000
Fulton County Arkansas 17 $ 2,125,000 $ 125,000 $ 59,000
Van Buren County Arkansas 16 $ 3,090,000 $ 193,000 $ 96,000
Hempstead County Arkansas 15 $ 1,965,000 $ 131,000 $ 69,000
Calhoun County Arkansas 13 $ 1,725,000 $ 132,000 $ 80,000
Sequoyah County Oklahoma 13 $ 2,025,000 $ 155,000 $ 56,000
Crawford County Arkansas 11 $ 1,965,000 $ 178,000 $ 60,000
Desha County Arkansas 11 $ 1,225,000 $ 111,000 $ 66,000
Cleveland County Arkansas 10 $ 1,820,000 $ 182,000 $ 87,000
Drew County Arkansas 10 $ 1,950,000 $ 195,000 $ 62,000
Cleveland County Oklahoma 10 $ 1,680,000 $ 168,000 $ 75,000
Conway County Arkansas 9 $ 1,635,000 $ 181,000 $ 86,000
Independence County Arkansas 9 $ 1,395,000 $ 155,000 $ 69,000
Little River County Arkansas 9 $ 1,445,000 $ 160,000 $ 74,000
Pope County Arkansas 9 $ 1,815,000 $ 201,000 $ 64,000
Montgomery County Arkansas 8 $ 1,450,000 $ 181,000 $ 73,000
Harris County Texas 8 $ 1,770,000 $ 221,000 $ 113,000
Carroll County Arkansas 7 $ 1,565,000 $ 223,000 $ 121,000
Franklin County Arkansas 7 $ 1,135,000 $ 162,000 $ 100,000
Prairie County Arkansas 7 $ 1,085,000 $ 155,000 $ 90,000
Tarrant County Texas 7 $ 2,445,000 $ 349,000 $ 133,000
Limestone County Alabama 6 $ 2,420,000 $ 403,000 $ 121,000
Lafayette County Arkansas 6 $ 1,200,000 $ 200,000 $ 317,000
Perry County Arkansas 6 $ 1,070,000 $ 178,000 $ 92,000
De Soto County Louisiana 6 $ 1,450,000 $ 241,000 $ 93,000
Clark County Arkansas 5 $ 895,000 $ 179,000 $ 59,000
Lawrence County Arkansas 5 $ 615,000 $ 123,000 $ 49,000
Phillips County Arkansas 5 $ 785,000 $ 157,000 $ 72,000
Webster County Louisiana 5 $ 645,000 $ 129,000 $ 45,000
Barton County Missouri 5 $ 535,000 $ 107,000 $ 61,000
McDonald County Missouri 5 $ 545,000 $ 109,000 $ 50,000
Oklahoma County Oklahoma 5 $ 715,000 $ 143,000 $ 49,000
Ottawa County Oklahoma 5 $ 595,000 $ 119,000 $ 53,000
Denton County Texas 5 $ 1,155,000 $ 231,000 $ 91,000
Hays County Texas 5 $ 1,275,000 $ 255,000 $ 223,000
Chicot County Arkansas 4 $ 310,000 $ 77,000 $ 88,000
Clay County Arkansas 4 $ 340,000 $ 85,000 $ 47,000
Johnson County Arkansas 4 $ 530,000 $ 132,000 $ 150,000
Marion County Arkansas 4 $ 460,000 $ 115,000 $ 74,000
Woodruff County Arkansas 4 $ 430,000 $ 107,000 $ 51,000
Yell County Arkansas 4 $ 670,000 $ 167,000 $ 57,000
Cherokee County Kansas 4 $ 520,000 $ 130,000 $ 51,000
Le Flore County Oklahoma 4 $ 720,000 $ 180,000 $ 53,000
Taylor County Texas 4 $ 1,000,000 $ 250,000 $ 254,000
Morgan County Alabama 3 $ 705,000 $ 235,000 $ 100,000
Boone County Arkansas 3 $ 625,000 $ 208,000 $ 50,000
Bradley County Arkansas 3 $ 845,000 $ 281,000 $ 92,000
Greene County Arkansas 3 $ 745,000 $ 248,000 $ 63,000
Scott County Arkansas 3 $ 475,000 $ 158,000 $ 66,000
Crawford County Kansas 3 $ 225,000 $ 75,000 $ 35,000
Barry County Missouri 3 $ 495,000 $ 165,000 $ 109,000
Lawrence County Missouri 3 $ 495,000 $ 165,000 $ 113,000
Oregon County Missouri 3 $ 245,000 $ 81,000 $ 46,000
Polk County Missouri 3 $ 1,275,000 $ 425,000 $ 255,000
Canadian County Oklahoma 3 $ 605,000 $ 201,000 $ 67,000
Delaware County Oklahoma 3 $ 695,000 $ 231,000 $ 125,000
Grady County Oklahoma 3 $ 795,000 $ 265,000 $ 48,000
Haskell County Oklahoma 3 $ 535,000 $ 178,000 $ 76,000
Bowie County Texas 3 $ 705,000 $ 235,000 $ 173,000
Dallas County Texas 3 $ 715,000 $ 238,000 $ 74,000
Smith County Texas 3 $ 825,000 $ 275,000 $ 108,000
Marshall County Alabama 2 $ 660,000 $ 330,000 $ 112,000
Ashley County Arkansas 2 $ 310,000 $ 155,000 $ 58,000
Lee County Arkansas 2 $ 170,000 $ 85,000 $ 48,000
Mississippi County Arkansas 2 $ 390,000 $ 195,000 $ 99,000
Poinsett County Arkansas 2 $ 280,000 $ 140,000 $ 131,000
Stone County Arkansas 2 $ 230,000 $ 115,000 $ 41,000
Johnson County Kansas 2 $ 1,020,000 $ 510,000 $ 179,000
Labette County Kansas 2 $ 210,000 $ 105,000 $ 76,000
Claiborne County Louisiana 2 $ 320,000 $ 160,000 $ 86,000
Cedar County Missouri 2 $ 150,000 $ 75,000 $ 45,000
Taney County Missouri 2 $ 170,000 $ 85,000 $ 115,000
Vernon County Missouri 2 $ 200,000 $ 100,000 $ 88,000
Latimer County Oklahoma 2 $ 190,000 $ 95,000 $ 72,000
Rogers County Oklahoma 2 $ 380,000 $ 190,000 $ 108,000
Wagoner County Oklahoma 2 $ 260,000 $ 130,000 $ 82,000
Shelby County Tennessee 2 $ 980,000 $ 490,000 $ 180,000
Bexar County Texas 2 $ 500,000 $ 250,000 $ 112,000
Burnet County Texas 2 $ 650,000 $ 325,000 $ 128,000
Randall County Texas 2 $ 360,000 $ 180,000 $ 61,000
Calhoun County Alabama 1 $ 235,000 $ 235,000 $ 137,000
Cullman County Alabama 1 $ 205,000 $ 205,000 $ 60,000
Etowah County Alabama 1 $ 195,000 $ 195,000 $ 77,000
Jackson County Arkansas 1 $ 65,000 $ 65,000 $ 94,000
Miller County Arkansas 1 $ 135,000 $ 135,000 $ 26,000
Monroe County Arkansas 1 $ 85,000 $ 85,000 $ 65,000
Searcy County Arkansas 1 $ 125,000 $ 125,000 $ 49,000
Montgomery County Kansas 1 $ 85,000 $ 85,000 $ 48,000
Saline County Kansas 1 $ 125,000 $ 125,000 $ 97,000
Sedgwick County Kansas 1 $ 155,000 $ 155,000 $ 42,000
Lafayette County Louisiana 1 $ 235,000 $ 235,000 $ 205,000
Ouachita County Louisiana 1 $ 95,000 $ 95,000 $ 28,000
St. Martin County Louisiana 1 $ 305,000 $ 305,000 $ 120,000
Union County Louisiana 1 $ 95,000 $ 95,000 $ 35,000
Bates County Missouri 1 $ 125,000 $ 125,000 $ 94,000
Caldwell County Missouri 1 $ 225,000 $ 225,000 $ 62,000
Cape Girardeau County Missouri 1 $ 95,000 $ 95,000 $ 35,000
Christian County Missouri 1 $ 55,000 $ 55,000 $ 74,000
Crawford County Missouri 1 $ 125,000 $ 125,000 $ 54,000
Greene County Missouri 1 $ 135,000 $ 135,000 $ 57,000
Jackson County Missouri 1 $ 175,000 $ 175,000 $ 52,000
Miller County Missouri 1 $ 395,000 $ 395,000 $ 95,000
Nodaway County Missouri 1 $ 135,000 $ 135,000 $ 38,000
Pemiscot County Missouri 1 $ 205,000 $ 205,000 $ 200,000
Ripley County Missouri 1 $ 65,000 $ 65,000 $ 42,000
Webster County Missouri 1 $ 95,000 $ 95,000 $ 72,000
Adair County Oklahoma 1 $ 215,000 $ 215,000 $ 72,000
Atoka County Oklahoma 1 $ 85,000 $ 85,000 $ 94,000
Cherokee County Oklahoma 1 $ 175,000 $ 175,000 $ 74,000
Coal County Oklahoma 1 $ 155,000 $ 155,000 $ 81,000
Comanche County Oklahoma 1 $ 265,000 $ 265,000 $ 90,000
Hughes County Oklahoma 1 $ 165,000 $ 165,000 $ 75,000
Nowata County Oklahoma 1 $ 65,000 $ 65,000 $ 37,000
Stephens County Oklahoma 1 $ 185,000 $ 185,000 $ 156,000
Tulsa County Oklahoma 1 $ 395,000 $ 395,000 $ 138,000
Washington County Oklahoma 1 $ 205,000 $ 205,000 $ 47,000
Claiborne County Tennessee 1 $ 265,000 $ 265,000 $ 135,000
Davidson County Tennessee 1 $ 235,000 $ 235,000 $ 350,000
Bastrop County Texas 1 $ 485,000 $ 485,000 $ 87,000
Caldwell County Texas 1 $ 295,000 $ 295,000 $ 157,000
Callahan County Texas 1 $ 155,000 $ 155,000 $ 48,000
Fort Bend County Texas 1 $ 335,000 $ 335,000 $ 94,000
Galveston County Texas 1 $ 215,000 $ 215,000 $ 73,000
Gregg County Texas 1 $ 185,000 $ 185,000 $ 63,000
Harrison County Texas 1 $ 135,000 $ 135,000 $ 40,000
Rusk County Texas 1 $ 225,000 $ 225,000 $ 58,000
Washington County Texas 1 $ 325,000 $ 325,000 $ 56,000

Mortgage Loan Application Detail Totals for Firsttrust Home Loans, Inc. in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 3,185 $538,865,000 $169,000 $1,405,000 $72,000 $1,522,000
Refinancing 703 $141,235,000 $200,000 $1,605,000 $105,000 $1,292,000
Cash-out Refinancing 456 $84,850,000 $186,000 $545,000 $96,000 $580,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,415 $604,365,000 $176,000 $1,605,000 $81,000 $1,292,000
Black or African American 365 $59,685,000 $163,000 $1,405,000 $64,000 $480,000
Not Provided 244 $40,090,000 $164,000 $965,000 $81,000 $1,522,000
Hispanic 165 $28,765,000 $174,000 $665,000 $65,000 $468,000
Asian 93 $21,355,000 $229,000 $545,000 $114,000 $300,000
American Indian or Alaskan Native 49 $7,895,000 $161,000 $425,000 $68,000 $165,000
Native Hawaiian or Other Pacific Islander 3 $695,000 $231,000 $385,000 $68,000 $120,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,101 $423,235,000 $201,000 $1,605,000 $106,000 $1,522,000
FHA-insured (Federal Housing Administration) 1,002 $158,400,000 $158,000 $405,000 $61,000 $480,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 936 $115,220,000 $123,000 $355,000 $45,000 $600,000
VA-guaranteed (Veterans Administration) 305 $68,095,000 $223,000 $675,000 $70,000 $244,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,989 $570,635,000 $190,000 $1,405,000 $87,000 $1,522,000
Application Denied By Financial Institution 703 $77,435,000 $110,000 $545,000 $49,000 $873,000
Application Withdrawn By Applicant 552 $106,280,000 $192,000 $1,605,000 $86,000 $1,292,000
Preapproval Denied by Financial Institution 93 $9,565,000 $102,000 $355,000 $45,000 $150,000
File Closed For Incompleteness 6 $930,000 $155,000 $365,000 $62,000 $112,000
Application Approved But Not Accepted 1 $105,000 $105,000 $105,000 $51,000 $51,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 3,548 $677,950,000 $191,000 $1,605,000 $87,000 $1,522,000
Credit History 604 $63,530,000 $105,000 $455,000 $50,000 $873,000
Debt-To-Income Ratio 139 $17,055,000 $122,000 $545,000 $39,000 $240,000
Employment History 26 $3,300,000 $126,000 $285,000 $41,000 $120,000
Other 9 $1,175,000 $130,000 $295,000 $92,000 $468,000
Collateral 9 $845,000 $93,000 $185,000 $47,000 $90,000
Unverifiable Information 5 $775,000 $155,000 $275,000 $129,000 $384,000
Credit Application Incomplete 2 $210,000 $105,000 $155,000 $38,000 $46,000
Insufficient Cash (Downpayment, Closing Cost) 2 $110,000 $55,000 $55,000 $41,000 $67,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Firsttrust Home Loans, Inc.'s 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Firsttrust Home Loans, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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