First Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
First Bank 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Bank 600 James Mcdonnell Blvd Creve Coeur, MO 63042 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,765 |
| Total Mortgage Loan Application Amount | $507,264,000 |
| Average Mortgage Loan Application Amount | $122,333 |
| Highest Mortgage Loan Application Amount | $23,373,000 |
| Average Applicant Income | $73,666 |
| Highest Applicant Income | $3,693,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with First Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down First Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by First Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Bank's mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Louis County Missouri | 305 | $ 48,163,000 | $ 157,000 | $ 84,000 |
| Cook County Illinois | 232 | $ 47,265,000 | $ 203,000 | $ 67,000 |
| Clinton County Illinois | 196 | $ 22,292,000 | $ 113,000 | $ 76,000 |
| St. Charles County Missouri | 182 | $ 25,382,000 | $ 139,000 | $ 70,000 |
| St. Clair County Illinois | 166 | $ 16,759,000 | $ 100,000 | $ 65,000 |
| Harris County Texas | 108 | $ 7,081,000 | $ 65,000 | $ 95,000 |
| Franklin County Missouri | 106 | $ 9,788,000 | $ 92,000 | $ 66,000 |
| Adams County Illinois | 95 | $ 8,435,000 | $ 88,000 | $ 50,000 |
| Peoria County Illinois | 94 | $ 35,415,000 | $ 376,000 | $ 62,000 |
| Gasconade County Missouri | 94 | $ 8,373,000 | $ 89,000 | $ 60,000 |
| Knox County Illinois | 93 | $ 6,866,000 | $ 73,000 | $ 57,000 |
| Madison County Illinois | 86 | $ 9,838,000 | $ 114,000 | $ 63,000 |
| Randolph County Illinois | 80 | $ 5,962,000 | $ 74,000 | $ 58,000 |
| Warren County Missouri | 80 | $ 10,453,000 | $ 130,000 | $ 61,000 |
| Pike County Illinois | 79 | $ 5,875,000 | $ 74,000 | $ 71,000 |
| Lincoln County Missouri | 68 | $ 9,035,000 | $ 132,000 | $ 53,000 |
| St. Francois County Missouri | 64 | $ 4,790,000 | $ 74,000 | $ 49,000 |
| Franklin County Illinois | 61 | $ 3,281,000 | $ 53,000 | $ 52,000 |
| St. Louis City County Missouri | 61 | $ 7,747,000 | $ 127,000 | $ 71,000 |
| Monroe County Illinois | 54 | $ 6,016,000 | $ 111,000 | $ 68,000 |
| Lawrence County Illinois | 53 | $ 3,240,000 | $ 61,000 | $ 61,000 |
| Jersey County Illinois | 51 | $ 5,256,000 | $ 103,000 | $ 65,000 |
| Marion County Indiana | 45 | $ 4,211,000 | $ 93,000 | $ 35,000 |
| Lake County Illinois | 43 | $ 7,497,000 | $ 174,000 | $ 62,000 |
| Greene County Illinois | 42 | $ 1,991,000 | $ 47,000 | $ 57,000 |
| Montgomery County Missouri | 40 | $ 3,996,000 | $ 99,000 | $ 72,000 |
| Ste. Genevieve County Missouri | 39 | $ 3,397,000 | $ 87,000 | $ 51,000 |
| Jefferson County Missouri | 38 | $ 4,253,000 | $ 111,000 | $ 56,000 |
| Kane County Illinois | 37 | $ 6,675,000 | $ 180,000 | $ 62,000 |
| Dallas County Texas | 36 | $ 2,228,000 | $ 61,000 | $ 90,000 |
| Manatee County Florida | 34 | $ 4,298,000 | $ 126,000 | $ 71,000 |
| Fayette County Illinois | 33 | $ 3,087,000 | $ 93,000 | $ 68,000 |
| Tarrant County Texas | 33 | $ 1,824,000 | $ 55,000 | $ 36,000 |
| Pinellas County Florida | 32 | $ 4,769,000 | $ 149,000 | $ 90,000 |
| Los Angeles County California | 30 | $ 7,020,000 | $ 234,000 | $ 106,000 |
| Scott County Illinois | 30 | $ 1,479,000 | $ 49,000 | $ 57,000 |
| Marion County Illinois | 29 | $ 1,943,000 | $ 67,000 | $ 63,000 |
| Santa Barbara County California | 28 | $ 13,912,000 | $ 496,000 | $ 291,000 |
| DuPage County Illinois | 28 | $ 6,018,000 | $ 214,000 | $ 86,000 |
| Bond County Illinois | 27 | $ 2,596,000 | $ 96,000 | $ 57,000 |
| Macoupin County Illinois | 24 | $ 1,436,000 | $ 59,000 | $ 52,000 |
| Sangamon County Illinois | 21 | $ 2,407,000 | $ 114,000 | $ 77,000 |
| Collin County Texas | 21 | $ 1,481,000 | $ 70,000 | $ 124,000 |
| Denton County Texas | 19 | $ 2,304,000 | $ 121,000 | $ 136,000 |
| McLean County Illinois | 18 | $ 2,997,000 | $ 166,000 | $ 255,000 |
| Tazewell County Illinois | 18 | $ 2,278,000 | $ 126,000 | $ 83,000 |
| Will County Illinois | 18 | $ 2,721,000 | $ 151,000 | $ 81,000 |
| Orange County California | 16 | $ 9,247,000 | $ 577,000 | $ 222,000 |
| Ventura County California | 16 | $ 3,668,000 | $ 229,000 | $ 219,000 |
| Williamson County Illinois | 15 | $ 822,000 | $ 54,000 | $ 70,000 |
| San Diego County California | 14 | $ 4,876,000 | $ 348,000 | $ 151,000 |
| Riverside County California | 12 | $ 1,582,000 | $ 131,000 | $ 50,000 |
| Jackson County Illinois | 11 | $ 808,000 | $ 73,000 | $ 57,000 |
| Morgan County Illinois | 11 | $ 719,000 | $ 65,000 | $ 62,000 |
| Lake County Indiana | 11 | $ 1,070,000 | $ 97,000 | $ 33,000 |
| Placer County California | 10 | $ 3,233,000 | $ 323,000 | $ 196,000 |
| Solano County California | 10 | $ 1,037,000 | $ 103,000 | $ 51,000 |
| Contra Costa County California | 9 | $ 1,321,000 | $ 146,000 | $ 186,000 |
| Fort Bend County Texas | 9 | $ 1,235,000 | $ 137,000 | $ 171,000 |
| Montgomery County Texas | 9 | $ 1,131,000 | $ 125,000 | $ 66,000 |
| Stone County Missouri | 8 | $ 2,598,000 | $ 324,000 | $ 155,000 |
| Brazoria County Texas | 8 | $ 381,000 | $ 47,000 | $ 116,000 |
| Warren County Illinois | 7 | $ 1,030,000 | $ 147,000 | $ 47,000 |
| Pike County Missouri | 7 | $ 749,000 | $ 107,000 | $ 56,000 |
| Callaway County Missouri | 6 | $ 754,000 | $ 125,000 | $ 41,000 |
| Camden County Missouri | 6 | $ 867,000 | $ 144,000 | $ 116,000 |
| San Bernardino County California | 5 | $ 1,003,000 | $ 200,000 | $ 77,000 |
| Elkhart County Indiana | 5 | $ 497,000 | $ 99,000 | $ 40,000 |
| Washington County Missouri | 5 | $ 179,000 | $ 35,000 | $ 42,000 |
| Jefferson County Texas | 5 | $ 366,000 | $ 73,000 | $ 179,000 |
| Rockwall County Texas | 5 | $ 267,000 | $ 53,000 | $ 34,000 |
| San Luis Obispo County California | 4 | $ 2,388,000 | $ 597,000 | $ 333,000 |
| Sarasota County Florida | 4 | $ 596,000 | $ 149,000 | $ 190,000 |
| Clay County Illinois | 4 | $ 417,000 | $ 104,000 | $ 65,000 |
| Crawford County Illinois | 4 | $ 161,000 | $ 40,000 | $ 86,000 |
| Henry County Illinois | 4 | $ 375,000 | $ 93,000 | $ 73,000 |
| Jefferson County Illinois | 4 | $ 382,000 | $ 95,000 | $ 48,000 |
| McDonough County Illinois | 4 | $ 213,000 | $ 53,000 | $ 62,000 |
| Hendricks County Indiana | 4 | $ 539,000 | $ 134,000 | $ 55,000 |
| Crawford County Missouri | 4 | $ 382,000 | $ 95,000 | $ 61,000 |
| Dent County Missouri | 4 | $ 435,000 | $ 108,000 | $ 56,000 |
| Bexar County Texas | 4 | $ 702,000 | $ 175,000 | $ 114,000 |
| Liberty County Texas | 4 | $ 607,000 | $ 151,000 | $ 65,000 |
| Maricopa County Arizona | 3 | $ 1,141,000 | $ 380,000 | $ 113,000 |
| Napa County California | 3 | $ 883,000 | $ 294,000 | $ 76,000 |
| Sacramento County California | 3 | $ 338,000 | $ 112,000 | $ 55,000 |
| Santa Clara County California | 3 | $ 332,000 | $ 110,000 | $ 86,000 |
| Collier County Florida | 3 | $ 1,716,000 | $ 572,000 | $ 200,000 |
| Hillsborough County Florida | 3 | $ 280,000 | $ 93,000 | $ 84,000 |
| Lee County Florida | 3 | $ 1,692,000 | $ 564,000 | $ 60,000 |
| Pasco County Florida | 3 | $ 964,000 | $ 321,000 | $ 66,000 |
| Effingham County Illinois | 3 | $ 229,000 | $ 76,000 | $ 83,000 |
| Fulton County Illinois | 3 | $ 128,000 | $ 42,000 | $ 36,000 |
| Mason County Illinois | 3 | $ 357,000 | $ 119,000 | $ 112,000 |
| McHenry County Illinois | 3 | $ 456,000 | $ 152,000 | $ 45,000 |
| Washington County Illinois | 3 | $ 291,000 | $ 97,000 | $ 41,000 |
| Woodford County Illinois | 3 | $ 746,000 | $ 248,000 | $ 106,000 |
| Tippecanoe County Indiana | 3 | $ 324,000 | $ 108,000 | $ 46,000 |
| Audrain County Missouri | 3 | $ 150,000 | $ 50,000 | $ 53,000 |
| Iron County Missouri | 3 | $ 341,000 | $ 113,000 | $ 49,000 |
| Jackson County Missouri | 3 | $ 322,000 | $ 107,000 | $ 56,000 |
| Lewis County Missouri | 3 | $ 169,000 | $ 56,000 | $ 37,000 |
| Marion County Missouri | 3 | $ 254,000 | $ 84,000 | $ 69,000 |
| Monroe County Missouri | 3 | $ 88,000 | $ 29,000 | $ 33,000 |
| Perry County Missouri | 3 | $ 106,000 | $ 35,000 | $ 32,000 |
| Galveston County Texas | 3 | $ 317,000 | $ 105,000 | $ 103,000 |
| Kaufman County Texas | 3 | $ 15,000 | $ 5,000 | $ 80,000 |
| Alameda County California | 2 | $ 760,000 | $ 380,000 | $ 131,000 |
| San Mateo County California | 2 | $ 955,000 | $ 477,000 | $ 230,000 |
| Charlotte County Florida | 2 | $ 377,000 | $ 188,000 | $ 363,000 |
| Flagler County Florida | 2 | $ 251,000 | $ 125,000 | $ 38,000 |
| Boone County Illinois | 2 | $ 237,000 | $ 118,000 | $ 47,000 |
| Calhoun County Illinois | 2 | $ 128,000 | $ 64,000 | $ 80,000 |
| De Witt County Illinois | 2 | $ 103,000 | $ 51,000 | $ 16,000 |
| Kendall County Illinois | 2 | $ 333,000 | $ 166,000 | $ 105,000 |
| Livingston County Illinois | 2 | $ 428,000 | $ 214,000 | $ 203,000 |
| Rock Island County Illinois | 2 | $ 208,000 | $ 104,000 | $ 84,000 |
| Whiteside County Illinois | 2 | $ 126,000 | $ 63,000 | $ 66,000 |
| Hamilton County Indiana | 2 | $ 263,000 | $ 131,000 | $ 40,000 |
| Johnson County Indiana | 2 | $ 260,000 | $ 130,000 | $ 40,000 |
| Scott County Iowa | 2 | $ 448,000 | $ 224,000 | $ 65,000 |
| Boone County Missouri | 2 | $ 252,000 | $ 126,000 | $ 181,000 |
| Grimes County Texas | 2 | $ 357,000 | $ 178,000 | $ 74,000 |
| Hardin County Texas | 2 | $ 160,000 | $ 80,000 | $ 85,000 |
| Walker County Texas | 2 | $ 337,000 | $ 168,000 | $ 66,000 |
| Kenosha County Wisconsin | 2 | $ 366,000 | $ 183,000 | $ 83,000 |
| Milwaukee County Wisconsin | 2 | $ 232,000 | $ 116,000 | $ 50,000 |
| Walworth County Wisconsin | 2 | $ 543,000 | $ 271,000 | $ 94,000 |
| Baxter County Arkansas | 1 | $ 38,000 | $ 38,000 | $ 46,000 |
| Benton County Arkansas | 1 | $ 417,000 | $ 417,000 | $ 257,000 |
| Marion County Arkansas | 1 | $ 55,000 | $ 55,000 | $ 108,000 |
| Kern County California | 1 | $ 140,000 | $ 140,000 | $ 117,000 |
| Marin County California | 1 | $ 374,000 | $ 374,000 | $ 96,000 |
| San Joaquin County California | 1 | $ 393,000 | $ 393,000 | $ 92,000 |
| Santa Cruz County California | 1 | $ 244,000 | $ 244,000 | $ 177,000 |
| Sonoma County California | 1 | $ 257,000 | $ 257,000 | $ 84,000 |
| El Paso County Colorado | 1 | $ 79,000 | $ 79,000 | $ 42,000 |
| Summit County Colorado | 1 | $ 3,856,000 | $ 3,856,000 | $ 0 |
| Citrus County Florida | 1 | $ 82,000 | $ 82,000 | $ 81,000 |
| Lake County Florida | 1 | $ 226,000 | $ 226,000 | $ 76,000 |
| Miami-Dade County Florida | 1 | $ 713,000 | $ 713,000 | $ 537,000 |
| Okeechobee County Florida | 1 | $ 145,000 | $ 145,000 | $ 43,000 |
| Palm Beach County Florida | 1 | $ 4,000,000 | $ 4,000,000 | $ 0 |
| Santa Rosa County Florida | 1 | $ 222,000 | $ 222,000 | $ 0 |
| DeKalb County Georgia | 1 | $ 104,000 | $ 104,000 | $ 55,000 |
| Gwinnett County Georgia | 1 | $ 165,000 | $ 165,000 | $ 48,000 |
| Champaign County Illinois | 1 | $ 117,000 | $ 117,000 | $ 43,000 |
| Coles County Illinois | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Hancock County Illinois | 1 | $ 25,000 | $ 25,000 | $ 83,000 |
| Jasper County Illinois | 1 | $ 55,000 | $ 55,000 | $ 25,000 |
| Johnson County Illinois | 1 | $ 53,000 | $ 53,000 | $ 30,000 |
| LaSalle County Illinois | 1 | $ 264,000 | $ 264,000 | $ 184,000 |
| Lee County Illinois | 1 | $ 54,000 | $ 54,000 | $ 68,000 |
| Logan County Illinois | 1 | $ 75,000 | $ 75,000 | $ 101,000 |
| Macon County Illinois | 1 | $ 22,000 | $ 22,000 | $ 10,000 |
| Montgomery County Illinois | 1 | $ 72,000 | $ 72,000 | $ 35,000 |
| Wayne County Illinois | 1 | $ 58,000 | $ 58,000 | $ 64,000 |
| Winnebago County Illinois | 1 | $ 88,000 | $ 88,000 | $ 23,000 |
| Allen County Indiana | 1 | $ 70,000 | $ 70,000 | $ 21,000 |
| Carroll County Indiana | 1 | $ 110,000 | $ 110,000 | $ 31,000 |
| Kosciusko County Indiana | 1 | $ 106,000 | $ 106,000 | $ 46,000 |
| Monroe County Indiana | 1 | $ 271,000 | $ 271,000 | $ 74,000 |
| St. Joseph County Indiana | 1 | $ 49,000 | $ 49,000 | $ 15,000 |
| Chickasaw County Iowa | 1 | $ 96,000 | $ 96,000 | $ 31,000 |
| Davis County Iowa | 1 | $ 54,000 | $ 54,000 | $ 31,000 |
| Johnson County Kansas | 1 | $ 166,000 | $ 166,000 | $ 52,000 |
| Pendleton County Kentucky | 1 | $ 871,000 | $ 871,000 | $ 0 |
| Trigg County Kentucky | 1 | $ 224,000 | $ 224,000 | $ 181,000 |
| Baltimore City County Maryland | 1 | $ 124,000 | $ 124,000 | $ 112,000 |
| Cole County Missouri | 1 | $ 275,000 | $ 275,000 | $ 331,000 |
| Maries County Missouri | 1 | $ 61,000 | $ 61,000 | $ 57,000 |
| Miller County Missouri | 1 | $ 73,000 | $ 73,000 | $ 77,000 |
| Osage County Missouri | 1 | $ 80,000 | $ 80,000 | $ 34,000 |
| Phelps County Missouri | 1 | $ 214,000 | $ 214,000 | $ 331,000 |
| Ray County Missouri | 1 | $ 95,000 | $ 95,000 | $ 75,000 |
| Reynolds County Missouri | 1 | $ 86,000 | $ 86,000 | $ 56,000 |
| Taney County Missouri | 1 | $ 293,000 | $ 293,000 | $ 50,000 |
| Douglas County Nebraska | 1 | $ 107,000 | $ 107,000 | $ 41,000 |
| Clark County Nevada | 1 | $ 212,000 | $ 212,000 | $ 81,000 |
| Hamilton County New York | 1 | $ 363,000 | $ 363,000 | $ 556,000 |
| Buncombe County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 31,000 |
| Licking County Ohio | 1 | $ 200,000 | $ 200,000 | $ 94,000 |
| Deschutes County Oregon | 1 | $ 130,000 | $ 130,000 | $ 54,000 |
| Cumberland County Tennessee | 1 | $ 250,000 | $ 250,000 | $ 124,000 |
| Austin County Texas | 1 | $ 172,000 | $ 172,000 | $ 39,000 |
| Cooke County Texas | 1 | $ 228,000 | $ 228,000 | $ 534,000 |
| El Paso County Texas | 1 | $ 154,000 | $ 154,000 | $ 56,000 |
| Guadalupe County Texas | 1 | $ 188,000 | $ 188,000 | $ 34,000 |
| Johnson County Texas | 1 | $ 56,000 | $ 56,000 | $ 0 |
| Newton County Texas | 1 | $ 42,000 | $ 42,000 | $ 180,000 |
| Orange County Texas | 1 | $ 150,000 | $ 150,000 | $ 96,000 |
| Smith County Texas | 1 | $ 75,000 | $ 75,000 | $ 200,000 |
| Travis County Texas | 1 | $ 248,000 | $ 248,000 | $ 89,000 |
| Van Zandt County Texas | 1 | $ 53,000 | $ 53,000 | $ 204,000 |
| Victoria County Texas | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Prince William County Virginia | 1 | $ 112,000 | $ 112,000 | $ 100,000 |
| Columbia County Wisconsin | 1 | $ 342,000 | $ 342,000 | $ 85,000 |
Mortgage Loan Application Detail Totals for First Bank in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,756 | $252,875,000 | $144,000 | $8,000,000 | $76,000 | $977,000 |
| Home Purchase | 1,301 | $209,161,000 | $160,000 | $23,373,000 | $71,000 | $3,693,000 |
| Home Improvement | 708 | $45,228,000 | $63,000 | $1,960,000 | $74,000 | $977,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,676 | $344,613,000 | $128,000 | $3,500,000 | $77,000 | $3,693,000 |
| Not Provided | 405 | $34,474,000 | $85,000 | $1,500,000 | $92,000 | $850,000 |
| Hispanic | 403 | $51,642,000 | $128,000 | $800,000 | $50,000 | $537,000 |
| Black or African American | 116 | $13,035,000 | $112,000 | $680,000 | $53,000 | $257,000 |
| Not applicable | 91 | $52,239,000 | $574,000 | $23,373,000 | $2,000 | $213,000 |
| Asian | 55 | $9,407,000 | $171,000 | $850,000 | $115,000 | $1,051,000 |
| American Indian or Alaskan Native | 14 | $1,119,000 | $79,000 | $456,000 | $92,000 | $300,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $735,000 | $147,000 | $305,000 | $57,000 | $118,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,346 | $457,043,000 | $136,000 | $23,373,000 | $77,000 | $3,693,000 |
| FHA-insured (Federal Housing Administration) | 316 | $38,512,000 | $121,000 | $400,000 | $49,000 | $164,000 |
| VA-guaranteed (Veterans Administration) | 53 | $7,277,000 | $137,000 | $378,000 | $66,000 | $191,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 50 | $4,432,000 | $88,000 | $180,000 | $38,000 | $73,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,318 | $327,900,000 | $141,000 | $23,373,000 | $78,000 | $3,693,000 |
| Application Denied By Financial Institution | 884 | $97,684,000 | $110,000 | $1,170,000 | $67,000 | $850,000 |
| Application Approved But Not Accepted | 324 | $51,039,000 | $157,000 | $850,000 | $76,000 | $1,092,000 |
| Preapproval Denied by Financial Institution | 139 | $18,321,000 | $131,000 | $1,100,000 | $50,000 | $500,000 |
| Application Withdrawn By Applicant | 85 | $9,907,000 | $116,000 | $417,000 | $78,000 | $534,000 |
| File Closed For Incompleteness | 15 | $2,413,000 | $160,000 | $417,000 | $74,000 | $320,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 361 | $32,517,000 | $90,000 | $680,000 | $55,000 | $268,000 |
| Debt-To-Income Ratio | 305 | $38,080,000 | $124,000 | $960,000 | $51,000 | $449,000 |
| Collateral | 161 | $18,757,000 | $116,000 | $645,000 | $93,000 | $850,000 |
| Other | 89 | $14,369,000 | $161,000 | $802,000 | $92,000 | $382,000 |
| Credit Application Incomplete | 58 | $4,663,000 | $80,000 | $314,000 | $84,000 | $335,000 |
| Employment History | 14 | $1,226,000 | $87,000 | $207,000 | $27,000 | $79,000 |
| Unverifiable Information | 12 | $1,704,000 | $142,000 | $210,000 | $44,000 | $66,000 |
| Mortgage Insurance Denied | 12 | $1,124,000 | $93,000 | $172,000 | $49,000 | $87,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 11 | $3,565,000 | $324,000 | $1,170,000 | $127,000 | $424,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Bank's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.