First Bancorp, Inc.
Mortgage Loan Application
Totals and Details
for 2021
Find mortgage loan statistics, lending data, and loan application totals for Virginia.
The mortgage statistics and data below are specific to mortgage loan applications for First Bancorp, Inc..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | First Bancorp, Inc. Po Box 1000 Abingdon, VA 24212 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,679 |
| Total Mortgage Loan Application Amount | $350,235,000 |
| Average Mortgage Loan Application Amount | $168,200 |
| Highest Mortgage Loan Application Amount | $2,405,000 |
| Average Applicant Income | $140,000 |
| Highest Applicant Income | $2,315,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in VA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Washington County Virginia | 289 | $ 62,625,000 | $ 216,000 | $ 115,000 |
| Sullivan County Tennessee | 151 | $ 27,995,000 | $ 185,000 | $ 106,000 |
| Bedford County Virginia | 90 | $ 23,620,000 | $ 262,000 | $ 160,000 |
| Montgomery County Virginia | 83 | $ 18,605,000 | $ 224,000 | $ 134,000 |
| Augusta County Virginia | 71 | $ 16,505,000 | $ 232,000 | $ 110,000 |
| Russell County Virginia | 70 | $ 9,130,000 | $ 130,000 | $ 71,000 |
| Washington County Tennessee | 65 | $ 14,205,000 | $ 218,000 | $ 173,000 |
| Bristol County Virginia | 63 | $ 8,625,000 | $ 136,000 | $ 85,000 |
| Wise County Virginia | 62 | $ 8,160,000 | $ 131,000 | $ 79,000 |
| Franklin County Virginia | 52 | $ 10,590,000 | $ 203,000 | $ 88,000 |
| Lynchburg County Virginia | 46 | $ 8,220,000 | $ 178,000 | $ 153,000 |
| Rockingham County Virginia | 44 | $ 8,550,000 | $ 194,000 | $ 84,000 |
| Smyth County Virginia | 37 | $ 6,405,000 | $ 173,000 | $ 84,000 |
| Wythe County Virginia | 35 | $ 6,105,000 | $ 174,000 | $ 90,000 |
| Amherst County Virginia | 32 | $ 6,140,000 | $ 191,000 | $ 102,000 |
| Campbell County Virginia | 30 | $ 8,220,000 | $ 274,000 | $ 172,000 |
| Tazewell County Virginia | 24 | $ 4,080,000 | $ 170,000 | $ 141,000 |
| Hawkins County Tennessee | 19 | $ 3,195,000 | $ 168,000 | $ 90,000 |
| Pulaski County Virginia | 16 | $ 3,560,000 | $ 222,000 | $ 110,000 |
| Floyd County Virginia | 15 | $ 3,505,000 | $ 233,000 | $ 116,000 |
| Staunton County Virginia | 14 | $ 2,490,000 | $ 177,000 | $ 72,000 |
| Roanoke City County Virginia | 13 | $ 2,405,000 | $ 185,000 | $ 70,000 |
| Hamblen County Tennessee | 12 | $ 2,050,000 | $ 170,000 | $ 75,000 |
| Scott County Virginia | 12 | $ 2,260,000 | $ 188,000 | $ 97,000 |
| Albemarle County Virginia | 11 | $ 7,345,000 | $ 667,000 | $ 168,000 |
| Norton County Virginia | 11 | $ 885,000 | $ 80,000 | $ 45,000 |
| Roanoke County Virginia | 11 | $ 2,185,000 | $ 198,000 | $ 111,000 |
| Shenandoah County Virginia | 11 | $ 2,455,000 | $ 223,000 | $ 174,000 |
| Chesterfield County Virginia | 10 | $ 2,390,000 | $ 239,000 | $ 85,000 |
| Nelson County Virginia | 10 | $ 2,190,000 | $ 219,000 | $ 156,000 |
| Radford County Virginia | 10 | $ 1,670,000 | $ 167,000 | $ 77,000 |
| Waynesboro County Virginia | 10 | $ 2,050,000 | $ 205,000 | $ 50,000 |
| Surry County North Carolina | 9 | $ 2,205,000 | $ 245,000 | $ 105,000 |
| Hanover County Virginia | 9 | $ 3,045,000 | $ 338,000 | $ 126,000 |
| Carter County Tennessee | 7 | $ 1,445,000 | $ 206,000 | $ 111,000 |
| Greene County Tennessee | 7 | $ 1,085,000 | $ 155,000 | $ 97,000 |
| Dickenson County Virginia | 7 | $ 785,000 | $ 112,000 | $ 60,000 |
| Giles County Virginia | 7 | $ 1,345,000 | $ 192,000 | $ 123,000 |
| Richmond City County Virginia | 7 | $ 2,875,000 | $ 410,000 | $ 181,000 |
| Buchanan County Virginia | 6 | $ 570,000 | $ 95,000 | $ 53,000 |
| Pittsylvania County Virginia | 6 | $ 820,000 | $ 136,000 | $ 69,000 |
| Rockbridge County Virginia | 6 | $ 1,590,000 | $ 265,000 | $ 81,000 |
| Sevier County Tennessee | 5 | $ 1,695,000 | $ 339,000 | $ 194,000 |
| Botetourt County Virginia | 5 | $ 1,225,000 | $ 245,000 | $ 144,000 |
| Carroll County Virginia | 5 | $ 1,215,000 | $ 243,000 | $ 128,000 |
| Goochland County Virginia | 5 | $ 1,245,000 | $ 249,000 | $ 72,000 |
| Halifax County Virginia | 5 | $ 695,000 | $ 139,000 | $ 203,000 |
| Harrisonburg County Virginia | 5 | $ 895,000 | $ 179,000 | $ 49,000 |
| Nash County North Carolina | 4 | $ 1,110,000 | $ 277,000 | $ 151,000 |
| Appomattox County Virginia | 4 | $ 600,000 | $ 150,000 | $ 203,000 |
| Patrick County Virginia | 4 | $ 510,000 | $ 127,000 | $ 86,000 |
| Prince George's County Maryland | 3 | $ 515,000 | $ 171,000 | $ 164,000 |
| Yadkin County North Carolina | 3 | $ 315,000 | $ 105,000 | $ 70,000 |
| Horry County South Carolina | 3 | $ 625,000 | $ 208,000 | $ 171,000 |
| Blount County Tennessee | 3 | $ 945,000 | $ 315,000 | $ 100,000 |
| Unicoi County Tennessee | 3 | $ 495,000 | $ 165,000 | $ 95,000 |
| Bland County Virginia | 3 | $ 395,000 | $ 131,000 | $ 95,000 |
| Fairfax County Virginia | 3 | $ 2,555,000 | $ 851,000 | $ 262,000 |
| Fauquier County Virginia | 3 | $ 2,225,000 | $ 741,000 | $ 341,000 |
| Henrico County Virginia | 3 | $ 975,000 | $ 325,000 | $ 216,000 |
| King and Queen County Virginia | 3 | $ 845,000 | $ 281,000 | $ 146,000 |
| King William County Virginia | 3 | $ 335,000 | $ 111,000 | $ 65,000 |
| Lee County Virginia | 3 | $ 605,000 | $ 201,000 | $ 98,000 |
| Loudoun County Virginia | 3 | $ 1,195,000 | $ 398,000 | $ 460,000 |
| Louisa County Virginia | 3 | $ 545,000 | $ 181,000 | $ 218,000 |
| New Kent County Virginia | 3 | $ 765,000 | $ 255,000 | $ 65,000 |
| Salem County Virginia | 3 | $ 555,000 | $ 185,000 | $ 67,000 |
| Iredell County North Carolina | 2 | $ 250,000 | $ 125,000 | $ 116,000 |
| New Hanover County North Carolina | 2 | $ 750,000 | $ 375,000 | $ 120,000 |
| Wilkes County North Carolina | 2 | $ 280,000 | $ 140,000 | $ 0 |
| Greenville County South Carolina | 2 | $ 580,000 | $ 290,000 | $ 125,000 |
| Anderson County Tennessee | 2 | $ 200,000 | $ 100,000 | $ 0 |
| Jefferson County Tennessee | 2 | $ 860,000 | $ 430,000 | $ 107,000 |
| Knox County Tennessee | 2 | $ 1,660,000 | $ 830,000 | $ 38,000 |
| McMinn County Tennessee | 2 | $ 850,000 | $ 425,000 | $ 159,000 |
| Caroline County Virginia | 2 | $ 420,000 | $ 210,000 | $ 76,000 |
| Charlottesville County Virginia | 2 | $ 900,000 | $ 450,000 | $ 22,000 |
| Craig County Virginia | 2 | $ 600,000 | $ 300,000 | $ 92,000 |
| Frederick County Virginia | 2 | $ 460,000 | $ 230,000 | $ 67,000 |
| Grayson County Virginia | 2 | $ 260,000 | $ 130,000 | $ 79,000 |
| Henry County Virginia | 2 | $ 370,000 | $ 185,000 | $ 78,000 |
| Isle of Wight County Virginia | 2 | $ 390,000 | $ 195,000 | $ 155,000 |
| Middlesex County Virginia | 2 | $ 530,000 | $ 265,000 | $ 301,000 |
| Warren County Virginia | 2 | $ 600,000 | $ 300,000 | $ 91,000 |
| Flagler County Florida | 1 | $ 405,000 | $ 405,000 | $ 275,000 |
| Walton County Florida | 1 | $ 245,000 | $ 245,000 | $ 177,000 |
| Fulton County Georgia | 1 | $ 555,000 | $ 555,000 | $ 131,000 |
| Union County Georgia | 1 | $ 475,000 | $ 475,000 | $ 139,000 |
| Harlan County Kentucky | 1 | $ 185,000 | $ 185,000 | $ 95,000 |
| Letcher County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 49,000 |
| Calvert County Maryland | 1 | $ 335,000 | $ 335,000 | $ 80,000 |
| Alamance County North Carolina | 1 | $ 265,000 | $ 265,000 | $ 143,000 |
| Ashe County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 322,000 |
| Brunswick County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 162,000 |
| Buncombe County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 42,000 |
| Burke County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 80,000 |
| Currituck County North Carolina | 1 | $ 445,000 | $ 445,000 | $ 221,000 |
| Durham County North Carolina | 1 | $ 355,000 | $ 355,000 | $ 128,000 |
| Forsyth County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Sampson County North Carolina | 1 | $ 385,000 | $ 385,000 | $ 243,000 |
| Stokes County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 125,000 |
| Union County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 45,000 |
| Wake County North Carolina | 1 | $ 315,000 | $ 315,000 | $ 538,000 |
| Franklin County Ohio | 1 | $ 335,000 | $ 335,000 | $ 100,000 |
| Bradley County Tennessee | 1 | $ 235,000 | $ 235,000 | $ 46,000 |
| Cocke County Tennessee | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Grainger County Tennessee | 1 | $ 245,000 | $ 245,000 | $ 145,000 |
| Hamilton County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Hancock County Tennessee | 1 | $ 455,000 | $ 455,000 | $ 360,000 |
| Roane County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 119,000 |
| Shelby County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 185,000 |
| Amelia County Virginia | 1 | $ 255,000 | $ 255,000 | $ 153,000 |
| Buckingham County Virginia | 1 | $ 545,000 | $ 545,000 | $ 405,000 |
| Buena Vista County Virginia | 1 | $ 235,000 | $ 235,000 | $ 170,000 |
| Charles City County Virginia | 1 | $ 275,000 | $ 275,000 | $ 116,000 |
| Clarke County Virginia | 1 | $ 145,000 | $ 145,000 | $ 162,000 |
| Danville County Virginia | 1 | $ 205,000 | $ 205,000 | $ 72,000 |
| Fluvanna County Virginia | 1 | $ 205,000 | $ 205,000 | $ 65,000 |
| Gloucester County Virginia | 1 | $ 65,000 | $ 65,000 | $ 179,000 |
| Hampton County Virginia | 1 | $ 55,000 | $ 55,000 | $ 58,000 |
| Lexington County Virginia | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Lunenburg County Virginia | 1 | $ 35,000 | $ 35,000 | $ 18,000 |
| Madison County Virginia | 1 | $ 175,000 | $ 175,000 | $ 89,000 |
| Mecklenburg County Virginia | 1 | $ 115,000 | $ 115,000 | $ 21,000 |
| Norfolk County Virginia | 1 | $ 245,000 | $ 245,000 | $ 102,000 |
| Northumberland County Virginia | 1 | $ 255,000 | $ 255,000 | $ 56,000 |
| Page County Virginia | 1 | $ 175,000 | $ 175,000 | $ 153,000 |
| Powhatan County Virginia | 1 | $ 115,000 | $ 115,000 | $ 134,000 |
| Prince Edward County Virginia | 1 | $ 455,000 | $ 455,000 | $ 129,000 |
| Rappahannock County Virginia | 1 | $ 145,000 | $ 145,000 | $ 57,000 |
| Richmond County Virginia | 1 | $ 215,000 | $ 215,000 | $ 55,000 |
| Southampton County Virginia | 1 | $ 185,000 | $ 185,000 | $ 151,000 |
| Sussex County Virginia | 1 | $ 105,000 | $ 105,000 | $ 49,000 |
| Virginia Beach County Virginia | 1 | $ 155,000 | $ 155,000 | $ 95,000 |
| Winchester County Virginia | 1 | $ 185,000 | $ 185,000 | $ 60,000 |
| Berkeley County West Virginia | 1 | $ 385,000 | $ 385,000 | $ 100,000 |
| Greenbrier County West Virginia | 1 | $ 125,000 | $ 125,000 | $ 535,000 |
| Hampshire County West Virginia | 1 | $ 165,000 | $ 165,000 | $ 68,000 |
| Pocahontas County West Virginia | 1 | $ 305,000 | $ 305,000 | $ 470,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Virginia,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for First Bancorp, Inc. in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 878 | $194,450,000 | $221,000 | $2,405,000 | $122,000 | $2,315,000 |
| Refinancing | 456 | $92,620,000 | $203,000 | $1,525,000 | $108,000 | $844,000 |
| Cash-out Refinancing | 301 | $58,105,000 | $193,000 | $545,000 | $100,000 | $538,000 |
| Other Purpose | 28 | $3,400,000 | $121,000 | $465,000 | $117,000 | $458,000 |
| Home Improvement | 16 | $1,660,000 | $103,000 | $305,000 | $253,000 | $2,228,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,337 | $276,905,000 | $207,000 | $2,105,000 | $111,000 | $1,209,000 |
| Not Provided | 164 | $36,230,000 | $220,000 | $2,405,000 | $113,000 | $668,000 |
| Not applicable | 134 | $26,370,000 | $196,000 | $1,525,000 | $0 | $0 |
| Black or African American | 20 | $5,100,000 | $255,000 | $755,000 | $263,000 | $2,315,000 |
| Hispanic | 17 | $4,005,000 | $235,000 | $485,000 | $119,000 | $368,000 |
| Asian | 7 | $1,625,000 | $232,000 | $525,000 | $564,000 | $2,228,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,672 | $348,910,000 | $208,000 | $2,405,000 | $116,000 | $2,315,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 4 | $570,000 | $142,000 | $185,000 | $43,000 | $60,000 |
| FHA-insured (Federal Housing Administration) | 2 | $400,000 | $200,000 | $285,000 | $98,000 | $130,000 |
| VA-guaranteed (Veterans Administration) | 1 | $355,000 | $355,000 | $355,000 | $128,000 | $128,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,319 | $269,495,000 | $204,000 | $2,105,000 | $116,000 | $2,315,000 |
| Application Approved But Not Accepted | 212 | $46,540,000 | $219,000 | $545,000 | $109,000 | $600,000 |
| Application Withdrawn By Applicant | 98 | $23,930,000 | $244,000 | $2,405,000 | $133,000 | $941,000 |
| Application Denied By Financial Institution | 46 | $9,530,000 | $207,000 | $1,005,000 | $78,000 | $324,000 |
| File Closed For Incompleteness | 2 | $400,000 | $200,000 | $285,000 | $118,000 | $118,000 |
| Loan Purchased By The Institution | 2 | $340,000 | $170,000 | $185,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,633 | $340,705,000 | $208,000 | $2,405,000 | $117,000 | $2,315,000 |
| Credit History | 18 | $3,310,000 | $183,000 | $465,000 | $75,000 | $167,000 |
| Debt-To-Income Ratio | 15 | $3,895,000 | $259,000 | $1,005,000 | $72,000 | $324,000 |
| Unverifiable Information | 7 | $1,325,000 | $189,000 | $295,000 | $77,000 | $144,000 |
| Collateral | 4 | $760,000 | $190,000 | $385,000 | $122,000 | $308,000 |
| Employment History | 1 | $135,000 | $135,000 | $135,000 | $63,000 | $63,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $105,000 | $105,000 | $105,000 | $44,000 | $44,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in VA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Virginia, and search similar information at your convenience.